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Empress Entertainment Inc, et al. ˇ 10-K ˇ For 12/31/98

Filed On 3/31/99   ˇ   SEC Files 333-60361, -01, -02, -03, -04   ˇ   Accession Number 950131-99-1993

  in   Show  and 
  As Of               Filer                 Filing     On/For/As Docs:Pgs              Issuer               Agent

 3/31/99  Empress Entertainment Inc         10-K       12/31/98    5:83                                     950131
          Empress River Casino Finance Corp
          Empress Casino Hammond Corp
          Empress Casino Joliet Corp
          Hammond Residential LLC

Annual Report   ˇ   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                         46    270K 
 2: EX-2.7      1st Amend. to Agreement and Plan of Merger             7     30K 
 3: EX-10.24    Employment Agreement - Peter Ferro                    14     60K 
 4: EX-10.25    Employment Agreement - Joseph Canfora                 14     60K 
 5: EX-27.1     Financial Data Schedule                                2     10K 


10-K   ˇ   Annual Report
Document Table of Contents

Page (sequential) | (alphabetic) Top
 
11st Page
"Company
2Item 12. Security Ownership of Certain Beneficial Owners and Management
3Item 1. Description of the Business
4Recent Developments
"Merger Agreement
5Covenant Defeasance
9Risk Factors
11Item 2. Properties
"Item 3. Legal Proceedings
12Item 4. Submission of Matters to Vote of Security Holders
"Item 5. Market for Registrant's Common Equity and Related Stockholder Matters
"Item 6. Selected Financial Data
13Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations
16Item 7a. Quantitative and Qualitative Disclosures About Market Risk
"Item 8. Financial Statements
18Stockholders' equity
28Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
"Item 10. Directors and Executive Officers of the Registrant
"Peter A. Ferro, Jr
29Joseph J. Canfora
"John G. Costello
"Michael W. Hansen
"David F. Fendrick
"Rick S. Mazer
"Charles P. Hammersmith, Jr
"Robert W. Kegley, Sr
"Thomas J. Lambrecht
30William J. McEnery
"Edward T. McGowan
"William J. Sabo
33Item 11. Executive Compensation
34Item 13. Certain Relationships and Related Transactions
37Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K
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------------------------------------------------------------------------------- ------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------- Form 10-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 1998 OR [_] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 333-60361 ---------------- EMPRESS ENTERTAINMENT, INC. (the "Company") EMPRESS CASINO HAMMOND CORPORATION ("Empress Hammond") EMPRESS CASINO JOLIET CORPORATION ("Empress Joliet") EMPRESS RIVER CASINO FINANCE CORPORATION ("Empress Finance") HAMMOND RESIDENTIAL, L.L.C. ("Hammond Residential") (Exact name of Registrant as specified in its charter) Delaware 36- Indiana 3932031 Illinois 36- Delaware 3865868 Indiana 36- (State or other (Primary Standard 3740765 jurisdiction of Industrial (I.R.S. Employer 36- 3929804 Identification No.) incorporation or Classification Code) organization) 7999 2300 Empress Drive Joliet, Illinois 60436 (Address of principal executive offices) (Zip Code) (815) 744-9400 (Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: None Securities registered pursuant to Section 12(g) of the Act: None Company: Voting Common Stock, $0.01 Par Value--1,745.330 Shares as of March 31, 1999; Non-Voting, Common Stock, $0.01 Par Value--164.035 Shares as of March 31, 1999. Empress Hammond: Common Stock, No Par Value--1,000 Shares as of March 31, 1999. Empress Joliet: Common Stock, No Par Value--1,000 Shares as of March 31, 1999. Empress Finance: Common Stock, $0.01 Par Value--1,000 Shares as of March 31, 1999. Hammond Residential: 100% Interest As of said date, there was no voting and non-voting common equity held by non-affiliates of the Registrant. Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. XYes No Indicated by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [_] ------------------------------------------------------------------------------- -------------------------------------------------------------------------------
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TABLE OF CONTENTS ˇ Download Table Page ---- ITEM 1. DESCRIPTION OF THE BUSINESS.................................... 1 ITEM 2. PROPERTIES..................................................... 9 ITEM 3. LEGAL PROCEEDINGS.............................................. 9 ITEM 4. SUBMISSION OF MATTERS TO VOTE OF SECURITY HOLDERS.............. 10 ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS........................................................ 10 ITEM 6. SELECTED FINANCIAL DATA........................................ 10 ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.......................................... 11 ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK..... 14 ITEM 8. FINANCIAL STATEMENTS........................................... 14 ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE........................................... 26 ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT............. 26 ITEM 11. EXECUTIVE COMPENSATION......................................... 31 ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT. 32 ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS................. 32 ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K....................................................... 35 i
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PART I Item 1. Description of the Business Empress Entertainment, Inc. (the "Company") is one of the largest operators of riverboat casinos serving the Chicago Metropolitan Statistical Area (the "Chicago Market"). The Company owns two distinctly themed casino entertainment operations, Empress Hammond and Empress Joliet, both located adjacent to major highways. Empress Hammond, located in Hammond, Indiana, is the closest casino to downtown Chicago and Empress Joliet, located in Joliet, Illinois, is in the fastest growing county in the Chicago Market. During 1998, the Company's casinos registered approximately nine million customer admissions and had the highest share of casino revenue in the Chicago Market (approximately 25%). The Company's 1998 average daily win per slot machine and table game was $303 and $2,100, respectively. For the twelve months ended December 31, 1998, the Company generated approximately $396.7 million of net revenues and $102.0 million of EBITDA. The Chicago Market is a heavily populated and economically developed region, consisting of approximately eight million people. Based on the 1993 U.S. Census Bureau Report, the median household income of the Chicago Market was $45,491, approximately 46% above the national median. The Chicago Market is primarily served by nine riverboat casinos (the "Chicago Market Casinos"), including the Company's two casinos, operating under a limited number of licenses granted by the States of Illinois and Indiana. These casinos generated 1998 casino revenue of approximately $1.5 billion, ranking first among all U.S. riverboat casino markets. Empress Hammond features a luxury-appointed catamaran style vessel, Empress III. Following the recent completion of the fourth deck, Empress III contains approximately 42,500 square feet of gaming space with approximately 1,720 slot machines and 64 table games. Empress Hammond includes an approximately 125,000 square foot mythologically themed pavilion featuring waterfalls, undersea volcanoes and lounge and dining facilities including the Blue Water Lounge, the Harborside Steakhouse, the Empressive Buffet and the Waves Deli. In addition, the pavilion includes a gift shop, concierge suite and a 150 seat banquet room. Empress Hammond provides parking for approximately 1,000 cars in a multi-story parking structure and offers 1,300 additional surface parking spaces. Empress Joliet features two luxury-appointed catamaran style vessels, Empress I and Empress II, which collectively contain approximately 36,000 square feet of gaming space with 1,056 slot machines and 59 table games. Empress Joliet includes an approximately 150,000 square foot Egyptian themed pavilion featuring lounge and award-winning dining facilities including the Zanzibar, the Steakhouse Alexandria, the Cafe Casablanca and the Marrakech Market Buffet. The pavilion also includes an off-track betting facility, gift shop, concierge suite and a 400 seat banquet room. Empress Joliet is supported by a three story hotel with 80 deluxe rooms, 17 junior suites and five king- size suites and an 80-space recreational vehicle park located on 12 acres of land adjacent to the hotel. Empress Joliet provides surface parking for more than 2,350 cars. Company Strengths and Strategy The Company actively pursues opportunities to expand its customer base by developing additional amenities and by working to attract customers from outside the Chicago Market. Empress Joliet is one of two Chicago Market Casinos with a hotel to accommodate overnight visitors. The Company intends to further develop dedicated transportation services to its complexes and is increasing billboard advertising to improve visitation by customers outside the Chicago Market. The Company believes that the following factors contribute significantly to its success: Premier Properties in Superior Locations. The Company's distinctly themed casino entertainment complexes are strategically located to serve the growing Chicago Market which has strong population demographics and a legislatively limited number of licensed competitors. Empress Hammond is the closest casino to downtown Chicago and is conveniently accessible from major highways. Empress Joliet is located in
