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Empire Resorts Inc · 10-K · For 12/31/06

Filed On 3/14/07 11:42am ET   ·   SEC File 1-12522   ·   Accession Number 921895-7-560

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  As Of               Filer                 Filing     As/For/On Docs:Pgs              Issuer               Agent

 3/14/07  Empire Resorts Inc                10-K       12/31/06    8:46                                     Olshan Grund..Rosenzweig

Annual Report   ·   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K        Annual Report                                       HTML    358K 
 2: EX-21.1     Subsidiaries of the Registrant                      HTML      5K 
 3: EX-23.1     Consent of Experts or Counsel                       HTML      5K 
 4: EX-31.1     Certification per Sarbanes-Oxley Act (Section 302)  HTML      8K 
 5: EX-31.2     Certification per Sarbanes-Oxley Act (Section 302)  HTML      8K 
 6: EX-32.1     Certification per Sarbanes-Oxley Act (Section 906)  HTML      5K 
 7: EX-32.2     Certification per Sarbanes-Oxley Act (Section 906)  HTML      5K 
 8: EX-99.1     Miscellaneous Exhibit                               HTML     27K 


10-K   ·   Annual Report
Document Table of Contents

Page (sequential) | (alphabetic) Top
 
11st Page
4Item 1. Business
15Item 1a. Risk Factors
25Item 1b. Unresolved Staff Comments
"Item 2. Properties
26Item 3. Legal Proceedings
27Item 4. Submission of Matters to A Vote of Security Holders
"Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
29Item 6. Selected Financial Data
30Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation
36SFAS No. 155
"SFAS No. 156
38Item 7a. Quantitative and Qualitative Disclosures About Market Risk
39Item 8. Financial Statements and Supplementary Data
71Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
"Item 9A. Controls and Procedures
72Disclosure Controls and Procedures
"Item 9B. Other Information
73Item 10. Directors and Executive Officers of the Registrant
76Item 11. Executive Compensation
"Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
78Item 13. Certain Relationships and Related Transactions
"Item 14. Principal Accounting Fees and Services
79Item 15. Exhibits, Financial Statement Schedules

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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 10-K

[X]   ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934

                   For the fiscal year ended December 31, 2006

                                       OR

[  ]  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
      EXCHANGE ACT OF 1934

      For the transition period from ________________ to ________________

      Commission file number 1-12522

                              EMPIRE RESORTS, INC.
--------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

                Delaware                               13-4141279
--------------------------------------------------------------------------------
    (State or other jurisdiction of       (I.R.S. Employer Identification No.)
     incorporation or organization)

     701 N. Green Valley Parkway, Suite 200, Henderson, NV       89074
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          (Address of principal executive offices)            (Zip Code)

        Registrant's telephone number, including area code (702) 990-3355
                                                           --------------

             Securities registered under Section 12(b) of the Act:

           Title of each class                 Name of each exchange on
                                                   which registered

 Common Stock, $.01 par value per share           Nasdaq Global Market
--------------------------------------------------------------------------------

  5-1/2% Secured Convertible Notes Due 2014         The PORTAL Market
--------------------------------------------------------------------------------

         Securities registered under Section 12(g) of the Exchange Act:
                     Common Stock, $.01 par value per share
--------------------------------------------------------------------------------
                                (Title of class)

      Indicate by check mark if the registrant is a well-known seasoned
issuer, as defined in Rule 405 of the Securities Act.  Yes [ ] No [X]

      Indicate by check mark if the registrant is not required to file
reports pursuant to Section 13 or Section 15(d) of the Act.  Yes [ ] No [X]

      Indicate by check mark  whether the  registrant  (1) has filed all reports
required to be filed by Section 13 or 15(d) of the  Securities  Exchange  Act of
1934  during  the  preceding  12 months  (or for such  shorter  period  that the
registrant was required to file such reports),  and (2) has been subject to such
filing requirements for the past 90 days. Yes [X] No [ ]

