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Morgan Stanley Institutional Fund Inc · N-30D/A · For 12/31/98

Filed On 3/5/99   ·   SEC File 811-05624   ·   Accession Number 1047469-99-8701

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  As Of               Filer                 Filing     As/For/On Docs:Pgs              Issuer               Agent

 3/05/99  Morgan Stanley Institutional..Inc N-30D/A    12/31/98    1:448                                    Merrill Corp/New/- FA

Amendment to Annual or Semi-Annual Report Mailed to Shareholders   ·   Rule 30d-1
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: N-30D/A     Amendment to Annual or Semi-Annual Report Mailed     448± 1,300K 
                          to Shareholders                                        


Document Table of Contents

Page (sequential) | (alphabetic) Top
 
11st Page
3President's Letter
27Emerging
55International Equity
67International Small Cap
118Class A
161Statements of Changes in Net Assets
172Municipal Bond
173Municipal Money Market
174Statement of Cash Flows
175Class B
206Mstc
209Report of Independent Accountants
211Distributor
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-------------------------------------------------------------------------------- MORGAN STANLEY DEAN WITTER MORGAN STANLEY DEAN WITTER INSTITUTIONAL FUND, INC. ANNUAL REPORT DECEMBER 31, 1998 [LOGO]
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- TABLE OF CONTENTS -------------------------------------------------------------------------------- [Download Table] President's Letter.......................... 1 Performance Summary......................... 2 Managers' Reports and Statements of Net Assets by Portfolio: Global and International Equity Portfolios: Active International Allocation........... 4 Asian Equity.............................. 14 Asian Real Estate......................... 19 Emerging Markets.......................... 24 European Equity .......................... 37 European Real Estate...................... 42 Global Equity ............................ 47 International Equity ..................... 53 International Magnum ..................... 58 International Small Cap................... 65 Japanese Equity........................... 70 Latin American............................ 74 U.S. Equity Portfolios: Aggressive Equity......................... 79 Emerging Growth........................... 84 Equity Growth............................. 89 Technology................................ 95 U.S. Equity Plus.......................... 99 U.S. Real Estate.......................... 106 Value Equity.............................. 112 Fixed Income Portfolios: Emerging Markets Debt..................... 117 Fixed Income.............................. 123 Global Fixed Income....................... 127 High Yield................................ 132 Municipal Bond............................ 138 Money Market Portfolios: Money Market.............................. 142 Municipal Money Market.................... 146 Statements of Operations.................... 155 Statements of Changes in Net Assets......... 159 Statement of Cash Flows..................... 172 Financial Highlights ....................... 173 Notes to Financial Statements............... 198 Report of Independent Accountants........... 207 Federal Tax Information..................... 208 Directors and Officers ..................... 209 This report is authorized for distribution only when preceded or accompanied by prospectuses of the Morgan Stanley Dean Witter Institutional Fund, Inc. Prospectuses describe in detail each of the Portfolio's investment policies to the prospective investor. Please read the prospectuses carefully before you invest or send money. --------------------------------------------------------------------------------
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- PRESIDENT'S LETTER -------------------------------------------------------------------------------- Fellow Shareholders: We are pleased to present to you the Fund's Annual Report for the year ended December 31, 1998. Our Fund currently offers 26 portfolios providing investors with a full array of global and domestic equity and fixed income products covering core strategies as well as more specialized portfolios. Together, the Fund's portfolios allow investors to meet specific investment needs or to allocate assets among different portfolios to implement an overall investment strategy. Set forth below is a general market review for 1998. Major global market indexes finished 1998 with strong gains, overcoming a volatile and, at times, precarious market environment. The S&P 500 Index extended its bull market run into a fourth year, rising 28.57% in 1998. Foreign stocks also performed well, with the MSCI EAFE Index rising 20.00%, led by European markets' euphoria over monetary union. Although bond returns were less impressive, the asset class showed strong and steady gains. The Lehman Aggregate Index rose 8.69% for the year. Despite the strong numbers produced by major market indexes, capital market strength was not experienced broadly or equally. In the U.S., mega cap and growth stocks continued their domination of smaller value stocks. The disparity was even more pronounced with mid and small cap securities. The magnitude of the gap between value and growth as well as between mega-caps and smaller companies were among the largest in recent history. Foreign stock performance was also uneven. Although EAFE posted strong gains, most of the positive news came from Europe, as the Pacific markets performed poorly. In Europe, like in the U.S., mega-cap growth stocks dominated performance. Emerging equity markets experienced another disappointing year, down 25.34% as represented by the MSCI Emerging Markets Free Index. The investment environment in 1998 vacillated between periods of extreme optimism and extreme pessimism. In the first half of the year, European and U.S. stock markets soared to new highs through mid-July, driven by strong economic undertones, liquidity, and investor optimism. However, the second half of 1998 proved to be much more challenging as markets came under severe pressure, amidst a deepening of the Russian financial crisis, lower earnings expectations, and the near collapse of a large U.S. hedge fund. European and U.S. equity markets would fall as much as 20% before stabilizing at the end of September, and credit spreads widened dramatically, as investors sought refuge in safe-haven Treasuries. Two preemptive easings by the Federal Reserve in October and November resulted in global easing by central banks in Europe and Asia in a concerted effort to inject liquidity into markets and defend the world economy against deflationary forces. By the end of the fourth quarter, all developed markets had shown tremendous gains, led by the Asia-Pacific (non-Japan) region, which benefited most from the easing. Uncertainty proved beneficial for government bonds. The U.S. 30-year Treasury bond yield fell to a 20-year low of 5.0% during the third quarter. However, the global market crisis did not benefit all bonds equally. Throughout the market slump, investors sought to deleverage global risk exposure, causing corporate bond spreads and high yield bond spreads to widen dramatically relative to government bonds. Emerging market debt instruments in particular were under severe pressure, as investors began to fear devaluation and default from lenders other than Russia, such as Brazil, Argentina, and Mexico. Even with improved investor confidence amidst the fourth quarter global easing, spreads failed to tighten as dramatically as they had widened. Heading into 1999, we approach the markets with caution. The key to markets in the coming year will be in judging whether or not the reflationary policies of global central banks will succeed in preventing the world economy from slipping into a recession. Although the market strength in December would indicate buoyant expectations, many economic indicators, such as commodity prices, consumer spending, industrial production and European unemployment remain precarious. Many emerging markets, including Latin America, are in recession, Japanese economic news remains weak, and European economies are softening. If profits fall short of expectations, the current high valuation levels of markets will be difficult to maintain. We expect a volatile market environment for 1999, in which wise diversification should help investors ride out many storms. In this Report, each of our portfolio managers discuss the performance results and outlook of their markets and portfolios in greater detail. We hope you find the enclosed Report informative. As always, we very much appreciate your continued support of the Fund. Sincerely, /s/Michael F. Klein Michael F. Klein PRESIDENT February 1999 -------------------------------------------------------------------------------- 1
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- PERFORMANCE SUMMARY (UNAUDITED) DECEMBER 31, 1998 -------------------------------------------------------------------------------- [Enlarge/Download Table] NET ASSETS NET ASSET VALUE INCEPTION DATES (000) PER SHARE ------------------ ------------------- ---------------- CLASS A CLASS B CLASS A CLASS B CLASS A CLASS B -------- -------- ---------- ------- ------- ------- GLOBAL AND INTERNATIONAL EQUITY PORTFOLIOS: Active International Allocation 1/17/92 1/02/96 $ 266,832 $ 96 $11.90 $12.12 Asian Equity 7/01/91 1/02/96 51,334 1,487 8.01 7.97 Asian Real Estate 10/01/97 10/01/97 2,447 761 6.63 6.66 Emerging Markets 9/25/92 1/02/96 772,115 7,199 9.55 9.56 European Equity 4/02/93 1/02/96 168,712 5,181 15.75 15.74 European Real Estate 10/01/97 10/01/97 33,422 2,531 9.58 9.61 Global Equity 7/15/92 1/02/96 228,748 13,123 20.74 20.63 International Equity 8/04/89 1/02/96 3,400,498 17,076 18.25 18.22 International Magnum 3/15/96 3/15/96 269,814 26,151 11.57 11.54 International Small Cap 12/15/92 -- 252,642 -- 15.25 -- Japanese Equity 4/25/94 1/02/96 57,755 1,083 6.18 6.13 Latin American 1/18/95 1/02/96 15,012 1,148 6.74 6.78 U.S. EQUITY PORTFOLIOS: Aggressive Equity 3/08/95 1/02/96 130,734 16,682 17.50 17.40 Emerging Growth 11/01/89 1/02/96 73,276 1,282 8.07 7.93 Equity Growth 4/02/91 1/02/96 784,565 83,330 19.04 18.97 Technology 9/16/96 9/16/96 27,506 850 17.98 17.92 U.S. Equity Plus 7/31/97 7/31/97 66,640 1,431 12.43 12.42 U.S. Real Estate 2/24/95 1/02/96 259,589 13,523 12.71 12.67 Value Equity 1/31/90 1/02/96 57,543 1,045 10.78 10.76 FIXED INCOME PORTFOLIOS: Emerging Markets Debt 2/01/94 1/02/96 46,234 1,187 2.61 2.66 Fixed Income 5/15/91 1/02/96 212,718 3,649 11.08 11.10 Global Fixed Income 5/01/91 1/02/96 45,884 362 12.51 12.48 High Yield 9/28/92 1/02/96 128,237 56,804 10.75 10.73 Municipal Bond 1/18/95 -- 34,807 -- 10.40 -- MONEY MARKET PORTFOLIOS: Money Market 11/15/88 -- 1,958,177 -- 1.00 -- Municipal Money Market 2/10/89 -- 990,579 -- 1.00 -- -------------------------------------------------------------------------------- [Enlarge/Download Table] YIELD INFORMATION AS OF DECEMBER 31, 1998 ---------------------------------------------------------------------------------------------------------------------- 30 DAY CURRENT YIELD++ 7 DAY 7 DAY 30 DAY 30 DAY ----------------- CURRENT EFFECTIVE CURRENT COMPARABLE CLASS A CLASS B YIELD+ YIELD+ YIELD++ YIELD ------- ------- -------- ---------- ------- ---------- FIXED INCOME PORTFOLIOS: MONEY MARKET PORTFOLIOS: Emerging Markets Debt 18.70% 18.10% Money Market 4.74% 4.85% 4.74% 4.64%(16) Fixed Income 5.32 5.17 Municipal Money Market 3.10 3.15 2.78 2.73(17) Global Fixed Income 3.82 3.67 High Yield 9.76 9.49 Municipal Bond 4.10 -- -------------------------------------------------------------------------------- +The 7 day current yield and 7 day effective yield assume an annualization of the current yield with all dividends reinvested. As with all money market portfolios, yields fluctuate as market conditions change and the 7 day yields are not necessarily indicative of future performance. ++The current 30 day yield reflects the net investment income generated by the Portfolio over a specified 30 day period expressed as an annual percentage. Expenses accrued for the 30 day period include any fees charged to all shareholders. Yields will fluctuate as market conditions change and are not necessarily indicative of future performance. -------------------------------------------------------------------------------- 2
