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On: Monday, 5/22/23, at 1:02pm ET · Effective: 5/22/23 · Accession #: 1193125-23-150256 · File #: 333-17663 Text Wildcards: ?(any letter/digit) , * (many) . Search Logic: & (and ) , | (or) ; for Text: | (anywhere ) , "(&)" (near) . Details... Post-Effective Amendment of a Form N-1 or N-1A Registration — Rule 485(b) Document/Exhibit Description Pages Size 1: 485BPOS Separate Account Fp HTML 222K
2: EX-99.2 Opinion and Consent of Shane Daly HTML 8K
3: EX-99.6 Consent of Pricewaterhousecoopers LLP HTML 5K
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‘485BPOS’ — Separate Account Fp
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Filed with the Securities and Exchange Commission on May 22, 2023 .
Registration No. 333-17663
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
POST-EFFECTIVE
AMENDMENT NO. 42
TO
FORM S-6
FOR
REGISTRATION UNDER THE SECURITIES ACT OF 1933
OF SECURITIES OF UNIT INVESTMENT TRUSTS REGISTERED ON FORM N-8B-2
SEPARATE ACCOUNT FP
(Exact Name of Trust)
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY
(Exact Name of Depositor)
Equitable Financial Life Insurance Company
1290 Avenue of the Americas
New York , New York 10104
(Name and Address of Agent for Service)
1290 Avenue of the Americas
New York , New York 10104
(Address of Depositor’s Principal Executive Offices)
Telephone Number, Including Area Code: (212 ) 554-1234
Please send copies of all communications to:
SHANE DALY
VICE
PRESIDENT AND ASSOCIATE GENERAL COUNSEL
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY
1290 AVENUE OF THE AMERICAS
NEW YORK , NEW YORK 10104
Securities Being Registered:
Units of Interest in Separate Account FP
It is proposed that this filing will become effective (check appropriate line):
☒
immediately upon filing pursuant to paragraph (b) of Rule 485
☐
on (date) pursuant to paragraph (b) of Rule 485
☐
60 days after filing pursuant to paragraph (a) of Rule 485
☐
on (date) pursuant to paragraph (a) of Rule 485
EXPLANATORY NOTE
The prospectus supplements included in the Post-Effective Amendment
No. 41 to the Registration Statement on Form S-6 (File Nos. 333-17663 811-04335 ) filed on April 20, 2023 pursuant to paragraph (b) of Rule 485 and any additional supplements to the Registration
Statement filed thereafter are incorporated herein by reference . This filing amends the prospectus supplement to provide recast financial statements for Equitable Financial Life Insurance Company filed on Form N-VPFS/A.
Equitable Financial Life Insurance Company
Prospectus Supplement dated May 22, 2023 to the Prospectus Supplements dated May 1, 2023 for:
This Prospectus Supplement updates certain information in the most recent prospectus supplement
you received and in any supplements to that prospectus supplement (collectively, the ‘‘Prospectus Supplement’’). You should read this Supplement in conjunction with the Prospectus Supplement and retain it for future reference.
Unless otherwise indicated, all other information included in the Prospectus Supplement remains unchanged. The terms and section headings we use in this Prospectus Supplement have the same meaning as in the Prospectus Supplement. We will send you
another copy of any prospectus supplement or supplement without charge upon request. Please contact the customer service group referenced in the Prospectus Supplement.
The purpose of this Prospectus Supplement is to provide you with information regarding the recast of Equitable Financial Life Insurance Company financials to your
policy.
Effective on or about May 22, 2023 , the section entitled “Independent
Registered Public Accounting Firm” is deleted in its entirety and replaced with the following:
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM. The
(i) financial statements of each of the variable investment options of Separate Account FP as of December 31, 2022 and for each of the periods indicated therein and the (ii) consolidated financial statements and financial statement
schedules of Equitable Financial Life Insurance Company as of December 31, 2022 and 2021 and for each of the three years in the period ended December
31, 2022 incorporated in this Prospectus supplement by reference to the filed Form N-VPFS (for Separate Account
FP) and Form N-VPFS/A (for Equitable Financial Life Insurance Company) have been so incorporated in reliance on
the reports of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting.