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the fastest growing county in the Chicago Market and features a hotel, an off- track betting facility and a recreational vehicle park. The Company's casinos are equipped with the latest gaming devices and are continually upgraded to reflect innovative games. The Company delivers value to its customers by offering superior customer service and maintaining clean, moderately priced gaming, dining, lodging and entertainment amenities. Market Leadership. The Company was the first Chicago Market Casino and has established market leadership during its nearly six years of operations. The Company is the largest Chicago Market casino operator in terms of casino revenue. During 1998, the Company's daily gaming win per position exceeded the averages of each of the ten largest U.S. riverboat casino markets. In 1998, Empress Joliet received the "Best Blackjack Games in the U.S.A." award from Casino Player Magazine. Marketing Synergies. The Company derives unique marketing advantages from operating two riverboat casino entertainment complexes serving the Chicago Market. The Company believes that it receives favorable rates for television, radio, newspaper, magazine, billboard, direct mail, mass transit and airport diorama advertising due to its higher buying volume. Through its Empress Club frequent player reward program, the Company promotes customer loyalty and encourages customers to visit its complexes. Benefits of Empress Club membership include use of VIP boarding areas, participation in special discount programs including meal and merchandise discounts and preferred valet parking. At December 31, 1998, approximately 1,000,000 customers were Empress Club members. Proprietary Customer Database. The Company has developed a proprietary customer database that assists it in tracking customer characteristics including visitation frequency, preferred gaming equipment usage and gaming and entertainment spending. The Company uses information gathered from Empress Club members to create targeted marketing programs to encourage increased visitation to its complexes by its most profitable customers. The Company also utilizes promotional programs, such as merchandise giveaways, slot machine and table game tournaments and other special events in order to reward customer loyalty, attract new customers and maintain a high level of brand name recognition. Recent Developments Merger Agreement On September 2, 1998, the Company entered into an Agreement and Plan of Merger with Horseshoe Gaming (Midwest), Inc. and certain of its affiliates (Horseshoe Gaming (Midwest), Inc. and its affiliates are collectively referred to herein as "Horseshoe Midwest") which, if consummated, would result in the acquisition by Horseshoe Midwest of all of the outstanding stock of Empress Hammond and Empress Joliet via two simultaneous merger transactions (the "Proposed Mergers"). Consummation of the Plan of Merger constitutes a "Change of Control" under the Indenture (as hereinafter defined) and will trigger Horseshoe Midwest's obligation to make an irrevocable offer to purchase the Notes (as hereinafter defined) (the "Change of Control Offer") at a cash price equal to 101% of the principal amount plus accrued and unpaid interest. Holders of the Notes will have the option of tendering all or any portion of their Notes for redemption, or they may retain the Notes. The Company and/or Horseshoe Midwest intend to comply with the provisions of the Indenture. The Change of Control Offer must commence within 10 business days following the consummation of the transactions contemplated by the Plan of Merger and must remain open for at least 20 business days. Horseshoe Midwest must complete the repurchase of any Notes tendered in response to the Change of Control Offer no more than 30 business days after the consummation of the transactions as contemplated in the Plan of Merger. Amendment to Merger Agreement On March 25, 1999, the Company and Horseshoe Midwest executed an amendment to the Plan of Merger (the "Amendment"). The Amendment extends the termination date of the Merger Agreement until September 2
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30, 1999. In addition, the Company will be entitled to terminate the Merger Agreement and retain the Escrow Funds if certain events are not completed or consummated by certain specified dates. Exchange Offer On June 18, 1998 the Company sold to the Initial Purchasers (the "Offering") an aggregate of $150 million principal amount 8 1/8% Senior Subordinated Notes due 2006 (the "Old Notes") without registration under the Securities Act, in reliance upon exemptions therefrom, pursuant to a Purchase Agreement, dated June 11, 1998 (the "Purchase Agreement"), among the Company, Empress Hammond, Empress Joliet, Empress Finance, Hammond Residential (Empress Hammond, Empress Joliet, Empress Finance and Hammond Residential are collectively referred to herein as the "Guarantors") and the Initial Purchasers. The Company offered to exchange, through an S-4 Exchange Offer Registration Statement, an aggregate of up to $150 million principal amount of its 8 1/8% Senior Subordinated Notes due 2006 (the "Exchange Notes"), which are registered under the Securities Act of 1933, as amended (the "Securities Act"). The Old Notes were, and the Exchange Notes are, issued under the Indenture, dated as of June 18, 1998 (the "Indenture"), among the Company, the Guarantors and U.S. Bank Trust National Association, as trustee (in such capacity, the "Trustee"). The form and terms of the Exchange Notes are identical in all material respects to the form and terms of the Old Notes, except that (i) the Exchange Notes were registered under the Securities Act and, therefore, do not bear legends restricting the transfer thereof, (ii) holders of Exchange Notes are not entitled to any increase in the interest rate thereon pursuant to certain circumstances under a Registration Rights Agreement entered into by the Company and the Initial Purchasers, and (iii) holders of Exchange Notes will no longer be entitled to certain other rights under the Registration Rights Agreement. On November 6, 1998, the Exchange Offer was completed when the holders of the Old Notes tendered for a $150 million aggregate principal amount of Exchange Notes. Covenant Defeasance Concurrently with the Offering, the Company, Empress Hammond and Empress Joliet entered into a $100 million Credit Facility with Wells Fargo Bank, N.A. (the "Credit Facility") to replace its existing credit facility. Upon consummation of the sale of the Old Notes to the Initial Purchasers and the entering into of the Credit Facility, the Company irrevocably deposited $173.4 million (the "Covenant Defeasance") for the purpose of effecting the redemption of all of Empress Finance's 10 3/4% Senior Notes due 2002 (the "10 3/4% Senior Notes"). On February 10, 1999, the Trustee sent out a Notice of Redemption to the holders of the 10 3/4% Senior Notes announcing the redemption of such Notes. The Company will redeem all of the 10 3/4% Senior Notes on April 1, 1999 at 105.38% of par, which represents the full amount on deposit. Competition General The casino gaming industry is highly fragmented and characterized by competition from a large number of participants, including riverboat casinos, dockside casinos, land-based casinos, video lottery and poker machines in locations other than casinos, Native American gaming and other forms of gaming and non-gaming entertainment in the U.S. The Company primarily competes with the Chicago Market Casinos, five of which are located on Lake Michigan in Indiana (including Empress Hammond) and four of which are located in Illinois (including Empress Joliet). The seven other Chicago Market Casinos are: Trump Casino and Majestic Star located in Gary, Indiana; Harrah's Casino located in East Chicago, Indiana; Blue Chip Casino located in Michigan City, Indiana; Harrah's Casino located in Joliet, Illinois; Hollywood Casino located in Aurora, Illinois; and Grand Victoria Casino located in Elgin, Illinois. Certain of the Company's competitors are larger and have significantly greater financial and other resources than the Company. 3
