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Clearwater Investment Trust – ‘N-PX’ for 6/30/04

On:  Wednesday, 8/25/04, at 1:49pm ET   ·   Effective:  8/25/04   ·   For:  6/30/04   ·   Accession #:  811161-4-17   ·   File #:  811-05038

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  As Of               Filer                 Filing    For·On·As Docs:Size

 8/25/04  Clearwater Investment Trust       N-PX        6/30/04    1:753K

Proxy Voting Record – Annual Report by an Investment Company   —   Form N-PX
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: N-PX        Proxy Voting Record - Annual Report by an            403±  1.95M 
                Investment Company                                               



OMB APPROVAL OMB Number: 3235-0582 Expires: Mar. 31, 2006 Estimated average burden hours per response: 14.4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM N-PX ANNUAL REPORT OF PROXY VOTING RECORD OF REGISTERED MANAGEMENT INVESTMENT COMPANY Investment Company Act file number: 811-5038 -------------------------------------------- Clearwater Investment Trust -------------------------------------------------------------------------------- (Exact name of registrant as specified in charter) 2000 Wells Fargo Place, 30 East 7th Street, Saint Paul, Minnesota 55101-4930 -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip code) Richard T. Holm, Esq. Legal Counsel Fiduciary Counselling, Inc. 2000 Wells Fargo Place, 30 East 7th Street Saint Paul, Minnesota 55101-4930 (Name and address of agent for service) Copy to: Timothy Silva, Esq. Wilmer Cutler Pickering Hale and Dorr, LLP 60 State Street Boston, Massachusetts 02109 -------------------------------------------------------------------------------- (Name and address for agent for service) Registrant's telephone number, including area code: 651-228-0935 ------------ Date of fiscal year end: December 31, 2004 Date of reporting period: June 30, 2004 Form N-PX is to be used by a registered management investment company, other than a small business investment company registered on Form N-5 (ss.ss. 239.24 and 274.5 of this chapter), to file reports with the Commission, not later than August 31 of each year, containing the registrant's proxy voting record for the most recent twelve-month period ended June 30, pursuant to section 30 of the Investment Company Act of 1940 and rule 30b1-4 thereunder (17 CFR 270.30b1-4). The Commission may use the information provided on Form N-PX in its regulatory, disclosure review, inspection, and policymaking roles. A registrant is required to disclose the information specified by Form N-PX, and the Commission will make this information public. A registrant is not required to respond to the collection of information contained in Form N-PX unless the Form displays a currently valid Office of Management and Budget ("OMB") control number. Please direct comments concerning the accuracy of the information collection burden estimate and any suggestions for reducing the burden to the Secretary, Securities and Exchange Commission, 450 Fifth Street, NW, Washington, DC 20549-0609. The OMB has reviewed this collection of information under the clearance requirements of 44 U.S.C. ss. 3507. [Enlarge/Download Table] CLEARWATER GROWTH FUND ---------------------------------------------------------------------------------------------------- GAMESTOP CORP. GME Annual Meeting Date: 07/02/2003 Issuer: 36466R City: Holdings Reconcilation Date: 05/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/02/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1157644/000095013403007047/d04824e10vk.htm http://www.sec.gov/Archives/edgar/data/1157644/000095013403008711/d06284ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932012343 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 36466R 101 FFFF FF 06/18/2003 1,900.00 ---------------------------------------------------------------------------------------------------- BEA SYSTEMS, INC. BEAS Annual Meeting Date: 07/11/2003 Issuer: 073325 City: Holdings Reconcilation Date: 05/27/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/11/2003 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/bea http://ww3.ics.adp.com/streetlink/bea ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932008990 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 073325 102 FFF FFF 06/26/2003 4,900.00 ---------------------------------------------------------------------------------------------------- CENTEX CORP./3333 HOLDING CORP. CTX Annual Meeting Date: 07/17/2003 Issuer: 152312 City: Holdings Reconcilation Date: 05/29/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/17/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/18532/000095013403008827/d05408e10vk.htm http://www.sec.gov/Archives/edgar/data/18532/000095013403009217/d06709ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932011048 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS C3 For For ADOPT OMNIBUS STOCK OPTION PLAN C4 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 3H2 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 152312 104 FFFFF FFFFFFFF 07/02/2003 3,300.00 ---------------------------------------------------------------------------------------------------- DELL COMPUTER CORPORATION DELL Annual Meeting Date: 07/18/2003 Issuer: 247025 City: Holdings Reconcilation Date: 05/23/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/18/2003 SEDOL: Notes: http://www.dell.com/investor http://www.dell.com/investor http://www.dell.com/investor ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932010123 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For DECLASSIFY BOARD 03 For For APPROVE COMPANY NAME CHANGE 04 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 247025 109 FFFF FFF 07/02/2003 26,350.00 ---------------------------------------------------------------------------------------------------- RF MICRO DEVICES, INC. RFMD Annual Meeting Date: 07/22/2003 Issuer: 749941 City: Holdings Reconcilation Date: 05/30/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/22/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/nsd/rfmd/reports/RFMD2003AR.pdf http://media.corporate-ir.net/media_files/nsd/rfmd/reports/Prxy2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932016618 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 749941 100 FFF FFFFFFFF 07/07/2003 3,900.00 ---------------------------------------------------------------------------------------------------- TENET HEALTHCARE CORPORATION THC Annual Meeting Date: 07/23/2003 Issuer: 88033G City: Holdings Reconcilation Date: 06/11/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/23/2003 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932015995 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 88033G 100 FFFF FFF 07/08/2003 6,800.00 ---------------------------------------------------------------------------------------------------- MACROMEDIA, INC. MACR Annual Meeting Date: 07/24/2003 Issuer: 556100 City: Holdings Reconcilation Date: 05/27/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/24/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/913949/000119312503008918/d10k.htm http://www.sec.gov/Archives/edgar/data/913949/000119312503011701/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932009257 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 556100 105 FFF FFFFFFF 07/08/2003 2,400.00 ---------------------------------------------------------------------------------------------------- MYLAN LABORATORIES INC. MYL Annual Meeting Date: 07/25/2003 Issuer: 628530 City: Holdings Reconcilation Date: 05/23/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/25/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/69499/000095012803000756/j0155001e10vk.htm http://www.sec.gov/Archives/edgar/data/69499/000095012803000754/j9972002def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932014412 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 628530 107 FFF FFFFFFFFFFF 07/08/2003 2,400.00 ---------------------------------------------------------------------------------------------------- VODAFONE GROUP PLC VOD Annual Meeting Date: 07/30/2003 Issuer: 92857W City: Holdings Reconcilation Date: 06/02/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 07/23/2003 SEDOL: Notes: http://www.vodafone.com/assets/files/en/annual_report_2003v4.pdf http://www.vodafone.com/assets/files/en/Notice%20of%20Meeting%202003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932018953 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL 02 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL 03 For For MISCELLANEOUS CORPORATE GOVERNANCE 04 For For MISCELLANEOUS CORPORATE GOVERNANCE 05 For For MISCELLANEOUS CORPORATE GOVERNANCE 06 For For MISCELLANEOUS CORPORATE GOVERNANCE 07 For For MISCELLANEOUS CORPORATE GOVERNANCE 08 For For MISCELLANEOUS CORPORATE GOVERNANCE 09 For For MISCELLANEOUS CORPORATE GOVERNANCE 10 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 11 For For PERMIT DIRECTORS TO FIX/APPROVE AUDITOR'S REMUNERATION 12 Against For MISCELLANEOUS CORPORATE ACTIONS - GLOBAL 13 For For ALLOT SECURITIES 14 For For ELIMINATE PREEMPTIVE RIGHTS 15 For For MISCELLANEOUS SHAREHOLDER EQUITY - GLOBAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 92857W 100 FFFFFFFFFFFNFFF 07/14/2003 20,400.00 ---------------------------------------------------------------------------------------------------- XILINX, INC. XLNX Annual Meeting Date: 08/07/2003 Issuer: 983919 City: Holdings Reconcilation Date: 06/09/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/07/2003 SEDOL: Notes: http://www.investor.xilinx.com/ireye/ir_site.zhtml?ticker=xlnx&script=700 http://ccbn.10kwizard.com/cgi/genpdf/XILINXINCDEF14A.pdf?dn=3&repo=tenk&ipage=2200545&num=-3&pdf=3&xml=1&cik=743988 http://ccbn.10kwizard.com/cgi/genpdf/XILINXINCDEFR14A.pdf?dn=3&repo=tenk&ipage=2206150&num=-3&pdf=3&xml=1&cik=743988 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932016101 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 983919 101 FF FFFFFFFF 07/21/2003 22,450.00 ---------------------------------------------------------------------------------------------------- FOREST LABORATORIES, INC. FRX Annual Meeting Date: 08/11/2003 Issuer: 345838 City: Holdings Reconcilation Date: 06/20/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/11/2003 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirFRX/sa244.pdf http://ww3.ics.adp.com/streetlink_data/dirFRX/sa246.pdf http://ww3.ics.adp.com/streetlink_data/dirFRX/sa242.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932019599 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 345838 106 FFF FFFFFFF 08/01/2003 2,150.00 ---------------------------------------------------------------------------------------------------- LA-Z-BOY INCORPORATED LZB Annual Meeting Date: 08/12/2003 Issuer: 505336 City: Holdings Reconcilation Date: 06/25/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/12/2003 SEDOL: Notes: http://www.la-z-boy.com/about/ir_annualreport.asp http://www.la-z-boy.com/about/ir_annualreport.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932024475 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 505336 107 FF FFF 08/01/2003 2,100.00 ---------------------------------------------------------------------------------------------------- PRECISION CASTPARTS CORP. PCP Annual Meeting Date: 08/13/2003 Issuer: 740189 City: Holdings Reconcilation Date: 06/20/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/13/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/79958/000110465903013329/j2390_10k.htm http://www.sec.gov/Archives/edgar/data/79958/000104746903023466/a2113621zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932023512 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 740189 105 FF FFF 08/05/2003 2,000.00 ---------------------------------------------------------------------------------------------------- POLO RALPH LAUREN CORPORATION RL Annual Meeting Date: 08/14/2003 Issuer: 731572 City: Holdings Reconcilation Date: 06/19/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/14/2003 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=RL&script=700&layout=7 http://www.sec.gov/Archives/edgar/data/1037038/000095012303007248/y87538e10vk.txt http://www.sec.gov/Archives/edgar/data/1037038/000095012303007934/y87668def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932020112 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT/AMEND EXECUTIVE INCENTIVE BONUS PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 731572 103 FFF FF 08/05/2003 1,500.00 ---------------------------------------------------------------------------------------------------- THE J.M. SMUCKER COMPANY SJM Annual Meeting Date: 08/14/2003 Issuer: 832696 City: Holdings Reconcilation Date: 06/16/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/14/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/SJM/reports/AR2003.pdf http://media.corporate-ir.net/media_files/NYS/SJM/reports/proxy2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932023485 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 832696 405 FF FFFF 08/05/2003 300.00 ---------------------------------------------------------------------------------------------------- MICROCHIP TECHNOLOGY INCORPORATED MCHP Annual Meeting Date: 08/15/2003 Issuer: 595017 City: Holdings Reconcilation Date: 06/20/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/15/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/827054/000095014703000708/e-10068.txt http://www.sec.gov/Archives/edgar/data/827054/000095014703000748/e-10113.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932020768 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 595017 104 FFF FFFFF 08/05/2003 4,200.00 ---------------------------------------------------------------------------------------------------- BMC SOFTWARE, INC. BMC Annual Meeting Date: 08/21/2003 Issuer: 055921 City: Holdings Reconcilation Date: 07/03/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/21/2003 SEDOL: Notes: http://www.bmc.com/BMC/Common/CDA/hou_Page_Generic/0,3465,8892118_9027941,00.html http://www.bmc.com/BMC/Common/CDA/hou_Page_Generic/0,3465,8892118_9027943,00.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932027394 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 055921 100 FF FFFFFFFFF 08/12/2003 1,750.00 ---------------------------------------------------------------------------------------------------- SYMANTEC CORPORATION SYMC Annual Meeting Date: 08/21/2003 Issuer: 871503 City: Holdings Reconcilation Date: 07/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/21/2003 SEDOL: Notes: http://www.symantec.com/invest/governance.html http://www.symantec.com/invest/governance.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932029134 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND BYLAW/CHARTER 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 871503 108 FFFFF FFFFFFFFF 08/12/2003 3,600.00 ---------------------------------------------------------------------------------------------------- ZIMMER HOLDINGS, INC. ZMH Special Meeting Date: 08/21/2003 Issuer: 98956P City: Holdings Reconcilation Date: 06/16/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/21/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1136869/000095012303007316/y86912drdefr14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932019830 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 Against For MISCELLANEOUS CORPORATE ACTIONS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 98956P 102 N 07/07/2003 985.00 ---------------------------------------------------------------------------------------------------- COMPUTER ASSOCIATES INTERNATIONAL, I CA Annual Meeting Date: 08/27/2003 Issuer: 204912 City: Holdings Reconcilation Date: 07/02/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/27/2003 SEDOL: Notes: http://ca.com/invest/reports.htm http://ca.com/invest/reports.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932026823 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 204912 109 FFF FFFFFFFFFF 08/18/2003 4,525.00 ---------------------------------------------------------------------------------------------------- MEDTRONIC, INC. MDT Annual Meeting Date: 08/28/2003 Issuer: 585055 City: Holdings Reconcilation Date: 07/03/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 08/28/2003 SEDOL: Notes: http://www.medtronic.com/annualmeeting http://www.medtronic.com/annualmeeting ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932028663 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 585055 106 FFFF FFF 08/18/2003 27,250.00 ---------------------------------------------------------------------------------------------------- H&R BLOCK, INC. HRB Annual Meeting Date: 09/10/2003 Issuer: 093671 City: Holdings Reconcilation Date: 07/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/10/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/HRB/reports/2003AR.pdf http://www.hrblock.com/about/investor/content/proxy_07_15_2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932031444 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 093671 105 FFF FFF 09/02/2003 3,100.00 ---------------------------------------------------------------------------------------------------- DEL MONTE FOODS COMPANY DLM Annual Meeting Date: 09/12/2003 Issuer: 24522P City: Holdings Reconcilation Date: 07/18/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/12/2003 SEDOL: Notes: http://www.delmonte.com/company/Investors/Doc/2003.04.10K.pdf http://www.delmonte.com/company/Investors/Doc/2003.Proxy.pdf http://www.delmonte.com/company/Investors/Doc/2003.Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932031797 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT/AMEND EXECUTIVE INCENTIVE BONUS PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 24522P 103 FFF FFF 09/03/2003 1,373.00 ---------------------------------------------------------------------------------------------------- H.J. HEINZ COMPANY HNZ Annual Meeting Date: 09/12/2003 Issuer: 423074 City: Holdings Reconcilation Date: 07/18/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/12/2003 SEDOL: Notes: http://www.heinz.com/annual_report/home.html http://www.heinz.com/proxy/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932032460 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 423074 103 FF FFFFFFFFFFF 09/03/2003 3,075.00 ---------------------------------------------------------------------------------------------------- CUMMINS INC. CUM Annual Meeting Date: 09/16/2003 Issuer: 231021 City: Holdings Reconcilation Date: 08/06/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/16/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/26172/000104746903026015/a2115757z10-k.htm http://www.sec.gov/Archives/edgar/data/26172/000104746903028033/a2115133zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932037181 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 231021 106 FFF FFFFFFFFF 09/04/2003 550.00 ---------------------------------------------------------------------------------------------------- ACTIVISION, INC. ATVI Annual Meeting Date: 09/18/2003 Issuer: 004930 City: Holdings Reconcilation Date: 07/28/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/18/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/718877/000110465903012724/j2068_10k.htm http://www.sec.gov/Archives/edgar/data/718877/000104746903026684/a2115589zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932032600 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON & PREFERRED STOCK INCREASE 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 004930 202 FFFF FFFFFFF 09/05/2003 1,050.00 ---------------------------------------------------------------------------------------------------- GENERAL MILLS, INC. GIS Annual Meeting Date: 09/22/2003 Issuer: 370334 City: Holdings Reconcilation Date: 07/24/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/22/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/gis/reports/2003_AR.pdf http://media.corporate-ir.net/media_files/NYS/gis/reports/2003_10k.pdf http://media.corporate-ir.net/media_files/NYS/gis/2003_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932036127 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 370334 104 FFF FFFFFFFFFFFFFF 09/05/2003 2,000.00 ---------------------------------------------------------------------------------------------------- NIKE, INC. NKE Annual Meeting Date: 09/22/2003 Issuer: 654106 City: Holdings Reconcilation Date: 07/25/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/22/2003 SEDOL: Notes: http://www.nikebiz.com/invest http://www.nikebiz.com/invest ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932033854 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 654106 103 FFF FFFF 09/05/2003 1,600.00 ---------------------------------------------------------------------------------------------------- UTSTARCOM, INC. UTSI Special Meeting Date: 09/24/2003 Issuer: 918076 City: Holdings Reconcilation Date: 08/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/24/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1030471/000104746903028605/a2117320zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932040897 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 918076 100 F 09/15/2003 900.00 ---------------------------------------------------------------------------------------------------- CONAGRA FOODS, INC. CAG Annual Meeting Date: 09/25/2003 Issuer: 205887 City: Holdings Reconcilation Date: 07/31/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/25/2003 SEDOL: Notes: http://www.conagrafoods.com/beneficial/ http://www.conagrafoods.com/beneficial/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932036913 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 205887 102 FFFFF FFFF 09/15/2003 2,700.00 ---------------------------------------------------------------------------------------------------- TEKTRONIX, INC. TEK Annual Meeting Date: 09/25/2003 Issuer: 879131 City: Holdings Reconcilation Date: 07/21/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/25/2003 SEDOL: Notes: http://www.tektronix.com/proxyvote http://www.tektronix.com/proxyvote http://www.tektronix.com/proxyvote ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932037408 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 879131 100 FN FF 09/15/2003 1,100.00 ---------------------------------------------------------------------------------------------------- CATELLUS DEVELOPMENT CORPORATION CDX Annual Meeting Date: 09/26/2003 Issuer: 149111 City: Holdings Reconcilation Date: 08/14/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/26/2003 SEDOL: Notes: HTTP://WW3.ICS.ADP.COM/STREETLINK/CDX HTTP://WW3.ICS.ADP.COM/STREETLINK/CDX ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932038296 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 149111 106 FFFFF FFFFFFFFFFF 09/15/2003 700.00 ---------------------------------------------------------------------------------------------------- NATIONAL SEMICONDUCTOR CORPORATION NSM Annual Meeting Date: 09/26/2003 Issuer: 637640 City: Holdings Reconcilation Date: 08/14/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/26/2003 SEDOL: Notes: http://www.national.com/invest/files/2003AR.pdf http://www.national.com/invest/files/proxy2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932038258 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 637640 103 FFF FFFFFFFF 09/15/2003 700.00 ---------------------------------------------------------------------------------------------------- FEDEX CORPORATION FDX Annual Meeting Date: 09/29/2003 Issuer: 31428X City: Holdings Reconcilation Date: 08/04/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 09/29/2003 SEDOL: Notes: http://www.fedex.com/us/investorrelations/2003annualreport/ http://www.shareholder.com/Common/Edgar/1048911/1047469-03-28055/03-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932038183 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - DECLASSIFY BOARD Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 31428X 106 FFFF FFFF 09/22/2003 13,575.00 ---------------------------------------------------------------------------------------------------- PAYCHEX, INC. PAYX Annual Meeting Date: 10/02/2003 Issuer: 704326 City: Holdings Reconcilation Date: 08/04/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/02/2003 SEDOL: Notes: http://www.paychex.com/investors/annuals/annual.html http://www.paychex.com/investors/annuals/annual.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932038234 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 704326 107 F FFFFFFFF 09/25/2003 24,697.00 ---------------------------------------------------------------------------------------------------- GENERAL MOTORS CORPORATION GM Consent Meeting Date: 10/03/2003 Issuer: 370442 City: Holdings Reconcilation Date: 08/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/03/2003 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932040380 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE CHARTER AMENDMENT 02 For For APPROVE CHARTER AMENDMENT 03 For For MISCELLANEOUS CORPORATE ACTIONS 04 For For AUTHORIZE SALE OF ASSETS 05 For For ACQUISITION AGREEMENT 06 For For AMEND BYLAW/CHARTER Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 370442 105 FFFFFF 09/25/2003 4,600.00 CLEARWATER GROWTH FUND 370442 832 FFFFFF 09/25/2003 4,700.00 ---------------------------------------------------------------------------------------------------- BOSTON SCIENTIFIC CORPORATION BSX Special Meeting Date: 10/06/2003 Issuer: 101137 City: Holdings Reconcilation Date: 08/27/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/06/2003 SEDOL: Notes: http://www.bostonscientific.com/templatedata/imports/collateral/AboutBSC/2003_MeetingandProxyStatement_us.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932043754 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE CHARTER AMENDMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 101137 107 F 09/29/2003 3,025.00 ---------------------------------------------------------------------------------------------------- RPM INTERNATIONAL INC. RPM Annual Meeting Date: 10/10/2003 Issuer: 749685 City: Holdings Reconcilation Date: 08/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/10/2003 SEDOL: Notes: http://www.rpminc.com http://www.rpminc.com ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932042550 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 749685 103 FF FFFF 09/30/2003 11,000.00 ---------------------------------------------------------------------------------------------------- ORACLE CORPORATION ORCL Annual Meeting Date: 10/13/2003 Issuer: 68389X City: Holdings Reconcilation Date: 08/21/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/13/2003 SEDOL: Notes: http://www.oracle.com/corporate/investor_relations/proxy2003.pdf http://www.oracle.com/corporate/investor_relations/index.html?Proxy10kdisclosure.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932041887 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against For ADOPT OMNIBUS STOCK OPTION PLAN 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 68389X 105 FFFNF FFFFFFFFFF 09/30/2003 89,800.00 ---------------------------------------------------------------------------------------------------- CINTAS CORPORATION CTAS Annual Meeting Date: 10/14/2003 Issuer: 172908 City: Holdings Reconcilation Date: 08/18/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/14/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/NSD/CTAS/reports/2003_ar.pdf http://media.corporate-ir.net/media_files/NSD/CTAS/reports/2003_Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932043413 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For FIX NUMBER OF DIRECTORS 02 For ELECTION OF DIRECTORS Withheld RICHARD T. FARMER For ROBERT J. KOHLHEPP For SCOTT D. FARMER For PAUL R. CARTER For GERALD V. DIRVIN For ROBERT J. HERBOLD For ROGER L. HOWE For DAVID C. PHILLIPS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 06 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 07 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 172908 105 FFFFFFF WFFFFFFF 10/08/2003 2,900.00 ---------------------------------------------------------------------------------------------------- THE PROCTER & GAMBLE COMPANY PG Annual Meeting Date: 10/14/2003 Issuer: 742718 City: Holdings Reconcilation Date: 08/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/14/2003 SEDOL: Notes: http://www.pg.com/investors/financial_reports/annualreports.jhtml http://www.pg.com/investors/financial_reports/proxy.jhtml ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932038474 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 742718 109 FFFFF FFFFF 09/30/2003 15,000.00 ---------------------------------------------------------------------------------------------------- LEGATO SYSTEMS, INC. LGTO Special Meeting Date: 10/20/2003 Issuer: 524651 City: Holdings Reconcilation Date: 09/05/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/20/2003 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932047966 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 524651 106 FF 10/13/2003 14,700.00 ---------------------------------------------------------------------------------------------------- HARRIS CORPORATION HRS Annual Meeting Date: 10/24/2003 Issuer: 413875 City: Holdings Reconcilation Date: 08/29/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/24/2003 SEDOL: Notes: http://www.harris.com/harris/ar/03/ar2003.pdf http://www.sec.gov/Archives/edgar/data/202058/000095015203007977/l02647ae10vk.htm http://www.sec.gov/Archives/edgar/data/202058/000095015203008237/l01703bdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932046178 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 413875 105 FF FFF 10/17/2003 1,400.00 ---------------------------------------------------------------------------------------------------- CONCORD EFS, INC. CE Special Meeting Date: 10/28/2003 Issuer: 206197 City: Holdings Reconcilation Date: 09/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/28/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/883980/000119312503054040/d424b3.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932049201 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 206197 105 F 10/21/2003 5,000.00 ---------------------------------------------------------------------------------------------------- FIRST DATA CORPORATION FDC Special Meeting Date: 10/28/2003 Issuer: 319963 City: Holdings Reconcilation Date: 09/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/28/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/883980/000119312503054040/d424b3.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932049073 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 319963 104 F 10/21/2003 24,764.00 ---------------------------------------------------------------------------------------------------- ROSLYN BANCORP, INC. RSLN Special Meeting Date: 10/29/2003 Issuer: 778162 City: Holdings Reconcilation Date: 09/12/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/29/2003 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirRSLN/sa1833.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932049174 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 778162 107 F 10/21/2003 1,350.00 ---------------------------------------------------------------------------------------------------- INTUIT INC. INTU Annual Meeting Date: 10/30/2003 Issuer: 461202 City: Holdings Reconcilation Date: 09/02/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/30/2003 SEDOL: Notes: http://www.intuit.com/about_intuit/investors/annuals/ http://www.intuit.com/about_intuit/investors/annuals/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932051345 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 461202 103 FFF FFFFFFFF 10/22/2003 1,500.00 ---------------------------------------------------------------------------------------------------- SARA LEE CORPORATION SLE Annual Meeting Date: 10/30/2003 Issuer: 803111 City: Holdings Reconcilation Date: 09/02/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 10/30/2003 SEDOL: Notes: http://www.saralee.com/investors/reports.aspx http://www.saralee.com/investors/reports.aspx ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932047699 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REPORT ON CHARITABLE DONATIONS 04 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 803111 103 FFFF FFFFFFFFFFFF 10/22/2003 4,250.00 ---------------------------------------------------------------------------------------------------- KING PHARMACEUTICALS, INC. KG Annual Meeting Date: 11/04/2003 Issuer: 495582 City: Holdings Reconcilation Date: 09/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/04/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1047699/000095014403008963/g83827e10vk.txt http://www.sec.gov/Archives/edgar/data/1047699/000101905603000952/king_def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932047625 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 495582 108 FF FFFFF 10/27/2003 2,200.00 ---------------------------------------------------------------------------------------------------- CARDINAL HEALTH, INC. CAH Annual Meeting Date: 11/05/2003 Issuer: 14149Y City: Holdings Reconcilation Date: 09/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/05/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/721371/000095015203008493/l03213ae10vk.txt http://www.sec.gov/Archives/edgar/data/721371/000095015203008703/l03214adef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932054303 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 14149Y 108 F FFFFF 10/29/2003 4,650.00 ---------------------------------------------------------------------------------------------------- COACH, INC. COH Annual Meeting Date: 11/05/2003 Issuer: 189754 City: Holdings Reconcilation Date: 09/17/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/05/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1116132/000095012303010503/y89793e10vk.htm http://www.sec.gov/Archives/edgar/data/1116132/000095012303011016/y89965dfdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932052993 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 189754 104 F FFFFFFF 10/29/2003 1,200.00 ---------------------------------------------------------------------------------------------------- KLA-TENCOR CORPORATION KLAC Annual Meeting Date: 11/05/2003 Issuer: 482480 City: Holdings Reconcilation Date: 09/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/05/2003 SEDOL: Notes: http://ir.kla-tencor.com/edgar.cfm http://ir.kla-tencor.com/edgar.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932048475 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 482480 100 FF FFFF 10/29/2003 2,600.00 ---------------------------------------------------------------------------------------------------- LINEAR TECHNOLOGY CORPORATION LLTC Annual Meeting Date: 11/05/2003 Issuer: 535678 City: Holdings Reconcilation Date: 09/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/05/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/791907/000095000503000920/p17652_10k.txt http://www.sec.gov/Archives/edgar/data/791907/000095000503000940/p17670_def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932051028 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 535678 106 FF FFFFF 10/29/2003 3,600.00 ---------------------------------------------------------------------------------------------------- ZALE CORPORATION ZLC Annual Meeting Date: 11/06/2003 Issuer: 988858 City: Holdings Reconcilation Date: 09/16/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/06/2003 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/zlc http://ww3.ics.adp.com/streetlink/zlc http://ww3.ics.adp.com/streetlink/zlc ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932052614 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For APPROVE EXECUTIVE BONUS PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 988858 106 FFFF FFFFFFF 10/29/2003 1,200.00 ---------------------------------------------------------------------------------------------------- SCIENTIFIC-ATLANTA, INC. SFA Annual Meeting Date: 11/07/2003 Issuer: 808655 City: Holdings Reconcilation Date: 09/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/07/2003 SEDOL: Notes: http://www.scientificatlanta.com/2003annualmeeting http://www.scientificatlanta.com/2003annualmeeting ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932051927 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 808655 104 FF FFFF 10/29/2003 2,100.00 ---------------------------------------------------------------------------------------------------- SYSCO CORPORATION SYY Annual Meeting Date: 11/07/2003 Issuer: 871829 City: Holdings Reconcilation Date: 09/09/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/07/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/SYY/reports/syy_2003ar.pdf http://media.corporate-ir.net/media_files/NYS/SYY/reports/syy_2003ar10K.pdf http://media.corporate-ir.net/media_files/NYS/SYY/reports/syy_2003proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932051383 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 871829 107 FFFF FFFFF 10/29/2003 7,900.00 ---------------------------------------------------------------------------------------------------- AUTOMATIC DATA PROCESSING, INC. ADP Annual Meeting Date: 11/11/2003 Issuer: 053015 City: Holdings Reconcilation Date: 09/12/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/11/2003 SEDOL: Notes: http://www.investquest.com/iq/a/aud/fin/annual/ http://www.investquest.com/iq/a/aud/fin/proxy/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932040152 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND EMPLOYEE STOCK OPTION PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For ADOPT DIRECTOR STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 053015 103 FFFFF FFFFFFFFFFF 10/30/2003 3,200.00 ---------------------------------------------------------------------------------------------------- CISCO SYSTEMS, INC. CSCO Annual Meeting Date: 11/11/2003 Issuer: 17275R City: Holdings Reconcilation Date: 09/12/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/11/2003 SEDOL: Notes: http://www.cisco.com/warp/public/749/ar2003/online/proxy/ http://www.cisco.com/annualreport/2003/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932046899 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN TO INCREASE SHARES 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against Against S/H PROPOSAL - BUSINESS/INVESTMENT 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 17275R 102 FFFNF FFFFFFFFFFF 10/30/2003 123,050.00 ---------------------------------------------------------------------------------------------------- MICROSOFT CORPORATION MSFT Annual Meeting Date: 11/11/2003 Issuer: 594918 City: Holdings Reconcilation Date: 09/12/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/11/2003 SEDOL: Notes: http://www.microsoft.com/msft/ar.mspx http://www.microsoft.com/msft/SEC/FY03/proxy2003.mspx http://www.microsoft.com/msft/download/FY03/shareholder_letter.doc ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932048879 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For AMEND NON-EMPLOYEE DIRECTOR PLAN 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 594918 104 FFFF FFFFFFFFFF 10/30/2003 113,550.00 ---------------------------------------------------------------------------------------------------- BIOGEN, INC. BGEN Special Meeting Date: 11/12/2003 Issuer: 090597 City: Holdings Reconcilation Date: 09/26/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/12/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/875045/000104746903032662/a2119846z424b3.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932054593 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 090597 105 FF 11/04/2003 14,500.00 ---------------------------------------------------------------------------------------------------- IDEC PHARMACEUTICALS CORPORATION IDPH Special Meeting Date: 11/12/2003 Issuer: 449370 City: Holdings Reconcilation Date: 09/25/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/12/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/875045/000104746903032662/a2119846z424b3.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932054896 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For AMEND BYLAW/CHARTER 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 449370 105 FFFFF 11/04/2003 700.00 ---------------------------------------------------------------------------------------------------- BRINKER INTERNATIONAL, INC. EAT Annual Meeting Date: 11/13/2003 Issuer: 109641 City: Holdings Reconcilation Date: 09/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/13/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/703351/000070335103000069/form10k03.htm http://www.sec.gov/Archives/edgar/data/703351/000070335103000070/proxy03a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932047005 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 109641 100 FFF FFFFFFFFFFF 11/06/2003 1,300.00 ---------------------------------------------------------------------------------------------------- SUN MICROSYSTEMS, INC. SUNW Annual Meeting Date: 11/13/2003 Issuer: 866810 City: Holdings Reconcilation Date: 09/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/13/2003 SEDOL: Notes: http://www.sun.com/aboutsun/investor/annual_reports/sun_ar03.pdf http://www.sun.com/aboutsun/investor/annual_reports/proxy_statement_03.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932051446 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - HUMAN RIGHTS RELATED Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 866810 104 FFFF FFFFFFFFF 11/06/2003 30,125.00 ---------------------------------------------------------------------------------------------------- EMULEX CORPORATION ELX Annual Meeting Date: 11/20/2003 Issuer: 292475 City: Holdings Reconcilation Date: 10/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/20/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/350917/000089256903002223/a93229e10vk.htm http://www.sec.gov/Archives/edgar/data/350917/000089256903002362/a93222ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932058464 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT EMPLOYEE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 292475 209 FFF FFFFFF 11/18/2003 3,700.00 ---------------------------------------------------------------------------------------------------- GENERAL GROWTH PROPERTIES, INC. GGP Special Meeting Date: 11/20/2003 Issuer: 370021 City: Holdings Reconcilation Date: 10/20/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/20/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/895648/000095013703005409/c80212ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932060798 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 370021 107 F 11/18/2003 9,500.00 ---------------------------------------------------------------------------------------------------- MICRON TECHNOLOGY, INC. MU Annual Meeting Date: 11/21/2003 Issuer: 595112 City: Holdings Reconcilation Date: 09/22/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/21/2003 SEDOL: Notes: http://download.micron.com/pdf/annual/2003annualreport.pdf http://download.micron.com/pdf/financials/2003_proxy.pdf http://download.micron.com/pdf/financials/2003_10-K.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932056167 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 595112 103 FFFF FFFFFF 11/18/2003 8,800.00 ---------------------------------------------------------------------------------------------------- FOX ENTERTAINMENT GROUP, INC. FOX Annual Meeting Date: 11/25/2003 Issuer: 35138T City: Holdings Reconcilation Date: 09/29/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 11/25/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1068002/000119312503054201/d10k.htm http://www.sec.gov/Archives/edgar/data/1068002/000120677403000752/d13340.htm http://www.sec.gov/Archives/edgar/data/1068002/000120677403000752/d13340.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932054771 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 35138T 107 FF FFFFFFFF 11/26/2003 3,125.00 ---------------------------------------------------------------------------------------------------- MERCURY INTERACTIVE CORPORATION MERQ Special Meeting Date: 12/10/2003 Issuer: 589405 City: Holdings Reconcilation Date: 10/31/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/10/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/867058/000119312503071908/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932065356 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For AMEND STOCK OPTION PLAN 02 For For AMEND STOCK PURCHASE PLAN TO INCREASE SHARES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 589405 109 FF 05/19/2004 950.00 ---------------------------------------------------------------------------------------------------- AUTOZONE, INC. AZO Annual Meeting Date: 12/11/2003 Issuer: 053332 City: Holdings Reconcilation Date: 10/14/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/11/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/866787/000095014403011980/g85398e10vk.htm http://www.sec.gov/Archives/edgar/data/866787/000095014403012043/g85451def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932059098 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 053332 102 FF FFFFFFFFF 12/04/2003 900.00 ---------------------------------------------------------------------------------------------------- IDT CORPORATION IDTC Annual Meeting Date: 12/15/2003 Issuer: 448947 City: Holdings Reconcilation Date: 10/20/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/15/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1005731/000119312503069579/d10ka.htm http://www.sec.gov/Archives/edgar/data/1005731/000119312503072333/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932064570 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT STOCK PURCHASE PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 448947 101 FFFFF FFFF 12/08/2003 2,900.00 ---------------------------------------------------------------------------------------------------- COMVERSE TECHNOLOGY, INC. CMVT Annual Meeting Date: 12/16/2003 Issuer: 205862 City: Holdings Reconcilation Date: 10/28/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/16/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/803014/000090951803000236/jd4-28_10k.txt http://www.sec.gov/Archives/edgar/data/803014/000119312503071218/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932062273 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 205862 402 FFFF FFFFFFF 12/11/2003 2,200.00 ---------------------------------------------------------------------------------------------------- QWEST COMMUNICATIONS INTERNATIONAL I Q Annual Meeting Date: 12/16/2003 Issuer: 749121 City: Holdings Reconcilation Date: 10/27/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/16/2003 SEDOL: Notes: http://www.qwest.com/stockholder2003 http://www.qwest.com/stockholder2003 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932057246 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK PURCHASE PLAN 03 For For S/H PROPOSAL - CORPORATE GOVERNANCE 04 For For S/H PROPOSAL - DECLASSIFY BOARD 05 For For S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - REQUIRE MAJORITY OF DIRECTORS TO BE INDEPENDENT 07 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 08 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 09 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 749121 109 FFFFFFFFF FFF 12/11/2003 19,200.00 ---------------------------------------------------------------------------------------------------- ALLIED WASTE INDUSTRIES, INC. AW Special Meeting Date: 12/18/2003 Issuer: 019589 City: Holdings Reconcilation Date: 11/03/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/18/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/848865/000095015303002181/p68191dedef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932064861 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE ISSUANCE OF COMMON STOCK Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 019589 308 F 12/11/2003 2,750.00 ---------------------------------------------------------------------------------------------------- APACHE CORPORATION APA Special Meeting Date: 12/18/2003 Issuer: 037411 City: Holdings Reconcilation Date: 10/29/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/18/2003 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/APA/reports/apa_110703.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932061334 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 037411 105 F 12/11/2003 1,674.00 ---------------------------------------------------------------------------------------------------- ACTIVISION, INC. ATVI Special Meeting Date: 12/29/2003 Issuer: 004930 City: Holdings Reconcilation Date: 12/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 12/29/2003 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/718877/000104746903038315/a2123003zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932072464 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 004930 202 F 12/22/2003 1,050.00 ---------------------------------------------------------------------------------------------------- BROWN-FORMAN CORPORATION BFB Consent Meeting Date: 01/06/2004 Issuer: 115637 City: Holdings Reconcilation Date: 11/28/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/06/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932075648 - MANAGEMENT 2 Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 115637 209 F 12/23/2003 900.00 ---------------------------------------------------------------------------------------------------- SOLECTRON CORPORATION SLR Annual Meeting Date: 01/07/2004 Issuer: 834182 City: Holdings Reconcilation Date: 11/18/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/07/2004 SEDOL: Notes: HTTP://WW3.ICS.ADP.COM/STREETLINK/SLR HTTP://WW3.ICS.ADP.COM/STREETLINK/SLR HTTP://WW3.ICS.ADP.COM/STREETLINK/SLR ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932074381 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 834182 107 FFF FFFFFFFFF 12/30/2003 9,300.00 ---------------------------------------------------------------------------------------------------- COUNTRYWIDE FINANCIAL CORPORATION CFC Special Meeting Date: 01/09/2004 Issuer: 222372 City: Holdings Reconcilation Date: 11/28/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/09/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/25191/000095014803002867/v94756ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932074634 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 222372 104 F 12/30/2003 1,550.00 ---------------------------------------------------------------------------------------------------- JABIL CIRCUIT, INC. JBL Annual Meeting Date: 01/13/2004 Issuer: 466313 City: Holdings Reconcilation Date: 11/14/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/13/2004 SEDOL: Notes: http://jabil.com/investors/2004AnnualShareholdersMeeting.htm http://jabil.com/investors/2004AnnualShareholdersMeeting.htm http://jabil.com/investors/2004AnnualShareholdersMeeting.