SEC Info - Kindcard, Inc. - ‘10-Q’ for 7/31/22

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		Alternative Formats (Word, et al.) Condensed Consolidated Financial Statements Consolidated Balance Sheets as of July 31, 2022 (unaudited) and January 31, 2022 Consolidated Statements of Cash Flows for the six months ended July 31, 2022 and 2021 (unaudited) Consolidated Statements of Changes in Stockholders' Equity for three and six months ended July 31, 2022 and 2021 (unaudited) Consolidated Statements of Operations for the three and six months ended July 31, 2022 and 2021 (unaudited) Controls and Procedures Defaults Upon Senior Securities Exhibits Item 1 Item 1A Item 2 Item 3 Item 4 Item 5 Item 6 Legal Proceedings Management's Discussion and Analysis of Financial Condition and Results of Operations Mining Safety Disclosures Notes to Condensed Consolidated Financial Statements (unaudited) Other Information Part I-Financial Information Part Ii-Other Information Quantitative and Qualitative Disclosures about Market Risk Risk Factors Table of Contents Unregistered Sales of Securities and Use of Proceeds
1	1st Page – Filing Submission
"	Table of Contents
"	Part I-Financial Information
"	Item 1
"	Condensed Consolidated Financial Statements
"	Consolidated Balance Sheets as of July 31, 2022 (unaudited) and January 31, 2022
"	Consolidated Statements of Operations for the three and six months ended July 31, 2022 and 2021 (unaudited)
"	Consolidated Statements of Changes in Stockholders' Equity for three and six months ended July 31, 2022 and 2021 (unaudited)
"	Consolidated Statements of Cash Flows for the six months ended July 31, 2022 and 2021 (unaudited)
"	Notes to Condensed Consolidated Financial Statements (unaudited)
"	Item 2
"	Management's Discussion and Analysis of Financial Condition and Results of Operations
"	Item 3
"	Quantitative and Qualitative Disclosures about Market Risk
"	Item 4
"	Controls and Procedures
"	Part Ii-Other Information
"	Legal Proceedings
"	Item 1A
"	Risk Factors
"	Unregistered Sales of Securities and Use of Proceeds
"	Defaults Upon Senior Securities
"	Mining Safety Disclosures
"	Item 5
"	Other Information
"	Item 6
"	Exhibits

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Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. ☒ i Yes ☐ No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). ☒ i Yes ☐ No

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer”, “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). i ☐ Yes ☒ No

As of September 13, 2022, there were i 86,945,000 shares of common stock issued and outstanding.

The accompanying notes are an integral part of these unaudited consolidated financial statements

On December 21, 2021 the Company entered into a contract to develop its DEB Platform, a proprietary payment processing platform for a total cost of $ i 150,000. On June 8, 2022, the Company entered into a contract to further customize the platform for an additional cost of $ i 46,903. $ i 25,983 in deposits were paid as of July 31, 2022, with the remaining balance to be paid in the third quarter of FY 2023 for the work performed and completed. The amount is recorded in accounts payable as of July 31, 2022. The platform is currently in testing, is anticipated to go into production in the third quarter of FY 2023 and will be depreciated over i 3 - i 5 years.

The following is the future estimated amortization expense related to intangible assets as of July 31, 2022:

On May 25, 2022 the Company entered into an Advisory Agreement related to the development, design and build of their compliance and state licensing program. The initial term of the agreement is six months at a rate of $ i 5,000 per month ($30,000) with an option to renew on a month-to-month basis thereafter. The contract includes a Grant allowing the Advisor the opportunity to earn up to a total of One Million ( i 1,000,000) shares of common stock (the “Shares”) of Company to be issued one year from the effective date of the Advisory Agreement subject to approval by the Company’s Board of Directors and the achievement of certain mutually agreed goals and objectives. As of July 31, 2022, no Shares have been issued.

On May 25, 2022 the Company entered into an Advisory Agreement for the oversight of all regulatory BSA/AML compliance matters and the drafting of the Company’s comprehensive BSA/AML compliance program policies and procedures. The initial term of the agreement is six months at a rate of $ i 5,000 per month ($30,000) with an option to renew on a month-to-month basis thereafter. The contract includes a Grant allowing the Advisor the opportunity to earn up to a total of Five Hundred Thousand ( i 500,000) shares of common stock (the “Shares”) of Company subject to approval by the Company’s Board of Directors and the achievement of certain mutually agreed goals and objectives. As of July 31, 2022, no Shares have been issued.

Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations.

The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our unaudited consolidated financial statements and notes thereto included in Part I, Item 1 of this Quarterly Report on Form 10-Q and with our audited financial statements and notes thereto for the year ended January 31, 2022, included in our Annual Report on Form 10-K for the fiscal year ended January 31, 2022 filed on May 17, 2022 (the “Annual Report”) with the U.S. Securities and Exchange Commission (the “SEC”). This Quarterly Report on Form 10-Q contains forward looking statements, including without limitation, statements related to our plans, strategies, objectives, expectations, intentions and adequacy of resources. Investors are cautioned that such forward-looking statements involve risks and uncertainties including without limitation the following: (i) our plans, strategies, objectives, expectations and intentions are subject to change at any time at our discretion; (ii) our plans and results of operations will be affected by our ability to manage growth; and (iii) other risks and uncertainties indicated from time to time in our filings with the Securities and Exchange Commission.

In some cases, you can identify forward-looking statements by terminology such as ‘may,’ ‘will,’ ‘should,’ ‘could,’ ‘expects,’ ‘plans,’ ‘intends,’ ‘anticipates,’ ‘believes,’ ‘estimates,’ ‘predicts,’ ‘potential,’ or ‘continue’ or the negative of such terms or other comparable terminology. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance, or achievements. Moreover, neither we nor any other person assumes responsibility for the accuracy and completeness of such statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof. We are under no duty to update any of the forward-looking statements after the date of this report.

Unless otherwise indicated, references to the “Company,” “us” or “we” refer to Kindcard Inc. and its subsidiaries.

KindCard, Inc. (f/k/a MWF Global Inc.) (the “Company”) was incorporated in the State of Nevada on November 18, 2016, and established a fiscal year end of January 31. The Company was originally organized to sell unique country specific handcrafted natural products with a focus on sourcing these products from South-East Asia and offering these products for sale through the Company’s website and to establish other distribution channels. On June 1, 2021, RMR Management LLC (“RMR” and the “Majority Stockholder”) purchased 54,000,000 shares of common stock of the Company, representing the majority of the Company’s issued and outstanding shares, from William D Mejia in consideration of a purchase price of $150,000. RMR is owned and controlled by Michael Rosen, the Company’s sole officer and director. On June 7, 2021, the Company entered into a Stock Purchase Agreement (the “Purchase Agreement”) with Kindcard, Inc., a Massachusetts corporation (“KindCard MA”) and Croesus Holdings Corp, a Massachusetts corporation (“Croesus” and together with Kindcard MA, the “Seller”), pursuant to which the Company acquired (i) all of the intellectual property and operational assets (collectively, the “Assets”) of the Tendercard Division of Croesus and (ii) 100% of the issued and outstanding shares of common stock of Kindcard MA in consideration of an aggregate of 8,000,000 shares of common stock of the Company. On June 16, 2021, Michael Rosen was appointed as a Director of the Company. On June 30, 2021, William D. Mejia resigned as a director and the sole officer of the Company and Michael Rosen was appointed as the sole officer of the Company. On July 9, 2021, the Company filed a Certificate of Amendment to Articles of Incorporation (the “Certificate”) with the State of Nevada effectuate a name change (the “Name Change”). As a result of the Name Change, the Company’s name changed from “MWF Global Inc.” to “Kindcard, Inc.”. The Certificate was approved by the Majority Stockholder and by the Board of Directors of the Company. The Purchase Agreement and the transactions contemplated therein closed on August 16, 2021 (the “Closing”). Subsequent to the Closing, the Company became aware that the Sellers failed to deliver certain of the Assets to the Company in material breach of the Purchase Agreement. A settlement arrangement is currently being negotiated between the Company and Sellers in connection with such matter. On August 26, 2021, Tendercard, Inc., a wholly owned subsidiary of the Company, was incorporated by the Company in the State of Nevada. In connection with the Name Change, the Company filed an Issuer Company-Related Action Notification Form with the Financial Industry Regulatory Authority. The Name Change was implemented by FINRA on September 21, 2021. Our symbol on OTC Markets was KCRDD for 20 business days from September 21, 2021 (the “Notification Period”). Our new CUSIP number is 49452K105. As a result of the name change, our symbol was changed to “KCRD” following the Notification Period.

