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Exelon Corp · 8-K · For 2/28/02 · EX-99

Filed On 3/7/02   ·   SEC File 1-16169   ·   Accession Number 950159-2-144

  in   Show  and 
  As Of               Filer                 Filing     As/For/On Docs:Pgs              Issuer               Agent

 3/07/02  Exelon Corp                       8-K{5,7}    2/28/02    6:78                                     Scullin Group/Inc/FA

Current Report   ·   Form 8-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 8-K         Current Report                                         3     10K 
 2: EX-23       Consent of Experts or Counsel                          1      6K 
 3: EX-99       Exhibit 99.1                                           2     11K 
 4: EX-99       Exhibit 99.2                                           2     10K 
 5: EX-99       Exhibit 99.3                                          27    185K 
 6: EX-99       Exhibit 99.4                                          43    281K 


EX-99   ·   Exhibit 99.3

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Exhibit 99-3 Exelon Corporation and Subsidiary Companies Management's Discussion and Analysis of Financial Condition and Results of Operations
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MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS Exelon Corporation and Subsidiary Companies General On October 20, 2000, Exelon Corporation (Exelon) became the parent corporation for each of PECO Energy Company (PECO) and Commonwealth Edison Company (ComEd) as a result of the completion of the transactions contemplated by an Agreement and Plan of Exchange and Merger, as amended, among PECO, Unicom Corporation (Unicom) and Exelon (Merger). The Merger was accounted for using the purchase method of accounting. Exelon's results of operations for 1999 and 2000 consist of PECO's results of operations for 1999 and 2000 and Unicom's results of operations after October 20, 2000. During January 2001, Exelon undertook a restructuring to separate its generation and other competitive businesses from its regulated energy delivery business at ComEd and PECO. As part of the restructuring, the generation-related operations and assets and liabilities of ComEd were transferred to Exelon Generation Company, LLC (Generation). Also, as part of the restructuring, the non-regulated operations and related assets and liabilities of PECO, representing PECO's Generation and Enterprises business segments, were transferred to Generation and Exelon Enterprises Company, LLC (Enterprises), respectively. Additionally, certain operations and assets and liabilities of ComEd and PECO were transferred to Exelon Business Services Company. Exelon, through its subsidiaries, operates in three business segments: - Energy Delivery, consisting of the retail electricity distribution and transmission businesses of ComEd in northern Illinois and PECO in southeastern Pennsylvania and the natural gas distribution business of PECO in the Pennsylvania counties surrounding the City of Philadelphia. - Generation, consisting of electric generating facilities, energy marketing operations and equity interests in Sithe Energies, Inc. (Sithe) and AmerGen Energy Company, LLC (AmerGen). - Enterprises, consisting of competitive retail energy sales, energy and infrastructure services, communications and other investments weighted towards the communications, energy services and retail services industries. See Note 21 of the Notes to Consolidated Financial Statements for further segment information. Results of Operations Year Ended December 31, 2001 Compared To Year Ended December 31, 2000 Net Income and Earnings Per Share Exelon's net income increased $842 million, or 144%, for 2001. Diluted earnings per share increased $1.56 per share, or 54%. Income before extraordinary items and cumulative effect of changes in accounting principles increased $850 million, or 150%, for 2001. Diluted earnings per share on the same basis increased $1.62 per share, or 58%. Earnings per share increased less than net income as a result of an increase in the weighted average shares of common stock outstanding from the issuance of common stock in connection with the Merger, partially offset by the repurchase of common stock with the proceeds from PECO's May 2000 stranded cost recovery securitization. Earnings Before Interest and Income Taxes Exelon evaluates the performance of its business segments based on earnings before interest and income taxes (EBIT). In addition to components of operating income as shown on the consolidated statements of income, EBIT includes equity in earnings (losses) of unconsolidated affiliates, and other income and expense recorded in other, net, with the exception of investment income. Operating revenues, operating expenses, depreciation and amortization and other income and expenses for each business segment in the following analyses include intercompany transactions, which are eliminated in the consolidated Exelon financial statements. 1
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The October 20, 2000 acquisition of Unicom, and the January 1, 2001 corporate restructuring, significantly impacted Exelon's results of operations. To provide a more meaningful analysis of results of operations, the EBIT analyses by business segment below identify the portion of the EBIT variance that is attributable to Unicom's results of operations and the portion of the variance that results from normal operations attributable to changes in components of the underlying operations of Exelon. The merger variance represents Unicom results for 2000 prior to the October 20, 2000 acquisition date as well as the effect of excluding Merger-related costs from Exelon's 2000 operations. The segment results also reflect the results as if the corporate restructuring occurred on January 1, 2000. The 2000 pro forma effects of the Merger and restructuring were developed using estimates of various items, including allocation of corporate overheads to business segments and intercompany transactions. [Enlarge/Download Table] EBIT Contribution by Business Segment Components of Variance -------------------------- Merger Normal (in millions) 2001 2000 Variance Variance Operations ------------------------------------------------------------------------------------------------------------- Energy Delivery $ 2,623 $ 1,503 $ 1,120 $ 1,219 $ (99) Generation 962 440 522 22 500 Enterprises (107) (140) 33 (32) 65 Corporate (22) (328) 306 286 20 ----------------------------------------------------------------------------------------------------------- EBIT $ 3,456 $ 1,475 $ 1,981 $ 1,495 $ 486 =========================================================================================================== [Enlarge/Download Table] Energy Delivery Components of Variance ------------------------- Merger Normal (in millions) 2001 2000 Variance Variance Operations ------------------------------------------------------------------------------------------------------------ Operating Revenue $ 10,171 $ 4,511 $ 5,660 $ 5,168 $ 492 Operating Expense and Other 6,467 2,711 3,756 3,242 514 Depreciation & Amortization 1,081 297 784 707 77 ----------------------------------------------------------------------------------------------------------- EBIT $ 2,623 $ 1,503 $ 1,120 $ 1,219 $ (99) =========================================================================================================== Energy Delivery's EBIT increased $1,120 million in 2001, as compared to 2000. The Merger accounted for $1,219 million of the variance offset by a decrease in EBIT from normal operations of $99 million. The decrease in EBIT from normal operations reflects increased operating and maintenance expenses and regulatory asset amortization, partially offset by improved margins on sales due to favorable rate changes. Energy Delivery's operating and maintenance expenses increased due to higher administrative and general costs as a result of increased allocation of costs previously recorded at Corporate, and $18 million for employee severance costs associated with the Merger, partially offset by a decrease in customer costs. Higher purchased power costs for 2001 include charges for energy losses incurred during distribution from Generation (line loss charges), however line loss charges were not included in the 2000 pro forma purchased power costs. Other expenses increased $73 million due primarily to a $113 million gain on a ComEd forward share repurchase arrangement recognized during the first quarter of 2000, partially offset by a $38 million non-recurring loss on the sale of Cotter Corporation, a ComEd subsidiary, recognized during the first quarter of 2000. Depreciation and amortization increased $77 million reflecting increased regulatory asset amortization of $34 million consistent with regulatory provisions, and increased depreciation expense of $43 million primarily associated with capital additions. Depreciation and amortization includes goodwill amortization of $126 million in 2001, which will be discontinued in 2002 upon the adoption of Financial Accounting Standards Board (FASB) Statement of Financial Accounting Standards (SFAS) No. 142 "Goodwill and Other Intangible Assets" (SFAS No. 142). 2