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932072109 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 466313 103 FFF FFFFFFFF 01/07/2004 5,600.00 ---------------------------------------------------------------------------------------------------- WALGREEN CO. WAG Annual Meeting Date: 01/14/2004 Issuer: 931422 City: Holdings Reconcilation Date: 11/17/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/14/2004 SEDOL: Notes: http://investor.walgreens.com/annual.cfm http://investor.walgreens.com/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932064532 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 931422 109 FF FFFFFFFFFF 01/07/2004 27,350.00 ---------------------------------------------------------------------------------------------------- FAMILY DOLLAR STORES, INC. FDO Annual Meeting Date: 01/15/2004 Issuer: 307000 City: Holdings Reconcilation Date: 11/24/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/15/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/34408/000104746903038626/a2123300z10-k.htm http://www.sec.gov/Archives/edgar/data/34408/000104746903038628/a2123182zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932071195 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 307000 109 FFF FFFFFFF 01/08/2004 2,000.00 ---------------------------------------------------------------------------------------------------- AIR PRODUCTS AND CHEMICALS, INC. APD Annual Meeting Date: 01/22/2004 Issuer: 009158 City: Holdings Reconcilation Date: 11/28/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/22/2004 SEDOL: Notes: http://www.airproducts.com/Invest/AR2003/default.htm http://www.sec.gov/Archives/edgar/data/2969/000095012303013730/y92114e10vk.txt http://www.sec.gov/Archives/edgar/data/2969/000095012303013718/y91647ddef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932076436 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 009158 106 FF FFFF 01/13/2004 2,150.00 ---------------------------------------------------------------------------------------------------- BJ SERVICES COMPANY BJS Annual Meeting Date: 01/22/2004 Issuer: 055482 City: Holdings Reconcilation Date: 12/05/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/22/2004 SEDOL: Notes: http://www.bjservices.com/website/BJinvest.nsf/Webpages/proxy2003 http://www.bjservices.com/website/BJinvest.nsf/Webpages/proxy2003 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932078000 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 055482 103 FFF FF 01/13/2004 300.00 ---------------------------------------------------------------------------------------------------- INTERNATIONAL RECTIFIER CORPORATION IRF Special Meeting Date: 01/26/2004 Issuer: 460254 City: Holdings Reconcilation Date: 12/19/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/316793/000104746903041856/a2125491zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932081603 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 460254 105 F 01/14/2004 200.00 ---------------------------------------------------------------------------------------------------- SANMINA-SCI CORPORATION SANM Annual Meeting Date: 01/26/2004 Issuer: 800907 City: Holdings Reconcilation Date: 12/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/897723/000089161803006372/f95170dedef14a.htm http://www.sec.gov/Archives/edgar/data/897723/000089161803006226/f94972e10vk.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932076183 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 800907 107 FF FFFFFFFFFF 01/14/2004 7,000.00 ---------------------------------------------------------------------------------------------------- HORMEL FOODS CORPORATION HRL Annual Meeting Date: 01/27/2004 Issuer: 440452 City: Holdings Reconcilation Date: 12/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/27/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/HRL/reports/2003_Proxy.pdf http://ccbn29.mobular.net/ccbn/7/297/308/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932077628 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 440452 100 FF FFFFFFFFFFFF 01/20/2004 1,300.00 ---------------------------------------------------------------------------------------------------- JOHNSON CONTROLS, INC. JCI Annual Meeting Date: 01/28/2004 Issuer: 478366 City: Holdings Reconcilation Date: 11/20/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/28/2004 SEDOL: Notes: http://www.jci.com/annualreports/ http://www.sec.gov/Archives/edgar/data/53669/000095013403016098/c81262e10vk.htm http://www.sec.gov/Archives/edgar/data/53669/000095013403016097/c80460ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932072058 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For ADOPT NON-EMPLOYEE DIRECTOR PLAN 06 For For AMEND RESTRICTED STOCK AWARD PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 478366 107 FFFFFF FFFF 01/20/2004 1,425.00 ---------------------------------------------------------------------------------------------------- COSTCO WHOLESALE CORPORATION COST Annual Meeting Date: 01/29/2004 Issuer: 22160K City: Holdings Reconcilation Date: 12/05/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/29/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/cost http://ww3.ics.adp.com/streetlink/cost ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932077666 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - DECLASSIFY BOARD 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 22160K 105 FFNF FFFFF 01/23/2004 6,300.00 ---------------------------------------------------------------------------------------------------- D.R. HORTON, INC. DHI Annual Meeting Date: 01/29/2004 Issuer: 23331A City: Holdings Reconcilation Date: 12/04/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/29/2004 SEDOL: Notes: http://ir.thomsonfn.com/InvestorRelations/IRFiles/9006/pdf/2003AnnnualReport.pdf http://ir.thomsonfn.com/InvestorRelations/IRFiles/9006/pdf/2003Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932075775 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 23331A 109 FFF FFFFFFF 01/23/2004 1,600.00 ---------------------------------------------------------------------------------------------------- FRANKLIN RESOURCES, INC. BEN Annual Meeting Date: 01/29/2004 Issuer: 354613 City: Holdings Reconcilation Date: 12/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/29/2004 SEDOL: Notes: http://www.franklintempleton.com/retail/jsp_cm/home/ann_meeting.jsp http://www.franklintempleton.com/retail/jsp_cm/home/ann_meeting.jsp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932075698 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 354613 101 FFFF FFFFFFFFFFF 01/23/2004 14,000.00 ---------------------------------------------------------------------------------------------------- MONSANTO COMPANY MON Annual Meeting Date: 01/29/2004 Issuer: 61166W City: Holdings Reconcilation Date: 12/01/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 01/29/2004 SEDOL: Notes: http://www.monsanto.com/monsanto/content/media/pubs/2004/2004proxy.pdf http://www.monsanto.com/monsanto/layout/investor/financial/annual_reports.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932069948 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND LONG TERM INCENTIVE PLAN 04 For Against S/H PROPOSAL - HUMAN RIGHTS RELATED 05 For Against S/H PROPOSAL - REQUIRE ENVIRONMENTAL REPORTING 06 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 61166W 101 FFFFFF FFF 01/23/2004 5,808.00 ---------------------------------------------------------------------------------------------------- EMERSON ELECTRIC CO. EMR Annual Meeting Date: 02/03/2004 Issuer: 291011 City: Holdings Reconcilation Date: 11/24/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/03/2004 SEDOL: Notes: http://www.gotoemerson.com/investor_relations/ir_ar.html http://www.gotoemerson.com/investor_relations/03annual/pdf/proxy_stmt.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932076791 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 291011 104 FFF FFFFF 01/27/2004 4,650.00 ---------------------------------------------------------------------------------------------------- FLORIDA ROCK INDUSTRIES, INC. FRK Annual Meeting Date: 02/04/2004 Issuer: 341140 City: Holdings Reconcilation Date: 12/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/37651/000003765103000008/text10k.txt http://www.sec.gov/Archives/edgar/data/37651/000101532503000238/proxy.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932083936 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 341140 101 F FFFFF 01/28/2004 300.00 ---------------------------------------------------------------------------------------------------- ROCKWELL AUTOMATION, INC. ROK Annual Meeting Date: 02/04/2004 Issuer: 773903 City: Holdings Reconcilation Date: 12/08/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/04/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/rok http://ww3.ics.adp.com/streetlink/rok ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932076830 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- A For For ELECTION OF DIRECTORS B For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS C For For AMEND INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 773903 109 FFF FFFF 01/28/2004 7,250.00 ---------------------------------------------------------------------------------------------------- TYSON FOODS, INC. TSN Annual Meeting Date: 02/06/2004 Issuer: 902494 City: Holdings Reconcilation Date: 12/23/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/06/2004 SEDOL: Notes: http://www.tysonfoodsinc.com/IR/publications/annualreport/pdf/Tyson%202003%20Annual%20Report.pdf http://www.tysonfoodsinc.com/IR/publications/annualreport/pdf/Tyson%202004%20Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932081160 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 902494 103 FFFFFF FFFFFFFFF 01/28/2004 5,927.00 ---------------------------------------------------------------------------------------------------- AMERITRADE HOLDING CORPORATION AMTD Annual Meeting Date: 02/10/2004 Issuer: 03074K City: Holdings Reconcilation Date: 12/17/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/10/2004 SEDOL: Notes: http://www.amtd.com/ar2003/ http://www.amtd.com/ar2003/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932076854 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 03074K 100 FFF FFF 02/02/2004 3,200.00 ---------------------------------------------------------------------------------------------------- JACOBS ENGINEERING GROUP INC. JEC Annual Meeting Date: 02/10/2004 Issuer: 469814 City: Holdings Reconcilation Date: 01/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/10/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/52988/000119312503099528/d10k.htm http://www.sec.gov/Archives/edgar/data/52988/000119312504002063/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932083998 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 469814 107 FF FFFFF 02/02/2004 700.00 ---------------------------------------------------------------------------------------------------- MID ATLANTIC MEDICAL SERVICES, INC. MME Special Meeting Date: 02/10/2004 Issuer: 59523C City: Holdings Reconcilation Date: 01/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/10/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/731766/000119312504006006/ds4a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932085601 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 59523C 107 FF 02/02/2004 600.00 ---------------------------------------------------------------------------------------------------- ROCKWELL COLLINS, INC. COL Annual Meeting Date: 02/10/2004 Issuer: 774341 City: Holdings Reconcilation Date: 12/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/10/2004 SEDOL: Notes: http://www.shareholder.com/col/annual.cfm http://www.shareholder.com/col/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932076498 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 774341 101 FF FF 02/02/2004 2,300.00 ---------------------------------------------------------------------------------------------------- BECTON, DICKINSON AND COMPANY BDX Annual Meeting Date: 02/11/2004 Issuer: 075887 City: Holdings Reconcilation Date: 12/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/11/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/bdx/reports/LRBDAR.pdf http://media.corporate-ir.net/media_files/NYS/bdx/reports/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932080029 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 075887 109 FFFF FFFF 02/02/2004 300.00 ---------------------------------------------------------------------------------------------------- RAYMOND JAMES FINANCIAL, INC. RJF Annual Meeting Date: 02/12/2004 Issuer: 754730 City: Holdings Reconcilation Date: 12/15/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/12/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/720005/000072000504000003/finalproxy03.htm http://www.raymondjames.com/annualreport.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932081829 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For INCENTIVE STOCK OPTIONS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 754730 109 FFF FFFFFFFFFF 02/03/2004 500.00 ---------------------------------------------------------------------------------------------------- HEALTH MANAGEMENT ASSOCIATES, INC. HMA Annual Meeting Date: 02/17/2004 Issuer: 421933 City: Holdings Reconcilation Date: 12/19/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/17/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/HMA http://ww3.ics.adp.com/streetlink/HMA http://ww3.ics.adp.com/streetlink/HMA ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932079090 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 421933 102 F FFFFFFFF 02/06/2004 4,000.00 ---------------------------------------------------------------------------------------------------- NAVISTAR INTERNATIONAL CORPORATION NAV Annual Meeting Date: 02/17/2004 Issuer: 63934E City: Holdings Reconcilation Date: 01/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/17/2004 SEDOL: Notes: http://www.shareholder.com/nav/current.cfm awaiting ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932085055 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 63934E 108 FFF FFF 02/06/2004 700.00 ---------------------------------------------------------------------------------------------------- ARVINMERITOR, INC. ARM Annual Meeting Date: 02/18/2004 Issuer: 043353 City: Holdings Reconcilation Date: 12/12/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/18/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1113256/000095012303013967/y92432e10vk.txt http://www.sec.gov/Archives/edgar/data/1113256/000095012304000014/y92535def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932077692 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT DIRECTOR STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 043353 101 FFF FFFFF 02/06/2004 600.00 ---------------------------------------------------------------------------------------------------- NATIONAL FUEL GAS COMPANY NFG Annual Meeting Date: 02/19/2004 Issuer: 636180 City: Holdings Reconcilation Date: 12/22/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/19/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/90/90873/reports/2004_proxy.pdf http://www.sec.gov/Archives/edgar/data/70145/000007014503000112/form10k.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932083621 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - LIMIT/PROHIBIT EXECUTIVE COMPENSATION PLAN AWARDS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 636180 101 FFF FF 02/06/2004 900.00 ---------------------------------------------------------------------------------------------------- R.R. DONNELLEY & SONS COMPANY DNY Special Meeting Date: 02/23/2004 Issuer: 257867 City: Holdings Reconcilation Date: 01/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/23/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/29669/000119312504005892/ddefm14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932087439 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For AMALGAMATION PLAN 02 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 257867 101 FF 02/11/2004 1,400.00 ---------------------------------------------------------------------------------------------------- JOHN HANCOCK FINANCIAL SERVICES, INC JHF Special Meeting Date: 02/24/2004 Issuer: 41014S City: Holdings Reconcilation Date: 01/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/24/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/nys/jhf/reports/2003prospectus.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932082819 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 41014S 106 F 02/17/2004 4,000.00 ---------------------------------------------------------------------------------------------------- UGI CORPORATION UGI Annual Meeting Date: 02/24/2004 Issuer: 902681 City: Holdings Reconcilation Date: 12/12/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/24/2004 SEDOL: Notes: http://www.shareholder.com/ugi/annual_ugi.cfm http://www.shareholder.com/ugi/proxy.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932079898 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 902681 105 FFFF FFFFFFFF 02/17/2004 1,500.00 ---------------------------------------------------------------------------------------------------- CENTEX CORP./3333 HOLDING CORP. CTX Special Meeting Date: 02/25/2004 Issuer: 152312 City: Holdings Reconcilation Date: 01/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/25/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932089053 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- C1 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED C2 For For MISCELLANEOUS CORPORATE GOVERNANCE H1 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 152312 104 FFF 02/19/2004 3,300.00 ---------------------------------------------------------------------------------------------------- DEERE & COMPANY DE Annual Meeting Date: 02/25/2004 Issuer: 244199 City: Holdings Reconcilation Date: 12/31/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/25/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/de http://ww3.ics.adp.com/streetlink/de ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932083607 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 244199 105 F FFFF 02/19/2004 2,650.00 ---------------------------------------------------------------------------------------------------- AVAYA INC. AV Annual Meeting Date: 02/26/2004 Issuer: 053499 City: Holdings Reconcilation Date: 12/31/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/26/2004 SEDOL: Notes: http://investors.avaya.com/financials http://investors.avaya.com/financials ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932077933 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For Against S/H PROPOSAL - LIMIT/PROHIBIT EXECUTIVE COMPENSATION PLAN AWARDS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 053499 109 FFF FFFF 02/24/2004 5,800.00 ---------------------------------------------------------------------------------------------------- CONCORD EFS, INC. CE Special Meeting Date: 02/26/2004 Issuer: 206197 City: Holdings Reconcilation Date: 01/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 02/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/883980/000119312504008389/d424b3.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932088378 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 206197 105 F 02/24/2004 5,700.00 ---------------------------------------------------------------------------------------------------- PEOPLES ENERGY CORPORATION PGL Annual Meeting Date: 02/27/2004 Issuer: 711030 City: Holdings Reconcilation Date: 12/31/2003 ISIN: Country: UNITED STATES Vote Deadline Date: 02/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/77385/000007738503000048/form10k.htm http://www.sec.gov/Archives/edgar/data/77385/000104746904000193/a2125577zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932082605 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 711030 106 FF FFFFFFFFFF 02/24/2004 8,200.00 ---------------------------------------------------------------------------------------------------- AGILENT TECHNOLOGIES, INC. A Annual Meeting Date: 03/02/2004 Issuer: 00846U City: Holdings Reconcilation Date: 01/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/02/2004 SEDOL: Notes: http://investor.agilent.com/annual.cfm http://investor.agilent.com/annual.cfm http://investor.agilent.com/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932078125 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00846U 101 FF FFF 02/24/2004 6,100.00 ---------------------------------------------------------------------------------------------------- INTERNATIONAL GAME TECHNOLOGY IGT Annual Meeting Date: 03/02/2004 Issuer: 459902 City: Holdings Reconcilation Date: 01/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/02/2004 SEDOL: Notes: http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=472&companyid=IGT&Pin=897137415 http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=479&companyid=IGT&pin=390600101 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932081134 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 459902 102 FFF FFFFFFFFF 02/24/2004 300.00 ---------------------------------------------------------------------------------------------------- QUALCOMM, INCORPORATED QCOM Annual Meeting Date: 03/02/2004 Issuer: 747525 City: Holdings Reconcilation Date: 01/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/02/2004 SEDOL: Notes: http://www.qualcomm.com/IR/annualreport/QCOM_AR2003.pdf http://www.qualcomm.com/press/PDF/FY03_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932081209 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - DECLASSIFY BOARD Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 747525 103 FFFF FFFF 02/24/2004 9,625.00 ---------------------------------------------------------------------------------------------------- HELMERICH & PAYNE, INC. HP Annual Meeting Date: 03/03/2004 Issuer: 423452 City: Holdings Reconcilation Date: 01/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/03/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/HP/reports/2003AR.pdf http://www.sec.gov/Archives/edgar/data/46765/000095013404000715/d11872ddef14a.htm http://www.sec.gov/Archives/edgar/data/46765/000095013403016996/d11352e10vk.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932086336 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 423452 101 F FFF 02/26/2004 2,900.00 ---------------------------------------------------------------------------------------------------- THE WALT DISNEY COMPANY DIS Annual Meeting Date: 03/03/2004 Issuer: 254687 City: Holdings Reconcilation Date: 01/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/03/2004 SEDOL: Notes: http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?partner_dir_name=disney_shareholderservices_watch&page=cont&mkid=6RHD27 http://disney.go.com/corporate/investors/financials/pdfs/proxy_2004.pdf http://disney.go.com/corporate/investors/financials/annual/2003/index.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932078175 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For ELECTION OF DIRECTORS For JOHN E. BRYSON For JOHN S. CHEN Withheld MICHAEL D. EISNER For JUDITH L. ESTRIN For ROBERT A. IGER For AYLWIN B. LEWIS For MONICA C. LOZANO For ROBERT W. MATSCHULLAT For GEORGE J. MITCHELL For LEO J. O'DONOVAN, S.J. For GARY L. WILSON 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - HUMAN RIGHTS RELATED 04 For Against S/H PROPOSAL - HUMAN RIGHTS RELATED 05 For Against S/H PROPOSAL - BUSINESS/INVESTMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 254687 106 FFFFF FFWFFFFFFFF 03/01/2004 21,600.00 ---------------------------------------------------------------------------------------------------- AMERISOURCEBERGEN CORPORATION ABC Annual Meeting Date: 03/05/2004 Issuer: 03073E City: Holdings Reconcilation Date: 01/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1140859/000119312503097066/d10k.htm http://www.sec.gov/Archives/edgar/data/1140859/000089322004000057/w92998def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932089231 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 03073E 105 F FF 03/01/2004 1,500.00 ---------------------------------------------------------------------------------------------------- ANALOG DEVICES, INC. ADI Annual Meeting Date: 03/09/2004 Issuer: 032654 City: Holdings Reconcilation Date: 01/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/09/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/6281/000095013503006138/b48618aie10vk.htm http://www.sec.gov/Archives/edgar/data/6281/000095013504000410/b49153dfdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932089940 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 032654 105 FFF FF 03/01/2004 11,100.00 ---------------------------------------------------------------------------------------------------- WM. WRIGLEY JR. COMPANY WWY Annual Meeting Date: 03/09/2004 Issuer: 982526 City: Holdings Reconcilation Date: 01/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/09/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/108601/000095013704000665/c81931ddef14a.htm http://media.corporate-ir.net/media_files/NYS/WWY/reports/annual_2003a.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932087643 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 982526 105 FFF FFF 03/01/2004 3,600.00 ---------------------------------------------------------------------------------------------------- CIENA CORPORATION CIEN Annual Meeting Date: 03/10/2004 Issuer: 171779 City: Holdings Reconcilation Date: 01/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/10/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/936395/000095013304000164/w92799def14a.htm http://www.ciena.com/files/2003annualreport.pdf http://www.ciena.com/investors/shareholdermeeting.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932086374 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 171779 101 F FFF 03/04/2004 5,900.00 ---------------------------------------------------------------------------------------------------- BANK OF AMERICA CORPORATION BAC Special Meeting Date: 03/17/2004 Issuer: 060505 City: Holdings Reconcilation Date: 01/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/17/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirBAC/sa21DE.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932091692 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For AMEND STOCK OPTION PLAN 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 060505 104 FFFF FFFFFFFFFFFFFF 03/08/2004 18,375.00 FFFFF ---------------------------------------------------------------------------------------------------- FLEETBOSTON FINANCIAL CORPORATION FBF Special Meeting Date: 03/17/2004 Issuer: 339030 City: Holdings Reconcilation Date: 01/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/17/2004 SEDOL: Notes: http://www.fleet.com/downloads/fleet_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932093519 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 339030 108 FF 03/08/2004 15,500.00 ---------------------------------------------------------------------------------------------------- HEWLETT-PACKARD COMPANY HPQ Annual Meeting Date: 03/17/2004 Issuer: 428236 City: Holdings Reconcilation Date: 01/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/17/2004 SEDOL: Notes: http://www.hp.com/hpinfo/investor/financials/annual/#2003 http://www.hp.com/hpinfo/investor/financials/annual/#2003 http://www.hp.com/hpinfo/investor/financials/annual/#2003 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932086982 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 428236 103 FFFF FFFFFFFFF 03/08/2004 42,227.00 ---------------------------------------------------------------------------------------------------- THE ST. PAUL COMPANIES, INC. SPC Special Meeting Date: 03/19/2004 Issuer: 792860 City: Holdings Reconcilation Date: 02/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/19/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/86312/000095012304001709/y92065a1sv4za.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932096224 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 03 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 04 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 792860 108 FFFF 03/18/2004 300.00 ---------------------------------------------------------------------------------------------------- TRAVELERS PROPERTY CASUALTY CORP. TAPA Special Meeting Date: 03/19/2004 Issuer: 89420G City: Holdings Reconcilation Date: 02/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/19/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/tpk ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932094991 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 89420G 109 F 03/18/2004 2,488.00 CLEARWATER GROWTH FUND 89420G 406 F 03/18/2004 7,510.00 ---------------------------------------------------------------------------------------------------- ADVANCEPCS ADVP Annual Meeting Date: 03/22/2004 Issuer: 00790K City: Holdings Reconcilation Date: 02/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/22/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932096793 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00790K 109 FFFFFF FFF 03/18/2004 950.00 ---------------------------------------------------------------------------------------------------- CAREMARK RX, INC. CMX Special Meeting Date: 03/22/2004 Issuer: 141705 City: Holdings Reconcilation Date: 02/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/22/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1000736/000119312504025134/d424b3.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097416 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 02 For For APPROVE MERGER AGREEMENT 03 For For APPROVE AUTHORIZED PREFERRED STOCK INCREASE 04 For For ADOPT INCENTIVE STOCK OPTION PLAN 05 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 141705 103 FFFFF 03/18/2004 4,475.00 ---------------------------------------------------------------------------------------------------- WHOLE FOODS MARKET, INC. WFMI Annual Meeting Date: 03/22/2004 Issuer: 966837 City: Holdings Reconcilation Date: 01/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/22/2004 SEDOL: Notes: http://www.wholefoodsmarket.com/investor/ar03.pdf http://www.wholefoodsmarket.com/investor/ar03_10k.pdf http://www.wholefoodsmarket.com/investor/proxy04.pdf http://www.wholefoodsmarket.com/investor/ar03_letter.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932088051 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 966837 106 FFFF FFFF 03/11/2004 1,200.00 ---------------------------------------------------------------------------------------------------- FIFTH THIRD BANCORP FITB Annual Meeting Date: 03/23/2004 Issuer: 316773 City: Holdings Reconcilation Date: 01/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/23/2004 SEDOL: Notes: http://www.53.com/investor/annual_report/index.asp http://www.53.com/investor/annual_report/index.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932093280 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For None CHANGE STOCK EXCHANGE LISTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 316773 100 FFFF FFFFF 03/18/2004 4,600.00 ---------------------------------------------------------------------------------------------------- APPLIED MATERIALS, INC. AMAT Annual Meeting Date: 03/24/2004 Issuer: 038222 City: Holdings Reconcilation Date: 01/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/24/2004 SEDOL: Notes: http://www.appliedmaterials.com/investors/annual_report_2003/2003AR_content.html http://www.sec.gov/Archives/edgar/data/6951/000089161804000093/f95058e10vk.htm http://www.appliedmaterials.com/investors/proxy_statement_2004.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932095171 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 038222 105 FF FFFFFFFFFF 03/18/2004 19,700.00 ---------------------------------------------------------------------------------------------------- PEOPLESOFT, INC. PSFT Annual Meeting Date: 03/25/2004 Issuer: 712713 City: Holdings Reconcilation Date: 02/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/25/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097303 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 712713 106 FFF FFFF 03/22/2004 4,625.00 ---------------------------------------------------------------------------------------------------- TYCO INTERNATIONAL LTD. TYC Annual Meeting Date: 03/25/2004 Issuer: 902124 City: Holdings Reconcilation Date: 01/14/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/25/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/833444/000104746904001979/a2127233zdef14a.htm http://www.sec.gov/Archives/edgar/data/833444/000104746903041163/a2122987z10-k.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932087655 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For S/H PROPOSAL - REQUIRE ENVIRONMENTAL REPORTING 06 For Against S/H PROPOSAL - REINCORPORATE IN OTHER STATE 07 For Against S/H PROPOSAL - CHANGE COMPENSATION STRUCTURE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 902124 106 FFFFFFF FFFFFFFFFFF 03/22/2004 13,700.00 ---------------------------------------------------------------------------------------------------- LENNAR CORPORATION LEN Annual Meeting Date: 03/30/2004 Issuer: 526057 City: Holdings Reconcilation Date: 02/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/30/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104615 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 526057 104 FF FFF 03/22/2004 1,400.00 ---------------------------------------------------------------------------------------------------- STARBUCKS CORPORATION SBUX Annual Meeting Date: 03/30/2004 Issuer: 855244 City: Holdings Reconcilation Date: 01/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/30/2004 SEDOL: Notes: http://www.starbucks.com/aboutus/investor.asp http://www.starbucks.com/aboutus/investor.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932092606 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 855244 109 FF FFFF 03/22/2004 5,375.00 ---------------------------------------------------------------------------------------------------- FEDERAL HOME LOAN MORTGAGE CORPORATI FRE Annual Meeting Date: 03/31/2004 Issuer: 313400 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/31/2004 SEDOL: Notes: http://www.freddiemac.com/investors/ http://www.freddiemac.com/investors/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932098343 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 313400 301 FF FFFFFFFFFFFFF 03/22/2004 17,950.00 ---------------------------------------------------------------------------------------------------- THE BEAR STEARNS COMPANIES INC. BSC Annual Meeting Date: 03/31/2004 Issuer: 073902 City: Holdings Reconcilation Date: 02/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/31/2004 SEDOL: Notes: http://www.bearstearns.com/bscportal/pdfs/about_bear/bsc2003ar.pdf http://www.bearstearns.com/bscportal/pdfs/invest_rel/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099523 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For AMEND STOCK OPTION PLAN 04 For For AMEND RESTRICTED STOCK AWARD PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 073902 108 FFFFF FFFFFFFFFFF 03/22/2004 1,100.00 ---------------------------------------------------------------------------------------------------- THE GOLDMAN SACHS GROUP, INC. GS Annual Meeting Date: 03/31/2004 Issuer: 38141G City: Holdings Reconcilation Date: 02/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 03/31/2004 SEDOL: Notes: http://www.gs.com/our_firm/investor_relations/financial_reports/annual_reports.html http://www.gs.com/our_firm/investor_relations/financial_reports/proxy_statements.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932090373 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 38141G 104 FFF FFFFF 03/22/2004 2,000.00 ---------------------------------------------------------------------------------------------------- KB HOME KBH Annual Meeting Date: 04/01/2004 Issuer: 48666K City: Holdings Reconcilation Date: 02/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/01/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/kbh/presentations/AnnualReport03.pdf http://www.sec.gov/Archives/edgar/data/795266/000095014804000449/v96079ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932094686 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 48666K 109 FF FFFFF 03/29/2004 600.00 ---------------------------------------------------------------------------------------------------- LEHMAN BROTHERS HOLDINGS INC. LEH Annual Meeting Date: 04/02/2004 Issuer: 524908 City: Holdings Reconcilation Date: 02/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/02/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/806085/000104746904005692/a2129204z10-k.htm http://www.sec.gov/Archives/edgar/data/806085/000104746904005693/a2129237zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097707 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 524908 100 FF FFFF 03/29/2004 1,600.00 ---------------------------------------------------------------------------------------------------- CUMMINS INC. CMI Annual Meeting Date: 04/06/2004 Issuer: 231021 City: Holdings Reconcilation Date: 02/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/06/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/26172/000104746904005705/a2129493z10-k.htm http://www.sec.gov/Archives/edgar/data/26172/000104746904006531/a2129654zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102370 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 231021 106 FF FFFFFFF 03/30/2004 550.00 ---------------------------------------------------------------------------------------------------- FISERV, INC. FISV Annual Meeting Date: 04/06/2004 Issuer: 337738 City: Holdings Reconcilation Date: 02/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/06/2004 SEDOL: Notes: http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=498&companyid=FISV http://www.sec.gov/Archives/edgar/data/798354/000119312504031066/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099155 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 337738 108 FFF FFF 03/30/2004 10,550.00 ---------------------------------------------------------------------------------------------------- VALLEY NATIONAL BANCORP VLY Annual Meeting Date: 04/07/2004 Issuer: 919794 City: Holdings Reconcilation Date: 02/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/07/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/714310/000119312504034268/d10k.htm http://www.sec.gov/Archives/edgar/data/714310/000119312504034269/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103233 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 919794 107 FF FFFFFFFFFFFFFF 03/31/2004 1,312.00 FFF ---------------------------------------------------------------------------------------------------- T. ROWE PRICE GROUP, INC. TROW Annual Meeting Date: 04/08/2004 Issuer: 74144T City: Holdings Reconcilation Date: 02/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/08/2004 SEDOL: http://www.troweprice.com/corporateDefault/0,4526,lnp%253D10502%2526cg%253D2210%2526contentid%253D2210%2526pgid%253D9893,00.html http://www.sec.gov/Archives/edgar/data/1113169/000111316904000023/proxy04.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099179 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 74144T 108 FFFF FFFFFFFFFFF 04/06/2004 14,675.00 ---------------------------------------------------------------------------------------------------- INVESTORS FINANCIAL SERVICES CORP. IFIN Annual Meeting Date: 04/13/2004 Issuer: 461915 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/949589/000104746904005090/a2129107z10-k.htm http://www.sec.gov/Archives/edgar/data/949589/000104746904006229/a2129806zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104867 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 461915 100 FFFF FFF 04/07/2004 300.00 ---------------------------------------------------------------------------------------------------- THE BANK OF NEW YORK COMPANY, INC. BK Annual Meeting Date: 04/13/2004 Issuer: 064057 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/13/2004 SEDOL: Notes: http://www.bankofny.com/pages/afin_annualreports.htm http://phx.corporate-ir.net/phoenix.zhtml?c=88340&p=IROL-sec ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100302 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 07 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 064057 102 FFFFFFF FFFFFFFFFFFFFFF04/07/2004 10,000.00 ---------------------------------------------------------------------------------------------------- THE NEW YORK TIMES COMPANY NYT Annual Meeting Date: 04/13/2004 Issuer: 650111 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/13/2004 SEDOL: Notes: http://www.nytco.com/pdf-reports/2003_AR_10-K.pdf http://www.nytco.com/pdf-reports/2004_Proxy_Statement.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099131 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT NON-EMPLOYEE DIRECTOR PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 650111 107 FFF FFFFF 04/07/2004 5,500.00 ---------------------------------------------------------------------------------------------------- WEYERHAEUSER COMPANY WY Annual Meeting Date: 04/13/2004 Issuer: 962166 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/13/2004 SEDOL: Notes: http://www.weyerhaeuser.com/annualreport/wyar03/ http://www.sec.gov/Archives/edgar/data/106535/000119312504038004/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105403 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 04 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 05 For Against S/H PROPOSAL - LIMIT COMPENSATION 06 For Against S/H PROPOSAL - ENVIRONMENTAL 07 For Against S/H PROPOSAL - ENVIRONMENTAL 08 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 962166 104 FFFFFFFF FFFF 04/07/2004 200.00 ---------------------------------------------------------------------------------------------------- CATERPILLAR INC. CAT Annual Meeting Date: 04/14/2004 Issuer: 149123 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/14/2004 SEDOL: Notes: http://www.cat.com/about_cat/investor_information/_proxy_materials/proxy_materials.html http://www.cat.com/about_cat/investor_information/_proxy_materials/proxy_materials.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099181 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 Against Against S/H PROPOSAL - SPIN-OFF/SELL COMPANY ASSETS 06 Against Against S/H PROPOSAL - HEALTH ISSUES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 149123 101 FFFFNN FFFFF 04/12/2004 3,600.00 ---------------------------------------------------------------------------------------------------- R.R. DONNELLEY & SONS COMPANY RRD Annual Meeting Date: 04/14/2004 Issuer: 257867 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/14/2004 SEDOL: Notes: http://www.rrd.com/wwwRRD/Investors/AnnualReports/AnnualReports.asp http://www.rrd.com/wwwRRD/Investors/AnnualReports/AnnualReports.asp http://www.sec.gov/Archives/edgar/data/29669/000119312504040482/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105782 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 03 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 257867 101 FNF FFFFF 04/12/2004 1,400.00 ---------------------------------------------------------------------------------------------------- SCHLUMBERGER LIMITED (SCHLUMBERGER N SLB Annual Meeting Date: 04/14/2004 Issuer: 806857 City: Holdings Reconcilation Date: 02/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/14/2004 SEDOL: Notes: http://investorcenter.slb.com/ireye/ir_site.zhtml?ticker=SLB&script=700 http://media.corporate-ir.net/media_files/NYS/SLB/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100996 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 806857 108 FFFF FFFFFFFFFF 04/12/2004 9,000.00 ---------------------------------------------------------------------------------------------------- UNITED TECHNOLOGIES CORPORATION UTX Annual Meeting Date: 04/14/2004 Issuer: 913017 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/14/2004 SEDOL: Notes: http://www.utc.com/annual_reports/2003/ http://www.utc.com/investors/proxy/ http://www.utc.com/social/environment/pdf/2003_ehsreport.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932093367 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE 04 Against Against S/H PROPOSAL - MILITARY/WEAPONS 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 913017 109 FFFNFF FFFFFFFFFFFF 04/12/2004 3,875.00 ---------------------------------------------------------------------------------------------------- AMSOUTH BANCORPORATION ASO Annual Meeting Date: 04/15/2004 Issuer: 032165 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/15/2004 SEDOL: Notes: http://aso.client.shareholder.com/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932091539 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT STOCK PURCHASE PLAN 04 For For AMEND LONG TERM INCENTIVE PLAN 05 For For ADOPT NON-EMPLOYEE DIRECTOR PLAN 06 For Against S/H PROPOSAL - ESTABLISH NOMINATING COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 032165 102 FFFFFF FF 04/12/2004 9,700.00 ---------------------------------------------------------------------------------------------------- BP P.L.C. BP Annual Meeting Date: 04/15/2004 Issuer: 055622 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/08/2004 SEDOL: Notes: http://www.bp.com/liveassets/bp_internet/globalbp/STAGING/global_assets/downloads/B/BP_ARA_2003.pdf http://www.bp.com/liveassets/bp_internet/globalbp/STAGING/global_assets/downloads/B/BP_Notice_of_meeting_2003.pdf http://www.bp.com/liveassets/bp_internet/globalbp/STAGING/global_assets/downloads/B/BP_Annual_Review_2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097808 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 07 For For MISCELLANEOUS CORPORATE GOVERNANCE 08 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 09 For For ARTICLES OF ASSOCIATION 10 For For ALLOT SECURITIES 11 For For ALLOT SECURITIES 12 For For AUTHORIZE DIRECTORS TO REPURCHASE SHARES 13 For For SHARE SCHEME 14 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL 15 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL 16 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL 17 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 055622 104 FFFFFFFFFFFF FFFFFF 04/12/2004 12,788.00 ---------------------------------------------------------------------------------------------------- NOVELL, INC. NOVL Annual Meeting Date: 04/15/2004 Issuer: 670006 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/15/2004 SEDOL: Notes: http://www.novell.com/company/shareholder/sendinfo/ http://www.novell.com/company/shareholder/sendinfo/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932096743 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 For Against S/H PROPOSAL - RESTORE PREEMPTIVE RIGHTS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 670006 105 FFFF FFFFFFFFFFF 04/12/2004 5,200.00 ---------------------------------------------------------------------------------------------------- PEOPLE'S BANK PBCT Annual Meeting Date: 04/15/2004 Issuer: 710198 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/15/2004 SEDOL: Notes: http://www.peoples.com/download/PBAR03.pdf http://www.peoples.com/download/2003-form10k.pdf http://www.peoples.com/download/04proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101811 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 710198 102 FFF FFF 04/12/2004 300.00 ---------------------------------------------------------------------------------------------------- PPG INDUSTRIES, INC. PPG Annual Meeting Date: 04/15/2004 Issuer: 693506 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/15/2004 SEDOL: Notes: http://corporate.ppg.com/PPG/Corporate/AboutUs/Financial/default.htm http://www.sec.gov/Archives/edgar/data/79879/000119312504034294/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103308 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 693506 107 FF FFFF 04/12/2004 2,450.00 ---------------------------------------------------------------------------------------------------- TEXAS INSTRUMENTS INCORPORATED TXN Annual Meeting Date: 04/15/2004 Issuer: 882508 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/15/2004 SEDOL: Notes: http://www.ti.com/corp/docs/investor/arprox04.shtml http://www.ti.com/corp/docs/investor/arprox04.shtml ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932098634 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 882508 104 FFF FFFFFFFFFF 04/12/2004 23,900.00 ---------------------------------------------------------------------------------------------------- THE E.W. SCRIPPS COMPANY SSP Annual Meeting Date: 04/15/2004 Issuer: 811054 City: Holdings Reconcilation Date: 02/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/15/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109449 - MANAGEMENT 2 Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 811054 204 F FFFF 04/12/2004 300.00 ---------------------------------------------------------------------------------------------------- GENENTECH, INC. DNA Consent Meeting Date: 04/16/2004 Issuer: 368710 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/16/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111797 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE CHARTER AMENDMENT 02 For For ELECTION OF DIRECTORS 2B1 For None CHANGE STOCK EXCHANGE LISTING 2B2 For None CHANGE STOCK EXCHANGE LISTING 2B3 For None CHANGE STOCK EXCHANGE LISTING 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 368710 406 FFFFFFFF FFFFFFF 04/13/2004 1,600.00 ---------------------------------------------------------------------------------------------------- JUNIPER NETWORKS, INC. JNPR Special Meeting Date: 04/16/2004 Issuer: 48203R City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/16/2004 SEDOL: Notes: http://www.juniper.net/company/investor/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106037 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE REORGANIZATION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 48203R 104 F 04/13/2004 3,200.00 ---------------------------------------------------------------------------------------------------- NOVELLUS SYSTEMS, INC. NVLS Annual Meeting Date: 04/16/2004 Issuer: 670008 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/16/2004 SEDOL: Notes: http://www.novellus.com/finance/finsetup.asp http://www.novellus.com/finance/finsetup.asp http://www.novellus.com/finance/finsetup.