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| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_SignificantAccountingPoliciesLineItems" xlink:label="yrd_SignificantAccountingPoliciesLineItems" xlink:title="yrd_SignificantAccountingPoliciesLineItems"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProductOrServiceAxis" xlink:label="us-gaap_ProductOrServiceAxis" xlink:title="us-gaap_ProductOrServiceAxis"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SummaryOfSignificantAccountingPoliciesTable" xlink:to="us-gaap_ProductOrServiceAxis" xlink:title="Presentation : yrd_SummaryOfSignificantAccountingPoliciesTable to us-gaap_ProductOrServiceAxis" order="3" preferredLabel="http://www.xbrl.org/2003/role/label"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:title="us-gaap_PropertyPlantAndEquipmentByTypeAxis"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SummaryOfSignificantAccountingPoliciesTable" xlink:to="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:title="Presentation : yrd_SummaryOfSignificantAccountingPoliciesTable to us-gaap_PropertyPlantAndEquipmentByTypeAxis" order="1" preferredLabel="http://www.xbrl.org/2003/role/label"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_RangeAxis" xlink:label="us-gaap_RangeAxis" xlink:title="us-gaap_RangeAxis"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SummaryOfSignificantAccountingPoliciesTable" xlink:to="us-gaap_RangeAxis" xlink:title="Presentation : yrd_SummaryOfSignificantAccountingPoliciesTable to us-gaap_RangeAxis" order="4" preferredLabel="http://www.xbrl.org/2003/role/label"/> |
| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_ValueAddedTaxRate" xlink:label="yrd_ValueAddedTaxRate" xlink:title="yrd_ValueAddedTaxRate"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SignificantAccountingPoliciesLineItems" xlink:to="yrd_ValueAddedTaxRate" xlink:title="Presentation : yrd_SignificantAccountingPoliciesLineItems to yrd_ValueAddedTaxRate" order="6" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/> |
| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_AccruedIncentives" xlink:label="yrd_AccruedIncentives" xlink:title="yrd_AccruedIncentives"/> |
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| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_OneTimeGuaranteeOfRevenueAssumptionFee" xlink:label="yrd_OneTimeGuaranteeOfRevenueAssumptionFee" xlink:title="yrd_OneTimeGuaranteeOfRevenueAssumptionFee"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SignificantAccountingPoliciesLineItems" xlink:to="yrd_OneTimeGuaranteeOfRevenueAssumptionFee" xlink:title="Presentation : yrd_SignificantAccountingPoliciesLineItems to yrd_OneTimeGuaranteeOfRevenueAssumptionFee" order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:title="us-gaap_CashAndCashEquivalentsAtCarryingValue"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SignificantAccountingPoliciesLineItems" xlink:to="us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:title="Presentation : yrd_SignificantAccountingPoliciesLineItems to us-gaap_CashAndCashEquivalentsAtCarryingValue" order="7" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ExciseAndSalesTaxes" xlink:label="us-gaap_ExciseAndSalesTaxes" xlink:title="us-gaap_ExciseAndSalesTaxes"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SignificantAccountingPoliciesLineItems" xlink:to="us-gaap_ExciseAndSalesTaxes" xlink:title="Presentation : yrd_SignificantAccountingPoliciesLineItems to us-gaap_ExciseAndSalesTaxes" order="5" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GuaranteeObligationsMaximumExposure" xlink:label="us-gaap_GuaranteeObligationsMaximumExposure" xlink:title="us-gaap_GuaranteeObligationsMaximumExposure"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="yrd_SignificantAccountingPoliciesLineItems" xlink:to="us-gaap_GuaranteeObligationsMaximumExposure" xlink:title="Presentation : yrd_SignificantAccountingPoliciesLineItems to us-gaap_GuaranteeObligationsMaximumExposure" order="9" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:title="us-gaap_PropertyPlantAndEquipmentUsefulLife"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountingPoliciesAbstract" xlink:label="us-gaap_AccountingPoliciesAbstract" xlink:title="us-gaap_AccountingPoliciesAbstract"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_AccountingPoliciesAbstract" xlink:to="yrd_SummaryOfSignificantAccountingPoliciesTable" xlink:title="Presentation : us-gaap_AccountingPoliciesAbstract to yrd_SummaryOfSignificantAccountingPoliciesTable" order="1" preferredLabel="http://www.xbrl.org/2003/role/label"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/currency/2014/currency-2014-01-31.xsd#currency_AllCurrenciesDomain" xlink:label="currency_AllCurrenciesDomain" xlink:title="currency_AllCurrenciesDomain"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/currency/2014/currency-2014-01-31.xsd#currency_CNY" xlink:label="currency_CNY" xlink:title="currency_CNY"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="currency_AllCurrenciesDomain" xlink:to="currency_CNY" xlink:title="Presentation : currency_AllCurrenciesDomain to currency_CNY" order="1" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LossContingencyAccrualCarryingValuePayments" xlink:label="us-gaap_LossContingencyAccrualCarryingValuePayments" xlink:title="us-gaap_LossContingencyAccrualCarryingValuePayments"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LossContingencyAccrualAtCarryingValue" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue" xlink:title="us-gaap_LossContingencyAccrualAtCarryingValue"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_LossContingencyAccrualRollForward" xlink:to="us-gaap_LossContingencyAccrualAtCarryingValue" xlink:title="Presentation : us-gaap_LossContingencyAccrualRollForward to us-gaap_LossContingencyAccrualAtCarryingValue" order="4" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LossContingencyAccrualAtCarryingValue" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue_1" xlink:title="us-gaap_LossContingencyAccrualAtCarryingValue"/> |
| | <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_LossContingencyAccrualRollForward" xlink:to="us-gaap_LossContingencyAccrualAtCarryingValue_1" xlink:title="Presentation : us-gaap_LossContingencyAccrualRollForward to us-gaap_LossContingencyAccrualAtCarryingValue" order="1" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LossContingencyAccrualProvision" xlink:label="us-gaap_LossContingencyAccrualProvision" xlink:title="us-gaap_LossContingencyAccrualProvision"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_ProductsAndServicesDomain" xlink:label="us-gaap_ProductsAndServicesDomain" xlink:title="us-gaap_ProductsAndServicesDomain"/> |
| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_YirenCoinsMember" xlink:label="yrd_YirenCoinsMember" xlink:title="yrd_YirenCoinsMember"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:title="us-gaap_PropertyPlantAndEquipmentTypeDomain"/> |
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