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Indiana Currently, Indiana gaming law limits the number of licenses to operate riverboat casinos in northern Indiana on Lake Michigan to five in total, all of which have been issued to casinos that are currently operating. In addition to the five northwest Indiana riverboats located on Lake Michigan (including Empress Hammond), the Indiana Gaming Commission has awarded four gaming licenses and one certificate of suitability to other riverboats located on the Ohio River in southern Indiana, the closest of which is located over 250 miles from downtown Chicago. There are at least two potential sources of increased competition in Indiana: licensure of additional riverboats and the introduction of slot machines or other forms of gaming at horse tracks. The authorization and opening of additional Indiana riverboats could adversely effect the Company's potential pool of customers and have a material adverse effect on the Company. Illinois The Illinois Riverboat Gambling Act ("Illinois Riverboat Act") authorizes ten owner's licenses for riverboat gaming operations, all of which have been issued. Four of the licensees, including Empress Joliet, serve the Chicago Market. The other six licenses have been granted to operators, the closest of which is located approximately 150 miles from downtown Chicago. However, one licensed operator, which operated from East Dubuque, Illinois, has ceased operations. In recent years, legislation has been introduced in Illinois to provide for an expansion of gaming in Illinois, including legislation to authorize land- based casinos in downtown Chicago and the surrounding suburbs, modify existing regulations to decrease or eliminate certain restrictions, such as limitations on the number of gaming positions or restrictions prohibiting dockside gaming, and permit slot machines at horse tracks. To date, no such legislation has been enacted. The Company is unable to predict whether any such legislation will be enacted. Native American Gaming The Company competes, and expects to compete, with various gaming operations on Native American land, including those located, or to be located, in Michigan, Wisconsin and possibly northern Indiana. The Pokagon Band of the Potawatomi Indians have recently proposed building a land-based casino in northern Indiana, specifically in St. Joseph or Elkhart Counties. In addition, the Saginaw Chippewa Tribe has substantially completed the construction of, and is currently operating, one of the largest Native American gaming complexes in the U.S. in Mt. Pleasant, Michigan, approximately 250 miles northeast of Hammond, Indiana. The Governor of Michigan has recently signed a number of Indian Compacts that would allow land-based casinos in Michigan, including southwest Michigan. The opening of land-based casinos, which generally have a competitive advantage over cruising casinos, in close proximity to the Company, could have a material adverse effect on the Company. Moreover, lower age limits at Native American casinos may put the Company, with a minimum age requirement for admittance of 21, at a competitive disadvantage. Additional Sources of Competition The Company competes with gaming facilities as well as other forms of entertainment. Other jurisdictions may legalize various forms of gaming and wagering that may compete with the Company in the future, including those jurisdictions in close proximity to the Company's facilities. Gaming and wagering include online computer gambling, bingo, pull tab games, card clubs, sports books, pari-mutuel or telephonic betting on horse racing and dog racing, state sponsored lotteries, video lottery terminals, video poker terminals and in the future, may include in-flight gaming or gaming at other venues. In addition to Illinois and Indiana, several other states have authorized gaming activities and other states in the future may authorize such gaming activities. To date, riverboat and/or dockside gaming has also been 4
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approved in nearby states such as Iowa and Missouri. Moreover, it is anticipated that the three land-based casinos authorized in Detroit, Michigan, will begin gaming operations at temporary facilities by late September of 1999. The opening of such temporary facilities, however, is contingent upon winning state licensing from the Michigan Gaming Control Board, which is not expected to begin its review until late spring or early summer of 1999. Employees As of December 31, 1998, the Company had approximately 3,036 full-time employees, of which 2,573 are hourly employees and the remainder are salaried employees. Approximately 12.5% of the Company's workforce is unionized. Empress Joliet's contract with the International Union of Operating Engineers, Local 150 expires in November 2002. On April 29, 1998, Empress Joliet and Hotel Employees and Restaurant Employees Union, Local 1 entered into a Memorandum of Agreement containing the terms of their collective bargaining agreement. This agreement will expire on April 30, 2001. The Company has not experienced any work stoppages and believes its relations with its employees and the unions are good. Gaming Regulation From time to time, various proposals have been introduced in the Indiana and Illinois legislatures that, if enacted, could adversely affect the taxation, regulation, operation or other aspects of the gaming industry, and the Company. Furthermore, pursuant to the Indiana Riverboat Gambling Act (the "Indiana Riverboat Act") and the Illinois Riverboat Act, the Indiana Gaming Commission and the Illinois Gaming Board, respectively, have broad rulemaking authority to adopt regulations with respect to riverboat gaming operations. For example, in the event any stockholder of the Company were to be found "unsuitable" by either the Indiana Gaming Commission or the Illinois Gaming Board, such regulatory authority could require such stockholder to divest himself of his Company stock. Since there is no public market for the shares of the Company's stock, a transfer to any person or entity other than the Company or its stockholders may not be possible. The Company may be unable or unwilling to acquire such stockholder's shares due to various factors, including, without limitation, restrictions in the terms of the Notes or the Credit Facility, disagreements on the purchase price, or inadequate funds available to consummate the purchase. If either gaming authority were to order a stockholder to divest his shares of Company stock and he failed to do so, Empress Hammond or Empress Joliet may be subject to discipline that may have a material adverse effect on the Company. Indiana Pursuant to the Indiana Riverboat Act, Empress Hammond's current operations are regulated by the Indiana Gaming Commission, which initially issued Empress Hammond a five-year gaming license (the "Indiana License") on June 21, 1996. As a condition to maintaining the Indiana License, Empress Hammond must, among other things, submit detailed financial and other information to the Indiana Gaming Commission, which has broad powers to suspend or revoke gaming licenses. In granting and renewing gaming licenses, the Indiana Gaming Commission conducts investigations into the character, reputation, experience and financial integrity of each owner and principal employee of the applicant. The Indiana Gaming Commission may request a detailed personal disclosure form from any officer, director or shareholder of Empress Hammond or any other person or entity having a significant relationship with Empress Hammond. The Indiana License is subject to renewal in June 2001. Empress Hammond believes that its current compliance record and standing with the Indiana Gaming Commission indicate that the Indiana License will likely be renewed. However, the failure of the Indiana Gaming Commission to renew the Indiana License would cause Empress Hammond to cease its Indiana gaming operations, and, therefore, would have a material adverse effect on the Company. In addition, the Indiana Gaming Commission has broad regulatory powers with respect to changes in Empress Hammond's operations. For example, Empress Hammond was required to obtain the Indiana Gaming Commission's approval of the Offering and the Credit Facility (which approval was obtained on May 6, 1998). No assurance can be given that Empress Hammond will be able to obtain the regulatory approvals necessary for other future plans. 5