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108473 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - RESTORE PREEMPTIVE RIGHTS 04 For Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 670008 101 FFFF FFFFFFFFF 04/13/2004 2,100.00 ---------------------------------------------------------------------------------------------------- THE PROGRESSIVE CORPORATION PGR Annual Meeting Date: 04/16/2004 Issuer: 743315 City: Holdings Reconcilation Date: 02/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/16/2004 SEDOL: Notes: http://www.progressive.com/investors/annual.asp http://www.shareholder.com/Common/Edgar/80661/950152-04-1827/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109425 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 743315 103 FFFF FFF 04/13/2004 1,700.00 ---------------------------------------------------------------------------------------------------- UNION PACIFIC CORPORATION UNP Annual Meeting Date: 04/16/2004 Issuer: 907818 City: Holdings Reconcilation Date: 02/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/16/2004 SEDOL: Notes: http://www.up.com/investors/annuals/ http://www.up.com/investors/proxy.shtml ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097187 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - LIMIT COMPENSATION 05 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 907818 108 FFFFF FFFFFFFFFF 04/13/2004 1,250.00 ---------------------------------------------------------------------------------------------------- DANA CORPORATION DCN Annual Meeting Date: 04/19/2004 Issuer: 235811 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/19/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/dcn http://ww3.ics.adp.com/streetlink/dcn http://ww3.ics.adp.com/streetlink/dcn ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100249 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For AMEND INCENTIVE STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 235811 106 FFFFF FFFFFFFFFFF 04/14/2004 2,100.00 ---------------------------------------------------------------------------------------------------- ELI LILLY AND COMPANY LLY Annual Meeting Date: 04/19/2004 Issuer: 532457 City: Holdings Reconcilation Date: 02/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/19/2004 SEDOL: Notes: http://www.lilly.com/investor/annual_report/lillyar2003complete.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101645 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - LIMIT COMPENSATION 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 532457 108 FFFFF FFFF 04/14/2004 18,100.00 ---------------------------------------------------------------------------------------------------- GENUINE PARTS COMPANY GPC Annual Meeting Date: 04/19/2004 Issuer: 372460 City: Holdings Reconcilation Date: 02/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/19/2004 SEDOL: Notes: http://www.genpt.com/anrepindex.html http://www.sec.gov/Archives/edgar/data/40987/000095014404001794/g87268def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100299 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 372460 105 FFFFF FFFF 04/14/2004 5,050.00 ---------------------------------------------------------------------------------------------------- CENDANT CORPORATION CD Annual Meeting Date: 04/20/2004 Issuer: 151313 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/723612/000104746904006115/a2129356z10-k.htm http://www.sec.gov/Archives/edgar/data/723612/000104746904006108/a2129692zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103170 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For DECLASSIFY BOARD 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 151313 103 FFFFF FFFFF 04/15/2004 29,948.00 ---------------------------------------------------------------------------------------------------- CITIGROUP INC. C Annual Meeting Date: 04/20/2004 Issuer: 172967 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.citigroup.com/citigroup/fin/ar.htm http://www.citigroup.com/citigroup/fin/ar.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106215 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - LIMIT COMPENSATION 04 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 Against Against S/H PROPOSAL - DECLASSIFY BOARD 06 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 172967 101 FFNFNN FFFFFFFFFFFFFFF04/15/2004 70,515.00 ---------------------------------------------------------------------------------------------------- CNF INC. CNF Annual Meeting Date: 04/20/2004 Issuer: 12612W City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/23675/000119312504038435/d10k.htm http://www.sec.gov/Archives/edgar/data/23675/000119312504042990/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112078 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 12612W 104 FF FFFF 04/15/2004 2,100.00 ---------------------------------------------------------------------------------------------------- DOVER CORPORATION DOV Annual Meeting Date: 04/20/2004 Issuer: 260003 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/29905/000095012304002493/y94456e10vk.txt http://www.sec.gov/Archives/edgar/data/29905/000095012304003062/y94709def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106520 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 260003 108 FFF FFFFFFFFFF 04/15/2004 1,425.00 ---------------------------------------------------------------------------------------------------- FIRST TENNESSEE NATIONAL CORPORATION FTN Annual Meeting Date: 04/20/2004 Issuer: 337162 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/36966/000095011704000935/a37190.txt http://www.sec.gov/Archives/edgar/data/36966/000095011704000930/a37107.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105566 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE COMPANY NAME CHANGE 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 337162 101 FFFF FFFFF 04/15/2004 8,450.00 ---------------------------------------------------------------------------------------------------- M&T BANK CORPORATION MTB Annual Meeting Date: 04/20/2004 Issuer: 55261F City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://ir.mandtbank.com/proxy.cfm http://ir.mandtbank.com/proxy.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101734 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 55261F 104 FF FFFFFFFFFFFFFF 04/15/2004F 260.00 FFFFFFFFFFFFFF ---------------------------------------------------------------------------------------------------- MELLON FINANCIAL CORPORATION MEL Annual Meeting Date: 04/20/2004 Issuer: 58551A City: Holdings Reconcilation Date: 02/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.mellon.com/investorrelations/annualreport/ http://www.mellon.com/investorrelations/annualreport/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101582 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 58551A 108 FFF FFFFFF 04/15/2004 5,400.00 ---------------------------------------------------------------------------------------------------- MORGAN STANLEY MWD Annual Meeting Date: 04/20/2004 Issuer: 617446 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.morganstanley.com/about/ir/annual03/2003_annual.pdf http://www.morganstanley.com/about/ir/shareholder/mwd-10k-11-30-03.pdf http://www.morganstanley.com/about/ir/shareholder/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101669 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 04 For Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 617446 448 FFFFF FFF 04/15/2004 10,675.00 ---------------------------------------------------------------------------------------------------- NORTHERN TRUST CORPORATION NTRS Annual Meeting Date: 04/20/2004 Issuer: 665859 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.northerntrust.com/aboutus/investor/annual/index.html http://www.northerntrust.com/aboutus/investor/proxy.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101001 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 665859 104 FF FFFFFFFFFFFFF 04/15/2004 1,525.00 ---------------------------------------------------------------------------------------------------- SMITH INTERNATIONAL, INC. SII Annual Meeting Date: 04/20/2004 Issuer: 832110 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.smith.com/03annrpt/ http://www.smith.com/proxy/proxy04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097757 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 832110 100 FF FF 04/15/2004 1,100.00 ---------------------------------------------------------------------------------------------------- SPRINT CORPORATION FON Annual Meeting Date: 04/20/2004 Issuer: 852061 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.sprint.com/sprint/annual/03/Sprint03Proxy10K.pdf http://www.sprint.com/sprint/annual/03/Sprint03Proxy10K.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103168 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - OVERRIDE CSA VOTE RESTRICTIONS 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - BOARD OF DIRECTORS 06 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 852061 100 FFFFFF FFFF 04/15/2004 27,250.00 CLEARWATER GROWTH FUND 852061 506 FFFFFF FFFF 04/15/2004 15,725.00 ---------------------------------------------------------------------------------------------------- STRYKER CORPORATION SYK Annual Meeting Date: 04/20/2004 Issuer: 863667 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://ir.thomsonfn.com/IRUploads/2275/FileUpload/2003_Stryker_AR.pdf http://www.sec.gov/Archives/edgar/data/310764/000123933804000002/syk10k03.htm http://www.sec.gov/Archives/edgar/data/310764/000095013704001769/c82648ddef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104730 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 863667 101 FF FFFFFFF 04/15/2004 8,925.00 ---------------------------------------------------------------------------------------------------- SUNTRUST BANKS, INC. STI Annual Meeting Date: 04/20/2004 Issuer: 867914 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.suntrust.com/common/aboutst/annualreports/2003.asp http://www.shareholder.com/Common/Edgar/750556/1193125-04-31048/04-00.pdf http://www.shareholder.com/Common/Edgar/750556/950144-04-1858/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100275 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 867914 103 FFF FFFFF 04/15/2004 1,400.00 ---------------------------------------------------------------------------------------------------- U.S. BANCORP USB Annual Meeting Date: 04/20/2004 Issuer: 902973 City: Holdings Reconcilation Date: 02/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirUSB/sa6896.pdf http://ww3.ics.adp.com/streetlink_data/dirUSB/sa6898.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099814 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 902973 304 FFFFF FFFFF 04/15/2004 25,598.00 ---------------------------------------------------------------------------------------------------- WACHOVIA CORPORATION WB Annual Meeting Date: 04/20/2004 Issuer: 929903 City: Holdings Reconcilation Date: 02/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.wachovia.com/inside/page/0,,133_202_257,00.html http://www.wachovia.com/file/WB2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106431 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 929903 102 FFFFF FFFFF 04/15/2004 18,550.00 ---------------------------------------------------------------------------------------------------- WASHINGTON MUTUAL, INC. WM Annual Meeting Date: 04/20/2004 Issuer: 939322 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.wamu.com/ir http://www.wamu.com/ir http://www.wamu.com/ir ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099167 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 939322 103 FFF FFFF 04/15/2004 18,088.00 ---------------------------------------------------------------------------------------------------- WHIRLPOOL CORPORATION WHR Annual Meeting Date: 04/20/2004 Issuer: 963320 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/106640/000119312504040222/d10k.htm http://www.sec.gov/Archives/edgar/data/106640/000119312504039122/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104742 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 963320 106 FF FFFF 04/15/2004 3,600.00 ---------------------------------------------------------------------------------------------------- BURLINGTON NORTHERN SANTA FE CORPORA BNI Annual Meeting Date: 04/21/2004 Issuer: 12189T City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.bnsf.com/investors/html/proxy_materials.html http://www.bnsf.com/investors/html/proxy_materials.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108524 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 12189T 104 FFF FFFFFFFFFFF 04/19/2004 3,600.00 ---------------------------------------------------------------------------------------------------- BURLINGTON RESOURCES INC. BR Annual Meeting Date: 04/21/2004 Issuer: 122014 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/833320/000095012904000830/h11939e10vk.htm http://www.sec.gov/Archives/edgar/data/833320/000095012904001159/h11657ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099193 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 122014 103 FFF FFFFFFFFFFFFFFF04/19/2004 5,450.00 ---------------------------------------------------------------------------------------------------- CHARTER ONE FINANCIAL, INC. CF Annual Meeting Date: 04/21/2004 Issuer: 160903 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/819692/000095015204001841/l05152ae10vk.htm http://www.sec.gov/Archives/edgar/data/819692/000092708904000106/c-proxy.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101013 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 160903 100 FFF FFFFFF 04/19/2004 7,581.00 ---------------------------------------------------------------------------------------------------- DORAL FINANCIAL CORPORATION DRL Annual Meeting Date: 04/21/2004 Issuer: 25811P City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.doralfinancial.com/media/Doral_Annual%20Report_2003.pdf http://www.snl.com/Interactive/IR/doc.asp?IID=102801&DID=1630252 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114933 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For APPROVE AUTHORIZED PREFERRED STOCK INCREASE 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 25811P 100 FFFFF FFFFFFFFF 04/19/2004 300.00 ---------------------------------------------------------------------------------------------------- DOW JONES & COMPANY, INC. DJ Annual Meeting Date: 04/21/2004 Issuer: 260561 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.dowjones.com/index_invest.htm http://www.dowjones.com/index_invest.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108168 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND LONG TERM INCENTIVE PLAN 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 260561 105 FFFF FFFFF 04/19/2004 3,200.00 ---------------------------------------------------------------------------------------------------- HIBERNIA CORPORATION HIB Annual Meeting Date: 04/21/2004 Issuer: 428656 City: Holdings Reconcilation Date: 02/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.hibernia.com/Common/Pages/Hub_Site_Front_Door_A/0,2499,4162_0_10279084_0,00.html http://www.hibernia.com/Common/Pages/Hub_Site_Front_Door_A/0,2499,4162_0_10279084_0,00.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101758 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 428656 102 FF FFFF 04/19/2004 100.00 ---------------------------------------------------------------------------------------------------- MEDCO HEALTH SOLUTIONS, INC. MHS Annual Meeting Date: 04/21/2004 Issuer: 58405U City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/nys/mhs/reports/2003Annualreport.pdf http://media.corporate-ir.net/media_files/nys/mhs/reports/2004Proxy_Statement.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103132 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 58405U 102 FF FFF 04/19/2004 2,978.00 ---------------------------------------------------------------------------------------------------- PG&E CORPORATION PCG Annual Meeting Date: 04/21/2004 Issuer: 69331C City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.pgecorp.com/financial/reports/2003annualreport/2003_Annual_Report.pdf http://www.pgecorp.com/financial/reports/pdf/2004ProxyStatement.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103221 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 04 For Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE 05 For Against S/H PROPOSAL - BOARD OF DIRECTORS 06 Against Against S/H PROPOSAL - ENVIRONMENTAL 07 For Against S/H PROPOSAL - BOARD OF DIRECTORS 08 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 69331C 108 FFFFFNFF FFFFFFFF 04/19/2004 9,800.00 ---------------------------------------------------------------------------------------------------- SONOCO PRODUCTS COMPANY SON Annual Meeting Date: 04/21/2004 Issuer: 835495 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.sonoco.com/topnav/investor+relations/annual+report/index.htm http://www.sonoco.com/topnav/investor+relations/annual+report/index.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099751 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against S/H PROPOSAL - SPIN-OFF/SELL COMPANY ASSETS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 835495 102 FN FFFFFF 04/19/2004 3,600.00 ---------------------------------------------------------------------------------------------------- SOUTHTRUST CORPORATION SOTR Annual Meeting Date: 04/21/2004 Issuer: 844730 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/sotr http://ww3.ics.adp.com/streetlink/sotr http://ww3.ics.adp.com/streetlink/sotr ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100364 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 844730 101 FFFF FFFF 04/19/2004 3,100.00 ---------------------------------------------------------------------------------------------------- STATE STREET CORPORATION STT Annual Meeting Date: 04/21/2004 Issuer: 857477 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/stt/reports/2003ar.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107180 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 857477 103 FN FFFFF 04/19/2004 2,650.00 ---------------------------------------------------------------------------------------------------- THE COCA-COLA COMPANY KO Annual Meeting Date: 04/21/2004 Issuer: 191216 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://ir.thecoca-colacompany.com/phoenix.zhtml?c=94566&p=irol-reports http://ir.thecoca-colacompany.com/phoenix.zhtml?c=94566&p=irol-reports http://www2.coca-cola.com/investors/proxies.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100352 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For MISCELLANEOUS SHAREHOLDER PROPOSAL 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 07 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 08 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 09 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 191216 100 FFFFFFFFF FFFFFFFFFFFFFF 04/19/2004 35,600.00 FF ---------------------------------------------------------------------------------------------------- THE COLONIAL BANCGROUP, INC. CNB Annual Meeting Date: 04/21/2004 Issuer: 195493 City: Holdings Reconcilation Date: 02/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.colonialbank.com/pdf/cbg2003ar.pdf http://www.sec.gov/Archives/edgar/data/92339/000119312504044702/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105530 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 195493 309 F FFFFFFF 04/19/2004 1,550.00 ---------------------------------------------------------------------------------------------------- THE RYLAND GROUP, INC. RYL Annual Meeting Date: 04/21/2004 Issuer: 783764 City: Holdings Reconcilation Date: 02/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/21/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/85974/000095015004000324/a96704e10vk.htm http://www.sec.gov/Archives/edgar/data/85974/000095012904001231/a97212def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109540 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 783764 103 FFF FFFFFFFFFFF 04/19/2004 200.00 ---------------------------------------------------------------------------------------------------- APPLE COMPUTER, INC. AAPL Annual Meeting Date: 04/22/2004 Issuer: 037833 City: Holdings Reconcilation Date: 02/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/10/107357/121903_10K.pdf http://www.sec.gov/Archives/edgar/data/320193/000104746904007414/a2129874zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101164 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - LIMIT COMPENSATION Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 037833 100 FFF FFFFFF 04/20/2004 4,400.00 ---------------------------------------------------------------------------------------------------- ARCH COAL, INC. ACI Annual Meeting Date: 04/22/2004 Issuer: 039380 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.shareholder.com/archcoal/annual.cfm http://www.shareholder.com/archcoal/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106544 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 039380 100 F FFF 04/20/2004 3,100.00 ---------------------------------------------------------------------------------------------------- AVERY DENNISON CORPORATION AVY Annual Meeting Date: 04/22/2004 Issuer: 053611 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.averydennison.com/corporate.nsf/PG/L3B3C3 http://www.sec.gov/Archives/edgar/data/8818/000119312504038295/ddef14a.htm http://www.averydennison.com/corporate.nsf/PG/L3B3C3 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102495 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For AMEND LONG TERM INCENTIVE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 053611 109 FFFF FFFF 04/20/2004 1,500.00 ---------------------------------------------------------------------------------------------------- HUMANA INC. HUM Annual Meeting Date: 04/22/2004 Issuer: 444859 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: HTTP://IR.THOMSONFN.COM/INVESTORRELATIONS/IRFILES/10199/PDF/AR_2003.PDF HTTP://IR.THOMSONFN.COM/INVESTORRELATIONS/IRFILES/10199/PDF/PROXY_1.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105352 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 444859 102 F FFFFFFFF 04/20/2004 3,900.00 ---------------------------------------------------------------------------------------------------- JOHNSON & JOHNSON JNJ Annual Meeting Date: 04/22/2004 Issuer: 478160 City: Holdings Reconcilation Date: 02/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.investor.jnj.com/Fin-Reports.cfm http://www.investor.jnj.com/Fin-Reports.cfm?page=Proxy#Proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103219 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ESTABLISH NOMINATING COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 478160 104 FFF FFFFFFFFFFFFF 04/20/2004 36,300.00 ---------------------------------------------------------------------------------------------------- LEXMARK INTERNATIONAL, INC. LXK Annual Meeting Date: 04/22/2004 Issuer: 529771 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirLXK/sa2528.pdf http://ww3.ics.adp.com/streetlink_data/dirLXK/sa252A.pdf http://ww3.ics.adp.com/streetlink_data/dirLXK/sa252C.pdf http://ww3.ics.adp.com/streetlink_data/dirLXK/sa2526.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112991 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 529771 107 FFF FFFF 04/20/2004 1,800.00 ---------------------------------------------------------------------------------------------------- LOCKHEED MARTIN CORPORATION LMT Annual Meeting Date: 04/22/2004 Issuer: 539830 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.lockheedmartin.com/data/assets/3571.pdf http://www.lockheedmartin.com/data/assets/3572.pdf http://www.lockheedmartin.com/data/assets/2994.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107344 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 For Against S/H PROPOSAL - RESTORE PREEMPTIVE RIGHTS 06 Against Against S/H PROPOSAL - POLITICAL/GOVERNMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 539830 109 FFFFFN FFFFFFFFFFFFFF 04/20/2004 4,900.00 ---------------------------------------------------------------------------------------------------- PFIZER INC. PFE Annual Meeting Date: 04/22/2004 Issuer: 717081 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.pfizer.com/are/investors_reports/annual_2003/financial2003.pdf http://www.pfizer.com/download/investors/financial/proxy_0312_04.pdf http://www.pfizer.com/are/investors_reports/annual_2003/review2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101607 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT STOCK OPTION PLAN 04 For Against S/H PROPOSAL - HEALTH ISSUES 05 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 06 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 07 For Against S/H PROPOSAL - BOARD OF DIRECTORS 08 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 09 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 10 Against Against S/H PROPOSAL - HEALTH ISSUES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 717081 103 FFFFFFFFFN FFFFFFFFFFFFFFF04/20/2004 125,975.00 ---------------------------------------------------------------------------------------------------- SNAP-ON INCORPORATED SNA Annual Meeting Date: 04/22/2004 Issuer: 833034 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/SNA/reports/2003_10K.pdf http://www.sec.gov/Archives/edgar/data/91440/000104746904009322/a2130933zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109730 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 833034 101 FF FFFF 04/20/2004 700.00 ---------------------------------------------------------------------------------------------------- SOVEREIGN BANCORP, INC. SOV Annual Meeting Date: 04/22/2004 Issuer: 845905 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://ir.thomsonfn.com/IRUploads/8271/FileUpload/14222.pdf http://www.sec.gov/Archives/edgar/data/811830/000120677404000231/d14182.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115315 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 845905 108 FFFFF FF 04/20/2004 4,200.00 ---------------------------------------------------------------------------------------------------- SYNOVUS FINANCIAL CORP. SNV Annual Meeting Date: 04/22/2004 Issuer: 87161C City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.synovus.com/index.cfm?catID=2&subject=40 http://www.synovus.com/index.cfm?catID=2&subject=40 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932095993 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 87161C 105 FF FFFFFFFFFFFF 04/20/2004 4,200.00 ---------------------------------------------------------------------------------------------------- TELLABS, INC. TLAB Annual Meeting Date: 04/22/2004 Issuer: 879664 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.tellabs.com/investors/annual/2003 http://www.tellabs.com/investors/annual/2003/proxy2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107154 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 879664 100 FFF FFF 04/20/2004 5,150.00 ---------------------------------------------------------------------------------------------------- UNISYS CORPORATION UIS Annual Meeting Date: 04/22/2004 Issuer: 909214 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.unisys.com/about__unisys/investors/reports__releases_a_downloads/annual__reports/ http://www.unisys.com/about__unisys/investors/reports__releases_a_downloads/proxy__report.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112028 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 909214 108 F FFFF 04/20/2004 1,500.00 ---------------------------------------------------------------------------------------------------- WENDY'S INTERNATIONAL, INC. WEN Annual Meeting Date: 04/22/2004 Issuer: 950590 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.wendys-invest.com/fin/annual/ http://www.wendys-invest.com/fin/annual/ http://www.wendys-invest.com/fin/annual/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104172 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 950590 109 FFF FFFF 04/20/2004 700.00 ---------------------------------------------------------------------------------------------------- WYETH WYE Annual Meeting Date: 04/22/2004 Issuer: 983024 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/22/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=WYE&script=700 http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=WYE&script=700 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113210 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - HEALTH ISSUES 04 Against Against S/H PROPOSAL - ANIMAL RIGHTS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 983024 100 FFFN FFFFFFFFFFF 04/20/2004 17,650.00 ---------------------------------------------------------------------------------------------------- ABBOTT LABORATORIES ABT Annual Meeting Date: 04/23/2004 Issuer: 002824 City: Holdings Reconcilation Date: 02/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://abbott.com/investor/2003annualreport/2003AnnualReport.pdf http://abbott.com/investor/2003annualreport/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104704 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - HEALTH ISSUES 04 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - HEALTH ISSUES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 002824 100 FFFFFF FFFFFFFFFFFFF 04/20/2004 18,150.00 ---------------------------------------------------------------------------------------------------- DELTA AIR LINES, INC. DAL Annual Meeting Date: 04/23/2004 Issuer: 247361 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://www.delta.com/inside/investors/annual_reports/index.jsp http://www.delta.com/inside/investors/annual_reports/index.jsp http://www.delta.com/inside/investors/annual_reports/index.jsp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112030 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 247361 108 FFFFFF FFFFFFF 04/20/2004 2,500.00 ---------------------------------------------------------------------------------------------------- DOMINION RESOURCES, INC. D Annual Meeting Date: 04/23/2004 Issuer: 25746U City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://www.dom.com/investors/annual.jsp http://www.dom.com/investors/proxy.jsp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100439 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 25746U 109 FFF FFFFFFFFFFFFFFF04/20/2004 3,100.00 ---------------------------------------------------------------------------------------------------- GATX CORPORATION GMT Annual Meeting Date: 04/23/2004 Issuer: 361448 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/40211/000095013704001861/c82927e10vk.txt http://www.sec.gov/Archives/edgar/data/40211/000095013704001992/c82191ddef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114680 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 361448 103 FFFF FFFFFFF 04/20/2004 1,400.00 ---------------------------------------------------------------------------------------------------- MERRILL LYNCH & CO., INC. MER Annual Meeting Date: 04/23/2004 Issuer: 590188 City: Holdings Reconcilation Date: 02/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://www.ml.com/annualmeetingmaterials/2003/ar/index.asp?source=email ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101037 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 590188 108 FFFF FF 04/20/2004 10,000.00 ---------------------------------------------------------------------------------------------------- PPL CORPORATION PPL Annual Meeting Date: 04/23/2004 Issuer: 69351T City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://www.pplweb.com/invest_in_ppl/annualrpts/2003/ http://www.shareholder.com/Common/Edgar/922224/922224-04-11/04-00.pdf http://www.pplweb.com/invest_in_ppl/proxy/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116230 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 69351T 106 FF FFF 04/20/2004 425.00 ---------------------------------------------------------------------------------------------------- THE STANLEY WORKS SWK Annual Meeting Date: 04/23/2004 Issuer: 854616 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/23/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/93556/000095013604000768/file001.htm http://www.sec.gov/Archives/edgar/data/93556/000119312504051750/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932123603 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 854616 109 FFF FFF 04/20/2004 900.00 ---------------------------------------------------------------------------------------------------- CINCINNATI FINANCIAL CORPORATION CINF Annual Meeting Date: 04/24/2004 Issuer: 172062 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/24/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=CINF&script=700 http://media.corporate-ir.net/media_files/NSD/CINF/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105720 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 172062 101 FF FFFFF 04/20/2004 2,500.00 ---------------------------------------------------------------------------------------------------- HARLEY-DAVIDSON, INC. HDI Annual Meeting Date: 04/24/2004 Issuer: 412822 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/24/2004 SEDOL: Notes: http://investor.harley-davidson.com/annual.cfm?bmLocale=en_US http://www.shareholder.com/Common/Edgar/793952/1104659-04-7224/04-00.pdf http://www.shareholder.com/Common/Edgar/793952/1193125-04-46601/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114818 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 412822 108 FFFF FF 04/20/2004 15,650.00 ---------------------------------------------------------------------------------------------------- BELLSOUTH CORPORATION BLS Annual Meeting Date: 04/26/2004 Issuer: 079860 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/26/2004 SEDOL: Notes: http://investor.bellsouth.com/ireye/ir_site.zhtml?ticker=BLS&item_id='reports.htm'&script=11905 http://investor.bellsouth.com/ireye/ir_site.zhtml?ticker=BLS&item_id='reports.htm'&script=11905#proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932098280 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For DECLASSIFY BOARD 04 For For ADOPT INCENTIVE STOCK OPTION PLAN 05 For Against S/H PROPOSAL - LIMIT COMPENSATION 06 For Against S/H PROPOSAL - LIMIT COMPENSATION 07 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 079860 102 FFFFFFF FFF 04/21/2004 17,000.00 ---------------------------------------------------------------------------------------------------- CRANE CO. CR Annual Meeting Date: 04/26/2004 Issuer: 224399 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/26/2004 SEDOL: Notes: http://www.craneco.com/investors/annual_reports.cfm http://www.craneco.com/investors/annual_reports.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102534 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For ADOPT INCENTIVE STOCK OPTION PLAN 05 For Against S/H PROPOSAL - ADHERE TO MACBRIDE PRINCIPLES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 224399 105 FFFFF FFFF 04/21/2004 12,775.00 ---------------------------------------------------------------------------------------------------- HONEYWELL INTERNATIONAL INC. HON Annual Meeting Date: 04/26/2004 Issuer: 438516 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/26/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=HON&script=700 http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=HON&script=11978&item_id='proxy.html' ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106683 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - BOARD OF DIRECTORS 04 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 05 For Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE 06 For Against S/H PROPOSAL - ELIMINATE PREEMPTIVE RIGHTS 07 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 438516 106 FFFFFFF FFFFF 04/21/2004 11,700.00 ---------------------------------------------------------------------------------------------------- SYMBOL TECHNOLOGIES, INC. SBL Annual Meeting Date: 04/26/2004 Issuer: 871508 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/278352/000095013604000726/file001.txt http://www.sec.gov/Archives/edgar/data/278352/000095013604000988/file001.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130343 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 871508 107 FFFF FFFFFF 04/21/2004 525.00 ---------------------------------------------------------------------------------------------------- THE LUBRIZOL CORPORATION LZ Annual Meeting Date: 04/26/2004 Issuer: 549271 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/26/2004 SEDOL: Notes: http://www.lubrizol.com/Investors/financial.asp http://www.lubrizol.com/Investors/financial.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099117 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 549271 104 FF FFFF 04/21/2004 300.00 ---------------------------------------------------------------------------------------------------- AMEREN CORPORATION AEE Annual Meeting Date: 04/27/2004 Issuer: 023608 City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=91845&p=irol-reportsannual http://www.sec.gov/Archives/edgar/data/1002910/000119312504043680/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932098254 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 023608 102 FFF FFFFFFFFFFFF 04/23/2004 5,400.00 ---------------------------------------------------------------------------------------------------- BANKNORTH GROUP, INC. BNK Annual Meeting Date: 04/27/2004 Issuer: 06646R City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/829750/000095013504001067/b48988bge10vk.htm http://www.sec.gov/Archives/edgar/data/829750/000095013304000965/w94589def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112131 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 06646R 107 FF FFF 04/23/2004 4,700.00 ---------------------------------------------------------------------------------------------------- BB&T CORPORATION BBT Annual Meeting Date: 04/27/2004 Issuer: 054937 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.bbandt.com/investor/annualmeeting.html http://www.bbandt.com/investor/annualmeeting.html http://www.bbandt.com/investor/annualmeeting.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112282 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE CHARTER AMENDMENT 02 For For APPROVE CHARTER AMENDMENT 03 For For ELECTION OF DIRECTORS 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 054937 107 FFFFFF FFFFFFFF 04/23/2004 8,658.00 ---------------------------------------------------------------------------------------------------- CHUBB CORPORATION CB Annual Meeting Date: 04/27/2004 Issuer: 171232 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.chubb.com/investors/chubb_2003_ar.pdf http://www.sec.gov/Archives/edgar/data/20171/000095012304003772/y92207def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113412 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 171232 101 FFFFF FFFFFFFFFFFFFFF04/23/2004 2,100.00 ---------------------------------------------------------------------------------------------------- FORTUNE BRANDS, INC. FO Annual Meeting Date: 04/27/2004 Issuer: 349631 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.fortunebrands.com/investor/annualreport.cfm http://www.shareholder.com/Common/Edgar/789073/1206774-04-132/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103942 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 349631 101 FFF FFF 04/23/2004 7,700.00 ---------------------------------------------------------------------------------------------------- GOODRICH CORPORATION GR Annual Meeting Date: 04/27/2004 Issuer: 382388 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.goodrich.com/annualreport http://www.goodrich.com/CDA/GeneralContent/0,1277,88,00.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100910 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 382388 106 FF FFFFFFFFFFF 04/23/2004 1,600.00 ---------------------------------------------------------------------------------------------------- HARSCO CORPORATION HSC Annual Meeting Date: 04/27/2004 Issuer: 415864 City: Holdings Reconcilation Date: 03/04/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.harsco.com/investinfo/03_ar/2003_annual_report.html http://www.harsco.com/investinfo/04proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117876 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND NON-EMPLOYEE DIRECTOR PLAN 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 415864 107 FFFF FFF 04/23/2004 600.00 ---------------------------------------------------------------------------------------------------- HUNTINGTON BANCSHARES INCORPORATED HBAN Annual Meeting Date: 04/27/2004 Issuer: 446150 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108954 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 446150 104 FFFF FFFF 04/23/2004 3,200.00 ---------------------------------------------------------------------------------------------------- INTERNATIONAL BUSINESS MACHINES CORP IBM Annual Meeting Date: 04/27/2004 Issuer: 459200 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.ibm.com/annualreport/2003/noflash/ps_home.shtml http://www.ibm.com/annualreport/2003/noflash/ps_home.shtml ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932089661 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For For AMEND LONG TERM INCENTIVE PLAN 05 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 07 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 08 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 09 For Against S/H PROPOSAL - INCREASE DISCLOSURE OF EXECUTIVE COMPENSATION 10 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 11 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 12 For Against S/H PROPOSAL - INCREASE DISCLOSURE OF EXECUTIVE COMPENSATION Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 459200 101 FFFFFFFFFFFF FFFFFFFFFFFF 04/23/2004 20,850.00 ---------------------------------------------------------------------------------------------------- KRAFT FOODS INC. KFT Annual Meeting Date: 04/27/2004 Issuer: 50075N City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://164.109.16.145/investors/annual.html http://164.109.16.145/investors/annual.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099244 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 50075N 104 FF FFFFFFFFF 04/23/2004 1,200.00 ---------------------------------------------------------------------------------------------------- L-3 COMMUNICATIONS HOLDINGS, INC. LLL Annual Meeting Date: 04/27/2004 Issuer: 502424 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1056239/000095013604000651/file001.htm http://www.sec.gov/Archives/edgar/data/1056239/000095013604000926/file001.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132741 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For NON-EMPLOYEE DIRECTOR PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 502424 104 FFFF FFF 04/23/2004 1,300.00 ---------------------------------------------------------------------------------------------------- MANPOWER INC. MAN Annual Meeting Date: 04/27/2004 Issuer: 56418H City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=500&companyid=MAN&pin=132001288 http://www.sec.gov/Archives/edgar/data/871763/000119312504028721/d10k.htm http://www.sec.gov/Archives/edgar/data/871763/000119312504028807/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103271 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 56418H 100 FF FFFF 04/23/2004 475.00 ---------------------------------------------------------------------------------------------------- MARSHALL & ILSLEY CORPORATION MI Annual Meeting Date: 04/27/2004 Issuer: 571834 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.mibank.com/mibank/solutions.cfm?ObjectID=000BD412-3E95-1C2A-B51480C8FE5A0000 http://www.mibank.com/mibank/solutions.cfm?ObjectID=000BD412-3E95-1C2A-B51480C8FE5A0000 http://www.mibank.com/mibank/solutions.cfm?ObjectID=000BD412-3E95-1C2A-B51480C8FE5A0000 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101087 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 571834 100 F FFFFFFF 04/23/2004 2,000.00 ---------------------------------------------------------------------------------------------------- MEADWESTVACO CORPORATION MWV Annual Meeting Date: 04/27/2004 Issuer: 583334 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.meadwestvaco.com/corporate.nsf/investor/financialReports http://www.sec.gov/Archives/edgar/data/1159297/000119312504040042/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102546 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 583334 107 FF FFFF 04/23/2004 3,875.00 ---------------------------------------------------------------------------------------------------- MERCK & CO., INC. MRK Annual Meeting Date: 04/27/2004 Issuer: 589331 City: Holdings Reconcilation Date: 02/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.merck.com/proxy http://www.merck.com/proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102306 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For DECLASSIFY BOARD 04 Against Against S/H PROPOSAL - LIMIT COMPENSATION 05 For Against S/H PROPOSAL - HEALTH ISSUES 06 For Against S/H PROPOSAL - REQUIRE SHAREHOLDER APPROVAL OF BUSINESS COMBINATION 07 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 08 For Against S/H PROPOSAL - HEALTH ISSUES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 589331 107 FFFNFFFF FFFFF 04/23/2004 30,300.00 ---------------------------------------------------------------------------------------------------- METLIFE, INC. MET Annual Meeting Date: 04/27/2004 Issuer: 59156R City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/MET/reports/MET_2003AR.pdf http://ir.metlife.com/media_files/NYS/MET/reports/MET_2004_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102382 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For ADOPT INCENTIVE STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 59156R 108 FFFFFF FFFFF 04/23/2004 2,200.00 ---------------------------------------------------------------------------------------------------- MOODY'S CORPORATION MCO Annual Meeting Date: 04/27/2004 Issuer: 615369 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/mco/reports/mco_ar03.pdf http://media.corporate-ir.net/media_files/NYS/mco/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116064 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- I For For ELECTION OF DIRECTORS II For For AMEND INCENTIVE STOCK OPTION PLAN III For For ADOPT INCENTIVE STOCK OPTION PLAN IV For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS V For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 615369 105 FFFFF FFFF 04/23/2004 200.00 ---------------------------------------------------------------------------------------------------- NATIONAL CITY CORPORATION NCC Annual Meeting Date: 04/27/2004 Issuer: 635405 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://ir.thomsonfn.com/IRUploads/5088/DataTableUpload/NCC_03_Annual_Report.pdf http://ir.thomsonfn.com/InvestorRelations/SecFilings.aspx?partner=5088&type=results&cont_qualifier=C&doc_type=PROXY&doc_ dcn=04662159&cont_format=PDF&doc_des=E&viewer=Y ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108194 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 635405 103 FFFF FFFFFFFFFFFF 04/23/2004 13,850.00 ---------------------------------------------------------------------------------------------------- NOBLE ENERGY, INC. NBL Annual Meeting Date: 04/27/2004 Issuer: 655044 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/72207/000110465904007279/a04-3320_110k.htm http://www.sec.gov/Archives/edgar/data/72207/000095012904001489/h13207def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119553 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 655044 105 FFFF FFFFFF 04/23/2004 2,900.00 ---------------------------------------------------------------------------------------------------- NORTH FORK BANCORPORATION, INC. NFB Annual Meeting Date: 04/27/2004 Issuer: 659424 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/352510/000095012304002889/y94841e10vk.htm http://www.sec.gov/Archives/edgar/data/352510/000095012304003545/y95091def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104069 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 659424 105 FF FFF 04/23/2004 2,200.00 ---------------------------------------------------------------------------------------------------- PACCAR INC PCAR Annual Meeting Date: 04/27/2004 Issuer: 693718 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.paccar.com/corp/03annprt/Paccar03AR.pdf http://www.paccar.com/corp/proxy04/04proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103310 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 For Against S/H PROPOSAL - DECLASSIFY BOARD Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 693718 108 FFFFF FFF 04/23/2004 3,562.00 ---------------------------------------------------------------------------------------------------- PRAXAIR, INC. PX Annual Meeting Date: 04/27/2004 Issuer: 74005P City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.praxair.com/praxair.nsf/AllContent/053F2FA9EEE9235E85256CE300641DFC?OpenDocument&View=LeftNavMenu&Expand=5 http://www.praxair.com/praxair.nsf/78f8cb7dc1379181852569730069e75d/114d07dd4031424a85256ce3006fc83d?OpenDocument ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103461 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For SHAREHOLDER RIGHTS PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 74005P 104 FFFF FFF 04/23/2004 4,150.00 ---------------------------------------------------------------------------------------------------- SCHERING-PLOUGH CORPORATION SGP Annual Meeting Date: 04/27/2004 Issuer: 806605 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/IROL/89/89839/reports/2003ar.pdf http://www.schering-plough.com/pdf/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109970 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 806605 101 FFF FFFF 04/23/2004 20,400.00 ---------------------------------------------------------------------------------------------------- THE BLACK & DECKER CORPORATION BDK Annual Meeting Date: 04/27/2004 Issuer: 091797 City: Holdings Reconcilation Date: 02/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.bdk.com/03report/ http://media.corporate-ir.net/media_files/NYS/BDK/reports/bdk_030404.pdf http://media.corporate-ir.net/media_files/NYS/BDK/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932096678 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT RESTRICTED STOCK AWARD PLAN 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 091797 100 FFFF FFFFFFFF 04/23/2004 1,300.00 ---------------------------------------------------------------------------------------------------- THE PNC FINANCIAL SERVICES GROUP, IN PNC Annual Meeting Date: 04/27/2004 Issuer: 693475 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.pnc.com/investors/annualreport.html http://www.pnc.com/investors/secfilings.html http://www.pnc.com/investors/annualreport.