PricewaterhouseCoopers LLP provides independent audit services and certain other non-audit services to Equitable Financial Life Insurance Company as permitted by the applicable SEC independence rules, and as disclosed in Equitable Financial Life Insurance Company’s Form 10-K. PricewaterhouseCoopers LLP’s address is 300 Madison Avenue, New York , New York 10017 .
Catalog#800043
Job # 430858
PART II
REPRESENTATION REGARDING REASONABLENESS OF
AGGREGATE POLICY FEES AND CHARGES
Equitable
Financial represents that the fees and charges deducted under the Policies described in this Registration Statement, in the aggregate, are reasonable in relation to the services rendered, the expenses to be incurred, and the risks assumed by
Equitable Financial under the Policies. Equitable Financial bases its representation on its assessment of all of the facts and circumstances, including such relevant factors as: the nature and extent of such services, expenses and risks, the need
for Equitable Financial to earn a profit, the degree to which the Policies include innovative features, and regulatory standards for the grant of exemptive relief under the Investment Company Act of 1940 used prior to October 1996, including the
range of industry practice. This representation applies to all policies sold pursuant to this Registration Statement, including those sold on the terms specifically described in the prospectuses contained herein, or any variations therein, based on
supplements, data pages or riders to any policies or prospectuses, or otherwise.
CONTENTS OF REGISTRATION STATEMENT
This Registration Statement comprises the following papers and documents:
The facing sheet.
Reconciliation
and Tie, previously filed with this Registration Statement File No. 373-17663 on March 1, 1999.
Supplement (in-force A) dated May 1, 2023 relating to Incentive Life Plus Prospectus consisting of 26 pages.
Supplement (in-force - wholesale) dated May 1, 2023 relating to Incentive Life Plus Prospectus consisting of 32
pages.
Representation regarding reasonableness of aggregate policy fees and charges.
Undertaking to file reports, previously filed with this Registration Statement File
No. 333-17663 on December
11, 1996.
Undertaking pursuant to Rule 484(b)(1) under the Securities Act
of 1933, previously filed with this Registration Statement File No. 333-17663 on December 11, 1996.
The signatures.
Written Consent of the following:
Opinion and Consent of counsel (see Exhibit 2(a)(i))
Consent
of PricewaterhouseCoopers LLP (See Exhibit 6).
The following exhibits correspond to those required by Article IX, paragraph A of Form N-8B-2:
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1-A(3)(b)(b) Life Product Amendment
to Broker-Dealer and General Agent Sales Agreement AMENDMENT, dated as of March 15, 2016, (such date, following execution and delivery by all parties, to be the “Effective Date” ), by and among AXA Distributors, LLC
(“Distributor” ), AXA Advisors, LLC (“Broker-Dealer” ) and AXA Network, LLC (“General Agent” ), incorporated herein by reference to the Registration Statement on Form N-6 (File No. 333-103199) filed on April
19, 2019.
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2-A(9)(b)(iii) Amendment No. 3,
dated as of April 4, 2014 (“Amendment No. 3” ), to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among EQ Advisors Trust (“Trust” ),
AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to EQ Advisors Trust Registration Statement on Form N-1A (File No.
333-17217) filed on April 30, 2014.
2-A(9)(b)(iv) Amendment No. 4,
dated as of June 1, 2014 (“Amendment No. 4” ), to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among EQ Advisors Trust (“Trust” ), AXA
Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to EQ Advisors Trust Registration Statement on Form N-1A (File No.
333-17217) filed on April 30, 2014.
2-A(9)(b)(v) Amendment No. 5,
dated as of July 16, 2014 (“Amendment No. 5” ), to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among EQ Advisors Trust (“Trust” ),
AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ) ”), incorporated herein by reference to EQ Advisors Trust Registration Statement on Form N-1A
(File No. 333-17217) filed on February 5, 2015.
