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Astoria Financial Corp – ‘10-K405’ for 12/31/98 – EX-10.4

As of:  Wednesday, 3/24/99   ·   For:  12/31/98   ·   Accession #:  950123-99-2461   ·   File #:  0-22228   ·   Correction:  This Filing was Corrected by the SEC on 4/9/99. ®

Previous ‘10-K405’:  ‘10-K405/A’ on 6/25/98 for 12/31/97   ·   Next:  ‘10-K405’ on 3/24/00 for 12/31/99   ·   Latest:  ‘10-K405’ on 3/26/02 for 12/31/01

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  As Of                Filer                Filing    For·On·As Docs:Size              Issuer               Agent

 3/24/99  Astoria Financial Corp            10-K405®   12/31/98   30:791K                                   RR Donnelley/FA

Annual Report — [x] Reg. S-K Item 405   —   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K405     Astoria Financial Corporation                        122    814K 
 2: EX-3.2      Bylaws of Astoria Financial Corp.                     21     52K 
 3: EX-10.1     Afs Employee Stock Ownership Agreement                21     67K 
 8: EX-10.12    Afs Incentive Plan                                     4     17K 
 9: EX-10.18    Afc Employment Contract With J. Conefry, Jr.          22     97K 
 4: EX-10.2     Amendment to Afs Esop                                  4     24K 
 5: EX-10.3     Loan Agreement Among Lib and Us Trust                 16     53K 
10: EX-10.32    Option Conversion Certificates                         5     36K 
11: EX-10.36    Afs Recognition & Retention Plan                      10     40K 
12: EX-10.38    Afc Consulting Agreement With J. Conefry               9     45K 
13: EX-10.39    Afc Consulting Agreement With L. Peters                8     36K 
 6: EX-10.4     Amendment No. 1 to Loan Agreement                      3     17K 
14: EX-10.40    Agreement Between J. Conefry and Afc                   5     28K 
15: EX-10.41    Agreement Between L. Peters and Afc                    5     29K 
 7: EX-10.6     Lib Directors Retirement Plan                          8     32K 
16: EX-11.1     Statement Re: Computation of Earnings Per Share        1     11K 
17: EX-21.1     Subsidiaries of Afc                                    2±    12K 
18: EX-23       Consent of Independent Auditors                        1     12K 
19: EX-27       FDS -- Year Ended Dec-31-1998                          2±    15K 
20: EX-27.1     Restated FDS - 9 Mos. Ended 9/30/98                    2±    15K 
29: EX-27.10    Restated FDS - 6 Mos Ended 06/30/96                    2±    15K 
30: EX-27.11    Restated FDS - 3 Mos Ended 3/31/96                     2±    15K 
21: EX-27.2     Restated FDS - 6 Mos. Ended 6/30/98                    2±    15K 
22: EX-27.3     Restated FDS - 3 Mos Ended 3/31/98                     2±    15K 
23: EX-27.4     Restated FDS - Year Ended 12/31/97                     2±    15K 
24: EX-27.5     Restated FDS - 9 Mos Ended 9/30/97                     2±    15K 
25: EX-27.6     Restated FDS - 6 Mos Ended 6/30/97                     2±    15K 
26: EX-27.7     Restated FDS - 3 Mos Ended 3/31/97                     2±    15K 
27: EX-27.8     Restated FDS - Year Ended 12/31/96                     2±    15K 
28: EX-27.9     Restated FDS - 9 Mos Ended 9/30/96                     2±    15K 