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108081 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 693475 105 F FFFFFFFFFFFFFF 04/23/2004 3,925.00 FF ---------------------------------------------------------------------------------------------------- WELLS FARGO & COMPANY WFC Annual Meeting Date: 04/27/2004 Issuer: 949746 City: Holdings Reconcilation Date: 03/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/27/2004 SEDOL: Notes: http://www.wellsfargo.com/invest_relations/annual.jhtml http://www.wellsfargo.com/invest_relations/annual.jhtml ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109538 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 07 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 949746 101 FFFFFFF FFFFFFFFFFFFFF 04/23/2004 32,641.00 ---------------------------------------------------------------------------------------------------- ADOBE SYSTEMS INCORPORATED ADBE Annual Meeting Date: 04/28/2004 Issuer: 00724F City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.adobe.com/aboutadobe/invrelations/main.html http://www.adobe.com/aboutadobe/invrelations/main.html http://www.adobe.com/aboutadobe/invrelations/main.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102419 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN TO INCREASE SHARES 03 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 04 Against Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00724F 101 FFFNF FFFFF 04/23/2004 2,000.00 ---------------------------------------------------------------------------------------------------- AGL RESOURCES INC. ATG Annual Meeting Date: 04/28/2004 Issuer: 001204 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1004155/000100415504000005/form10kfinal.htm http://www.sec.gov/Archives/edgar/data/1004155/000119312504035612/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099826 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 001204 106 F FFFFF 04/23/2004 800.00 ---------------------------------------------------------------------------------------------------- ALLERGAN, INC. AGN Annual Meeting Date: 04/28/2004 Issuer: 018490 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.shareholder.com/AGN/EdgarDetail.cfm?CompanyID=AGN&CIK=850693&FID=892569-04-307&SID=04-00 http://www.shareholder.com/agn/EdgarDetail.cfm?CompanyID=AGN&CIK=850693&FID=892569-04-348&SID=04-00 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104918 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 018490 102 FFFF FFFF 04/23/2004 1,150.00 ---------------------------------------------------------------------------------------------------- ANHEUSER-BUSCH COMPANIES, INC. BUD Annual Meeting Date: 04/28/2004 Issuer: 035229 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.anheuser-busch.com/annual/default.htm http://www.anheuser-busch.com/annual/proxy.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103865 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 035229 103 FF FFFFF 04/23/2004 9,100.00 ---------------------------------------------------------------------------------------------------- BAKER HUGHES INCORPORATED BHI Annual Meeting Date: 04/28/2004 Issuer: 057224 City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.bakerhughes.com/investor/information/arlist.htm http://www.sec.gov/Archives/edgar/data/808362/000095012904001065/h12941def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105580 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 057224 107 FFFF FFF 04/23/2004 800.00 ---------------------------------------------------------------------------------------------------- BALL CORPORATION BLL Annual Meeting Date: 04/28/2004 Issuer: 058498 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/9389/000000938904000059/f10k_4qtr2003.htm http://www.sec.gov/Archives/edgar/data/9389/000104746904008578/a2130574zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110985 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 058498 106 FF FFFF 04/23/2004 800.00 ---------------------------------------------------------------------------------------------------- CHEVRONTEXACO CORPORATION CVX Annual Meeting Date: 04/28/2004 Issuer: 166764 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/nys/cvx/reports/proxy.pdf http://www.chevrontexaco.com/investor/annual/2003/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115707 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For SHAREHOLDER RIGHTS PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 06 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 07 For Against S/H PROPOSAL - BOARD OF DIRECTORS 08 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 09 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 166764 100 FFFFFFFFF FFFFFFFFFFFF 04/23/2004 10,064.00 ---------------------------------------------------------------------------------------------------- CIGNA CORPORATION CI Annual Meeting Date: 04/28/2004 Issuer: 125509 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.cigna.com/general/about/investor/disclosures_recent.html http://www.cigna.com/general/about/investor/disclosures_recent.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117763 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 125509 109 FF FFFF 04/23/2004 2,200.00 ---------------------------------------------------------------------------------------------------- CLEAR CHANNEL COMMUNICATIONS, INC. CCU Annual Meeting Date: 04/28/2004 Issuer: 184502 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/739708/000095013404003475/d13446e10vk.htm http://www.sec.gov/Archives/edgar/data/739708/000095013404003733/d13777ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122182 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 184502 102 FF FFFFFFFFFFF 04/23/2004 6,475.00 ---------------------------------------------------------------------------------------------------- E. I. DU PONT DE NEMOURS AND COMPANY DD Annual Meeting Date: 04/28/2004 Issuer: 263534 City: Holdings Reconcilation Date: 03/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www1.dupont.com/NASApp/dupontglobal/corp/index.jsp http://www.sec.gov/Archives/edgar/data/30554/000093041304000799/c29399_10k.txt http://www.sec.gov/Archives/edgar/data/30554/000093041304001185/c29400-def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111165 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 263534 109 FFFFF FFFFFFFFFFFF 04/23/2004 11,125.00 ---------------------------------------------------------------------------------------------------- EATON CORPORATION ETN Annual Meeting Date: 04/28/2004 Issuer: 278058 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/31277/000095015204001889/l06255ae10vk.txt http://www.sec.gov/Archives/edgar/data/31277/000095015204002084/l04620adef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110947 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 278058 102 FFF FFF 04/27/2004 3,000.00 ---------------------------------------------------------------------------------------------------- FLUOR CORPORATION FLR Annual Meeting Date: 04/28/2004 Issuer: 343412 City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.fluor.com/investor/03annual/downloads/fluor_ar2003.pdf http://www.sec.gov/Archives/edgar/data/1124198/000089256904000360/a96811ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120633 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 343412 102 FFF FFFF 04/27/2004 3,675.00 ---------------------------------------------------------------------------------------------------- KOHL'S CORPORATION KSS Annual Meeting Date: 04/28/2004 Issuer: 500255 City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/885639/000119312504045654/d10k.htm http://www.sec.gov/Archives/edgar/data/885639/000119312504046470/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117840 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 500255 104 FFFF FFFF 04/27/2004 11,550.00 ---------------------------------------------------------------------------------------------------- NATIONAL COMMERCE FINANCIAL CORP. NCF Annual Meeting Date: 04/28/2004 Issuer: 63545P City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.ncfcorp.com/downloads/NCF_AnnualReport_2003_FINAL.pdf http://www.ncfcorp.com/downloads/200310K.pdf http://www.ncfcorp.com/downloads/2004Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932099624 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 63545P 104 FF FFFFF 04/27/2004 500.00 ---------------------------------------------------------------------------------------------------- NEWMONT MINING CORPORATION NEM Annual Meeting Date: 04/28/2004 Issuer: 651639 City: Holdings Reconcilation Date: 03/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.newmont.com/en/investor/annualreport2003/newmont_annual2003.pdf http://www.sec.gov/Archives/edgar/data/1164727/000119312504044778/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104968 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 651639 106 FFF FFFFFFFFFFFF 04/27/2004 7,400.00 ---------------------------------------------------------------------------------------------------- PIPER JAFFRAY COMPANIES PJC Annual Meeting Date: 04/28/2004 Issuer: 724078 City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.piperjaffray.com/pdf/2003annualreport.pdf http://www.piperjaffray.com/pdf/proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101823 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 724078 100 FFF FFF 04/27/2004 255.00 ---------------------------------------------------------------------------------------------------- SPX CORPORATION SPW Annual Meeting Date: 04/28/2004 Issuer: 784635 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/88205/000119312504030268/d10k.htm http://www.sec.gov/Archives/edgar/data/88205/000119312504044161/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111975 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 784635 104 F FFF 04/27/2004 1,000.00 ---------------------------------------------------------------------------------------------------- TCF FINANCIAL CORPORATION TCB Annual Meeting Date: 04/28/2004 Issuer: 872275 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/814184/000104746904007035/a2129597z10-k.htm http://www.sec.gov/Archives/edgar/data/814184/000110465904007798/a04-3235_1def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110959 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For ADOPT INCENTIVE STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 872275 102 FFFFF FFFF 04/27/2004 12,000.00 ---------------------------------------------------------------------------------------------------- TECO ENERGY, INC. TE Annual Meeting Date: 04/28/2004 Issuer: 872375 City: Holdings Reconcilation Date: 02/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/te/reports/2003analysis.pdf http://media.corporate-ir.net/media_files/NYS/te/reports/te_proxy2004.pdf http://media.corporate-ir.net/media_files/NYS/te/reports/2003overview.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103574 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- A For For ELECTION OF DIRECTORS B For For ADOPT INCENTIVE STOCK OPTION PLAN C For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS D1 For Against S/H PROPOSAL - CORPORATE GOVERNANCE D2 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 872375 100 FFFFF FFF 04/27/2004 7,600.00 ---------------------------------------------------------------------------------------------------- TEXTRON INC. TXT Annual Meeting Date: 04/28/2004 Issuer: 883203 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.textron.com/investor/annual_report.html http://www.sec.gov/Archives/edgar/data/217346/000104746904008616/a2127971zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108384 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For MISCELLANEOUS COMPENSATION PLANS 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 For Against S/H PROPOSAL - MILITARY/WEAPONS 06 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 07 For Against S/H PROPOSAL - REPORT ON CHARITABLE DONATIONS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 883203 101 FFFFFFF FFFF 04/27/2004 1,475.00 ---------------------------------------------------------------------------------------------------- THE AES CORPORATION AES Annual Meeting Date: 04/28/2004 Issuer: 00130H City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/AES/reports/2003_10k.pdf http://media.corporate-ir.net/media_files/NYS/AES/reports/proxy2003a.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102483 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00130H 105 FF FFFFFFFFFFFF 04/27/2004 3,200.00 ---------------------------------------------------------------------------------------------------- THE MCGRAW-HILL COMPANIES, INC. MHP Annual Meeting Date: 04/28/2004 Issuer: 580645 City: Holdings Reconcilation Date: 03/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://www.mcgraw-hill.com/about/annual.html http://www.mcgraw-hill.com/2004mhpproxy/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112256 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 580645 109 FFFF FFFF 04/27/2004 600.00 ---------------------------------------------------------------------------------------------------- THE SHERWIN-WILLIAMS COMPANY SHW Annual Meeting Date: 04/28/2004 Issuer: 824348 City: Holdings Reconcilation Date: 02/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirSHW/sa6387.pdf http://ww3.ics.adp.com/streetlink_data/dirSHW/sa6389.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104045 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For APPROVE CHARTER AMENDMENT 04 For For APPROVE CHARTER AMENDMENT 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 824348 106 FFFFF FFFFFFFFFFFF 04/27/2004 300.00 ---------------------------------------------------------------------------------------------------- VERIZON COMMUNICATIONS INC. VZ Annual Meeting Date: 04/28/2004 Issuer: 92343V City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://investor.verizon.com/financial/quarterly/annual_report.html http://investor.verizon.com/financial/quarterly/pdf/proxy_04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105631 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 04 For Against S/H PROPOSAL - LIMIT COMPENSATION 05 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 06 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 07 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 08 For Against STOCK TRANSFER AGREEMENT 09 For Against MISCELLANEOUS COMPENSATION PLANS 10 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 11 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 92343V 104 FFFFFFFFFFF FFFFFFFFFFF 04/23/2004 34,600.00 ---------------------------------------------------------------------------------------------------- W.W. GRAINGER, INC. GWW Annual Meeting Date: 04/28/2004 Issuer: 384802 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/28/2004 SEDOL: Notes: http://invest.grainger.com/InvestorRelations/PubReports.aspx?partner=10160 http://invest.grainger.com/InvestorRelations/PubReports.aspx?partner=10160 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106443 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 384802 104 FF FFFFFFFFFFF 04/27/2004 1,700.00 ---------------------------------------------------------------------------------------------------- ADVANCED MICRO DEVICES, INC. AMD Annual Meeting Date: 04/29/2004 Issuer: 007903 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.amd.com/aradp http://www.amd.com/aradp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105302 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 007903 107 FFF FFFFFFFFF 04/27/2004 4,800.00 ---------------------------------------------------------------------------------------------------- ALTRIA GROUP, INC. MO Annual Meeting Date: 04/29/2004 Issuer: 02209S City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.altria.com/investors/02_01_annualreport.asp http://www.altria.com/download/pdf/investors_AltriaGroupInc_2004_Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111482 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - TOBACCO 04 Against Against S/H PROPOSAL - TOBACCO 05 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 06 Against Against S/H PROPOSAL - TOBACCO 07 Against Against S/H PROPOSAL - TOBACCO 08 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 02209S 103 FFNNFNNF FFFFFFFFFF 04/27/2004 31,200.00 ---------------------------------------------------------------------------------------------------- BROADCOM CORPORATION BRCM Annual Meeting Date: 04/29/2004 Issuer: 111320 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.onlineproxy.com/broadcom/2004/vote/ http://www.onlineproxy.com/broadcom/2004/vote/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119399 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 111320 107 FFF FFFFFF 04/27/2004 2,475.00 ---------------------------------------------------------------------------------------------------- CAPITAL ONE FINANCIAL CORPORATION COF Annual Meeting Date: 04/29/2004 Issuer: 14040H City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/70/70667/reports/2003ar.pdf http://media.corporate-ir.net/media_files/irol/70/70667/reports/2004proxya.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932093824 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 14040H 105 FFF FFF 04/27/2004 3,000.00 ---------------------------------------------------------------------------------------------------- CORNING INCORPORATED GLW Annual Meeting Date: 04/29/2004 Issuer: 219350 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.corning.com/investor_relations/financial_reports/annual_reports/2003/index.aspx http://www.shareholder.com/Common/Edgar/24741/24741-04-158/04-00.pdf http://www.shareholder.com/Common/Edgar/24741/1193125-04-35973/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106467 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 219350 105 FFF FFFFF 04/27/2004 18,400.00 ---------------------------------------------------------------------------------------------------- DTE ENERGY COMPANY DTE Annual Meeting Date: 04/29/2004 Issuer: 233331 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/936340/000095012404000639/k81862e10vk.htm http://www.sec.gov/Archives/edgar/data/936340/000095012404001162/k83447def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119161 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 233331 107 FF FFFFF 04/27/2004 2,300.00 ---------------------------------------------------------------------------------------------------- INVITROGEN CORPORATION IVGN Annual Meeting Date: 04/29/2004 Issuer: 46185R City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1073431/000119312504033921/d10k.htm http://www.sec.gov/Archives/edgar/data/1073431/000119312504042555/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115858 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 46185R 100 FFFF FFF 04/27/2004 200.00 ---------------------------------------------------------------------------------------------------- KIMBERLY-CLARK CORPORATION KMB Annual Meeting Date: 04/29/2004 Issuer: 494368 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.kimberly-clark.com/investorinfo/annual_report.asp http://investor.kimberly-clark.com/proxy.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932098723 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 494368 103 FFFF FFFF 04/27/2004 2,750.00 ---------------------------------------------------------------------------------------------------- TORCHMARK CORPORATION TMK Annual Meeting Date: 04/29/2004 Issuer: 891027 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: Notes: http://www.torchmarkcorp.com/reports/2003/2003Narrative.pdf http://www.torchmarkcorp.com/reports/2003/2003TMK_10-K.PDF http://www.torchmarkcorp.com/reports/2003/2003TMKProxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114577 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - INCREASE DISCLOSURE OF EXECUTIVE COMPENSATION 04 Against Against S/H PROPOSAL - HEALTH ISSUES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 891027 104 FFFN FFFFF 04/27/2004 1,900.00 ---------------------------------------------------------------------------------------------------- VALERO ENERGY CORPORATION VLO Annual Meeting Date: 04/29/2004 Issuer: 91913Y City: Holdings Reconcilation Date: 03/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/29/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121522 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ENVIRONMENTAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 91913Y 100 FFF FFF 04/27/2004 1,865.00 ---------------------------------------------------------------------------------------------------- AETNA INC. AET Annual Meeting Date: 04/30/2004 Issuer: 00817Y City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.aetna.com/investor/annualrept.htm http://www.aetna.com/investor/proxy.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100225 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - DECLASSIFY BOARD 04 For Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00817Y 108 FFFF FFFFFFFFFFFFFF 04/28/2004 4,700.00 ---------------------------------------------------------------------------------------------------- ALCOA INC. AA Annual Meeting Date: 04/30/2004 Issuer: 013817 City: Holdings Reconcilation Date: 02/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.alcoa.com/global/en/investment/annual_rep.asp http://www.sec.gov/Archives/edgar/data/4281/000119312504031464/d10k.htm http://www.sec.gov/Archives/edgar/data/4281/000120677404000113/d14003.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932097694 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 3A For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 3B For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 013817 101 FFFF FFFF 04/28/2004 11,700.00 ---------------------------------------------------------------------------------------------------- COCA-COLA ENTERPRISES INC. CCE Annual Meeting Date: 04/30/2004 Issuer: 191219 City: Holdings Reconcilation Date: 03/04/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://ir.cokecce.com/marketguide.cfm http://ir.cokecce.com/marketguide.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104336 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT MANAGEMENT INCENTIVE PLAN 03 For For ADOPT STOCK AWARDS PLAN 04 For For ADOPT DIRECTORS' DEFERRED COMPENSATION PLAN 05 For For ADOPT OMNIBUS STOCK OPTION PLAN 06 For For SAVINGS PLAN 07 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 08 For Against S/H PROPOSAL - LIMIT COMPENSATION 09 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 191219 104 FFFFFFFFF FFFFF 04/28/2004 3,200.00 ---------------------------------------------------------------------------------------------------- CUMULUS MEDIA INC. CMLS Annual Meeting Date: 04/30/2004 Issuer: 231082 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1058623/000095014404002503/g86920e10vk.htm http://www.sec.gov/Archives/edgar/data/1058623/000095014404003009/g87949def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119729 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 231082 108 FFF F 04/28/2004 1,450.00 ---------------------------------------------------------------------------------------------------- GREENPOINT FINANCIAL CORP. GPT Annual Meeting Date: 04/30/2004 Issuer: 395384 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.greenpoint.com/2003AnnualReport.pdf http://www.greenpoint.com/2004ProxyStatement.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107558 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 395384 100 FF FFF 04/28/2004 2,625.00 ---------------------------------------------------------------------------------------------------- MARRIOTT INTERNATIONAL, INC. MAR Annual Meeting Date: 04/30/2004 Issuer: 571903 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://ir.shareholder.com/mar/downloads/2003annualreport.pdf http://ir.shareholder.com/mar/downloads/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115113 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 571903 202 FFF FFF 04/28/2004 15,550.00 ---------------------------------------------------------------------------------------------------- OCCIDENTAL PETROLEUM CORPORATION OXY Annual Meeting Date: 04/30/2004 Issuer: 674599 City: Holdings Reconcilation Date: 03/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.oxypublications.com/ http://www.oxypublications.com/ http://www.oxypublications.com/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101796 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND RESTRICTED STOCK AWARD PLAN 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 674599 105 FFFN FFFFFFFFFFFF 04/28/2004 16,450.00 ---------------------------------------------------------------------------------------------------- POPULAR, INC. BPOP Annual Meeting Date: 04/30/2004 Issuer: 733174 City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.snl.com/Interactive/IR/doc.asp?IID=100165&DID=1628701 http://www.snl.com/Interactive/IR/doc.asp?IID=100165&DID=1628133 http://www.bancopopular.com/popularinc/pages/preng/popi-preng-investor-1.jsp?Name=/bancopopular/pages/preng/ about/bppr-preng-about-annual.jsp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108904 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 1 2 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 05 For For APPROVE AUTHORIZED PREFERRED STOCK INCREASE 06 For For APPROVE CHARTER AMENDMENT 07 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 733174 106 FFFFFF FFFFF 04/28/2004 100.00 ---------------------------------------------------------------------------------------------------- SBC COMMUNICATIONS INC. SBC Annual Meeting Date: 04/30/2004 Issuer: 78387G City: Holdings Reconcilation Date: 03/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.sbc.com/investor_relations/company_reports_and_sec_filings/2003_AR.pdf http://www.sec.gov/Archives/edgar/data/732717/000119312504039016/ddef14a.txt http://ww3.ics.adp.com/streetlink_data/dirSBC/sa63DC.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103536 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For DECLASSIFY BOARD 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 78387G 103 FFFFN FFFFFF 04/28/2004 35,837.00 ---------------------------------------------------------------------------------------------------- TELEFLEX INCORPORATED TFX Annual Meeting Date: 04/30/2004 Issuer: 879369 City: Holdings Reconcilation Date: 03/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/96943/000089322004000402/w94871e10vk.htm http://www.sec.gov/Archives/edgar/data/96943/000089322004000524/w93075def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120277 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 879369 106 FF FFF 04/28/2004 500.00 ---------------------------------------------------------------------------------------------------- THE SERVICEMASTER COMPANY SVM Annual Meeting Date: 04/30/2004 Issuer: 81760N City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1052045/000105204504000111/form10k31504.txt http://www.sec.gov/Archives/edgar/data/1052045/000104746904010489/a2131699zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932126899 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 81760N 109 FFFF FFF 04/28/2004 4,100.00 ---------------------------------------------------------------------------------------------------- XL CAPITAL LTD XL Annual Meeting Date: 04/30/2004 Issuer: G98255 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/875159/000093041304001132/c31036_10k.htm http://www.sec.gov/Archives/edgar/data/875159/000093041304001319/c30055_def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119515 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND G98255 105 FF FFF 04/28/2004 7,225.00 ---------------------------------------------------------------------------------------------------- ZIONS BANCORPORATION ZION Annual Meeting Date: 04/30/2004 Issuer: 989701 City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117193 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 989701 107 FFF FFF 04/28/2004 200.00 ---------------------------------------------------------------------------------------------------- HUBBELL INCORPORATED HUBB Annual Meeting Date: 05/03/2004 Issuer: 443510 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/03/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/HUBB/2003AR/HUBB_2003_AR_10K.pdf http://media.corporate-ir.net/media_files/NYS/HUBB/reports/031804.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111901 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 443510 201 FF FFFFFFFFFF 04/28/2004 900.00 ---------------------------------------------------------------------------------------------------- JEFFERSON-PILOT CORPORATION JP Annual Meeting Date: 05/03/2004 Issuer: 475070 City: Holdings Reconcilation Date: 03/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/03/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/53347/000095014404002507/g87554e10vk.htm http://www.sec.gov/Archives/edgar/data/53347/000095014404003038/g86937def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117737 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT NON-EMPLOYEE DIRECTOR PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 475070 108 FFF FFFF 04/28/2004 3,700.00 ---------------------------------------------------------------------------------------------------- MBNA CORPORATION KRB Annual Meeting Date: 05/03/2004 Issuer: 55262L City: Holdings Reconcilation Date: 02/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/03/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirKRB/sa6C7B.pdf http://ww3.ics.adp.com/streetlink_data/dirKRB/sa6C7D.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107231 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 04 For Against S/H PROPOSAL - REQUIRE MAJORITY OF DIRECTORS TO BE INDEPENDENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 55262L 100 FFFF FFFFFFF 04/28/2004 15,350.00 ---------------------------------------------------------------------------------------------------- MOTOROLA, INC. MOT Annual Meeting Date: 05/03/2004 Issuer: 620076 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/03/2004 SEDOL: Notes: http://www.motorola.com/investor http://www.motorola.com/investor ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106265 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 620076 109 FFF FFFFFFFFFFF 04/28/2004 29,700.00 ---------------------------------------------------------------------------------------------------- ROHM AND HAAS COMPANY ROH Annual Meeting Date: 05/03/2004 Issuer: 775371 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/03/2004 SEDOL: Notes: http://www.rhfinancial.com/ireye/ir_site.zhtml?ticker=ROH&script=700 http://www.rhfinancial.com/ireye/ir_site.zhtml?ticker=ROH&script=700 http://www.rhfinancial.com/ireye/ir_site.zhtml?ticker=ROH&script=700 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117903 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For AMEND STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 775371 107 FFFFFF FFFFFFFFFFFFFF 04/28/2004 2,200.00 ---------------------------------------------------------------------------------------------------- THE BOEING COMPANY BA Annual Meeting Date: 05/03/2004 Issuer: 097023 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/03/2004 SEDOL: Notes: http://www.boeing.com/companyoffices/financial/finreports/annual/03annualreport/ http://www.boeing.com/companyoffices/financial/finreports/annual/04proxy/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113020 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For SUPERMAJORITY 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - MILITARY/WEAPONS 05 Against Against S/H PROPOSAL - HUMAN RIGHTS RELATED 06 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 07 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 08 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 09 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 10 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 097023 105 FFFFNFFFFF FFFF 04/28/2004 18,700.00 ---------------------------------------------------------------------------------------------------- AMBAC FINANCIAL GROUP, INC. ABK Annual Meeting Date: 05/04/2004 Issuer: 023139 City: Holdings Reconcilation Date: 03/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.ambac.com/pdfs/Ambac%202003.pdf http://www.sec.gov/Archives/edgar/data/874501/000119312504048408/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122118 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 023139 108 FFFF FFFFFFFFF 04/29/2004 100.00 ---------------------------------------------------------------------------------------------------- BAXTER INTERNATIONAL INC. BAX Annual Meeting Date: 05/04/2004 Issuer: 071813 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.baxter.com/about_baxter/investor_information/annual_report/index.html http://www.baxter.com/about_baxter/investor_information/annual_report/index.html http://www.baxter.com/about_baxter/investor_information/annual_report/index.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932105299 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 071813 109 FFF FFF 04/29/2004 11,000.00 ---------------------------------------------------------------------------------------------------- BRISTOL-MYERS SQUIBB COMPANY BMY Annual Meeting Date: 05/04/2004 Issuer: 110122 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.bms.com/static/annual/2003ar/annual_report/data/index.html http://www.bms.com/static/annual/2003ar/proxy/ps_notice/data/notice_a.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113347 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 04 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 For Against S/H PROPOSAL - BOARD OF DIRECTORS 06 For Against S/H PROPOSAL - HEALTH ISSUES 07 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 110122 108 FFFFFFF FFF 04/29/2004 27,025.00 ---------------------------------------------------------------------------------------------------- CAREMARK RX, INC. CMX Annual Meeting Date: 05/04/2004 Issuer: 141705 City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.shareholder.com/cmx/edgar.cfm?DocType=Annual&Year=&cik=1000736 http://www.shareholder.com/cmx/edgar.cfm?DocType=Proxy&Year=&cik=1000736 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932127790 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 141705 103 F FFFF 04/29/2004 6,313.00 ---------------------------------------------------------------------------------------------------- CATELLUS DEVELOPMENT CORPORATION CDX Annual Meeting Date: 05/04/2004 Issuer: 149113 City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: HTTP://WW3.ICS.ADP.COM/STREETLINK/CDX HTTP://WW3.ICS.ADP.COM/STREETLINK/CDX ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125950 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 149113 102 F FFFFFFFFF 04/29/2004 1,198.00 ---------------------------------------------------------------------------------------------------- DANAHER CORPORATION DHR Annual Meeting Date: 05/04/2004 Issuer: 235851 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.danaher.com/pdf/AR_03.pdf http://www.sec.gov/Archives/edgar/data/313616/000104746904009783/a2131972zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130797 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK OPTION PLAN 04 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 235851 102 FFFN FFF 04/29/2004 1,600.00 ---------------------------------------------------------------------------------------------------- DELUXE CORPORATION DLX Annual Meeting Date: 05/04/2004 Issuer: 248019 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/27996/000089710104000509/deluxe040989_10k.htm http://www.sec.gov/Archives/edgar/data/27996/000089710104000546/deluxe041273s2_def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116406 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For AMEND OMNIBUS STOCK OPTION PLAN 05 For Against S/H PROPOSAL - INCREASE DISCLOSURE OF EXECUTIVE COMPENSATION Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 248019 101 FFFFF FFFFFFFFF 04/29/2004 2,900.00 ---------------------------------------------------------------------------------------------------- EOG RESOURCES, INC. EOG Annual Meeting Date: 05/04/2004 Issuer: 26875P City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.eogresources.com/investors/annreport.html http://www.eogresources.com/investors/annreport.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108500 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK OPTION PLAN 04 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 26875P 101 FFFF FFFFFF 04/29/2004 4,250.00 ---------------------------------------------------------------------------------------------------- GANNETT CO., INC. GCI Annual Meeting Date: 05/04/2004 Issuer: 364730 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/84/84662/reports/2003ar.pdf http://media.corporate-ir.net/media_files/irol/84/84662/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111886 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 364730 101 FFFF FFF 04/29/2004 3,550.00 ---------------------------------------------------------------------------------------------------- GEORGIA-PACIFIC CORPORATION GP Annual Meeting Date: 05/04/2004 Issuer: 373298 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.gp.com/center/annualreport.html http://www.gp.com/center/annualreport.html http://www.gp.com/center/annualreport.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120366 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 373298 108 FFFF FFFFFF 04/29/2004 400.00 ---------------------------------------------------------------------------------------------------- GREAT PLAINS ENERGY INCORPORATED GXP Annual Meeting Date: 05/04/2004 Issuer: 391164 City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.greatplainsenergy.com/investor/annlproxy.html http://www.greatplainsenergy.com/investor/annlproxy.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100326 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 391164 100 FF FFFFFFFFFFF 04/29/2004 800.00 ---------------------------------------------------------------------------------------------------- ITT EDUCATIONAL SERVICES, INC. ESI Annual Meeting Date: 05/04/2004 Issuer: 45068B City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/922475/000110465904005538/a04-2723_110k.htm http://www.sec.gov/Archives/edgar/data/922475/000104746904007056/a2130560zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114313 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 45068B 109 FF FFFF 04/29/2004 1,100.00 ---------------------------------------------------------------------------------------------------- KNIGHT-RIDDER, INC. KRI Annual Meeting Date: 05/04/2004 Issuer: 499040 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.knightridder.com/investing/ars_proxies.html http://www.knightridder.com/investing/ars_proxies.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932126887 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 499040 103 FF FFFF 04/29/2004 900.00 ---------------------------------------------------------------------------------------------------- LAFARGE NORTH AMERICA INC. LAF Annual Meeting Date: 05/04/2004 Issuer: 505862 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 04/30/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120772 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 505862 102 F FFFFFFFFFFFFFFF04/29/2004 500.00 ---------------------------------------------------------------------------------------------------- PLUM CREEK TIMBER COMPANY, INC. PCL Annual Meeting Date: 05/04/2004 Issuer: 729251 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=PCL&script=700 http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=PCL&script=700 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118246 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against Against S/H PROPOSAL - ADOPT/IMPLEMENT CERES PRINCIPLES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 729251 108 FFFN FFFFFFFFF 04/29/2004 3,100.00 ---------------------------------------------------------------------------------------------------- PUGET ENERGY, INC. PSD Annual Meeting Date: 05/04/2004 Issuer: 745310 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1085392/000108539204000031/f10k2003.htm http://www.sec.gov/Archives/edgar/data/1085392/000089102004000333/v96972dedef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113272 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 745310 102 F FFFF 04/29/2004 7,350.00 ---------------------------------------------------------------------------------------------------- QUEST DIAGNOSTICS INCORPORATED DGX Annual Meeting Date: 05/04/2004 Issuer: 74834L City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1022079/000095011704000798/a37115.txt http://www.sec.gov/Archives/edgar/data/1022079/000095011704001336/a37253.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117852 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 74834L 100 FF FFF 04/29/2004 925.00 ---------------------------------------------------------------------------------------------------- REEBOK INTERNATIONAL LTD. RBK Annual Meeting Date: 05/04/2004 Issuer: 758110 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/770949/000104746904007907/a2130829z10-k.htm http://www.sec.gov/Archives/edgar/data/770949/000104746904008740/a2130573zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115276 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 758110 100 FFF FFFF 04/29/2004 2,375.00 ---------------------------------------------------------------------------------------------------- ROBERT HALF INTERNATIONAL INC. RHI Annual Meeting Date: 05/04/2004 Issuer: 770323 City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/315213/000104746904006986/a2124746z10-k.htm http://www.sec.gov/Archives/edgar/data/315213/000104746904009241/a2121757zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110113 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 770323 103 FF FFFFFFF 04/29/2004 500.00 ---------------------------------------------------------------------------------------------------- SABRE HOLDINGS CORPORATION TSG Annual Meeting Date: 05/04/2004 Issuer: 785905 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sabre-holdings.com/investor/highlights/pdfs/Sabre2003AR.pdf http://www.sabre-holdings.com/investor/highlights/pdfs/200310-K.pdf http://www.sabre-holdings.com/investor/highlights/pdfs/2004ProxyStatement.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114515 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 785905 100 FFF FFF 04/29/2004 500.00 ---------------------------------------------------------------------------------------------------- SIGMA-ALDRICH CORPORATION SIAL Annual Meeting Date: 05/04/2004 Issuer: 826552 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/sial http://ww3.ics.adp.com/streetlink/sial ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107647 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 826552 101 FFF FFFFFFFF 04/29/2004 200.00 ---------------------------------------------------------------------------------------------------- SKYWEST, INC. SKYW Annual Meeting Date: 05/04/2004 Issuer: 830879 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/793733/000104746904007527/a2130585z10-k.htm http://www.sec.gov/Archives/edgar/data/793733/000104746904011111/a2131998zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932134529 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 830879 102 FF FFFFFFFFF 04/29/2004 2,400.00 ---------------------------------------------------------------------------------------------------- THE DUN & BRADSTREET CORPORATION DNB Annual Meeting Date: 05/04/2004 Issuer: 26483E City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?link=investor&ticker=DNB&script= http://www.corporate-ir.net/ireye/ir_site.zhtml?link=investor&ticker=DNB&script= ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103144 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 26483E 100 FF FFF 04/29/2004 9,600.00 ---------------------------------------------------------------------------------------------------- UST INC. UST Annual Meeting Date: 05/04/2004 Issuer: 902911 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/811669/000095012304003512/y91804e10vk.htm http://www.sec.gov/Archives/edgar/data/811669/000095012304003751/y92922def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120671 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For None CHANGE STOCK EXCHANGE LISTING 04 Against Against S/H PROPOSAL - TOBACCO Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 902911 106 FFFN FFF 04/29/2004 2,500.00 ---------------------------------------------------------------------------------------------------- WATERS CORPORATION WAT Annual Meeting Date: 05/04/2004 Issuer: 941848 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/04/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1000697/000095013504001254/b48994wce10vk.htm http://www.sec.gov/Archives/edgar/data/1000697/000095013504001474/b49752wcdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108839 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 941848 103 FFF FFFFFFFF 04/29/2004 2,600.00 ---------------------------------------------------------------------------------------------------- AMYLIN PHARMACEUTICALS, INC. AMLN Annual Meeting Date: 05/05/2004 Issuer: 032346 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=101911&p=irol-reportsAnnual http://phx.corporate-ir.net/phoenix.zhtml?c=101911&p=irol-reportsAnnual ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128463 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 032346 108 FFF FFFFFFFFF 04/30/2004 400.00 ---------------------------------------------------------------------------------------------------- CONOCOPHILLIPS COP Annual Meeting Date: 05/05/2004 Issuer: 20825C City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.conocophillips.com/investor/reports/annual03_pdf/pdf/conocophillipsAR2003.pdf http://www.sec.gov/Archives/edgar/data/1163165/000119312504054977/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125570 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - ENVIRONMENTAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 20825C 104 FFFNFF FFFFFF 04/30/2004 8,119.00 ---------------------------------------------------------------------------------------------------- CSX CORPORATION CSX Annual Meeting Date: 05/05/2004 Issuer: 126408 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.csx.com/share/csx/investor/pub_ann_rpt/docs/CSX_2003_AR-REF21309.pdf http://www.csx.com/share/csx/investor/pub_proxy/docs/g87354-i000-REF21310.