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Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (ss.229.405 of this chapter) is not contained herein, and will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [ ] Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, or a non-accelerated filer. See definition of "accelerated filer and large accelerated filer" in Rule 12b-2 of the Exchange Act. (Check one): Large accelerated filer [ ] Accelerated filer [X] Non-accelerated filer [ ] Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes [ ] No [X] The aggregate market value of the issuer's common equity held by non-affiliates, as of June 30, 2006 was $154,338,650, based on the closing price of the common stock on the Nasdaq Small Cap Market. As of March 7, 2007, there were 29,429,902 shares of the issuer's common equity outstanding. DOCUMENTS INCORPORATED BY REFERENCE The information required by Item 11 of Part III will be incorporated by reference to certain portions of a definitive proxy statement, which is expected to be filed by the Registrant within 120 days after the close of its fiscal year.
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PART I........................................................................1 Item 1. Business........................................................1 Item 1A Risk Factors...................................................12 Item 1B Unresolved Staff Comments......................................22 Item 2. Properties.....................................................22 Item 3. Legal Proceedings..............................................23 Item 4. Submission of Matters to a Vote of Security Holders............24 PART II......................................................................24 Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.....................................................24 Item 6. Selected Financial Data........................................26 Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation.............................27 Item 7A Quantitative and Qualitative Disclosures About Market Risk.....35 Item 8. Financial Statements and Supplementary Data....................36 Item 9. Changes In and Disagreements With Accountants on Accounting and Financial Disclosure............................68 Item 9A Controls and Procedures........................................68 Item 9B Other Information..............................................69 PART III.....................................................................70 Item 10 Directors and Executive Officers of the Registrant.............70 Item 11 Executive Compensation.........................................73 Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.................73 Item 13 Certain Relationships and Related Transactions.................75 Item 14 Principal Accounting Fees and Services.........................75 PART IV......................................................................76 Item 15 Exhibits, Financial Statement Schedules........................76 i
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PART I FORWARD-LOOKING STATEMENTS This Annual Report on Form 10-K contains forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as amended, reflecting management's current expectations. Examples of such forward-looking statements include our expectations of results with respect to our strategy. Although we believe that our expectations are based upon reasonable assumptions, there can be no assurances that our financial goals will be realized. Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements, or industry results, to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Numerous factors may affect our actual results and may cause results to differ materially from those expressed in forward-looking statements made by us or on our behalf. Any statements herein that are not statements of historical fact may be forward-looking statements. Among others, the words, "believes," "anticipates," "plans," "estimates," and "expects" are intended to identify forward-looking statements. Factors that could cause actual results, performance or achievements to differ materially from those expressed or implied by these forward looking statements include, but are not limited to, the risk factors set forth in Item 1A of this Annual Report. Readers are cautioned not to place undue reliance on these forward-looking statements which speak only as of the date of this filing. We assume no obligation to update the forward-looking information to reflect actual results or changes in the factors affecting such forward-looking information. ITEM 1. BUSINESS. OVERVIEW Empire Resorts, Inc. was organized as a Delaware corporation on March 19, 1993, and since that time has served as a holding company for various subsidiaries engaged in the hospitality and gaming industries. Through our subsidiaries, we currently: o own and operate Monticello Raceway, a harness horseracing facility located in Monticello, New York, 90 miles Northwest of New York City. At Monticello Raceway, we conduct pari-mutuel wagering through the running of live harness horse races, the import simulcasting of harness and thoroughbred horse races from racetracks across the country and the export simulcasting of our races to offsite pari-mutuel wagering facilities. o operate in conjunction with the New York State Lottery more than 1,500 video gaming machines ("VGMs") at the grandstand of Monticello Raceway. o have an agreement with the St. Regis Mohawk Tribe to develop and manage, subject to regulatory approval, a Class III Indian casino on 29 acres of land adjacent to Monticello Raceway. We plan to grow and diversify our business by marketing our services to gaming and hospitality clients, seeking consulting relationships with additional gaming clients and pursuing acquisitions, joint ventures or other growth opportunities. MONTICELLO RACEWAY Monticello Raceway began operations in 1958 and currently features: o 1,587 VGMs; o year-round live harness horse racing; 1
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o year-round simulcast pari-mutuel wagering on thoroughbred and harness horse racing from across the country; o a 5,000-seat grandstand and a 100-seat clubhouse with retractable windows; o parking spaces for 2,000 cars and 10 buses; o a 350-seat buffet and food court with three outlets; o a large central bar and an additional clubhouse bar; and o an entertainment lounge with seating for 75 people. Monticello Raceway derives its racing revenue principally from: o wagering at Monticello Raceway on live races run at Monticello Raceway; o fees from wagering at out-of-state locations on races run at Monticell Raceway using export simulcasting; o revenue allocations, as prescribed by law, from betting activity at off-track betting facilities in New York City, Nassau County and the Catskills region of the State of New York; o wagering at Monticello Raceway on races broadcast from out-of-state racetracks using import simulcasting; and o admission fees, program and racing form sales, food and beverages sales and certain other ancillary activities. SIMULCASTING. Over the past several years, import and, particularly, export simulcasting has become an increasingly important part of Monticello Raceway's business. Simulcasting is the process by which a live horse race held at one facility (the "host track") is transmitted to another location that allows its patrons to wager on that race. Amounts wagered are then collected from each off-track betting location and combined into appropriate pools at the host track where the final odds and payouts are determined. With the exception of a few holidays, Monticello Raceway offers year-round simulcast wagering from racetracks across the country, including Churchill Downs, Hollywood Park, Santa Anita Racetrack, Gulfstream Park, Aqueduct Raceway, Belmont Park and Saratoga Racecourse. In addition, races of national interest, such as the Kentucky Derby, Preakness Stakes and Breeders' Cup supplement regular simulcast programming. Monticello Raceway also exports live broadcasts of its races to casinos and off-track betting facilities in other states. PARI-MUTUEL WAGERING. Monticello Raceway's racing revenue is derived from pari-mutuel wagering at the track and government mandated revenue allocations from certain New York State off-track betting locations. In pari-mutuel wagering, patrons bet against each other rather than against the operator of the facility or with pre-set odds. The dollars wagered form a pool of funds from which winnings are paid based on odds determined by the wagering activity. The racetrack acts as a stakeholder for the wagering patrons and deducts from the amounts wagered a "take-out" or gross commission from which the racetrack pays state and county taxes and racing purses. Monticello Raceway's pari-mutuel commission rates are fixed as a percentage of the total handle or amounts wagered. MONTICELLO GAMING AND RACEWAY We currently operate a 45,000 square foot VGM facility called Monticello Gaming and Raceway (formerly called Mighty M Gaming at Monticello Raceway). VGMs are electronic gaming devices that allow patrons to play electronic versions of various lottery games of chance and are similar in appearance and feel to 2
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traditional slot machines. VGM operations at Monticello Gaming and Raceway began on June 30, 2004. At December 31, 2006, the number of VGMs in operation was 1,587. Each of the VGMs is owned by the State of New York and, by statute, 32% of the first fifty million, 29% of the next one hundred million and 26% thereafter of gross revenue from our VGM operations is distributed to us. The statute also provides a vendor's marketing allowance for racetracks operating video lottery programs of 8% on the first $100.0 million of net revenues generated and 5% thereafter. During the past decade, the operation of video gaming devices at racetracks in several states outside New York has enhanced state lottery revenues and improved the racetrack's economic performance. Our VGM operations have helped to increase our racing revenues through increased attendance at our racetrack from customers for our VGM facility resulting in increased handles at the racetrack. In addition, the VGM operations have supported increased purses, which allow for higher profile racing activities. VGM activities in the State of New York are presently overseen by the Division of the Lottery of the State of New York. CASINO DEVELOPMENT We have agreements with the St. Regis Mohawk Tribe to develop and manage an Indian casino. The casino is proposed on land adjacent to Monticello Raceway. ST. REGIS MOHAWK RESORT DEVELOPMENT We had previously attempted to develop a casino with the St. Regis Mohawk Tribe beginning in 1996. On April 6, 2000, the United States Department of the Interior advised New York State Governer George Pataki that it had determined that the acquisition of 29 acres adjacent to Monticello Raceway would be in the best interest of the St.Regis Mohawk Tribe and would not be detrimental to the community. Such determinations required the concurrence of the Governor of New York in order for the project to proceed. For a period of time thereafter, the St. Regis Mohawk Tribe agreed to work exclusively with Park Place Entertainment Corporation (now part of Harrah's Entertainment, Inc.), which proposed to develop a casino for the St. Regis Mohawk Tribe at the nearby Kutsher's Sporting Academy. However, by Summer 2005, the needed approvals for a casino at Kutsher's Sporting Academy had not materialized, and we and the St. Regis Mohawk Tribe's leaders discussed the possibility of moving forward with the previously obtained approvals for the casino project at Monticello Raceway. On August 1, 2005, we entered into a letter agreement with the St. Regis Mohawk Tribe under which we and the St. Regis Mohawk Tribe affirmed, subject to the requested concurrence by Governor Pataki, all prior contracts to develop an Indian casino at Monticello Raceway. The St. Regis Mohawk Tribe further agreed to (1) satisfy all requirements for the Bureau of Indian Affairs (the "BIA") in connection with the transfer of the 29 acres of land to the United States government in trust for the St. Regis Mohawk Tribe, (2) resolve any remaining issues for the finalization of the pre-existing management agreement with one of our subsidiaries for the project previously submitted to the National Indian Gaming Commission (the "NIGC"), (3) execute any amendment