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-------------------------------------------------------------------------------- -------------------------------------------------------------------------------- [Enlarge/Download Table] AVERAGE ANNUAL FIVE YEAR AVERAGE ANNUAL TOTAL ONE YEAR TOTAL RETURN TOTAL RETURN RETURN SINCE INCEPTION ------------------------------------- ------------------------- ------------------------------------------------------------ COMPARABLE COMPARABLE COMPARABLE COMPARABLE CLASS A CLASS B INDICES CLASS A INDICES CLASS A INDICES--CLASS A CLASS B INDICES--CLASS B --------- --------- ------------- ---------- ------------ ---------- ---------------- --------- ---------------- 20.12% 20.71% 20.00%(1) 9.50% 9.19%(1) 10.26% 9.62%(1) 12.63% 9.00%(1) - 11.38 - 11.53 - 7.39(2) - 15.66 - 13.77(2) 1.94 2.32(2) - 22.32 - 18.11(2) - 11.82 - 12.53 - 10.21(18) -- -- - 24.30 - 34.15(18) - 24.63 - 34.15(18) - 25.42 - 25.65 - 21.08(3) - 8.17 - 8.69(3) 3.49 1.93(3) - 6.61 - 10.88(3) - 25.34(22) - 9.27(22) 2.41(22) - 11.44(22) 8.09 7.80 28.53(4) 14.09 19.10(4) 17.24 20.23(4) 15.31 24.22(4) 4.75 4.60 - 0.40(19) -- -- - 0.16 - 0.30(19) - 0.30 - 0.30(19) 14.60 14.15 24.34(5) 17.20 15.68(5) 19.18 15.27(5) 19.80 17.63(5) 18.30 18.13 20.00(1) 15.14 9.19(1) 12.83 5.45(1) 16.76 9.00(1) 7.33 7.13 20.00(1) -- -- 7.94 9.81(1) 7.65 9.81(1) 4.25 -- 5.44(20) 5.51 - 3.38(20) 11.37 2.42(20) -- -- 8.82 8.33 5.05(6) -- -- - 1.71 - 7.46(6) - 1.26 - 11.96(6) - 37.10 - 36.86 - 35.29(7) -- -- 4.88 - 1.15(7) 8.09 0.49(7) 15.35 15.15 28.57(9) -- -- 34.03 30.29(9) 28.86 27.95(9) 27.54 26.86 - 2.55(8) 14.31 11.87(8) 13.49 12.42(8) 13.46 11.51(8) 39.63(21) 23.06(21) 18.70(21) 27.53(21) 19.04 18.71 28.57(9) 25.12 24.06(9) 19.09 19.13(9) 26.47 27.95(9) 53.90 53.52 28.57(9) -- -- 42.83 31.38(9) 42.51 31.38(9) 21.26 20.95 28.57(9) -- -- 17.71 21.41(9) 17.49 21.41(9) - 12.29 - 12.52 - 17.50(10) -- -- 17.99 11.93(10) 15.45 10.33(10) 8.79 8.59 28.57(9) 17.30 24.06(9) 14.19 19.01(9) 18.35 27.95(9) - 35.95 - 35.37 - 14.35(11) -- -- 4.75 6.94(11) 4.26 10.07(11) 7.93 7.85 8.69(12) 7.31 7.27(12) 8.45 8.54(12) 7.21 7.31(12) 13.84 13.68 15.31(13) 6.63 8.08(13) 8.24 9.40(13) 6.91 6.89(13) 3.03 2.79 0.58(14) 10.17 8.16(14) 11.73 9.73(14) 10.74 8.37(14) 5.52 -- 6.22(15) -- -- 6.37 7.64(15) -- -- 5.20 -- -- -- -- -- -- -- -- 3.00 -- -- -- -- -- -- -- -- -------------------------------------------------------------------------------- INDICES: (1) MSCI EAFE (Europe, Australasia, and Far East) (2) MSCI All-Country Far East Free ex-Japan (3) IFC Global Total Return Composite (4) MSCI Europe (5) MSCI World (6) MSCI Japan (7) MSCI Emerging Markets Global Latin America (8) Russell 2000 (9) S&P 500 (10) NAREIT Equity (11) J.P. Morgan Emerging Markets Bond Plus (12) Lehman Aggregate Bond (13) J.P. Morgan Traded Global Bond (14) CS First Boston High Yield (15) Lehman 7-Year Municipal Bond (16) IBC Money Fund Comparable Yield (17) IBC Municipal Money Fund Comparable Yield (18) GPR Life Far East Asia Real Estate T.R. (19) GPR Life European Real Estate T.R. (20) MSCI EAFE Small Cap (21) NASDAQ Composite (22) MSCI Emerging Markets Free Past performance should not be construed as a guarantee of future performance. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Investments in the Money Market and Municipal Money Market Portfolios are neither insured nor guaranteed by the U.S. Government. There is no assurance that the Money Market and Municipal Money Market Portfolios will be able to maintain a stable net asset value of $1.00 per share. Please read the Portfolios' prospectuses carefully before you invest or send money. -------------------------------------------------------------------------------- 3
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Australia 2.5% Austria 0.3% France 8.9% Germany 9.0% Hong Kong 3.6% Italy 5.4% Japan 16.8% Netherlands 4.3% Norway 0.1% Portugal 1.1% Singapore 2.2% Spain 4.7% Sweden 2.3% Switzerland 6.4% United Kingdom 15.1% Other 17.3% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT ------------------------------------------------------------ EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] MSCI EAFE Index(1) Active International Allocation Portfolio-Class A 1/17/92* $ 500,000 $ 500,000 10/31/92 $ 468,500 $ 452,945 12/31/92 $ 479,500 $ 459,595 12/31/93 $ 626,820 $ 609,250 12/31/94 $ 623,550 $ 656,200 12/31/95 $ 689,459 $ 730,205 12/31/96 $ 756,405 $ 774,382 12/31/97 $ 821,531 $ 788,166 12/31/98 $ 945,799 $ 986,823 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different inception dates and fees assessed to that class. PERFORMANCE COMPARED TO THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) EAFE INDEX(1) ------------------------------------------ [Download Table] TOTAL RETURNS(2) ------------------------------------------------ AVERAGE ANNUAL AVERAGE ANNUAL ONE YEAR FIVE YEARS SINCE INCEPTION ---------- ----------------- ----------------- PORTFOLIO -- CLASS A.... 20.12% 9.50% 10.26% PORTFOLIO -- CLASS B.... 20.71 N/A 12.63 INDEX -- CLASS A........ 20.00 9.19 9.62 INDEX -- CLASS B........ 20.00 N/A 9.00 1. The MSCI EAFE Index is an unmanaged index of common stocks and includes Europe, Australasia and the Far East (includes dividends net of withholding taxes). 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The Active International Allocation Portfolio invests in international equity markets, with emphasis placed upon countries, rather that stock selection. This approach reflects our belief that a diversified selection of securities representing exposure to countries that we find attractive provides an effective way to maximize the return potential and minimize the risk associated with global investing. For the year ended December 31, 1998, the Portfolio had a total return of 20.12% for the Class A shares and 20.71% for the Class B shares compared to 20.00% for the Morgan Stanley Capital International (MSCI) EAFE Index (the "Index"). For the five-year period ended December 31, 1998, the average annual total return for Class A shares was 9.50% compared to 9.19% for the Index. From inception on January 17, 1992 through December 31, 1998, the average annual total return for Class A shares was 10.26% compared to 9.62% for the Index. From inception on January 2, 1996 through December 31, 1998, the average annual total return for Class B shares was 12.63% compared to 9.00% for the Index. In the first week of October, a powerful rally began in the beleaguered, global equity markets that lasted into mid November. The result was recoveries of roughly half of the losses of August and September, with the exception of the U.S. of course, with the S&P 500 Index bouncing back to a new high. In addition to high equity market volatility, the fourth quarter was plagued by vicious cross-currents in the fixed income and currency markets. We reduced our large cash position in a timely manner and participated reasonably well in the equity markets, but our underweight and hedged position in the yen hurt us, particularly versus the Index. We characterize our current stance as still invested but defensive; tilting towards Asia, away from Europe, with a moderate cash position. ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED ARE AS MEASURED BY THE MSCI EAFE INDEX AND ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- Active International Allocation Portfolio 4
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) In retrospect, last fall we were too focussed on the negative fundamentals of the yen that logically called for its further depreciation. We failed to fully appreciate that we were in company with excessive and highly leveraged investors, who changed the yen's momentum, when forced into liquidation of staggering proportions in early October. The result was one of the most violent moves in a major currency that has ever occurred; with the yen strengthening 20% in one week. Since October, the yen temporarily weakened, only to rise again. We removed our hedge at the level of 116.5, and no longer have a hedge against our Japanese equity holdings. During the fourth quarter we gradually reduced our commitment to European equities and increased our positions in Japan, Hong Kong, and Singapore. We are now slightly underweight Europe. Our rationale is relatively straightforward. Asia has already experienced a severe recession, deflation, and a secular bear market. Although we cannot identify the beginnings of an economic recovery, currencies have strengthened, interest rates have fallen and corporate cost cutting is accelerating. Asian equities are still cheap both absolutely and relative to the rest of the world. By contrast, Europe is just beginning to be affected by the deflationary malaise. European economies are showing signs of slowing: 1999 gross domestic product growth estimates have fallen from over 3% to 1.5%, export growth is collapsing, and price indexes are falling. In the third quarter of 1998 many European companies reported serious earnings shortfalls, but analysts expectations of 1999 earnings are still +15%. We believe there is a good chance corporate earnings in Europe could be flat to down next year. We discussed our reasoning on Japan in last quarter's letter, and are now roughly 75% of the Index weight. Japan is depressed and cheap, but unfortunately there are still no real signs of positive marginal change which is what our process requires to bring us to a market-weight or over-weight position. The analysis of Japan's economy, politics, and banking system are very complex and abstruse. The bottom line is that downside risks include policy failure and slowing external demand. Upside risks involve unexpectedly aggressive financial sector restructuring and reformist political change. We plan to visit Japan in the next several weeks to try to determine first hand what is going on. We will update you on our findings. We are apprehensive about 1999. The immense flood of liquidity unleashed by the central banks of the world is driving markets higher as we write. However, the fundamentals everywhere, with the possible exception of the U.S., continue to deteriorate. We are not sure whether the central banks have succeeded in saving the world's economy and stock markets or merely postponed the final reckoning. We will move aggressively when we know the answer. Ann D. Thivierge PORTFOLIO MANAGER Barton M. Biggs PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- Active International Allocation Portfolio 5
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- COMMON STOCKS (82.1%) AUSTRALIA (2.2%) (a)31,391 AMP Ltd........................................... $ 398 23,986 Amcor Ltd......................................... 102 12,301 Australian Gas Light Co., Ltd..................... 89 40,186 Boral Ltd......................................... 57 7,670 Brambles Industries Ltd........................... 187 73,371 Broken Hill Proprietary Co., Ltd.................. 540 38,675 CSR Ltd........................................... 95 27,496 Coca Cola Amatil Ltd.............................. 102 39,038 Coles Myer Ltd.................................... 204 52,886 Crown Ltd......................................... 20 12,504 Email Ltd......................................... 18 4,633 F.H. Faulding & Co., Ltd.......................... 22 62,179 Fosters Brewing Group Ltd......................... 168 (c)22,505 Gio Australia Holdings Ltd........................ 74 45,587 Goodman Fielder Ltd............................... 46 11,082 Leighton Holdings Ltd............................. 48 19,602 Lend Lease Corp., Ltd............................. 264 77,233 MIM Holdings Ltd.................................. 34 49,402 National Australia Bank Ltd....................... 745 66,082 News Corp., Ltd................................... 437 84,598 Normandy Mining Ltd............................... 78 (c)36,435 North Ltd......................................... 59 10,255 Orica Ltd......................................... 53 37,341 Pacific Dunlop Ltd................................ 60 31,545 Pioneer International Ltd......................... 67 14,358 QBE Insurance Group Ltd........................... 59 9,582 Rio Tinto Ltd..................................... 114 (c)21,310 Santos Ltd........................................ 57 19,751 Schroders Property Fund........................... 32 6,634 Smith (Howard) Ltd................................ 44 21,983 Southcorp Holdings Ltd............................ 70 10,721 Stockland Trust Group............................. 27 12,018 TABCORP Holdings Ltd.............................. 74 180,725 Telstra Corp., Ltd................................ 845 48,500 WMC Ltd........................................... 146 67,368 Westpac Banking Corp.............................. 451 ---------- 5,886 ---------- AUSTRIA (0.3%) 664 Austria Tabakwerke AG............................. 51 676 Austian Airlines/Oest Luftv AG.................... 24 90 Austria Mikro Systeme International AG............ 3 276 BBag Oest Brau Beteiligungs AG.................... 16 51 BWT AG............................................ 11 3,400 Bank Austria AG................................... 173 142 Bau Holding AG.................................... 7 333 Boehler-Uddeholm AG............................... 16 213 EA-Generali AG.................................... 52 640 Flughafen Wein AG................................. 31 (a)112 Lenzing AG........................................ 7 362 Mayr-Melnhof Karton AG............................ 17 806 OMV AG............................................ 76 920 Oest Elektrizatswirts AG, Class A................. 141 422 Radex-Heraklith Industriebet AG................... 11 452 VA Technologie AG................................. 39 260 Wienerberger Baustoffindustrie AG................. 52 ---------- 727 ---------- VALUE SHARES (000) ---------------------------------------------------------------------------- FRANCE (8.9%) 2,510 Accor............................................. $ 543 5,276 Alcatel Alsthom................................... 646 9,464 Axa............................................... 1,372 6,637 Banque Nationale de Paris......................... 547 754 Bouygues.......................................... 155 1,200 Canal Plus........................................ 327 2,379 Cap Gemini Sogeti................................. 382 1,278 Carrefour......................................... 965 3,072 Casino Guichard-Perrachon......................... 320 2,816 Cie de Saint Gobain............................... 398 4,745 Compangnie Financiere de Paribas.................. 412 9,170 Elf Aquitaine..................................... 1,060 1,081 Eridania Beghin-Say............................... 187 242 Essilor International............................. 95 24,446 France Telecom.................................... 1,942 2,460 Groupe Danone..................................... 704 634 Imetal............................................ 64 4,858 Klepierre......................................... 