The Company, through its wholly owned operating subsidiaries, Deb Inc. and Tendercard Inc., is an innovative FinTech and PayTech company which provides alternative Closed-Loop payment solutions to consumers and businesses across a wide variety of verticals. The Company believes that mobile wallet technology will ultimately grow to become the preferred method for merchants and consumers to transact at the point of sale, and it is our goal to capture significant market share from the mobile wallet segment through our proprietary consumer app and merchant services platform, “Pay with Deb”.

Deb Inc. targets the high-risk merchant market where businesses operating within innovative verticals and e-commerce are incurring higher transaction costs, utilizing a robust compliance policy for onboarding users and businesses in accordance with federal and state regulations. Pay with Deb operates on a closed loop system, whereby consumers can purchase “Deb Tokens” to store in their wallet and use them to make purchases with the Pay with Deb merchant network. Deb Tokens are not a crypto currency, stable coins, or tied to any exchange. Funds used to purchase Deb Tokens are kept in a custodial deposit account ensuring that Deb Tokens are valued 1:1 with the US dollar. By using Deb Tokens to transact with customers, suppliers, vendors, and employees, businesses can send and receive money without using traditional banking infrastructure or credit card rails. For businesses, Pay with Deb eliminates the transaction fees associated with traditional payment processors at the point of sale. For the consumer, Pay with Deb transactions at the point of sale only appear on the mobile wallet’s statement, not bank or credit card statements, offering additional privacy to the customer.

Tendercard Inc. provides independent merchants with a gift card and loyalty platform, allowing businesses to purchase their own proprietary gift card program to promote and sell to their own customers, where their customers can also earn points. Tendercard’s gift card and loyalty platform replaces paper gift certificates and all manual recordkeeping with an electronic accounting and reporting system hosted by Tendercard. Unlike other gift card providers, Tendercard settles gift card purchases directly to the merchant’s account, never taking control of the money. Tendercard processing is available through the Bridgepay payment gateway and can be used with a dedicated terminal, or with Pax, and Dejavoo terminals.

Kindcard is dedicated to providing universal access to digital payment tools for all entities, persons, and governments, who accept or pay with money. Each of our business units has a focused value proposition, delivering cutting-edge fintech and paytech solutions within their target markets. Combined with excellent customer service, Kindcard aims to grow its user base and merchant network exponentially over the next two years.

For the three-month period ended July 31, 2022, we had revenues of $139,204 as compared to $NIL in revenues for the three-month period ended July 31, 2021. Total Cost of Sales for the three-month period ended July 31, 2022 was $19,532 resulting in a Gross Profit of $119,672 as compared to Total Cost of Sales for the three-month period ended July 31, 2021 of $NIL. Operating Expenses for the three-month period ended July 31, 2022 were $236,160 resulting in Net Loss from Operations of $116,488. The net loss for the three-month period ended July 31, 2022 is comprised of General and Administrative Expenses of $220,751, Depreciation and Amortization of $15,409 and Professional Fees of $NIL, as compared to the Net Loss for the three-month period ended July 31, 2021 of $13,992 which were comprised of General and Administrative Expenses of $9,992, Professional fees of $4,000, and Depreciation and Amortization of $NIL.

For the six-month period ended July 31, 2022, we had revenues of $324,154 as compared to $NIL in revenues for the six-month period ended July 31, 2021. Total Cost of Sales for the six-month period ended July 31, 2022 was $36,008, resulting in a Gross Profit of $ 288,146, as compared to Total Cost of Sales for the six-month period ended July 31, 2021 of $NIL resulting in a Net Loss for the six-month period ended July 31, 2021 of $23,055. Operating Expenses for the six-month period ended July 31, 2022 were $433,348 Other Income was $48,968 resulting in Net Loss from Operations of $96,234. The net loss for the six-month period ended July 31, 2022 is comprised of General and Administrative Expenses of $415,749, Depreciation and Amortization of $17,599 and Professional Fees of $NIL, as compared to the Net Loss for the six-month period ended July 31, 2021 of $23,055 which were comprised of General and Administrative Expenses of $10,555, Professional fees of $12,500, and Depreciation and Amortization of $NIL.