2-A(9)(b)(vi) Amendment No.
6, dated as of April 30, 2015 (“Amendment No. 6” ), to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among EQ Advisors Trust (“Trust” ), AXA
Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to EQ Advisors Trust Registration Statement on Form N-1A (File No.
333-17217) filed on April 17, 2015.
2-A(9)(b)(vii) Amendment No. 7,
dated as of December 21, 2015 (“Amendment No. 7” ), to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among EQ Advisors Trust
(“Trust” ), AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ) incorporated herein by reference to EQ Advisors Trust Registration Statement on
Form 485 (a) (File No. 333-17217) filed on February 11, 2016.
2-A(9)(b)(viii) Amendment No. 8,
dated as of December 9, 2016 (“Amendment No. 8” ), to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among EQ Advisors Trust (“Trust” ),
AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ) incorporated herein by reference to EQ Advisors Trust Registration Statement on Form 485 (a) (File No.
333-17217) filed on January 31, 2017.
2-A(9)(b)(ix) Amendment No.
9 dated as of May 1, 2017 (“Amendment No. 9” ) to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ) by and among EQ Advisors Trust (“Trust” ), AXA Equitable Life
Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to EQ Advisors Trust Registration Statement on Form N-1A (File No. 333-17217), filed on
April 28, 2017.
2-A(9)(b)(x) Amendment No.
10 dated as of November 1, 2017 (“Amendment No. 10” ) to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ) by and among EQ Advisors Trust (“Trust” ), AXA Equitable
Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to EQ Advisors Trust Registration Statement on Form N-1A (File No. 333-17217),
filed on October 27, 2017.
2-A(9)(b)(xii) Amendment No. 12
dated as of December 6, 2018 to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among EQ Advisors Trust, AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA
Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-1A (File No. 333-17217), filed on April 26, 2019.
2-A(9)(b)(xiii) Amendment No.
13 dated July 16, 2020 to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among EQ Advisors Trust, Equitable Financial Life Insurance Company, Equitable Investment Management Group, LLC and
Equitable Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-1A (File No. 333-17217) filed on January 19, 2021.
2-A(9)(b)(xiv) Amendment No.
14 dated February 1, 2021 to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among EQ Advisors Trust, Equitable Financial Life Insurance Company, Equitable Investment Management Group, LLC and
Equitable Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-1A (File No. 333-17217) filed on January 19, 2021.
2-A(9)(b)(xv) Amendment No.
15 dated February 26, 2021 to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among EQ Advisors Trust, Equitable Financial Life Insurance Company, Equitable Investment Management Group, LLC and
Equitable Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-1A (File No. 333-17217) filed on April 29, 2021.
2-A(9)(b)(xvi) Amendment No.
16 dated July 22, 2021 to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among EQ Advisors Trust, Equitable Financial Life Insurance Company, Equitable Investment Management Group, LLC and
Equitable Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-1A (File No. 333-17217) filed on September 24, 2021.
2-A(9)(b)(xvii) Amendment No.
17 dated January 13, 2022 to the Second Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among EQ Advisors Trust, Equitable Financial Life Insurance Company, Equitable Investment Management Group, LLC and
Equitable Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-1A (File No. 333-17217) filed on April 28, 2022.
2-A(9)(c)(ii) Amendment No. 2,
dated as of April 18, 2014 (“Amendment No. 2” ) to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ) by and among AXA Premier VIP Trust (“Trust” ), AXA
Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to AXA Premier VIP Trust Registration Statement on Form N-1/A (File No.
333-70754) filed on January 12, 2015.
2-A(9)(c)(iii) Amendment No. 3,
dated as of July 8, 2014 (“Amendment No. 3” ) to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ) by and among AXA Premier VIP Trust (“Trust” ), AXA
Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to AXA Premier VIP Trust Registration Statement on Form N-1/A (File No.