or revision to such management agreement, or any collateral agreements, that may be mutually agreed upon in such process, (4) support the approval of such management agreement, as so amended or revised, by the NIGC and (5) take any and all reasonably required steps to consummate the land to trust transfer of the parcel pursuant to the April 6, 2000 determination as promptly as practicable following the concurrence of Governor Pataki. On September 9, 2005, in response to a letter from Governor Pataki, the Acting Deputy Secretary for Economic Development and Policy, wrote to the St. Regis Mohawk Tribe to confirm that the Department of the Interior considered the 2000 Secretarial determination to be of continuing validity and subject to concurrence by the Governor. After notification from the St. Regis Mohawk Tribe, the BIA recommenced review process for the acquisition of the 29 acres adjacent to the Raceway by the St. Regis Mohawk Tribe. On April 13, 2006 the St. Regis Mohawk Tribe was notified that the BIA had completed its review of the Environmental Assessment ("EA") for a proposed transfer of land into trust for a casino at the Monticello Raceway site. The review identified certain additional areas to address and the St. Regis Mohawk Tribe completed the filing of the responses to those items on July 5, 2006. Following this filing, the review of the EA by the BIA was completed on September 12, 2006 and the document was made available for public review and comment on that date. The St. Regis Mohawk Tribe has provided to the BIA responses to all of the comments received during the comment period. On December 21, 2006, the St. Regis Mohawk Tribe received a letter from James R. Cason of the BIA stating that the Tribe's Final Environmental Assessment for the project had been deemed sufficient, that an Environmental Impact Study will be not be required and that a formal Finding of No Significant Impact ("FONSI") related to the proposed federal action approving the request of the Tribe to take 29.31 acres into trust for the purpose of building a Class III gaming facility to be located at Monticello Raceway, in accordance with the Indian Gaming Regulatory Act of 1988 (the "Land-to-Trust Transfer") has been issued. On February 16, 2007, its partner, the St. Regis Mohawk Tribe, received a copy of a complaint filed in the United States District Court for the Southern 3
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District of New York in the case of Sullivan County Farm Bureau, Catskill Center for Conservation and Development, Inc., Orange Environment, Inc. and Natural Resources Defense Council v. United States Department of the Interior, Dirk Kempthorne, in his official capacity as Secretary of the Interior, James E. Cason, in his official capacity as Associate Deputy Secretary of the Interior and Acting Assistant Secretary of the Interior for Indian Affairs and BIA. The claim alleges that the BIA violated the National Environmental Policy Act and the Administrative Procedure Act by issuing the Finding of No Significant Impact without requiring an environmental impact statement under the National Environmental Policy Act. The plaintiffs are seeking an order requiring the preparation of an environmental impact statement prior to Department of the Interior's granting final approvals for the proposed St. Regis Mohawk Casino at Monticello Raceway and prior to the Department of the Interior's causing the transfer of the subject land into federal trust. On February 19, 2007, New York Governor Eliot Spitzer issued his concurrence with regard to the April 2000 Secretarial Determination that found that the acquisition of the 29 acres adjacent to Monticello Raceway by the St. Regis Mohawk Tribe for the purpose of building and operating a Class III gaming facility would be in the Tribe's and its members' best interest and would not be detrimental to the surrounding communities. In addition to the concurrence, Governor Spitzer also signed an amendment to the gaming compact between the St. Regis Mohawk Tribe and New York State pursuant to which New York State would receive 20 percent of slot-machine revenues for the first two years after the St. Regis Mohawk Tribe's Class III casino to be located at Monticello Raceway opens, 23 percent for the next two years and 25 percent thereafter. The U.S. Department of the Interior can now begin its final administrative review so that the Secretary of the Interior can determine whether to approve the request of the Tribe to take the 29 acres into trust. The current plans for the Indian casino resort at Monticello Raceway are expected to feature: o 160,000 square feet of gaming space with 3,500 slot machines and 125 table games, with sufficient space to accommodate an additional 500 slot machines; o nine restaurants, including a fine dining restaurant and a buffet; o several bars and a nightclub; o 5,000 parking spaces, including 4,200 covered spaces all located directly underneath or adjacent to the casino; o an enclosed retail corridor connected to Monticello Raceway; o a central entertainment lounge; and o a 40,000 square foot multi-function room. The plans are only in a preliminary stage and are subject to approval by relevant government authorities and the St. Regis Mohawk Tribe. On March 20, 2006, we submitted a proposed form of amended and restated gaming facility management agreement (the "Gaming Facility Management Agreement") and collateral agreements to the NIGC for review and approval or disapproval. Until approved by the Chairman of the NIGC, the gaming facility management agreement is not in force. Neither the St. Regis Mohawk Tribe nor the St. Regis Mohawk Gaming Authority (the "Authority") has approved the Gaming Facility Management Agreement. We expect, but cannot guarantee, that the St. Regis Mohawk Tribe will approve the Gaming Facility Management Agreement. Under the currently proposed form of the Gaming Facility Management Agreement, the Authority will retain us to manage all casino style gaming activities, other than horserace wagering and Class II gaming, that may be conducted on the land for seven years commencing upon opening and the NIGC's approval of the agreement. We would also be retained to manage all lawful commercial activities on the land related to gaming such as automatic teller machines, food service, lodging and retail. At the same time, we have agreed to 4
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assist the Authority to obtain financing for the gaming enterprise and all related commercial activities. In exchange for these services, we are entitled to receive a management fee equal to 30% of the net revenues derived from the operations it manages. Under the Gaming Facility Management Agreement, before we can pay ourselves our fee, we must first pay to the Authority a minimum return of approximately $517,000 per month. These minimum priority payments are to be charged against the Authority's distribution of net revenues and, when there is insufficient net revenue in a given month to pay the minimum return, we are obligated to advance the funds necessary to compensate for the deficiency, with the Authority reimbursing us in the next succeeding month or months. The minimum return is required to be paid to the Authority every month gaming is conducted, including on a pro rata basis during those months when gaming is conducted only for part of a month. While the terms of the proposed Gaming Facility Management Agreement provide us with wide discretion as to the day-to-day management of the gaming facilities, all major decisions or expenditures must first be approved by a management business board to be comprised of four persons, two of whom are to be appointed by the Authority and the other two of whom are to be appointed by us. In carrying out our duties as manager of the gaming facility, we are required to provide the St. Regis Mohawk Tribe and other recognized Indian tribes with certain preferences including giving preference in recruiting, training and employment first to qualified members of the St. Regis Mohawk Tribe, and secondly to other qualified Indians and the local community, providing training programs for members of the St. Regis Mohawk Tribe; and in entering into contracts for the supply of goods and services for the gaming enterprise, giving preference first to qualified members of the St. Regis Mohawk Tribe, and qualified business entities certified by the Authority or the St. Regis Mohawk Tribe as being controlled by members of the St. Regis Mohawk Tribe, and second to other qualified Indians and qualified business entities certified by the Authority to be controlled by Indians and to the local community. We also entered into a gaming facility development and construction agreement with the Authority and the St. Regis Mohawk Tribe (the "Gaming Facility Development and Construction Agreement"), pursuant to which we were granted the exclusive right to design, engineer, construct, furnish and develop a Class III Indian casino resort with the St. Regis Mohawk Tribe, and we agreed to help arrange financing of the project. In exchange for these services, the Authority agreed to pay us a development fee equal to 5% of the first $505 million of the project's construction costs, not to exceed $15 million, payable monthly as the project costs are incurred. However, the Authority is entitled to retain 10% of such development fees until the project is 50% completed and then 5% until the project is completed. On the completion date, the Authority is required to pay us these retained fees. Similar to the Gaming Facility Management Agreement, in the execution of our duties under the Gaming Facility Development and Construction Agreement, we must first seek approval from a development business board before any major decisions or material expenditures are made. The development business board shall be comprised of four persons, two of whom are to be appointed by the Authority and the other two of whom are to be appointed by us. Finally, similar to the covenants of the Gaming Facility Management Agreement, the Gaming Facility Development and Construction Agreement provides that any general contractor hired by Monticello Raceway Development shall use its reasonable best efforts to give, and to cause subcontractors to give, a hiring preference to qualified members of the St. Regis Mohawk Tribe. 5
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COMPETITIVE ADVANTAGES We believe that if we are able to develop gaming operations in the Catskills region in the State of New York, they will be successful because the Catskills area is approximately 90 miles northwest of New York City, making it a shorter trip from the nation's most populous metropolitan area than either Atlantic City or any regional Indian casino, including Foxwoods and Mohegan Sun in Connecticut. There are approximately 1.3 million adults living within 50 miles of the Catskills area. In addition, roughly 18.4 million adults live within 100 miles of the Catskills area, an area where household income averages approximately $76,000. Specifically, Monticello Raceway is directly adjacent to Highway 17, has highly visible signage and convenient access, and is less than 1,000 feet from the highway's exit. There is currently no direct competition for our VGM operations within 75 miles of Monticello Raceway. GOVERNMENT REGULATION INDIAN GAMING REGULATORY ACT. The terms and conditions of management contracts for the operation of Indian-owned casinos, and of all gaming on Indian land in the United States, are subject to the Indian Gaming Regulatory Act of 1988, as amended, which is administered by the NIGC, and also are subject to the provisions of statutes relating to contracts with Indian tribes, which are administered by the Secretary of the Interior and the BIA. More specifically, the NIGC regulates Class II gaming, reviews and approves ordinances and management contracts, conducts background investigations and approves licensing of key personnel. The Secretary of Interior has authority over Class III gaming which includes approval of compacts, per capita plans, leasing and gaming on lands acquired in trust after 1988. The regulations and guidelines under which the NIGC will administer the Indian Gaming Regulatory Act are evolving. The Indian Gaming Regulatory Act and those regulations and guidelines are subject to interpretation by the Secretary of the Interior and the NIGC and may be subject to judicial and legislative clarification or amendment. We may need to provide the BIA or the NIGC with background information on a variety of people, including each person with management responsibility for the gaming facility management agreement, our directors and the directors of our operating subsidiaries, and our ten largest stockholders. Background investigations of others may also be required. The Indian Gaming Regulatory Act of 1988, as amended, currently requires the NIGC to approve management contracts and certain collateral agreements for Indian casinos. The NIGC will review our gaming facility management contract and collateral agreements for compliance with the Indian Gaming Regulatory Act, and approve or reject the gaming facility management contract and any other of the collateral agreements constituting a management contract. The NIGC has broad discretion to approve or not approve a management contract. A management contract can be approved only after the NIGC determines that the contract provides, among other things, for: o adequate accounting procedures and verifiable financial reports, which must be furnished to the tribe; 6