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Energy Delivery's electric sales statistics are as follows: [Enlarge/Download Table] Deliveries (in megawatthours (MWh)) 2001 2000(a) Variance ------------------------------------------------------------------------------------------------------------ Residential 36,459,606 35,307,675 1,151,931 Small Commercial & Industrial 37,183,693 36,506,400 677,293 Large Commercial & Industrial 36,824,787 39,663,127 (2,838,340) Public Authorities & Electric Railroads 10,003,853 9,828,668 175,185 ------------------------------------------------------------------------------------------------------------ Total Retail Deliveries 120,471,939 121,305,870 (833,931) ============================================================================================================ The table above includes deliveries of 16 million MWhs in 2001 to customers who purchase energy from alternative suppliers. [Enlarge/Download Table] Electric Revenue (in millions) 2001 2000(a) Variance ------------------------------------------------------------------------------------------------------------ Residential $ 3,571 $ 3,483 $ 88 Small Commercial & Industrial 2,852 2,680 172 Large Commercial & Industrial 1,933 1,796 137 Public Authorities & Electric Railroads 568 544 24 ------------------------------------------------------------------------------------------------------------ Total Electric Retail Revenue 8,924 8,503 421 ------------------------------------------------------------------------------------------------------------ Wholesale and Miscellaneous Revenue 593 643 (50) ------------------------------------------------------------------------------------------------------------ Total Electric Revenue $ 9,517 $ 9,146 $ 371 ============================================================================================================ <FN> (a) Includes the operations of ComEd as if the Merger occurred on January 1, 2000. </FN> The changes in electric retail revenues for 2001, as compared to 2000, as if the Merger occurred on January 1, 2000, are attributable to the following: [Enlarge/Download Table] (in millions) Variance ------------------------------------------------------------------------------------------------------------ Rate Changes $ 217 Customer Choice 131 Weather 98 Revenue Taxes (88) Other Effects 63 ------------------------------------------------------------------------------------------------------------ Electric Retail Revenue $ 421 ============================================================================================================ - Rate Changes. The increase in revenues attributable to rate changes reflects the expiration of a 6% reduction in PECO's electric rates in effect for 2000 related to PECO's restructuring settlement, partially offset by a $60 million PECO rate reduction in effect for 2001, and a 5% ComEd residential rate reduction, effective October 1, 2001, required by the Illinois restructuring legislation. - Customer Choice. ComEd non-residential customers and all PECO customers have the choice to purchase energy from other suppliers. This choice generally does not impact kWh deliveries, but affects revenue collected from customers related to energy supplied by Energy Delivery. The favorable customer choice effect is attributable to increased revenues of $276 million from customers in Pennsylvania selecting or returning to PECO as their electric generation supplier, partially offset by a decrease in revenues of $145 million from customers in Illinois electing to purchase energy from an alternative retail electric supplier (ARES) or the power purchase option (PPO), under which customers can purchase power from ComEd at a market-based rate. Exelon continues to collect delivery charges from these customers. - Weather. The demand for electricity and gas services is impacted by weather conditions. Very warm weather in summer months and very cold weather in other months is referred to as "favorable weather conditions", because these weather conditions result in increased sales of electricity and gas. Conversely, mild weather reduces demand. Although weather was moderate in 2001, the weather impact was favorable compared to the prior year as a result of warmer summer weather offset in part by warmer winter weather in 2001, primarily in the ComEd service territory. 3
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- Revenue taxes. The change in revenue taxes represents a change in presentation of certain revenue taxes from operating revenue and tax expense to collections recorded as liabilities resulting from Illinois legislation. This change in presentation does not affect income. - Other Effects. A strong housing construction market in Chicago has contributed to residential and small commercial and industrial customer volume growth, partially offset by the unfavorable impact of a slower economy on large commercial and industrial customers. The reduction in Wholesale and Miscellaneous revenues in 2001, as compared to 2000, reflects lower off-system sales due to the expiration of wholesale contracts that were offered by ComEd from June 2000 to May 2001 to support the open access program in Illinois, partially offset by increased transmission service revenue and the reversal of a $15 million reserve for revenue refunds to ComEd's municipal customers as a result of a favorable Federal Energy Regulatory Commission (FERC) ruling. Energy Delivery's gas sales statistics are as follows: [Enlarge/Download Table] 2001 2000 Variance ----------------------------------------------------------------------------------------------------------- Deliveries in million cubic feet (mmcf) 81,528 91,686 (10,158) Revenue (in millions) $654 $532 $122 ----------------------------------------------------------------------------------------------------------- The changes in gas revenue for 2001, as compared to 2000, are as follows: [Enlarge/Download Table] (in millions) Variance ----------------------------------------------------------------------------------------------------------- Price $ 174 Weather (38) Volume (14) ----------------------------------------------------------------------------------------------------------- Gas Revenue $ 122 =========================================================================================================== - Price. The favorable variance in price is attributable to an adjustment of the purchased gas cost recovery by the Pennsylvania Public Utility Commission (PUC) effective in December 2000. The average price per million cubic feet for all customers for 2001 was 39% higher than 2000. PECO's gas rates are subject to periodic adjustments by the PUC designed to recover or refund the difference between actual cost of purchased gas and the amount included in base rates and to recover or refund increases or decreases in certain state taxes not recovered in base rates. - Weather. The unfavorable weather impact is attributable to warmer temperatures in the non-summer months of 2001 than in 2000 in the PECO service territory. Heating degree days decreased 12% in 2001 compared to 2000. - Volume. Exclusive of weather impacts, lower delivery volume affected revenue by $14 million compared to 2000. Total mmcf sales to retail customers decreased 11% compared to 2000, primarily as a result of slower economic conditions in 2001 offset by customer growth. Generation [Enlarge/Download Table] Components of Variance -------------------------- Merger Normal (in millions) 2001 2000 Variance Variance Operations ------------------------------------------------------------------------------------------------------------ Operating Revenue $ 7,048 $ 3,316 $ 3,732 $ 2,772 $960 Operating Expense and Other 5,804 2,750 3,054 2,667 387 Depreciation & Amortization 282 126 156 83 73 ------------------------------------------------------------------------------------------------------------ EBIT $ 962 $ 440 $ 522 $ 22 $500 ============================================================================================================ 4
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Generation's EBIT increased $522 million for 2001 compared to 2000. The Merger accounted for $22 million of the variance. The remaining $500 million increase resulted primarily from higher margins on market and affiliate wholesale energy sales, coupled with decreased operating costs at the nuclear plants, partially offset by additional depreciation and amortization. During the first five months of 2001, Generation benefited from increases in wholesale market prices, particularly in the Pennsylvania-New Jersey-Maryland control area and Mid-America Interconnected Network regions. The increase in wholesale market prices was primarily driven by significant increases in fossil fuel prices. The large concentration of nuclear generation in the Generation portfolio allowed Exelon to capture the higher prices in the wholesale market for sales to non-affiliates with minimal increase in fuel prices. Generation revenues for 2001 include charges to affiliates for line losses. Line loss charges were not included in pro forma 2000 revenue. Generation also benefited from higher nuclear plant output due to increased capacity factors during 2001. Energy marketing activities positively impacted 2001 results. Mark-to-market gains were $16 million and $14 million on non-trading and trading energy contracts, respectively, offset by realized trading losses of $6 million. Lower operating costs are attributable to reductions in the number of employees and fewer nuclear outages in 2001 than in 2000, which offset the effect of increases in reserves related to litigation of $30 million. In addition, Generation's EBIT benefited from an increase in equity in earnings of AmerGen and Sithe of $90 million in 2001 compared to the prior year period as a result of acquisitions in 2000. The increase in depreciation and amortization expense primarily reflects an increase in decommissioning expense of $140 million reflecting the discontinuance of regulatory accounting practices for certain nuclear generating stations, partially offset by a $90 million reduction in depreciation and decommissioning expense attributable to the extension of estimated service lives of Generation's generating plants. For 2001, Generation's sales were 201,879 GWhs, approximately 60% of which were to affiliates. Supply sources were as follows: [Enlarge/Download