496 2,231 L'OREAL........................................... 1,613 2,679 L'Air Liquide..................................... 491 3,081 LVMH Moet Hennessy Louis Vuitton.................. 610 3,054 Lafarge........................................... 290 4,289 Lagardere S.C.A................................... 182 897 Legrand........................................... 238 4,715 Michelin Compagnie Generale des Establissements, Class B......................................... 189 1,678 PSA Peugeot Citroen............................... 260 378 Pathe............................................. 105 2,382 Pernod Ricard..................................... 155 3,044 Pinault-Printemps - Re doute...................... 582 630 Promodes.......................................... 458 12,501 Rhone-Poulenc, Class A............................ 643 220 Sagem............................................. 146 (c)3,830 Sanofi............................................ 631 4,760 Schneider......................................... 289 1,448 Silic............................................. 269 4,782 Simco (RFD)....................................... 434 2,158 Soceite BIC....................................... 120 178 Societe Eurafrance................................ 118 3,221 Societe Generale, Class A......................... 522 1,005 Sodexho Alliance.................................. 225 5,960 Sophia............................................ 253 4,466 Suez Lyonnaise des Eaux........................... 917 4,142 Thomson CSF....................................... 178 8,182 Total, Class B.................................... 829 3,417 Unibail........................................... 498 7,724 Usinor Sacilor.................................... 86 3,008 Valeo............................................. 237 5,705 Vivendi........................................... 1,480 ---------- 23,663 ---------- GERMANY (8.7%) 1,533 AGIV AG........................................... 40 1,533 Adidas AG......................................... 169 7,708 Allianz AG........................................ 2,868 650 AMB AG............................................ 94 19,500 BASF AG........................................... 744 22,450 Bayer AG.......................................... 943 12,720 Bayerische Vereinsbank AG......................... 1,006 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 6
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- GERMANY (CONT.) [Download Table] 2,067 Bilfinger & Berger Bau AG......................... $ 46 17 Brau Und Brunnen AG............................... 2 767 CKAG AG........................................... 87 3,717 Continential AG................................... 103 (a,c)31,150 DaimlerChrysler AG................................ 3,094 2,317 Degussa AG........................................ 128 15,900 Deutsche Bank AG.................................. 938 67,489 Deutsche Telekom AG............................... 2,218 (c)15,417 Dresdner Bank AG.................................. 646 4,767 FAG Kugelfischer Georg Schaefer AG................ 40 635 Heidelberger Zement AG............................ 50 3,333 Hochtief AG....................................... 131 383 Karstadt AG....................................... 200 2,183 Kloeckner-Humboldt-Deutz AG....................... 20 233 Linde AG.......................................... 141 11,283 Lufthansa AG...................................... 250 383 MAN AG............................................ 114 11,300 Mannesmann AG..................................... 1,307 6,817 Merck KGaA........................................ 307 (c)7,443 Metro AG.......................................... 585 2,557 Muechener Rueck AG (Registered)................... 1,251 (c)500 Preussag AG....................................... 227 13,423 RWE AG............................................ 741 1,917 SAP AG............................................ 828 2,417 Schering AG....................................... 304 17,683 Siemens AG........................................ 1,162 (c)1,300 Thyssen AG........................................ 246 15,500 VEBA AG........................................... 918 923 Viag AG........................................... 546 9,230 Volkswagen AG..................................... 747 ---------- 23,241 ---------- HONG KONG (3.6%) 95,600 Bank of East Asia Ltd............................. 166 197,000 Cathay Pacific Airways Ltd........................ 196 141,000 Cheung Kong Holdings Ltd.......................... 1,014 158,500 CLP Holdings Ltd.................................. 790 192,000 Chinese Estates Holdings.......................... 28 (a)83,200 Hopewell Holdings (New)........................... 45 96,000 Hang Lung Development Co.......................... 103 116,200 Hang Seng Bank Ltd................................ 1,039 (c)298,000 Hong Kong & China Gas Co., Ltd.................... 379 61,500 Hong Kong & Shanghai Hotel Ltd.................... 44 775,200 Hong Kong Telecommunications Ltd.................. 1,356 248,000 Hutchison Whampoa Ltd............................. 1,753 71,000 Hysan Development Co., Ltd........................ 106 41,000 Johnson Electric Holdings......................... 105 137,000 New World Development Co., Ltd.................... 345 392,000 Regal Hotel International Ltd..................... 42 1,000 Shangri-La Asia Ltd............................... 1 247,000 Sino Land Co...................................... 132 152,000 South China Morning Post Holdings Ltd............. 78 151,000 Sun Hung Kai Properties Ltd....................... 1,101 101,500 Swire Pacific Ltd., Class A....................... 455 29,000 Television Broadcasts Ltd......................... 75 159,000 Wharf Holdings Ltd................................ 232 ---------- 9,585 ---------- VALUE SHARES (000) ---------------------------------------------------------------------------- ITALY (5.4%) (a)46,127 ALITALIA.......................................... $ 171 37,122 Assicurazioni Generali S.p.A...................... 1,553 66,700 Banca Commerciale Italiana........................ 461 (c)71,300 Banco Ambrosiano Veneto S.p.A..................... 429 9,000 Banco Popolare di Milano.......................... 82 (a)65,940 Benetton Group S.p.A.............................. 133 3,500 Cartiere Burgo.................................... 23 (a)272,220 Ciga S.p.A........................................ 223 152,512 Credito Italiano S.p.A............................ 906 297,000 ENI S.p.A......................................... 1,945 26,000 Edison S.p.A...................................... 307 2,300 Falck Acciaierie & Ferriere Lombarde.............. 19 (c)152,950 Fiat S.p.A........................................ 532 35,980 Fiat S.p.A. Di Risp (NCS)......................... 72 41,500 Immobiliaria Urbis................................ 51 (a)16,500 Impregilo S.p.A................................... 15 147,280 Istituto Nazionale delle Assicurazioni............ 390 5,850 Italcementi S.p.A................................. 65 8,300 Italcementi S.p.A. (RNC).......................... 42 17,800 Italgas........................................... 96 13,900 Magneti Marelli S.p.A............................. 24 (c)41,000 Mediaset S.p.A.................................... 333 23,800 Mediobanca S.p.A.................................. 331 145,574 Montedison S.p.A.................................. 194 46,900 Montedison S.p.A. Di Risp (NCS)................... 47 (a)109,680 Olivetti S.p.A.................................... 382 61,920 Parmalat Finanziaria S.p.A........................ 119 78,000 Pirelli S.p.A..................................... 250 (c)17,760 R.A.S. S.p.A...................................... 258 705 R.A.S. S.p.A. (RNC)............................... 6 (c)8,400 Rinascente S.p.A.................................. 87 4,900 SAI............................................... 59 (a,c)55,721 San Paolo S.p.A................................... 986 7,000 Sirti S.p.A....................................... 42 33,000 Snia BPD S.p.A.................................... 52 (c)134,444 Telecom Italia S.p.A.............................. 1,149 39,534 Telecom Italia S.p.A. (RNC)....................... 249 238,900 Telecom Italia Mobile S.p.A....................... 1,767 (c)57,500 Telecom Italia Mobile S.p.A. (RNC)................ 271 (a,c)419,527 Unione Immobiliare S.p.A.......................... 219 ---------- 14,340 ---------- JAPAN (16.8%) 8,000 77 BANK........................................... 80 3,200 Acom Co., Ltd..................................... 206 100 Advantest Corp.................................... 6 39,400 Ajinomoto Co., Inc................................ 419 (a,c)41,600 Aoki Corp......................................... 20 46,900 Asahi Bank Ltd.................................... 172 25,000 Asahi Breweries Ltd............................... 369 75,000 Asahi Chemical Industry Co., Ltd.................. 358 69,800 Asahi Glass Co., Ltd.............................. 434 150,000 Bank of Tokyo-Mitsubushi Ltd...................... 1,555 16,800 Bank of Yokohama Ltd.............................. 40 27,000 Bridgestone Corp.................................. 614 3,700 Credit Saison..................................... 91 32,600 Canon, Inc........................................ 698 (c)17,800 Casio Computer Co., Ltd........................... 132 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 7
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- JAPAN (CONT.) [Download Table] 16,400 Chiba Bank Ltd.................................... $ 65 25,600 Chugai Pharmaceuticals Co., Ltd................... 256 30,600 Dai Nippon Printing Co., Ltd...................... 489 (c)26,600 Daiei, Inc........................................ 72 25,600 Daikin Industries Ltd............................. 254 26,600 Daiwa House Industry Co., Ltd..................... 284 78,000 Daiwa Securities Co., Ltd......................... 267 9,600 Denso Corp........................................ 178 148 East Japan Railway Co............................. 828 17,800 Ebara Corp........................................ 154 10,500 Fanuc Ltd......................................... 360 (c)123,000 Fuji Bank......................................... 453 15,000 Fuji Photo Film Ltd............................... 558 60,200 Fujitsu Ltd....................................... 803 17,800 Furukawa Electric Co., Ltd........................ 61 8,000 Gunma Bank Ltd.................................... 64 32,000 Hankyu Corp....................................... 141 (a)24,000 Hazama Corp....................................... 16 125,000 Hitachi Ltd....................................... 775 30,000 Honda Motor Co., Ltd.............................. 986 57,000 Industrial Bank of Japan.......................... 263 12,000 Ito-Yokado Co., Ltd............................... 840 (a,c)78,000 Japan Airlines Co., Ltd........................... 206 59,000 Japan Energy Corp................................. 56 8,600 Joyo Bank Ltd..................................... 34 16,800 Jusco Co., Ltd.................................... 340 (c)48,400 Kajima Corp....................................... 127 31,800 Kansai Electric Power Co., Ltd.................... 697 32,000 Kao Corp.......................................... 723 39,400 Kawasaki Steel Corp............................... 59 56,200 Kinki Nippon Railway Co., Ltd..................... 301 50,400 Kirin Brewery Co., Ltd............................ 643 45,400 Komatsu Ltd....................................... 239 70,000 Kubota Corp....................................... 209 (a,c)77,400 Kumagai Gumi Co., Ltd............................. 60 7,400 Kyocera Corp...................................... 392 22,600 Kyowa Hakko Kogyo Co., Ltd........................ 112 67,000 Marubeni Corp..................................... 115 7,800 Marui Co., Ltd.................................... 150 66,000 Matsushita Electric Industrial Co., Ltd........... 1,169 (c)75,000 Mitsubishi Chemical Corp.......................... 158 66,000 Mitsubishi Corp................................... 380 87,800 Mitsubishi Electric Corp.......................... 276 17,000 Mitsubishi Estate Co., Ltd........................ 153 135,000 Mitsubishi Heavy Industries Ltd................... 526 46,400 Mitsubishi Materials Corp......................... 78 36,000 Mitsubishi Trust & Banking Co..................... 232 67,800 Mitsui & Co., Ltd................................. 379 48,400 Mitsui Engineering & Shipbuilding Co., Ltd........ 48 13,400 Mitsui Fudosan Co., Ltd........................... 102 1,200 Mitsui Trust & Banking Co., Ltd................... 1 (c)24,800 Mitsukoshi Ltd.................................... 66 9,000 Murata Manufacturing Co., Ltd..................... 374 17,800 Mycal Corp........................................ 106 (c)44,400 NEC Corp.......................................... 409 26,600 NGK Insulators Ltd................................ 343 145,800 NKK Corp.......................................... 99 18,800 Nippon Express Co., Ltd........................... 106 VALUE SHARES (000) ---------------------------------------------------------------------------- 22,600 Nippon Fire & Marine Insurance Co., Ltd........... $ 83 22,800 Nippon Light Metal Co., Ltd....................... 24 23,600 Nippon Meat Packers, Inc.......................... 381 71,800 Nippon Oil Co., Ltd............................... 251 277,000 Nippon Steel Co................................... 503 376 Nippon Telegraph & Telephone Corp................. 2,905 70,000 Nippon Yusen Kabushiki Kaisha..................... 