Amster Howard, et al. – ‘SC 13D’ on 9/23/22 re: Ocwen Financial Corp.

On:  Friday, 9/23/22, at 4:15pm ET   ·   Accession #:  904853-22-2   ·   File #:  5-51815

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Statement of Acquisition of Beneficial Ownership by an “Active” Investor   —   Schedule 13D   —   WA’68

Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: SC 13D      Statement of Acquisition of Beneficial Ownership      29±   120K 
                by an "Active" Investor                                          

Document Table of Contents

UNITED STATES                                                                   
SECURITIES AND EXCHANGE COMMISSION                                              
Washington, D.C. 20549                                                          
SCHEDULE 13D                                                                    
Under the Securities Exchange Act of 1934                                       
(Amendment No. ________)*                                                       
OCWEN FINANCIAL CORPORATION                                                     
(Name of Issuer)                                                                
COMMON STOCK PAR VALUE $0.001 PER SHARE                                         
(Title of Class of Securities)                                                  
675746-60-6                                                                     
(CUSIP Number)                                                                  
HOWARD AMSTER                                                                   
48 ST GEORGE PLACE                                                              
PALM BEACH GARDENS, FL 33418-4025[GH1]                                          
(216)595-1047                                                                   
(Name, Address and Telephone Number of Person                                   
Authorized to Receive Notices and Communications)                               
September 12, 2022                                                              
(Date of Event which Requires Filing of this Statement)                         
If the filing person has previously filed a statement on                        
Schedule 13G to report the acquisition that is the subject                    
of this Schedule 13D, and is filing this schedule because of                    
240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.            
Note: Schedules filed in paper format shall include a signed original           
and five copies of the schedule, including all exhibits. See                    
240.13d-7 for other parties to whom copies are to be sent.                      
* The remainder of this cover page shall be filled out for a                    
reporting person's initial filing on this form with respect to                  
the subject class of securities, and for any subsequent amendment               
containing information which would alter disclosures provided in a              
prior cover page.                                                               
The information required on the remainder of this cover page shall              
not be deemed to be "filed" for the purpose of Section 18 of the Securities     
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that    
section of the Act but shall be subject to all other provisions of the Act      
(however, see the Notes).                                                       

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER                                                                   
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
PF                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO            
ITEMS 2(d) or 2(e)                                                              
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
UNITED STATES                                                                   

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
257,434                                                                         
8.                                                                              
SHARED VOTING POWER                                                             
299,440*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
257,434                                                                         
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
299,440*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
IN                                                                              
*These shares are deemed to be beneficially owned by Howard Amster,             
as a result his personal ownership and in his capacity as the President         
of Pleasant Lake Apartments Corp., which is the General Partner of Pleasant     
Lake Apts. Limited Partnership, and in his capacity as the trustee of           
various trusts as listed                                                        
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 
1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
PLEASANT LAKE SKOIEN INVESTMENTS LLC                                            
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO            
ITEMS 2(d) or 2(e)                                                              
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
DELAWARE                                                                        

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
8,818                                                                           
8.                                                                              
SHARED VOTING POWER                                                             
548,056*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
8,818                                                                           
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
548,056*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
PN                                                                              
*These shares are deemed to be beneficially owned by Pleasant Lake              
Skoien Investments LLC, the Manager of which is Pleasant Lake Apts.             
Limited Partnership,                                                            
of which the General Partner is Pleasant Lake Apartments Corp.,                 
whose President is Howard Amster                                                
**Denominator is based on the 8,698,688 shares of stock outstanding             
as of July 29, 2022 as reported by the Issuer on Form 10-Q for the              
quarterly period ending June 30, 2022, as filed with the Securities             
and Exchange Commission on August 4, 2022.                                      
1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                               
PLEASANT LAKE APTS. LIMITED PARTNERSHIP                                         
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO            
ITEMS 2(d) or 2(e)                                                              
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
22,510                                                                          
8.                                                                              
SHARED VOTING POWER                                                             
534,364*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
22,510                                                                          
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
534,364*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
PN                                                                              
*These shares are deemed to be beneficially owned by Pleasant Lake Apts.        
Limited Partnership, as the General Partner for the entity is Pleasant          
Lake Apartments Corp., whose President is Howard Amster.                        
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly          
period ending June 30, 2022, as filed with the Securities and Exchange          
Commission on August 4, 2022.                                                   