Table] ----------------------------------------------------------------------------------------------------------- Nuclear units 54% Purchases 37% Fossil and hydro units 3% Generation investments 6% ----------------------------------------------------------------------------------------------------------- Total 100% =========================================================================================================== Generation's nuclear fleet, including AmerGen, performed at a weighted average capacity factor of 94.4% for 2001 compared to 93.8% in 2000. Generation's nuclear fleet's production costs, including AmerGen, were $12.79 per MWh for 2001, compared to $14.65 per MWh for 2000. Enterprises [Enlarge/Download Table] Components of Variance --------------------------- Merger Normal (in millions) 2001 2000 Variance Variance Operations ----------------------------------------------------------------------------------------------------------- Operating Revenue $ 2,292 $ 1,395 $ 897 $ 467 $ 430 Operating Expense and Other 2,330 1,500 830 491 339 Depreciation & Amortization 69 35 34 8 26 ----------------------------------------------------------------------------------------------------------- EBIT $ (107) $ (140) $ 33 $ (32) $ 65 =========================================================================================================== Enterprises' EBIT increased $33 million for 2001 compared to 2000. Normal operations contributed $65 million of the variance, which was partially offset by a $32 million reduction attributable to the Merger. The increase in EBIT from normal operations primarily reflects $27 million of net realized gains on investments, $23 million from lower net losses in communications joint ventures, $21 million of reduced losses on the sale of assets, and $15 million primarily from improved margins and reduced operating expenses of retail energy sales in Pennsylvania. These increases were partially offset by $13 million of net writedowns on investments. 5
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Enterprises' revenues increased $897 million for 2001 compared to 2000. Normal operations contributed $430 million and the Merger added $467 million. Operating revenues attributable to normal operations increased $574 million as a result of acquisitions by its services businesses. Additionally, revenues increased by $26 million as a result of increased operations at Exelon Services. These increases were partially offset by $166 million lower revenues primarily attributable to reduced operations of retail energy sales in Pennsylvania. Enterprises' operating and other expenses increased $830 million for 2001 compared to 2000. Normal operations contributed $339 million and the Merger added $491 million. Operating expenses from normal operations included $554 million as a result of acquisitions made by its services businesses. Additionally, operating and other expenses increased by $32 million from increased operations at Exelon Services and $13 million due to net writedowns on investments. These increases were partially offset by $193 million from lower expense primarily attributable to reduced operations of retail energy sales in Pennsylvania, $27 million from net realized gains on investments, $23 million from lower net losses in communications joint ventures, and $21 million of reduced losses on the sale of assets. Enterprises' depreciation and amortization expense increased primarily as a result of goodwill amortization related to acquisitions made by its services businesses. Depreciation and amortization includes goodwill amortization of $24 million in 2001, which will be discontinued in 2002 upon the adoption of SFAS No. 142. Enterprises' investments are weighted towards investments in the communication industry, which continues to be adversely impacted by the significant downturn in the communications market. Other Components of Net Income Interest Charges Interest charges consist of interest expense and distributions on preferred securities of subsidiaries. Interest charges increased $524 million, or 83%, for 2001. The increase was primarily attributable to $438 million from the effects of the Merger, $70 million related to borrowings by Exelon to finance the Merger cash consideration and the December 2000 investment in Sithe as well as additional interest of $16 million as a result of the issuance of transition bonds in May 2000 to securitize a portion of PECO's stranded cost recovery. Investment Income Investment income is recorded in Other, Net on the Consolidated Statements of Income, but is excluded from EBIT. Investment income decreased by $17 million due to net realized losses of $60 million on the nuclear decommissioning trust funds for the nuclear stations formerly owned by ComEd, offset by increased income of $43 million, primarily reflecting a full year of investment income from the former Unicom companies, as well as money market interest and interest on the loan to Sithe recorded at Generation in 2001. Income Taxes Income taxes increased by $590 million in 2001 as compared to 2000, $541 million of which is due to higher pretax income and $49 million due to a higher effective income tax rate. The increase in income taxes reflects additional pretax income of $1,440 million, of which $1,044 million is attributable to the Merger. The effective income tax rate was 39.7% for 2001 as compared to 37.6% for 2000. The increase in the effective income tax rate was primarily attributable to goodwill amortization associated with the Merger which is not deductible for tax purposes, a higher effective state income tax rate due to operations in Illinois subsequent to the Merger, reduced impact of investment tax credit amortization and a favorable annual tax return adjustment recorded in 2001. Extraordinary Items In 2000, Exelon incurred extraordinary charges aggregating $6 million ($4 million, net of tax) related to prepayment premiums and the write-off of unamortized deferred financing costs associated with the early retirement of debt with a portion of the proceeds from the securitization of PECO's stranded cost recovery in May 2000. Cumulative Effect of Changes in Accounting Principles On January 1, 2001, Exelon adopted SFAS No. 133 "Accounting for Derivative Instruments and Hedging Activities" (SFAS No. 133), as amended, resulting in a benefit of $20 million ($12 million, net of income taxes). On January 1, 2000, Exelon recorded a benefit of $40 million ($24 million, net of income taxes) representing the cumulative effect of a change in accounting method for nuclear outage costs by PECO in conjunction with the synchronization of accounting policies in connection with the Merger. 6
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Year Ended December 31, 2000 Compared To Year Ended December 31, 1999 Net Income and Earnings Per Share Exelon's net income increased $16 million, or 3% in 2000. Diluted earnings per share were consistent with the prior year period. Income before extraordinary items and cumulative effect of a change in accounting principle, decreased $41 million, or 7% in 2000. Diluted earnings per share on the same basis were consistent with the prior period. Earnings per share increased less than net income because of an increase in the weighted average shares of common stock outstanding as a result of the issuance of common stock in connection with the Merger, partially offset by the repurchase of common stock with the proceeds from PECO's March 1999 and May 2000 stranded cost recovery securitizations. Earnings Before Interest and Income Taxes To provide a more meaningful analysis of results of operations, the EBIT analyses by business segment below identify the portion of the EBIT variance that is attributable to Unicom's results of operations and the portion of the variance that results from normal operations attributable to changes in components of the underlying operations of Exelon. The merger variance represents the former Unicom companies' results for the period after the Merger on October 20, 2000 as well as the effect of excluding Merger-related costs from Exelon's 2000 operations. The 2000 and 1999 results also reflect the corporate restructuring as if it had occurred on January 1, 1999. The 2000 pro forma effects of the Merger and restructuring were developed using estimates of various items, including allocation of corporate overheads to business segments and intercompany transactions. [Enlarge/Download Table] EBIT Contribution by Business Segment Components of Variance --------------------------- Merger Normal (in millions) 2000 1999 Variance Variance Operations ----------------------------------------------------------------------------------------------------------- Energy Delivery $ 1,503 $ 1,372 $ 131 $ 297 $ (166) Generation 440 379 61 34 27 Enterprises (140) (212) 72 (4) 76 Corporate (328) (194) (134) (272) 138 ----------------------------------------------------------------------------------------------------------- Total $ 1,475 $ 1,345 $ 130 $ 55 $ 75 =========================================================================================================== [Enlarge/Download Table] Energy Delivery Components of Variance --------------------------- Merger Normal (in millions) 2000 1999 Variance Variance Operations ----------------------------------------------------------------------------------------------------------- Operating Revenue $ 4,511 $ 3,265 $ 1,246 $ 1,138 $ 108 Operating Expense and Other 2,711 1,785 926 739 187 Depreciation & Amortization 297 108 189 102 87 ----------------------------------------------------------------------------------------------------------- EBIT $ 1,503 $ 1,372 $ 131 $ 297 $ (166) =========================================================================================================== Energy Delivery's EBIT increased $131 million in 2000, as compared to 1999. The Merger accounted for $297 million of the variance offset by a decrease in EBIT from normal operations of $166 million. The decrease in EBIT from normal operations reflects increased operating and maintenance expenses and regulatory asset amortization which more than offset the increase in revenue. The increase in revenue from normal operations is attributable to improved margins on sales due to customers in Pennsylvania selecting PECO as their electric generation supplier and rate adjustments partially offset by lower summer volume. Energy Delivery's operating expenses and other increased due to higher administrative and general costs as a result of increased allocation of costs previously recorded at Corporate, partially offset by a nonrecurring capital stock credit related to a 1999 adjustment associated with the impact of PECO's 1997 restructuring charge. Depreciation and amortization increased $87 million primarily reflecting increased regulatory asset amortization consistent with regulatory orders. 7