221 (c)88,600 Nissan Motor Co., Ltd............................. 272 40,000 Nomura Securities Co., Ltd........................ 349 900 Orix Corp......................................... 67 28,600 Odakyu Electric Railway Corp...................... 100 50,400 Oji Paper Co., Ltd. (New)......................... 262 102,600 Osaka Gas Co., Ltd................................ 354 22,600 Penta-Ocean Construction Co., Ltd................. 45 8,000 Pioneer Electric Corp............................. 134 2,000 Rohm Co., Ltd..................................... 182 1,500 SMC............................................... 120 (c)93,000 Sakura Bank Ltd................................... 213 18,800 Sankyo Co., Ltd................................... 411 (c)80,000 Sanwa Bank Ltd.................................... 617 66,000 Sanyo Electric Co., Ltd........................... 205 7,800 Secom Co., Ltd.................................... 647 (c)5,000 Sega Enterprises Ltd.............................. 111 26,600 Sekisui House Co.,Ltd............................. 282 45,200 Sharp Corp........................................ 408 8,800 Shimano, Inc...................................... 227 (c)36,600 Shimizu Corp...................................... 123 13,000 Shin-Etsu Chemical Co., Ltd....................... 313 14,000 Shiseido Co., Ltd................................. 180 11,600 Shizuoka Bank Ltd................................. 143 47,400 Showa Denko....................................... 42 11,600 Sony Corp......................................... 846 49,000 Sumitomo Bank..................................... 504 (c)92,600 Sumitomo Chemical Co., Ltd........................ 361 47,400 Sumitomo Corp..................................... 231 33,400 Sumitomo Electric Industries...................... 376 12,800 Sumitomo Forestry Co., Ltd........................ 92 23,800 Sumitomo Metal & Mining Co........................ 77 89,800 Sumitomo Metal Industries......................... 103 23,600 Sumitomo Osaka Cement Co., Ltd.................... 44 (c)50,400 Taisei Corp., Ltd................................. 97 15,800 Taisho Pharmaceutical Co., Ltd.................... 435 30,000 Taiyo Yuden Co., Ltd.............................. 356 30,600 Takeda Chemical Industries........................ 1,180 50,400 Teijin Ltd........................................ 186 32,400 Tobu Railway Co., Ltd............................. 95 17,000 Tohoku Electric Power Co., Ltd.................... 301 38,800 Tokai Bank Ltd.................................... 184 75,000 Tokio Marine & Fire Insurance Co., Ltd............ 897 41,100 Tokyo Electric Power Co........................... 1,016 5,000 Tokyo Electron Ltd................................ 190 100,600 Tokyo Gas Co...................................... 265 39,400 Tokyu Corp........................................ 104 32,600 Toppan Printing Co., Ltd.......................... 399 75,100 Toray Industries, Inc............................. 393 27,600 Toto Ltd.......................................... 222 50,400 Toyoba Co......................................... 65 101,000 Toyota Motor Corp................................. 2,748 (c)47,400 Ube Industries Ltd................................ 72 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 8
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- JAPAN (CONT.) [Download Table] (d)600 Yamaichi Securities Co., Ltd...................... $ -- 25,000 Yokogawa Electric Corp............................ 124 ---------- 44,967 ---------- NETHERLANDS (4.3%) 32,693 ABN Amro Holding N.V.............................. 688 13,000 Aegon N.V......................................... 1,597 7,800 Akzo Nobel N.V.................................... 355 2,180 Buhrmann N.V...................................... 39 14,000 Elsevier N.V...................................... 196 2,008 Getronics N.V..................................... 99 1,900 Hagemeyer N.V..................................... 69 7,237 Heineken N.V...................................... 436 21,511 ING Groep N.V..................................... 1,312 1,970 KLM Royal Dutch Airlines N.V...................... 60 11,733 Koninklijke Ahold N.V............................. 434 650 Nedlloyd Groep N.V................................ 9 2,127 Oce N.V........................................... 76 8,300 Philips Electronics N.V........................... 557 10,184 Rodamco N.V....................................... 259 50,100 Royal Dutch Petroleum Co.......................... 2,495 10,424 Royal KPN N.V..................................... 522 1,168 Stork N.V......................................... 27 11,327 TNT Post Group N.V................................ 365 14,260 UNI-INVEST N.V.................................... 224 15,200 Unilever N.V...................................... 1,299 1,700 Vedior N.V........................................ 34 1,709 Wolters Kluwer N.V................................ 366 ---------- 11,518 ---------- NORWAY (0.1%) (a)69,700 Choice Hotels Scandinavia ASA..................... 98 (a)33,930 Linstow ASA....................................... 161 ---------- 259 ---------- PORTUGAL (1.1%) 11,576 Banco Commercial Portugues (Registered)........... 356 7,100 Banco Espirito Santo e Comercial de Lisboa (Registered).................................... 220 4,700 Banco Portugues de Investimento (New)............. 159 3,500 Brisa Auto-Estradas............................... 206 1,300 Cia de Seguros Tranquilidade, (Registered)........ 42 5,300 Cimpor SGPS....................................... 169 200 Cin-Corparacao Industial do Norte................. 8 35,300 EDP-Electricidade de Portugal..................... 777 300 INAPA-Investimentos Participacoes e Gestao........ 3 4,050 Jeronimo Martins SGPS............................. 222 11,700 Portugal Telecom (Registered)..................... 536 6,300 Portucel Industrial-Empressa...................... 41 360 Sociedade de Construcoes Soares da Costa.......... 1 1,695 Somague-Sociedade Gestora de Participacoes........ 10 2,700 Sonae Investmentos................................ 131 1,000 UNICER-Uniao Cervejeira........................... 24 ---------- 2,905 ---------- VALUE SHARES (000) ---------------------------------------------------------------------------- SINGAPORE (2.2%) (a)32,000 Asia Food & Properties Ltd........................ $ 5 77,000 City Developments Ltd............................. 334 (a,c)8,700 Creative Technology Ltd........................... 123 36,000 Cycle & Carriage Ltd.............................. 123 115,000 DBS Land Ltd...................................... 169 62,000 Development Bank of Singapore Ltd. (Foreign)...... 560 28,800 Fraser & Neave Ltd................................ 84 48,000 Hotel Properties Ltd.............................. 20 2,000 Inchcape Bhd...................................... 2 (a)5,000 Inchcape Marketing Services Ltd................... 3 106,750 Keppel Corp., Ltd................................. 286 37,000 NatSteel Ltd...................................... 41 (a)111,000 Neptune Orient Lines Ltd. (Foreign)............... 36 99,560 Oversea-Chinese Banking Corp. (Foreign)........... 676 (a)18,226 Overseas Union Enterprise Ltd..................... 36 32,000 Parkway Holdings Ltd.............................. 57 4,200 Robinson & Co., Ltd............................... 9 (a)149,644 Sembcorp Industries Ltd........................... 171 10,600 Shangri-La Hotel Ltd.............................. 17 105,000 Singapore Airlines Ltd. (Foreign)................. 770 36,018 Singapore Ltd. (Foreign).......................... 391 275,000 Singapore Technologies Engineering Ltd............ 257 (c)587,000 Singapore Telecommunications Ltd.................. 896 4,000 Straits Trading Co., Ltd.......................... 3 (c)135,000 United Industrial Corp., Ltd...................... 54 81,000 United Overseas Bank Ltd. (Foreign)............... 520 (a)64,000 United Overseas Land Ltd.......................... 43 19,000 Venture Manufacturing (Singapore) Ltd............. 73 ---------- 5,759 ---------- SPAIN (4.7%) 3,000 ACS Actividades................................... 118 3,675 Acerinox.......................................... 86 2,389 Aguas de Barcelona................................ 161 25,800 Argentaria........................................ 669 13,107 Autopistas Concesionaria Espanola................. 218 1,150 Azucarera Ebro Agricolas.......................... 25 103,300 Banco Bilbao Vizcaya (Registered)................. 1,622 (c)48,035 Banco Central Hispano Americano................... 571 59,800 Banco Santander .................................. 1,190 700 Corporacion Financiera Alba....................... 117 3,590 Corporacion Mapfre................................ 97 3,900 Dragados y Construccion........................... 144 50 Empresa Nacional de Celulosas..................... 1 48,800 Endesa............................................ 1,294 (a)100 Ercros............................................ -- 3,700 Fomento Construction y Cantractas................. 275 7,400 Gas Natural SDG................................... 807 44,500 Iberdrola......................................... 833 (a)2,270 Immobiliaria Metropolitana Vasco Central.......... 68 16,100 Repsol............................................ 860 1,600 Sol Melia......................................... 56 (a)11,300 Telepizza......................................... 108 8,900 Tabacalera........................................ 225 51,572 Telefonica........................................ 2,296 14,700 Union Electrica Fenosa............................ 255 50 Uralita........................................... 1 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 9
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- SPAIN (CONT.) [Download Table] (a)41,361 Vallehermoso...................................... $ 592 50 Viscofan Envolturas Celulosicas................... 2 1,220 Zardoya Otis...................................... 38 ---------- 12,729 ---------- SWEDEN (2.3%) 16,500 ABB AB, Class A................................... 176 6,900 ABB AB, Class B................................... 73 3,900 AGA AB, Class B................................... 51 (a)28,710 Asticus AB........................................ 282 32,633 Astra AB, Class A................................. 667 7,900 Astra AB, Class B................................. 161 3,150 Atlas Copco AB, Class A........................... 69 1,700 Atlas Copco AB, Class B........................... 37 47,060 Castellum AB...................................... 512 (a)34,680 Diligentia AB..................................... 244 7,600 Electrolux AB, Series B........................... 131 47,000 Ericsson LM, Class B.............................. 1,121 15,600 Fastighets AB Tornet.............................. 228 8,600 ForeningsSparbanken AB............................ 223 5,100 Hennes & Mauritz AB, Class B...................... 417 (a)2,600 Netcom Systems AB, Class B........................ 106 1,800 OM Gruppen AB..................................... 23 11,000 Piren AB.......................................... 70 2,100 S.K.F. AB, Class B................................ 25 6,640 Securitas AB, Class B............................. 103 4,900 Sandvik AB, Class A............................... 85 2,000 Sandvik AB, Class B............................... 35 12,700 Skandia Forsakrings AB............................ 195 14,800 Skandinaviska Enskilda Banken, Class A............ 156 3,100 Skanska AB, Class B............................... 86 5,500 Svenska Cellulosa AB, Class B..................... 120 5,300 Svenska Handelsbanken, Class A.................... 224 3,000 Svenskt Stal AB (SSAB), Series A.................. 29 3,600 Trelleborg AB, Class B............................ 29 3,600 Volvo AB, Class A................................. 81 7,550 Volvo AB, Class B................................. 173 1,800 WM-Data AB, Class B............................... 77 ---------- 6,009 ---------- SWITZERLAND (6.4%) 285 ABB AG............................................ 334 555 Adecco............................................ 254 (c)175 Alusuisse-Lonza Holdings Ltd. (Registered)........ 204 8,000 CS Holding AG (Registered)........................ 1,254 220 Holderbank Financiere Glarus AG, Class B (Bearer)........................................ 261 1,165 Nestle (Registered)............................... 2,540 1,895 Novartis AG (Registered).......................... 3,731 48 Roche Holding AG (Bearer)......................... 871 204 Roche Holding AG (Registered)..................... 2,493 (a)470 SAirGroup (Registered)............................ 117 60 SGS Surveillance.................................. 59 160 SMH AG (Bearer)................................... 99 130 Sulzer AG (Registered)............................ 79 435 Swiss Reinsurance (Registered).................... 1,136 (a)1,990 Swisscom AG (Registered).......................... 834 VALUE SHARES (000) ---------------------------------------------------------------------------- (a)6,009 Union Bank of Switzerland AG (Registered)......... $ 1,849 185 Valora Holding AG................................. 50 1,410 Zurich Allied AG.................................. 1,045 ---------- 17,210 ---------- THAILAND (0.0%) (a,d)8,000 CMIC Finance & Securities PCL (Foreign)........... -- (a,d)18,600 General Finance & Securities PCL (Foreign)........ -- (d)34,700 Siam City Bank PCL (Foreign)...................... -- ---------- -- ---------- UNITED KINGDOM (15.1%) 28,300 Abbey National plc................................ 606 34,817 Albert Fisher Group plc........................... 3 1,851 Alldays plc....................................... 5 2,415 Allders plc....................................... 5 (a)35,717 Allied Zurich plc................................. 533 7,063 AMEC plc.......................................... 21 20,898 Anglian Water plc................................. 289 18,300 Arjo Wiggins Appleton plc......................... 34 13,000 Associated British Foods plc...................... 123 21,152 Associated British Ports Hldgs plc................ 98 10,766 Astec plc......................................... 15 16,674 Baird (William) plc............................... 28 33,917 Barclays plc...................................... 731 10,099 Barratt Developments plc.......................... 39 20,467 Bass plc.......................................... 298 1,209 BBA Group plc..................................... 8 25,448 Beazer Group plc.................................. 65 17,594 Berisford plc..................................... 53 93,241 BG plc............................................ 588 25,425 BICC plc.......................................... 30 34,840 Blue Circle Industries plc........................ 180 16,670 BOC Group plc..................................... 238 25,700 Boots Co. plc..................................... 438 53,648 BPB Industries plc................................ 203 52,300 British Aerospace plc............................. 443 28,525 British Airways plc............................... 192 35,717 British American Tobacco plc...................... 314 45,890 British Land Co. plc.............................. 341 139,235 British Petroleum Co. plc......................... 2,079 41,700 British Sky Broadcasting plc...................... 317 52,200 British Steel plc................................. 77 142,500 British Telecommunications plc.................... 2,147 179,158 BTR plc........................................... 370 119,040 Buford Holdings plc............................... 194 29,791 Burmah Castrol plc................................ 426 54,672 Cable & Wireless plc.............................. 672 28,680 Cadbury Schweppes plc............................. 489 (a)4,621 Capital Corp. plc................................. 5 79,650 Capital Shopping Centers plc...................... 447 66,447 Caradon plc....................................... 114 11,379 Carpetright plc................................... 43 84,200 Centrica plc...................................... 169 23,543 Coats Viyella plc................................. 11 4,309 Cobham plc........................................ 50 14,396 Commercial Union plc.............................. 225 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 10
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- UNITED KINGDOM (CONT.) [Download Table] 2,616 De La Rue Co. plc................................. $ 9 2,363 Delta plc......................................... 4 (a)4,384 Dialog Corp. plc.................................. 4 80,181 Diageo plc........................................ 912 5,841 EMAP plc.......................................... 112 52,340 EMI Group plc..................................... 350 26,630 Enterprise Oil plc................................ 131 80 Elementis plc..................................... -- 25,800 Firstgroup plc.................................... 171 21,058 FKI plc........................................... 47 62,600 General Electric plc.............................. 565 31,230 GKN plc........................................... 414 77,100 Glaxo Wellcome plc................................ 2,653 18,272 Granada Group plc................................. 323 171,120 Grantchester Holdings plc......................... 399 28,100 Great Universal Stores plc........................ 296 5,362 Greycoat plc...................................... 15 19,869 Guardian Royal Exchange plc....................... 111 33,290 Hammerson plc..................................... 191 41,263 Hanson plc........................................ 328 13,575 House of Fraser................................... 12 42,188 HSBC Holdings plc................................. 1,067 12,400 HSBC Holdings plc (75p)........................... 336 9,035 Hyder plc......................................... 113 24,877 IMI plc........................................... 98 20,900 Imperial Chemical Industries plc.................. 181 14,587 Jarvis plc........................................ 162 1,427 JBA Holdings plc.................................. 4 29,407 Johnson Matthey plc............................... 199 27,800 Kingfisher plc.................................... 301 2,469 Kwik-Fit Holdings plc............................. 20 31,641 Ladbroke Group plc................................ 127 6,302 Laird Group plc................................... 17 20,900 Land Securities plc............................... 269 91,246 Lasmo plc......................................... 152 25,100 Legal & General Group plc......................... 326 11,777 Lex Service plc................................... 75 11,340 Limit plc......................................... 31 130,200 Lloyds TSB Group plc.............................. 1,852 21,361 London Clubs Intlernational Plc................... 58 7,019 London Forfaiting Co. plc......................... 13 5,224 Lonrho Africa plc................................. 5 23,828 Lonrho plc........................................ 130 1,872 Low & Bonar plc................................... 5 76,702 Lucascarity plc................................... 256 1,810 Manchester United plc............................. 7 77,300 Marks and Spencer plc............................. 530 (a)40,248 Marley plc........................................ 82 237 Mayflower Corp. plc............................... 1 2,171 McKechnie plc..................................... 13 5,553 Meggitt plc....................................... 12 12,865 MEPC plc.......................................... 86 21,924 Mirror Group News plc............................. 55 (a)37,168 MISYS plc......................................... 271 32,066 National Power plc................................ 276 16,137 NEXT plc.......................................... 133 42,137 NFC plc........................................... 83 (a)890 Ocean Group plc................................... 11 VALUE SHARES (000) ---------------------------------------------------------------------------- 9,481 Parity plc........................................ $ 91 17,071 Peninsular & Oriental Steam Navigation............ 202 11,317 Pennon Group plc.................................. 219 148,877 Pilkington plc.................................... 149 1,975 Powerscreen International plc..................... 4 44,762 Prudential Corp. plc.............................. 676 10,414 Racal Electronic plc.............................. 60 10,300 Railtrack Group plc............................... 269 52,362 Rank Group plc.................................... 202 29,000 Reed International plc............................ 227 42,533 Reuters Group plc................................. 447 (a)14,439 Rexam plc......................................... 40 31,348 Rio Tinto plc..................................... 365 7,800 RMC Group plc..................................... 107 37,611 Rolls-Royce plc................................... 156 13,070 Royal Bank of Scotland Group plc.................. 209 34,528 Royal & Sun Alliance Insurance Group plc.......... 282 12,052 Rugby Group plc................................... 19 21,127 Safeway plc....................................... 106 37,523 Sainsbury (J) plc................................. 301 7,800 Schroders plc..................................... 142 (a)5,310 Scotia Holdings plc............................... 6 26,130 Scottish Power plc................................ 268 37,456 Sears plc......................................... 161 4,690 Selfridges plc.................................... 17 1,614 Skillsgroup plc................................... 5 13,100 Slough Estates plc................................ 59 130,396 Smithkline Beecham plc............................ 1,822 5,564 Smiths Industries plc............................. 79 35,618 Southern Electric plc............................. 403 45,467 Stagecoach holdings plc........................... 181 36,507 Tarmac plc........................................ 68 18,300 Tate & Lyle plc................................... 101 20,916 Taylor Woodrow plc................................ 52 133,860 Tesco plc......................................... 381 12,422 Thames Water plc.................................. 238 6,861 The Berkeley Group plc............................ 50 13,017 TI Group plc...................................... 70 1,574 Torotrac plc...................................... 2 76,000 Unilever plc...................................... 852 14,586 United Utilities plc.............................. 202 2,637 Vickers plc....................................... 8 71,056 Vodafone Group plc................................ 1,154 235,070 Wates City of London Properties plc............... 278 1,107 Wickes plc........................................ 5 30,156 WPP Group plc..................................... 184 19,291 Yorkshire Water plc............................... 177 22,600 Zeneca Group plc.................................. 984 ---------- 40,240 ---------- TOTAL COMMON STOCKS (Cost $189,243)............................. 219,038 ---------- PREFERRED STOCKS (0.5%) AUSTRALIA (0.2%) 59,760 News Corp., Ltd................................... 363 ---------- AUSTRIA (0.0%) 2 Bau Holding AG.................................... -- ---------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 11
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- GERMANY (0.3%) 1,317 SAP AG............................................ $ 632 2,980 Volkswagen AG..................................... 148 ---------- 780 ---------- ITALY (0.0%) (c)47,900 Fiat S.p.A........................................ 92 ---------- TOTAL PREFERRED STOCKS (Cost $921).............................. 1,235 ---------- [Download Table] NO. OF RIGHTS ------------ RIGHTS (0.0%) SPAIN (0.0%) (a)51,572 Telefonica, expiring 1/30/99 (Cost $0)............ 46 ---------- [Download Table] NO. OF WARRANTS ------------ WARRANTS (0.0%) HONG KONG (0.0%) (a)7,850 Hong Kong & China Gas Co., Ltd., expiring 9/30/99......................................... 1 (a)4,300 Hysan Development Co., Ltd., expiring 4/30/99..... -- ---------- 1 ---------- SINGAPORE (0.0%) (a)2,400 Asia Food & Properties Ltd., expiring 7/12/02..... -- (a)11,750 Keppei Land Ltd., expiring 12/20/00............... 3 ---------- 3 ---------- THAILAND (0.0%) (a)6,349 National Finance & Securities PCL, expiring 11/15/99........................................ -- ---------- TOTAL WARRANTS (Cost $7)........................................ 4 ---------- [Download Table] NO. OF UNITS ------------ AUSTRALIA (0.1%) 46,096 General Property Trust............................ 86 38,839 Westfield Trust................................... 86 ---------- TOTAL UNITS (Cost $153)......................................... 172 ---------- [Download Table] FACE AMOUNT (000) ------------ FIXED INCOME SECURITIES (0.0%) FRANCE (0.0%) FRF 62 Casino Guichard-Perrachon, Series XW, 4.50%, 7/12/01......................................... 65 ---------- ITALY (0.0%) ITL 11,200 Mediobanca S.p.A., Series XW 4.50%, 1/01/00....... 7 ---------- PORTUGAL (0.0%) PTE 10 Jeronimo Martins SGPS, Zero coupon, 12/30/04...... 7 ---------- TOTAL FIXED INCOME SECURITIES (Cost $39)........................ 79 ---------- TOTAL FOREIGN SECURITIES (82.7%) (Cost $190,363)................ 220,574 ---------- [Download Table] FACE AMOUNT VALUE (000) (000) ---------------------------------------------------------------------------- SHORT-TERM INVESTMENTS (19.8%) REPURCHASE AGREEMENTS (19.8%) $ 43,882 Chase Securities, Inc. 4.45%, dated 12/31/98, due 1/04/99, to be repurchased at $43,887, collateralized by Federal National Mortgage Assoc., 4.75%, due 11/14/03, valued at $44,278......................................... $ 43,882 9,031 Goldman Sachs & Co. 4.70%, dated 12/31/98, due 1/04/99, to be repurchased at $9,035; collateralized by U.S. Treasury Notes, 5.125% due 8/31/00, valued at $9,210................... 9,031 ---------- TOTAL SHORT-TERM INVESTMENTS (cost $52,913)..................... 52,913 ---------- FOREIGN CURRENCY (0.0%) GBP 57 British Pound..................................... 95 ITL 980 Italian Lira...................................... 1 ESP 55 Spanish Peseta.................................... -- ---------- TOTAL FOREIGN CURRENCY (Cost $96)............................... 96 ---------- [Download Table] TOTAL INVESTMENTS (102.5%) (Cost $243,372).................... 273,583 ---------- OTHER ASSETS (1.2%) Cash............................................ $ 73 Due from Broker................................. 1,644 Net Receivable for Daily Variation on Futures Contracts..................................... 1,025 Dividends Receivable............................ 291 Foreign Withholding Tax Reclaim Receivable...... 97 Receivable for Portfolio Shares Sold............ 55 Interest Receivable............................. 24 Other........................................... 21 3,230 ---------- LIABILITIES ( - 3.7%) Collateral on Securities Loaned................. (9,031) Investment Advisory Fees Payable................ (300) Net Unrealized Loss on Foreign Currency Exchange Contracts..................................... (238) Payable for Portfolio Shares Redeemed........... (113) Custodian Fees Payable.......................... (50) Administrative Fees Payable..................... (37) Directors' Fees & Expenses Payable.............. (12) Other Liabilities............................... (104) (9,885) ---------- ---------- NET ASSETS (100%)............................................. $ 266,928 ---------- ---------- [Download Table] NET ASSETS CONSIST OF: Paid in Capital............................................... $ 236,492 Accumulated Net Investment Loss............................... (900) Accumulated Net Realized Gain................................. 400 Unrealized Appreciation on Investments, Foreign Currency Translations and Futures Contracts.......................... 30,936 ---------- $ 266,928 ---------- ---------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 12