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Illinois Pursuant to the Illinois Riverboat Act, Empress Joliet's current operations are regulated by the Illinois Gaming Board, which initially issued Empress Joliet a three-year gaming license (the "Illinois License") on July 9, 1992, with annual renewals required thereafter. The Illinois License was renewed on July 21, 1998 and is effective through June 1999. As a condition to maintaining the Illinois License, Empress Joliet must, among other things, submit detailed financial and other information to the Illinois Gaming Board, which has broad powers to suspend or revoke gaming licenses. In granting gaming licenses, the Illinois Gaming Board conducts investigations into the character, reputation, experience and financial integrity of each owner and principal employee of the applicant. The failure of the Illinois Gaming Board to renew the Illinois License in the future would cause Empress Joliet to cease its Illinois gaming operations, and, therefore, would have a material adverse effect on the Company. In addition, the Illinois Gaming Board has broad regulatory powers with respect to changes in Empress Joliet's operations. For example, Empress Joliet was required to obtain the Illinois Gaming Board's approval of the Offering (which approval was obtained on April 22, 1998) and the Credit Facility (which approval was obtained on June 30, 1998). No assurance can be given that Empress Joliet will be able to obtain the regulatory approvals necessary for other future plans. Non-Gaming Regulation The Company is subject to certain Federal, state and local safety and health laws, regulations and ordinances that apply to businesses generally, such as the Clean Air Act, Clean Water Act, Occupational Safety and Health Act, Resource Conservation and Recovery Act and Comprehensive Environmental Response, Compensation and Liability Act. The coverage and attendant compliance costs associated with such laws, regulations and ordinances may result in material costs to the Company. Empress I, Empress II and Empress III must comply with U.S. Coast Guard safety requirements and must hold a Certificate of Seaworthiness. These requirements set limits on the operation of the vessels and require individual licensing of all personnel involved with the operation of the vessels. Loss of the Certificate of Seaworthiness of Empress I, Empress II or Empress III would preclude use as a riverboat, which would have a material adverse effect on the Company. Periodically, the Company's vessels must either be drydocked for an inspection of the hull or undergo an underwater hull survey, which could result in a loss of service for a period of time. The underwater hull survey has been completed on the Empress I and the Empress II. Empress III is due for inspection in September 2000. Any extended period of time during which any of the Company's vessels is required to cease gaming operations to facilitate inspections or maintenance could have a material adverse effect on the Company. Safe Harbor Statement Under The Private Securities Litigation Reform Act of 1995 The Company cautions readers that certain important factors may affect the Company's actual results and could cause such results to differ materially from forward-looking statements which may be deemed to have been made in this Form 10-K, or which are otherwise made by or on behalf of the Company. Such factors include, but are not limited to, changing market conditions; the availability and cost of materials for the Company's products, the timely development and market acceptance of the Company's products; and other risks detailed under the caption "Risk Factors" below or otherwise described herein or detailed from time to time in the Company's Securities and Exchange Commission filings. 6
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Risk Factors THE FOLLOWING RISK FACTORS SHOULD BE CONSIDERED CAREFULLY IN ADDITION TO THE OTHER INFORMATION IN THIS REPORT ON FORM 10-K IN EVALUATING THE COMPANY AND ITS BUSINESS. Leverage and Ability to Service Debt As a result of the Offering and borrowings by the Company under the Credit Facility, the Company has a significant amount of Indebtedness. At December 31, 1998, excluding Defeased Debt, the Company had total consolidated long-term indebtedness of $176.0 million (including $150.0 million of the Exchange Notes) and $74.0 million of availability under the Credit Facility. In addition, subject to the restrictions in the Indenture governing the Exchange Notes and in the Credit Facility, the Company may incur additional Indebtedness from time to time. If the Company is unable to meet its debt service obligations, it could be required to pursue one or more alternatives, such as refinancing or restructuring the Indebtedness or divesting assets or operations. There can be no assurance that any of such actions could be effected on satisfactory terms, that such actions would enable the Company to meet its debt service obligations or that such actions would be permitted under the terms of the Indenture or under the Credit Facility. The ability of the Company to satisfy its debt service obligations, engage in various significant corporate transactions that may be important to its business, and comply with the covenants contained in the Indenture and in the Credit Facility, including the ability of the Company to repurchase Notes pursuant to offers that must be made under certain circumstances, will be dependent on the future performance of the Company's business. Expansion Opportunities The Company is currently exploring the potential of other gaming operations as opportunities arise, including the possible expansion of riverboat gaming and land-based casinos in other states throughout the U.S. Empress Racing, Inc. was formed to hold a 50% ownership interest in a limited liability company that acquired the Woodlands Racetrack in Kansas City, Kansas on December 31, 1998. Empress Racing, Inc. has been designated as an Unrestricted Subsidiary under the Indenture and is not a Guarantor of the Exchange Notes. There can be no assurance that the Woodlands transaction will be successful. In addition, there can be no assurances that other such ventures will become available to the Company, that any opportunities made available to the Company with respect to such ventures will be made available on terms and conditions acceptable to the Company, or that, if suitable opportunities are found, the Company will be successful. From time to time the Company may form other subsidiaries to pursue gaming opportunities in other jurisdictions. The Company may designate such subsidiaries as Unrestricted Subsidiaries and therefore, the subsidiaries would not be a Guarantor of the Exchange Notes. However, there can be no assurance that such gaming opportunities will become available to the Company or such opportunities will become available on terms and conditions acceptable to the Company. Repurchase of Notes upon a Required Regulatory Redemption or Change of Control The Exchange Notes will be redeemable, in whole or in part, at any time, at 100% of the principal amount thereof, plus accrued and unpaid interest to the redemption date, (i) pursuant to, and in accordance with, any order of any governmental authority with appropriate jurisdiction and authority relating to a gaming license ("Gaming License"), or (ii) to the extent necessary in the reasonable, good faith judgment of the Board of Directors of the Company to prevent the loss, failure to obtain or material impairment of, or to secure the reinstatement of, any Gaming License, which if lost, impaired, not obtained or not reinstated, would reasonably be expected to have a material adverse effect on the Company or would restrict the ability of the Company to conduct business in any Gaming Jurisdiction, in the case of each of (i) and (ii) where such redemption or acquisition is required because the holder or beneficial owner of such Exchange Note is required to be found 7
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suitable, or otherwise qualify, under any Gaming Laws and is not found suitable or so qualified. Upon a Change of Control, each holder of the Exchange Notes will, subject to certain limitations, have the right to require the Company to repurchase all or a portion of such holder's Exchange Notes at a purchase price equal to 101% of the principal amount thereof, plus accrued and unpaid interest thereon, if any, to the date of repurchase. There can be no assurance that the Company will have sufficient funds to consummate such a redemption or acquisition or that such a redemption or acquisition, if consummated, would not have a material adverse effect on the Company. Single Market The Company's gaming operations primarily serve the Chicago Market. The Company's future operating results will depend in part, on matters over which the Company has no control, including, without limitation, general economic conditions in the Chicago Market. Therefore, it is not possible to estimate future operating revenues and expenses of the Company based upon historical operating performance. Commitments to Governmental Authorities As a condition to the Indiana License, Empress Hammond made various financial and other commitments to the City of Hammond, Indiana ("City") and other Indiana governmental bodies pursuant to a Hammond Riverboat Gaming Project Development Agreement (the "Development Agreement"). As of December 31, 1998, approximately $23.6 million of such commitments remained outstanding primarily for commercial development, residential development and the construction of a hotel. In addition, under the terms of the Development Agreement, Empress Hammond is required to make annual payments of approximately $1.3 million for public safety services and other uses and an annual payment based on a varying percentage of Empress Hammond's adjusted gross receipts. In 1998, Empress Hammond paid approximately $10.3 million to the City to satisfy its commitments to the City of Hammond. In the event that the Company suffers a decrease in revenues, the costs of satisfying the foregoing commitments may have a material adverse effect on the Company. In addition, there can be no assurance that the actual costs of Empress Hammond's commitments will not exceed the currently anticipated costs of such commitments. Empress