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[Enlarge/Download Table] Generation Components of Variance --------------------------- Merger Normal (in millions) 2000 1999 Variance Variance Operations ----------------------------------------------------------------------------------------------------------- Operating Revenue $ 3,316 $ 2,411 $ 905 $ 590 $ 315 Operating Expense and Other 2,750 1,907 843 528 315 Depreciation & Amortization 126 125 1 28 (27) ----------------------------------------------------------------------------------------------------------- EBIT $ 440 $ 379 $ 61 $ 34 $ 27 =========================================================================================================== Generation's EBIT increased $61 million for 2000 compared to 1999. The Merger accounted for $34 million of the variance. The remaining $27 million increase resulted primarily from higher margins on market and affiliate wholesale energy sales and from the abandonment of two information systems implementations in 1999 and a $15 million write-off in 1999 of the investment in a cogeneration facility in connection with the settlement of litigation. In addition, Generation's EBIT also benefited from an increase in equity in earnings of AmerGen of $4 million in 2000 compared to the prior year period. Effective with the acquisition of Clinton Nuclear Power Station (Clinton) by AmerGen, the management agreement for Clinton was terminated, resulting in lower revenues of $99 million and lower operation and maintenance expense of $70 million. Generation's nuclear fleet, including AmerGen, performed at a weighted average capacity factor of 93.8% for 2000. Generation's nuclear fleet production costs for 2000 were $14.65 per MWh. [Enlarge/Download Table] Enterprises Components of Variance --------------------------- Merger Normal (in millions) 2000 1999 Variance Variance Operations ----------------------------------------------------------------------------------------------------------- Operating Revenue $ 1,395 $ 644 $ 751 $ 277 $ 474 Operating Expense and Other 1,500 852 648 278 370 Depreciation & Amortization 35 4 31 3 28 ----------------------------------------------------------------------------------------------------------- EBIT $ (140) $ (212) $ 72 $ (4) $ 76 =========================================================================================================== Enterprises' EBIT increased $72 million for 2000 compared to 1999. Normal operations contributed $76 million of the variance, which was partially offset by a $4 million reduction attributable to the Merger. The increase in EBIT from normal operations primarily reflects a reduction in losses from retail energy sales partially offset by writedowns on communications investments and losses in communications joint ventures. Enterprises' revenues increased $751 million for 2000 compared to 1999. Normal operations contributed $474 million and the Merger added $277 million. Operating revenues attributable to normal operations increased $530 million as a result of thirteen infrastructure services company acquisitions in 2000 and 1999, partially offset by reduced retail energy sales. Enterprises' operating and other expenses increased $648 million for 2000 compared to 1999. Normal operations contributed $370 million and the Merger added $278 million. Increased operating expenses from normal operations primarily related to the thirteen infrastructure services company acquisitions and to writedowns on communication investments and losses in communications joint ventures, partially offset by reduced retail energy sales. Enterprises' depreciation and amortization expense increased primarily as a result of goodwill amortization related to its infrastructure services businesses acquisitions. Other Components of Net Income Interest Charges Interest charges increased $203 million, or 47%, to $632 million in 2000. The increase was primarily attributable to $156 million from the operations of Unicom since the Merger and interest of $104 million on the transition bonds issued to securitize PECO's stranded cost recovery, partially offset by $77 million of lower interest charges as a result of the reduction of PECO's long-term debt with the proceeds from the securitization. 8
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Investment Income Investment income is recorded in Other, Net on the Consolidated Statements of Income, but is excluded from EBIT. Investment income increased by $12 million to $64 million in 2000, primarily reflecting the effects of the Merger. Income Taxes The effective tax rate was 37.6% in 2000 as compared to 37.1% in 1999. Extraordinary Items In 2000, Exelon incurred extraordinary charges aggregating $6 million ($4 million, net of tax) related to prepayment premiums and the write-off of unamortized deferred financing costs associated with the early retirement of debt with a portion of the proceeds from the securitization of PECO's stranded cost recovery in May 2000. In 1999, Exelon incurred extraordinary charges aggregating $62 million ($37 million, net of tax) related to prepayment premiums and the write-off of unamortized debt costs associated with the repayment and refinancing of debt. Cumulative Effect of a Change in Accounting Principle In 2000, Exelon recorded a benefit of $40 million ($24 million, net of income taxes) representing the cumulative effect of a change in accounting method for nuclear outage costs by PECO in conjunction with the synchronization of accounting policies in connection with the Merger. Liquidity and Capital Resources Exelon's capital resources are primarily provided by internally generated cash flows from operations and, to the extent necessary, external financing including the issuance of commercial paper. Exelon's access to external financing at reasonable terms is dependent on the credit ratings of Exelon and its subsidiaries and the general business condition of Exelon and the industry. Exelon's businesses are capital intensive. Capital resources are used primarily to fund Exelon's capital requirements, including construction, investments in new and existing ventures, repayments of maturing debt and preferred securities of subsidiaries and payment of common stock dividends. Any potential future acquisitions could require external financing, including the issuance by Exelon of common stock. Cash Flows from Operating Activities Cash flows provided by operations for 2001 were $3.6 billion, approximately two-thirds of which were provided by Energy Delivery and one-third of which was provided by Generation. Enterprises' cash flows from operations were immaterial to Exelon in 2001. Energy Delivery's cash flow from operating activities primarily results from sales of electricity and gas to a stable and diverse base of retail customers at fixed prices. Energy Delivery's future cash flows will depend upon the ability to achieve cost savings in operations, and the impact of the economy, weather and customer choice on its revenues. Generation's cash flows from operating activities primarily result from the sale of electric energy to wholesale customers, including Energy Delivery. Generation's future cash flow from operating activities will depend upon future demand and market prices for energy and the ability to continue to produce and supply power at competitive costs. Although the amounts may vary from period to period as a result of the uncertainties inherent in business, Exelon expects that Energy Delivery and Generation will continue to provide a reliable and steady source of internal cash flow from operations for the foreseeable future. 9