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2019 CHARITABLE REMAINDER UNTIRUST  #1                            
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                  
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
1,692                                                                           
8.                                                                              
SHARED VOTING POWER                                                             
555,182*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
1,692                                                                           
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
555,182*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster          
2019 Charitable Remainder Trust #1, due to the trustee being Howard Amster.   
**Denominator is based on the 8,698,688 of stock outstanding as of July 29,     
2022 as reported by the Issuer on Form 10-Q for the quarterly period ending     
June 30, 2022, as filed with the Securities and Exchange Commission on          
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2019 CHARITABLE REMAINDER UNITRUST #2                             
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
439                                                                             
8.                                                                              
SHARED VOTING POWER                                                             
556,435*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
439                                                                             
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,435*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%                                                                           
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster          
2019 Charitable Remainder Trust #2, due to the trustee being Howard Amster.     

**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2019 CHARITABLE REMAINDER UNITRUST #3                             
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
445                                                                             
8.                                                                              
SHARED VOTING POWER                                                             
556,429*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
445                                                                             
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,429*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster 2019     
Charitable Remainder Trust #3, due to the trustee being Howard Amster.          

**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2019 CHARITABLE REMAINDER UNITRUST #5                             
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT               
TO ITEMS 2(d) or 2(e)                                                           
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
5,635                                                                           
8.                                                                              
SHARED VOTING POWER                                                             
551,239*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
5,635                                                                           
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
551,239*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster          
2019 Charitable Remainder Trust #5, due to the trustee being Howard Amster.     
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
AMSTER LIMITED PARTNERSHIP                                                      
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               

7.                                                                              
SOLE VOTING POWER                                                               
12,350                                                                          
8.                                                                              
SHARED VOTING POWER                                                             
544,524*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
12,350                                                                          
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
544,524*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
PN                                                                              
*These shares are deemed to be beneficially owned by the Amster Limited         
Partnership due to the general partner being Howard Amster.                     
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly          
period ending June 30, 2022, as filed with the Securities and Exchange          
Commission on August 4, 2022.                                                   

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2019 CHARITABLE REMAINDER TRUST #4                                
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
400                                                                             
8.                                                                              
SHARED VOTING POWER                                                             
556,474*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
400                                                                             
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,474*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              

*These shares are deemed to be beneficially owned by the Howard Amster 2019     
Charitable Remainder Trust #4, due to the trustee being Howard Amster.          
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                               
AMSTER TRADING COMPANY CHARITABLE REMAINDER UNITRUST U/A DTD 03/10/2003         
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
105                                                                             
8.                                                                              
SHARED VOTING POWER                                                             
556,769*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
105                                                                             
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,769*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Amster Trading         
Company Charitable Remainder Unitrust U/A DTD 03/10/2003, due to the            
trustee being Amster Trading Company, whose President is Howard Amster.         

**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly          
period ending June 30, 2022, as filed with the Securities and Exchange          
Commission on August 4, 2022.                                                   

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
LAUGHLIN  HOLDING LLC                                                           
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)x                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO            
ITEMS 2(d) or 2(e)                                                              
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
DELAWARE                                                                        

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
13,377                                                                          
8.                                                                              
SHARED VOTING POWER                                                             
543,497*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
13,377                                                                          
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
543,497*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
PN                                                                              
*These shares are deemed to be beneficially owned by the Laughlin Holding LLC,  
the manager of which is Pleasant Lake Apts. Limited Partnership, whose general  
partner is Pleasant Lake Apartments Corp., whose President is Howard Amster.    
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission      
on August 4, 2022.                                                              

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
RAMAT SECURITIES LTD                                                            
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
199,007                                                                         
8.                                                                              
SHARED VOTING POWER                                                             
357,867*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
199,007                                                                         
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
357,867*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
PN                                                                              
*These shares are deemed to be beneficially owned by Ramat Securities,          
Ltd. as the majority owner is Howard Amster.                                    
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2019 CHARITABLE REMAINDER UNITRUST #7                             
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
94                                                                              
8.                                                                              
SHARED VOTING POWER                                                             
556,780*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
94                                                                              
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,780*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster 2019     
Charitable Remainder Unitrust #7, due to the trustee being Howard Amster.       
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 