Hammond entered into a License Agreement ("License Agreement") with the Hammond Port Authority ("Port Authority") on June 21, 1996, pursuant to which Empress Hammond licenses from the Port Authority certain rights to land and docking facilities at the Hammond marina. For the rights and privileges granted to it under the terms of the License Agreement, Empress Hammond is required to pay the Port Authority (i) a $1.00 per passenger fee for each passenger visiting Empress III; and (ii) an amount equal to the aggregate annual rental at the Hammond marina for each boat slip that was removed or taken out of operation as a result of the construction of the docking facilities and/or the operation of Empress III. In the event that the Company suffers a decrease in revenues, the costs of satisfying the foregoing commitments may have a material adverse effect on the Company. Taxation The Company believes that the prospect of significant additional revenue is one of the primary reasons that jurisdictions have legalized gaming. As a result, gaming companies are typically subject to significant taxes and fees in addition to normal Federal and state income taxes, and such taxes and fees are subject to increase at any time. The Company pays substantial taxes and fees with respect to its operations. There can be no assurance that the Indiana or Illinois legislatures will not enact higher wagering taxes. In addition, there have been proposals from time to time to tax all gaming establishments (including riverboat casinos) at the Federal level. Any increase in the Company's tax rates could have a material adverse effect on the Company. The Company is a Subchapter S Corporation under the Internal Revenue Code of 1986, and its corporate subsidiaries are Qualified Subchapter S Subsidiaries. Accordingly, the stockholders of the Company are directly subject to tax on their respective proportionate share of the taxable income of the Company and its subsidiaries for Federal and certain state income tax purposes. 8
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While the Company believes that it was properly formed and has been properly operating as an S Corporation and that its corporate subsidiaries were properly formed and have been properly operating as Qualified Subchapter S Subsidiaries for Federal and state income tax purposes, if the S Corporation tax status of the Company or the Qualified Subchapter S Subsidiary status of any of its corporate subsidiaries were successfully challenged, such entity could be required to pay Federal and certain state income taxes (plus interest and possibly penalties) on its taxable income as far back as the commencement of their respective operations. Such payments could have a material adverse effect on the Company. Dependence on Key Personnel; Ability to Attract Qualified Employees The success of the Company is largely dependent upon the efforts and skills of its executive officers, the loss of services of any of whom could have a material adverse effect on the Company. A shortage of skilled labor exists in the gaming industry, which may make it more difficult and expensive to attract and retain qualified employees. While the Company believes that it will be able to attract qualified employees, no assurance can be given that such employees will be available to the Company. Item 2. Properties The Company's corporate headquarters are located within Empress Joliet's 150,000 square foot pavilion. In addition to the pavilion, Empress Joliet owns the Empress I and Empress II, which collectively contain 36,000 square feet of gaming space, the dock site from which they operate and the surrounding land- based facilities, which encompass approximately 350 acres along the Des Plaines River in Joliet, Illinois. Empress Hammond includes an approximately 125,000 square foot pavilion. Although the real estate is owned by the City of Hammond, Empress Hammond has a 75 year lease for the use of such real estate. Empress Hammond owns the Empress III, which contains approximately 42,500 square feet of gaming space. In addition, Empress Hammond owns a ten acre parcel of land located next to its complex. Item 3. Legal Proceedings The Company is from time to time a party to legal proceedings arising in the ordinary course of business. Other than as discussed below, the Company is unaware of any legal proceedings which, even if the outcome were unfavorable to the Company, would have a material adverse impact on either its financial condition or results of operations. The City of Hammond is a plaintiff in a condemnation proceeding filed in September 1995 in Lake Superior Court in Lake County, Indiana in which the City of Hammond condemned a small parcel of land for the construction of the overpass located near Empress Hammond. This case was transferred on a change of venue in the summer of 1998 to Newton County, Indiana. On September 28, 1998, the jury returned a $5.2 million award, which bears prejudgment interest at 8% since 1995. Under terms of the Development Agreement between Empress Hammond and the City, Empress Hammond is responsible for reimbursing the City of Hammond for its costs, fees and any judgments. The City of Hammond appealed this decision to the Indiana appellate court. As a result, it is not yet clear how much, or when, the condemnation award will be paid. On July 21, 1998, a lawsuit was filed against Empress Joliet and Empress Hammond and four of their employees by two former female employees of Empress Joliet, alleging that Empress Joliet and Empress Hammond committed gender discrimination and sexual harassment in violation of Title VII of the Civil Rights Act of 1964 and permitted a hostile work environment to exist at their facilities. The lawsuit also alleges certain tort claims and seeks certification as a class action on behalf of similarly situated current and former female employees of Empress Joliet and Empress Hammond, and seeks injunctive relief and money damages. The Company denies the allegations in the complaint and intends to vigorously contest this matter. A trial date has been set for April 3, 2000. 9
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In March 1999, certain former shareholders of Empress Joliet filed suit against Empress Joliet alleging breach of contract. In 1995, Empress Joliet and its shareholders settled certain prior litigation with these former shareholders and entered into a settlement agreement pursuant to which, among other things, Empress Joliet agreed to certain reimbursements to the former shareholders for their payment of taxes on Empress Joliet's 1995 income through the date of settlement. The complaint alleges that Empress Joliet (and its then shareholders) breached the settlement agreement with respect to the reimbursement of tax payments. The Company denies the allegations and intends to vigorously contest this matter. Item 4. Submission of Matters to Vote of Security Holders None. PART II. Item 5. Market for Registrant's Common Equity and Related Stockholder Matters Market Information There is no established public market for the Company's equity securities. In June 1998, concurrent with the Offering and the Covenant Defeasance, the Company, Empress Hammond, Empress Joliet, Empress Finance and Hammond Residential effected a corporate reorganization whereby (i) Empress Joliet merged into a newly formed wholly-owned subsidiary of the Company, with Empress Joliet surviving the merger; (ii) the Empress III was transferred to Empress Hammond; and (iii) Empress Joliet's stock in Empress Finance was sold to the Company so that it became a wholly-owned subsidiary of the Company. As a result of the reorganization, the Company operates the Empress III through its wholly-owned subsidiary Empress Hammond and operates the Empress I and Empress II through its wholly-owned subsidiary Empress Joliet. Upon the merger of Empress Joliet into the Company's subsidiary, the stockholders' shares in Empress Joliet were cancelled and deemed of no further force and effect and the stockholders were issued voting and non-voting common stock in the Company. In November 1997, as part of a reorganization, Empress Hammond was merged into a wholly-owned subsidiary of the Company with Empress Hammond surviving the merger. In connection with the reorganization, Martin J. McNally, who held non-voting common stock in Empress Hammond was issued 29.245 shares of non- voting common stock of the Company. The Company issued the shares to Mr. McNally in reliance on the exemption for non-public offerings contained in section 4(2) of the Securities Act. Item 6. Selected Financial Data ˇ Download Table Year Ended December 31, (in Millions) --------------------------------------- 1998 1997 1996 1995 1994 ------ ------ ------ ------ ----------- (Unaudited) Statement of Operations Data: Net revenues(1)......................... $396.7 $369.6 $278.7 $214.6 $215.3 Income from operations.................. 80.9 64.6 60.2 62.5 66.9 Net income.............................. 61.3 46.3 44.9 50.6 57.5 Balance Sheet Data: Total assets............................ 426.8 291.5 288.3 201.8 208.2 Total debt.............................. 326.0 208.5 214.3 150.6 152.2 Stockholders' equity.................... 67.4 55.9 49.6 36.8 33.4 -------- (1) Empress Hammond commenced gaming operations on June 28, 1996. 10