We anticipate until we generate a more rapid growth in revenues, although we have raised limited funds in the form of debt financing we will require additional financings in order to fully implement our plan of operations.

As of July 31, 2022 we had $16,118 in cash, $68,017 in Accounts Receivable and $296,501 due to related parties. Total liabilities as of July 31, 2022, were $703,580 compared to $629,108 in total liabilities at January 31, 2022. The funds available to the Company will not be sufficient to fund the planned operations of the Company and maintain a reporting status.

The total amount owed to the CEO as of July 31, 2022 was $296,501. The amounts due to related party are unsecured and non-interest bearing with no set terms of repayment

The balance consists of Small Business Administration Economic Disaster Injury Loan assumed in the acquisition of Kindcard on June 7, 2021, with a principal balance of $150,000 and $3,160 accrued interest for a total balance of $153,160. An additional $6,842 of interest was accrued for the fourteen months ended July 31, 2022 for a total balance of $160,002. The term of the note is 30 years with an interest rate of 3.75% per annum, Installment payments of $713 currently scheduled to begin April 14, 2023, Accounts Payable of $94,565, Accrued Payroll Expenses of $44,641 and Notes Payable of $116,963.

Other than the situation described in the section titled Capital Recourses and Liquidity, the company has no off-balance sheet arrangements that have or are reasonably likely to have a current or future effect or change on the company’s financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources that are material to investors. The term “off-balance sheet arrangement” generally means any transaction, agreement or other contractual arrangement to which an entity unconsolidated with the company is a party, under which the company has (i) any obligation arising under a guarantee contract, derivative instrument or variable interest; or (ii) a retained or contingent interest in assets transferred to such entity or similar arrangement that serves as credit, liquidity or market risk support for such assets

We are a smaller reporting company as defined by Rule 12b-2 of the Exchange Act and are not required to provide the information required under this item.

Disclosure controls and procedures are controls and other procedures that are designed to ensure that information required to be disclosed in our reports filed or submitted under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported, within the time period specified in the SEC’s rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed in our reports filed or submitted under the Securities Exchange Act of 1934 is accumulated and communicated to management including our principal executive officer and principal financial officer as appropriate, to allow timely decisions regarding required disclosure.

In connection with this quarterly report, as required by Rule 15d-15 under the Securities Exchange Act of 1934, we have carried out an evaluation of the effectiveness of the design and operation of our company’s disclosure controls and procedures. This evaluation was carried out under the supervision and with the participation of our company’s management, including our company’s principal executive officer and principal financial officer. Based upon that evaluation, our company’s principal executive officer and principal financial officer concluded that subject to the inherent limitations noted in this Part II, Item 9A(T) as of July 31, 2022, our disclosure controls and procedures were not effective due to the existence of material weaknesses in our internal controls over financial reporting.

There were no changes in our internal control over financial reporting (as defined in Rule 13a-15(f) or 15d-15(f)) during the quarter ended July 31, 2022 that have materially affected, or are reasonably likely to materially affect, our internal controls over financial reporting.

We are a “smaller reporting company” as defined by Rule 12b-2 of the Exchange Act and are not required to provide the information required under this item.

The following exhibits are filed as part of, or incorporated by reference into, this Quarterly Report on Form 10-Q.

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

i Nevada		i 81-4520116
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)

Large accelerated filer	☐	Accelerated filer	☐
i Non-accelerated Filer	☐	Smaller reporting company	i ☒
		Emerging growth company	i ☐

PART I—FINANCIAL INFORMATION

Item 1.	Condensed Consolidated Financial Statements.	3

Item 2.	Management’s Discussion and Analysis of Financial Condition and Results of Operations.	4

Item 3.	Quantitative and Qualitative Disclosures about Market Risk.	6

Item 4.	Controls and Procedures.	6

PART II—OTHER INFORMATION

Item 1.	Legal Proceedings.	7

Item 1A.	Risk Factors.	7

Item 2.	Unregistered Sales of Securities and Use of Proceeds.	7

Item 3.	Defaults Upon Senior Securities.	7

Item 4.	Mining Safety Disclosures.	7

Item 5.	Other Information.	7

Item 6.	Exhibits.	8

Consolidated Balance Sheets as of July 31, 2022 (unaudited) and January 31, 2022		F-1
Consolidated Statements of Operations for the three and six months ended July 31, 2022 and 2021 (unaudited)		F-2
Consolidated Statements of Changes in Stockholders’ Equity for three and six months ended July 31, 2022 and 2021 (unaudited)		F-3
Consolidated Statements of Cash Flows for the six months ended July 31, 2022 and 2021 (unaudited)		F-4
Notes to Condensed Consolidated Financial Statements (unaudited)		F-5 - F-11