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Cash Flows from Investing Activities Cash flows used in investing activities for 2001 were $2.4 billion, primarily for capital expenditures of $2.0 billion. Capital expenditures by business segment for 2001 and projected amounts for 2002 are as follows: [Enlarge/Download Table] (in millions) 2001 2002 ----------------------------------------------------------------------------------------------------------- Energy Delivery $ 1,133 $ 1,060 Generation 803 1,089 Enterprises 70 114 Corporate and Other 35 27 ----------------------------------------------------------------------------------------------------------- Subtotal $ 2,041 $ 2,290 TXU Acquisition -- 443 ----------------------------------------------------------------------------------------------------------- Total Capital Expenditures and TXU Acquisition $ 2,041 $ 2,733 =========================================================================================================== Energy Delivery's estimated capital expenditures for 2002 reflect the continuation of efforts to further improve the reliability of its distribution system in the Chicago region. Approximately 36% of the budgeted 2002 expenditures are for growth and the remainder for additions to or upgrades of existing facilities. Exelon anticipates that Energy Delivery will obtain financing, when necessary, through borrowings, the issuance of preferred securities, or capital contributions from Exelon. Approximately 75% of Generation's estimated capital expenditures for 2002 are for additions to and upgrades of existing facilities (including nuclear refueling outages), nuclear fuel and increases in capacity at existing plants. Capital expenditures are projected to increase in 2002 as compared to 2001 due to higher nuclear fuel expenditures, growth and an increase in the number of planned refueling outages, during which significant maintenance work is performed. Eleven nuclear refueling outages, including AmerGen, are planned for 2002, compared to six during 2001. Total capital expenditures for nuclear refueling outages are expected to increase in 2002 over 2001 by $24 million. Exelon has committed to provide AmerGen with capital contributions equivalent to 50% of the purchase price of any acquisitions AmerGen makes in 2002. Exelon anticipates that Generation's capital expenditures will be funded by internally generated funds, Generation borrowings or capital contributions from Exelon. In addition to the 2002 capital expenditures of $1.1 billion, Generation expects to close the purchase of two natural-gas and oil-fired plants from TXU Corp. (TXU) in the first quarter of 2002. The $443 million purchase is expected to be funded with available cash and commercial paper. Enterprises' capital expenditures were $70 million in 2001. Enterprises' estimated capital expenditures for 2002 are approximately $114 million, primarily for additions to or upgrades of existing facilities. All of Enterprises' investments are expected to be funded by capital contributions or borrowings from Exelon. Exelon's total estimated capital expenditures in 2002 are approximately $2.7 billion including the acquisition of the TXU generating stations. Exelon's proposed capital expenditures and other investments are subject to periodic review and revision to reflect changes in economic conditions and other factors. Cash Flows from Financing Activities Cash flows used in financing activities were $1.3 billion in 2001 primarily attributable to debt service and payments of dividends on common stock. Debt financing activities during 2001 were as follows: - Exelon Corporation - Retired a $1.2 billion term loan with proceeds from $500 million and $700 million senior unsecured note issuances at Exelon and Generation, respectively. - Energy Delivery - Refinanced $805 million in PECO transition bonds, retired $340 million of ComEd transitional trust notes and early retired $196 million in First Mortgage Bonds with available cash. - Generation - Issued $121 million of pollution control bonds to refinance an equivalent amount originally issued by PECO and issued $700 million of senior unsecured notes. 10
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The 2001 common stock dividend payments of $583 million cover the period from October 20, 2000, the date of the Merger, through November 15, 2001. On January 29, 2002, the Board of Directors of Exelon declared a quarterly dividend of $0.44 per share of Exelon's common stock. This increase of $0.07 per share annually, will result in an annual dividend rate of $1.76 per share. The new dividend rate reflects Exelon's vertically integrated business portfolio and its focus on total return to shareholders. The new dividend rate represents about a 50% payout of the expected 2002 earnings per share from Exelon's regulated electricity delivery businesses. Exelon intends to grow the dividend to about a 60% payout of earnings from regulated operations based on cash flow and earnings growth prospects for Energy Delivery. The payment of future dividends is subject to approval and declaration by the Board of Directors each quarter. Credit Issues Exelon meets its short-term liquidity requirements primarily through the issuance of commercial paper by Exelon, ComEd and PECO. Exelon, along with ComEd, PECO and Generation, entered into a $1.5 billion unsecured revolving credit facility with a group of banks. Generation currently cannot borrow under the credit agreement until it has delivered audited financial statements to the banks, which is expected to occur in the first quarter of 2002. This credit facility is used principally to support the commercial paper program of Exelon, ComEd and PECO. At December 31, 2001, Exelon had outstanding $360 million of notes payable consisting principally of commercial paper. For 2001, the average interest rate on notes payable was approximately 2.63%. Certain of the credit agreements to which Exelon, ComEd, PECO and Generation are parties require each of them to maintain a debt to total capitalization ratio of 65% or less, excluding securitization debt (and for PECO, excluding the receivable from parent recorded in PECO's shareholders' equity). At December 31, 2001, the debt to total capitalization ratios on that basis for Exelon, ComEd, PECO and Generation were 47%, 45%, 38% and 26%, respectively. Exelon and its subsidiaries' access to the capital markets, including the commercial paper market, and their financing costs in those markets are dependent on their respective securities ratings. None of Exelon's or its subsidiaries' borrowings are subject to default or prepayment as a result of a downgrading of securities ratings although such a downgrading could increase interest charges under Exelon's bank credit facility. Exelon and its subsidiaries from time to time enter into interest rate swap and other derivatives that require the maintenance of investment grade ratings. Failure to maintain investment grade ratings would allow the counterparty to terminate the derivative and settle the transaction on a net present value basis. Exelon has obtained an order from the Securities and Exchange Commission (SEC) under the Public Utility Holding Company Act of 1935 (PUHCA) authorizing financing transactions, including the issuance of common stock, preferred securities, long-term debt and short-term debt in an aggregate amount not to exceed $4 billion. As of December 31, 2001, $3.0 billion of financing authority is available under the SEC order. Exelon requested, and the SEC reserved jurisdiction over, an additional $4 billion in financing authorization. Exelon agreed to limit its short-term debt outstanding to $3 billion of the $4 billion total financing authority. Exelon has asked the SEC to eliminate the short-term debt restriction. The SEC order also authorized Exelon to issue guarantees of up to $4.5 billion outstanding at any one time. At December 31, 2001, Exelon had provided $1.4 billion of guarantees. See Contractual Obligations and Commercial Commitments in this section. The SEC order requires Exelon to maintain a ratio of common equity to total capitalization (including securitization debt) on and after June 30, 2002 of not less than 30%. At December 31, 2001, Exelon's common equity to total capitalization was 35%. Under PUHCA and the Federal Power Act, Exelon, ComEd, PECO and Generation can pay dividends only from retained or current earnings. However, the SEC order granted permission to Exelon and ComEd to pay up to $500 million in dividends out of additional paid-in capital, provided that Exelon agreed not to pay dividends out of paid-in capital after December 31, 2002 if its common equity is less than 30% of its total capitalization. At December 31, 2001, Exelon had retained earnings of $1.2 billion, which includes ComEd retained earnings of $257 million, PECO retained earnings of $270 million and Generation retained earnings of $471 million. Exelon is also limited by order of the SEC under PUHCA to an aggregate investment of $4 billion in exempt wholesale generators (EWGs) and foreign utility companies (FUCOs). Exelon requested, and the SEC reserved jurisdiction over, an additional $1.5 billion in EWGs and FUCOs. During 2001, Exelon loaned Sithe $150 million, which was repaid by Sithe in December of 2001 from the proceeds of a bank borrowing. In connection with that bank borrowing, Exelon provided the lenders with a support letter confirming its investment in Sithe and Exelon's agreement to maintain a positive net worth of Sithe. Sithe's net worth is expected to remain positive for the forseeable future and accordingly this agreement is not reflected in the following Contractual 11