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116052 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - DECLASSIFY BOARD 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 126408 103 FFFFF FFFFFFFFFFF 04/30/2004 5,100.00 ---------------------------------------------------------------------------------------------------- EMC CORPORATION EMC Annual Meeting Date: 05/05/2004 Issuer: 268648 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.emc.com/annualmeeting2004 http://www.emc.com/annualmeeting2004 http://www.emc.com/annualmeeting2004 http://www.emc.com/annualmeeting2004 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932103550 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN TO INCREASE SHARES 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 268648 102 FFFFF FFF 04/30/2004 42,210.00 ---------------------------------------------------------------------------------------------------- GENERAL DYNAMICS CORPORATION GD Annual Meeting Date: 05/05/2004 Issuer: 369550 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/40533/000095013304000738/w94591e10vk.htm http://www.sec.gov/Archives/edgar/data/40533/000119312504045765/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119440 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 04 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 369550 108 FFFF FFFFFFFFFFFF 04/30/2004 1,400.00 ---------------------------------------------------------------------------------------------------- GENERAL GROWTH PROPERTIES, INC. GGP Annual Meeting Date: 05/05/2004 Issuer: 370021 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/895648/000095013704001760/c83541e10vk.txt http://www.sec.gov/Archives/edgar/data/895648/000095013704002551/c84200ddef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131167 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 370021 107 FF FFF 04/30/2004 24,900.00 ---------------------------------------------------------------------------------------------------- HEARST-ARGYLE TELEVISION, INC. HTV Annual Meeting Date: 05/05/2004 Issuer: 422317 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/949536/000089109204001250/e17180_10k.htm http://www.sec.gov/Archives/edgar/data/949536/000089109204001544/e17336def_14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932145306 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For MISCELLANEOUS COMPENSATION PLANS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 422317 107 FFFF F 04/30/2004 575.00 ---------------------------------------------------------------------------------------------------- INVESTMENT TECHNOLOGY GROUP, INC. ITG Annual Meeting Date: 05/05/2004 Issuer: 46145F City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/920424/000104746904007746/a2130534z10-k.htm http://www.sec.gov/Archives/edgar/data/920424/000104746904007982/a2130600zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119402 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 46145F 105 FF FFFFFFF 04/30/2004 2,300.00 ---------------------------------------------------------------------------------------------------- LEGGETT & PLATT, INCORPORATED LEG Annual Meeting Date: 05/05/2004 Issuer: 524660 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/LEG/reports/AR2003.pdf http://www.sec.gov/Archives/edgar/data/58492/000119312504047966/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116329 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK OPTION PLAN TO INCREASE SHARES 04 For For MANAGEMENT INCENTIVE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 524660 107 FFFF FFFFFFFFFF 04/30/2004 2,700.00 ---------------------------------------------------------------------------------------------------- MANOR CARE, INC. HCR Annual Meeting Date: 05/05/2004 Issuer: 564055 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirHCR/sa3DC1.pdf http://ww3.ics.adp.com/streetlink_data/dirHCR/sa3DC3.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932127207 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For DECLASSIFY BOARD 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 564055 101 FFFFF FFF 04/30/2004 1,300.00 ---------------------------------------------------------------------------------------------------- NATIONWIDE FINANCIAL SERVICES, INC. NFS Annual Meeting Date: 05/05/2004 Issuer: 638612 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1029786/000119312504039143/d10k.htm http://www.sec.gov/Archives/edgar/data/1029786/000119312504054573/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121659 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For AMEND NON-EMPLOYEE DIRECTOR PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 638612 101 FFFF FFFF 04/30/2004 800.00 ---------------------------------------------------------------------------------------------------- PEPSICO, INC. PEP Annual Meeting Date: 05/05/2004 Issuer: 713448 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.pepsico.com/investors/annual-reports/2003/annual_desc.shtml http://phx.corporate-ir.net/phoenix.zhtml?c=78265&p=irol-secCat ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115086 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 For Against S/H PROPOSAL - HEALTH ISSUES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 713448 108 FFFFF FFFFFFFFFFFFF 04/30/2004 25,650.00 ---------------------------------------------------------------------------------------------------- RAYTHEON COMPANY RTN Annual Meeting Date: 05/05/2004 Issuer: 755111 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.raytheon.com/finance http://www.raytheon.com/finance ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117749 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - MILITARY/WEAPONS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 06 Against Against S/H PROPOSAL - ADHERE TO MACBRIDE PRINCIPLES 07 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 08 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 09 For Against S/H PROPOSAL - LIMIT COMPENSATION Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 755111 507 FFNFFNFFF FFFFF 04/23/2004 5,700.00 ---------------------------------------------------------------------------------------------------- SEALED AIR CORPORATION SEE Annual Meeting Date: 05/05/2004 Issuer: 81211K City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.onlineproxy.com/sealedair/2004/adp/ar/default.htm http://www.onlineproxy.com/sealedair/2004/adp/proxy/default.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112472 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 81211K 100 FF FFFFFFFF 04/30/2004 1,200.00 ---------------------------------------------------------------------------------------------------- SIMON PROPERTY GROUP, INC. SPG Annual Meeting Date: 05/05/2004 Issuer: 828806 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/SPG/reports/2003AR.pdf http://media.corporate-ir.net/media_files/NYS/SPG/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121750 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 828806 109 FFF FFFFFFF 04/30/2004 1,300.00 ---------------------------------------------------------------------------------------------------- UNITRIN, INC. UTR Annual Meeting Date: 05/05/2004 Issuer: 913275 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/860748/000119312504011558/d10k.htm http://www.sec.gov/Archives/edgar/data/860748/000119312504051023/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120900 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK BONUS PLAN 03 For For ADOPT NON-EMPLOYEE DIRECTOR PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 913275 103 FFF FFFFFFFFFFF 04/30/2004 4,000.00 ---------------------------------------------------------------------------------------------------- WISCONSIN ENERGY CORPORATION WEC Annual Meeting Date: 05/05/2004 Issuer: 976657 City: Holdings Reconcilation Date: 02/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/05/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/nys/wec/reports/wec_2003ar.pdf http://www.wisconsinenergy.com/investor/proxystatement.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932101760 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For DECLASSIFY BOARD Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 976657 106 FF FFF 04/30/2004 19,275.00 ---------------------------------------------------------------------------------------------------- AMERICAN TOWER CORPORATION AMT Annual Meeting Date: 05/06/2004 Issuer: 029912 City: Holdings Reconcilation Date: 03/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/amt http://ww3.ics.adp.com/streetlink/amt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932127714 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 029912 201 FF FFFFF 05/04/2004 3,700.00 ---------------------------------------------------------------------------------------------------- ANADARKO PETROLEUM CORPORATION APC Annual Meeting Date: 05/06/2004 Issuer: 032511 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.anadarko.com/investor/annual_reports.shtml http://www.anadarko.com/investor/10k2003.pdf http://www.anadarko.com/investor/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111355 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - ENVIRONMENTAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 032511 107 FFFF FFF 05/04/2004 1,673.00 ---------------------------------------------------------------------------------------------------- APACHE CORPORATION APA Annual Meeting Date: 05/06/2004 Issuer: 037411 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://investor.apachecorp.com/ireye/ir_site.zhtml?ticker=APA&script=700 http://investor.apachecorp.com/ireye/ir_site.zhtml?ticker=APA&script=700 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115151 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - POLITICAL/GOVERNMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 037411 105 FF FFFF 05/04/2004 3,348.00 ---------------------------------------------------------------------------------------------------- AVON PRODUCTS, INC. AVP Annual Meeting Date: 05/06/2004 Issuer: 054303 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/8868/000095010304000339/feb2304_10k.htm http://www.sec.gov/Archives/edgar/data/8868/000119312504049336/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119464 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 05 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 06 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 054303 102 FFFFFF FFF 05/04/2004 1,950.00 ---------------------------------------------------------------------------------------------------- BEMIS COMPANY, INC. BMS Annual Meeting Date: 05/06/2004 Issuer: 081437 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=bms&script=700 http://media.corporate-ir.net/media_files/NYS/BMS/reports/Proxy2003.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108029 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AUTHORIZE STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 081437 105 FFF FFFF 05/04/2004 4,200.00 ---------------------------------------------------------------------------------------------------- CENTURYTEL, INC. CTL Annual Meeting Date: 05/06/2004 Issuer: 156700 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.centurytel.com/Investor_Relations/Financial_Publications/images/03_annual_report.pdf http://www.centurytel.com/Investor_Relations/Financial_Publications/images/proxy_2004.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120873 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 156700 106 FF FFFF 05/04/2004 7,450.00 ---------------------------------------------------------------------------------------------------- DELPHI CORPORATION DPH Annual Meeting Date: 05/06/2004 Issuer: 247126 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://adp.mobular.net/adp/24/12/13/index.php?sid=7&cid=24_12_13&where=eengine.writePage(70) http://adp.mobular.net/adp/24/12/13/index.php?sid=7&cid=24_12_13 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106152 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 06 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 07 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 247126 105 FFFFFFF FFF 05/04/2004 7,000.00 ---------------------------------------------------------------------------------------------------- EASTMAN CHEMICAL COMPANY EMN Annual Meeting Date: 05/06/2004 Issuer: 277432 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/915389/000091538904000006/form10k123103.htm http://www.sec.gov/Archives/edgar/data/915389/000095014404003251//g87313def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932124198 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 277432 100 FFF FFF 05/04/2004 1,000.00 ---------------------------------------------------------------------------------------------------- ECHOSTAR COMMUNICATIONS CORPORATION DISH Annual Meeting Date: 05/06/2004 Issuer: 278762 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1001082/000095013404004096/d13664e10vk.htm http://www.sec.gov/Archives/edgar/data/1001082/000095013404004663/d14027ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121863 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 278762 109 FFF FFFFFFFF 05/04/2004 3,200.00 ---------------------------------------------------------------------------------------------------- ENGELHARD CORPORATION EC Annual Meeting Date: 05/06/2004 Issuer: 292845 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirEC/sa1E0A.pdf http://ww3.ics.adp.com/streetlink_data/dirEC/sa1E0C.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110896 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 292845 104 F FF 05/04/2004 1,600.00 ---------------------------------------------------------------------------------------------------- LSI LOGIC CORPORATION LSI Annual Meeting Date: 05/06/2004 Issuer: 502161 City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirLSI/ http://ww3.ics.adp.com/streetlink_data/dir000010/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118804 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For AMEND INCENTIVE STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 502161 102 FFFFF FFFFFFFF 05/04/2004 4,600.00 ---------------------------------------------------------------------------------------------------- LYONDELL CHEMICAL COMPANY LYO Annual Meeting Date: 05/06/2004 Issuer: 552078 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.lyondell.com/html/investor/download/ar2003_site/PDFs/lyo2003ar_10k.pdf http://www.lyondell.com/html/investor/download/ar2003_site/PDFs/lyo2003proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115834 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 552078 107 FF FFFFFFFFFFF 05/04/2004 8,050.00 ---------------------------------------------------------------------------------------------------- MBIA INC. MBI Annual Meeting Date: 05/06/2004 Issuer: 55262C City: Holdings Reconcilation Date: 03/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.mbia.com/investor/publications/2003ar.pdf http://www.sec.gov/Archives/edgar/data/814585/000119312504056620//ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122663 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 55262C 100 FF FFFFFFFFFF 05/04/2004 1,850.00 ---------------------------------------------------------------------------------------------------- NTL INCORPORATED NTLI Annual Meeting Date: 05/06/2004 Issuer: 62940M City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932142704 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For STOCK BONUS PLAN 05 For For SHARE OPTION SCHEME Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 62940M 104 FFFFF FF 05/04/2004 600.00 ---------------------------------------------------------------------------------------------------- SUNOCO, INC. SUN Annual Meeting Date: 05/06/2004 Issuer: 86764P City: Holdings Reconcilation Date: 02/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.sunocoinc.com/shareholder/financef.htm http://www.sunocoinc.com/shareholder/financef.htm http://www.sunocoinc.com/shareholder/financef.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108079 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 86764P 109 FF FFFFFFFFFFFFF 05/05/2004 4,850.00 ---------------------------------------------------------------------------------------------------- TENET HEALTHCARE CORPORATION THC Annual Meeting Date: 05/06/2004 Issuer: 88033G City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.tenethealth.com/TenetHealth/InvestorCenter/Annual10K http://www.tenethealth.com/NR/rdonlyres/05144836-B943-480C-98FE-8AEF77E34901/24509/ProxyStatement40504.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932129542 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 88033G 100 FF FFFFFF 05/05/2004 6,400.00 ---------------------------------------------------------------------------------------------------- UNITED PARCEL SERVICE, INC. UPS Annual Meeting Date: 05/06/2004 Issuer: 911312 City: Holdings Reconcilation Date: 03/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/06/2004 SEDOL: Notes: http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=558&companyid=UPS http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=554&companyid=UPS ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107609 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 911312 106 FF FFFFFFFFFF 05/05/2004 3,200.00 ---------------------------------------------------------------------------------------------------- COLGATE-PALMOLIVE COMPANY CL Annual Meeting Date: 05/07/2004 Issuer: 194162 City: Holdings Reconcilation Date: 03/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://investor.colgatepalmolive.com/annual.cfm http://investor.colgate.com/downloads/proxy03.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932126774 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE 05 Against Against S/H PROPOSAL - HUMAN RIGHTS RELATED 06 Against Against S/H PROPOSAL - REQUIRE MAJORITY OF DIRECTORS TO BE INDEPENDENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 194162 103 FFFNNN FFFFFFFFF 05/05/2004 7,200.00 ---------------------------------------------------------------------------------------------------- ECOLAB INC. ECL Annual Meeting Date: 05/07/2004 Issuer: 278865 City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://www.ecolab.com/investor/proxy_materials.asp http://www.ecolab.com/investor/proxy_materials.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113169 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 278865 100 FFFF FFFFF 05/05/2004 1,200.00 ---------------------------------------------------------------------------------------------------- HEALTH CARE PROPERTY INVESTORS, INC. HCP Annual Meeting Date: 05/07/2004 Issuer: 421915 City: Holdings Reconcilation Date: 03/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/765880/000119312504042307/d10k.htm http://www.sec.gov/Archives/edgar/data/765880/000119312504056393/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932127815 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For DECLASSIFY BOARD 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 421915 109 FFFF FFFFFFFFFF 05/05/2004 14,600.00 ---------------------------------------------------------------------------------------------------- ILLINOIS TOOL WORKS INC. ITW Annual Meeting Date: 05/07/2004 Issuer: 452308 City: Holdings Reconcilation Date: 03/09/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/ITW/reports/itw_2003arfc.pdf http://media.corporate-ir.net/media_files/NYS/ITW/reports/itw_200310k.pdf http://media.corporate-ir.net/media_files/NYS/ITW/reports/itw_proxy2004.pdf http://media.corporate-ir.net/media_files/NYS/ITW/reports/itw_2003arfin.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115721 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 452308 109 FF FFFFFFFFFF 05/05/2004 2,400.00 ---------------------------------------------------------------------------------------------------- IMS HEALTH INCORPORATED RX Annual Meeting Date: 05/07/2004 Issuer: 449934 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1058083/000104746904007345/a2130129z10-k.htm http://www.sec.gov/Archives/edgar/data/1058083/000104746904008989/a2131346zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115745 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 04 For Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 449934 108 FFFF FFF 05/05/2004 500.00 ---------------------------------------------------------------------------------------------------- MILLENNIUM PHARMACEUTICALS, INC. MLNM Annual Meeting Date: 05/07/2004 Issuer: 599902 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1002637/000104746904007316/a2130167z10-k.htm http://www.sec.gov/Archives/edgar/data/1002637/000104746904009118/a2130665zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107255 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 599902 103 FF FFF 05/05/2004 6,500.00 ---------------------------------------------------------------------------------------------------- STARWOOD HOTELS & RESORTS WORLDWIDE, HOT Annual Meeting Date: 05/07/2004 Issuer: 85590A City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/316206/000095015304000509/p68814e10vk.htm http://www.sec.gov/Archives/edgar/data/316206/000095015304000786/p68981def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932134466 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For DECLASSIFY BOARD Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 85590A 203 FFFF FFF 05/06/2004 750.00 ---------------------------------------------------------------------------------------------------- TEMPLE-INLAND INC. TIN Annual Meeting Date: 05/07/2004 Issuer: 879868 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/07/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/61/61680/reports/tin2002a3.pdf http://ir.templeinland.com/phoenix.zhtml?c=61680&p=irol-SECToc&TOC=aHR0cDovL2NjYm4uMTBrd2l6YXJkLmNvbS94bWwvY29 udGVudHMueG1sP2lwYWdlPTI2Nzg2NTQmcmVwbz10ZW5r ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106253 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 879868 107 FF FFFFF 05/06/2004 400.00 ---------------------------------------------------------------------------------------------------- PITNEY BOWES INC. PBI Annual Meeting Date: 05/10/2004 Issuer: 724479 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/10/2004 SEDOL: Notes: http://www.pb.com/2003annual http://www.pb.com/2003annual ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119313 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - POLITICAL/GOVERNMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 724479 100 FFN FFFF 05/06/2004 10,200.00 ---------------------------------------------------------------------------------------------------- ZIMMER HOLDINGS, INC. ZMH Annual Meeting Date: 05/10/2004 Issuer: 98956P City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/10/2004 SEDOL: Notes: http://www.shareholder.com/Common/Edgar/1136869/950137-04-1881/04-00.pdf http://www.shareholder.com/Common/Edgar/1136869/950137-04-2076/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112509 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 98956P 102 FFF FF 05/06/2004 2,185.00 ---------------------------------------------------------------------------------------------------- 3M COMPANY MMM Annual Meeting Date: 05/11/2004 Issuer: 88579Y City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=MMM&item_id='annual_proxy_03.htm'&script=11983 http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=MMM&item_id='annual_proxy_03.htm'&script=11983 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932124186 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 88579Y 101 FFFN FFFF 05/06/2004 7,050.00 ---------------------------------------------------------------------------------------------------- ALLETE, INC. ALE Annual Meeting Date: 05/11/2004 Issuer: 018522 City: Holdings Reconcilation Date: 03/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/66756/000006675604000034/r10kcomplete.txt http://www.sec.gov/Archives/edgar/data/66756/000006675604000039/proxy2004.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117965 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 018522 102 FF FFFFFFFFFFF 05/07/2004 925.00 ---------------------------------------------------------------------------------------------------- ALTERA CORPORATION ALTR Annual Meeting Date: 05/11/2004 Issuer: 021441 City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/768251/000119312504042171/d10k.htm http://www.sec.gov/Archives/edgar/data/768251/000119312504058713/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932126813 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN TO INCREASE SHARES 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 021441 100 FFFFN FFFFFFFF 05/07/2004 5,300.00 ---------------------------------------------------------------------------------------------------- BELO CORP. BLC Annual Meeting Date: 05/11/2004 Issuer: 080555 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.belo.com/files/2003_10-K.pdf http://www.belo.com/files/Proxy2004-1.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130177 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 080555 105 FF FFFFF 05/07/2004 1,250.00 ---------------------------------------------------------------------------------------------------- BOSTON SCIENTIFIC CORPORATION BSX Annual Meeting Date: 05/11/2004 Issuer: 101137 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.bostonscientific.com/templatedata/imports/collateral/AboutBSC/oth_2003annualreport_us.pdf http://www.bostonscientific.com/templatedata/imports/collateral/AboutBSC/oth_2004proxystatement_us.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122512 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 101137 107 FF FFFF 05/07/2004 7,250.00 ---------------------------------------------------------------------------------------------------- COMMERCIAL FEDERAL CORPORATION CFB Annual Meeting Date: 05/11/2004 Issuer: 201647 City: Holdings Reconcilation Date: 03/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://ccbn.mobular.net/ccbn/7/509/558/ http://www.sec.gov/Archives/edgar/data/744778/000090428004000104/commercialproxy.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131408 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- I For For ELECTION OF DIRECTORS II For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 201647 104 FF FFFF 05/06/2004 5,150.00 ---------------------------------------------------------------------------------------------------- ENSCO INTERNATIONAL INCORPORATED ESV Annual Meeting Date: 05/11/2004 Issuer: 26874Q City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.enscous.com/AnnualReport.html http://www.enscous.com/AnnualReport.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118842 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 26874Q 100 F FFF 05/07/2004 1,100.00 ---------------------------------------------------------------------------------------------------- HRPT PROPERTIES TRUST HRP Annual Meeting Date: 05/11/2004 Issuer: 40426W City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/803649/000110465904007410/a04-3254_110k.htm http://www.sec.gov/Archives/edgar/data/803649/000104746904010556/a2130980zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130975 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 40426W 101 F F 05/07/2004 6,400.00 ---------------------------------------------------------------------------------------------------- IMAGISTICS INTERNATIONAL INC. IGI Annual Meeting Date: 05/11/2004 Issuer: 45247T City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1137019/000094937704000130/imagistics65969_10-k.txt http://www.sec.gov/Archives/edgar/data/1137019/000119312504051630/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114553 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 45247T 104 FF FFF 05/07/2004 504.00 ---------------------------------------------------------------------------------------------------- INTERNATIONAL FLAVORS & FRAGRANCES I IFF Annual Meeting Date: 05/11/2004 Issuer: 459506 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/51253/000095013604000700/file001.txt http://www.sec.gov/Archives/edgar/data/51253/000095013604000876/file001.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109843 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 459506 101 FFN FFFFFFFF 05/07/2004 12,625.00 ---------------------------------------------------------------------------------------------------- INTERNATIONAL PAPER COMPANY IP Annual Meeting Date: 05/11/2004 Issuer: 460146 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: "http://investor.internationalpaper.com/ireye/ir_site.zhtml?ticker=IP&script=11978&item_id='IPproxy2004.htm'" "http://investor.internationalpaper.com/ireye/ir_site.zhtml?ticker=IP&script=11978&item_id='IPproxy2004.htm'" ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932135898 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND LONG TERM INCENTIVE PLAN 04 For For AMEND LONG TERM INCENTIVE PLAN 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 460146 103 FFFFF FFFFF 05/07/2004 6,531.00 ---------------------------------------------------------------------------------------------------- ITT INDUSTRIES, INC. ITT Annual Meeting Date: 05/11/2004 Issuer: 450911 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/216228/000095012304003198/y94494e10vk.txt http://www.sec.gov/Archives/edgar/data/216228/000095012304004107/y93327def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132664 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- B For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS A For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 450911 102 FF FFFFFFFFF 05/07/2004 800.00 ---------------------------------------------------------------------------------------------------- LOEWS CORPORATION CG Annual Meeting Date: 05/11/2004 Issuer: 540424 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/60086/000006008604000013/loewsk.txt http://www.sec.gov/Archives/edgar/data/60086/000006008604000019/proxytxt.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109855 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 04 Against Against S/H PROPOSAL - ENVIRONMENTAL 05 Against Against S/H PROPOSAL - NO SALES OF PRODUCTS/SERVICES TO ISRAEL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 540424 108 FFNNN FFFFFFFFFF 05/07/2004 2,100.00 CLEARWATER GROWTH FUND 540424 207 FFNNN FFFFFFFFFF 05/07/2004 1,700.00 ---------------------------------------------------------------------------------------------------- MASCO CORPORATION MAS Annual Meeting Date: 05/11/2004 Issuer: 574599 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/62996/000095012404000587/k82538e10vk.txt http://www.sec.gov/Archives/edgar/data/62996/000095012404001569/k83662def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932126750 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 574599 106 FFF FFFFF 05/07/2004 6,600.00 ---------------------------------------------------------------------------------------------------- NISOURCE INC. NI Annual Meeting Date: 05/11/2004 Issuer: 65473P City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.nisource.com/ir/nisource2003ar.pdf http://www.nisource.com/ir/nisource200310k.pdf http://www.nisource.com/ir/proxy04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932124984 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 65473P 105 FF FFFF 05/06/2004 6,900.00 ---------------------------------------------------------------------------------------------------- RADIAN GROUP INC. RDN Annual Meeting Date: 05/11/2004 Issuer: 750236 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.radiangroupinc.com/pdf/Radian03AR.pdf http://www.sec.gov/Archives/edgar/data/890926/000119312504056759/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132323 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 750236 101 FFFF FFFF 05/06/2004 200.00 ---------------------------------------------------------------------------------------------------- REPUBLIC SERVICES, INC. RSG Annual Meeting Date: 05/11/2004 Issuer: 760759 City: Holdings Reconcilation Date: 03/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/11/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1060391/000095014404002337/g87671e10vk.htm http://www.sec.gov/Archives/edgar/data/1060391/000095014404003482/g86568def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932127524 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 760759 100 FF FFFFFF 05/06/2004 1,450.00 ---------------------------------------------------------------------------------------------------- ALLIED CAPITAL CORPORATION ALD Annual Meeting Date: 05/12/2004 Issuer: 01903Q City: Holdings Reconcilation Date: 02/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.alliedcapital.com/investor/proxy.asp http://www.alliedcapital.com/investor/proxy.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111800 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For AMEND STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 01903Q 108 FFFF FFFF 05/10/2004 9,000.00 ---------------------------------------------------------------------------------------------------- ATMEL CORPORATION ATML Annual Meeting Date: 05/12/2004 Issuer: 049513 City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirATML/sa6B6.pdf http://ww3.ics.adp.com/streetlink_data/dirATML/sa6B6.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114604 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 049513 104 FF FFFFFFFF 05/10/2004 1,900.00 ---------------------------------------------------------------------------------------------------- AUTONATION, INC. AN Annual Meeting Date: 05/12/2004 Issuer: 05329W City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirAN/sa53EA.pdf http://ww3.ics.adp.com/streetlink_data/dirAN/sa53EC.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131751 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 05329W 102 FF FFFFFFFF 05/10/2004 1,600.00 ---------------------------------------------------------------------------------------------------- BOWATER INCORPORATED BOW Annual Meeting Date: 05/12/2004 Issuer: 102183 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/743368/000095014404002200/g87588ke10vk.htm http://www.sec.gov/Archives/edgar/data/743368/000095014404002868/g87920def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122550 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 102183 100 F FFFF 05/07/2004 1,300.00 ---------------------------------------------------------------------------------------------------- CIT GROUP INC. CIT Annual Meeting Date: 05/12/2004 Issuer: 125581 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.cit.com/main/InvestorRelations/AnnualReports.htm http://www.shareholder.com/Common/Edgar/1171825/891092-04-1553/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131814 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 125581 108 FFF FFFFFFFFFFF 05/10/2004 2,100.00 ---------------------------------------------------------------------------------------------------- CVS CORPORATION CVS Annual Meeting Date: 05/12/2004 Issuer: 126650 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/99/99533/reports/cvs_ar03.pdf http://phx.corporate-ir.net/phoenix.zhtml?c=99533&p=irol-proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120380 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 126650 100 FFFN FFFFFFFFF 05/07/2004 4,600.00 ---------------------------------------------------------------------------------------------------- EASTMAN KODAK COMPANY EK Annual Meeting Date: 05/12/2004 Issuer: 277461 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.kodak.com/go/annualreportproxy http://www.kodak.com/go/annualreportproxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122043 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - ENVIRONMENTAL 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 277461 109 FFFNN FFF 05/10/2004 3,900.00 ---------------------------------------------------------------------------------------------------- EDWARDS LIFESCIENCES CORPORATION EW Annual Meeting Date: 05/12/2004 Issuer: 28176E City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.edwards.com/AboutUs/InvestorInformation/NewsAndPublications/2003annualreport.pdf http://www.sec.gov/Archives/edgar/data/1099800/000104746904011082/a2131718zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136509 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 28176E 108 FFF FF 05/10/2004 180.00 ---------------------------------------------------------------------------------------------------- GAP, INC. GPS Annual Meeting Date: 05/12/2004 Issuer: 364760 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://65.162.110.78/ccbn/7/486/535/index.html http://media.corporate-ir.net/media_files/IROL/11/111302/reports/FinalProxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114969 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 364760 108 FFFN FFFFFFFFFFFFF 05/10/2004 9,200.00 ---------------------------------------------------------------------------------------------------- INTERSIL CORPORATION ISIL Annual Meeting Date: 05/12/2004 Issuer: 46069S City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirISIL/sa35C9.PDF http://ww3.ics.adp.com/streetlink_data/dirISIL/sa35C7.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932134163 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 46069S 109 FFF FFFFFFFF 05/10/2004 1,800.00 ---------------------------------------------------------------------------------------------------- LABORATORY CORP. OF AMERICA HOLDINGS LH Annual Meeting Date: 05/12/2004 Issuer: 50540R City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.labcorp.com/2003_annual_report/index.htm http://www.labcorp.com/2004_proxy/index.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118258 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 50540R 409 FFF FFFFFFF 05/10/2004 2,600.00 ---------------------------------------------------------------------------------------------------- METRO-GOLDWYN-MAYER INC. MGM Annual Meeting Date: 05/12/2004 Issuer: 591610 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/62/62195/reports/10k.pdf http://www.sec.gov/Archives/edgar/data/1026816/000119312504059180/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932151006 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 591610 100 FF FFFFFFFFFFFF 05/10/2004 1,000.00 ---------------------------------------------------------------------------------------------------- MURPHY OIL CORPORATION MUR Annual Meeting Date: 05/12/2004 Issuer: 626717 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.murphyoilcorp.com/ir/annualreport/ http://www.murphyoilcorp.com/ir/annualreport/2004_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116874 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 626717 102 FF FFFFFFFFF 05/10/2004 1,200.00 ---------------------------------------------------------------------------------------------------- NEWELL RUBBERMAID INC. NWL Annual Meeting Date: 05/12/2004 Issuer: 651229 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/814453/000095013704001865/c83697e10vk.htm http://www.newellco.com/newellco/downloads/2004ProxyStatement.pdf http://www.newellco.com/newellco/downloads/2003LettertoShareholders.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120912 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 651229 106 FF FFFF 05/10/2004 3,800.00 ---------------------------------------------------------------------------------------------------- OWENS-ILLINOIS, INC. OI Annual Meeting Date: 05/12/2004 Issuer: 690768 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.o-i.com/pdfs/common/OI2003AnnualReport.pdf http://www.sec.gov/Archives/edgar/data/812074/000104746904011372/a2130454zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130189 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT DIRECTOR STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 690768 403 FFF FFF 05/10/2004 1,500.00 ---------------------------------------------------------------------------------------------------- PROGRESS ENERGY, INC. PGN Annual Meeting Date: 05/12/2004 Issuer: 743263 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.progress-energy.com/investors/shareholders/proxynotice/index.asp http://www.progress-energy.com/investors/shareholders/proxynotice/index.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115846 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 743263 105 FN FFFFF 05/10/2004 2,150.00 ---------------------------------------------------------------------------------------------------- SMURFIT-STONE CONTAINER CORPORATION SSCC Annual Meeting Date: 05/12/2004 Issuer: 832727 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/nsd/sscc/sscc_040204.pdf http://www.sec.gov/Archives/edgar/data/919226/000104746904010658/a2130956zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132537 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 832727 101 FFFFN FFFFFFFF 05/10/2004 18,200.00 ---------------------------------------------------------------------------------------------------- ST. JUDE MEDICAL, INC. STJ Annual Meeting Date: 05/12/2004 Issuer: 790849 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.sjm.com/documents/2003sjmarannualreport.pdf http://www.sjm.com/documents/2003sjmproxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132830 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 790849 103 FFFFN FFF 05/10/2004 2,300.00 ---------------------------------------------------------------------------------------------------- TRIBUNE COMPANY TRB Annual Meeting Date: 05/12/2004 Issuer: 896047 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.tribune.com/investors/archive/index_ann.html http://www.tribune.com/investors/archive/index_ann.html http://www.tribune.com/investors/archive/index_ann.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128398 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 896047 107 FFF FFF 05/10/2004 2,600.00 ---------------------------------------------------------------------------------------------------- UNITEDHEALTH GROUP INCORPORATED UNH Annual Meeting Date: 05/12/2004 Issuer: 91324P City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.unitedhealthgroup.com/invest/2003/UNH_10K_2003.pdf http://www.sec.gov/Archives/edgar/data/731766/000095013404005066/c82637ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932129085 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 91324P 102 FFNN FFFF 05/10/2004 7,692.00 ---------------------------------------------------------------------------------------------------- UNIVISION COMMUNICATIONS INC. UVN Annual Meeting Date: 05/12/2004 Issuer: 914906 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1017008/000104746904007878/a2127149z10-k.htm http://www.sec.gov/Archives/edgar/data/1017008/000104746904008566/a2130660zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116634 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 914906 102 FFF FFFFFFF 05/10/2004 2,055.00 ---------------------------------------------------------------------------------------------------- VISHAY INTERTECHNOLOGY, INC. VSH Annual Meeting Date: 05/12/2004 Issuer: 928298 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/12/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/11/113888/reports/2003ar.pdf http://media.corporate-ir.net/media_files/IROL/11/113888/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139834 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 928298 108 FFFF FFFF 05/07/2004 500.00 ---------------------------------------------------------------------------------------------------- AMGEN INC. AMGN Annual Meeting Date: 05/13/2004 Issuer: 031162 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirAMGN/sa4E91.pdf http://ww3.ics.adp.com/streetlink_data/dirAMGN/sa2D1C.pdf http://ww3.ics.adp.com/streetlink_data/dirAMGN/sa2D1A.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108637 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 3A Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 3B Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 031162 100 FFNN FFFF 05/14/2004 25,150.00 ---------------------------------------------------------------------------------------------------- CEPHALON, INC. CEPH Annual Meeting Date: 05/13/2004 Issuer: 156708 City: Holdings Reconcilation Date: 03/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/873364/000104746904007646/a2129657z10-k.htm http://www.sec.gov/Archives/edgar/data/873364/000104746904010665/a2132191zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115125 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 156708 109 FF FFFFFFFF 05/14/2004 200.00 ---------------------------------------------------------------------------------------------------- CITRIX SYSTEMS, INC. CTXS Annual Meeting Date: 05/13/2004 Issuer: 177376 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/877890/000095014404002373/g87646e10vk.htm http://www.sec.gov/Archives/edgar/data/877890/000095014404003453/g88030def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108928 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 177376 100 FN FFF 05/14/2004 2,950.00 ---------------------------------------------------------------------------------------------------- DUKE ENERGY CORPORATION DUK Annual Meeting Date: 05/13/2004 Issuer: 264399 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.duke-energy.com/investors/financial/pubs/ http://www.duke-energy.com/investors/financial/pubs/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109677 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 264399 106 FFF FFFF 05/13/2004 15,600.00 ---------------------------------------------------------------------------------------------------- ENTERCOM COMMUNICATIONS CORP. ETM Annual Meeting Date: 05/13/2004 Issuer: 293639 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1067837/000110465904006228/a04-3002_110k.htm http://www.sec.gov/Archives/edgar/data/1067837/000104746904011388/a2132755zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139327 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 293639 100 F FFFFFFF 05/13/2004 1,125.00 ---------------------------------------------------------------------------------------------------- FIRST HEALTH GROUP CORP. FHCC Annual Meeting Date: 05/13/2004 Issuer: 320960 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.firsthealth.com/pdf/investors/10k_03.pdf http://www.sec.gov/Archives/edgar/data/812910/000095013704002808/c84451ddef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932147021 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 320960 107 FF FFFFFFFFFF 05/13/2004 1,900.00 ---------------------------------------------------------------------------------------------------- FORD MOTOR COMPANY F Annual Meeting Date: 05/13/2004 Issuer: 345370 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.ford.com/en/company/investorInformation/companyReports/annualReports/default.htm http://www.ford.com/en/company/investorInformation/companyReports/proxyStatements/default.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932126748 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 04 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 07 Against Against S/H PROPOSAL - ENVIRONMENTAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 345370 860 FFNNNNN FFFFFFFFFFFFFF 05/14/2004 29,800.00 FF ---------------------------------------------------------------------------------------------------- GENTEX CORPORATION GNTX Annual Meeting Date: 05/13/2004 Issuer: 371901 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: HTTP://WW3.ICS.ADP.COM/STREETLINK/GNTX HTTP://WW3.ICS.ADP.COM/STREETLINK/GNTX ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108726 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK OPTION PLAN 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 371901 109 FFFF FFF 05/12/2004 1,700.00 ---------------------------------------------------------------------------------------------------- HEALTH NET, INC. HNT Annual Meeting Date: 05/13/2004 Issuer: 42222G City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/HNT/reports/2003AR.pdf http://media.corporate-ir.net/media_files/NYS/HNT/reports/123103_10K.pdf http://media.corporate-ir.net/media_files/NYS/HNT/reports/2004Annmtg_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125087 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 42222G 108 FFF FFFFFFFFFFF 05/12/2004 2,450.00 ---------------------------------------------------------------------------------------------------- JANUS CAPITAL GROUP INC. JNS Annual Meeting Date: 05/13/2004 Issuer: 47102X City: Holdings Reconcilation Date: 03/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.shareholder.com/Common/EDGAR/1065865/1035704-04-119/04-00.PDF http://www.shareholder.com/Common/EDGAR/1065865/950134-04-4892/04-00.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932140419 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 47102X 105 FF FFF 05/10/2004 2,600.00 ---------------------------------------------------------------------------------------------------- KEYCORP KEY Annual Meeting Date: 05/13/2004 Issuer: 493267 City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/91576/000095015204001877/l05643ae10vk.htm http://www.sec.gov/Archives/edgar/data/91576/000095015204002499/l04808adef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125001 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 493267 108 FNFF FFFFF 05/12/2004 12,100.00 ---------------------------------------------------------------------------------------------------- LEAR CORPORATION LEA Annual Meeting Date: 05/13/2004 Issuer: 521865 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.lear.com/pdf/investorrelations/ir_2003_annual.pdf http://www.lear.com/pdf/investorrelations/ir_2003_10k.pdf http://www.lear.com/pdf/investorrelations/ir_2004_proxy_state.