PLEASANT LAKE APARTMENTS CORP.                                                  
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
157                                                                             
8.                                                                              
SHARED VOTING POWER                                                             
556,717*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
157                                                                             
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,717*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
CO                                                                              
*These shares are deemed to be beneficially owned by Pleasant Lake              
Apartments Corp. as the President is Howard Amster.                             
**Denominator is based on the 8,698,688 shares of stock outstanding as of       
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly          
period ending June 30, 2022, as filed with the Securities and Exchange          
Commission on August 4, 2022.                                                   

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2021 CHARITBALE REMAINDER UNITRUST #1                             
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
100                                                                             
8.                                                                              
SHARED VOTING POWER                                                             
556,774*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
100                                                                             
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,774*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster          
2021 Charitable Remainder Unitrust #1, due to the trustee being Howard Amster.  
** Denominator is based on the 8,698,688 shares of stock outstanding as of      
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER 2021 CHARITABLE REMAINDER UNITRUST #3                             
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS      
2(d) or 2(e)                                                                    
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
34,262                                                                          
8.                                                                              
SHARED VOTING POWER                                                             
522,612*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
34,262                                                                          
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
522,612*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%**                                                                         
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster          
2021 Charitable Remainder Unitrust #3, due to the trustee being Howard          
Amster.                                                                         
** Denominator is based on the 8,698,688 shares of stock outstanding            
as of July 29, 2022 as reported by the Issuer on Form 10-Q for the              
quarterly period ending June 30, 2022, as filed with the                        
Securities and Exchange Commission on August 4, 2022.                           

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
HOWARD AMSTER CHARITABLE REMAINDER UNITRUST U/A DTD 04/22/1998                  
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO            
ITEMS 2(d) or 2(e)                                                              
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
OHIO                                                                            

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
49                                                                              
8.                                                                              
SHARED VOTING POWER                                                             
556,825*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
49                                                                              
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,825*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%*                                                                          
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
OO                                                                              
*These shares are deemed to be beneficially owned by the Howard Amster          
2021 Charitable Remainder Unitrust #3, due to the trustee being Howard Amster.  
** Denominator is based on the 8,698,688 shares of stock outstanding as of      
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission      
on August 4, 2022.                                                              

1.                                                                              
NAMES OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS          
(ENTITIES ONLY)                                                                 
AMSTER TRADING COMPANY                                                          
2.                                                                              
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP                                
(see instructions)                                                              
(a)X                                                                            
(b)                                                                             
3.                                                                              
SEC USE ONLY                                                                    
4.                                                                              
SOURCE OF FUNDS (see instructions)                                              
WC                                                                              
5.                                                                              
CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO            
ITEMS 2(d) or 2(e)                                                              
6.                                                                              
CITIZENSHIP OR PLACE OF ORGANIZATION                                            
UNITED STATES                                                                   

NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON WITH               
7.                                                                              
SOLE VOTING POWER                                                               
0                                                                               
8.                                                                              
SHARED VOTING POWER                                                             
556,874*                                                                        
9.                                                                              
SOLE DISPOSITIVE POWER                                                          
0                                                                               
10.                                                                             
SHARED DISPOSITIVE POWER                                                        
556,874*                                                                        
11.                                                                             
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON                    
556,874                                                                         
12.                                                                             
CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES           
(see instructions)                                                              
13.                                                                             
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)                              
6.40%*                                                                          
14.                                                                             
TYPE OF REPORTING PERSON (see instructions)                                     
CO                                                                              
*These shares are deemed to be beneficially owned by the Amster Trading Company 
due to the company being the trustee of the Amster Trading Company Charitable   
Remainder Unitrust U/A 03/10/2003.                                              
** Denominator is based on the 8,698,688 shares of stock outstanding as of      
July 29, 2022 as reported by the Issuer on Form 10-Q for the quarterly period   
ending June 30, 2022, as filed with the Securities and Exchange Commission on   
August 4, 2022.                                                                 

Item 1.Security and Issuer.                                                     
This Schedule 13D relates to the common stock of Ocwen Financial Corporation    
(the Issuer). The principal executive office of the issuer is 1661 Worthington  
Beach, Suite 100, West Palm Beach, FL 33409.                                    