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Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations Overview The following discussion and analysis provides information which the Company's management believes is relevant to an assessment and understanding of the consolidated financial condition and results of operations of the Company. The discussion should be read in conjunction with the Consolidated Financial Statements and notes thereto. Results of Operations The following discussion is based upon the consolidated operating results of the Company. Twelve Months Ended December 31, 1998 Compared to Twelve Months Ended December 31, 1997 Net revenues for the twelve months ended December 31, 1998 were approximately $396.7 million, an increase of approximately $27.1 million, or 7.3% compared to net revenues of approximately $369.6 million for the twelve months ended December 31, 1997. The increase in net revenues was primarily attributable to increased casino revenue. Empress Hammond's net revenues increased from $221.6 million to $232.8 million and Empress Joliet's net revenues increased from $152.7 million to $168.4 million. Casino revenues were approximately $373.0 million for the twelve months ended December 31, 1998 compared to approximately $346.0 million for the twelve months ended December 31, 1997, an increase of approximately $27.0 million, or 7.8%. Empress Hammond's casino revenues increased from $210.1 million to $220.1 million primarily due to increased admissions and Empress Joliet's casino revenues increased from $136.0 million to $152.9 million due to an increase in win per admission. Casino expenses totaled approximately $194.0 million for the twelve months ended December 31, 1998, an increase of 7.6% or approximately $13.7 million compared to $180.3 million for the twelve months ended December 31, 1997. This increase was principally due to an increase in gaming and admission taxes partially offset by a decrease in casino marketing and promotional expenses. Empress Hammond's casino expenses increased from $109.2 million to $110.9 million and Empress Joliet Casino expenses increased from $71.1 million to $83.1 million due to an increase in gaming taxes in Illinois. Expenses relating to non-gaming operations, including depreciation and amortization, for the twelve months ended December 31, 1998 totaled approximately $121.8 million, a decrease of 2.3% or approximately $2.9 million compared to the twelve months ended December 31, 1997. Expenses relating to non-gaming operations for Empress Hammond increased from $71.7 million to $72.5 million. This increase was offset by a decrease in expenses relating to non-gaming operations at Empress Joliet, which decreased from $60.7 million to $53.9 million, primarily due to a decrease in sales and general and administration expenses. Income from operations for the twelve months ended December 31, 1998 totaled approximately $80.9 million compared to approximately $64.6 million for the twelve months ended December 31, 1997, an increase of approximately $16.3 million, or 25.2%. Income from operations at Empress Hammond increased from $40.7 million to $49.4 million and income from operations at Empress Joliet increased from $21.0 million to $31.5 million. Net interest expense for the twelve months ended December 31, 1998 was approximately $18.8 million, an increase of approximately $1.0 million compared to the twelve months ended December 31, 1997. This increase was a result of the additional interest expense associated with the refinancing and related Covenant Defeasance of the Company's debt. Net income amounted to approximately $61.3 million and $46.3 million for the twelve months ended December 31, 1998 and 1997, respectively. This increase in net income was due to the factors discussed above. 11
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Twelve Months Ended December 31, 1997 Compared to Twelve Months Ended December 31, 1996 Net revenues for the twelve months ended December 31, 1997 were approximately $369.6 million, an increase of 32.6% from net revenues of approximately $278.7 million for the year ended December 31, 1996. The increase in net revenue was primarily attributable to a full year of operations at Empress Hammond, partially offset by a decrease in revenues at Empress Joliet due to increased competition in the Chicagoland market. Casino revenues were approximately $346.0 million for the year ended December 31, 1997 compared to approximately $263.0 million for the year ended December 31, 1996, an increase of approximately $83.0 million, or 31.6%. This change was due to a full year of operations at Empress Hammond, partially offset by a decrease in revenues at Empress Joliet due to increased competition in the Chicagoland market. Revenues from non-gaming operations, consisting primarily of food and beverage, parking, gift shop and hotel revenues, were approximately $34.9 million for the year ended December 31, 1997 compared to approximately $22.8 million for the year ended December 31, 1996, an increase of approximately $12.1 million, or 53.1%. The increase in revenues from non-gaming operations was primarily due to the full year impact of the Empress Hammond and hotel revenue at Empress Joliet, partially offset by a decrease in food and beverage revenue at Empress Joliet. Promotional allowances increased approximately $4.1 million for the year ended December 31, 1997 compared to the year ended December 31, 1996. This increase was primarily attributable to a full year of operations at Empress Hammond, partially offset by a decrease in promotional allowances at Empress Joliet. Casino expenses totaled approximately $180.3 million for the twelve months ended December 31, 1997, an increase of 42.2% or approximately $53.5 million compared to $126.8 million for the twelve months ended December 31, 1996. This decrease was principally due to an increase in gaming and admissions taxes at Empress Hammond as a result of a full year of operation partially offset by a decrease in gaming and admission taxes at Empress Joliet due to a decrease in revenues as a result of increased competition in the Chicagoland market. Expenses relating to non-gaming operations, including depreciation and amortization, for the twelve months ended December 31, 1997 totaled approximately $124.7 million, an increase of 36.0% or approximately $33.0 million compared to the twelve months ended December 31, 1996. This increase was primarily due to a full year of operations at Empress Hammond. Income from operations for the year ended December 31, 1997 totaled approximately $64.6 million compared to approximately $60.2 million for the year ended December 31, 1996, an increase of approximately $4.4 million, or 7.3%. This increase in income from operations was primarily attributable to an increase in the operating results at Empress Hammond, partially offset by a decline in the results of operations at Empress Joliet. Net interest expense for the year ended December 31, 1997 was approximately $17.8 million, an increase of approximately $3.0 million compared to the year ended December 31, 1996. This increase was a result of additional interest expense associated with increased borrowings under the Company's credit facilities and vendor financing of gaming equipment. Net income amounted to approximately $46.3 million and $44.9 million for the years ended December 31, 1997 and December 31, 1996, respectively. This increase in net income was due to the factors discussed above. Liquidity and Capital Resources For the twelve months ended December 31, 1998, the Company generated cash flow from operations of approximately $90.9 million compared to approximately $70.3 million for the twelve months ended December 31, 1997. This increase of approximately $20.6 million was primarily attributable to an increase in net income as well as an increase in interest payable due to the Company's refinancing. During the twelve months ended December 31, 1998, the Company contributed $9.2 million to an unrestricted subsidiary, which holds a 50% ownership interest in a limited liability company. The limited liability 12