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141447 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 521865 105 FFF FFF 05/10/2004 900.00 ---------------------------------------------------------------------------------------------------- LINCOLN NATIONAL CORPORATION LNC Annual Meeting Date: 05/13/2004 Issuer: 534187 City: Holdings Reconcilation Date: 02/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/59558/000095013704002352/c84185e11vk.htm http://www.sec.gov/Archives/edgar/data/59558/000119312504054605/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130367 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT NON-EMPLOYEE DIRECTOR PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 534187 109 FF FFFF 05/10/2004 3,625.00 ---------------------------------------------------------------------------------------------------- MATTEL, INC. MAT Annual Meeting Date: 05/13/2004 Issuer: 577081 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirMAT/sa46C8.pdf http://ww3.ics.adp.com/streetlink_data/dirMAT/sa46C6.pdf http://ww3.ics.adp.com/streetlink_data/dirMAT/sa46C4.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125328 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 577081 102 FFNN FFFFFFFFFFF 05/12/2004 100.00 ---------------------------------------------------------------------------------------------------- MGIC INVESTMENT CORPORATION MTG Annual Meeting Date: 05/13/2004 Issuer: 552848 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=MTG&script=700 http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=MTG&script=700 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128413 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 552848 103 FF FFF 05/12/2004 6,800.00 ---------------------------------------------------------------------------------------------------- NORFOLK SOUTHERN CORPORATION NSC Annual Meeting Date: 05/13/2004 Issuer: 655844 City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.nscorp.com/nscorp/application?pageid=Investors&category=Investors&contentId=english/nscorp/ investors/2002_annual_report.html http://www.sec.gov/Archives/edgar/data/702165/000119312504041933/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932107433 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 655844 108 FF FFFF 05/10/2004 5,400.00 ---------------------------------------------------------------------------------------------------- NUCOR CORPORATION NUE Annual Meeting Date: 05/13/2004 Issuer: 670346 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.nucor.com/annualreports/Nucor_2003_Annual_Report.pdf http://www.sec.gov/Archives/edgar/data/73309/000119312504046500/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118056 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 670346 105 FF FFF 05/10/2004 200.00 ---------------------------------------------------------------------------------------------------- PIONEER NATURAL RESOURCES COMPANY PXD Annual Meeting Date: 05/13/2004 Issuer: 723787 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/PXD/reports/ar2003.pdf http://media.corporate-ir.net/media_files/NYS/PXD/reports/proxy04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125342 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 723787 107 FF FFF 05/10/2004 3,200.00 ---------------------------------------------------------------------------------------------------- PROVIDIAN FINANCIAL CORPORATION PVN Annual Meeting Date: 05/13/2004 Issuer: 74406A City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1035713/000104746904007807/a2130447z10-k.htm http://www.sec.gov/Archives/edgar/data/1035713/000104746904008618/a2130453zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932106710 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 74406A 102 FF FFFF 05/10/2004 3,400.00 ---------------------------------------------------------------------------------------------------- PULTE HOMES, INC. PHM Annual Meeting Date: 05/13/2004 Issuer: 745867 City: Holdings Reconcilation Date: 03/16/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/822416/000095012404000578/k82512e10vk.htm http://www.sec.gov/Archives/edgar/data/822416/000095012404001282/k83532def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118070 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 745867 101 FFF FFFFF 05/10/2004 200.00 ---------------------------------------------------------------------------------------------------- SEARS, ROEBUCK AND CO. S Annual Meeting Date: 05/13/2004 Issuer: 812387 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirs/sa2516.pdf http://ww3.ics.adp.com/streetlink_data/dirs/sa2514.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932100340 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - REPORT ON EMPLOYEES EARNING OVER $100,000 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 812387 108 FFFFF FFFF 05/10/2004 3,900.00 ---------------------------------------------------------------------------------------------------- SLM CORPORATION SLM Annual Meeting Date: 05/13/2004 Issuer: 78442P City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.salliemae.com/investor/annrpts.html http://www.salliemae.com/investor/annrpts.html http://www.salliemae.com/investor/annrpts.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117600 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 78442P 106 FFF FFFFFFFFFFFFFFF05/10/2004 4,900.00 ---------------------------------------------------------------------------------------------------- THE DOW CHEMICAL COMPANY DOW Annual Meeting Date: 05/13/2004 Issuer: 260543 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.dowgovernance.com http://www.dowgovernance.com ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932111812 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For APPROVE CHARTER AMENDMENT 04 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 260543 103 FFFN FFFFFF 05/14/2004 11,650.00 ---------------------------------------------------------------------------------------------------- TRANSOCEAN INC. RIG Annual Meeting Date: 05/13/2004 Issuer: G90078 City: Holdings Reconcilation Date: 03/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1083269/000101540204001006/doc1.txt http://www.sec.gov/Archives/edgar/data/1083269/000095012904001426/h13784def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116470 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND LONG TERM INCENTIVE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND G90078 109 FFF FFFF 05/12/2004 6,693.00 ---------------------------------------------------------------------------------------------------- UNUMPROVIDENT CORPORATION UNM Annual Meeting Date: 05/13/2004 Issuer: 91529Y City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/unm http://ww3.ics.adp.com/streetlink/unm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932129073 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 For Against S/H PROPOSAL - BOARD OF DIRECTORS 06 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 91529Y 106 FFFFFF FFFF 05/14/2004 4,300.00 ---------------------------------------------------------------------------------------------------- WESTWOOD ONE, INC. WON Annual Meeting Date: 05/13/2004 Issuer: 961815 City: Holdings Reconcilation Date: 04/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/13/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/771950/000077195004000015/wwo10k2003.txt http://www.sec.gov/Archives/edgar/data/771950/000077195004000020/wonproxy2004.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932157983 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 961815 107 FF FFFFF 05/12/2004 1,550.00 ---------------------------------------------------------------------------------------------------- ENTERGY CORPORATION ETR Annual Meeting Date: 05/14/2004 Issuer: 29364G City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.entergy.com/Investor/Financial/annual.asp http://www.entergy.com/Investor/Financial/annual.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120467 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Abstain CHANGE STOCK EXCHANGE LISTING 04 For Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 29364G 103 FFFFF FFFFFFFFFFFFFF 04/23/2004 9,400.00 FF ---------------------------------------------------------------------------------------------------- ICOS CORPORATION ICOS Annual Meeting Date: 05/14/2004 Issuer: 449295 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=ICOS&script=700 http://www.corporate-ir.net/ireye/ir_site.zhtml?ticker=ICOS&script=700 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115339 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 449295 104 FFN FFFF 05/13/2004 300.00 ---------------------------------------------------------------------------------------------------- J. C. PENNEY COMPANY, INC. JCP Annual Meeting Date: 05/14/2004 Issuer: 708160 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.jcpenney.net/company/finance/archives/annual/2003/index.htm http://www.sec.gov/Archives/edgar/data/1166126/000119312504059111/d10k.htm http://www.sec.gov/Archives/edgar/data/1166126/000119312504059043/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139341 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 708160 106 FF FFFF 05/13/2004 1,000.00 ---------------------------------------------------------------------------------------------------- OFFICE DEPOT, INC. ODP Annual Meeting Date: 05/14/2004 Issuer: 676220 City: Holdings Reconcilation Date: 03/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/800240/000095014404001691/g87376e10vk.htm http://www.sec.gov/Archives/edgar/data/800240/000095014404003402/g88010def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118171 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 676220 106 FFF FFFFFFFFFFFF 05/13/2004 4,500.00 ---------------------------------------------------------------------------------------------------- PACTIV CORP. PTV Annual Meeting Date: 05/14/2004 Issuer: 695257 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.pactiv.com/105/176/178/pdf-framer.html?pdf=Pactiv2003AR.pdf http://www.pactiv.com/105/179/pdf-framer.html?pdf=Pactiv2004Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932130230 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 695257 105 FF FFFFFFF 05/13/2004 2,450.00 ---------------------------------------------------------------------------------------------------- PMC-SIERRA, INC. PMCS Annual Meeting Date: 05/14/2004 Issuer: 69344F City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/767920/000110465904007246/a04-3364_110k.htm http://www.sec.gov/Archives/edgar/data/767920/000110465904010276/a04-4487_1def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932150826 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 69344F 106 FF FFFFFFFF 05/13/2004 1,400.00 ---------------------------------------------------------------------------------------------------- SUNGARD DATA SYSTEMS INC. SDS Annual Meeting Date: 05/14/2004 Issuer: 867363 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.sungard.com/investors/sungard2003annualreport.pdf http://www.sec.gov/Archives/edgar/data/789388/000119312504042026/d10k.htm http://www.sec.gov/Archives/edgar/data/789388/000119312504058552/ddef14a.htm http://www.sungard.com/investors/sungard2003financialsection.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128639 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 867363 103 FF FFFFFFFFFF 05/13/2004 600.00 ---------------------------------------------------------------------------------------------------- UTSTARCOM, INC. UTSI Annual Meeting Date: 05/14/2004 Issuer: 918076 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.shareholder.com/Common/Edgar/1030471/1047469-04-7021/04-00.pdf http://www.shareholder.com/Common/Edgar/1030471/1047469-04-11099/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131876 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 918076 100 FF FF 05/13/2004 1,300.00 ---------------------------------------------------------------------------------------------------- VULCAN MATERIALS COMPANY VMC Annual Meeting Date: 05/14/2004 Issuer: 929160 City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/103973/000010397304000071/edgar10k-2003.htm http://www.vulcanmaterials.com/2004_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932144784 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT RESTRICTED STOCK AWARD PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 929160 109 FFF FFFF 05/13/2004 1,300.00 ---------------------------------------------------------------------------------------------------- WASTE MANAGEMENT, INC. WMI Annual Meeting Date: 05/14/2004 Issuer: 94106L City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/14/2004 SEDOL: Notes: http://www.wm.com http://www.wm.com ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128982 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 94106L 109 FFFF FFFFFFFFF 05/13/2004 8,650.00 ---------------------------------------------------------------------------------------------------- ANTHEM, INC. ATH Annual Meeting Date: 05/17/2004 Issuer: 03674B City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/17/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1156039/000119312504030877/d10k.htm http://www.sec.gov/Archives/edgar/data/1156039/000119312504057999/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141562 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 03674B 104 F FFFF 05/18/2004 1,779.00 ---------------------------------------------------------------------------------------------------- CONSOLIDATED EDISON, INC. ED Annual Meeting Date: 05/17/2004 Issuer: 209115 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/17/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/ed/reports/2003_10k.pdf http://www.sec.gov/Archives/edgar/data/1047862/000119312504057017/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132929 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT STOCK PURCHASE PLAN 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 209115 104 FFFN FFFFFFFFFFF 05/18/2004 1,200.00 ---------------------------------------------------------------------------------------------------- DENDRITE INTERNATIONAL, INC. DRTE Annual Meeting Date: 05/17/2004 Issuer: 248239 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/17/2004 SEDOL: Notes: http://www.dendrite.com/ir/ir1.html http://www.dendrite.com/ir/ir1.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932162441 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 248239 105 F FFFFFFFF 05/13/2004 14,700.00 ---------------------------------------------------------------------------------------------------- GLAXOSMITHKLINE PLC GSK Annual Meeting Date: 05/17/2004 Issuer: 37733W City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/10/2004 SEDOL: Notes: http://www.gsk.com/financial/reps03/index.htm http://www.gsk.com/financial/agm-notice-2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932115404 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- O1 For For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL O2 For For PERMIT DIRECTORS TO FIX/APPROVE AUDITOR'S REMUNERATION O3 For For MISCELLANEOUS CORPORATE GOVERNANCE O4 For For MISCELLANEOUS CORPORATE GOVERNANCE O5 For For MISCELLANEOUS CORPORATE GOVERNANCE O6 For For MISCELLANEOUS CORPORATE GOVERNANCE O7 For For MISCELLANEOUS CORPORATE GOVERNANCE O8 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS O9 For For PERMIT DIRECTORS TO FIX/APPROVE AUDITOR'S REMUNERATION S10 Against For MISCELLANEOUS CORPORATE GOVERNANCE - GLOBAL S11 For For ELIMINATE PREEMPTIVE RIGHTS S12 For For STOCK REPURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 37733W 105 FFFFFFFFFNFF 05/06/2004 3,152.00 ---------------------------------------------------------------------------------------------------- LIMITED BRANDS, INC. LTD Annual Meeting Date: 05/17/2004 Issuer: 532716 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/17/2004 SEDOL: Notes: http://www.limitedbrands.com/investor/financial_performance/annual_report/index.jsp http://www.limitedbrands.com/investor/financial_performance/annual_report/index.jsp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932138250 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 532716 107 FF FFFF 05/18/2004 10,290.00 ---------------------------------------------------------------------------------------------------- THE CHARLES SCHWAB CORPORATION SCH Annual Meeting Date: 05/17/2004 Issuer: 808513 City: Holdings Reconcilation Date: 03/18/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/17/2004 SEDOL: Notes: http://63.66.209.140/shareADP/ http://63.66.209.140/shareADP/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118854 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 808513 105 FF FFF 05/13/2004 14,600.00 ---------------------------------------------------------------------------------------------------- WATSON PHARMACEUTICALS, INC. WPI Annual Meeting Date: 05/17/2004 Issuer: 942683 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/17/2004 SEDOL: Notes: HTTP://IR.WATSONPHARM.COM HTTP://IR.WATSONPHARM.COM ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139810 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 942683 103 FFN FFF 05/13/2004 2,175.00 ---------------------------------------------------------------------------------------------------- BIG LOTS, INC. BLI Annual Meeting Date: 05/18/2004 Issuer: 089302 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/768835/000095015204002511/l06594ae10vk.htm http://www.sec.gov/Archives/edgar/data/768835/000095015204002748/l05912adef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131509 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 089302 103 F FFFFFFFFF 05/13/2004 1,400.00 ---------------------------------------------------------------------------------------------------- CITIZENS COMMUNICATIONS COMPANY CZN Annual Meeting Date: 05/18/2004 Issuer: 17453B City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.czn.com/ http://www.czn.com/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932135951 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 17453B 101 FFF FFFFFFFFFFFF 05/17/2004 11,525.00 ---------------------------------------------------------------------------------------------------- COMERICA INCORPORATED CMA Annual Meeting Date: 05/18/2004 Issuer: 200340 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/CMA/reports/ar03_a.pdf http://www.sec.gov/Archives/edgar/data/28412/000095012404000754/k83434e10vk.htm http://www.sec.gov/Archives/edgar/data/28412/000095012404001439/k83198def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122637 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK PURCHASE PLAN 03 Against For ADOPT NON-EMPLOYEE DIRECTOR PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 200340 107 FFNF FFFFFF 05/17/2004 3,200.00 ---------------------------------------------------------------------------------------------------- COX COMMUNICATIONS, INC. COX Annual Meeting Date: 05/18/2004 Issuer: 224044 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=76341&p=irol-irhome http://phx.corporate-ir.net/phoenix.zhtml?c=76341&p=irol-irhome ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932117395 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 224044 107 FF FFFFFFF 05/17/2004 2,300.00 ---------------------------------------------------------------------------------------------------- DEAN FOODS COMPANY DF Annual Meeting Date: 05/18/2004 Issuer: 242370 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/df/reports/df_041204AR.pdf http://media.corporate-ir.net/media_files/NYS/df/reports/df_041204proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143667 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 242370 104 FF FFFFF 05/13/2004 800.00 ---------------------------------------------------------------------------------------------------- FIRSTENERGY CORP. FE Annual Meeting Date: 05/18/2004 Issuer: 337932 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.firstenergycorp.com/ir/cache/_852569AE0049ECB4_la_2003+Annual+Report__file_FirstEnergy2003Annual Report.pdf http://www.firstenergycorp.com/ir/cache/_852569AE0049ECB4_la_2004+Proxy+Statement__file_2004ProxyStatement.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932104007 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For DECLASSIFY BOARD 04 For For APPROVE CHARTER AMENDMENT 05 For For ADOPT OMNIBUS STOCK OPTION PLAN 06 For For ADOPT OMNIBUS STOCK OPTION PLAN 07 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 08 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL 09 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 10 For Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 337932 107 FFFFFFNFNF FFFFF 05/17/2004 1,100.00 ---------------------------------------------------------------------------------------------------- GUIDANT CORPORATION GDT Annual Meeting Date: 05/18/2004 Issuer: 401698 City: Holdings Reconcilation Date: 03/11/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.guidant.com/investors/annualreport/2003/special.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932108233 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 401698 105 FFN FFFFF 05/17/2004 3,300.00 ---------------------------------------------------------------------------------------------------- LEVEL 3 COMMUNICATIONS, INC. LVLT Annual Meeting Date: 05/18/2004 Issuer: 52729N City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.shareholder.com/Common/Edgar/794323/1047469-04-7927/04-00.pdf http://www.shareholder.com/Common/Edgar/794323/794323-04-86/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932142108 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN TO INCREASE SHARES 03 For For TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 52729N 100 FFF FFF 05/17/2004 9,700.00 ---------------------------------------------------------------------------------------------------- NORTHROP GRUMMAN CORPORATION NOC Annual Meeting Date: 05/18/2004 Issuer: 666807 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.northgrum.com/images/annual_report/noc_2003_ar.pdf http://www.northgrum.com/images/annual_report/noc_2004_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141550 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - MILITARY/WEAPONS 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 666807 102 FFNF FFFFF 05/17/2004 996.00 ---------------------------------------------------------------------------------------------------- OMNICARE, INC. OCR Annual Meeting Date: 05/18/2004 Issuer: 681904 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/353230/000095011704000979/a37189.txt http://www.sec.gov/Archives/edgar/data/353230/000095011704001322/a37410.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932138375 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 681904 108 FFF FFFFFFFFF 05/17/2004 1,100.00 ---------------------------------------------------------------------------------------------------- PRINCIPAL FINANCIAL GROUP, INC. PFG Annual Meeting Date: 05/18/2004 Issuer: 74251V City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.principal.com/proxy http://www.principal.com/proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110024 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 74251V 102 FFF FFFF 05/17/2004 2,550.00 ---------------------------------------------------------------------------------------------------- QUESTAR CORPORATION STR Annual Meeting Date: 05/18/2004 Issuer: 748356 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.shareholder.com/Common/Edgar/751652/751652-04-6/04-00.pdf http://www.shareholder.com/Common/Edgar/751652/751652-04-8/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932127550 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 748356 102 FF FFFFF 05/17/2004 2,900.00 ---------------------------------------------------------------------------------------------------- THE ALLSTATE CORPORATION ALL Annual Meeting Date: 05/18/2004 Issuer: 020002 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.allstate.com/investor/annual_report/2003/index.html http://www.allstate.com/investor/proxy/2004/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932114337 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 020002 101 FFFFN FFFFFFFFFFFF 05/17/2004 6,700.00 ---------------------------------------------------------------------------------------------------- THE INTERPUBLIC GROUP OF COMPANIES, IPG Annual Meeting Date: 05/18/2004 Issuer: 460690 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/ipg/reports/2003ar.pdf http://media.corporate-ir.net/media_files/nys/ipg/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932159141 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 Against For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 Against Against S/H PROPOSAL - NORTHERN IRELAND Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 460690 100 FFNFN FFFFFFFFFF 05/17/2004 5,400.00 ---------------------------------------------------------------------------------------------------- THE ST. JOE COMPANY JOE Annual Meeting Date: 05/18/2004 Issuer: 790148 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://www.joe.com/InvestorInformation/AnnualReports/ar2003/ar2003_screen.pdf http://www.sec.gov/Archives/edgar/data/745308/000095013504001242/b48990sje10vk.htm http://www.sec.gov/Archives/edgar/data/745308/000095013504001798/b49063dfdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120986 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ELIMINATE PREEMPTIVE RIGHTS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 790148 100 FFF FFFFFFFFF 05/17/2004 500.00 ---------------------------------------------------------------------------------------------------- XTO ENERGY INC. XTO Annual Meeting Date: 05/18/2004 Issuer: 98385X City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/18/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/XTO/reports/2003_10K.pdf http://www.sec.gov/Archives/edgar/data/868809/000119312504065740/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932149075 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 98385X 106 FF FFF 05/17/2004 3,625.00 ---------------------------------------------------------------------------------------------------- AMERICAN INTERNATIONAL GROUP, INC. AIG Annual Meeting Date: 05/19/2004 Issuer: 026874 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.onlineproxy.com/aig/2004/ar/index.html http://www.aigcorporate.com/corpsite/images/37136FPF05Apr041711481.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932133072 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT DIRECTOR STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 05 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 06 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 07 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 026874 107 FNFFNNN FFFFFFFFFFFFFFF05/17/2004 37,316.00 ---------------------------------------------------------------------------------------------------- ASTORIA FINANCIAL CORPORATION AF Annual Meeting Date: 05/19/2004 Issuer: 046265 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/910322/000095011704000958/a37161.txt http://www.sec.gov/Archives/edgar/data/910322/000095011704001400/a37448.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932135949 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 046265 104 FFF FFF 05/19/2004 6,600.00 ---------------------------------------------------------------------------------------------------- AT&T CORP. T Annual Meeting Date: 05/19/2004 Issuer: 001957 City: Holdings Reconcilation Date: 03/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.att.com/ir/ http://www.att.com/ir/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932102647 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 05 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 06 Against Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 07 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 001957 505 FFFFFNF FFFFFFFFFF 05/19/2004 11,200.00 ---------------------------------------------------------------------------------------------------- AT&T WIRELESS SERVICES, INC. AWE Annual Meeting Date: 05/19/2004 Issuer: 00209A City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.attwireless.com/wirelessir/downloads/2003_Annual_Report.pdf http://www.attwireless.com/wirelessir/downloads/2004_Proxy.pdf http://www.attwireless.com/wirelessir/downloads/2003_AWS_10K.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119779 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For Against S/H PROPOSAL - INCREASE DISCLOSURE OF EXECUTIVE COMPENSATION 05 Against Against S/H PROPOSAL - LIMIT COMPENSATION 06 Against Against S/H PROPOSAL - ALLOW SHAREHOLDERS TO NOMINATE DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00209A 106 FFFFNN FFF 05/19/2004 39,575.00 ---------------------------------------------------------------------------------------------------- FIRST DATA CORPORATION FDC Annual Meeting Date: 05/19/2004 Issuer: 319963 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://ir.firstdata.com/annual.cfm http://ir.firstdata.com/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125657 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 319963 104 FF FFFF 05/13/2004 27,501.00 ---------------------------------------------------------------------------------------------------- HALLIBURTON COMPANY HAL Annual Meeting Date: 05/19/2004 Issuer: 406216 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.halliburton.com/ir/hal_2003ar.pdf http://www.halliburton.com/ir/H12681_9.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932118931 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 04 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 05 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 406216 101 FFNNN FFFFFFFFFFF 05/19/2004 3,600.00 ---------------------------------------------------------------------------------------------------- INSTINET GROUP INCORPORATED INGP Annual Meeting Date: 05/19/2004 Issuer: 457750 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1132327/000095012304003269/y94998e10vk.htm http://www.sec.gov/Archives/edgar/data/1132327/000095012304004737/y95627def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932151068 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK OPTION PLAN TO INCREASE SHARES 04 For For ADOPT STOCK PERFORMANCE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 457750 107 FFFF FFFFF 05/19/2004 1,700.00 ---------------------------------------------------------------------------------------------------- INTEL CORPORATION INTC Annual Meeting Date: 05/19/2004 Issuer: 458140 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.intel.com/intel/annual03 http://www.intel.com/intel/annual03 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120532 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 05 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 458140 100 FFFFFF FFFFFFFFFFF 04/23/2004 104,000.00 ---------------------------------------------------------------------------------------------------- JUNIPER NETWORKS, INC. JNPR Annual Meeting Date: 05/19/2004 Issuer: 48203R City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.juniper.net/company/investor/ http://www.juniper.net/company/investor/ http://www.juniper.net/company/investor/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136117 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 48203R 104 FF FFF 05/13/2004 3,900.00 ---------------------------------------------------------------------------------------------------- MERCURY INTERACTIVE CORPORATION MERQ Annual Meeting Date: 05/19/2004 Issuer: 589405 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.mercuryinteractive.com/pdf/company/10k_fy03.pdf http://www.mercuryinteractive.com/pdf/company/proxy_2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120950 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 589405 109 FFF FFFFFF 05/19/2004 950.00 ---------------------------------------------------------------------------------------------------- NATIONAL-OILWELL, INC. NOI Annual Meeting Date: 05/19/2004 Issuer: 637071 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirNOI/sa5EF5.pdf http://ww3.ics.adp.com/streetlink_data/dirNOI/sa5EF5.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131232 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 637071 101 F FFF 05/13/2004 1,700.00 ---------------------------------------------------------------------------------------------------- NEW YORK COMMUNITY BANCORP, INC. NYB Annual Meeting Date: 05/19/2004 Issuer: 649445 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.snl.com/Interactive/IR/docs.asp?IID=1024119 http://www.snl.com/Interactive/IR/docs.asp?IID=1024119 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141524 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 649445 103 FF FFFFFF 05/13/2004 1,882.00 ---------------------------------------------------------------------------------------------------- PINNACLE WEST CAPITAL CORPORATION PNW Annual Meeting Date: 05/19/2004 Issuer: 723484 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.pinnaclewest.com/AnnualReport http://www.pinnaclewest.com/proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121786 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 723484 101 FFN FFFF 05/19/2004 2,400.00 ---------------------------------------------------------------------------------------------------- SEPRACOR INC. SEPR Annual Meeting Date: 05/19/2004 Issuer: 817315 City: Holdings Reconcilation Date: 04/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://ir.thomsonfn.com/InvestorRelations/pubreports.aspx?partner=4921 http://ir.thomsonfn.com/InvestorRelations/secfilings.aspx?partner=4921 http://ir.thomsonfn.com/InvestorRelations/secfilings.aspx?partner=4921 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932135393 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 817315 104 FFF FF 05/19/2004 1,000.00 ---------------------------------------------------------------------------------------------------- SOUTHWEST AIRLINES CO. LUV Annual Meeting Date: 05/19/2004 Issuer: 844741 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.southwest.com/investor_relations/ar2003.html http://www.southwest.com/investor_relations/proxy_stmt_04.pdf http://www.southwest.com/investor_relations/proxy_stmt_04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141182 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 844741 108 FF FFFFFF 05/19/2004 10,675.00 ---------------------------------------------------------------------------------------------------- TARGET CORPORATION TGT Annual Meeting Date: 05/19/2004 Issuer: 87612E City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/tgt/reports/2154_target_final_ar.pdf http://www.sec.gov/Archives/edgar/data/27419/000104746904010838/a2130364z10-k.htm http://www.sec.gov/Archives/edgar/data/27419/000104746904010862/a2129605zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932134656 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 87612E 106 FFF FFFFF 05/19/2004 12,200.00 ---------------------------------------------------------------------------------------------------- THE MCCLATCHY COMPANY MNI Annual Meeting Date: 05/19/2004 Issuer: 579489 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.mcclatchy.com/images/pdf/2003mni.pdf http://www.sec.gov/Archives/edgar/data/1056087/000119312504054778/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128754 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 579489 105 FFF FFFF 05/19/2004 1,600.00 ---------------------------------------------------------------------------------------------------- UNIVERSAL HEALTH SERVICES, INC. UHS Annual Meeting Date: 05/19/2004 Issuer: 913903 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/352915/000119312504040653/d10k.htm http://www.sec.gov/Archives/edgar/data/352915/000119312504062069/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932152616 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 913903 100 FF F 05/19/2004 700.00 ---------------------------------------------------------------------------------------------------- WILLIAMS-SONOMA, INC. WSM Annual Meeting Date: 05/19/2004 Issuer: 969904 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/19/2004 SEDOL: Notes: http://www.williams-sonomainc.com/inv/anr/WS_03AR.pdf http://www.sec.gov/Archives/edgar/data/719955/000095014904000793/f97543dfdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125912 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 969904 101 FFF FFFFFFFF 05/19/2004 1,000.00 ---------------------------------------------------------------------------------------------------- ABERCROMBIE & FITCH CO. ANF Annual Meeting Date: 05/20/2004 Issuer: 002896 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1018840/000095015204002881/l06957ae10vk.txt http://www.sec.gov/Archives/edgar/data/1018840/000095015204002920/l06811adef14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141702 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 002896 207 F FFF 05/13/2004 2,300.00 ---------------------------------------------------------------------------------------------------- ADVANCED FIBRE COMMUNICATIONS, INC. AFCI Annual Meeting Date: 05/20/2004 Issuer: 00754A City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.afc.com/PDFs/AFC_AR03.pdf http://www.afc.com/Investors/reports/AFC_NPS04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113486 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00754A 105 FF FFF 05/13/2004 1,200.00 ---------------------------------------------------------------------------------------------------- AMB PROPERTY CORPORATION AMB Annual Meeting Date: 05/20/2004 Issuer: 00163T City: Holdings Reconcilation Date: 03/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1045609/000095014904000613/f97187e10vk.txt http://www.sec.gov/Archives/edgar/data/1045609/000095013404003792/f97421def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113424 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 00163T 109 FF FFFFFFFFF 05/13/2004 1,000.00 ---------------------------------------------------------------------------------------------------- CDW CORPORATION CDWC Annual Meeting Date: 05/20/2004 Issuer: 12512N City: Holdings Reconcilation Date: 04/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: HTTP://WW3.ICS.ADP.COM/STREETLINK/CDWC HTTP://WW3.ICS.ADP.COM/STREETLINK/CDWC ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932150674 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 12512N 105 FFN FFFFFFFFF 05/19/2004 800.00 ---------------------------------------------------------------------------------------------------- EDISON INTERNATIONAL EIX Annual Meeting Date: 05/20/2004 Issuer: 281020 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://WWW.EDISONINVESTOR.COM http://WWW.EDISONINVESTOR.COM ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932135850 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 281020 107 FF FFFFFFFFFF 05/19/2004 9,425.00 ---------------------------------------------------------------------------------------------------- HUMAN GENOME SCIENCES, INC. HGSI Annual Meeting Date: 05/20/2004 Issuer: 444903 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.hgsi.com/invest/annual03/index.html http://ww3.ics.adp.com/streetlink/hgsi ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136078 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For AMEND INCENTIVE STOCK OPTION PLAN 05 For For MISCELLANEOUS COMPENSATION PLANS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 444903 108 FFFFF FFFF 05/19/2004 1,800.00 ---------------------------------------------------------------------------------------------------- KEYSPAN CORPORATION KSE Annual Meeting Date: 05/20/2004 Issuer: 49337W City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/70/70842/reports/interactive04/TOTAL.pdf http://media.corporate-ir.net/media_files/irol/70/70842/reports/KeySpan-2003-10K.pdf http://media.corporate-ir.net/media_files/irol/70/70842/reports/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113599 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 49337W 100 FFF FFFFFFFFFF 05/19/2004 2,200.00 ---------------------------------------------------------------------------------------------------- LA QUINTA CORPORATION LQI Annual Meeting Date: 05/20/2004 Issuer: 50419U City: Holdings Reconcilation Date: 03/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.shareholder.com/laquinta/downloads/2003AR.pdf http://www.shareholder.com/laquinta/downloads/2003%2010-K.pdf http://www.shareholder.com/Common/Edgar/313749/1047469-04-11170/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125467 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 50419U 202 FF FF 05/19/2004 1,750.00 ---------------------------------------------------------------------------------------------------- LIZ CLAIBORNE, INC. LIZ Annual Meeting Date: 05/20/2004 Issuer: 539320 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/LIZ/reports/10K_2003.pdf http://www.sec.gov/Archives/edgar/data/352363/000095012304004167/y95650def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125619 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 539320 101 FF FFFF 05/19/2004 1,850.00 ---------------------------------------------------------------------------------------------------- MACK-CALI REALTY CORPORATION CLI Annual Meeting Date: 05/20/2004 Issuer: 554489 City: Holdings Reconcilation Date: 04/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.mack-cali.com/annuals/annual_03/ http://www.sec.gov/Archives/edgar/data/924901/000104746904012033/a2133280zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143934 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For INCENTIVE STOCK OPTIONS 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 554489 104 FFFN FFFF 05/19/2004 5,400.00 ---------------------------------------------------------------------------------------------------- MARSH & MCLENNAN COMPANIES, INC. MMC Annual Meeting Date: 05/20/2004 Issuer: 571748 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.mmc.com/about/Annual_2003.pdf http://www.mmc.com/about/proxy2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121697 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 571748 102 FF FFFFFF 05/19/2004 7,200.00 ---------------------------------------------------------------------------------------------------- MCDONALD'S CORPORATION MCD Annual Meeting Date: 05/20/2004 Issuer: 580135 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.mcdonalds.com/corp/invest/pub/2003_financials.html http://www.mcdonalds.com/corp/invest/pub/2004_proxy.html http://www.mcdonalds.com/corp/invest/pub/annual_report.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932122675 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 580135 101 FFFF FFFFF 05/19/2004 16,600.00 ---------------------------------------------------------------------------------------------------- MEDIMMUNE, INC. MEDI Annual Meeting Date: 05/20/2004 Issuer: 584699 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://investor.medimmune.com/phoenix.zhtml?c=83037&p=IROL-AnnualReports http://investor.medimmune.com/phoenix.zhtml?c=83037&p=IROL-AnnualReports ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932137943 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 584699 102 FFF FFFFFFFFF 05/19/2004 700.00 ---------------------------------------------------------------------------------------------------- OGE ENERGY CORP. OGE Annual Meeting Date: 05/20/2004 Issuer: 670837 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/10/106374/reports/OGE_AR_2003.pdf http://media.corporate-ir.net/media_files/irol/10/106374/reports/OGE_proxy_2004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109704 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 670837 103 F FFF 05/13/2004 2,400.00 ---------------------------------------------------------------------------------------------------- PACIFICARE HEALTH SYSTEMS, INC. PHS Annual Meeting Date: 05/20/2004 Issuer: 695112 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1027974/000089256904000306/a96836e10vk.htm http://www.sec.gov/Archives/edgar/data/1027974/000095013704003030/a97406ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932157856 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 695112 102 FFF FFFFFFFFFF 05/19/2004 1,200.00 ---------------------------------------------------------------------------------------------------- PROVIDENT FINANCIAL GROUP, INC. PFGI Special Meeting Date: 05/20/2004 Issuer: 743866 City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/pfgi ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136256 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For APPROVE MOTION TO ADJOURN MEETING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 743866 105 FF 05/19/2004 2,150.00 ---------------------------------------------------------------------------------------------------- RADIOSHACK CORPORATION RSH Annual Meeting Date: 05/20/2004 Issuer: 750438 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.radioshackcorporation.com/ir/rd_finance_rpt.html http://www.radioshackcorporation.com/ir/rd_finance_rpt.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932109045 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 750438 103 FNF FFFFFFFFFFFFF 05/19/2004 1,500.00 ---------------------------------------------------------------------------------------------------- RAYONIER INC. RYN Annual Meeting Date: 05/20/2004 Issuer: 754907 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/ryn http://ww3.ics.adp.com/streetlink/ryn http://ww3.ics.adp.com/streetlink/ryn ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932112559 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 754907 103 FFF FFF 05/19/2004 3,431.00 ---------------------------------------------------------------------------------------------------- ROSS STORES, INC. ROST Annual Meeting Date: 05/20/2004 Issuer: 778296 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/745732/000120677404000332/rs907356.htm http://www.sec.gov/Archives/edgar/data/745732/000120677404000334/rs907919fp.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125811 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 778296 103 FFFF FFF 05/19/2004 2,600.00 ---------------------------------------------------------------------------------------------------- SAFEWAY INC. SWY Annual Meeting Date: 05/20/2004 Issuer: 786514 City: Holdings Reconcilation Date: 03/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/IROL/64/64607/reports/SAFEWAY_2003_Annual_Report.pdf http://www.sec.gov/Archives/edgar/data/86144/000119312504061282/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143364 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For DECLASSIFY BOARD 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 Against Against S/H PROPOSAL - REQUIRE MAJORITY OF DIRECTORS TO BE INDEPENDENT 06 Against Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING 07 Against Against S/H PROPOSAL - ALLOW SHAREHOLDERS TO SELECT AUDITORS 08 Against Against S/H PROPOSAL - BUSINESS/INVESTMENT 09 Against Against S/H PROPOSAL - POLITICAL/GOVERNMENT 10 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 786514 208 FFFFNNNNNN FFF 05/19/2004 6,400.00 ---------------------------------------------------------------------------------------------------- SANDISK CORPORATION SNDK Annual Meeting Date: 05/20/2004 Issuer: 80004C City: Holdings Reconcilation Date: 03/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirSNDK/sa46C0.pdf http://ww3.ics.adp.com/streetlink_data/dirSNDK/sa46C2.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932137347 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 80004C 101 FF FFFFFF 05/19/2004 400.00 ---------------------------------------------------------------------------------------------------- STORAGE TECHNOLOGY CORPORATION STK Annual Meeting Date: 05/20/2004 Issuer: 862111 City: Holdings Reconcilation Date: 04/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://storagetek.shareholder.com/annual.cfm http://storagetek.shareholder.com/annual.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932137094 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 862111 200 FFFN FFFFFFF 05/19/2004 1,300.00 ---------------------------------------------------------------------------------------------------- THE GILLETTE COMPANY G Annual Meeting Date: 05/20/2004 Issuer: 375766 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.gillette.com/investors/annualreports.asp http://www.gillette.com/investors/annualreports.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932110745 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 Against Against S/H PROPOSAL - RESTORE PREEMPTIVE RIGHTS 06 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 375766 102 FFFFNN FFFF 05/19/2004 30,200.00 ---------------------------------------------------------------------------------------------------- THE HARTFORD FINANCIAL SVCS GROUP, I HIG Annual Meeting Date: 05/20/2004 Issuer: 416515 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/874766/000094857204000011/b10k123103.txt http://www.sec.gov/Archives/edgar/data/874766/000104746904009818/a2132201zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125936 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 416515 104 FFF FFFFFFFFFFF 05/19/2004 3,800.00 ---------------------------------------------------------------------------------------------------- TIFFANY & CO. TIF Annual Meeting Date: 05/20/2004 Issuer: 886547 City: Holdings Reconcilation Date: 03/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.shareholder.com/tiffany/annual.cfm http://www.shareholder.com/Common/Edgar/98246/950123-04-4497/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125227 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 886547 108 FF FFFFFFFFF 05/19/2004 1,400.00 ---------------------------------------------------------------------------------------------------- WILLIAMS COMPANIES, INC. WMB Annual Meeting Date: 05/20/2004 Issuer: 969457 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.williams.com/investors/docs/03annual.pdf http://www.williams.com/investors/docs/04proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141346 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 969457 100 FFF FFF 05/19/2004 6,100.00 ---------------------------------------------------------------------------------------------------- XCEL ENERGY INC. XEL Annual Meeting Date: 05/20/2004 Issuer: 98389B City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/nys/xel/reports/ar03_financials.pdf http://media.corporate-ir.net/media_files/nys/xel/reports/PROXY04.PDF http://media.corporate-ir.net/media_files/nys/xel/reports/ar03_narrative.