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ACTIVE INTERNATIONAL ALLOCATION PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] AMOUNT (000) -------------------------------------------------------------------------- [Download Table] CLASS A: -------------------------------------------------------------- NET ASSETS.................................................... $266,832 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 22,414,468 outstanding $0.001 par value shares (authorized 500,000,000 shares)............................. $11.90 ---------- ---------- CLASS B: -------------------------------------------------------------- NET ASSETS.................................................... $96 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 7,968 outstanding $0.001 par value shares (authorized 500,000,000 shares)............................. $12.12 ---------- ---------- FOREIGN CURRENCY EXCHANGE CONTRACT INFORMATION: Under the terms of foreign currency exchange contracts open at December 31, 1998, the Portfolio is obligated to deliver or is to receive foreign currency in exchange for U.S. dollars as indicated below: [Enlarge/Download Table] IN NET CURRENCY TO EXCHANGE UNREALIZED DELIVER VALUE SETTLEMENT FOR VALUE GAIN (LOSS) (000) (000) DATE (000) (000) (000) --------------- --------- ----------- --------------- --------- ------------ JPY 247,900 $ 2,200 1/11/99 U.S.$ 2,060 $ 2,060 $ (140) JPY 121,890 1,082 1/11/99 U.S.$ 1,030 1,030 (52) U.S.$ 2,731 2,731 1/11/99 JPY 313,493 2,782 51 U.S.$ 485 485 1/11/99 JPY 56,297 500 15 DEM 4,726 2,839 1/19/99 U.S.$ 2,807 2,807 (32) FRF 875 526 1/19/99 U.S.$ 515 515 (11) JPY 177,235 1,575 1/19/99 U.S.$ 1,531 1,531 (44) U.S.$ 1,525 1,525 1/19/99 DEM 2,545 1,529 4 U.S.$ 1,546 1,546 1/19/99 JPY 177,235 1,575 29 U.S.$ 920 920 1/29/99 JPY 105,394 938 18 JPY 105,394 938 1/29/99 U.S.$ 901 901 (37) FRF 28,454 5,100 2/4/99 U.S.$ 5,110 5,110 10 JPY 296,970 2,644 2/4/99 U.S.$ 2,624 2,624 (20) U.S.$ 3,287 3,287 2/4/99 JPY 376,413 3,351 64 U.S.$ 1,557 1,557 2/4/99 JPY 180,222 1,604 47 JPY 259,665 2,311 2/4/99 U.S.$ 2,147 2,147 (164) U.S.$ 4,795 4,795 2/4/99 FRF 27,361 4,904 109 U.S.$ 3,970 3,970 2/4/99 FRF 22,196 3,978 8 JPY 246,459 2,195 2/8/99 U.S.$ 2,142 2,142 (53) U.S.$ 4,278 4,278 2/8/99 JPY 494,909 4,408 130 JPY 248,451 2,213 2/8/99 U.S.$ 2,142 2,142 (71) U.S.$ 706 706 2/12/99 ESP 100,104 706 - U.S.$ 2,154 2,154 2/12/99 GBP 1,301 2,162 8 U.S.$ 18,986 18,986 2/12/99 GBP 11,454 19,032 46 U.S.$ 2,613 2,613 2/12/99 GBP 1,565 2,600 (13) ESP 47,797 337 2/12/99 U.S.$ 338 338 1 ESP 362,836 2,560 2/12/99 U.S.$ 2,568 2,568 8 GBP 1,586 2,635 2/12/99 U.S.$ 2,661 2,661 26 ITL 4,226,153 2,563 2/12/99 U.S.$ 2,573 2,573 10 U.S.$ 2,555 2,555 2/12/99 ITL 4,254,872 2,580 25 U.S.$ 1,300 1,300 2/12/99 ITL 2,145,000 1,301 1 U.S.$ 1,889 1,889 2/12/99 ESP 270,100 1,906 17 JPY 183,525 1,638 2/26/99 U.S.$ 1,536 1,536 (102) U.S.$ 671 671 2/26/99 JPY 77,401 691 20 U.S.$ 919 919 2/26/99 JPY 106,124 947 28 SGD 1,614 983 3/3/99 U.S.$ 988 988 5 U.S.$ 986 986 3/3/99 SGD 1,614 983 (3) SGD 1,465 893 3/8/99 U.S.$ 897 897 4 SGD 173 105 3/8/99 U.S.$ 106 106 1 U.S.$ 895 895 3/8/99 SGD 1,465 893 (2) IN NET CURRENCY TO EXCHANGE UNREALIZED DELIVER VALUE SETTLEMENT FOR VALUE GAIN (LOSS) (000) (000) DATE (000) (000) (000) -------------------------------------------------------------------------------------- U.S.$ 106 106 3/8/99 SGD 173 105 (1) U.S.$ 693 $ 693 3/9/99 AUD 1,110 $ 681 $ (12) JPY 730,068 6,530 3/10/99 U.S.$ 6,187 6,187 (343) U.S.$ 3,495 3,495 3/10/99 JPY 400,883 3,585 90 U.S.$ 2,576 2,576 3/10/99 JPY 296,879 2,655 79 U.S.$ 375 375 3/10/99 JPY 42,638 381 6 SGD 1,465 894 4/7/99 U.S.$ 899 899 5 U.S.$ 897 897 4/7/99 SGD 1,465 894 (3) --------- --------- ----- $ 109,671 $ 109,433 $ (238) --------- --------- ----- --------- --------- ----- ------------------------------------------------------------ (a) -- Non-income producing security (c) -- All or a portion of security on loan at December 31, 1998 -- see note A-11 to financial statements. (d) -- Security is valued at fair value -- see note A-1 to financial statements. AUD -- Australian Dollar DEM -- German Mark FRF -- French Franc JPY -- Japanese Yen NCS -- Non-Convertible Shares PCL -- Public Company Limited PTE -- Portugese Escudo RFD -- Ranked for Dividend RNC -- Non-Convertible Savings Shares SGD -- Singapore Dollar -------------------------------------------------------------------- FUTURES CONTRACTS: At December 31,1998, the following futures contracts were open: [Download Table] NET UNREALIZED NUMBER AGGREGATE APPRECIATION OF FACE VALUE EXPIRATION (DEPRECIATION) CONTRACTS (000) DATE (000) - ---------- ------------ ----------- --------------- LONG: Aust All Ord. 17 U.S.$ 758 March-99 $ 30 CAC 40 Index 122 U.S.$ 4,296 March-99 36 FT-SE 100 Index 243 U.S.$23,783 March-99 749 Milan MIB30 Index 9 U.S.$ 1,846 March-99 (32) Nikkei 225 20 U.S.$ 2,287 March-99 (203) SHORT: DAX Index 5 U.S.$ 1,391 March-99 1 TOPIX Index 26 U.S.$ 2,350 March-99 96 ----- $ 677 ----- ----- ------------------------------------------------ SUMMARY OF FOREIGN SECURITIES BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS ---------------------------------------------------------------- Capital Equipment...................... $ 21,064 7.9% Consumer Goods......................... 43,178 16.2 Energy................................. 23,520 8.8 Finance................................ 60,216 22.6 Gold Mines............................. 78 -- Materials.............................. 16,003 6.0 Multi-Industry......................... 5,345 2.0 Services............................... 51,170 19.2 --------- --- $ 220,574 82.7% --------- --- --------- --- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Active International Allocation Portfolio 13
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ASIAN EQUITY PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Hong Kong 38.4% India 2.8% Indonesia 2.8% Korea 16.3% Malaysia 5.0% Pakistan 0.2% Philippines 4.0% Singapore 13.3% Taiwan 17.0% Thailand 3.5% Other -3.3% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Enlarge/Download Table] ASIAN EQUITY PORTFOLIO-CLASS MSCI ALL COUNTRY FAR EAST FREE EX-JAPAN A INDEX(1) 7/01/91* $500,000 $500,000 10/31/91 $483,500 $493,080 10/31/92 $684,130 $676,180 12/31/92 $658,030 $630,045 12/31/93 $1,353,595 $1,252,425 12/31/94 $1,139,550 $1,014,350 12/31/95 $1,217,837 $1,083,427 12/31/96 $1,260,340 $1,182,886 12/31/97 $651,722 $644,909 12/31/98 $577,556 $597,250 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different inception dates and fees assessed to that class. PERFORMANCE COMPARED TO THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) ALL COUNTRY FAR EAST FREE EX-JAPAN INDEX(1) ----------------------------------------- [Download Table] TOTAL RETURNS(2) -------------------------------------------- AVERAGE ANNUAL AVERAGE ANNUAL ONE YEAR FIVE YEARS SINCE INCEPTION ---------- --------------- --------------- PORTFOLIO -- CLASS A..................... - 11.38% - 15.66% 1.94% PORTFOLIO -- CLASS B..................... - 11.53 N/A - 22.32 INDEX -- CLASS A...... - 7.39 - 13.77 2.32 INDEX -- CLASS B...... - 7.39 N/A - 18.11 1. The MSCI All Country Far East Free ex-Japan Index is an unmanaged Index of common stocks and includes Indonesia, Hong Kong, Malaysia, the Philippines, Korea, Singapore, Taiwan and Thailand (includes dividends). 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The investment objective of the Asian Equity Portfolio is to seek long-term capital appreciation by investing primarily in equity securities which are traded on recognized exchanges of Hong Kong, Singapore, Malaysia, Thailand, Indonesia and the Philippines. The Portfolio may also invest in equity securities traded on markets in Taiwan, South Korea, India, Pakistan, Sri Lanka and other Asian developing markets which are open for foreign investment. The Portfolio does not intend to invest in securities which are principally traded in Japan or in companies organized under the laws of Japan. For the year ended December 31, 1998, the Portfolio had a total return of -11.38% for the Class A shares and -11.53% for the Class B shares compared to a total return of -7.39% for the Morgan Stanley Capital International (MSCI) All Country Far East Free ex-Japan Index (the "Index"). For the five-year period ended December 31, 1998, the average annual total return for Class A shares was -15.66% compared to -13.77% for the Index. From inception on July 1, 1991 through December 31, 1998, the average annual total return of Class A shares was 1.94% compared to 2.32% for the Index. From inception on January 2, 1996 through December 31, 1998 the average annual total return of Class B shares was -22.32% compared to -18.11% for the Index. Asian stock markets performed well in the fourth quarter of 1998 reducing some of the losses incurred earlier in the year. For the three months ended December 31, 1998, the Portfolio had a total return of 24.38% for the Class A shares and 23.95% for the Class B shares compared to 40.18% for the Index. Key contributors to the weak relative performance during the fourth quarter were overweight positions in Taiwan and utilities stocks and underweight positions in banking and property stocks. This portfolio mix had contributed to relative out-performance in the second and third quarters. A combination of domestic and global factors has contributed to the recovery in Asian ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED ARE AS MEASURED BY THE MSCI ALL-COUNTRY FAR EAST FREE EX-JAPAN INDEX AND ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- Asian Equity Portfolio 14
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ASIAN EQUITY PORTFOLIO (CONT.) stock markets, included domestic monetary and fiscal policy easing, improved domestic liquidity from current account surpluses, U.S. and European interest rate cuts, corporate restructuring and currency strengthening relative to the U.S. dollar. The International Monetary Fund (IMF) crisis countries of South Korea, Thailand and Indonesia led the fourth quarter rally just as they had led the downturn in late 1997. The much-maligned IMF programs, based on tight monetary and fiscal policy, created significant contractions in domestic consumption and investment. These contractions led to a swing from current account deficits to current account surpluses, which stabilized and then strengthened the currencies. Currency strength allowed the governments to relax monetary and fiscal policy early in the third quarter with IMF approval. By September, data began to emerge suggesting that industrial production and some categories of consumption had bottomed in Korea and Thailand. Interest rates have fallen dramatically, due to easier monetary policy and falling inflationary expectations. For example, interest rates fell from over 30% at the peak in Korea to 7% today; interest rate declines encouraged domestic investors to return to the equity markets, pushing stocks up. In 1999 easier monetary policy should stimulate some improvement in domestic consumption as well. Banking sector reform and re-capitalization will be critical to the resumption of strong growth across Asia because banks remain the key financial intermediaries in most countries. Korea has taken the lead in addressing its banking problems. Korea's program includes forced mergers of troubled banks, the use of government funds to recapitalize failed banks and purchase non-performing assets from them and the subsequent liquidation of these assets. Korea has also benefited from the presence of one of Asia's few domestic bond markets, which has helped to keep financing available even while the heavy bank reform work was underway. Thailand has also designed a good recapitalization program although there have been some disappointments in its implementation. One of the key elements of the banking package, enhanced foreclosure laws, was delayed until mid-1999. The Indonesian program has been designed but due to the greater scale of the banking problems in Indonesia will take longer to implement. Bank recapitalization will allow the restructuring efforts to move onto the next phase, corporate level debt restructuring. These initiatives will require some debt forgiveness and insolvent banks were in no position to take the required write-downs. Hong Kong performed well during the fourth quarter but lagged the overall index. Hong Kong's equity market is particularly sensitive to interest rate movements due to its heavy weighting of property and financial stocks. Interest rate cuts in the U.S. and Hong Kong during September and October were very supportive to the market. In addition, the Hong Kong Monetary Authority (HKMA) purchased approximately 25% of the free float of most major stocks during its August market intervention. This technical condition probably exaggerated the market's move upwards when interest rates began to fall. Due to Hong Kong's decision to maintain its currency peg to the U.S. dollar even as its neighbors devalued, companies in Hong Kong have been forced to cut costs to remain competitive. The resulting deflationary conditions have prevented real interest rates from falling very far in Hong Kong; cuts in nominal interest rates have been matched by a fall into outright deflation. The territory has not experienced real interest rates at these levels for an extended period of time over the last few decades and this should delay economic recovery and limit stock market gains. Although we expect further reductions in nominal and real rates in 1999 the scope for significant declines are limited given the U.S. dollar peg and deflation. Revenue growth will be hard to come by in 1999 and much of the earnings growth will be generated from comparisons with 1998 earnings which include heavy non-recurring provisions. In addition, the HKMA must design a program for the disposition of its extensive stock holdings. For these reasons, we entered 1999 underweight Hong Kong equities. China was the worst performing East Asian market in 1998. This under-performance reflects the weakness of most of the listed Chinese companies as well as the challenging economic conditions within China. The Chinese economy is currently experiencing persistent deflation, oversupply of most manufactured goods, slowing exports, high real interest rates and bank asset quality problems. The Chinese government has attempted to deal with these issues through a massive government-funded infrastructure program. This program helped gross domestic products growth approach the government's target for 1998 but did not flow through into corporate earnings and equity performance. The Chinese have begun to grapple with -------------------------------------------------------------------------------- Asian Equity Portfolio 15