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company used these funds to acquire certain outstanding secured indebtedness of Sunflower Racing, Inc., the owner of the Woodlands Racetrack in Kansas City, Kansas. Kansas Racing subsequently acquired the Woodlands Racetrack with a bid in an auction pursuant to a proceeding under Chapter 7 of the U.S. Bankruptcy Code. During the twelve months ended December 31, 1998, the Company purchased approximately $26.5 million of property and equipment, primarily related to the addition of the fourth deck on Empress III, remodeling of Empress I and Empress II and interior and exterior renovations to the Empress Joliet pavilion. During the twelve months ended December 31, 1998, proceeds from borrowings were approximately $187.5 million, including the issuance of the $150.0 million 8 1/8% Notes, the proceeds of which were used to purchase an investment in U.S. Treasury securities to be held in trust for the purpose of effecting the Covenant Defeasance of the 10 3/4% Senior Notes. During the twelve months ended December 31, 1998, payments on borrowings were approximately $70.0 million, which included the pay down of the outstanding balance of the $60.0 million amended and restated credit facility and $11.5 million in repayments on the current revolving Credit Facility. During the twelve months ended December 31, 1998 and 1997, stockholder distributions totaled approximately $45.2 million and $40.1 million, respectively. During the twelve months ended December 31, 1998 and 1997, approximately $28.4 million and approximately $24.3 million, respectively, was distributed to permit shareholders to pay federal and state income taxes. As of December 31, 1998, the Company had $26.0 million outstanding under its $100.0 million revolving Credit Facility. The Company's 1999 operating plan includes capital expenditures totaling approximately $12.4 million. Capital improvements include the renovation of the interior of the Empress Hammond pavilion and an addition of a nightclub to the Empress Joliet pavilion. The Company anticipates that cash on hand and cash flows from operations and the revolving Credit Facility will be sufficient to satisfy the Company's cash requirements as currently contemplated. Year 2000 The Year 2000 or "Y2K" problem is the result of computer programs being written using two digits rather than four to define the applicable year. Any of the Company's programs that have time-sensitive software may recognize a date using "00" as the year 1900, rather than the year 2000. This could result in a major system failure or miscalculations. As part of the first phase of the Company's Year 2000 compliance program, the Company conducted an internal review of its computer systems to identify the systems that could be affected by the Year 2000 problem, including both "information technology" systems (such as software that processes financial and other information) and non-information technology. The Company is in the process of completing the second phase of its Year 2000 compliance program, which involves (1) the implementation of its existing remediation plan to resolve the Company's internal Year 2000 issues, (2) the identification of any potential Year 2000 issues with the Company's significant vendors and suppliers and (3) the evaluation of a contingency plan in the event that the Company or its significant vendors and suppliers are unable to adequately address Year 2000 issues in time. The Company has a July 1999 target date to complete its implementation efforts. The Company presently believes that, with modifications to existing software and conversions to new software, the Year 2000 issue will not pose significant operational problems for the Company's internal computer systems as so modified and converted. However, if such modifications and conversions are not completed on a timely basis, the Year 2000 problem may have a material adverse impact on the operations of the Company. In addition, in the event that any of the Company's significant vendors and suppliers do not successfully and timely achieve Year 2000 compliance, the Company's business or operations could be adversely affected. The Company estimates it will incur less than $300,000 in expenses to ensure all systems will function properly with respect to dates in the year 2000. These expenses are not expected to have a material impact on the financial position, results of operation or liquidity of the Company. 13
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This is a Year 2000 readiness disclosure entitled to protection as provided in the Year 2000 Information and Readiness Disclosure Act. Item 7A. Quantitative and Qualitative Disclosures About Market Risk Market Risk--Interest Rate Sensitivity The market risk inherent in the Company's financial instruments is the potential loss in fair value arising from the adverse changes in interest rates. Currently, the Company does not use interest rate derivative instruments to manage exposure to interest rate changes as the vast majority of the Company's indebtedness is financed at fixed rates. At December 31, 1998, the carrying amount of the Company's long-term debt instruments approximated their fair value. Item 8. Financial Statements Page ---- Report of Independent Auditors.............................................15 Consolidated Balance Sheets................................................16 Consolidated Statements of Income..........................................17 Consolidated Statements of Stockholders' Equity............................18 Consolidated Statements of Cash Flows......................................19 Notes to Consolidated Financial Statements.................................20 14
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REPORT OF INDEPENDENT AUDITORS The Board of Directors and Stockholders Empress Entertainment, Inc. We have audited the accompanying consolidated balance sheets of Empress Entertainment, Inc. as of December 31, 1998 and 1997, and the related consolidated statements of income, stockholders' equity, and cash flows for each of the three years in the period ended December 31, 1998. These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position of Empress Entertainment, Inc. at December 31, 1998 and 1997, and the consolidated results of its operations and its cash for each of the years in the period ended December 31, 1998, in conformity with generally accepted accounting principles. Ernst & Young LLP Chicago, Illinois March 26, 1999 15
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EMPRESS ENTERTAINMENT, INC. CONSOLIDATED BALANCE SHEETS ˇ Download Table December 31, ------------------ 1998 1997 -------- -------- (In Thousands Except Share Amounts) Assets Current assets: Cash and cash equivalents................................. $ 33,555 $ 73,257 Marketable securities, at fair value which approximates cost..................................................... -- 10,010 Accounts receivable, less allowance for doubtful accounts of $2,235 and $1,762, respectively....................... 2,908 3,789 Other current assets...................................... 3,099 3,393 US Treasuries held for defeasance including accrued interest and unamortized premium......................... 163,933 -- -------- -------- Total current assets.................................... 203,495 90,449 Property and equipment, net................................. 193,809 185,911 Other assets, net........................................... 29,509 15,182 -------- -------- Total assets............................................ $426,813 $291,542 ======== ======== Liabilities and Stockholders' Equity Current liabilities: Accounts payable.......................................... $ 4,289 $ 3,535 Accrued payroll and related expenses...................... 6,802 7,356 Interest payable.......................................... 10,799 4,074 Other accrued liabilities................................. 11,573 12,194 Current portion of long-term debt......................... 150,000 18,524 -------- -------- Total current liabilities............................... 183,463 45,683 Long-term debt.............................................. 176,000 190,000 Commitments and contingencies Stockholders' equity: Common stock; $.01 par value; 6,000 shares authorized; 1,909.365 and 1,926.746 shares issued and outstanding, respectively............................................. -- -- Treasury stock; 17.381 shares, held at cost............... (4,667) -- Additional paid-in capital................................ 16,548 16,548 Retained earnings......................................... 55,469 39,311 -------- -------- Total stockholders' equity.............................. 67,350 55,859 -------- -------- Total liabilities and stockholders' equity............ $426,813 $291,542 ======== ======== The accompanying notes are an integral part of these consolidated financial statements. 16
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EMPRESS ENTERTAINMENT, INC CONSOLIDATED STATEMENTS OF INCOME ˇ Download Table Year Ended December 31, ---------------------------- 1998 1997 1996 -------- -------- -------- (In Thousands) Revenues: Casino......................................... $373,038 $346,049 $263,040 Food and beverage.............................. 27,889 27,344 17,991 Hotel, parking, retail and other............... 7,070 7,554 4,836 -------- -------- -------- Gross revenues................................. 407,997 380,947 285,867 Less: promotional allowances................... (11,331) (11,303) (7,205) -------- -------- -------- Net revenues................................. 396,666 369,644 278,662 Operating expenses: Casino......................................... 193,950 180,253 126,846 Food and beverage.............................. 25,986 26,903 18,205 Hotel, parking and retail...................... 4,210 5,523 6,153 Sales, general and administrative.............. 50,229 52,284 31,569 Other operating................................ 20,267 21,184 16,167 Pre-opening.................................... -- -- 5,672 Depreciation and amortization.................. 21,124 18,849 13,896 -------- -------- -------- 315,766 304,996 218,508 Income from operations........................... 80,900 64,648 60,154 Other income (expense): Interest income................................ 6,710 3,324 3,487 Interest expense............................... (25,559) (21,154) (18,274) -------- -------- -------- Income before state income taxes................. 62,051 46,818 45,367 Provision for state income taxes................. 433 514 447 -------- -------- -------- Income before extraordinary item................. 61,618 46,304 44,920 Extraordinary loss on early extinguishment of debt............................................ 292 -- -- -------- -------- -------- Net income................................... $ 61,326 $ 46,304 $ 44,920 ======== ======== ======== The accompanying notes are an integral part of these consolidated financial statements. 17