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Obligations and Commercial Commitments discussion. This agreement does not guarantee any debt or obligation of Sithe. During 2001, Sithe paid Exelon $2 million in interest on the loan. Contractual Obligations and Commercial Commitments Exelon's contractual obligations as of December 31, 2001 representing cash obligations that are considered to be firm commitments are as follows: [Enlarge/Download Table] Payment due within ---------------------------------------- Due after (in millions) Total 1 Year 2-3 Years 4-5 Years 5 Years ------------------------------------------------------------------------------------------------------------ Long-Term Debt $ 14,411 $ 1,406 $ 2,287 $ 2,576 $ 8,142 Short-Term Debt 360 360 -- -- -- Operating Leases 990 82 152 128 628 Purchase Obligations 12,192 1,695 3,173 1,346 5,978 Spent Nuclear Fuel Obligation 843 -- -- -- 843 Acquisition of TXU Generating Stations 443 443 -- -- -- ------------------------------------------------------------------------------------------------------------ Total Contractual Obligations $ 29,239 $ 3,986 $ 5,612 $ 4,050 $15,591 ============================================================================================================ For additional information about - long-term debt see Note 14 of the Notes to Consolidated Financial Statements - short-term debt see Note 13 of the Notes to Consolidated Financial Statements - operating leases see Note 20 of the Notes to Consolidated Financial Statements - purchase obligations see Note 20 of the Notes to Consolidated Financial Statements - the TXU acquisition see Note 20 of the Notes to Consolidated Financial Statements - the spent nuclear fuel obligation see Note 12 of the Notes to Consolidated Financial Statements Exelon has an obligation to decommission its nuclear power plants. Exelon's current estimate of decommissioning costs for its owned nuclear plants is $7.2 billion in current year (2002) dollars. Nuclear decommissioning activity occurs primarily after the plants retirement and is currently estimated to begin in 2045. At December 31, 2001 the decommissioning liability, which is recorded over the life of the plant, recorded in Accumulated Depreciation and Deferred Credits and Other Liabilities on Exelon's Consolidated Balance Sheets was $2.7 billion and $1.3 billion, respectively. In order to fund future decommissioning costs, Exelon held $3.2 billion of investments in trust funds which are included as Investments in Exelon's Consolidated Balance Sheets and include net unrealized and realized gains. Exelon's commercial commitments as of December 31, 2001 representing commitments triggered by future events, including obligations to make payment on behalf of other parties as well as financing arrangements to secure obligations of Exelon, are as follows: [Enlarge/Download Table] Expiration within --------------------------------------- After (in millions) Total 1 Year 2-3 Years 4-5 Years 5 Years ------------------------------------------------------------------------------------------------------------ Available Lines of Credit (a) $ 1,500 $ 1,500 $ -- $ -- $ -- Letters of Credit (non-debt) (b) 38 37 1 -- -- Letters of Credit (Long-Term Debt) (c) 427 122 305 -- -- Insured Long-Term Debt (d) 154 -- 154 -- -- Guarantees (e) 1,410 218 310 -- 882 ------------------------------------------------------------------------------------------------------------ Total Commercial Commitments $ 3,529 $ 1,877 $ 770 $ -- $ 882 ============================================================================================================ <FN> (a) Lines of Credit - Exelon, along with ComEd, PECO, and Generation, maintain a $1.5 billion 364-day credit facility to support commercial paper issuances. At December 31, 2001, there are no borrowings against the credit facility. Additionally, at December 31, 2001, there was $360 million of commercial paper outstanding. (b) Letters of Credit (non-debt) - Exelon and certain of its subsidiaries maintain non-debt letters of credit to provide credit support for certain transactions as requested by third parties. (c) Letters of Credit (Long-Term Debt) - Direct-pay letters of credit issued in connection with variable-rate debt in order to provide liquidity in the event that it is not possible to remarket all of the debt as required following specific events, including changes in the basis of determining the interest rate on the debt. (d) Insured Long-Term Debt - Borrowings that have been credit-enhanced through the purchase of insurance coverage equal to the amount of principal outstanding plus interest. (e) Guarantees - Provide support for lines of credit, performance contracts, surety bonds, energy marketing contracts, nuclear insurance, and leases as required by third parties. </FN> 12
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Off Balance Sheet Obligations Generation owns 49.9% of the outstanding common stock of Sithe and has an option, beginning on December 18, 2002, to purchase the remaining common stock outstanding (Remaining Interest) in Sithe. The purchase option expires on December 18, 2005. In addition, the Sithe stockholders who own in the aggregate the Remaining Interest have the right to require Generation to purchase the Remaining Interest (Put Rights) during the same period in which Generation can exercise its purchase option. At the end of this exercise period, if Generation has not exercised its purchase option and the other Sithe stockholders have not exercised their Put Rights, Generation will have an additional one-time option to purchase shares from the other stockholders in Sithe to bring Generation's ownership in Sithe from the current 49.9% to 50.1% of Sithe's total outstanding common stock. If Generation exercises its option to acquire the Remaining Interest, or if all the other Sithe stockholders exercise their Put Rights, the purchase price for 70% of the Remaining Interest will be set at fair market value subject to a floor of $430 million and a ceiling of $650 million. The balance of the Remaining Interest will be valued at fair market value without being subject to floor or ceiling prices. In either instance, interest shall accrue from the beginning of the exercise period. If Generation increases its ownership in Sithe to 50.1% or more, Sithe will become a consolidated subsidiary and Exelon's financial results will include Sithe's financial results from the date of purchase. At December 31, 2001, Sithe had total assets of $4.2 billion and long-term debt of $2.3 billion, including $2.1 billion of non-recourse project debt, and excluding $107 million of non-recourse project debt associated with Sithe's equity investments. For the year ended December 31, 2001 Sithe had revenues of $1 billion. As of December 31, 2001 Exelon had a $725 million equity investment in Sithe. Additionally, the debt on the books of Exelon's unconsolidated equity investments and joint ventures is not reflected on Exelon's Consolidated Balance Sheets. Total investee debt, including the debt of Sithe described in the preceding paragraph, is currently estimated to be $2.4 billion ($1.2 billion based on Exelon's ownership interest of the investments). Generation and British Energy, Generation's joint venture partner in AmerGen, have each agreed to provide up to $100 million to AmerGen at any time for operating expenses. Other Factors In 2001, Exelon adopted a cash balance pension plan. All management and electing union employees who joined Exelon or one of its participating subsidiaries during 2001 became participants in the plan. Management employees who were active participants in Exelon's previous qualified defined benefit plans at December 31, 2000 and are employed by Exelon on January 1, 2002 will be given a choice to convert to the cash balance plan. Participants in the cash balance plan, unlike participants in the other defined benefit plans, may request a lump-sum cash payment upon employee termination which may result in increased cash requirements from pension plan assets. Exelon may be required to increase future funding to the pension plan as a result of these increased cash requirements. Due to the performance of the United States debt and equity markets in 2001, the value of assets held in trusts to satisfy the obligations of pension and postretirement benefit plans and the eventual nuclear generating station decommissioning has decreased. Also, as a result of the Merger and corporate restructuring, there was a larger than average number of employees taking advantage of retirement benefits in 2001. These factors may also result in additional future funding requirements of the pension and postretirement benefit plans. Contributions to the nuclear decommissioning trust funds of $112 million offset net losses of $109 million, resulting in a 2% increase in the decommissioning trust funds balance at December 31, 2001 compared to December 31, 2000. Exelon believes that the amounts being recovered from customers through electric rates along with the earnings on the trust funds will be sufficient to fund its decommissioning obligations. For additional information about nuclear decommissioning see Notes 1 and 12 of the Notes to Consolidated Financial Statements. 13
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Quantitative and Qualitative Disclosures About Market Risk Exelon is exposed to market risks associated with commodity price, credit, interest rates and equity prices. The inherent risk in market sensitive instruments and positions is the potential loss arising from adverse changes in commodity prices, counterparty credit, interest rates and equity security prices. Exelon's corporate Risk Management Committee (RMC) sets forth risk management philosophy and objectives through a corporate policy, and establishes procedures for risk assessment, control and valuation, counterparty credit approval, and the monitoring and reporting of derivative activity and risk exposures. The RMC is chaired by Exelon's chief risk officer and includes the chief financial officer, general counsel, treasurer, vice president of corporate planning and officers from each of the business units. The RMC reports to the board of directors on the scope of Exelon's derivative activities. Commodity Price Risk Commodity price risk is associated with market price movements resulting from excess or insufficient generation, changes in fuel costs, market liquidity and basis. Trading activities and non-trading marketing activities include the purchase and sale of electric capacity and energy and fossil fuels, including oil, gas and coal. The availability and prices of energy and energy-related commodities are subject to fluctuations due to factors such as weather, environmental policies, changes in supply and demand, state and federal regulatory policies and other events. Marketing (non-trading) activities To the extent Exelon's generation supply, (either owned or contracted) is in excess of its obligations to customers, including ComEd and PECO's retail load, that available electricity is sold into the wholesale markets. To reduce price risk caused by market