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o tribal access to the daily operations of the gaming enterprise, including the right to verify daily gross revenues and income; o minimum guaranteed payments to the tribe, which must have priority over the retirement of development and construction costs; o a ceiling on the repayment of such development and construction costs; and o a contract term not exceeding five years and a management fee not exceeding 30% of profits; provided that the NIGC may approve up to a seven year term and a management fee not to exceed 40% of profits if the NIGC is satisfied that the capital investment required, the risk exposure, and the income projections for the particular gaming activity justify the larger profit allocation and longer term. The Indian Gaming Regulatory Act of 1988, as amended, established three separate classes of tribal gaming -- Class I, Class II, and Class III. Class I gaming includes all traditional or social games played by a tribe in connection with celebrations or ceremonies. Class II gaming includes games such as bingo, pull-tabs, punch boards, instant bingo and card games that are not played against the house. Class III gaming includes casino-style gaming including table games such as blackjack, craps and roulette, as well as gaming machines such as slots, video poker, lotteries, and pari-mutuel wagering. Class I gaming on Indian lands is within the exclusive jurisdiction of Indian tribes and is not subject to the Indian Gaming Regulatory Act of 1988, as amended. Class II gaming is permitted on Indian lands if: o the state in which the Indian lands lie permits such gaming for any purpose by any person, organization or entity; o the gaming is not otherwise specifically prohibited on Indian lands by federal law; o the gaming is conducted in accordance with a tribal ordinance or resolution which has been approved by the NIGC; o an Indian tribe has sole proprietary interest and responsibility for the conduct of gaming; o the primary management officials and key employees are tribally licensed; and o several other requirements are met. Class III gaming is permitted on Indian lands if the conditions applicable to Class II gaming are met and, in addition, the gaming is conducted in conformance with the terms of a tribal-state compact (a written agreement between the tribal government and the government of the state within whose boundaries the tribe's lands lie). Under the Indian Gaming Regulatory Act of 1988, regulated gaming by an Indian tribe is permitted only if the casino is located on an Indian reservation or land held by the United States in trust for the nation (or subject to similar restrictions on transfer), and only if that tribe exercises governmental powers over the casino site. That same Act, however, generally prohibits gaming on land acquired in trust after October 17, 1988. A tribe can overcome the gaming prohibition if one of the exceptions provided in Section 20 of the Indian Gaming Regulatory Act of 1988 applies. We believe that two exceptions to the general prohibition of gaming on newly acquired trust lands are available to the St. Regis Mohawk Tribe. The so-called two part determination exception permits gaming on land taken into trust after October 17, 1988 if, after consultation with the tribe and applicable state, local and other nearby tribal officials, the Secretary of the Interior determines that a gaming establishment on newly acquired land would be in the best interest of the tribe and its members, and would not be detrimental to the surrounding community, but only if the Governor of the applicable State concurs. Another exception to the general prohibition of gaming on newly acquired trust lands is the exception that allows gaming on lands taken into trust as part of a settlement of a land claim. 7
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TRIBAL-STATE COMPACTS. The Indian Gaming Regulatory Act of 1988, as amended, requires states to negotiate in good faith with Indian tribes that seek to enter into tribal-state compacts for the conduct of Class III gaming. Such tribal-state compacts may include provisions for the allocation of criminal and civil jurisdiction between the state and the Indian tribe necessary for the enforcement of such laws and regulations, taxation by the Indian tribe of gaming activities in amounts comparable to those amounts assessed by the state for comparable activities, remedies for breach of compacts, standards for the operation of gaming and maintenance of the gaming facility, including licensing and any other subjects that are directly related to the operation of gaming activities. While the terms of tribal-state compacts vary from state to state, compacts within one state tend to be substantially similar. Tribal-state compacts usually specify the types of permitted games, establish technical standards for gaming, set maximum and minimum machine payout percentages, entitle the state to inspect casinos, require background investigations and licensing of casino employees and may require the tribe to pay a portion of the state's expenses for establishing and maintaining regulatory agencies. Some tribal-state compacts are for set terms, while others are for indefinite duration. Our jointly developed Indian casino resort would therefore be subject to the requirements and restrictions contained in the compact with the State of New York. An outline of the basic terms for this compact is set forth in the proposed Tribal-State Compact between the St. Regis Mohawk Tribe and the State of New York governing Class III Gaming in Sullivan County. Pursuant to the terms of this document, the tribe would be permitted to develop a tribal casino in the Town of Thompson in Sullivan County, New York that will permit the operation of slot machines, but not VGMs, for an initial term of 14 years, with an automatic seven year renewal and shall provide the tribe, along with certain other Indian tribes, the exclusive right to operate slot machines in the counties of Bronx, Delaware, Greene, Kings, New York, Orange, Queens, Richmond, Rockland, Sullivan, Ulster and Westchester (which includes all of New York City). Under the proposed compact, the tribe is required to contribute 20% of its slot machine net revenue to the State of New York during the first two years of operation, with such contribution subsequently increasing to 25%. The St. Regis Mohawk Tribe must commence gaming operations within 24 months of receiving all requisite state and federal approvals. Finally, the tribe agreed to collect and remit to the State of New York, all state and local taxes in connection with all sales made by vendors with respect to the gaming facility of alcoholic beverages, cigarettes, tobacco products, gas and all other personal property and services sold to non members of the tribe. This compact, however, does not become effective until the enactment of federal and state legislation and tribal resolutions that formally implement its terms. There is an existing compact between the St. Regis Mohawk Tribe and the State of New York, which was amended on February 19, 2007 to incorporate terms relevant to the project at Monticello Raceway under existing legislation. This compact, however, does not become effective until the enactment of federal and state legislation and tribal resolutions that formally implement its terms. The following is a summary of certain terms of the compact between the St. Regis Mohawk Tribe and the State of New York, as amended: o The St. Regis Mohawk Tribe may establish one gaming facility within Town of Thompson in Sullivan County, New York. o The St. Regis Mohawk Tribe shall commence construction of a permanent gaming facility within 180 days of the latter of the effective date of the compact or when a qualifying parcel is acquired or accepted by the Secretary of the Interior in trust for the benefit of the St. Regis Mohawk Tribe; and commence Class III gaming activities within a permanent gaming facility on such site within 24 months of the latter of the effective date of the compact or when a qualifying parcel is acquired or accepted by the Secretary of the Interior in trust for the benefit of the St. Regis Mohawk Tribe. o The St. Regis Mohawk Tribe is specifically authorized to conduct Class III gaming including slot machines ,baccarat, bang, beat the dealer, best poker hand, blackjack, Caribbean stud poker, chuck-a-luck, craps, gaming devices, hazard, joker seven, keno, let it ride poker, minibaccarat, pai gow poker, red dog, roulette, sic bo, super pan, under and over seven, wheel games, casino war, Spanish blackjack, multiple action blackjack and three card poker. 8
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o The compact provides for a term of 14 years following the commencement of gaming activities, unless renewed or terminated as provided in the compact. The compact allows for automatic renewal unless objected to by the State of New York. Video lottery terminals are not permitted. o The St. Regis Mohawk Tribe will provide reasonable access to the Class III gaming and related facilities to labor union organizers and for union purposes and shall enter into an agreement with the New York Hotel & Motel Trades Council for the unionization of certain employees. o The St. Regis Mohawk Tribe, along with certain other Indian tribes, receives the exclusive right to operate slot machines in the counties of Bronx, Delaware, Greene, Kings, New York, Orange, Queens, Richmond, Rockland, Sullivan, Ulster and Westchester. o New York State would receive 20 percent of slot-machine revenues for the first two years after the St. Regis Mohawk Tribe's Class III casino to be located at Monticello Raceway opens, 23 percent for the next two years and 25 percent thereafter o The St. Regis Mohawk Tribe shall collect and remit to the State of New York all state and local taxes in connection with all sales made by vendors with respect to the gaming facility of alcoholic beverages, cigarettes, tobacco products, gas and all other personal property and services sold to non members of the tribe. o The St. Regis Mohawk Tribe waives any defense that it may have by virtue of sovereign immunity with respect to any action brought in United States District Court to enforce an arbitration award under the compact. o The St. Regis Mohawk Tribe and the State of New York will establish a method of non-judicial dispute resolution. The parties shall meet to negotiate in good faith any unresolved disputes which are to be settled by arbitration. The decision of the arbitrator shall be final, binding and not subject to appeal. For breaches of the compact, the arbitrator may impose as a remedy only specific performance. Either party may seek a temporary restraining order or preliminary injunction in accordance with the Indian Gaming Regulatory Act and either party may bring an action in the United States District Court of the Northern District of New York to enforce the arbitrator's decision and award. In addition to the Indian Gaming Regulatory Act of 1988, as amended, tribally-owned gaming facilities on Indian land are subject to a number of other federal statutes. The operation of gaming on Indian land is dependent upon whether the law of the state in which the casino is located permits gaming by non-Indian entities, which may change over time. COMPETITION MONTICELLO RACEWAY Generally, Monticello Raceway does not compete directly with other harness racing tracks in New York State for live racing patrons. However, Monticello Raceway does face intense competition for off-track wagering at numerous gaming sites within the State of New York and the surrounding region. The inability to provide larger purses for the races at Monticello Raceway has been a significant limitation on its ability to compete for off-track wagering revenues. MONTICELLO GAMING AND RACEWAY The primary competition for Monticello Gaming and Raceway is expected to be from two racetracks located within the New York City metropolitan area, Yonkers Raceway and Aqueduct Raceway. Yonkers Raceway re-opened during the fourth quarter of 2006. It appears that the VGM facility at Aqueduct Raceway will not be opened until at least late 2007. In addition, proposals have been made for the implementation of a similar program in New Jersey, which would include a facility at the Meadowlands Racetrack. 9