	July 31, 2022			January 31, 2022
Assets	(unaudited)
Current Assets:
Cash	$	i 16,118		$	i 21,131
Accounts receivable, net		i 68,017			i 31,525
Total Current Assets		i 84,135		$	i 52,656
Property, plant and equipment, net		i 15,392			i 11,375
Intellectual property, net		i 202,014			i 95,040
Total Other Assets		i 217,405			i 106,415
Total Assets	$	i 301,541		$	i 159,071
Liabilities and Stockholders’ Deficit
Current Liabilities
Accounts payable	$	i 94,565		$	i 106,395
Accrued payroll expenses		i 44,641			i 69,003
Due to related party		i 296,501			i 296,498
Notes payable		i 116,963			i -
Current portion SBA loan		i 918			i -
Total Current Liabilities		i 553,588			i 471,896
Long-term Liabilities
SBA loan and accrued interest		i 159,084			i 157,212
Total Long-term Liabilities		i 159,084			i 157,212
Total Liabilities		i 712,672			i 629,108
Commitments and Contingencies - See Note 9		i -			i -
Stockholders’ Deficit
Common Stock		i 86,945			i 83,825
Authorized i 200,000,000 shares of common stock, $ i 0.001 par value, Issued and outstanding i 86,945,000 of common stock (January 31, 2022 – i 83,825,000)
Additional Paid In Capital		i 108,395			( i 43,625	)
Accumulated Deficit		( i 606,471	)		( i 510,237	)
Total Stockholders’ Deficit		( i 411,131	)		( i 470,037	)
Total Liabilities and Stockholders’ Deficit	$	i 301,541		$	i 159,071

Kindcard, Inc. – ‘10-Q’ for 7/31/22

On: Monday, 9/19/22, at 10:48am ET · For: 7/31/22 · Accession #: 1477932-22-7015 · File #: 0-56003

Previous ‘10-Q’: ‘10-Q’ on 6/21/22 for 4/30/22 · Next: ‘10-Q’ on 12/14/22 for 10/31/22 · Latest: ‘10-Q’ on 12/15/23 for 10/31/23 · 1 Reference: By: Kindcard, Inc. – ‘10-K’ on 5/19/23 for 1/31/23

Quarterly Report — Form 10-Q

Filing Table of Contents

‘10-Q’ — Quarterly Report

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Dates Referenced Herein and Documents Incorporated by Reference

1 Subsequent Filing that References this Filing

	For the six months ended
	July 31,			July 31,
	2022			2021
Cash Flows from Operating Activities:
Net loss	$	( i 96,234	)	$	( i 23,055	)
Adjustments to reconcile net income to net cash used in operations
Stock issued for services		i 140			i -
Depreciation and amortization		i 22,599			i -
Decrease (increase) in operating assets/liabilities		i 22,739			i -
Accounts receivable		( i 36,490	)		i -
Accounts payables		( i 11,830	)		( i 938	)
Accrued expenses		( i 24,363	)		i -
Total Adjustments to reconcile Net loss to Net Cash (used in) operations		( i 72,683	)		( i 938	)
Net cash (used in) by operating activities	$	( i 146,178	)	$	( i 23,993	)
Cash flows from investing activities
Purchase of software and equipment		( i 128,588	)		i -
Net cash used in investing activities		( i 128,588	)		i -
Cash flows from financing activities
Proceeds from related party loan		i -			i 24,033
Proceeds from sale of shares for cash		i 150,000			i -
Proceeds from notes payable, net		i 119,753			i -
Net cash provided by financing activities	$	i 269,753		$	i 24,033
Net cash increase (decrease) for the year		( i 5,013	)		i 40
Cash at beginning of year	$	i 21,131		$	i 44
Cash at end of year	$	i 16,118		$	i 84
Supplemental disclosures:
Non-cash investing & financing activities:
Common Stock issued in exchange for services	$	i 120		$	-
Software purchases included in accounts payable	$	i 20,920		$	i -