Item 2.Identity and Background.                                                 
This joint statement on Schedule 13D is being filed by Howard Amster,           
Howard Amster 2019 Charitable Remainder Unitrust #1, Howard Amster 2019         
Charitable Remainder Unitrust #2, Howard Amster 2019 Charitable Remainder       
Unitrust #3, Howard Amster 2019 Charitable Remainder Unitrust #4, Howard        
Amster 2019 Charitable Remainder Unitrust #5, Howard Amster 2019 Charitable     
Remainder Unitrust #7, Howard Amster 2021 Charitable Remainder Unitrust #1,     
Howard Amster 2021 Charitable Remainder Unitrust #3,  Amster Trading Company    
Charitable Remainder Unitrust U/A DTD 03/10/2003, Howard Amster Charitable      
Remainder Unitrust U/A 04/22/1998,  Amster Limited Partnership, Laughlin        
Holdings LLC, Pleasant Lake Apts. Limited Partnership, Ramat Securities, Ltd.,  
Pleasant Lake Apartments Corp., PLA Skoien Investments LLC, Amster Trading      
Company (together, the Reporting Persons). Further information regarding        
the Reporting Persons is set forth below;                                       
(a)Howard Amster,(b)48 St George Place Palm Beach Gardens, FL 33418 (c) Real    
Estate Investor. President of Pleasant Lake Apartments Corp., which is the      
General Partner of Pleasant Lake Apts. Limited Partnership, which is the        
Manager of Laughlin Holdings, LLC, as well as the manager of Pleasant Lake      
Skoien Investments LLC. Mr. Amster is the sole trustee of the Howard Amster     
2019 Charitable Remainder Unitrust #1, the Howard Amster 2019 Charitable        
Remainder Unitrust #2, the Howard Amster Charitable Remainder Unitrust #3,      
the Howard Amster Charitable Remainder Unitrust #4, the Howard Amster           
Charitable Remainder Unitrust #5, the Howard Amster 2019 Charitable             
Remainder Unitrust #7, the Howard Amster 2021 Charitable Remainder              
Unitrust #1, the Howard Amster 2021 Charitable Remainder                        
Unitrust #3,  the Howard Amster Charitable Remainder Unitrust U/A 04/22/1998.   
Howard Amster is the general partner of Amster Limited Partnership. Howard      
Amster is the President of Amster Trading Company, the trustee of the Amster    
Trading Company Charitable Remainder Unitrust U/A DTD 03/10/2003. He is the     
majority owner of Ramat Securities, Ltd. All Reporting Persons are engaged      
in investments. (d) No Reporting Person has been convicted in a criminal        
proceeding (excluding traffic violations or similar misdemeanors in the         
last five years (e) During the last five years, no Reporting Person has         
been a party to a civil proceeding of a judicial or administrative body         
of competent jurisdiction as a result of which proceeding such Reporting        
Person is or was subject to a judgement, decree, or final order enjoining       
future violations of, or prohibiting or mandating activities subject to,        
federal or state securities laws or finding any violation with respect          
to such laws (f) United States Citizens.                                        

Item 3.Source or Amount of Funds or Other Consideration.                        
As of September 22, 2022, the Reporting Persons had, in the aggregate,invested  
approximately $15,187,557 to acquire 556,874 shares of the Common Stock of the  
Issuer.The Reporting Persons used personal funds and working capital for such   
purchases.                                                                      

The Reporting Persons may effect purchases of securities primarily through      
margin accounts maintained for them with RBC Capital Markets LLC and            
Interactive Brokers LLC, which may extend margin credit to the Reporting        
Persons as and when required to open and carry positions in the margin          
accounts, subject to applicable Federal margin regulations, stock exchange      
rules, and the firms credit policies. In such instances, the positions          
held in the margin accounts are pledged as                                      
collateral security for the repayment of debit balances in the accounts.        