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In July 2004, Pennsylvania enacted a law legalizing the operation of up to 61,000 slot machines at 14 locations throughout the state. The holders of horse racing licenses in Pennsylvania may apply for 7 of the 14 licenses to operate slot machines at their racetracks while the other 7 locations have yet to be identified. On January 25, 2005, the Mohegan Tribal Gaming Authority acquired Pocono Downs Racetrack and five off-track wagering operations. Pocono Downs Racetrack opened in January 2007 with approximately 3,000 machines. Pocono Downs Racetrack is located in Wilkes-Barre, Pennsylvania, approximately 75 miles southwest of Monticello. COMPETING CASINOS AND PROPOSED CASINO PROJECTS The Stockbridge Munsee Band of Mohicans, currently located in Wisconsin, asserting aboriginal roots in New York State, has applied for approval to develop an Indian casino in the Catskills region of the State of New York. Their partner, Trading Cove Associates, Inc., developers of the successful Mohegan Sun casino in Connecticut, has purchased an option on 300 acres as a potential site on which to build a $600 million hotel and casino on a site approximately 5 miles east of Monticello Raceway. In November of 2004, a number of other Indian tribes entered into agreements with the State of New York with respect to land claims against the State. As in the case of the St. Regis Mohawk Tribe, these agreements also require state and federal legislation to be enacted in order to implement their provisions. In November 2004, the Stockbridge Munsee Band of Mohicans entered into an Agreement of Settlement and Compromise to resolve certain land claims against the State of New York. In return, the State of New York agreed to negotiate and enter into a mutually satisfactory gaming compact (subject to the review and approval of the Secretary of Interior of the United States) that will authorize the Stockbridge Munsee Band of Mohicans to operate a Class III gaming facility in the Catskills region of the State of New York and to fully support all regulatory approvals required for such facility. Such parcel of land will be Indian Country under 18 U.S.C. ss.1151. In November 2004, the Wisconsin Oneidas entered into an Agreement of Settlement and Compromise to resolve certain land claims against the State of New York. In return, the State of New York agreed to negotiate and enter into a mutually satisfactory gaming compact (subject to the review and approval of the Secretary of Interior of the United States) that will authorize the Wisconsin Oneidas to operate a Class III gaming facility in the Catskills region of the State of New York and to fully support all regulatory approvals required for such facility. It is unlikely, however, that the development of these other casinos in the Catskills region of the State of New York will be able to occur in the near future. The legislation introduced in 2005 to implement these proposed settlements was not enacted by the New York State Legislature. Other New York based federally recognized Indian tribes or tribes with historical ties to New York have expressed interest in operating casinos in the Catskills region of the State of New York, but none has submitted applications to the BIA for such purpose. Two of these, the Oneida Nation of New York and the Seneca Nation, have already been active in the development of casinos in Western New York. In July 1993, the Oneida Nation of New York opened "Turning Stone," a casino featuring 24-hour table gaming and electronic gaming machines with approximately 90,000 square feet of gaming space, near Syracuse, New York. In October 1997, the facility expanded to include a hotel, expanded gaming facilities, a golf course and a convention center. Turning Stone is completing an additional expansion consisting of 50,000 square feet of gaming space, additional hotel rooms, additional golf courses and a water park. The Seneca Nation completed its negotiations with New York State and, on January 1, 2003, opened a casino in Niagara Falls, New York. The casino offers full Las Vegas style gambling with slot machines and table games. Although the Oneida Nation and the Seneca Nation have expressed interest in operating a casino in the Catskills region of the State of New York and have been engaged in preliminary development work, neither has publicly identified a site, submitted federal applications or entered into a settlement agreement with the State of New York. In February 1992, the Mashantucket Pequot Nation opened Foxwoods Resorts Casino, a casino hotel facility in Ledyard, Connecticut (located in the far eastern portion of such state), an approximately two and one-half hour drive from New York City and an approximately two and one-half hour drive from Boston, Massachusetts, which currently offers 24-hour gaming and contains approximately 7,400 slot machines, 380 table games and over 1,400 rooms and suites, 26 restaurants, 19 retail stores, entertainment and a year-round golf course. Also, a high-speed ferry operates seasonally between New York City and Foxwoods Resort and Casino. The Mashantucket Pequot Nation has also announced plans for a 10
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high-speed train linking Foxwoods Resort and Casino to the interstate highway and an airport outside Providence, Rhode Island. In December 2006, the Mashantucket Pequot Nation announced that they had signed agreements with a major casino company, MGM Mirage, to collaborate on a major destination hotel/casino resort adjacent to the existing Foxwoods facility and other development activities. The new facility will be known as the "MGM Grand at Foxwoods" and is expected to open in Spring 2008 and will operate subject to a long term licensing agreement. In October 1996, the Mohegan Nation opened the Mohegan Sun casino in Uncasville, Connecticut, located 10 miles from Foxwoods Resort and Casino. The Mohegan Sun casino has approximately 6,400 slot machines and 300 table games, off-track betting, bingo, 30 food and beverage outlets, and retail stores and completed the first phase of an expansion project that included a 115,000 square foot casino, a 10,000 seat arena, 40 retail shops, dining venues and two additional parking garages, accommodating up to 5,000 cars, in September 2001. The second phase included a 1,200 hotel guest room 34 story tower with convention facilities and a spa and opened in the summer of 2002. A number of groups are seeking to become federally-recognized Indian tribes in order operate casinos near the New York metropolitan area. There have been periodic proposals for locating an Indian casino in the City of Bridgeport, Connecticut. Should a federally-recognized tribe be successful in doing so, it would have an economic impact on any casinos in the Catskills region of the State of New York since Bridgeport is close to a large portion of the New York metropolitan area. In addition, the Shinnecock Indian Nation, a state-recognized Indian tribe, is attempting to construct a casino in Southampton, New York. The Shinnecocks take the position that because they are state-recognized, but not federally recognized, they have the right to engage in gaming free of state regulation and without the restrictions imposed by the Indian Gaming Regulatory Act (including the need for a gaming compact). The Shinnecocks broke ground on their casino on June 30, 2003, but the State of New York brought suit against the Shinnecocks, and a federal district court enjoined the Shinnecocks from moving ahead with their casino because they are not a federally recognized tribe. The court initially stayed the case for 18 months so that a decision on the Shinnecocks' request for federal recognition could be made, but later determined that the request could take the federal government several years to process, and agreed to move toward trial on the issue of whether the Shinnecocks, as a state-recognized tribe, are immune from the state's lawsuit. No trial date has been scheduled, but if the court determines that the Shinnecocks are immune from the suit, the injunction may be lifted and the Shinnecocks may move ahead with their casino in Southampton. Should the Shinnecocks operate a gaming facility in Southampton, New York, which is approximately 90 miles from New York City, it is expected to have some level of economic impact on any casino in the Catskills region of the State of New York. In Atlantic City there are currently more than 10 casino hotels. Moreover, substantial new expansion and development activity has recently been completed, is under construction, or has been announced in Atlantic City, including the summer of 2003 opening of the Borgata Casino developed by MGM Mirage and Boyd Gaming and the expansions at Harrah's, Tropicana and Showboat. Legislation permitting other forms of casino gaming is proposed, from time to time, in various states, including those bordering the State of New York. Six states have legalized riverboat gambling while others are considering its approval. Several states are also considering, or have approved, large-scale land-based VGM operations based at their state's racetracks. The business and operations of Monticello Raceway could be adversely affected by such competition, particularly if casino and/or video gaming is permitted in jurisdictions close to New York City. Currently, casino gaming, other than Indian gaming, is not allowed in New York, Connecticut or in areas of New Jersey outside of Atlantic City. However, proposals were introduced to expand legalized gaming in each of those locations and in Pennsylvania. EMPLOYEES As of March 8, 2007, we and our subsidiaries employed approximately 370 people. 11
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ITEM 1A. RISK FACTORS. RISKS RELATED TO OUR BUSINESS IF REVENUES AND OPERATING INCOME FROM OUR VGMS AT MONTICELLO RACEWAY DO NOT INCREASE OR IF WE ARE UNABLE TO DEVELOPA SUCCESSFUL INDIAN CASINO, IT COULD ADVERSELY AFFECT OUR ABILITY TO SERVICE OUR OUTSTANDING DEBT. Our ability to service our senior secured convertible notes or loans under our credit facility with Bank of Scotland will depend upon the success of our VGM facility, our ability to successfully develop and manage an Indian casino for the St. Regis Mohawk Tribe and our ability to attract sufficient attendance. There can be no assurance that VGMs will draw sufficiently large crowds to Monticello Raceway to increase local wagering to the point that we will realize a profit. The operations and placement of our VGMs, including the layout and distribution, are under the jurisdiction of the New York State Lottery and the program contemplates that a significant share of the responsibility for marketing the program will be borne by the New York State Lottery. The New York State Lottery may make decisions that we feel are not in our best interest and, as a consequence, the profitability of our VGM operations may not reach the levels that we believe to be feasible or may be slower than expected in reaching those levels. Until recently, our VGM operations were losing money, as we are only permitted to retain 32% of the first $50 million of our VGM revenue, 29% of the next $100 million of our VGM revenue and 26% our VGM gross revenue in excess of $150 million. Moreover, the legislation authorizing the implementation of VGMs at Monticello Raceway expires in 2013, prior to the stated maturity of our senior secured notes, and no assurance can be given that the authorizing legislation will be extended beyond this period. Similarly, the development of our proposed Indian casino is subject to many regulatory, competitive, economic and business risks beyond our control, and there can be no