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932113816 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For DECLASSIFY BOARD 02 For For ELECTION OF DIRECTORS 03 Against For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 98389B 100 FFN FFFFFF 05/19/2004 12,125.00 ---------------------------------------------------------------------------------------------------- XEROX CORPORATION XRX Annual Meeting Date: 05/20/2004 Issuer: 984121 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.xerox.com/annualreports http://www.xerox.com/proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932116292 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 Against For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 984121 103 FFFN FFFFFFFFFFF 05/19/2004 10,250.00 ---------------------------------------------------------------------------------------------------- YORK INTERNATIONAL CORPORATION YRK Annual Meeting Date: 05/20/2004 Issuer: 986670 City: Holdings Reconcilation Date: 03/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.york.com/invest/ftp/AnnualReports/2003AnRptFin.pdf http://www.sec.gov/Archives/edgar/data/842662/000089322004000624/w95767def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132676 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN TO INCREASE SHARES 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For AMEND OMNIBUS STOCK OPTION PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 986670 107 FFFFF FFFFFFFF 05/19/2004 2,700.00 ---------------------------------------------------------------------------------------------------- YUM] BRANDS, INC. YUM Annual Meeting Date: 05/20/2004 Issuer: 988498 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/20/2004 SEDOL: Notes: http://www.yum.com/investors/annualreport.htm http://www.yum.com/investors/proxy.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120760 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 05 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 06 Against Against S/H PROPOSAL - ADHERE TO MACBRIDE PRINCIPLES 07 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 08 Against Against S/H PROPOSAL - ANIMAL RIGHTS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 988498 101 FFFNNNNN FFF 05/19/2004 4,100.00 ---------------------------------------------------------------------------------------------------- ALLIED WASTE INDUSTRIES, INC. AW Annual Meeting Date: 05/21/2004 Issuer: 019589 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/74/74587/reports/2003_annualreport.pdf http://media.corporate-ir.net/media_files/irol/74/74587/reports/2003_10k.pdf http://www.sec.gov/Archives/edgar/data/848865/000095015304000832/p69021def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932156385 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 04 Against Against S/H PROPOSAL - BUSINESS/INVESTMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 019589 308 FFNN FFFFFFFFFFFF 05/19/2004 2,750.00 ---------------------------------------------------------------------------------------------------- AON CORPORATION AOC Annual Meeting Date: 05/21/2004 Issuer: 037389 City: Holdings Reconcilation Date: 03/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://www.aon.com/proxy_statement_2004 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932133452 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 037389 103 FF FFFFFFFFFFFFF 05/13/2004 3,000.00 ---------------------------------------------------------------------------------------------------- CAREER EDUCATION CORPORATION CECO Annual Meeting Date: 05/21/2004 Issuer: 141665 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/CECO http://ww3.ics.adp.com/streetlink/CECO http://ww3.ics.adp.com/streetlink/CECO ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932129011 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 141665 109 FFFF FF 05/19/2004 1,100.00 ---------------------------------------------------------------------------------------------------- CONSTELLATION ENERGY GROUP, INC. CEG Annual Meeting Date: 05/21/2004 Issuer: 210371 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://www.constellationenergy.com/files/2003ar.pdf http://www.constellationenergy.com/investors/financialdocs/10k_2003.pdf http://www.sec.gov/Archives/edgar/data/1004440/000119312504060399/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132703 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 210371 100 FF FFFF 05/13/2004 600.00 ---------------------------------------------------------------------------------------------------- PEPCO HOLDINGS, INC. POM Annual Meeting Date: 05/21/2004 Issuer: 713291 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1135971/000113597104000053/form10k-phi2003.htm http://www.sec.gov/Archives/edgar/data/1135971/000119312504055261/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932134353 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 713291 102 FF FFFFF 05/19/2004 828.00 ---------------------------------------------------------------------------------------------------- THE MAY DEPARTMENT STORES COMPANY MAY Annual Meeting Date: 05/21/2004 Issuer: 577778 City: Holdings Reconcilation Date: 04/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://www1.mayco.com/common/annual_report.jsp http://www1.mayco.com/common/annual_report.jsp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932147603 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- A For For ELECTION OF DIRECTORS B For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS C For For AMEND OMNIBUS STOCK OPTION PLAN D For For AMEND STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 577778 103 FFFFF FFFFF 05/19/2004 4,600.00 ---------------------------------------------------------------------------------------------------- TIME WARNER INC. TWX Annual Meeting Date: 05/21/2004 Issuer: 887317 City: Holdings Reconcilation Date: 03/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://www.timewarner.com/investors/annual_meeting_materials.adp http://www.timewarner.com/investors/annual_meeting_materials.adp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932131294 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 04 Against Against S/H PROPOSAL - ELIMINATE PREEMPTIVE RIGHTS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 887317 105 FFNN FFFFFFFFFFFFF 05/19/2004 63,600.00 ---------------------------------------------------------------------------------------------------- TXU CORP. TXU Annual Meeting Date: 05/21/2004 Issuer: 873168 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1023291/000102329104000008/corp10k.txt http://www.sec.gov/Archives/edgar/data/1023291/000119312504056803/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932120758 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 873168 108 FFN FFFFFFFFFF 05/19/2004 15,700.00 ---------------------------------------------------------------------------------------------------- YAHOO] INC. YHOO Annual Meeting Date: 05/21/2004 Issuer: 984332 City: Holdings Reconcilation Date: 03/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143477 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 984332 106 FFFN FFFFFFFFF 05/19/2004 5,500.00 ---------------------------------------------------------------------------------------------------- DAVITA INC. DVA Annual Meeting Date: 05/24/2004 Issuer: 23918K City: Holdings Reconcilation Date: 04/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/24/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/76/76556/0310k.pdf http://www.sec.gov/Archives/edgar/data/927066/000119312504066667/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932161374 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 23918K 108 F FFFFFFFF 05/13/2004 950.00 ---------------------------------------------------------------------------------------------------- UNOCAL CORPORATION UCL Annual Meeting Date: 05/24/2004 Issuer: 915289 City: Holdings Reconcilation Date: 03/25/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/24/2004 SEDOL: Notes: http://www.unocal.com/annualreport/ http://www.unocal.com/proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932128831 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For MANAGEMENT INCENTIVE PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 07 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 08 Against Against S/H PROPOSAL - ENVIRONMENTAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 915289 102 FFFFNNNN FFF 05/19/2004 4,850.00 ---------------------------------------------------------------------------------------------------- AMAZON.COM, INC. AMZN Annual Meeting Date: 05/25/2004 Issuer: 023135 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=97664&p=irol-proxy http://phx.corporate-ir.net/phoenix.zhtml?c=97664&p=irol-proxy http://phx.corporate-ir.net/phoenix.zhtml?c=97664&p=irol-proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125897 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 023135 106 FFN FFFFFFF 05/21/2004 2,250.00 ---------------------------------------------------------------------------------------------------- BANK ONE CORPORATION ONE Annual Meeting Date: 05/25/2004 Issuer: 06423A City: Holdings Reconcilation Date: 04/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.bankone.com/answers/BolAnswersDetail.aspx?top=all&segment=ABO&topic=AnnualReportsandProxies&item= 2003AnnualReport http://www.bankone.com/answers/BolAnswersDetail.aspx?top=all&segment=ABO&topic=AnnualReportsandProxies&item= 2003AnnualReport ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932150131 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 06423A 103 FFF FFFFFFFFFFFF 05/21/2004 16,550.00 ---------------------------------------------------------------------------------------------------- CABLEVISION SYSTEMS CORPORATION CVC Annual Meeting Date: 05/25/2004 Issuer: 12686C City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/cvc http://www.sec.gov/Archives/edgar/data/1053112/000104746904008033/a2130757z10-k.htm http://ww3.ics.adp.com/streetlink/cvc ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932161362 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 12686C 109 FF FFFFFF 05/20/2004 2,525.00 ---------------------------------------------------------------------------------------------------- DOLLAR GENERAL CORPORATION DG Annual Meeting Date: 05/25/2004 Issuer: 256669 City: Holdings Reconcilation Date: 03/22/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: HTTP://WW3.ICS.ADP.COM/STREETLINK/DG HTTP://WW3.ICS.ADP.COM/STREETLINK/DG ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932125140 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 256669 102 FF FFFFFFFFFFF 05/21/2004 3,400.00 ---------------------------------------------------------------------------------------------------- ELECTRONIC DATA SYSTEMS CORPORATION EDS Annual Meeting Date: 05/25/2004 Issuer: 285661 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.eds.com/investor_relations/ir_10K_3152004.pdf http://www.eds.com/investor_relations/ir_proxy_03302004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932133135 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 285661 104 FFFFF FFF 05/21/2004 4,800.00 ---------------------------------------------------------------------------------------------------- FANNIE MAE FNM Annual Meeting Date: 05/25/2004 Issuer: 313586 City: Holdings Reconcilation Date: 04/06/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.fanniemae.com/ir/annualreport/2003/index.jhtml?p=Investor+Relations&s=Annual+Reports+%26+Proxy +Statements&t=2003+Annual+Report+%26+Proxy+Statement http://www.fanniemae.com/ir/annualreport/2003/index.jhtml?p=Investor+Relations&s=Annual+Reports+%26+Proxy +Statements&t=2003+Annual+Report+%26+Proxy+Statement ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932154420 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK PURCHASE PLAN 04 Against Against S/H PROPOSAL - ADOPT CUMULATIVE VOTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 313586 109 FFFN FFFFFFFFFFFFF 05/21/2004 12,325.00 ---------------------------------------------------------------------------------------------------- GILEAD SCIENCES, INC. GILD Annual Meeting Date: 05/25/2004 Issuer: 375558 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://ccbn.mobular.net/ccbn/7/522/571/ http://www.sec.gov/Archives/edgar/data/882095/000110465904007080/a04-3258_110k.htm http://www.sec.gov/Archives/edgar/data/882095/000104746904011829/a2133560zdefr14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932145611 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For APPROVE AUTHORIZED COMMON STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 375558 103 FFFF FFFFFFFF 05/21/2004 2,800.00 ---------------------------------------------------------------------------------------------------- ISTAR FINANCIAL INC. SFI Annual Meeting Date: 05/25/2004 Issuer: 45031U City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1095651/000104746904007908/a2127941z10-k.htm http://www.sec.gov/Archives/edgar/data/1095651/000104746904014110/a2133902zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143821 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 45031U 101 FNFF FFFFFFF 05/21/2004 3,800.00 ---------------------------------------------------------------------------------------------------- J.P. MORGAN CHASE & CO. JPM Annual Meeting Date: 05/25/2004 Issuer: 46625H City: Holdings Reconcilation Date: 04/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.jpmorganchase.com/ir/annual http://www.jpmorganchase.com/ir/annual ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932142211 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 For For APPROVE MOTION TO ADJOURN MEETING 06 For Against S/H PROPOSAL - BOARD OF DIRECTORS 07 Against Against S/H PROPOSAL - ESTABLISH NOMINATING COMMITTEE 08 Against Against S/H PROPOSAL - REPORT ON CHARITABLE DONATIONS 09 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 10 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 11 Against Against S/H PROPOSAL - RESTORE PREEMPTIVE RIGHTS 12 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 13 Against Against S/H PROPOSAL - ELIMINATE PREEMPTIVE RIGHTS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 46625H 100 FFFFFFNNNNNFN FFFFFFFFFF 05/20/2004 25,800.00 ---------------------------------------------------------------------------------------------------- MARTIN MARIETTA MATERIALS, INC. MLM Annual Meeting Date: 05/25/2004 Issuer: 573284 City: Holdings Reconcilation Date: 03/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.martinmarietta.com/Investors/pdf_ar03.pdf http://www.sec.gov/Archives/edgar/data/916076/000095014404002492/g87608ke10vk.htm http://www.sec.gov/Archives/edgar/data/916076/000095014404003410/g88081def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932119109 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 573284 106 FF FF 05/21/2004 700.00 ---------------------------------------------------------------------------------------------------- OMNICOM GROUP INC. OMC Annual Meeting Date: 05/25/2004 Issuer: 681919 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/29989/000089109204001284/e17132_10k.txt http://www.sec.gov/Archives/edgar/data/29989/000089109204001893/e17407def_14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136181 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against For ADOPT DIRECTOR STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 681919 106 FFN FFFFFFFFFFF 05/21/2004 2,000.00 ---------------------------------------------------------------------------------------------------- QWEST COMMUNICATIONS INTERNATIONAL I Q Annual Meeting Date: 05/25/2004 Issuer: 749121 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://www.qwest.com/stockholder2004 http://www.qwest.com/stockholder2004 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932142021 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For DECLASSIFY BOARD 03 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 749121 109 FFNNN FFFF 05/21/2004 19,200.00 ---------------------------------------------------------------------------------------------------- TRIAD HOSPITALS, INC. TRI Annual Meeting Date: 05/25/2004 Issuer: 89579K City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/25/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/TRI/reports/tri_031504.pdf http://www.sec.gov/Archives/edgar/data/1074771/000119312504066245/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143504 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND LONG TERM INCENTIVE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 89579K 109 FFF FFFFFF 05/19/2004 1,000.00 ---------------------------------------------------------------------------------------------------- BANK OF AMERICA CORPORATION BAC Annual Meeting Date: 05/26/2004 Issuer: 060505 City: Holdings Reconcilation Date: 04/07/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.bankofamerica.com/annualreport/2003/ http://ww3.ics.adp.com/streetlink_data/dirBAC/sa8E62.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932152666 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 04 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 05 Against Against S/H PROPOSAL - ESTABLISH NOMINATING COMMITTEE 06 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 07 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 060505 104 FFNNNNN FFFFFFFFFFFFFFF05/21/2004 27,482.00 ---------------------------------------------------------------------------------------------------- COGNIZANT TECHNOLOGY SOLUTIONS CORP. CTSH Annual Meeting Date: 05/26/2004 Issuer: 192446 City: Holdings Reconcilation Date: 04/13/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://ctsh.edgarpro.com/redirect_frames.asp?filename=0000903100%2D04%2D000126%2Etxt&filepath=%5C2004%5C03% 5C12%5C&cols=7%2C0%2C4&SortBy=receivedate&AD=D&startrec=1&res=25&pdf=0 http://ctsh.edgarpro.com/redirect_frames.asp?filename=0000903100%2D04%2D000173%2Etxt&filepath=%5C2004%5C04% 5C22%5C&cols=7%2C0%2C4&SortBy=receivedate&AD=D&startrec=1&res=25&pdf=0 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932155193 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For ADOPT STOCK PURCHASE PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 192446 102 FFFFF FF 05/21/2004 900.00 ---------------------------------------------------------------------------------------------------- COMCAST CORPORATION CMCSA Annual Meeting Date: 05/26/2004 Issuer: 20030N City: Holdings Reconcilation Date: 03/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.cmcsk.com/phoenix.zhtml?c=118591&p=irol-reportsAnnual http://www.cmcsk.com/phoenix.zhtml?c=118591&p=irol-reportsAnnual ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139012 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT RESTRICTED STOCK AWARD PLAN 04 For For APPROVE CHARTER AMENDMENT 05 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 06 Against Against S/H PROPOSAL - POLITICAL/GOVERNMENT 07 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 08 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 09 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 20030N 101 FFFFNNNNN FFFFFFFFFFF 05/21/2004 30,145.00 ---------------------------------------------------------------------------------------------------- CYTYC CORPORATION CYTC Annual Meeting Date: 05/26/2004 Issuer: 232946 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://ir.cytyc.com/downloads/cytc03.pdf http://www.shareholder.com/common/edgar/849778/1193125-04-62013/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932154761 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND OMNIBUS STOCK OPTION PLAN 03 For For ADOPT STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 232946 103 FFFF FFF 05/21/2004 1,600.00 ---------------------------------------------------------------------------------------------------- EXPRESS SCRIPTS, INC. ESRX Annual Meeting Date: 05/26/2004 Issuer: 302182 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NSD/ESRX/reports/ESRXAR03.pdf http://www.sec.gov/Archives/edgar/data/885721/000095013704002845/c84405def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932150105 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 302182 100 FFF FFFFFFFFFF 05/21/2004 800.00 ---------------------------------------------------------------------------------------------------- EXXON MOBIL CORPORATION XOM Annual Meeting Date: 05/26/2004 Issuer: 30231G City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: HTTP://WWW.EXXONMOBIL.COM/FINANCIALPUBLICATIONS http://www.sec.gov/Archives/edgar/data/34088/000104746904011934/a2130444zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932133123 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against For ADOPT OMNIBUS STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - POLITICAL/GOVERNMENT 05 Against Against S/H PROPOSAL - POLITICAL/GOVERNMENT 06 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 07 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 08 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 09 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 10 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 11 Against Against S/H PROPOSAL - ENVIRONMENTAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 30231G 102 FFNNNNNNNNN FFFFFFFFFFF 05/21/2004 86,599.00 ---------------------------------------------------------------------------------------------------- FOOT LOCKER, INC. FL Annual Meeting Date: 05/26/2004 Issuer: 344849 City: Holdings Reconcilation Date: 04/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.footlocker-inc.com/Website2003/IR/Financials/Annuals/AnnualHome.htm http://www.footlocker-inc.com/Website2003/IR/Financials/Annuals/AnnualHome.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139151 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 344849 104 FF FFFF 05/21/2004 1,900.00 ---------------------------------------------------------------------------------------------------- KRISPY KREME DOUGHNUTS, INC. KKD Annual Meeting Date: 05/26/2004 Issuer: 501014 City: Holdings Reconcilation Date: 03/24/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1100270/000095014404003990/g88377ke10vk.htm http://www.sec.gov/Archives/edgar/data/1100270/000095014404004330/g88533def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932160853 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 501014 104 FF FFF 05/21/2004 200.00 ---------------------------------------------------------------------------------------------------- PHARMACEUTICAL RESOURCES, INC. PRX Annual Meeting Date: 05/26/2004 Issuer: 717125 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/878088/000089843204000256/form-10k.txt http://www.sec.gov/Archives/edgar/data/878088/000089843204000346/def14a-proxy.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932150903 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE COMPANY NAME CHANGE 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 Against For ADOPT STOCK OPTION PLAN 05 For For ADOPT MANAGEMENT INCENTIVE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 717125 108 FFFNF FFF 05/21/2004 100.00 ---------------------------------------------------------------------------------------------------- REINSURANCE GROUP OF AMERICA, INC. RGA Annual Meeting Date: 05/26/2004 Issuer: 759351 City: Holdings Reconcilation Date: 03/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/898174/000095013704001813/c83678e10vk.txt http://www.sec.gov/Archives/edgar/data/898174/000106880004000275/rgaproxy.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141409 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For APPROVE CHARTER AMENDMENT 04 For For APPROVE CHARTER AMENDMENT 05 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 06 For For APPROVE CHARTER AMENDMENT 07 For For AUTHORIZE SALE OF ASSETS 08 For For AMEND OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 759351 109 FFFFFFFF FFF 05/21/2004 300.00 ---------------------------------------------------------------------------------------------------- SUPERVALU INC. SVU Annual Meeting Date: 05/26/2004 Issuer: 868536 City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://ir.thomsonfn.com/IRUploads/8462/FileUpload/FINAL200410K.pdf http://ir.thomsonfn.com/IRUploads/8462/FileUpload/FINAL2004PROXY.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932167198 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 868536 103 FFN FFFFF 05/21/2004 3,700.00 ---------------------------------------------------------------------------------------------------- SYNOPSYS, INC. SNPS Annual Meeting Date: 05/26/2004 Issuer: 871607 City: Holdings Reconcilation Date: 04/07/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.synopsys.com/corporate/invest/annual03/annual_report2003.pdf http://www.synopsys.com/corporate/invest/10k/2003_Form10k.pdf http://www.synopsys.com/corporate/invest/financials/ps/proxy_04142004.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932145609 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against For AMEND NON-EMPLOYEE DIRECTOR PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 871607 107 FNF FFFFFFFFF 05/21/2004 1,600.00 ---------------------------------------------------------------------------------------------------- THE PEPSI BOTTLING GROUP, INC. PBG Annual Meeting Date: 05/26/2004 Issuer: 713409 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1076405/000095012304003177/y94856e10vk.txt http://www.sec.gov/Archives/edgar/data/1076405/000095012304003924/y95501def14a.txt ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136636 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 713409 100 FFF FFFFFFFFFF 05/21/2004 2,400.00 ---------------------------------------------------------------------------------------------------- THE SOUTHERN COMPANY SO Annual Meeting Date: 05/26/2004 Issuer: 842587 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/26/2004 SEDOL: Notes: http://investor.southerncompany.com/investor/proxy.cfm http://investor.southerncompany.com/investor/proxy.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932148857 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against For ADOPT NON-EMPLOYEE DIRECTOR PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 842587 107 FFN FFFFFFFFFFF 05/21/2004 8,600.00 ---------------------------------------------------------------------------------------------------- E*TRADE FINANCIAL CORPORATION ET Annual Meeting Date: 05/27/2004 Issuer: 269246 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirEGRP/ http://ww3.ics.adp.com/streetlink_data/dirET/ https://investor.etrade.com/investors.cfm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932160740 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 269246 104 FF FFF 05/24/2004 4,600.00 ---------------------------------------------------------------------------------------------------- GENZYME CORPORATION GENZ Annual Meeting Date: 05/27/2004 Issuer: 372917 City: Holdings Reconcilation Date: 03/31/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.genzyme.com/assets/pdfs/genz03.pdf http://www.sec.gov/Archives/edgar/data/732485/000104746904012969/a2133721zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932153187 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 For For AMEND DIRECTOR STOCK OPTION PLAN 05 For For AMEND ARTICLES/BYLAW/CHARTER-ORGANIZATION RELATED 06 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 07 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 372917 104 FFFFFFN FFF 05/24/2004 1,900.00 ---------------------------------------------------------------------------------------------------- HCA INC. HCA Annual Meeting Date: 05/27/2004 Issuer: 404119 City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://ir.thomsonfn.com/InvestorRelations/IRfiles/8847/pdfs/2003AR.pdf http://www.sec.gov/Archives/edgar/data/860730/000095014404003812/g87498dedef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932144885 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 404119 109 FFF FFFFFFFFFFFFFF 05/24/2004 9,550.00 ---------------------------------------------------------------------------------------------------- LAMAR ADVERTISING COMPANY LAMR Annual Meeting Date: 05/27/2004 Issuer: 512815 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.lamar.com/shared/investor/200310K.pdf http://www.sec.gov/Archives/edgar/data/1090425/000095013404005402/d14424ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932147906 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN TO INCREASE SHARES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 512815 101 FF FFFFFFF 05/24/2004 300.00 ---------------------------------------------------------------------------------------------------- NEXTEL COMMUNICATIONS, INC. NXTL Annual Meeting Date: 05/27/2004 Issuer: 65332V City: Holdings Reconcilation Date: 04/02/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/824169/000095013304000819/w94835e10vk.htm http://www.sec.gov/Archives/edgar/data/824169/000095013304001298/w95198def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932136383 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 65332V 103 FFF FF 05/24/2004 10,225.00 ---------------------------------------------------------------------------------------------------- TERADYNE, INC. TER Annual Meeting Date: 05/27/2004 Issuer: 880770 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.corporate-ir.net/media_files/nys/ter/Teradyne_Annual/index.html http://www.sec.gov/Archives/edgar/data/97210/000119312504064387/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932132549 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 880770 102 FFF FF 05/24/2004 1,600.00 ---------------------------------------------------------------------------------------------------- THE HOME DEPOT, INC. HD Annual Meeting Date: 05/27/2004 Issuer: 437076 City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://ir.homedepot.com/downloads/HD_2003_AR.pdf http://www.shareholder.com/Common/Edgar/354950/1047469-04-11651/04-00.pdf http://www.shareholder.com/Common/Edgar/354950/950144-04-3752/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932133046 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 04 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 06 Against Against S/H PROPOSAL - HUMAN RIGHTS RELATED 07 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 08 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 437076 102 FFNFNNFN FFFFFFFFFF 05/24/2004 46,625.00 ---------------------------------------------------------------------------------------------------- THE PMI GROUP, INC. PMI Annual Meeting Date: 05/27/2004 Issuer: 69344M City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/935724/000119312504041327/d10k.htm http://www.sec.gov/Archives/edgar/data/935724/000119312504067454/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932156208 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For AMEND OMNIBUS STOCK OPTION PLAN 04 For For AMEND NON-EMPLOYEE DIRECTOR PLAN 05 For For ADOPT/AMEND EXECUTIVE INCENTIVE BONUS PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 69344M 101 FFFFF FFFFFFFFFFFFFF 05/24/2004 300.00 ---------------------------------------------------------------------------------------------------- VERISIGN, INC. VRSN Annual Meeting Date: 05/27/2004 Issuer: 92343E City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.verisign.com/corporate/investor/annualreports.html http://www.verisign.com/corporate/investor/annualreports.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932151373 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 92343E 102 FF FFF 05/24/2004 10,900.00 ---------------------------------------------------------------------------------------------------- XM SATELLITE RADIO HOLDINGS INC. XMSR Annual Meeting Date: 05/27/2004 Issuer: 983759 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/27/2004 SEDOL: Notes: http://www.xmradio.com/investor/downloadable/xmsr-ar2003-040603.pdf http://www.sec.gov/Archives/edgar/data/1091530/000119312504041922/d10k.htm http://www.sec.gov/Archives/edgar/data/1091530/000119312504065990/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932156892 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 983759 101 F FFFFFFFFFF 05/24/2004 1,400.00 ---------------------------------------------------------------------------------------------------- EQUITY RESIDENTIAL EQR Annual Meeting Date: 05/28/2004 Issuer: 29476L City: Holdings Reconcilation Date: 03/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/28/2004 SEDOL: Notes: http://www.equityapartments.com/content/ci_main.asp http://www.equityapartments.com/content/ci_main.asp http://www.equityapartments.com/content/ci_main.asp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932139098 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND BYLAW/CHARTER 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 29476L 107 FFF FFFFFFFFFFF 05/24/2004 300.00 ---------------------------------------------------------------------------------------------------- HSBC HOLDINGS PLC HBC Annual Meeting Date: 05/28/2004 Issuer: 404280 City: Holdings Reconcilation Date: 04/14/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/21/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932154812 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For CHANGE STOCK EXCHANGE LISTING 02 For For ELECTION OF DIRECTORS 03 For For CHANGE STOCK EXCHANGE LISTING 04 For For CHANGE STOCK EXCHANGE LISTING 05 For For CHANGE STOCK EXCHANGE LISTING 06 For For CHANGE STOCK EXCHANGE LISTING 07 For For CHANGE STOCK EXCHANGE LISTING 08 For For CHANGE STOCK EXCHANGE LISTING Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 404280 406 FFFFFFFF FFFFFFFFF 05/19/2004 1,284.00 ---------------------------------------------------------------------------------------------------- LOWE'S COMPANIES, INC. LOW Annual Meeting Date: 05/28/2004 Issuer: 548661 City: Holdings Reconcilation Date: 04/01/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/28/2004 SEDOL: Notes: http://images.lowes.com/animate/Lowes2003AnnualReport.pdf http://www.shareholder.com/Common/Edgar/60667/60667-04-188/04-00.pdf http://www.shareholder.com/Common/Edgar/60667/1019056-04-539/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932151525 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 548661 107 FF FFFFFFFF 05/24/2004 9,800.00 ---------------------------------------------------------------------------------------------------- PHELPS DODGE CORPORATION PD Annual Meeting Date: 05/28/2004 Issuer: 717265 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 05/28/2004 SEDOL: Notes: http://www.phelpsdodge.com/financial/annual/2003.html http://www.sec.gov/Archives/edgar/data/78066/000095015304000811/p68815def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932144657 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against S/H PROPOSAL - ESTABLISH NOMINATING COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 717265 102 FN FFFF 05/24/2004 2,100.00 ---------------------------------------------------------------------------------------------------- FOUNDRY NETWORKS, INC. FDRY Annual Meeting Date: 06/01/2004 Issuer: 35063R City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/01/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1090071/000120677404000154/d14162.htm http://www.sec.gov/Archives/edgar/data/1090071/000120677404000438/fn907105.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932154925 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 35063R 100 FF FFFFFF 05/24/2004 400.00 ---------------------------------------------------------------------------------------------------- THE TJX COMPANIES, INC. TJX Annual Meeting Date: 06/01/2004 Issuer: 872540 City: Holdings Reconcilation Date: 04/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/01/2004 SEDOL: Notes: http://ir.10kwizard.com/contents.php?ipage=2705511&repo=tenk&source=487 http://ir.10kwizard.com/contents.php?ipage=2743374&repo=tenk&source=487 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932156020 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 Against Against S/H PROPOSAL - HUMAN RIGHTS RELATED 04 Against Against S/H PROPOSAL - OPT OUT OF ANTI-TAKEOVER STATUTE 05 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 872540 109 FFNNF FFF 05/24/2004 7,600.00 ---------------------------------------------------------------------------------------------------- GENERAL MOTORS CORPORATION GM Annual Meeting Date: 06/02/2004 Issuer: 370442 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/02/2004 SEDOL: Notes: http://www.gm.com/company/investor_information/stockholder_info/index.html http://www.gm.com/company/investor_information/stockholder_info/ann_mtg/index.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143059 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 06 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 07 Against Against S/H PROPOSAL - ENVIRONMENTAL 08 Against Against S/H PROPOSAL - PUT GOLDEN PARACHUTE TO SHAREHOLDER VOTE 09 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 370442 105 FFNNNNNNN FFFFFFFFFFF 05/25/2004 6,800.00 ---------------------------------------------------------------------------------------------------- OXFORD HEALTH PLANS, INC. OHP Annual Meeting Date: 06/02/2004 Issuer: 691471 City: Holdings Reconcilation Date: 04/15/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/02/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=111121&p=IROL-annualreports http://phx.corporate-ir.net/phoenix.zhtml?c=111121&p=IROL-annualreports ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932169205 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - TOBACCO Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 691471 106 FFN FF 05/25/2004 1,100.00 ---------------------------------------------------------------------------------------------------- POLYCOM, INC. PLCM Annual Meeting Date: 06/02/2004 Issuer: 73172K City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/02/2004 SEDOL: ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932153733 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 73172K 104 FFF FFFFFFFFF 05/25/2004 2,600.00 ---------------------------------------------------------------------------------------------------- THE DIRECTV GROUP, INC. DTV Annual Meeting Date: 06/02/2004 Issuer: 25459L City: Holdings Reconcilation Date: 04/14/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/02/2004 SEDOL: Notes: http://ir.thomsonfn.com/InvestorRelations/IRFiles/5276/pdfs/AR2003.pdf http://ir.thomsonfn.com/InvestorRelations/IRFiles/5276/pdfs/2003Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932162910 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT STOCK OPTION PLAN 03 For For APPROVE EXECUTIVE BONUS PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 25459L 106 FFFF FFF 05/25/2004 5,463.00 ---------------------------------------------------------------------------------------------------- TOYS 'R' US, INC. TOY Annual Meeting Date: 06/02/2004 Issuer: 892335 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/02/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/12/120622/reports/2003AR_high-res.pdf http://www.sec.gov/Archives/edgar/data/1005414/000119312504061998/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932141841 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 892335 100 FF FFFFFFFFFF 05/25/2004 1,700.00 ---------------------------------------------------------------------------------------------------- CENTERPOINT ENERGY, INC. CNP Annual Meeting Date: 06/03/2004 Issuer: 15189T City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/03/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/cnp http://ww3.ics.adp.com/streetlink/cnp http://ww3.ics.adp.com/streetlink/cnp ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932159014 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 1 2 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 Against Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE 06 Against Against TRANSACT OTHER BUSINESS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 15189T 107 FFNFN FFFF 05/26/2004 1,100.00 ---------------------------------------------------------------------------------------------------- ANDRX CORPORATION ADRX Annual Meeting Date: 06/04/2004 Issuer: 034553 City: Holdings Reconcilation Date: 04/14/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/04/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=65308&p=irol-sec http://media.corporate-ir.net/media_files/irol/65/65308/reports/2003ar.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932155460 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 034553 107 FFF FFF 06/01/2004 600.00 ---------------------------------------------------------------------------------------------------- CHESAPEAKE ENERGY CORPORATION CHK Annual Meeting Date: 06/04/2004 Issuer: 165167 City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/04/2004 SEDOL: Notes: http://www.chkenergy.com/79419ACL.pdf http://www.chkenergy.com/2003AnnualReport.pdf http://www.chkenergy.com/2003-10-K.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932159569 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 03 For For APPROVE AUTHORIZED PREFERRED STOCK INCREASE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 165167 107 FFF FFF 06/01/2004 4,500.00 ---------------------------------------------------------------------------------------------------- WAL-MART STORES, INC. WMT Annual Meeting Date: 06/04/2004 Issuer: 931142 City: Holdings Reconcilation Date: 04/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/04/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/11/112761/reports/wmt_040704.pdf http://media.corporate-ir.net/media_files/irol/11/112761/reports/2004Proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932147285 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For ADOPT STOCK PURCHASE PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 07 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 08 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 09 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 10 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL 11 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 931142 103 FFFFFNNNNNN FFFFFFFFFFFFFF 06/01/2004 31,850.00 ---------------------------------------------------------------------------------------------------- DEVON ENERGY CORPORATION DVN Annual Meeting Date: 06/08/2004 Issuer: 25179M City: Holdings Reconcilation Date: 04/08/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/08/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1090012/000095013404003010/d13125e10vk.htm http://www.sec.gov/Archives/edgar/data/1090012/000119312504068700/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932157628 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 25179M 103 FFN FFFF 06/02/2004 1,506.00 ---------------------------------------------------------------------------------------------------- PRUDENTIAL FINANCIAL, INC. PRU Annual Meeting Date: 06/08/2004 Issuer: 744320 City: Holdings Reconcilation Date: 04/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/08/2004 SEDOL: Notes: http://www.onlineproxy.com/prudential/2004/annual/ http://www.onlineproxy.com/prudential/2004/proxy/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932146916 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against S/H PROPOSAL - ESTABLISH NOMINATING COMMITTEE 04 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 744320 102 FFNF FFFFF 06/02/2004 6,100.00 ---------------------------------------------------------------------------------------------------- REGIONS FINANCIAL CORPORATION RF Annual Meeting Date: 06/08/2004 Issuer: 758940 City: Holdings Reconcilation Date: 04/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/08/2004 SEDOL: Notes: http://www.shareholder.com/visitors/dynamicdoc/document.cfm?documentid=572&companyid=REGIONS http://media.corporate-ir.net/media_files/NYS/rf/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932169471 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For For APPROVE MOTION TO ADJOURN MEETING 05 Against Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 758940 100 FFFFN FFFF 06/02/2004 1,200.00 ---------------------------------------------------------------------------------------------------- UNION PLANTERS CORPORATION UPC Annual Meeting Date: 06/08/2004 Issuer: 908068 City: Holdings Reconcilation Date: 04/21/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/08/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/100893/000095014404002432/g87739e10vk.htm http://media.corporate-ir.net/media_files/NYS/UPC/reports/upc_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932171173 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 04 For For APPROVE MOTION TO ADJOURN MEETING 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 908068 109 FFFFN FFFF 06/01/2004 2,775.00 ---------------------------------------------------------------------------------------------------- LIBERTY MEDIA CORPORATION L Annual Meeting Date: 06/09/2004 Issuer: 530718 City: Holdings Reconcilation Date: 04/21/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/09/2004 SEDOL: Notes: http://www.libertymedia.com/investor_relations/pdfs/AnnualReport.pdf http://www.libertymedia.com/investor_relations/pdfs/1664T03.PDF ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932163253 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 530718 105 FFF FFF 06/07/2004 35,250.00 ---------------------------------------------------------------------------------------------------- ALBERTSON'S, INC. ABS Annual Meeting Date: 06/10/2004 Issuer: 013104 City: Holdings Reconcilation Date: 04/14/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/10/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/abs http://ww3.ics.adp.com/streetlink/abs http://ww3.ics.adp.com/streetlink/abs ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932167578 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN 04 Against Against S/H PROPOSAL - BOARD OF DIRECTORS 05 For Against S/H PROPOSAL - PROXY PROCESS/STATEMENT 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 07 For Against S/H PROPOSAL - BOARD OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 013104 104 FFFNFFF FFF 06/08/2004 4,700.00 ---------------------------------------------------------------------------------------------------- AMERICAN POWER CONVERSION CORPORATIO APCC Annual Meeting Date: 06/10/2004 Issuer: 029066 City: Holdings Reconcilation Date: 04/14/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/10/2004 SEDOL: Notes: http://www.apcc.com/go/2003annual/ http://www.apcc.com/go/2003annual/2004_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932143441 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For FIX NUMBER OF DIRECTORS 02 For For ELECTION OF DIRECTORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 029066 107 FFFF FFFFFFFF 06/08/2004 2,800.00 ---------------------------------------------------------------------------------------------------- PETSMART, INC. PETM Annual Meeting Date: 06/10/2004 Issuer: 716768 City: Holdings Reconcilation Date: 04/12/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/10/2004 SEDOL: Notes: http://www.irconnect.com/petm/pages/proxy.html http://www.irconnect.com/petm/pages/proxy.html ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932155991 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 1 2 For For ELECTION OF DIRECTORS 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 716768 106 FF FFFFF 06/07/2004 1,000.00 ---------------------------------------------------------------------------------------------------- BEA SYSTEMS, INC. BEAS Annual Meeting Date: 06/11/2004 Issuer: 073325 City: Holdings Reconcilation Date: 04/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/11/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/beas http://ww3.ics.adp.com/streetlink/beas ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932166451 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 073325 102 FF FF 06/08/2004 4,900.00 ---------------------------------------------------------------------------------------------------- CADENCE DESIGN SYSTEMS, INC. CDN Annual Meeting Date: 06/15/2004 Issuer: 127387 City: Holdings Reconcilation Date: 04/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/15/2004 SEDOL: Notes: http://www.cadence.com/company/annualrightnav2003.pdf http://www.shareholder.com/common/edgar/813672/950134-04-6086/04-00.