Item 4.Purpose of Transaction.                                                  
The Reporting Persons acquired the shares of Common Stock for investment        
purposes.                                                                       

While the Reporting Persons have no present intention to dispose of all or      
any portion of the Common Stock beneficially owned by them, any such sales      
of the Common Stock may be made in the open market, privately negotiated        
transactions, or otherwise.                                                     

Depending on their assessment of the of the forgoing factors, the Reporting     
Persons may, from time to time, modify their present intention as stated in     
this Item 4. In addition, they may at their discretion purchase additional      
shares of Common Stock of the Issuer.                                           

Except as set forth above, the Reporting Persons do not have at this time       
any specific plans which would result in (a) the acquisition by the Reporting   
Persons of additional securities of the Issuer or the disposition by the        
Reporting Persons of securities of the Issuer, other than described above       
(b) any extraordinary corporate transactions such as a merger, reorganization,  
or liquidation involving the Issuer or any of its subsidiaries, (c) any sale    
or transfer of a material amount of the assets of the Issuer or any of its      
subsidiaries; (d) any change in the present management of board of directors    
of the Issuer, including any plans or proposals to change the number or term    
of directors, or to fill any existing vacancies on the Issuers board of         
directors: (e) any other material change in the present capitalization or       
dividend policy of the Issuer; (f) any other material change in the Issuers     
business or corporate structure; (g)any change in the Issuers charter, bylaws,  
or instruments corresponding thereto or other actions which may impede the      
acquisition of control of the Issuer by any person; (h) the Common Stock being  
delisted from a national securities exch3ange or ceasing to be authorized to be 
quoted in an inter-dealer quotation system or a registered national securities  
association;(i) causing a class of equity securities of the Issuer to be        
eligible for termination of registration pursuant to Section 129(g)(4) of the   
Act; or (j) any action similar to those enumerated above                        
Except as set forth above, no Reporting Person has any present plan or proposal 
which would relate to or result in any of the matters set forth in              
subparagraphs (a)-(j) of Item 4 of this Schedule 13D except as set forth        
herein or such as would occur upon or in connection with the completion of,     
or following, any of the actions discussed herein.                              
The Reporting Persons intend to review their investment in the issuer on a      
continuing basis. Depending on various factors, including, without limitation,  
the issuers financial positions, the price levels of the shares of Common       
Stock, conditions in the securities markets and general economic and industry   
conditions, the Reporting Persons may in the future take such actions with      
respect to their investment in the issuer as they deem appropriate, including,  
without limitation, engaging in communications with management and the Board    
of Directors of the Issuer, engaging in discussions with stockholders of the    
issuer or other third parties about the issuer and the Reporting Persons        
Investment, including potential business combinations or dispositions involving 
the Issuer or certain of its businesses, making recommendations or proposals to 
the issuer concerning changes to the capitalization, ownership structure, board 
structure (including board compositions), potential business combinations or    
dispositions involving the issuer or certain of its businesses, or suggestions  
for improving the issuers financial and/or operational performance, purchasing  
additional shares of Common Stock, selling some or all of their shares of       
Common Stock, engaging in short selling or any hedging or similar transaction   
with respect to the shares of Common Stock, including swaps and other           
derivative instruments, or changing their intention with respect to any and all 
matters referred to in Item 4.                                                  
Item 5.Interest in Securities of the Issuer.                                    
(a) See Items 11 and 13 of the cover pages of this Schedule 13D, which Items    
are incorporated herein by reference, for the aggregate number of shares and    
percentage of the Common Stock identified pursuant to Item 1 beneficially       
owned by each of the Reporting Persons.                                         
(b) See items 7, 8, 9, and 10 of the cover pages to this Schedule 13D, which    
Items are incorporated herein by reference, for the aggregate number and        
percentage of the shares of the Common Stock beneficially owned by each of the  
Reporting Persons as to which there is sole or shared power to vote or direct   
the vote and sole or shared power to dispose or to direct the disposition of    
such shares of the Common Stock.                                                
(c) During the 60 day period ended September 23, 2022, the following            
transactions were effected. All transactions were conducted on the open market  
for cash. If the shares were purchased in multiple transactions in a single     
trading day, the price per share reported is the weighted average price         

Date of Transaction                                                             
Quantity Purchased/Sold                                                         
Purchaser                                                                       
Aggregate Purchase (Sale) Price                                                 
Price Per                                                                       
Share                                                                           

8/9/2022                                                                        
60 OCN 01/20/23 28 P (sale to open)                                             
Ramat Securities                                                                
$(11,018.49)                                                                    
$(1.84)                                                                         

8/4/2022                                                                        
34450                                                                           
Ramat Securities                                                                
$983,316.30                                                                     
$28.54                                                                          

8/4/2022                                                                        
6400                                                                            
Ramat Securities                                                                
$185,578.98                                                                     
$29.00                                                                          