assurance that it will be developed in a timely manner, or at all. Any failure in this regard could have a material adverse impact on our operations and our ability to service our debt obligations. AS A HOLDING COMPANY, WE ARE DEPENDENT ON THE OPERATIONS OF OUR SUBSIDIARIES TO PAY DIVIDENDS OR MAKE DISTRIBUTIONS IN ORDER TO GENERATE INTERNAL CASH FLOW. We are a holding company with no revenue generating operations. Consequently, our ability to meet our working capital requirements, to service our debt obligations (including under our senior secured notes or the Bank of Scotland credit facility), depends on the earnings and the distribution of funds from our subsidiaries. There can be no assurance that these subsidiaries will generate enough revenue to make cash distributions in an amount necessary for us to satisfy our working capital requirements or our obligations under our senior secured notes or the Bank of Scotland credit facility. In addition, these subsidiaries may enter into contracts that limit or prohibit their ability to pay dividends or make distributions. Should our subsidiaries be unable to pay dividends or make distributions, our ability to meet our ongoing obligations would be jeopardized. Specifically, without the payment of dividends or the making of distributions, we would be unable to pay our employees, accounting professionals or legal professionals, all of whom we rely on to manage our operations, ensure regulatory compliance and sustain our public company status. CHANGES IN THE LAWS, REGULATIONS, AND ORDINANCES (INCLUDING TRIBAL AND/OR LOCAL LAWS) TO WHICH THE GAMING INDUSTRY IS SUBJECT, AND THE APPLICATION OF EXISTING LAWS AND REGULATIONS, OR OUR INABILITY OR THE INABILITY OF OUR KEY PERSONNEL, SIGNIFICANT STOCKHOLDERS, OR JOINT VENTURE PARTNERS TO OBTAIN OR RETAIN REQUIRED GAMING REGULATORY LICENSES, COULD PREVENT THE COMPLETION OF OUR CURRENT CASINO DEVELOPMENT PROJECTS, PREVENT US FROM PURSUING FUTURE DEVELOPMENT PROJECTS, FORCE US TO DIVEST THE HOLDINGS OF A STOCKHOLDER FOUND UNSUITABLE BY ANY FEDERAL, STATE, REGIONAL OR TRIBAL GOVERNMENTAL BODY OR OTHERWISE ADVERSELY IMPACT OUR RESULTS OF OPERATION. The ownership, management and operation of gaming facilities are and will be subject to extensive federal, state, provincial, tribal and/or local laws, regulations and ordinances that are administered by the relevant regulatory agency or agencies in each jurisdiction. These laws, regulations and ordinances vary from jurisdiction to jurisdiction, but generally concern the responsibilities, financial stability and character of the owners and managers of gaming operations as well as persons financially interested or involved in gaming operations, and often require such parties to obtain certain licenses, permits and approvals. These laws, regulations and ordinances may also affect the operations of our gaming facilities or our plans in pursuing future projects. 12
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Licenses that we and our officers, directors and principal stockholders are subject to generally expire after a relatively short period of time and thus require frequent renewals and reevaluations. Obtaining these licenses in the first place, and for purposes of renewals, normally involves receiving a subjective determination of "suitability." A finding of unsuitability could lead to a material loss of investment by either us or our stockholders, as it would require divestiture of one's direct or indirect interest in a gaming operator that conducts business in the licensing jurisdiction making the determination of unsuitability. Consequently, should we or any stockholder ever be found to be unsuitable by the federal government, the State of New York or the St. Regis Mohawk Tribe, to own a direct or indirect interest in a company with gaming operations, we or such stockholder, as the case may be, could be forced to liquidate all interests in that entity. Should either we or such stockholder be forced to liquidate these interests within a relatively short period of time, we or such stockholder would likely be forced to sell at a discount, causing a material loss of investment value. During 2002, certain affiliates of Bryanston Group, Inc. ("Bryanston Group"), our former largest stockholder, and six of our former officers and directors were indicted for various counts of tax and bank fraud. On September 5, 2003, one of these former directors pleaded guilty to felony tax fraud, and on February 4, 2004, four additional former officers and directors were convicted of tax and bank fraud. None of the acts these individuals were charged with or convicted of relate to their former positions with or ownership interests in us and their remaining interests do not provide them with any significant control in the management of the Company. However, there can be no assurance that none of the various governmental agencies that now, or in the future may, regulate and license our gaming related activities will factor in these indictments or criminal acts in evaluating our suitability. Should a regulatory agency fail to acknowledge that these indictments and convictions do not bear on our suitability, we could lose our gaming licenses or be forced to liquidate certain or all of our gaming interests. We received a letter from the New York State Racing and Wagering Board on January 16, 2006, requesting information about our plans to divest Bryanston Group and its affiliates of their remaining interests in us. We have advised the New York State Racing and Wagering Board that approximately one-half of the ownership of Bryanston has been forfeited to the United States as a result of the convictions referred to above. According to the terms of our Series E preferred stock, we have the option to redeem these shares at a price of $10 per share plus all accrued and unpaid dividends. The cost of redeeming these shares, as of December 31, 2006, was approximately $22.9 million. We may not be able to obtain sufficient financing in amounts or on terms that are acceptable to us in order to redeem all of these shares, should this be required. THE GAMING INDUSTRY IN THE NORTHEASTERN UNITED STATES IS HIGHLY COMPETITIVE, WITH MANY OF OUR COMPETITORS BETTER KNOWN AND BETTER FINANCED THAN US. The gaming industry in the northeastern United States is highly competitive and increasingly run by multinational corporations or Indian tribes that enjoy widespread name recognition, established brand loyalty, decades of casino operation experience and a diverse portfolio of gaming assets. Atlantic City, the second most popular gaming destination in the United States, with more than 10 full service hotel casinos, is approximately a two hour drive from New York City, the highly popular Foxwoods Resort and Casino and the Mohegan Sun casino are each only two and a half hour drives from New York City. Harrah's Entertainment, Inc., a large gaming company, Trading Cove Associates, Inc., the developers of the Mohegan Sun casino, and the Wisconsin Oneidas are each planning to develop Indian casinos on properties that are near Monticello Raceway. Additionally, on July 4, 2004, the State of Pennsylvania enacted a law allowing for the operation of up to 61,000 slot machines at 14 locations. Pursuant to this new law, slot machine facilities could be developed within 30 miles of Monticello Raceway that would compete directly with our VGMs. One such development, the Mohegan Sun at Pocono Downs, opened in January, 2007 in Wilkes-Barre, Pennsylvania, approximately 75 miles southwest of Monticello. Moreover, a number of well financed Indian tribes and gaming entrepreneurs are presently seeking to develop casinos in New York and Connecticut in areas that are 90 miles from New York City such as Bridgeport, Connecticut and Southampton, New York. In contrast, we have limited financial resources and currently operate only a harness horse racing facility and VGMs in Monticello, New York, which is approximately a one and a half hour drive from New York City. No assurance can be given that we will be able to compete successfully with the established Atlantic City casinos, existing and proposed regional Indian casinos, slot machine facilities in Pennsylvania or the casinos proposed to be developed by Harrah's Entertainment, Inc., Trading Cove Associates, Inc. and the Wisconsin Oneidas in the Catskills region of the State of New York for gaming customers. 13
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BECAUSE OF THE UNIQUE STATUS OF INDIAN TRIBES, GENERALLY, OUR ABILITY TO SUCCESSFULLY DEVELOP AND MANAGE OUR PROPOSED INDIAN CASINO WILL BE SUBJECT TO UNIQUE RISKS. We have limited experience in managing or developing Indian casinos, which presents unique challenges. Indian tribes are sovereign nations and possess the inherent power to adopt laws and regulate matters within their jurisdiction. For example, tribes are generally immune from suit and other legal processes unless they waive such immunity. Gaming at a casino developed with the St. Regis Mohawk Tribe will be operated on behalf of such tribe's government, and that government is subject to changes in leadership or governmental policies, varying political interests, and pressures from the tribe's individual members, any of which may conflict with our interests. Thus, disputes between ourselves and the St. Regis Mohawk Tribe may arise. With respect to disputes concerning our existing gaming facility management agreement and development agreement with the St. Regis Mohawk Tribe, the St. Regis Mohawk Tribe has waived its sovereign immunity, although if for any reason that waiver should be ineffective, we might be unable to enforce our rights under such agreement. Also, it is possible that we might be required to seek enforcement of our rights in a court or other dispute resolution forum of the St. Regis Mohawk Tribe, instead of state or federal courts or arbitration. As discussed below, until the gaming facility management agreement has been approved by the NIGC and by the St. Regis Mohawk Tribe, the operative provisions of that agreement will not be valid or binding on the applicable tribe, and under relevant federal court precedent, it is likely that some or all of our other agreements with such tribe will also be inoperative until such gaming facility management agreement has been approved by the NIGC. Indian gaming is also governed by unique laws, regulations and requirements arising from the Indian Gaming Regulatory Act of 1988, as amended, any applicable Class III gaming compact, and gaming laws of the applicable Indian tribe, and certain federal Indian law statutes or judicial principles. A number of examples exist where Indian tribes have been successful in obtaining determinations that management-related contracts (including development or consulting contracts) were void as a result of the application of the unique provisions of these laws. For all of the foregoing and other reasons, we may encounter difficulties in successfully developing and managing an Indian casino with the St. Regis Mohawk Tribe. Several companies with gaming experience that have tried to become involved in the management and/or development of Indian casinos have been unsuccessful. Due to our management's limited Indian gaming experience, no assurance can be given that we will be able to avoid the pitfalls that have befallen other companies in their efforts to develop successful Indian gaming operations. GAMING IS A HIGHLY REGULATED INDUSTRY AND CHANGES IN THE LAW COULD HAVE A MATERIAL ADVERSE EFFECT ON US AND OUR ABILITY TO CONDUCT GAMING, AND THUS ON OUR ABILITY TO MEET OUR DEBT SERVICE OBLIGATIONS. Indian casinos in New York are regulated extensively by federal, state and tribal regulatory bodies, including the NIGC and agencies of the State of New York. As is the case with any casino, changes in applicable laws and regulations could limit or materially affect the types of gaming that may be conducted, or services provided, by our planned casino and the revenues realized from it. Currently, the operation of all gaming on Indian lands is subject to the Indian Gaming Regulatory Act. Over the past several years, legislation has been introduced in the United States Congress with the intent of addressing a variety of perceived problems with the Indian Gaming Regulatory Act. Specifically, legislation has been proposed which would have the effect of prohibiting the operation of particular classes of gaming on parcels of land, such as ours, that are not located on existing Indian reservations. While none of the substantive proposed amendments to the Indian Gaming Regulatory Act have been enacted, we cannot predict future legislative acts. In the event that Congress passes prohibitory legislation, and if such legislation is sustained in the courts, we may be unable to move forward in developing our planned Indian casino and our ability to meet our debt service obligations would be materially and adversely affected. In addition, under federal law, gaming on Indian land is dependent on the permissibility under state law of specific forms of gaming or similar activities. If the State of New York were to make various forms of gaming illegal or against public policy, such action may have an adverse effect on our ability to develop Indian gaming operations in the Catskills region of the State of New York. A TRANSFER OF A PROPOSED CASINO SITE TO THE UNITED STATES, TO BE HELD IN TRUST FOR THE BENEFIT OF THE ST. REGIS MOHAWK TRIBE MIGHT NOT OCCUR OR MAY BE DELAYED FOR A SUBSTANTIAL PERIOD OF TIME; AND UNTIL SUCH A TRANSFER OCCURS, IT WILL NOT BE POSSIBLE FOR THE ST. REGIS MOHAWK TRIBE TO OPERATE A CASINO IN THE CATSKILLS REGION OF THE STATE OF NEW YORK FOR US TO MANAGE. 14