Purchase Price Considerations	Fair Value
Stock Consideration	$	i 24,000
SBA Loan		i 153,160
Total Purchase Consideration & Assumed Liabilities	$	i 177,160
Tangible Assets
Cash		i 19,048
Accounts Receivable		i 26,721
Intangible Assets
Customer Lists		i 9,900
Website		i 5,200
Trade Name		i 2,800
Technology		i 3,200
Goodwill		i 110,291
Total Assets	$	i 177,160

	July 31,			January 31,
	2022			2022
Merchandise and equipment: Vault	$	i 10,000		$	i 10,000
Merchandise and equipment: Office Equipment		i 4,286			i 2,545
Merchandise and equipment: IT Equipment		i 4,945			i -
Less: accumulated depreciation		( i 3,839	)		( i 1,170	)
Total	$	i 15,392		$	i 11,375

	July 31, 2022			January 31, 2022
*Definite-lived intangible assets*
Technology: DEB Platform	$	i 196,903		$	i 75,000
Technology: Tendercard Program		i 3,200			i 3,200
Customer Lists		i 9,900			i 9,900
Website	$	i 5,200		$	i 5,200
Trade Name		i 2,800			i 2,800
Less: accumulated amortization		( i 15,989	)		( i 1,060	)
Definite-lived intangible assets, net	$	i 202,014		$	i 95,040

Total Intangibles	$	i 202,014		$	i 95,040

Year ending January 31,
2023 -		i 43,571
2024 -		i 70,547
2025 -		i 70,547
2026 -		i 16,819
2027 -		i 530
Total -	$	i 202,014

2023:	$	i 6,417
2024:		i 8,556
2025:		i 8,556
2026:		i 8,556
2027:		i 8,556
Thereafter		i 119,361
Total future minimum loan payments	$	i 160,002
Less: current portion		( i 918	)
Long-term portion		i 159,084

*10.1		Advisor Agreement by and between Kindcard, Inc. and VSR LLC dated May 25, 2022.

*10.2		Advisor Agreement by and between Kindcard, Inc. and Geoff Ostrove dated May 25, 2022.

*31.1		Certification of Chief Executive Officer pursuant to Rule 13(a)-14(a)/15(d)-14(a) of the Securities Act of 1934

31.2		Certification of Chief Financial Officer pursuant to Rule 13(a)-14(a)/15(d)-14(a) of the Securities Act of 1934 +

*32.1		Certification of Chief Executive Officer Executive Officer under Section 1350 as Adopted pursuant Section 906 of the Sarbanes-Oxley Act of 2002

32.2		Certification of Chief Financial Officer under Section 1350 as Adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. ++

101.INS		Inline XBRL Instance Document (the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document)

101.SCH		Inline XBRL Taxonomy Extension Schema Document

101.CAL		Inline XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF		Inline XBRL Taxonomy Extension Definition Linkbase Document

101.LAB		Inline XBRL Taxonomy Extension Labels Linkbase Document

101.PRE		Inline XBRL Taxonomy Extension Presentation Linkbase Document

104		Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)

*	Filed herewith

#	Indicates management contract or compensatory plan.

+	Included in Exhibit 31.1

++	Included in Exhibit 32.1

	Kindcard, Inc.
	(Registrant)

Date: September 19, 2022	By:	/s/ *Michael Rosen*
	Michael Rosen
	CEO, CFO, President, and Director
	(Principal Executive Officer,
	Principal Financial and Accounting Officer)

This ‘10-Q’ Filing	Date	Other Filings

	12/17/23
	8/30/23
	4/14/23
	2/5/23
	1/31/23
Filed on:	9/19/22
	9/13/22
	8/31/22
	8/17/22
	8/5/22
For Period end:	7/31/22	NT 10-Q
	6/12/22
	6/8/22
	5/25/22
	5/23/22
	5/17/22	10-K
	5/13/22
	4/30/22	10-Q, NT 10-Q
	3/9/22	8-K
	2/25/22
	1/31/22	10-K, 8-K, NT 10-K
	12/21/21
	9/21/21
	8/26/21
	8/16/21
	7/31/21	10-Q, NT 10-Q
	7/9/21
	6/30/21	8-K
	6/16/21
	6/7/21	8-K
	6/1/21
	4/30/21	10-K, 10-Q
	1/31/21	10-K
	11/18/16
		List all Filings