333-70754) filed on January 12, 2015.
2-A(9)(c)(iv) Amendment No. 4,
dated as of December 10, 2014 (“Amendment No. 4” ), to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among AXA Premier VIP Trust (“Trust” ),
AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ), incorporated herein by reference to AXA Premier VIP Trust Registration Statement on Form N-1/A (File
No. 333-70754) filed on January 12, 2015.
2-A(9)(c)(v) Amendment No. 5,
dated as of September 26, 2015 (“Amendment No. 5” ), to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement” ), by and among AXA Premier VIP Trust (“Trust” ),
AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA Distributors, LLC (collectively, the “Parties” ) incorporated herein by reference to AXA Premier VIP Trust Registration Statement on Form 485 (b) (File
No. 333-70754) filed on April 26, 2016.
2-A(9)(c)(vi) Amendment No.
6 dated July 19, 2018 to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended by and among AXA Premier VIP Trust, AXA Equitable Life Insurance Company, AXA Equitable Funds Management Group, LLC and AXA
Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-14 (File No. 333-254204) filed on March 12, 2021.
1-A(9)(d) Participation Agreement
by and Among AIM Variable Insurance Funds, A I M Distributors, Inc., AXA Equitable Life Insurance Company, on Behalf of itself and its Separate Accounts, AXA Advisors, LLC, and AXA Distributors, LLC, dated July 1, 2005, incorporated by
reference to the Registration Statement on Form N-4 (File No. 333-160951) filed on November 16, 2009.
1-A(9)(d)(i) Amendment No. 1 effective
October 15, 2009 among AIM Variable Insurance Funds, AIM Distributors, Inc., AXA Equitable Life Insurance Company, on behalf of its Separate Accounts, AXA Advisors, LLC and AXA Distributors, LLC, incorporated herein by reference to Registration
Statement on Form N-4 (File No. 2-30070) filed on April 24, 2012.
1-A(9)(d)(ii) Amendment No. 2, dated
as of April 19, 2010, to the Participation Agreement dated as of July 1, 2005, by and among AIM Variable Insurance Funds, Invesco Aim Distributors, Inc., AXA Equitable Life Insurance Company, on behalf of itself and each of its segregated asset
accounts, and AXA Advisors, LLC and AXA Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-4 (File No. 2-30070) filed on April 21, 2015.
1-A(9)(d)(iii) Amendment No. 3,
dated as of April 19, 2010, to the Participation Agreement dated as of July 1, 2005, by and among AIM Variable Insurance Funds, Invesco Aim Distributors, Inc., AXA Equitable Life Insurance Company, on behalf of itself and each of its segregated
asset accounts; and AXA Advisors, LLC and AXA Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-4 (File No. 2-30070) filed on April 21, 2015.
1-A(9)(d)(iv) Amendment No. 4,
effective May 1, 2012, to the Participation Agreement dated July 1, 2005, among AIM Variable Insurance Funds, Invesco Distributors, Inc., AXA Equitable Life Insurance Company, on behalf of itself and each of its segregated asset accounts; AXA
Advisors LLC and AXA Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-4 (File No. 333-178750) filed on April 25, 2012.
1-A(9)(d)(v) Amendment No. 5,
dated as of October 1, 2014, to the Participation Agreement dated July 1, 2005, by and among AIM Variable Insurance Funds Invesco Distributors, Inc., AXA Equitable Life Insurance Company, a New York life insurance company, on behalf of itself and
each of its segregated asset accounts; and AXA Advisors, LLC and AXA Distributors, LLC, incorporated herein by reference to Registration Statement on Form N-4 (File No. 333-202147) filed on February 18, 2015.
1-A(9)(g) Participation Agreement
as of July 1, 2005 Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton Distributors, Inc., AXA Equitable Life Insurance Company, AXA Advisors, LLC, and AXA Distributors, LLC, incorporated by reference to the Registration
Statement on Form N-4 (File No. 333-160951) filed on November 16, 2009.