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Under the Indian Gaming Regulatory Act of 1988, as amended, the St. Regis Mohawk Tribe will be able to operate a casino in the Catskills region of the State of New York only if the casino is located on land held by the United States in trust for the tribe (or subject to similar restrictions on transfer), and only if such tribe exercises governmental powers over the casino site. That same Act, however, generally prohibits Indian casinos on land transferred into trust after October 17, 1988, subject to certain exceptions, one of which is being pursued by the St. Regis Mohawk Tribe, without any assurance that it will be obtained. The exception being pursued by the St. Regis Mohawk Tribe permits land to be transferred after October 17, 1988, if, after consultation with the tribe and applicable state, local and other nearby tribal officials, the Secretary of the Interior (who acts through the Bureau of Indian Affairs (the "BIA")) determines that a gaming establishment on the land proposed for transfer would be in the best interest of the tribe and its members, and would not be detrimental to the surrounding community, and the Governor of the applicable State concurs in such determination. To date, the instances are very limited where this exception has been successful for off-reservation land, particularly in circumstances where the land to be placed in trust is located a substantial distance from the ancestral lands or reservation of a tribe. While the St. Regis Mohawk Tribe has certain ancestral ties to the Catskills region of New York, the region is a substantial distance from land recognized to be a part of the Tribe's current reservation. Nevertheless, we were advised that on December 21, 2006 the St. Regis Mohawk Tribe received a letter from the Secretary of the Interior stating that the St. Regis Mohawk Tribe's Final Environmental Assessment had been deemed sufficient, that an Environmental Impact Study would not be required, and that a FONSI related to the proposed federal action approving the request of the St. Regis Mohawk Tribe to take 29.31 acres into trust for the purpose of building a Class III gaming facility to be located at Monticello Raceway, in accordance with the Indian Gaming Regulatory Act of 1988 had been issued. On February 19, 2007, New York Governor Eliot Spitzer issued his concurrence with this determination by the Secretary of the Interior and signed the amendment to the Class III gaming compact between the St. Regis Mohawk Tribe and the State of New York. Such amendment to the gaming compact between the St. Regis Mohawk Tribe and New York State effecting the Land-to-Trust Transfer must be reviewed and approved by the BIA and the BIA must take the necessary administrative action to effect the Land-to-Trust Transfer. No assurance can be given that the BIA will provide such approval or take the necessary administrative action to effect the Land-to Trust Transfer. IF OUR GAMING FACILITY MANAGEMENT AGREEMENT IS NOT APPROVED BY THE NIGC, WE WILL NOT BE ABLE TO EXECUTE OUR CURRENT BUSINESS PLAN OF DEVELOPING AND MANAGING AN INDIAN CASINO. Our agreement with the St. Regis Mohawk Tribe will not be effective to allow us to commence the development or management of a gaming facility until our management agreement is first approved by the NIGC, and that approval might not be obtained or might be obtained only after we agree to modify terms that either reduce our revenues under the agreement or otherwise adversely affect us. No management contract for tribally operated Class II or Class III gaming is valid until approved by the NIGC, and under current case law in New York, provisions of any agreement collateral to a management contract, such as our development agreement, are likewise not valid until the management agreement is so approved. The NIGC has broad discretion to approve or reject proposed management contracts, and by law the NIGC can approve management fees exceeding 30% of related net gaming revenues only if the Chairman of the NIGC is satisfied that the capital investment required, and income projections, require the additional fee. The St. Regis Mohawk Tribe has agreed to pay us a 30% management fee, as well as other compensation under the development agreement. Our gaming facility management agreement with the St. Regis Mohawk Tribe had been under review with the NIGC for approximately 3 1/2 years when, in 2000, the St. Regis Mohawk Tribe renounced their agreements with us and entered into an agreement with Park Place Entertainment Corporation (now Harrah's Entertainment, Inc.). Consequently, our request for review by the NIGC of the gaming facility management agreement was subsequently withdrawn. On August 1, 2005, we entered into a letter agreement with the St. Regis Mohawk Tribe pursuant to which, among other items, both parties re-affirmed their prior contracts. In March 2006, we re-submitted a gaming facility management agreement to the NIGC, which contained revisions to address certain comments made by the NIGC in their prior reviews. No assurance can be given that the NIGC will approve the gaming facility management agreement, as amended, or that further modifications to such agreement will not be required prior to the NIGC granting approval. Such modifications could include a material reduction in the management fees or other compensation we have negotiated with the St. Regis Mohawk Tribe. As amended, and approved by the NIGC, the gaming facility management agreement will require formal approval by the St. Regis Mohawk Tribe before such agreement becomes 15
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effective. We cannot guarantee that the St. Regis Mohawk Tribe will approve the amended gaming facility management agreement in order to obtain approval from the NIGC. A CLASS III GAMING COMPACT BETWEEN THE STATE OF NEW YORK AND THE ST. REGIS MOHAWK TRIBE MUST BE NEGOTIATED AND BECOME EFFECTIVE BEFORE SUCH TRIBE CAN OPERATE A CASINO FOR US TO MANAGE. The St. Regis Mohawk Tribe can not lawfully engage in Class III gaming in the Catskills region of the State of New York unless such tribe and the Governor for the State of New York enter into a Class III gaming compact for such gaming that is approved or deemed approved by the Secretary of the Interior. Although courts have invalidated two other Class III gaming compacts between New York tribes and the State of New York due to lack of legislative authority, the Governor has received requisite legislative authorization to enter into a Class III gaming compact with the St. Regis Mohawk Tribe in the Catskills region of the State of New York. Such gaming compacts will not be entered into until the appropriate land has been taken into trust by the United States for the benefit of such tribe. On February 19, 2007, the St. Regis Mohawk Tribe and the State of New York entered into an amendment to their compact for Class III gaming, pursuant to which, among other things, New York State would receive 20 percent of slot-machine revenues for the first two years after the Tribe's Class III casino to be located at Monticello Raceway opens, 23 percent for the next two years and 25 percent thereafter. Pursuant to the Indian Gaming Regulatory Act of 1988, the compact for Class III gaming entered into by the State of New York and the St. Regis Mohawk Tribe does not become effective until an approval of the compact by the Secretary of the Interior has been published in the Federal Register. Additionally, the compact could become effective, but only to the extent it is consistent with the Indian Gaming Regulatory Act of 1988, upon publication of a notice in the Federal Register that forty-five days have elapsed after the compact was submitted for approval to the Secretary of the Interior and the Secretary of the Interior neither approved nor disapproved the compact. No assurance can be given that the Secretary of the Interior will approve the terms of any compact agreed to by the St. Regis Mohawk Tribe and the State of New York. In particular, the existence of revenue sharing provisions in a compact by which a state receives a share of tribal gaming revenues has provided a basis for the Secretary of the Interior to disapprove a compact. The Indian Gaming Regulatory Act of 1988 generally prohibits a state from imposing a tax on tribes for the privilege of conducting gaming in the state. The Seneca Nation-State of New York gaming compact that governs the Seneca Niagara Falls Casino, for example, was neither approved nor disapproved within the required 45-day period, and therefore became effective upon publication of a notice in the Federal Register. In the letter to the Seneca Nation and the Governor of New York, the Secretary of the Interior stated that the State of New York's right to receive up to 25% of gross gaming revenues was primarily based on the State of New York's grant of an extensive area in which the Seneca Nation would have broad exclusive gaming rights. If the Secretary of the Interior disapproves any agreed upon compact, the compact will not become effective and the St. Regis Mohawk Tribe will not be able to conduct gaming under its terms. Since 2003, a bill has been pending in Congress that would limit a State's right to share in a tribe's gaming revenues unless the State provided the tribe a "substantial economic benefit." We cannot predict if this or other legislation will be enacted or, if enacted, would prevent a gaming compact between the St. Regis Mohawk Tribe and the State of New York. WE MAY REQUIRE ADDITIONAL FINANCING IN ORDER TO DEVELOP OUR PROPOSED INDIAN CASINO AND WE MAY BE UNABLE TO MEET OUR FUTURE CAPITAL REQUIREMENTS AND EXECUTE OUR BUSINESS STRATEGY. Because we may not be able to continue to generate sufficient cash to fund our operations, we may be forced to rely on external financing to develop our Indian casino project and to meet future capital and operating requirements. Any projections of future cash needs and cash flows are subject to substantial uncertainty. Our capital requirements depend upon several factors, including the rate of market acceptance, our ability to expand our customer base and increase revenues, our level of expenditures for marketing and sales, purchases of equipment, revenues and other factors. If our capital requirements vary materially from those currently planned, we may require additional financing sooner than anticipated. We can make no assurance that financing will be available in amounts or on terms acceptable to us or within the limitations contained in our credit facility with Bank of Scotland or the indenture governing our senior secured convertible notes, if at all. Further, if we issue equity securities, stockholders may experience additional dilution or the new equity securities may have rights, preferences or privileges senior to those of existing holders of common stock, and debt financing, if available, may involve restrictive covenants which could restrict our operations or finances. If we cannot raise funds, if needed, on acceptable terms, we may be required to delay, scale back or eliminate some of our expansion and development goals related to 16