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EMPRESS ENTERTAINMENT, INC. CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY ˇ Download Table Additional Total Common Treasury Paid-in Retained Stockholders' Stock Stock Capital Earnings Equity ------ -------- ---------- -------- ------------- (In Thousands) Balance December 31, 1995... $-- $ -- $16,430 $ 20,417 $ 36,847 Net income.................. -- -- -- 44,920 44,920 Sale and issuance of common stock...................... -- -- 118 -- 118 Cash distributions to stockholders............... -- -- -- (32,273) (32,273) ---- ------- ------- -------- -------- Balance December 31, 1996... -- -- 16,548 33,064 49,612 Net income.................. -- -- -- 46,304 46,304 Cash distributions to stockholders............... -- -- -- (40,057) (40,057) ---- ------- ------- -------- -------- Balance December 31, 1997... -- -- 16,548 39,311 55,859 Net income.................. -- -- -- 61,326 61,326 Purchase of stock for treasury................... -- (4,667) -- -- (4,667) Cash distributions to stockholders............... -- -- -- (45,168) (45,168) ---- ------- ------- -------- -------- Balance December 31, 1998... $-- $(4,667) $16,548 $ 55,469 $ 67,350 ==== ======= ======= ======== ======== The accompanying notes are an integral part of these consolidated financial statements. 18
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EMPRESS ENTERTAINMENT, INC CONSOLIDATED STATEMENTS OF CASH FLOWS ˇ Download Table Year Ended December 31, ------------------------------ 1998 1997 1996 --------- -------- --------- (In Thousands) Cash flows from operating activities: Net income.................................... $ 61,326 $ 46,304 $ 44,920 Adjustments to reconcile net income to cash provided by operating activities: Depreciation and amortization............... 21,124 18,849 13,896 Other....................................... 696 833 983 Write off of unamortized loan costs......... 292 -- -- Change in operating assets and liabilities: Accounts receivable......................... 881 (643) (1,770) Other current assets........................ 294 2,297 (320) Accounts payable............................ 754 591 (109) Accrued payroll and related expenses........ (556) 982 3,315 Interest payable............................ 6,725 (152) 194 Other accrued liabilities................... (621) 1,263 3,192 --------- -------- --------- Net cash provided by operating activities... 90,915 70,324 64,301 --------- -------- --------- Cash flows from investing activities: Purchase of investments....................... (185,948) (62,847) (61,495) Proceeds from sale of investments............. 33,910 83,079 57,539 Increase in interest receivable on investments.................................. (2,538) -- -- Purchase of property and equipment............ (26,476) (16,137) (105,988) Decrease in restricted cash................... -- -- 23,611 Increase in other assets...................... (10,532) (480) (4,850) --------- -------- --------- Net cash provided by (used in) investing activities................................. (191,584) 3,615 (91,183) --------- -------- --------- Cash flows from financing activities: Proceeds from borrowings...................... 187,500 28,965 66,681 Payments on borrowings........................ (70,024) (34,765) (2,991) Payment of financing costs.................... (6,674) (290) -- Sale of common stock.......................... -- -- 118 Purchase of treasury stock.................... (4,667) -- -- Stockholder distributions..................... (45,168) (40,057) (32,273) --------- -------- --------- Net cash provided by (used in) financing activities................................. 60,967 (46,147) 31,535 --------- -------- --------- Net increase (decrease) in cash and cash equivalents................................ (39,702) 27,792 4,653 Cash and cash equivalents, beginning of year.. 73,257 45,465 40,812 --------- -------- --------- Cash and cash equivalents, end of year........ $ 33,555 $ 73,257 $ 45,465 ========= ======== ========= Supplemental disclosure of cash flow information: Interest paid............................... $ 18,957 $ 20,636 $ 18,950 Income taxes paid........................... $ 798 $ 475 $ 825 The accompanying notes are an integral part of these consolidated financial statements. 19
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EMPRESS ENTERTAINMENT, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 1. Summary of Significant Accounting Policies Basis of Presentation The consolidated financial statements of Empress Entertainment, Inc. ("the Company") include the accounts of its wholly owned subsidiaries, Empress Casino Hammond Corporation ("Empress Hammond") incorporated on November 25, 1992, Empress Casino Joliet Corporation ("Empress Joliet") incorporated on December 26, 1990, Empress River Casino Finance Corporation ("Empress Finance") incorporated on January 7, 1994, and Empress Opportunities, Inc. ("Empress Opportunities") incorporated on July 14, 1998. All significant intercompany transactions have been eliminated. The Company is engaged in the business of providing riverboat gaming and related entertainment to the public. Empress Joliet was granted a three year operating license from the Illinois Gaming Board on July 9, 1992, which was renewed in July 1998 and must be renewed each year thereafter, to operate the Empress I and Empress II riverboat casinos located on the Des Plaines River in Joliet, Illinois. Empress Hammond was granted a five-year operating license, with annual renewals thereafter, from the Indiana Gaming Commission on June 21, 1996 to operate the Empress III riverboat casino located on Lake Michigan in Hammond, Indiana. Empress III commenced operations on June 28, 1996. The majority of the Company's customers reside in the Chicago metropolitan area. Empress Opportunities was formed as an unrestricted subsidiary to serve as a holding company, under which the Company is pursuing certain business opportunities other than the Company's gaming operations in Hammond, Indiana and Joliet, Illinois. Empress Racing, Inc. ("Empress Racing") was formed as an unrestricted subsidiary of Empress Opportunities to hold a 50% ownership interest in Kansas Racing, LLC, which acquired certain indebtedness of Sunflower Racing, Inc., then the owner of the Woodlands Racetrack in Kansas City, Kansas. Kansas Racing subsequently acquired the Woodlands Racetrack with a bid in an auction pursuant to a proceeding under Chapter 7 of the U.S. Bankruptcy Code. The preparation of financial statements in conformity with generally accepted accounting principals requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements as well as revenues and expenses during the reporting period. Actual amounts when ultimately realized could differ from those estimates. Cash Equivalents and Concentrations of Cash The Company considers all highly liquid investments purchased with a maturity of three months or less to be cash equivalents. Cash equivalents are placed primarily with high-credit-quality financial institutions and are invested in short-term corporate and U.S. Government obligations. Property and Equipment Property and equipment are recorded at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the estimated useful lives of the assets. Costs for major improvements are capitalized while the cost of normal repairs and maintenance are expensed as incurred. Impairment of Long-Lived Assets When events or circumstances indicate that the carrying amount of long-lived assets to be held and used might not be recoverable, the expected future undiscounted cash flows from the assets are estimated and compared with the carrying amount of the assets. If the sum of the estimated undiscounted cash flows is less than the carrying amount of the assets, impairment is recorded. The impairment loss is measured by comparing the fair value of the assets with their carrying amount. Long-lived assets that are held for disposal are reported at the lower of the assets' carrying amount or fair value less costs related to the assets' disposition. The Company performs an annual evaluation to identify potential impairment of long-lived assets. 20
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EMPRESS ENTERTAINMENT, INC. NOTES TO CONSOLIDATED FINANCIAL STATEMENTS--(Continued) Debt Issuance Costs Debt issuance costs incurred