fluctuations, Exelon enters into derivative contracts, including forwards, futures, swaps, and options with approved counterparties to hedge Exelon's anticipated exposures. Market price risk exposure is the risk of a change in the value of unhedged positions. Exelon expects to maintain a minimum 80% hedge ratio in 2002 for its energy marketing portfolio. This hedge ratio represents the percentage of Exelon's forecasted aggregate annual generation supply that is committed to firm sales, including sales to Energy Delivery's retail load. The hedge ratio is not fixed and will vary from time to time depending upon market conditions, demand and volatility. Absent any opportunistic efforts to mitigate market price exposure, the estimated market price exposure for the non-trading portfolio associated with a ten percent reduction in the average around-the-clock market price of electricity is an approximate $100 million decrease in net income, or approximately $0.30 per share. This sensitivity, which is consistent with prior guidance, assumes an 80% hedge ratio, and that price changes occur evenly throughout the year and across all markets. The sensitivity also assumes a static portfolio. Exelon expects to actively manage its portfolio to mitigate the market price exposure. Actual results could differ depending on the specific timing of, and markets affected by, the price changes, as well as future changes in Exelon's portfolio. Trading activities Exelon began to use financial contracts for trading purposes in the second quarter of 2001. The trading activities were entered into as a complement to Exelon's energy marketing portfolio and represent a very limited portion of Exelon's overall energy marketing activities. For example, the limit on open positions in electricity for any forward month represents less than 5% of the owned and contracted supply of electricity. The trading portfolio is planned to grow modestly in 2002, subject to stringent risk management limits and policies, including volume, stop-loss and value-at-risk limits to manage exposure to market risk. A value-at-risk (VAR) model is used to assess the market risk associated with financial derivative instruments entered into for trading purposes. VAR represents the potential gains or losses for instruments or portfolios due to changes in market factors, for a specified time period and confidence level. The measured VAR as of December 31, 2001, using a Monte Carlo model with a 95% confidence level and assuming a one-day time horizon was approximately $800,000. The measured VAR represents an estimate of the potential change in value of Exelon's portfolio of trading related financial derivative instruments. These estimates, however, are not necessarily indicative of actual results, which may differ due to the fact that actual market rate fluctuations may differ from forecasted fluctuations and due to the fact that the portfolio may change over the holding period. 14
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Exelon's energy contracts are accounted for under SFAS No. 133. Most non-trading contracts qualify for a normal purchases and normal sales exception. Those that do not are recorded as assets or liabilities on the balance sheet at fair value. Changes in the fair value of qualifying hedge contracts are recorded in Other Comprehensive Income, and gains and losses are recognized in earnings when the underlying transaction occurs. Changes in the fair value of derivative contracts that do not meet hedge criteria under SFAS No. 133 and the ineffective portion of hedge contracts are recognized in earnings on a current basis. Outlined below is a summary of the changes in fair value for those contracts included as assets and liabilities in the Consolidated Balance Sheet for the year ended December 31, 2001: [Enlarge/Download Table] (in millions) Non-trading Trading ------------------------------------------------------------------------------------------------------------- Fair value of contracts outstanding as of January 1, 2001 (reflects the adoption of SFAS No. 133) $ (7) $ - Change in fair value during 2001: Contracts settled during year 87 7 Mark-to-market gain/(loss) (2) 7 ------------------------------------------------------------------------------------------------------------ Total change in fair value 85 14 ------------------------------------------------------------------------------------------------------------ Fair value of contracts outstanding at December 31, 2001 $ 78 $ 14 ============================================================================================================ The total change in fair value during 2001 is reflected in the 2001 financial statements as follows: [Enlarge/Download Table] Non-trading Trading ------------------------------------------------------------------------------------------------------------ Mark-to-market gain/(loss) on non-qualifying hedge contracts or hedge ineffectiveness reflected in earnings $ 16 $ 14 Mark-to-market gain/(loss) on hedge contracts reflected in Other Comprehensive Income 69 -- ------------------------------------------------------------------------------------------------------------ Total change in fair value $ 85 $ 14 ============================================================================================================ The majority of Exelon's contracts are non-exchange traded contracts valued using prices provided by external sources, which primarily represent price quotations available through brokers or over-the-counter, on-line exchanges. Prices reflect the average of the bid-ask midpoint prices obtained from all sources that Exelon believes provide the most liquid market for the commodity. The terms for which such price information is available varies by commodity, by region and by product. The remainder of the assets represent contracts for which external valuations are not available, primarily option contracts. These contracts are valued using the Black model, an industry standard option valuation model and other valuation techniques. The fair values in each category reflect the level of forward prices and volatility factors as of December 31, 2001 and may change as a result of future changes in these factors. The maturities of the net energy trading and non-trading assets and sources of fair value as of December 31, 2001 are as follows: [Enlarge/Download Table] Maturities within ------------------------------------ Total Fair (in millions) 1 Year 2-3 Years 4-5 Years Value ------------------------------------------------------------------------------------------------------------- Non-trading: Actively quoted prices $ -- $ -- $ -- $ -- Prices provided by other external sources 36 50 -- 86 Prices based on model or other valuation methods (4) 2 (6) (8) ------------------------------------------------------------------------------------------------------------ Total $ 32 $ 52 $ (6) $ 78 ============================================================================================================ Trading: Actively quoted prices $ -- $ -- $ -- $ -- Prices provided by other external sources 10 4 -- 14 Prices based on model or other valuation methods -- -- -- -- ------------------------------------------------------------------------------------------------------------ Total $ 10 $ 4 $ -- $ 14 ============================================================================================================ 15
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Management uses its best estimates to determine the fair value of commodity and derivative contracts it holds and sells. These estimates consider various factors including closing exchange and over-the-counter price quotations, time value, volatility factors, and credit exposure. However, it is possible that future market prices could vary from those used in recording assets and liabilities from energy marketing and trading activities, and such variations could be material. Credit Risk ComEd and PECO are each obligated to provide service to all electric customers within their respective franchised territories. As a result, ComEd and PECO each have a broad customer base. For the year ended December 31, 2001, ComEd's ten largest customers represented approximately 3% of its retail electric revenues and PECO's ten largest customers represented approximately 10% of its retail electric revenues. Credit risk for Energy Delivery is managed by each company's credit and collection policies, which are consistent with state regulatory requirements. Generation has credit risk associated with counterparty performance which includes but is not limited to the risk of financial default or slow payment. Counterparty credit risk is managed through established policies, including establishing counterparty credit limits, and in some cases, requiring deposits and letters of credit to be posted by certain counterparties. Generation's counterparty credit limits are based on a scoring model that considers a variety of factors, including leverage, liquidity, profitability, credit ratings and risk management capabilities. Generation has entered into master netting agreements with the majority of its large counterparties, which reduce exposure to risk by providing for the offset of amounts payable to the counterparty against the counterparty receivables. Generation participates in the five established, real-time energy markets, which are administered by independent system operators (ISOs): Pennsylvania, New Jersey, Maryland, LLC (PJM), which is in the Mid-Atlantic Area Council region: New England and New York, which are both in the Northeast Power Coordinating Council region, California, which is in the Western Systems Coordinating Council region and Texas, which is administered by the Electric Reliability Council of Texas. Approximately one-half of Generation's