EX-10.4   —   Amendment No. 1 to Loan Agreement

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Amendment No. 1 to Loan Agreement among Long Island Bancorp, Inc., The Long Island Savings Bank, FSB and United States Trust Company of New York, solely as trustee of The LISB Employee Stock Ownership Plan WHEREAS, the parties hereto have entered into a loan agreement, dated as of April 14, 1994 (the "Loan Agreement"), pursuant to which Long Island Bancorp, Inc. loaned funds to the trust created under The LISB Employee Stock Ownership Plan (the "ESOP") for the purpose of purchasing shares of the outstanding common stock, par value, $0.01 per share of Long Island Bancorp, Inc.; WHEREAS, pursuant to Section 8.10 of the Loan Agreement, the Loan Agreement may be amended by a written instrument; and NOW, THEREFORE, the parties hereto agree to amend the Loan Agreement, effective as of April 14, 1994, as follows: The first sentence of Section 1.3 shall be deleted in its entirety and replaced with the following: The Loan shall be evidenced by a single promissory note of the Trust (as modified and supplemented and in effect from time to time, the "Note") in substantially the form of Exhibit A attached hereto, dated the date of the delivery of the Note to Long Island Bancorp, Inc., payable to Long Island Bancorp, Inc. in installments, on March 31, June 30, September 30 and December 31, during the period from, and including, the date of the Note to, but excluding, the fifteenth anniversary of such date, subject to any prepayment made pursuant to Section 1.6 hereof. The amount of each such installment shall be based upon an estimate of the total (dividing such total into substantially equal parts of a number equal to the number of installments payable for the applicable calendar year) of the contribution described in Section 3.2 of the ESOP, as in effect as of the date hereof, for the Plan Year (as defined in Section 1 of the ESOP) during which such installment is payable, without regard to any reduction provided under
EX-10.42nd Page of 3TOC1stPreviousNextBottomJust 2nd
- 2 - Section 3.5 of the ESOP for contributions made pursuant to Section 3.3 of the ESOP but taking into account the reduction provided under Section 3.5 of the ESOP for forfeitures under Section 8.5 of the ESOP; provided, however, that the total amount of any installments payable in any calendar year shall be at least equal to the amount of such contribution. IN WITNESS WHEREOF, the parties hereto have duly executed and delivered this Agreement as of this 28 day of June, 1994. LONG ISLAND BANCORP, INC. By /S/ Mark Fuster Mark Fuster Treasurer THE LONG ISLAND SAVINGS BANK, FSB By /S/ Mark Fuster Mark Fuster EVP & Treasurer UNITED STATES TRUST COMPANY OF NEW YORK, solely as trustee under the trust agreement referred to above By /S/ Schuyler V. Grant Schuyler V. Grant Senior Vice President UNITED STATES TRUST COMPANY OF NEW YORK, in its individual capacity By /S/ Schuyler V. Grant Schuyler V. Grant Senior Vice President
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EXHIBIT A PROMISSORY NOTE $23,784,300.00 April 14, 1994 --------------- FOR VALUE RECEIVED, the undersigned (the "Borrower") and its successors in trust, not individually but solely as trustee under the agreement of trust between such trustee and The Long Island Savings Bank, FSB (the "Bank"), dated as of March 31, 1994, as amended from time to time, hereby promises to pay to Long Island Bancorp, Inc. at the principal office of Long Island Bancorp, Inc. in Melville, New York, the unpaid principal amount of the loan made by Long Island Bancorp, Inc. to the Borrower under the loan agreement referred to below (the "Loan Agreement"), in lawful money of the United States of America and in immediately available funds, on such dates as required by Section 1.3 of the Loan Agreement, and to pay interest on the unpaid principal amount from time to time outstanding on such loan, at such office, in like money and funds, for the period commencing on the date such loan is made until such loan is paid in full, at the rate and on the dates as provided in Section 1.7 of the Loan Agreement. This Note is the Note referred to in, and is subject to the terms and conditions of, the loan agreement (as modified and supplemented and in effect from time to time) dated as of April 14, 1994 among Long island Bancorp, Inc., The Long Island Savings Bank, FSB, the Borrower and United States Trust Company of New York, in its individual capacity, and evidences the loan made by Long Island Bancorp, Inc. to the Borrower thereunder. The Loan Agreement and this Note are each binding on the parties thereto and hereto. UNITED STATES TRUST COMPANY OF NEW YORK, solely as trustee under the Trust agreement referred to above By /S/

Dates Referenced Herein

Referenced-On Page
This ‘10-K405’ Filing    Date First  Last      Other Filings
Corrected on:4/9/99None on these Dates
Filed on:3/24/99
For Period End:12/31/98
4/14/9413
3/31/943
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Filing Submission 0000950123-99-002461   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

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