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932164560 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK OPTION PLAN 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 127387 108 FFFF FFFFFFFFF 06/09/2004 2,600.00 ---------------------------------------------------------------------------------------------------- CELGENE CORPORATION CELG Annual Meeting Date: 06/15/2004 Issuer: 151020 City: Holdings Reconcilation Date: 04/28/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/15/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=111960&p=irol-proxy ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932172202 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AUTHORIZE STOCK INCREASE 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 151020 104 FFF FFFFFFFFFF 06/09/2004 600.00 ---------------------------------------------------------------------------------------------------- CIRCUIT CITY STORES, INC. CC Annual Meeting Date: 06/15/2004 Issuer: 172737 City: Holdings Reconcilation Date: 04/21/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/15/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/104599/000010459904000045/cccfy04_10k.txt http://www.sec.gov/Archives/edgar/data/104599/000119312504082198/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932173381 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN 03 Against For AMEND INCENTIVE STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 172737 108 FFNF FFFFF 06/11/2004 2,400.00 ---------------------------------------------------------------------------------------------------- COMVERSE TECHNOLOGY, INC. CMVT Annual Meeting Date: 06/15/2004 Issuer: 205862 City: Holdings Reconcilation Date: 04/27/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/15/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/803014/000090951804000348/jd4-12_10k.txt http://www.sec.gov/Archives/edgar/data/803014/000119312504075936/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932162996 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 205862 402 FFF FFFFFFF 06/09/2004 2,200.00 ---------------------------------------------------------------------------------------------------- BIOGEN IDEC INC. BIIB Annual Meeting Date: 06/16/2004 Issuer: 09062X City: Holdings Reconcilation Date: 04/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/16/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/14/148682/reports/2003ar.pdf http://media.corporate-ir.net/media_files/irol/14/148682/reports/10k03.pdf http://media.corporate-ir.net/media_files/irol/14/148682/reports/2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932168734 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 09062X 103 FF FFFF 06/15/2004 11,350.00 ---------------------------------------------------------------------------------------------------- COUNTRYWIDE FINANCIAL CORPORATION CFC Annual Meeting Date: 06/16/2004 Issuer: 222372 City: Holdings Reconcilation Date: 04/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/16/2004 SEDOL: Notes: http://about.countrywide.com/AnnualReports/AnnualReports.aspx?ir=yes http://about.countrywide.com/SECfilings/docs/10-K%202003.pdf http://www.sec.gov/Archives/edgar/data/25191/000095012904002517/v98299def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932162857 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 222372 104 FF FFFFF 06/15/2004 3,099.00 ---------------------------------------------------------------------------------------------------- MONSTER WORLDWIDE, INC. MNST Annual Meeting Date: 06/16/2004 Issuer: 611742 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/16/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/mnst http://ww3.ics.adp.com/streetlink/mnst ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932172593 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 611742 107 FF FFFFFFF 06/11/2004 400.00 ---------------------------------------------------------------------------------------------------- AUTODESK, INC. ADSK Annual Meeting Date: 06/17/2004 Issuer: 052769 City: Holdings Reconcilation Date: 05/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/17/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/769397/000119312504059372/d10k.htm http://www.sec.gov/Archives/edgar/data/769397/000119312504091612/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932178367 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Against MISCELLANEOUS SHAREHOLDER PROPOSAL Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 052769 106 FFN FFFFFFFFF 06/16/2004 400.00 ---------------------------------------------------------------------------------------------------- DOLLAR TREE STORES, INC. DLTR Annual Meeting Date: 06/17/2004 Issuer: 256747 City: Holdings Reconcilation Date: 04/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/17/2004 SEDOL: Notes: http://www.dollartree.com/investors/EdgarDetail.cfm?CompanyID=DLTR&CIK=935703&FID=935703-04-34&SID=04-00 http://www.dollartree.com/investors/EdgarDetail.cfm?CompanyID=DLTR&CIK=935703&FID=1047469-04-14407&SID=04-00 ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932162338 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE CHARTER AMENDMENT 02 For For ELECTION OF DIRECTORS 03 For For AMEND INCENTIVE STOCK OPTION PLAN 04 For For ADOPT OMNIBUS STOCK OPTION PLAN 05 Against For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 256747 106 FFFFN FFFFF 06/16/2004 1,700.00 ---------------------------------------------------------------------------------------------------- IMCLONE SYSTEMS INCORPORATED IMCL Annual Meeting Date: 06/17/2004 Issuer: 45245W City: Holdings Reconcilation Date: 04/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/17/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/765258/000104746904007817/a2130910z10-k.htm http://www.sec.gov/Archives/edgar/data/765258/000104746904013306/a2134153zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932156549 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 45245W 109 FF FFFFFFFFF 06/16/2004 300.00 ---------------------------------------------------------------------------------------------------- MICHAELS STORES, INC. MIK Annual Meeting Date: 06/17/2004 Issuer: 594087 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/17/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/740670/000095013404004565/d13990e10vk.htm http://www.sec.gov/Archives/edgar/data/740670/000095013404006838/d14610ddef14a.htm http://www.sec.gov/Archives/edgar/data/740670/000095013404006838/d14610ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932169180 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For APPROVE CHARTER AMENDMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 594087 108 FFF FFFFFF 06/16/2004 1,600.00 ---------------------------------------------------------------------------------------------------- STAPLES, INC. SPLS Annual Meeting Date: 06/17/2004 Issuer: 855030 City: Holdings Reconcilation Date: 04/19/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/17/2004 SEDOL: Notes: http://www.staples.com/annual http://www.staples.com/annual ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932168900 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For INCENTIVE STOCK OPTIONS 03 For For AMEND STOCK PURCHASE PLAN 04 For For AMEND STOCK PURCHASE PLAN 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 For Against S/H PROPOSAL - CORPORATE GOVERNANCE 07 For Against S/H PROPOSAL - RESCIND OR ALLOW SHAREHOLDER TO RATIFY POISON PILL 08 Against Against S/H PROPOSAL - REINCORPORATE OUT OF DELAWARE 09 Against Against S/H PROPOSAL - RESTORE PREEMPTIVE RIGHTS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 855030 102 FFFFFFFNN FFFF 06/16/2004 6,300.00 ---------------------------------------------------------------------------------------------------- AMERICAN EAGLE OUTFITTERS, INC. AEOS Annual Meeting Date: 06/22/2004 Issuer: 02553E City: Holdings Reconcilation Date: 04/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/22/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirABOS/sa51CC.pdf http://ww3.ics.adp.com/streetlink_data/dirABOS/sa51CE.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932173723 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE 03 Against Against S/H PROPOSAL - HUMAN RIGHTS RELATED Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 02553E 106 FNN FFF 06/21/2004 150.00 ---------------------------------------------------------------------------------------------------- CAVCO INDUSTRIES, INC. CVCO Annual Meeting Date: 06/22/2004 Issuer: 149568 City: Holdings Reconcilation Date: 05/07/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/22/2004 SEDOL: Notes: http://www.cavco.com/irdocs/Form_10-K_5-20-04.pdf http://www.cavco.com/irdocs/Proxy_3-31-04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932189257 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For MISCELLANEOUS CORPORATE GOVERNANCE 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 149568 107 FF 06/21/2004 165.00 ---------------------------------------------------------------------------------------------------- CHICO'S FAS, INC. CHS Annual Meeting Date: 06/22/2004 Issuer: 168615 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/22/2004 SEDOL: Notes: http://www.chicos.com/store/pdf/Chicos_Annual_Report_2003.pdf http://www.sec.gov/Archives/edgar/data/897429/000095014404004746/g88486ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932164192 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For APPROVE CHARTER AMENDMENT 03 For For AMEND STOCK PURCHASE PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 168615 102 FFFF FFFF 06/21/2004 1,500.00 ---------------------------------------------------------------------------------------------------- NORDSTROM, INC. JWN Annual Meeting Date: 06/22/2004 Issuer: 655664 City: Holdings Reconcilation Date: 03/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/22/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=93295&p=irol-reportsAnnual http://phx.corporate-ir.net/phoenix.zhtml?c=93295&p=irol-reportsOther ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932121635 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 Against For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 655664 100 FFNF FFFFFFFF 05/21/2004 2,500.00 ---------------------------------------------------------------------------------------------------- INTERACTIVECORP IACI Annual Meeting Date: 06/23/2004 Issuer: 45840Q City: Holdings Reconcilation Date: 04/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/23/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/891103/000104746904008077/a2131189z10-k.htm http://www.sec.gov/Archives/edgar/data/891103/000104746904014447/a2134567zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932175347 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 45840Q 101 FF FFFFFFFFFFFF 06/21/2004 5,175.00 ---------------------------------------------------------------------------------------------------- SIEBEL SYSTEMS, INC. SEBL Annual Meeting Date: 06/23/2004 Issuer: 826170 City: Holdings Reconcilation Date: 04/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/23/2004 SEDOL: Notes: http://www.siebel.com/downloads/about/pdf/siebel_2003_10k.pdf http://www.siebel.com/downloads/about/pdf/2004_proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932179294 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 Against Abstain S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 826170 102 FFN FFFF 06/21/2004 3,100.00 ---------------------------------------------------------------------------------------------------- BEST BUY CO., INC. BBY Annual Meeting Date: 06/24/2004 Issuer: 086516 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/24/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/bby http://ww3.ics.adp.com/streetlink/bby http://ww3.ics.adp.com/streetlink/bby ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932175741 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 086516 101 FFF FFFFFFFF 06/21/2004 3,600.00 ---------------------------------------------------------------------------------------------------- EBAY INC. EBAY Annual Meeting Date: 06/24/2004 Issuer: 278642 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/24/2004 SEDOL: Notes: http://investor.ebay.com/annual.cfm http://ww3.ics.adp.com/streetlink_data/dirEBAY/ ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932168924 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN TO INCREASE SHARES 03 For For AMEND INCENTIVE STOCK OPTION PLAN TO INCREASE SHARES 04 For For APPROVE AUTHORIZED COMMON STOCK INCREASE 05 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 06 Against Against S/H PROPOSAL - FORM SHAREHOLDER ADVISORY COMMITTEE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 278642 103 FFFFFN FFF 06/21/2004 8,800.00 ---------------------------------------------------------------------------------------------------- RITE AID CORPORATION RAD Annual Meeting Date: 06/24/2004 Issuer: 767754 City: Holdings Reconcilation Date: 05/03/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/24/2004 SEDOL: Notes: http://www.riteaid.com/company_info/investor_relations/anrpts/annual04.pdf http://www.riteaid.com/company_info/investor_relations/anrpts/annual04.pdf http://www.riteaid.com/company_info/investor_relations/anrpts/annual04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932173634 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT OMNIBUS STOCK OPTION PLAN 03 Against Against S/H PROPOSAL - HUMAN RIGHTS RELATED Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 767754 104 FFN FF 06/21/2004 6,100.00 ---------------------------------------------------------------------------------------------------- STEELCASE INC. SCS Annual Meeting Date: 06/24/2004 Issuer: 858155 City: Holdings Reconcilation Date: 04/28/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/24/2004 SEDOL: Notes: http://www.steelcase.com/servlet/OurCompanyServlet?ACTION=3&SEC_ID=5&SUB_ID=32& http://www.steelcase.com/servlet/OurCompanyServlet?ACTION=3&SEC_ID=5&SUB_ID=32& ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932180437 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 858155 203 F FFF 06/21/2004 350.00 ---------------------------------------------------------------------------------------------------- THE KROGER CO. KR Annual Meeting Date: 06/24/2004 Issuer: 501044 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/24/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/56873/000119312504062346/d10k.htm http://www.sec.gov/Archives/edgar/data/56873/000119312504088271/ddef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932174662 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For Against S/H PROPOSAL - BOARD OF DIRECTORS 04 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE 05 Against Against S/H PROPOSAL - CORPORATE GOVERNANCE Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 501044 101 FFFNN FFFFFF 06/21/2004 7,900.00 ---------------------------------------------------------------------------------------------------- AMERICAN GREETINGS CORPORATION AM Annual Meeting Date: 06/25/2004 Issuer: 026375 City: Holdings Reconcilation Date: 04/26/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/25/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/AM/reports/ar2004fin.pdf http://media.corporate-ir.net/media_files/NYS/AM/reports/2005proxy.pdf http://media.corporate-ir.net/media_files/NYS/AM/reports/ar2004edit.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932177923 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND INCENTIVE STOCK OPTION PLAN TO INCREASE SHARES Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 026375 105 FF FFFFF 06/23/2004 900.00 ---------------------------------------------------------------------------------------------------- ANTHEM, INC. ATH Special Meeting Date: 06/28/2004 Issuer: 03674B City: Holdings Reconcilation Date: 05/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/28/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1156039/000095012304006164/c81091a1sv4za.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932178571 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT 02 For For APPROVE CHARTER AMENDMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 03674B 104 FF 06/24/2004 1,779.00 ---------------------------------------------------------------------------------------------------- CRESCENT REAL ESTATE EQUITIES COMPAN CEI Annual Meeting Date: 06/28/2004 Issuer: 225756 City: Holdings Reconcilation Date: 04/29/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/28/2004 SEDOL: Notes: http://phx.corporate-ir.net/phoenix.zhtml?c=104609&p=irol-irhome http://phx.corporate-ir.net/phoenix.zhtml?c=104609&p=irol-irhome ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932193597 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 225756 105 FF FF 06/24/2004 2,300.00 ---------------------------------------------------------------------------------------------------- WELLPOINT HEALTH NETWORKS INC. WLP Special Meeting Date: 06/28/2004 Issuer: 94973H City: Holdings Reconcilation Date: 05/10/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/28/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/irol/82/82476/Final_Joint%20Proxy-Prospectus_2004-05-11.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932183003 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For APPROVE MERGER AGREEMENT Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 94973H 108 F 06/23/2004 2,250.00 ---------------------------------------------------------------------------------------------------- CARMAX, INC. KMX Annual Meeting Date: 06/29/2004 Issuer: 143130 City: Holdings Reconcilation Date: 04/30/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/29/2004 SEDOL: Notes: http://media.corporate-ir.net/media_files/NYS/KMX/reports/2004ar/2004ar.pdf http://media.corporate-ir.net/media_files/NYS/KMX/reports/Proxy04.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932173874 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For AMEND STOCK PURCHASE PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 143130 102 FF FFFFF 06/24/2004 1,484.00 ---------------------------------------------------------------------------------------------------- GAMESTOP CORP. GME Annual Meeting Date: 06/29/2004 Issuer: 36466R City: Holdings Reconcilation Date: 05/05/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/29/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1157644/000095012304004612/y95849e10vk.htm http://www.sec.gov/Archives/edgar/data/1157644/000095013404008210/d14614def14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932192141 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 36466R 101 FF FF 06/24/2004 1,900.00 ---------------------------------------------------------------------------------------------------- METRO-GOLDWYN-MAYER INC. MGM Annual Meeting Date: 06/29/2004 Issuer: 591610 City: Holdings Reconcilation Date: 05/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/29/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/1026816/000119312504027353/d10k.htm http://www.sec.gov/Archives/edgar/data/1026816/000119312504094990/ddefr14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932195298 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 591610 100 FF FFFFFFFFFFFF 06/24/2004 1,000.00 ---------------------------------------------------------------------------------------------------- TELEPHONE AND DATA SYSTEMS, INC. TDS Annual Meeting Date: 06/29/2004 Issuer: 879433 City: Holdings Reconcilation Date: 05/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/29/2004 SEDOL: Notes: http://ir.thomsonfn.com/investorrelations/IRFiles/46005/pdfs/TDS2003AnnualReport.pdf http://ir.thomsonfn.com/investorrelations/IRFiles/46005/pdfs/TDS2004proxy.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932182710 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For DECLASSIFY BOARD 02 For For ELECTION OF DIRECTORS 03 For For ADOPT OMNIBUS STOCK OPTION PLAN 04 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 879433 100 FFFF FFFFFF 06/24/2004 1,300.00 ---------------------------------------------------------------------------------------------------- UNITED STATES CELLULAR CORPORATION USM Annual Meeting Date: 06/29/2004 Issuer: 911684 City: Holdings Reconcilation Date: 05/17/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/29/2004 SEDOL: Notes: http://www.sec.gov/Archives/edgar/data/821130/000104746904007559/a2129465z10-k.htm http://www.sec.gov/Archives/edgar/data/821130/000104746904018870/a2130658zdef14a.htm ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932195527 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 911684 108 FF FF 06/24/2004 1,225.00 ---------------------------------------------------------------------------------------------------- EMMIS COMMUNICATIONS CORPORATION EMMS Annual Meeting Date: 06/30/2004 Issuer: 291525 City: Holdings Reconcilation Date: 04/23/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/30/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink_data/dirEMMS/sa8F25.pdf http://ww3.ics.adp.com/streetlink_data/dirEMMS/sa8F27.pdf http://ww3.ics.adp.com/streetlink_data/dirEMMS/sa8F29.pdf ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932187710 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS 03 For For ADOPT INCENTIVE STOCK OPTION PLAN Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 291525 103 FFF FFF 06/28/2004 2,425.00 ---------------------------------------------------------------------------------------------------- PROTEIN DESIGN LABS, INC. PDLI Annual Meeting Date: 06/30/2004 Issuer: 74369L City: Holdings Reconcilation Date: 05/20/2004 ISIN: Country: UNITED STATES Vote Deadline Date: 06/30/2004 SEDOL: Notes: http://ww3.ics.adp.com/streetlink/pdli http://ww3.ics.adp.com/streetlink/pdli ---------------------------------------------------------------------------------------------------- Vote Group: GLOBAL Agenda: 932190262 - MANAGEMENT Proposal Vote Number Cast MRV Proposal ---------------------------------------------------------------------------------------------------- 01 For For ELECTION OF DIRECTORS 02 For For ADOPT INCENTIVE STOCK OPTION PLAN 03 For For RATIFY APPOINTMENT OF INDEPENDENT AUDITORS Issuer Class PPlus PPlus Share Account Name Number of Stock PPlus Vote Director Vote Vote Date Amount ---------------------------------------------------------------------------------------------------- CLEARWATER GROWTH FUND 74369L 103 FFF FF 06/28/2004 700.00 CLEARWATER SMALL CAP FUND [Enlarge/Download Table] Vote Summary Report Jul 01, 2003 - Jun 30, 2004 Mtg Company/ Mgmt Vote Record Shares Date/Type Ballot Issues Security Rec Cast Date Prpnent Voted ------------- ---------------------------------------- ------------ ------------ -------------- ----------- ---------- ---------- 07/11/03 - A Inamed Corp. *IMDC* 453235103 05/30/03 19,300 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Approve Restricted Stock Plan For For Mgmt 4 Amend Non-Employee Director Omnibus Stock For For Mgmt Plan 5 Ratify Auditors For For Mgmt 6 Other Business For Against Mgmt 07/11/03 - A Lone Star Steakhouse & Saloon, Inc. 542307103 05/29/03 21,050 *STAR* 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 07/18/03 - A BioSource International, Inc. *BIOI* 09066H104 05/20/03 141,600 1 Elect Directors For Split Mgmt 1.1 Elect Director Jean-Pierre L. Conte --- For 1.2 Elect Director Leonard M. Hendrickson --- Withhold 1.3 Elect Director David J. Moffa, Ph.D. --- For 1.4 Elect Director John R. Overturf, Jr. --- For 1.5 Elect Director Robert J. Weltman --- For 1.6 Elect Director John L. Zabriskie, Ph.D. --- For 2 Ratify Auditors For For Mgmt 08/08/03 - A Zoran Corp. *ZRAN* 98975F101 06/30/03 35,050 1 Approve Merger Agreement For For Mgmt 2 Elect Directors For For Mgmt 3 Increase Authorized Common Stock For For Mgmt 4 Amend Employee Stock Purchase Plan For For Mgmt 5 Ratify Auditors For For Mgmt 08/21/03 - A Adaptec, Inc. *ADPT* 00651F108 06/25/03 93,700 1 Elect Directors For Split Mgmt 1.1 Elect Director Carl J. Conti --- For 1.2 Elect Director Victoria L. Cotten --- For 1.3 Elect Director Lucie J. Fjeldstad --- Withhold 1.4 Elect Director Joseph S. Kennedy --- For 1.5 Elect Director Ilene H. Lang --- Withhold 1.6 Elect Director Robert J. Loarie --- Withhold 1.7 Elect Director Robert N. Stephens --- For 1.8 Elect Director Dr. Douglas E. Van Houweling --- For 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Ratify Auditors For Against Mgmt 08/26/03 - A Helen Of Troy Ltd. *HELE* G4388N106 07/09/03 89,100 1 Elect G. Abromovitz, J. Butterworth, C. For For Mgmt Carameros, D. Montano, B. Rubin, G. Rubin, and S. Rubin as Directors 2 Increase Number of Shares Reserved Under For Against Mgmt the Helen of Troy Limited 1998 Stock Option and Restricted Stock Plan from 6 Million to 8 Million 3 Amend the Helen of Troy 1997 Cash Bonus For For Mgmt Performance Plan 4 Ratify KPMG as Auditors For For Mgmt 5 Transact Other Business (Non-Voting) None None Mgmt 08/28/03 - A K-V Pharmaceutical Co. *KV.B* 482740206 07/01/03 33,350 1 Elect Directors For Withhold Mgmt 09/04/03 - A Frontier Airlines, Inc. *FRNT* 359065109 07/01/03 110,300 1 Elect Directors For Split Mgmt 1.1 Elect Director Samuel D. Addoms --- Withhold 1.2 Elect Director Hank Brown --- For 1.3 Elect Director D. Dale Browning --- For 1.4 Elect Director Paul S. Dempsey --- For 1.5 Elect Director William B. McNamara --- For 1.6 Elect Director B. LaRae Orullian --- For 1.7 Elect Director Jeff S. Potter --- For 1.8 Elect Director James B. Upchurch --- For 2 Approve Omnibus Stock Plan For Against Mgmt 09/11/03 - A ViaSat, Inc. *VSAT* 92552V100 07/20/03 83,450 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For For Mgmt 09/12/03 - A Integrated Device Technology, Inc. 458118106 07/21/03 64,600 *IDTI* 1 Elect Director Gregory S. Lang For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Ratify Auditors For Against Mgmt 09/23/03 - A Scholastic Corp. *SCHL* 807066105 08/01/03 23,850 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Amend Non-Employee Director Stock Option For Against Mgmt Plan 09/30/03 - A Merix Corp. *MERX* 590049102 08/12/03 45,550 1 Elect Directors For Split Mgmt 1.1 Elect Director Kirby A. Dyess --- For 1.2 Elect Director Carlene M. Ellis --- For 1.3 Elect Director Mark R. Hollinger --- Withhold 1.4 Elect Director Donald D. Jobe --- For 1.5 Elect Director George H. Kerckhove --- For 1.6 Elect Director Dr. William W. Lattin --- For 1.7 Elect Director William C. McCormick --- For 1.8 Elect Director Robert C. Strandberg --- For 10/07/03 - A Strattec Security Corp. *STRT* 863111100 08/19/03 14,150 1 Elect Directors For Split Mgmt 1.1 Elect Director Harold M. Stratton II --- Withhold 1.2 Elect Director Robert Feitler --- For 10/24/03 - A Harris Corp. *HRS* 413875105 08/29/03 21,250 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 11/05/03 - A OSI Systems, Inc. *OSIS* 671044105 09/25/03 37,550 1 Elect Directors For Split Mgmt 1.1 Elect Director Deepak Chopra --- Withhold 1.2 Elect Director Ajay Mehra --- Withhold 1.3 Elect Director Steven C. Good --- For 1.4 Elect Director Meyer Luskin --- For 1.5 Elect Director Madan G. Syal --- Withhold 1.6 Elect Director Chand R. Viswanathan --- For 2 Ratify Auditors For For Mgmt 11/17/03 - A Cardiac Science, Inc. *DFIB* 141410209 10/08/03 247,400 1 Elect Directors For Split Mgmt 1.1 Elect Director Raymond W. Cohen --- Withhold 1.2 Elect Director Howard L. Evers --- For 1.3 Elect Director Peter Crosby --- For 1.4 Elect Director Brian H. Dovey --- For 1.5 Elect Director Ray E. Newton, III --- For 1.6 Elect Director Jeffrey O'Donnell Sr. --- For 1.7 Elect Director Bruce Barclay --- For 2 Amend Omnibus Stock Plan For For Mgmt 3 Ratify Auditors For For Mgmt 11/17/03 - A Overland Storage, Inc. *OVRL* 690310107 09/22/03 131,600 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Approve Omnibus Stock Plan For For Mgmt 4 Ratify Auditors For For Mgmt 11/17/03 - S Take-Two Interactive Software, Inc. 874054109 10/06/03 50,650 *TTWO* 1 Increase Authorized Common Stock For For Mgmt 11/18/03 - A Encore Capital Group, Inc. *ECPG* 292554102 10/17/03 42,100 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 11/25/03 - A Accredo Health, Inc. *ACDO* 00437V104 09/30/03 42,200 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 11/26/03 - S OrthoLogic Corp. *OLGC* 68750J107 10/14/03 144,800 1 Approve Sale of Company Assets For For Mgmt 12/09/03 - A DocuCorp International, Inc. *DOCC* 255911109 10/24/03 63,800 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 12/10/03 - A Alliance Gaming Corp. *AGI* 01859P609 11/03/03 58,550 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For For Mgmt 3 Ratify Auditors For For Mgmt 01/20/04 - A Entegris, Inc *ENTG* 29362U104 11/24/03 67,650 1 Declassify the Board of Directors For For Mgmt 2 Reduce Supermajority Vote Requirement For For Mgmt 3 Elect Directors For For Mgmt 4 Ratify Auditors For For Mgmt 5 Amend Omnibus Stock Plan For Against Mgmt 6 Amend Non-Employee Director Stock Option For For Mgmt Plan 01/22/04 - A Commercial Metals Co. *CMC* 201723103 11/24/03 67,500 1 Elect Directors For For Mgmt 2 Increase Authorized Common Stock For For Mgmt 3 Ratify Auditors For For Mgmt 02/05/04 - A Griffon Corp. *GFF* 398433102 12/26/03 76,550 1 Elect Directors For For Mgmt 02/06/04 - S Pacific Crest Capital, Inc. 694166109 12/26/03 71,891 A Approve Reorganization Plan For For Mgmt 02/10/04 - A Charlotte Russe Holdings Inc. *CHIC* 161048103 01/02/04 68,000 1 Elect Directors For For Mgmt 02/23/04 - S Moore Wallace Incorporated (Formerly 615857109 01/15/04 101,650 Moore Corp. Ltd. ) 1 Approve Arrangement Resolution For For Mgmt 2 Issue Shares in Connection with the None For Mgmt acquisition of Payment Processing Solutions Inc. 02/26/04 - A Quanex Corp. *NX* 747620102 01/07/04 17,550 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 03/01/04 - A Hologic, Inc. *HOLX* 436440101 01/13/04 150,500 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For For Mgmt 03/02/04 - A Mesa Air Group, Inc. *MESA* 590479101 01/09/04 100,800 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For Against Mgmt 3 Submit Shareholder Rights Plan (Poison Against For ShrHoldr Pill) to Shareholder Vote 4 Ratify Auditors For For Mgmt 03/24/04 - A Photronics, Inc. *PLAB* 719405102 02/12/04 54,800 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 03/30/04 - A Skyworks Solutions, Inc. *SWKS* 83088M102 01/30/04 144,850 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Other Business For Against Mgmt 04/06/04 - A CTI Molecular Imaging, Inc. *CTMI* 22943D105 03/02/04 66,850 1 Elect Directors For Split Mgmt 1.1 Elect Director Wolf-Ekkehard Blanz --- Withhold 1.2 Elect Director Hamilton Jordan --- For 1.3 Elect Director Michael E. Phelps --- Withhold 2 Ratify Auditors For For Mgmt 3 Amend Omnibus Stock Plan For For Mgmt 04/14/04 - A R. R. Donnelley & Sons Co. *RRD* 257867101 03/01/04 66,622 1 Elect Directors For For Mgmt 2 Sale of Company Assets Against Against ShrHoldr 3 Expense Stock Options Against For ShrHoldr 04/15/04 - A Hartmarx Corp. *HMX* 417119104 02/17/04 208,100 1 Elect Directors For For Mgmt 2 Approve Executive Incentive Bonus Plan For For Mgmt 3 Ratify Auditors For For Mgmt 04/21/04 - A Navigant Consulting Inc. *NCI* 63935N107 03/08/04 43,050 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 04/22/04 - A John H. Harland Co. *JH* 412693103 03/03/04 39,250 1 Elect Directors For For Mgmt 04/23/04 - A Connecticut Water Service, Inc. *CTWS* 207797101 03/01/04 39,700 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Increase Authorized Common Stock For For Mgmt 4 Approve Omnibus Stock Plan For Against Mgmt 04/27/04 - A FMC Corp. *FMC* 302491303 03/01/04 42,900 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 04/27/04 - A MDU Resources Group, Inc. *MDU* 552690109 02/27/04 60,775 1 Elect Directors For For Mgmt 2 Amend Non-Employee Director Omnibus Stock For Against Mgmt Plan 04/27/04 - A Pacer International, Inc. *PACR* 69373H106 03/01/04 98,650 1 Elect Directors For Split Mgmt 1.1 Elect Director P. Michael Giftos --- For 1.2 Elect Director Michael S. Gross --- Withhold 1.3 Elect Director Bruce H. Spector --- Withhold 1.4 Elect Director Thomas L. Finkbiner --- For 2 Ratify Auditors For For Mgmt 04/28/04 - A August Technology Corporation *AUGT* 05106U105 03/04/04 82,450 1 Fix Number of Directors For For Mgmt 2 Elect Directors For For Mgmt 3 Amend Stock Option Plan For For Mgmt 4 Ratify Auditors For For Mgmt 04/28/04 - A Selective Insurance Group, Inc. *SIGI* 816300107 03/10/04 55,800 1 Elect Directors For For Mgmt 04/29/04 - A Oregon Steel Mills, Inc. *OS* 686079104 03/08/04 207,650 1 Elect Directors For For Mgmt 2 Hire Advisor/Maximize Shareholder Value Against Against ShrHoldr 05/03/04 - S North American Scientific, Inc. *NASI* 65715D100 03/10/04 160,750 1 Approve Merger Agreement For For Mgmt 2 To Permit Issuance of Options in Connection For For Mgmt with Merger 3 Amend Stock Option Plan For Against Mgmt 4 Other Business For Against Mgmt 05/04/04 - A Cooper Tire & Rubber Co. *CTB* 216831107 03/09/04 80,300 1 Elect Directors For For Mgmt 2 Ratify Auditors Against For ShrHoldr 05/04/04 - A Great Plains Energy, Inc. *GXP* 391164100 02/27/04 44,550 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/04/04 - A RehabCare Group, Inc. *RHB* 759148109 03/08/04 77,150 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For For Mgmt 3 Ratify Auditors For For Mgmt 05/05/04 - A Brooktrout Inc. *BRKT* 114580103 03/15/04 99,400 1 Elect Directors For For Mgmt 2 Increase Authorized Common Stock For For Mgmt 3 Amend Omnibus Stock Plan For For Mgmt 05/05/04 - A CEVA INC *CEVA* 157210105 03/25/04 115,850 1 Elect Directors For Split Mgmt 1.1 Elect Director Eliyahu Ayalon --- Withhold 1.2 Elect Director Brian Long --- Withhold 1.3 Elect Director Zvi Limon --- For 1.4 Elect Director Bruce A. Mann --- Withhold 1.5 Elect Director Peter Mcmanamon --- Withhold 1.6 Elect Director Sven-Christer Nilsson --- For 1.7 Elect Director Louis Silver --- For 1.8 Elect Director Chester J. Silvestri --- Withhold 1.9 Elect Director Dan Tocatly --- For 2 Amend Omnibus Stock Plan For Against Mgmt 3 Ratify Auditors For For Mgmt 05/05/04 - A Encore Capital Group, Inc. *ECPG* 292554102 03/12/04 64,700 1 Elect Directors For For Mgmt 2 Amend Stock Option Plan For Against Mgmt 3 Ratify Auditors For For Mgmt 05/05/04 - A Watts Water Technologies *WTS* 942749102 03/26/04 65,900 1 Elect Directors For Split Mgmt 1.1 Elect Director Timothy P. Horne --- For 1.2 Elect Director Kenneth J. Mcavoy --- Withhold 1.3 Elect Director John K. Mcgillicuddy --- For 1.4 Elect Director Gordon W. Moran --- For 1.5 Elect Director Daniel J. Murphy, III --- For 1.6 Elect Director Patrick S. O'Keefe --- For 1.7 Elect Director Roger A. Young --- For 2 Ratify Auditors For For Mgmt 3 Approve Omnibus Stock Plan For For Mgmt 05/06/04 - A Administaff, Inc. *ASF* 007094105 03/09/04 51,900 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/06/04 - A Heartland Express, Inc. *HTLD* 422347104 03/10/04 27,850 1 Elect Directors For For Mgmt 05/06/04 - A Redwood Trust, Inc. *RWT* 758075402 03/31/04 19,800 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Amend Omnibus Stock Plan For For Mgmt 05/07/04 - A RC2 CORP *RCRC* 749388104 03/22/04 44,878 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/11/04 - A Cleveland-Cliffs Inc. *CLF* 185896107 03/15/04 20,850 1 Elect Directors For For Mgmt 05/12/04 - A AmeriGroup Corp. *AGP* 03073T102 03/29/04 40,400 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/12/04 - A Denbury Resources Inc. *DNR* 247916208 03/31/04 48,750 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For For Mgmt 05/12/04 - A Noble International, Ltd. *NOBL* 655053106 03/31/04 33,720 1 Elect Directors For Split Mgmt 1.1 Elect Director Daniel J. McEnroe --- Withhold 1.2 Elect Director Stuart I. Greenbaum --- For 1.3 Elect Director Thomas L. Saeli --- For 2 Ratify Auditors For Against Mgmt 05/12/04 - A Vital Images, Inc. *VTAL* 92846N104 03/26/04 43,700 1 Elect Directors For Split Mgmt 1.1 Elect Director Douglas M. Pihl --- Withhold 1.2 Elect Director Jay D. Miller --- For 1.3 Elect Director Vincent J. Argiro --- For 1.4 Elect Director James B. Hickey, Jr. --- Withhold 1.5 Elect Director Richard W. Perkins --- Withhold 1.6 Elect Director Michael W. Vannier --- For 1.7 Elect Director Sven A. Wehrwein --- For 05/12/04 - A West Marine, Inc. *WMAR* 954235107 03/23/04 27,500 1 Elect Directors For For Mgmt 05/13/04 - A Forest Oil Corp. *FST* 346091705 03/15/04 39,800 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/13/04 - A Penn-America Group, Inc. *PNG* 707247102 03/31/04 35,125 1 Elect Directors For For Mgmt 2 Increase Authorized Common Stock For For Mgmt 05/13/04 - A The TriZetto Group, Inc. *TZIX* 896882107 03/26/04 241,150 1 Elect Directors For Split Mgmt 1.1 Elect Director Lois A. Evans --- For 1.2 Elect Director Thomas B. Johnson --- For 1.3 Elect Director David M. Thomas --- Withhold 2 Amend Omnibus Stock Plan For For Mgmt 3 Ratify Auditors For For Mgmt 05/17/04 - A Dendrite International, Inc. *DRTE* 248239105 03/22/04 72,850 1 Elect Directors For Split Mgmt 1.1 Elect Director John E. Bailye --- For 1.2 Elect Director John A. Fazio --- For 1.3 Elect Director Bernard M. Goldsmith --- For 1.4 Elect Director Edward J. Kfoury --- For 1.5 Elect Director Paul A. Margolis --- For 1.6 Elect Director John H. Martinson --- For 1.7 Elect Director Terence H. Osborne --- For 1.8 Elect Director Patrick J. Zenner --- Withhold 05/17/04 - A Education Lending Group, Inc. *EDLG* 28140A109 04/01/04 109,000 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For Against Mgmt 05/18/04 - A American Medical Security Group, Inc. 02744P101 03/22/04 98,750 *AMZ* 1 Elect Directors For For Mgmt 2 Amend Executive Incentive Bonus Plan For For Mgmt 05/18/04 - A Georgia Gulf Corp. *GGC* 373200203 03/29/04 77,000 1 Elect Directors For Split Mgmt 1.1 Elect Director Jerry R. Satrum --- Withhold 1.2 Elect Director Edward A. Schmitt --- For 1.3 Elect Director Yoshi Kawashima --- For 2 Ratify Auditors For For Mgmt 3 Amend Omnibus Stock Plan For For Mgmt 4 Approve Executive Incentive Bonus Plan For For Mgmt 05/18/04 - A LaBranche & Co Inc. *LAB* 505447102 03/19/04 94,700 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/18/04 - A Oil States International Inc. *OIS* 678026105 04/07/04 115,800 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/18/04 - A Province Healthcare Co. *PRV* 743977100 03/23/04 68,400 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/18/04 - A W Holding Company, Inc. *WHI* 929251106 03/31/04 113,180 1 Elect Directors For Split Mgmt 1.1 Elect Director Cesar A. Ruiz --- For 1.2 Elect Director Pedro R. Dominguez --- Withhold 2 Ratify Auditors For For Mgmt 05/19/04 - A Mentor Graphics Corp. *MENT* 587200106 03/16/04 102,550 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Approve Employee Stock Purchase Plan For For Mgmt 4 Amend Stock Option Plan For Against Mgmt 5 Increase Authorized Common Stock For For Mgmt 05/19/04 - A Pharmaceutical Product Development, 717124101 03/19/04 52,000 Inc. *PPDI* 1 Elect Directors For Split Mgmt 1.1 Elect Director Stuart Bondurant, M.D. --- For 1.2 Elect Director Frederick Frank --- For 1.3 Elect Director Terry Magnuson, Ph.D. --- For 1.4 Elect Director Fredric N. Eshelman --- For 1.5 Elect Director David L. Grange --- For 1.6 Elect Director Ernest Mario, Ph.D. --- For 1.7 Elect Director Marye Anne Fox --- For 1.8 Elect Director Catherine M. Klema --- For 1.9 Elect Director John A. McNeill, Jr. --- Withhold 2 Other Business For Against Mgmt 05/20/04 - A Gibraltar Steel Corp. *ROCK* 37476F103 03/25/04 61,600 1 Elect Directors For Split Mgmt 1.1 Elect Director Gerald S. Lippes --- Withhold 1.2 Elect Director William J. Colombo --- For 2 Approve Stock Option Plan For For Mgmt 05/20/04 - A La Quinta Corp. *LQI* 50419U202 03/24/04 163,350 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/20/04 - A Maxtor Corp. *MXO* 577729205 03/30/04 257,000 1 Elect Directors For Split Mgmt 1.1 Elect Director Paul J. Tufano --- For 1.2 Elect Director Charles M. Boesenberg --- For 1.3 Elect Director Michael R. Cannon --- Withhold 2 Ratify Auditors For For Mgmt 05/20/04 - A ONEOK, Inc. *OKE* 682680103 03/25/04 65,550 1 Elect Directors For Split Mgmt 1.1 Elect Director William M. Bell --- For 1.2 Elect Director Julie H. Edwards --- For 1.3 Elect Director Pattye L. Moore --- For 1.4 Elect Director J.D. Scott --- Withhold 1.5 Elect Director James C. Day --- For 2 Ratify Auditors For For Mgmt 05/20/04 - A P.A.M. Transportation Services, Inc. 693149106 04/01/04 142,800 *PTSI* 1 Elect Directors For Split Mgmt 1.1 Elect Director Frederick P. Calderone --- Withhold 1.2 Elect Director Frank L. Conner --- For 1.3 Elect Director Thomas H. Cooke --- For 1.4 Elect Director Manuel J. Moroun --- Withhold 1.5 Elect Director Matthew T. Moroun --- For 1.6 Elect Director Daniel C. Sullivan --- For 1.7 Elect Director Robert W. Weaver --- Withhold 1.8 Elect Director Charles F. Wilkins --- For 05/20/04 - A Sierra Health Services, Inc. *SIE* 826322109 04/01/04 25,300 1 Elect Directors For For Mgmt 2 Amend Employee Stock Purchase Plan For For Mgmt 3 Ratify Auditors For For Mgmt 05/20/04 - A Stone Energy Corp. *SGY* 861642106 03/25/04 16,650 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Approve Omnibus Stock Plan For For Mgmt 05/21/04 - A Draxis Health Inc. (Formerly Deprenyl 26150J101 04/16/04 212,900 Research Ltd.) *DAX* 1 Elect Martin Barkin, Leslie L. Dan, George For For Mgmt M. Darnell, Rolf H. Henel, Brian M. King, Samuel W. Sarick, Stewart D. Saxe, Bruce W. Simpson and John A. Vivash as Directors 2 Ratify Deloitte & Touche LLP as Auditors For For Mgmt 05/24/04 - A Remington Oil & Gas Corp. *REM* 759594302 03/31/04 106,700 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For Against Mgmt 05/25/04 - A Alpharma Inc. *ALO* 020813101 04/02/04 75,200 1 Elect Directors For For Mgmt 05/25/04 - A Chiquita Brands International, Inc. 170032809 03/29/04 194,350 *CQB* 1 Elect Directors For For Mgmt 05/25/04 - A Greater Bay Bancorp *GBBK* 391648102 03/31/04 55,150 1 Elect Directors For For Mgmt 2 Increase Authorized Common Stock For For Mgmt 3 Amend Omnibus Stock Plan For For Mgmt 4 Ratify Auditors For For Mgmt 5 Declassify the Board of Directors Against For Mgmt 6 Declassify the Board of Directors Against For ShrHoldr 05/25/04 - A Superior Energy Services, Inc. *SPN* 868157108 03/31/04 122,200 1 Elect Directors For For Mgmt 2 Approve Non-Employee Director Restricted For For Mgmt Stock Plan 3 Ratify Auditors For For Mgmt 05/26/04 - A Aquantive, Inc. *AQNT* 03839G105 03/26/04 97,200 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For For Mgmt 05/26/04 - A First Community Bancorp *FCBP* 31983B101 04/02/04 16,950 1 Elect Directors For For Mgmt 2 Amend Stock Option Plan For Against Mgmt 3 Other Business For Against Mgmt 05/26/04 - A Lexar Media, Inc. *LEXR* 52886P104 03/29/04 115,600 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 05/26/04 - A MPS GROUP INC *MPS* 553409103 04/08/04 152,700 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For For Mgmt 3 Approve Non-Employee Director Omnibus Stock For For Mgmt Plan 4 Approve Executive Incentive Bonus Plan For For Mgmt 05/26/04 - A Reinsurance Group of America, 759351109 03/26/04 37,150 Incorporated *RGA* 1 Elect Directors For Split Mgmt 1.1 Elect Director William J. Bartlett --- For 1.2 Elect Director Alan C. Henderson --- For 1.3 Elect Director A. Greig Woodring --- Withhold 2 Increase Authorized Common Stock For For Mgmt 3 Amend Articles For For Mgmt 4 Fix Number of Directors For For Mgmt 5 Amend Articles For Against Mgmt 6 Approve Director & Officer For For Mgmt Indemnification/Liability Provisions 7 Approve Issuance of Warrants/Convertible For Against Mgmt Debentures 8 Amend Omnibus Stock Plan For For Mgmt 05/26/04 - A Roper Industries, Inc. *ROP* 776696106 03/31/04 25,650 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For For Mgmt 3 Other Business For For Mgmt 05/26/04 - A St. Mary Land & Exploration Co. *SM* 792228108 04/12/04 25,050 1 Elect Directors For For Mgmt 2 Approve Restricted Stock Plan For For Mgmt 05/27/04 - A 4Kids Entertainment, Inc. *KDE* 350865101 04/09/04 51,500 1 Elect Directors For For Mgmt 2 Approve Stock Option Plan For For Mgmt 3 Ratify Auditors For For Mgmt 05/27/04 - A Covenant Transport, Inc. *CVTI* 22284P105 04/23/04 106,550 1 Elect Directors For Split Mgmt 1.1 Elect Director David R. Parker --- Withhold 1.2 Elect Director Robert E. Bosworth --- For 1.3 Elect Director Hugh O. Maclellan, Jr. --- For 1.4 Elect Director Bradley A. Moline --- Withhold 1.5 Elect Director Mark A. Scudder --- Withhold 1.6 Elect Director William T. Alt --- Withhold 1.7 Elect Director Niel B. Nielson --- For 2 Other Business For Against Mgmt 05/27/04 - S Credence Systems Corp. *CMOS* 225302108 04/15/04 139,450 1 Approve Merger Agreement For For Mgmt 06/02/04 - A Curative Health Services, Inc. *CURE* 23126W100 04/21/04 85,150 1 Elect Directors For Split Mgmt 1.1 Elect Director Paul S. Auerbach, M.D. --- For 1.2 Elect Director Daniel E. Berce --- For 1.3 Elect Director Lawrence P. English --- For 1.4 Elect Director Joseph L. Feshbach --- For 1.5 Elect Director Timothy I. Maudlin --- Withhold 1.6 Elect Director Gerard Moufflet --- For 1.7 Elect Director John C. Prior --- For 1.8 Elect Director Peter M. DeComo --- For 1.9 Elect Director Paul F. McConnell --- For 2 Ratify Auditors For For Mgmt 06/02/04 - A Labor Ready, Inc. *LRW* 505401208 04/08/04 80,700 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 06/03/04 - A Pennsylvania Real Estate Investment 709102107 04/20/04 36,100 Trust *PEI* 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 06/03/04 - A Quovadx Inc. *QVDXE* 74913K106 04/05/04 255,500 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Amend Omnibus Stock Plan For Against Mgmt 06/03/04 - A Stage Stores, Inc. *STGS* 85254C305 04/07/04 62,550 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Amend Omnibus Stock Plan For For Mgmt 4 Amend Omnibus Stock Plan For For Mgmt 06/04/04 - A North American Scientific, Inc. *NASI* 65715D100 04/30/04 170,750 1 Elect Directors For For Mgmt 2 Other Business For Against Mgmt 06/04/04 - A Silicon Storage Technology, Inc. 827057100 04/20/04 48,300 *SSTI* 1 Elect Directors For Split Mgmt 1.1 Elect Director Bing Yeh --- For 1.2 Elect Director Yaw Wen Hu --- For 1.3 Elect Director Tsuyoshi Taira --- Withhold 1.4 Elect Director Yasushi Chikagami --- For 1.5 Elect Director Ronald Chwang --- For 2 Approve Increase in Size of Board For For Mgmt 3 Ratify Auditors For For Mgmt 06/07/04 - A OrthoLogic Corp. *OLGC* 68750J107 04/15/04 92,339 1 Elect Directors For For Mgmt 2 Amend Stock Option Plan For For Mgmt 3 Ratify Auditors For For Mgmt 06/07/04 - A TSAKOS ENERGY NAVIGATION LTD.(formerly G9108L108 04/23/04 62,450 MIF Limited) *TNP* Meeting for Holders of ADRs 1 Elect Directors For For Mgmt 2 APPROVAL OF THE FINANCIAL STATEMENTS OF THE For For Mgmt YEAR ENDED DECEMBER 31, 2003, TOGETHER WITH THE AUDITORS REPORT. 3 Ratify Auditors For For Mgmt 4 AUTHORIZATION OF THE REMUNERATION OF For For Mgmt DIRECTORS. 5 ADOPTION OF A NEW INCENTIVE PLAN. For For Mgmt 06/09/04 - A MFA Mortgage Investments Inc *MFA* 55272X102 04/12/04 109,180 1 Elect Directors For For Mgmt 2 Amend Omnibus Stock Plan For For Mgmt 3 Ratify Auditors For For Mgmt 06/11/04 - A Ipc Holdings Ltd *IPCR* G4933P101 03/31/04 36,350 Meeting for Holders of ADRs 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 06/11/04 - A Remec, Inc. *REMC* 759543101 04/30/04 268,803 1 Elect Directors For For Mgmt 06/14/04 - A One Liberty Properties, Inc. *OLP* 682406103 04/24/04 105,700 1 Elect Directors For For Mgmt 2 Amend Articles For For Mgmt 3 Ratify Auditors For For Mgmt 06/16/04 - A Goody's Family Clothing, Inc. *GDYS* 382588101 04/26/04 83,990 1 Elect Directors For Split Mgmt 1.1 Elect Director Robert M. Goodfriend --- For 1.2 Elect Director Robert F. Koppel --- Withhold 2 Amend Executive Incentive Bonus Plan For For Mgmt 06/16/04 - A The Gymboree Corp. *GYMB* 403777105 04/22/04 48,850 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For For Mgmt 3 Ratify Auditors For For Mgmt 06/18/04 - A Zoran Corp. *ZRAN* 98975F101 04/28/04 77,200 1 Elect Directors For For Mgmt 2 Approve Omnibus Stock Plan For For Mgmt 3 Amend Non-Employee Director Stock Option For For Mgmt Plan 4 Amend Employee Stock Purchase Plan For For Mgmt 5 Ratify Auditors For For Mgmt 06/23/04 - A Genesco Inc. *GCO* 371532102 04/20/04 74,100 1 Elect Directors For For Mgmt 06/28/04 - A Electronics Boutique Holdings Corp. 286045109 05/14/04 57,350 *ELBO* 1 Elect Directors For For Mgmt 2 Ratify Auditors For For Mgmt 3 Declassify the Board of Directors For For Mgmt 06/29/04 - A GAMESTOP CORP *GME* 36466R101 05/05/04 92,150 1 Elect Directors For Split Mgmt 1.1 Elect Director R. Richard Fontaine --- Withhold 1.2 Elect Director Stephanie M. Shern --- For 2 Ratify Auditors For For Mgmt Mgmt Rec - Company Management Recommended Vote CLEARWATER TAX EXEMPT BOND FUND There wer no matters on which the Clearwater Tax-Exempt Bond Fund could vote during the period July 1, 2003 through June 30, 2004. SIGNATURES [See General Instruction F] Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. (Registrant) CLEARWATER INVESTMENT TRUST ------------------------------------------------------------------- By: (Signature and Title)* /s/Philip W. Pascoe -------------------------------------------------------------------------------- Philip W. Pascoe President Date: August 25, 2004 -------------------------------------------------------------------------------- *Print the name and title of each signing officer under his or her signature.

Dates Referenced Herein   and   Documents Incorporated by Reference

This ‘N-PX’ Filing    Date    Other Filings
3/31/06N-Q
12/31/0424F-2NT,  N-CSR,  NSAR-B
Filed on / Effective on:8/25/04N-CSRS
For Period end:6/30/04N-CSRS,  NSAR-A
5/28/04
5/27/04
5/19/04
5/14/04
5/11/04
5/10/04
5/7/04
5/6/04
5/3/04
4/30/04485BPOS
4/29/04485BPOS
4/28/04
4/26/04
4/23/04
4/22/04
4/21/04
4/20/04
4/19/04
4/16/04
4/15/04
4/14/04
4/13/04
4/12/04
4/9/04
4/8/04
4/7/04
4/6/04
4/5/04
4/2/04
4/1/04
3/31/04
3/30/04
3/29/04
3/26/04
3/25/04
3/24/04
3/23/04
3/22/04
3/19/04
3/18/04
3/17/04
3/16/04
3/15/04
3/12/04
3/11/04
3/10/04N-CSR,  N-CSR/A
3/9/04N-CSR
3/8/04
3/5/0424F-2NT
3/4/04
3/3/04
3/2/04
3/1/04NSAR-B
2/27/04
2/26/04
2/25/04
2/24/04
2/20/04
2/17/04
2/13/04
2/9/04
2/6/04
1/30/04
1/29/04
1/28/04
1/26/04
1/20/04
1/13/04
1/8/04
1/7/04
1/6/04
1/5/04
12/31/0324F-2NT,  497,  N-CSR,  N-CSR/A,  NSAR-B
12/29/03
12/24/03
12/23/03
12/19/03
12/17/03
12/12/03
12/11/03
12/10/03
12/9/03
12/4/03
11/26/03
11/24/03
11/4/03
11/3/03
10/31/03
10/30/03
10/24/03
10/20/03
10/10/03
10/9/03
10/6/03
10/1/03
9/29/03
9/25/03
9/24/03497,  DEF 14C
9/23/03
9/19/03
9/18/03
9/12/03
8/28/03
8/22/03
8/18/03
8/8/03
8/4/03
7/29/03
7/7/03
7/1/03
6/27/03
6/25/03
6/24/03
6/23/03
6/20/03
6/19/03
6/16/03
6/9/03
6/5/03
6/3/03
5/30/03
5/2/03
4/30/03485BPOS
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