8/5/2022                                                                        
11600                                                                           
Ramat Securities                                                                
$328,320.14                                                                     
$28.30                                                                          

8/8/2022                                                                        
10400                                                                           
Howard Amster                                                                   
$301,892.50                                                                     
$29.03                                                                          

8/10/2022                                                                       
25000                                                                           
Ramat Securities                                                                
$722,421.50                                                                     
$28.90                                                                          

8/18/2022                                                                       
24000                                                                           
Ramat Securities                                                                
$721,611.50                                                                     
$30.07                                                                          

9/9/2022                                                                        
60 OCN 01/20/23 28 P (purchase to close)                                        
Ramat Securities                                                                
$26,061.25                                                                      
$4.33                                                                           

9/9/2022                                                                        
3900                                                                            
Howard Amster                                                                   
$103,253.58                                                                     
$26.48                                                                          

9/9/2022                                                                        
6000                                                                            
Ramat Securities                                                                
$158,191.50                                                                     
$26.36                                                                          

9/12/2022                                                                       
25475                                                                           
Howard Amster                                                                   
$683,319.88                                                                     
$26.82                                                                          

9/13/2022                                                                       
1119                                                                            
Howard Amster                                                                   
$30,369.83                                                                      
$27.14                                                                          

9/13/2022                                                                       
14481                                                                           
Howard Amster                                                                   
$392,651.58                                                                     
$27.11                                                                          

9/14/2022                                                                       
7457                                                                            
Howard Amster                                                                   
$206,659.00                                                                     
$27.71                                                                          

9/15/2022                                                                       
17914                                                                           
Howard Amster                                                                   
$513,097.49                                                                     
$28.64                                                                          

9/16/2022                                                                       
30900                                                                           
Howard Amster                                                                   
$854,280.26                                                                     
$27.64                                                                          

9/16/2022                                                                       
800                                                                             
Pleasant Lake Apts. LP                                                          
$22,094.14                                                                      
$27.58                                                                          

9/19/2022                                                                       
8258                                                                            
Howard Amster                                                                   
$239,790.97                                                                     
$29.03                                                                          

9/20/2021                                                                       
15711                                                                           
Howard Amster                                                                   
$442,088.90                                                                     
$28.14                                                                          

(d) Other than the Reporting Persons, no other person is known by the           
Reporting Persons to have the right to receive or direct the receipt            
of dividends from, or the proceeds from the sale of, the shares of              
the Common Stock of the Issuer beneficially owned by the Reporting Persons.     
(e) Not Applicable.                                                             

Item 6.Contracts, Arrangements, Understandings or Relationships with Respect    
to Securities of the Issuer.                                                    
There are no contracts, arrangements, understanding, or relationships with      
respect to the securities of the Issuer with any person except as set forth     
in Items 2 and 4 above.                                                         

Item 7.Material to Be Filed as Exhibits.                                        
A joint filing agreement is attached as Exhibit A               
(SIGNATURE PAGE FOLLOWS)                                                        

SIGNATURE                                                                       
After reasonable inquiry and to the best of my knowledge and belief,            
we certify that the information set forth in this statement is true,            
complete and correct.                                                           

HOWARD AMSTER                                                                   
/s/ Howard Amster                                                               
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #1                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #2                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #3                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #4                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #5                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #7                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2021 Charitable Remainder Unitrust #1                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2021 Charitable Remainder Unitrust #3                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER Charitable Remainder Unitrust U/A DTD 04/22/1998                  
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

AMSTER LIMITED PARTNERSHIP LP                                                   
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: General Partner                                                          
Date: September 23, 2022                                                        

AMSTER TRADING COMPANY Charitable Remainder Unitrust U/A DTD 03/10/2003         
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President Amster Trading Company, Trustee                                
Date: September 23,2022                                                         

LAUGHLIN HOLDING, LLC                                                           
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President Pleasant Lake Apts. Corp, General Partner of Pleasant          
Lake Apartments LP General Partner of Laughlin Holdings, LLC, Manager           
Date: September 23, 2022                                                        

PLEASANT LAKE APARTMENTS LP                                                     
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President of Pleasant Lake Apts. Corp, General Partner                   
Date: September 23, 2022                                                        

RAMAT SECURITIES, LTD                                                           
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Majority Owner                                                           
Date: September 23, 2022                                                        