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1-A(9)(g)(ii) Amendment No. 5
effective as of May 1, 2012 to Participation Agreement dated July 1, 2005 and subsequently amended June 5, 2007, November 1, 2009, May 1, 2010 and August 16, 2010 among Franklin Templeton Variable Insurance Products Trust, Franklin/Templeton
Distributors, Inc., AXA Equitable Life Insurance Company, AXA Advisors, LLC and AXA Distributors, LLC, incorporated herein by reference to the Registration Statement on Form N-4 (File No. 333-178750) filed on April 25, 2012.
1-A(9)(g)(iii) Amendment No.
6, dated as of December 1, 2020, to Participation Agreement dated July 1, 2005, as amended, among Franklin Templeton Variable Products Trust, Franklin/Templeton Distributors, Inc., Equitable Financial Life Insurance Company, Equitable Financial
Life Insurance Company of America and Equitable Distributors LLC, incorporated herein by reference to Registration Statement on Form N-4 (File No. 333-248907) filed on December 16, 2020.
1-A(9)(g)(iv) Amendment No. 7,
dated as of February 12, 2021, to Participation Agreement dated July 1, 2005, as amended, among Franklin Templeton Variable Products Trust, Franklin/Templeton Distributors, Inc., Equitable Financial Life Insurance Company, Equitable Financial Life
Insurance Company of America and Equitable Distributors LLC, incorporated herein by reference to Registration Statement on Form S-6 (File No. 333-17663) filed on April 21, 2022.
1-A(9)(h) Fund Participation
Agreement dated October 20, 2009 among AXA Equitable Life Insurance Company, Goldman Sachs Variable Insurance Trust, Goldman Sachs Asset Management, L.P., and Goldman, Sachs & Co., dated October 20, 2009, incorporated herein by
reference to the Registration Statement on Form N-4 (File No. 333-178750) filed on December 23, 2011.
1-A(9)(l)(i)
Amendment No. 1, effective
September 30, 2009, to the Participation Agreement dated July 20, 2005 by and among AXA Equitable Life Insurance Company, T. Rowe Price Equity Series, Inc., and T. Rowe Price Investment Services, Inc., incorporated herein by reference to
Registration Statement on Form S-6 (File No. 333-17663) filed on April 20, 2023.
1-A(9)(l)(ii)
Amendment No. 2,
effective April 12, 2010, to the Participation Agreement dated July 20, 2005 by and among AXA Equitable Life Insurance Company, T. Rowe Price Equity Series, Inc., and T. Rowe Price Investment Services, Inc., incorporated herein by reference to
Registration Statement on Form S-6 (File No. 333-17663) filed on April 20, 2023.
1-A(9)(l)(iii) Amendment No. 3,
effective May 1, 2012 to the Participation Agreement dated July 20, 2005 among AXA Equitable Life Insurance Company, T. Rowe Price Equity Series Inc., T. Rowe Price Fixed Income Series, Inc., T. Rowe Price International Series, Inc. and T. Rowe
Price Investment Services, Inc., incorporated herein by reference to Registration Statement on Form N-4 (File No. 333-178750) filed on April 25, 2012.
1-A(9)(l)(ii) Fourth Amendment
dated August 16, 2019 to the Participation Agreement dated July 20, 2005 by and between AXA Equitable Life Insurance Company, T. Rowe Price Equity Series, Inc., T. Rowe Price Fixed Income Series, Inc., T. Rowe Price International Series, Inc. and
T. Rowe Price Investment Services, Inc. incorporated herein by reference to the Registration Statement filed on Form N-6 (File No. 333-229235) filed on February 18, 2020.
1-A(9)(l)(iii) Amendment No.
5, effective May 1, 2021 to the Participation Agreement dated July 20, 2005 among Equitable Financial Life Insurance Company, T. Rowe Price Equity Series Inc., T. Rowe Price Fixed Income Series, Inc., T. Rowe Price International Series, Inc. and T.