transactions, on a megawatthour basis, were made in these markets. In these areas, power is traded through bilateral agreements between buyers and sellers and on the spot markets which are operated by the ISOs. In areas where there is no spot market, electricity is purchased and sold solely through bilateral agreements. For sales into the spot markets administered by the ISOs, the ISO maintains financial assurance policies that are established and enforced by those administrators. The credit policies of the ISO's may under certain circumstances require that losses arising from the default of one member on spot market transactions be shared by the remaining participants. Non-performance or non-payment by a major counterparty, could result in a material adverse impact on Exelon's financial condition, results of operations or net cash flows. Exelon's balance sheet includes a $427 million net investment in a direct financing lease as of December 31, 2001. The investment in direct financing leases represents future minimum lease payments due at the end of the thirty year life of the lease of $1,492 million, less unearned income of $1,065 million. The future minimum lease payments are supported by collateral and credit enhancement measures including letters of credit, surety bonds and credit swaps issued by high credit quality financial institutions. Interest Rate Risk Exelon uses a combination of fixed rate and variable rate debt to reduce interest rate exposure. Interest rate swaps may be used to adjust exposure when deemed appropriate based upon market conditions. Exelon also utilizes forward-starting interest rate swaps and treasury rate locks to lock in interest rate levels in anticipation of future financing. These strategies are employed to maintain the lowest cost of capital. As of December 31, 2001, a hypothetical 10% increase in the interest rates associated with variable rate debt would result in an $1 million decrease in pre-tax earnings for 2002. Exelon has entered into interest rate swaps to manage interest rate exposure associated with the floating rate series of transition bonds issued to securitize PECO's stranded cost recovery and with a $235 million fixed-rate obligation of ComEd. In December 2001, Exelon entered into forward-starting interest rate swaps, with an aggregate notional amount of $250 million in anticipation of the issuance of debt at ComEd in the first quarter of 2002. At December 31, 2001, these interest rate swaps had an aggregate fair market value exposure of $21 million based on the present value difference between the contract and market rates at December 31, 2001. 16
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The aggregate fair value exposure of the interest rate swaps that would have resulted from a hypothetical 50 basis point decrease in the spot yield at December 31, 2001 is estimated to be $34 million. If these derivative instruments had been terminated at December 31, 2001, this estimated fair value represents the amount that would be paid by Exelon to the counterparties. The aggregate fair value exposure of the interest rate swaps that would have resulted from a hypothetical 50 basis point increase in the spot yield at December 31, 2001 is estimated to be $11 million. If these derivative instruments had been terminated at December 31, 2001, this estimated fair value represents the amount to be paid by Exelon to the counterparties. Equity Price Risk Exelon maintains trust funds, as required by the Nuclear Regulatory Commission (NRC), to fund certain costs of decommissioning its nuclear plants. As of December 31, 2001, these funds are reflected at fair value on Exelon's Consolidated Balance Sheets. The mix of securities is designed to provide returns to be used to fund decommissioning and to compensate for inflationary increases in decommissioning costs. However, the equity securities in the trusts are exposed to price fluctuations in equity markets, and the value of fixed rate, fixed income securities are exposed to changes in interest rates. Exelon actively monitors the investment performance and periodically reviews asset allocation in accordance with Exelon's nuclear decommissioning trust fund investment policy. A hypothetical 10% increase in interest rates and decrease in equity prices would result in a $204 million reduction in the fair value of the trust assets. Critical Accounting Policies The preparation of financial statements in conformity with Generally Accepted Accounting Principles requires that management apply accounting policies and make estimates and assumptions that affect results of operations and the reported amounts of assets and liabilities in the financial statements. The following areas represent those that management believes are particularly important to the financial statements and that require the use of estimates and assumptions to describe matters that are inherently uncertain: Accounting for Derivative Instruments Exelon uses derivative financial instruments primarily to manage its commodity price and interest rate risks. Derivative financial instruments are accounted for under SFAS No. 133. Accounting for derivatives continues to evolve through guidance issued by the Derivatives Implementation Group (DIG) of the Financial Accounting Standards Board. To the extent that changes by the DIG modify current guidance, including the normal purchases and normal sales determination, the accounting treatment for derivatives may change. Energy Contracts To manage its utilization of generation supply (including owned and contracted assets), Exelon enters into contracts to purchase or sell electricity, fossil fuels, and ancillary products such as transmission rights and congestion credits, and emission allowances. These energy marketing contracts are considered derivatives under SFAS 133 unless a determination is made that they qualify for a SFAS No. 133 normal purchases and normal sales exclusion. If the exclusion applies, those contracts are not marked-to-market and are not reflected in the financial statements until delivery occurs. The availability of the normal purchases and normal sales exclusion to specific contracts is based on a determination that excess generation is available for a forward sale and similarly a determination that at certain times generation supply will be insufficient to serve load. This determination is based on internal models that forecast customer demand and generation supply. The models include assumptions regarding customer load growth rates, which are influenced by the economy, weather and the impact of customer choice, and generating unit availability, particularly nuclear generating unit capability factors. The critical assumptions used in the determination of normal purchases and normal sales are consistent with assumptions used in the general corporate planning process. 17
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Energy contracts that are considered derivatives may be eligible for designation as hedges. If a contract is designated as a hedge, the change in its market value is generally deferred as a component of other comprehensive income until the transaction it is hedging is completed. Conversely, the change in the market value of derivatives not designated as hedges is recorded in current period earnings. To qualify as a cash flow hedge, the fair value changes in the derivative must be expected to offset 80%-120% of the changes in fair value or cash flows of the hedged item. The effectiveness of an energy contract designated as a hedge is determined by internal models that measure the statistical correlation between the derivative and the associated hedged item. When external quoted market prices are not available, Exelon utilizes the Black model, a standard industry valuation model to determine the fair value of energy derivative contracts marked to market. The valuation model uses volatility assumptions relating to future energy prices based on specific energy markets and utilizes externally available forward market price curves. Interest Rate Derivatives Exelon utilizes derivatives to manage its exposure to fluctuation in interest rates related to outstanding variable rate debt instruments and planned future debt issuances as well as exposure to changes in the fair value of outstanding debt that is planned for early retirement. Hedge accounting is used for all interest rate derivatives to date based on the probability of the transaction and the expected highly effective nature of the hedging relationship between the interest rate swap contract and the interest payment or changes in fair value of the hedged debt. Dealer quotes are available for all of Exelon's interest rate swap agreement derivatives. Regulatory Assets and Liabilities Regulatory assets represent incurred costs that have been deferred because they are probable of future recovery in customer rates. Regulatory liabilities represent previous collections from customers to fund costs which have not yet been incurred. Both ComEd and PECO are currently subject to rate freezes that limit the opportunity to recover increased costs and the costs of new investment in facilities through rates during the rate freeze period. Current rates include the recovery of Exelon's existing regulatory assets. Exelon continually assesses whether the regulatory assets are probable of future recovery by considering factors such as applicable regulatory environment changes, recent rate orders to other regulated entities in the same jurisdiction, and the status of any pending or potential deregulation legislation. If future recovery of costs ceases to be probable the assets would be required to be recognized in current period earnings. Nuclear Decommissioning Exelon's current estimate of its nuclear facilities' decommissioning cost is $7.2 billion in current year (2002) doll