PLEASANT LAKE SKOIEN INVESTMENTS LLC                                            
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President of Pleasant Lake Apts. Corp, General Partner of Pleasant       
Lake Apartments LP, Manager of Pleasant Lake Skoien Investments LLC             
Date: September 23, 2022                                                        

PLEASANT LAKE  APARTMENTS CORP                                                  
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President                                                                
Date: September 23, 2022                                                        

AMSTER TRADING COMPANY                                                          
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President                                                                
Date: September 23, 2022                                                        

Exhibit A                                                                       

JOINT FILING AGREEMENT                                                          

In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934,     
as amended, the undersigned agree to the joint filing on behalf of each of      
them of a statement on Schedule 13D, including all amendments thereto, with     
respect to the common stock, par value $0.01 per share, of Ocwen Financial      
Corporation, and further agree that this Joint Filing Agreement shall be        
included as an exhibit to the first such joint filing and may, as required,     
be included as an exhibit to subsequent amendments thereto.                     

Each of the undersigned agrees and acknowledges that each party hereto is       
(i) individually eligible to use such Schedule 13D and (ii) responsible for     
the timely filing of such Schedule 13D and any and all amendments thereto,      
and for the completeness and accuracy of the information concerning such        
party contained therein; provided that no party is responsible for the          
completeness and accuracy of the information concerning any other party         
unless such party knows or has reason to believe that such information is       
inaccurate.                                                                     

This Joint Filing Agreement may be executed in any number of                    
counterparts, all of which together shall constitute one and the same           
instrument. A facsimile, telecopy or other reproduction of this Joint           
Filing Agreement may be executed by one or more parties hereto, and an          
executed copy of this Joint Filing Agreement may be delivered by one            
or more parties hereto by facsimile or similar instantaneous electronic         
transmission device pursuant to which the signature of or on behalf of          
such party can be seen, and such execution and delivery shall be                
considered valid, binding and effective for all purposes as of the date hereof. 

Dated: September 23, 2022                                                       

[SIGNATURE PAGE FOLLOWS]                                                        

IN WITNESS WHEREOF, the undersigned hereby execute this Joint Filing Agreement  
as of the date first written above.                                             

HOWARD AMSTER                                                                   

/s/ Howard Amster                                                               
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #1                             

By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #2                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #3                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #4                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #5                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2019 Charitable Remainder Unitrust #7                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2021 Charitable Remainder Unitrust #1                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER 2021 Charitable Remainder Unitrust #3                             
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

HOWARD AMSTER Charitable Remainder Unitrust U/A DTD 04/22/1998                  
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Trustee                                                                  
Date: September 23, 2022                                                        

AMSTER LIMITED PARTNERSHIP LP                                                   
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: General Partner                                                          
Date: September 23, 2022                                                        

AMSTER TRADING COMPANY Charitable Remainder Unitrust U/A DTD 03/10/2003         
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President Amster Trading Company, Trustee                                
Date: September 23,2022                                                         

LAUGHLIN HOLDING, LLC                                                           
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President Pleasant Lake Apts. Corp, General Partner of Pleasant          
Lake Apartments LP General Partner of Laughlin Holdings, LLC, Manager           
Date: September 23, 2022                                                        

PLEASANT LAKE APARTMENTS LP                                                     
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President of Pleasant Lake Apts. Corp, General Partner                   
Date: September 23, 2022                                                        
RAMAT SECURITIES, LTD                                                           
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: Majority Owner                                                           
Date: September 23, 2022                                                        

PLEASANT LAKE SKOIEN INVESTMENTS LLC                                            
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President of Pleasant Lake Apts. Corp, General Partner of Pleasant       
Lake Apartments LP, Manager of Pleasant Lake Skoien Investments LLC             
Date: September 23, 2022                                                        

PLEASANT LAKE  APARTMENTS CORP                                                  
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President                                                                
Date: September 23, 2022                                                        

AMSTER TRADING COMPANY                                                          
By: /s/ Howard Amster                                                           
Name: Howard Amster                                                             
Title: President                                                                
Date: September 23, 2022                                                        

Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘SC 13D’ Filing		Date		Other Filings
Filed on:		9/23/22
		9/22/22
		9/12/22		EFFECT
		8/4/22		10-Q,  8-K
		7/29/22
		6/30/22		10-Q
				List all Filings