Rowe Price Investment Services, Inc., incorporated herein by reference to Registration Statement on Form S-6 (File No. 333-17663) filed on April 21, 2022.
1-A(9)(o)(i) First Amendment, effective
April 19, 2013 to the Participation Agreement dated January 2, 201 , as amended, by and among AXA Equitable Life Insurance Company, MONY Life Insurance Company of America, American Funds Distributors, Inc. American
Funds Service Company, Capital Research and Management Company, and the American Funds Insurance Series, incorporated herein by reference to Registration Statement on Form N-4 (2-30070) filed on April 20, 2021.
1-A(9)(o)(ii) Second Amendment,
effective October 8, 2013 to the Participation Agreement dated January 2, 2013, as amended, by and among AXA Equitable Life Insurance Company, MONY Life Insurance Company of America, American Funds Distributors, Inc. American Funds
Service Company, Capital Research and Management Company, and the American Funds Insurance Series, incorporated herein by reference to Registration Statement on Form N-4 (333-248907) filed on December 16, 2020.
1-A(9)(o)(iii) Third Amendment, effective
September 10, 2020 to the Participation Agreement dated January 2, 2013, as amended, by and among AXA Equitable Life Insurance Company, American Funds Distributors, Inc. American Funds Service Company, Capital Research and Management
Company, and the American Funds Insurance Series, incorporated herein by reference to Registration Statement on Form N-4 (2-30070) filed on April 20, 2021.
1-A(9)(o)(iv) Fourth Amendment,
effective November 18, 2020 to the Participation Agreement dated January 2, 2013, as amended, by and among Equitable Financial Life Insurance Company, Equitable Financial Life Insurance Company of America, American Funds Service Company,
Capital Research and Management Company, and the American Funds Insurance Series, incorporated herein by reference to Registration Statement on Form N-4 (333-248907) filed on December 16, 2020.
1-A(9)(o)(v) Fifth Amendment,
effective February 5, 2021 to the Participation Agreement dated January 2, 2013, as amended, by and among Equitable Financial Life Insurance Company, Equitable Financial Life Insurance Company of America, American Funds Distributors, Inc., American
Funds Service Company, Capital Research and Management Company, and the American Funds Insurance Series, incorporated herein by reference to Registration Statement on Form S-6 (File No. 333-17663) filed on April 21, 2022.
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1-A(11) The registrant is not required to have a Code of Ethics because it invests only in securities issued by
registered open-end management investment companies.
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SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it meets all the requirements for effectiveness of
this Registration Statement pursuant to Rule 485(b) under the Securities Act of 1933 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, and its seal to be hereunto affixed and
attested, in the City and State of New York, on the 22nd day of May, 2023.
SEPARATE ACCOUNT FP
(REGISTRANT)
EQUITABLE FINANCIAL LIFE INSURANCE COMPANY
(DEPOSITOR)
/s/ Shane Daly
Shane Daly
Vice President and Associate General Counsel
SIGNATURES
As
required by the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on the date indicated:
PRINCIPAL EXECUTIVE OFFICER:
*Mark Pearson
Chief Executive Officer and Director
PRINCIPAL FINANCIAL OFFICER:
*Robin Raju
Chief Financial Officer
PRINCIPAL ACCOUNTING OFFICER:
*William Eckert
Chief Accounting Officer
*DIRECTORS:
Daniel G. Kaye
Kristi Matus
George Stansfield
Joan Lamm-Tennant
Mark Pearson
Bertram Scott
Francis Hondal
Charles G.T. Stonehill
Arlene Isaacs-Lowe
and Documents Incorporated by Reference1 Subsequent Filing that References this Filing 86 Previous Filings that this Filing References ↑ Top Filing Submission 0001193125-23-150256 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.) Copyright © 2024 Fran Finnegan & Company LLC – All Rights Reserved.About — Privacy — Redactions — Help —
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