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the casino projects and we may not be able to continue our operations, grow market share, take advantage of future opportunities or respond to competitive pressures or unanticipated requirements which could negatively impact our business, operating results and financial condition. In addition, the construction of the Indian casino project may depend upon the ability of the St. Regis Mohawk Tribe to obtain financing for the project. In order to assist the St. Regis Mohawk Tribe to obtain any such financing, we, or one of our subsidiaries, may be required to guarantee the St. Regis Mohawk Tribe's debt obligations. Any guarantees by us or one of our subsidiaries or similar off-balance sheet liabilities, if any, will increase our potential exposure in the event of a default by the St. Regis Mohawk Tribe. OUR MANAGEMENT REVENUES FROM OUR PROPOSED INDIAN CASINO MAY BE ADVERSELY AFFECTED BY MATTERS ADVERSE TO THE ST. REGIS MOHAWK TRIBE THAT ARE UNRELATED TO US. When constructed, our proposed Indian casino site will be either owned by the St. Regis Mohawk Tribe, or held by the United States in trust for the benefit of the St. Regis Mohawk Tribe. We and our subsidiaries will derive revenues from the site based on our management and development contracts. If the St. Regis Mohawk Tribe does not adequately shield its gaming operations at the site from obligations arising from its other non-gaming operations, and the St. Regis Mohawk Tribe suffers a material adverse event such as insolvency, a default or civil damages in a matter in which it did not have sovereign immunity, creditors could attempt to seize some or all of the personal property or profits from the St. Regis Mohawk Tribe's gaming operations or move to have a receiver or trustee appointed. Such a result could lead to the voidance or indirect modification by a court of our subsidiaries' management and development contracts with the St. Regis Mohawk Tribe, leading to a material adverse affect on our operations. We may be required by lenders who finance the casino to subordinate all or part of our management fees to the prior payment in full of their financing. In addition, if creditors were to seize any or all of the St. Regis Mohawk Tribe's revenues from gaming operations, our subsidiaries' management and development agreements with the St. Regis Mohawk Tribe would be rendered worthless, as the ability to conduct casino style gambling on that property may no longer be permissible. THE CONTINUING DECLINE IN THE POPULARITY OF HORSE RACING AND INCREASING COMPETITION IN SIMULCASTING COULD ADVERSELY IMPACT THE BUSINESS OF MONTICELLO RACEWAY. Since the mid-1980s, there has been a general decline in the number of people attending and wagering at live horse races at North American racetracks due to a number of factors, including increased competition from other forms of gaming, unwillingness of customers to travel a significant distance to racetracks and the increasing availability of off-track wagering. The declining attendance at live horse racing events has prompted racetracks to rely increasingly on revenues from inter-track, off-track and account wagering markets. The industry-wide focus on inter-track, off-track and account wagering markets has increased competition among racetracks for outlets to simulcast their live races. A continued decrease in attendance at live events and in on-track wagering, as well as increased competition in the inter-track, off-track and account wagering markets, could lead to a decrease in the amount wagered at Monticello Raceway. Our business plan anticipates the possibility of Monticello Raceway attracting new customers to its racetrack wagering operations through VGM operations and potential casino development in order to offset the general decline in raceway attendance. However, even if the numerous arrangements, approvals and legislative changes necessary for casino development occur, Monticello Raceway may not be able to maintain profitable operations. Public tastes are unpredictable and subject to change. Any decline in interest in horse racing or any change in public tastes may adversely affect Monticello Raceway's revenues and, therefore, limit its ability to make a positive contribution to our results. WE DEPEND ON OUR KEY PERSONNEL AND THE LOSS OF THEIR SERVICES WOULD ADVERSELY AFFECT OUR OPERATIONS. If we are unable to maintain our key personnel and attract new employees with high levels of expertise in those gaming areas in which we propose to engage, without unreasonably increasing our labor costs, the execution of our business strategy may be hindered and our growth limited. We believe that our success is largely dependent on the continued employment of our senior management and the hiring of strategic key personnel at reasonable costs. If any of our current senior managers were unable or unwilling to continue in his or her present position, or we were unable to attract a sufficient number of qualified employees at reasonable rates, our business, results of operations and financial condition will be materially adversely affected. 17
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SUBSTANTIAL LEVERAGE AND DEBT SERVICE OBLIGATIONS MAY ADVERSELY AFFECT OUR CASH FLOW, FINANCIAL CONDITION AND RESULTS OF OPERATIONS. As a result of the issuance of our senior secured notes, our debt service obligations increased substantially. There is the possibility that we may be unable to generate cash sufficient to pay the principal or interest on and other amounts due in respect of our indebtedness when due. We may also incur substantial additional indebtedness in the future. Our level of indebtedness will have several important effects on our future operations, including, without limitation: o a portion of our cash flow from operations will be dedicated to the payment of any interest or principal required with respect to outstanding indebtedness; o increases in our outstanding indebtedness and leverage will increase our vulnerability to adverse changes in general economic and industry conditions, as well as to competitive pressure; and o depending on the levels of our outstanding indebtedness, our ability to obtain additional financing for working capital, general corporate and other purposes may be limited. Our ability to make payments of principal and interest on our indebtedness depends upon our future performance, which is subject to general economic conditions, industry cycles and financial, business and other factors affecting our operations, many of which are beyond our control. Our business might not continue to generate cash flow at or above current levels. If we are unable to generate sufficient cash flow from operations in the future to service our debt, we may be required, among other things: o to seek additional financing in the debt or equity markets; o to refinance or restructure all or a portion of our indebtedness, including our senior secured convertible notes; or o to sell selected assets. Such measures might not be sufficient to enable us to service our indebtedness. In addition, any such financing, refinancing or sale of assets may not be available on commercially reasonable terms, or at all. WE MAY NOT HAVE THE ABILITY TO REPURCHASE OUR SENIOR SECURED CONVERTIBLE NOTES. Upon the occurrence of a change in control (as defined in the indenture governing our senior secured convertible notes), we would be required to repurchase all of our outstanding senior secured convertible notes tendered to us by the holders of such notes. In addition, we may be required to repurchase our senior secured convertible notes on July 31, 2009. We cannot assure you that we will have sufficient financial resources, or will be able to arrange financing, to pay the purchase price for all of such notes tendered by the holders in connection with any such repurchase. Any failure to repurchase the notes when required will result in an event of default under the indenture. In addition, the events that constitute a change of control under the indenture may also be events of default under any credit agreement or other agreement governing future debt. These events may permit the lenders under such credit agreement or other agreement to accelerate the debt outstanding thereunder and, if such debt is not paid, to enforce security interests in the collateral securing such debt, thereby limiting our ability to raise cash to purchase the notes, and reducing the practical benefit of the offer to purchase provisions to the holders of the notes. FUTURE SALES OF SHARES OF OUR COMMON STOCK IN THE PUBLIC MARKET OR THE CONVERSION OF OUR SENIOR SECURED CONVERTIBLE NOTES COULD ADVERSELY AFFECT THE TRADING PRICE OF SHARES OF OUR COMMON STOCK, THE VALUE OF OUR SENIOR SECURED CONVERTIBLE NOTES AND OUR ABILITY TO RAISE FUNDS IN NEW STOCK OFFERINGS. 18
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Future sales of substantial amounts of shares of our common stock in the public market, the conversion of our senior secured convertible notes into shares of our common stock, or the perception that such sales or conversion are likely to occur, could affect prevailing trading prices of our common stock and, as a result, the value of our senior secured convertible notes. As of March 7, 2007, we had 29,429,902 shares of common stock outstanding. Because our senior secured convertible notes generally are initially convertible into shares of our common stock only at a conversion price in excess of the recent trading price, a decline in our common stock price may cause the value of our senior secured convertible notes to decline. In addition, the existence of our senior secured convertible notes may encourage short selling by market participants due to this dilution or facilitate trading strategies involving our senior secured convertible notes and our common stock. On January 12, 2004, 18,219,075 shares of our common stock were issued pursuant to our acquisition of Monticello Raceway Management, Inc., Monticello Casino Management, LLC, Monticello Raceway Development Company, LLC and Mohawk Management, LLC, all of which may be sold to the public pursuant to a registration statement under the Securities Act. We also issued 4,050,000 shares of our common stock to multiple investors in February 2004 in a private placement. On December 28, 2006, we entered into an Amendment to that option agreement, dated November 12, 2004, between the Company and Concord Associates Limited Partnership ("Concord") pursuant to which (i) Concord exercised options for 2,500,000 shares of the Company's common stock for an aggregate cash consideration of $18,750,000 which was paid on January 26, 2007 and (ii) Concord retained the right to exercise options for an additional 1,000,000 shares of the Company's common stock at $7.50 per share until December 27, 2007. At December 31, 2006, we had outstanding options to purchase an aggregate of 3,283,909 shares of common stock at an average exercise price of $6.06 per share and 250,000 warrants at $7.50 per warrant. If the holders of these shares, options or warrants were to attempt to sell a substantial amount of their holdings at once, the market price of our common stock would likely decline. Moreover, the perceived risk of this potential dilution could cause stockholders to attempt to sell their shares and investors to "short" the stock, a practice in which an investor sells shares that he or she does not own at prevailing market prices, hoping to purchase shares later at a lower price to cover the sale. As each of these events would cause the number of shares of our common stock being offered for sale to increase, the common stock's market price would likely further decline. All of these events could combine to make it very difficult for us to sell equity or equity-related securities in the future at a time and price that we deem appropriate. THE VALUE OF THE CONVERSION RIGHT ASSOCIATED WITH THE SENIOR SECURED CONVERTIBLE NOTES MAY BE SUBSTANTIALLY LESSENED OR ELIMINATED IF WE ARE PARTY TO A MERGER, CONSOLIDATION OR OTHER SIMILAR TRANSACTION. If we are party to a consolidation, merger or binding share exchange or transfer or lease of all or substantially all of our assets pursuant to which shares of our common stock are converted into cash, securities or other property, at the effective time of the transaction, the right to convert senior secured convertible notes into shares of our common stock will be changed into a right to convert the note into the kind and amount of cash, securities or other property which the holder would have received if the holder had converted its senior secured convertible notes immediately prior to the transaction. This change could substantially lessen or eliminate the value of the conversion privilege associated with the notes in