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National City Mortgage Co.
A Subsidiary of National City Bank of Indiana
Management's Assertion on Compliance with Regulation AB Criteria
National City Mortgage Co. (the "Asserting Party"
) is responsible for assessing compliance, as of and for the year
ended December 31, 2007
(the "Reporting Period"
), with the servicing criteria set forth in Item 1122(d) of
Regulation AB, excluding the criteria set forth in item 1122(d)(1)(iii), 1122(d)(3)(i)(C) and 1122(d)(4)(ii)(xv)
which the Asserting Party has concluded are not applicable to the activities it performs, either directly or through
its Vendors, with respect to the residential mortgage-backed securities transactions covered by this report
(such criteria, the "Applicable Servicing Criteria"
). The transactions covered by this report include all residential
mortgage-backed securities that were completed on or after January 1, 2006
that were registered with the Securities
and Exchange Commission
pursuant to the Securities Act of 1933 (the "Platform"
), as listed on Appendix A.
The Asserting Party has engaged certain vendors ("Vendors"
) to perform specific, limited or scripted activities as of
and for the year ended December 31, 2007
. The Asserting Party has policies and procedures in place designed to
provide reasonable assurance that the vendors' activities comply in all material respects with the servicing
criteria applicable to each Vendor. The Asserting Party is responsible for determining that it meets the SEC
requirements to apply Interpretation 17.06 for the Vendors and related criteria. The Asserting Party elects to take
responsibility for assessing compliance with the servicing criteria or portion of the servicing criteria applicable to
such Vendors for servicing criteria 1122(d)(4)(xi) and 1122(d)(4)(xii).
The Asserting Party has obtained an assertion of management and accompanying 1122 attestation report from the
Vendor performing servicing criteria 1122(d)(2)(i) and 1122(d)(4)(iv).
The Asserting Party has assessed compliance with the Applicable Servicing Criteria for the Reporting Period
and has concluded that it has complied, in all material respects, with the Applicable Servicing Criteria during
the Reporting Period with respect to the Platform taken as a whole.
Ernst & Young LLP, an independent registered public accounting firm, has issued an attestation report for the
Platform on the Asserting Party's assessment of compliance with the Applicable Servicing Criteria as of and for the
Reporting Period as set forth in this assertion.
National City Mortgage Co., as Servicer
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