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ASIAN EQUITY PORTFOLIO (CONT.) external debt problems recently as well. We expect the Chinese government will shift from infrastructure spending to real reform as 1999 progresses. Some interesting values are starting to emerge among the Chinese companies but earnings visibility remains poor and the flow of news will likely be negative in the first half of the year. We have maintained an overweight position in the technology sector in 1998. These positions primarily consist of electronics companies in Taiwan, Korea and Singapore. These stocks were more influenced by their local markets during the fourth quarter than by individual company fundamentals. The Korean companies outperformed the regional index during the quarter while the Taiwanese companies under-performed along with Taiwan. Overall, the group under-performed during the quarter but outperformed for the year. These positions are the result of bottom- up work at the individual company level. Given the quality of management, market positions, financial condition and growth prospects of the portfolio of electronics stocks we hold we believe they should outperform again in 1999. Malaysia's decision to implement capital controls in early September led to its removal from the MSCI Free Indexes in December. Shifting securities regulations have severely limited the ability of most foreign investors to trade over the past few months. We have a portfolio of sound, primarily consumer-oriented stocks in Malaysia. The Malaysian government has signaled that it is studying various proposals to lift the capital controls. We expect some movement on this during the first half of 1999. We will reexamine our weighting in Malaysia when the Malaysian authorities introduce their new rules. Several themes we expect to drive equity performance in 1999 include modest improvements in domestic consumption in most economies, disinflation in some countries and deflation in others and the ability of companies to enhance their own performance through corporate restructuring. Restructurings broadly include debt restructuring, divestitures, sales of strategic stakes to multinationals, business unit shutdowns, mergers or staff downsizing. We have seen all of the above announced in various forms in 1998. The markets have clearly rewarded companies that adopt Western style restructuring with a focus on enhancing shareholder value. During 1999 we will be monitoring the progress of the restructurings announced in 1998 and searching for management teams with the vision and ability to improve returns to shareholders going forward. Several risk factors we will be monitoring in 1999 include the performance of the Japanese economy, the large supply of new offerings and capital raisings we expect to see in Asia and growth in the developed economies that are the primary markets for Asian exports. Upside surprises could include successful bank recapitalization and economic recovery in Japan and stronger than expected import demand from the U.S. and Europe. During 1998 we constructed a fairly defensive portfolio emphasizing consumer and technology companies and utilities while limiting our exposure to banks and properties. During the fourth quarter we increased our exposure to banks and properties but as performance reflects we remained underweight these sectors. In 1999 we are focusing more of our research time and company visits on companies that have the ability to implement sound restructuring programs or are sensitive to recoveries in domestic consumption. We do not believe that all of Asia's economic problems have been solved but the trends have certainly improved. Timothy Jensen PORTFOLIO MANAGER Ashutosh Sinha PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- Asian Equity Portfolio 16
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ASIAN EQUITY PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ----------------------------------------------------------------------------- COMMON STOCKS (103.0%) HONG KONG (38.4%) 324,000 CLP Holdings Ltd.................................. $ 1,614 548,000 China Telecom Ltd................................. 948 587,000 Dairy Farm International Holdings Ltd............. 675 (a)368,000 Hengan International Group Co. Ltd................ 134 (c)920,200 Hong Kong & China Gas Co., Ltd.................... 1,170 267,000 Hong Kong Electric Holdings Ltd................... 810 749,800 Hong Kong Telecommunications Ltd.................. 1,311 431,000 Hutchison Whampoa Ltd............................. 3,046 82,400 HSBC Holdings plc................................. 2,053 495,000 Li & Fung Ltd..................................... 1,025 355,000 New World Development Co., Ltd.................... 894 269,000 SmartTone Telecommunications Holdings Ltd......... 747 374,000 Sun Hung Kai Properties Ltd....................... 2,728 350,500 Swire Pacific Ltd., Class A....................... 1,570 467,700 Television Broadcasts Ltd......................... 1,207 81,000 VTech Holdings Ltd................................ 353 ---------- 20,285 ---------- INDIA (2.8%) 50 Ashok Leyland Ltd................................. -- (d)31,000 Container Corp. of India Ltd...................... 175 36,009 Hero Honda Motors Ltd............................. 461 10 Housing Development Finance Corp., Ltd............ 1 6,300 NIIT Ltd.......................................... 241 21,800 Nestle India Ltd.................................. 234 8,600 Punjab Tractors Ltd............................... 161 14,400 Reckitt & Coleman of India Ltd.................... 127 50 State Bank of India............................... -- 80 Tata Engineering & Locomotive Co., Ltd............ -- 1,900 Tata Infotech Ltd................................. 63 350 T.V.S. Suzuki Ltd................................. 4 ---------- 1,467 ---------- INDONESIA (2.8%) 537,500 Gudang Garam...................................... 783 65,000 Semen Gresik...................................... 67 159,900 Unilever Indonesia................................ 600 ---------- 1,450 ---------- KOREA (16.0%) 8,330 Hankuk Glass Industry Co., Ltd.................... 174 45,190 Korea Eelectric Power Corp........................ 1,119 15,110 Nong Shim Co., Ltd................................ 869 (d)14,510 Pohang Iron & Steel Co., Ltd...................... 916 (c)20,200 Pohang Iron & Steel Co., Ltd. ADR................. 341 3,938 S1 Corp........................................... 737 17,300 Samsung Electro-Mechanics Co...................... 374 (a)41,373 Samsung Electronics Co............................ 2,775 2,500 Samsung Fire & Marine Insurance Co................ 935 (d)299 SK Telecom Co., Ltd............................... 226 ---------- 8,466 ---------- MALAYSIA (5.0%) (d)138,000 Amway (Malaysia) Holdings Bhd..................... 198 (d)157,000 Carlsberg Brewery Malaysia Bhd.................... 315 (a,d)93,000 Esso Malaysia Bhd................................. 49 (d)342,000 Guinness Anchor Bhd............................... 241 VALUE SHARES (000) ----------------------------------------------------------------------------- (d)326,000 Hap Seng Consolidated Bhd......................... $ 147 (d)159,000 Nestle (Malaysia) Bhd............................. 445 (d)411,000 R.J. Reynolds Bhd................................. 325 (d)170,400 Rothmans of Pall Mall (Malaysia) Bhd.............. 703 (d)12,000 Shell Refining Co. (Malaysia) Bhd................. 9 (d)125,000 Telekom Malaysia Bhd.............................. 230 ---------- 2,662 ---------- PAKISTAN (0.2%) (d)33,400 Shell Pakistan Ltd................................ 96 ---------- PHILIPPINES (4.0%) 134,650 Bank of the Phillipine Islands.................... 286 299,300 La Tondena Distillers, Inc........................ 238 14,260 Manila Electric Co., Class B...................... 46 3,089,700 Music Corp........................................ 254 (c)359,550 San Miguel Corp., Class B......................... 693 (c)3,028,300 SM Prime Holdings, Inc............................ 576 ---------- 2,093 ---------- SINGAPORE (13.3%) 208,000 City Developments Ltd............................. 901 405,000 Natsteel Electronics Ltd.......................... 1,031 68,000 Overseas-Chinese Banking Corp. (Foreign).......... 462 5,000 Rothmans Industries Ltd........................... 30 131,000 Singapore Airlines Ltd. (Foreign)................. 961 5,700 Singapore Ltd. (Foreign).......................... 62 45,000 Singapore Press Holdings Ltd...................... 477 782,000 Singapore Technologies Engineering Ltd............ 730 186,200 United Overseas Bank Ltd. (Foreign)............... 1,196 302,000 Venture Manufacturing (Singapore) Ltd............. 1,153 32,000 Want Want Holdings Ltd............................ 38 ---------- 7,041 ---------- TAIWAN (17.0%) (a)92,270 Asustek Computer, Inc............................. 862 172,000 Cathay Life Insurance Co., Ltd.................... 555 152,000 China Development Corp............................ 278 (a,d)340,118 Compal Electronics, Inc........................... 1,108 (a)135,560 Compeq Manufacturing Co., Ltd..................... 888 1,311,480 Far East Textile Ltd.............................. 1,071 (a)353,520 Hon Hai Precision Industry........................ 1,953 187,000 President Chain Store Corp........................ 589 (a)329,688 Siliconware Precision Industries Co............... 583 (a)499,850 Taiwan Semiconductor Manufacturing Co............. 1,102 (a)6 United Micro Electronics Corp., Ltd............... -- ---------- 8,989 ---------- THAILAND (3.5%) 66,600 Advanced Info Service PCL (Foreign)............... 396 (d)170,100 BEC World PCL (Foreign)........................... 936 59,100 Delta Electronics (Thailand) PCL (Foreign)........ 312 31,400 PTT Exploration & Production PCL (Foreign)........ 221 ---------- 1,865 ---------- TOTAL COMMON STOCKS (Cost $53,476)............................... 54,414 ---------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Asian Equity Portfolio 17
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ASIAN EQUITY PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] NO. OF VALUE RIGHTS (000) ----------------------------------------------------------------------------- RIGHTS (0.3%) KOREA (0.3%) (a,d)763 Samsung Fire & Marine Insurance Co., Expiring 1/14/99 (Cost $0)............................... $ 147 ---------- TOTAL FOREIGN SECURITIES (103.3%) (Cost $53,476)................. 54,561 ---------- [Download Table] FACE AMOUNT (000) ------------- SHORT-TERM INVESTMENT (3.4%) REPURCHASE AGREEMENT (3.4%) $ 1,778 Goldman Sachs & Co., 4.70%, dated 12/31/98, due 1/04/99, to be repurchased at $1,779, collateralized by U.S. Treasury Notes, 5.125%, due 8/31/00, valued at $1,890 (Cost $1,778)..... 1,778 ---------- FOREIGN CURRENCY (1.8%) HKD 321 Hong Kong Dollar.................................. 42 INR 4,931 Indian Rupee...................................... 116 IDR 78,161 Indonesian Rupiah................................. 10 (d)MYR 1,118 Malaysian Ringgit................................. 206 (d)PKR 1,609 Pakistan Rupee.................................... 29 KRW 13 South Korean Won.................................. -- TWD 18,353 Taiwan Dollar..................................... 570 ---------- TOTAL FOREIGN CURRENCY (Cost $972)............................... 973 ---------- TOTAL INVESTMENTS (108.5%) (Cost $56,226)........................ 57,312 ---------- [Download Table] OTHER ASSETS (0.5%) Receivable for Investments Sold...................... $ 101 Receivable for Portfolio Shares Sold................. 50 Dividends Receivable................................. 33 Foreign Withholding Tax Reclaim Receivable........... 19 Other................................................ 75 278 ---------- LIABILITIES ( - 9.0%) Bank Overdraft Payable............................... (2,693) Collateral on Securities Loaned...................... (1,778) Investment Advisory Fees Payable..................... (70) Payable for Investments Purchased.................... (44) Custodian Fees Payable............................... (44) Payable for Portfolio Shares Redeemed................ (38) Directors' Fees & Expenses Payable................... (20) Payable for Foreign Taxes............................ (17) Administrative Fees Payable.......................... (10) Distribution Fees Payable............................ (1) Other Liabilities.................................... (54) (4,769) ---------- ---------- NET ASSETS (100%)................................................ $ 52,821 ---------- ---------- [Download Table] NET ASSETS CONSIST OF: Paid in Capital.................................................. $ 159,789 Accumulated Net Investment Loss.................................. (20) Accumulated Net Realized Loss.................................... (108,011) Unrealized Appreciation on Investments and Foreign Currency Translations (net of accrual for foreign taxes of $1 on unrealized appreciation on investments)........................ 1,063 ---------- NET ASSETS....................................................... $ 52,821 ---------- ---------- [Download Table] AMOUNT (000) ----------------------------------------------------------------------------- [Download Table] CLASS A: ----------------------------------------------------------------- NET ASSETS....................................................... $51,334 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 6,410,658 outstanding $0.001 par value shares (authorized 500,000,000 shares)................................ $8.01 ---------- ---------- CLASS B: ----------------------------------------------------------------- NET ASSETS....................................................... $1,487 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 186,662 outstanding $0.001 par value shares (authorized 500,000,000 shares)................................ $7.97 ---------- ---------- ------------------------------------------------------------ (a) -- Non-income producing security (c) -- All or a portion of security on loan at December 31, 1998 -- See note A-11 to financial statements. (d) -- Investments (totaling $6,501 or 12.3% of net assets at December 31, 1998) were valued at fair value -- see note A-1 to financial statements. PCL -- Public Company Limited ------------------------------------------------------------ SUMMARY OF COMMON STOCKS BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS ----------------------------------------------------------------- Capital Equipment...................... $ 11,390 21.6% Consumer Goods......................... 10,964 20.8 Energy................................. 5,038 9.5 Finance................................ 11,010 20.8 Materials.............................. 1,431 2.7 Multi-Industry......................... 4,616 8.7 Services............................... 10,112 19.2 -------- ----- $ 54,561 103.3% -------- ----- -------- ----- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Asian Equity Portfolio 18
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ASIAN REAL ESTATE PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Australia 5.4% Hong Kong 48.2% Japan 17.4% Philippines 5.1% Singapore 16.3% Taiwan 1.5% Thailand 4.6% Other 1.5% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Enlarge/Download Table] ASIAN REAL ESTATE PORTFOLIO-CLASS ASIAN REAL ESTATE PORTFOLIO-CLASS A B 10/01/97* $500,000.00 $100,000.00 12/31/97 $400,400.00 $80,300.00 12/31/98 $353,072.72 $70,238.41 * Commencement of operations ** Minimum investment GPR LIFE FAR EAST ASIA REAL ESTATE T.R. INDEX(1) 10/01/97* $500,000.00 12/31/97 $330,450.00 12/31/98 $296,711.06 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different fees assessed to that class. The GPR Life Far East Asia Real Estate T.R. Index value at December 31, 1998 assumes a minimum initial investment of $500,000; if a minimum initial investment of $100,000 (the minimum investment for Class B shares) is assumed, the value at December 31, 1998 would be $59,342. PERFORMANCE COMPARED TO THE GPR LIFE FAR EAST ASIA REAL ESTATE T.R. INDEX(1) ----------------------------------- [Download Table] TOTAL RETURNS(2) --------------------------- ONE AVERAGE ANNUAL YEAR SINCE INCEPTION ---------- --------------- PORTFOLIO -- CLASS A............. - 11.82% - 24.30% PORTFOLIO -- CLASS B............. - 12.53 - 24.63 INDEX............................ - 10.21 - 34.15 1. The GPR Life Far East Asia Real Estate T.R. Index is a market capitalization weighted index of Far East and Asia listed property/real estate securities measuring total return. 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The investment objective of the Asian Real Estate Portfolio is to provide long-term capital appreciation by investing primarily in equity securities of companies in the Asian real estate industry whose shares trade on a recognized stock exchange in Asia and in equity securities of companies organized under the laws of an Asian country whose business is conducted principally in Asia. For the year ended December 31, 1998, the Portfolio had a total return of - 11.82% for Class A shares and - 12.53% for Class B shares compared to - 10.21% for the GPR Life Far East Asia Real Estate T.R. Index (the "Index"). From inception on October 1, 1997 through December 31, 1998, the average annual total return was - 24.30% for Class A shares and - 24.63% for Class B shares compared to - 34.15% for the Index. MACRO-ECONOMIC BACKDROP The unexpected strength of the yen caused by the massive unwinding of the so-called yen-carry trades took away the pressure on most Asian currencies and reduced the risk premium for non-Japan Asia, as a devaluation of the Chinese currency, the renminbi, became less likely in the near term. Hong Kong's risk premium as measured by the interest rate spread between the Hong Kong dollar and the U.S. dollar shrank from the high of close to 1,000 basis points in the summer to the current 100-150 basis points. The relative strength of Asian currencies supported by a stronger yen have allowed Asian central banks to lower interest rates more aggressively to pump prime their weak economies and ease corporate debt burdens. It was remarkable that the recent Russian debt crisis and financial and currency woes in Latin America have done little to cause any renewed weakness in the Asian currencies. This resilience was primarily due to the rapid building up of current account surpluses in the Asian "crisis economies" to the tune of 5-10% of their respective gross domestic ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCIRPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- Asian Real Estate Portfolio 19
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ASIAN REAL ESTATE PORTFOLIO (CONT.) product (GDP) from deficits of roughly equal magnitude merely a year ago. The Thai baht/U.S. dollar has strengthened from the 39-41 level in the summer to 36 and the Korean won from 1300-1450 to the current 1200. Even the Indonesian rupiah has risen to 7,500 from 10,000 to 11,000 three months ago despite the ongoing political crisis and social unrest. The synchronized global monetary easing led by the Federal Reserve Board's 150-basis point cut in interest rates provided further ammunition for Asian banks to lower interest rates. The three month inter-bank rates in Hong Kong and Singapore have now fallen to pre-crisis lows of 5.75% and 1.875%, respectively. In response to this flood of liquidity, banks have also lowered their prime lending rates by 100 basis points to 9% in Hong Kong and by 200 basis points to 5.5% in Singapore. The market expects further interest rate cuts to come through in the near term. Elsewhere throughout Asia, interest rates have similarly declined substantially in the last quarter. Meanwhile, the real economy continued to contract in most parts of Asia. The Hong Kong economy had a negative 7% growth rate in the third quarter, while Malaysia's was a negative 8.6% in the same period. In the face of the most severe recession to hit the region in decades, Asia has started to engage in restructuring and cost cuttings in different forms in efforts to gain competitiveness. The most notable example is Singapore's S$10.5 billion (US$6.3 billion) cost cutting package that amounts to 7% of the country's GDP. The measures include a proposed overall wage cut of 15% and a 10% corporate tax rebate. In Japan, the government has committed substantial resources to rescue the ailing economy and the troubled banking sector. A total of 64 trillion yen (US$533 billion) has been set aside to reform the banking sector, while a fiscal stimulus package worth 24 trillion yen (US$200 billion) has been proposed to try to jump start the Japanese economy. Meanwhile, the Chinese economy appears to be gathering strength in the last quarter, propelled by accelerated public spending and investments. REAL ESTATE MARKETS With the help of declining interest rates and rising stock prices, the residential markets in Hong Kong and Singapore returned to life again in the fourth quarter. In Hong Kong, despite the threats of rising unemployment and high real interest rates, residential transactions were up by more than 66% month-on-month to 12,800 units in November, amounting to Hong Kong $32.7 billion (+59%) in value terms. Property launches have also met with renewed enthusiasm, with Sino Land's mid-range Island Haborview development in urban Kowloon attracting applications of more than 6,000 for the slightly more than 1,200 units launched. The recent announcement by the Hong Kong Mortgage Corporation (HKMC) to provide a 15% mortgage guarantee for home purchasers should be positive for the residential sector, especially in the secondary market. This scheme effectively raises the mortgage loan-to-value ratio to 85% from the current 70%. In the office sector, falling capital values have raised initial rental yields to more realistic levels. The Rating and Valuation Department said Hong Kong's Grade A office yield increased to 7.3% in the third quarter, compared with 4.9% at the peak in 1997. In Singapore, residential sales surged to 1,400 units in November, up from 1,100 units in October and 996 for the whole of third quarter 1998. The strong pick-up in transaction volume was indeed a surprise and generally reflects strong pent-up demand and better affordability due to declining interest rates and sharply lower prices. Banks now appear much more eager to lend for home purchases and are offering attractive terms and interest rates to lure buyers. Developers, on the other hand, are withdrawing some of the incentives that were previously offered to buyers, such as payment of stamp duties. There is also some evidence that buying interest has slowly spread to the middle to upper range properties. Elsewhere, Japan's weak economy continued to take its toll on the residential market. Housing start fell 12.9% in October, the 22nd straight monthly decline. In addition, residential real estate values in the greater Tokyo area fell 1.4% in the third quarter of 1998, according to the Real Estate Research Institute. REAL ESTATE SECURITIES Asian real estate shares performed strongly in the fourth quarter, surging by more than 50% from the August/September low on declining interest rates, foreign portfolio inflows and improved investor confidence. The robust performance also reflects better property sales and signs of what seems to be an earlier-than-expected recovery in the certain markets, such as Hong Kong and Singapore. The real estate sector has significantly outperformed the broader Asian equity indices during the period as equity -------------------------------------------------------------------------------- Asian Real Estate Portfolio 20
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- ASIAN REAL ESTATE PORTFOLIO (CONT.) investors rebuilt their positions in interest-rate sensitive sectors. Property shares in Asia now trade at a narrower discount from a few months ago, with some high quality issues trading at par or even at a slight premium over the underlying, marked-to-market net asset value, reflecting expectations of lower interest rates and funding costs and improving property market conditions. Japanese real estate shares have also participated in the recent equity market rally, and in the process reducing the average Price/Net Asset Value discount from about 35% to 20%. Given a declining interest rate environment, we have raised Hong Kong to a slight overweight position and continued to maintain an overweight position in Singapore. Within these two markets, we have however very much held on to high quality companies which are able to capitalize on the current depressed property prices to make good acquisitions. We have also invested in a number of smaller companies with clean balance sheets, good property assets and significantly undervalued stock prices. We remain underweight in Japan given the weak real estate demand and high gearing, but would look to add to our positions on signs of economic recovery. We have reduced Australia to an underweight position on account of valuations and increasing new equity supply. We have sold off much of our positions in the Australian office sector, anticipating a sector de-rating as supply builds up. The retail sector has, however, performed well on the back of surprisingly robust retail sales. Kiat Seng Seah PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- Asian Real Estate Portfolio 21
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ASIAN REAL ESTATE PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- COMMON STOCKS (94.0%) AUSTRALIA (5.4%) 40,000 Armstrong Jones Retail Fund...................... $ 23 28,000 Centro Properties Group.......................... 48 49,000 IPOH Ltd......................................... 55 21,000 Westfield Trust.................................. 46 -------- 172 -------- HONG KONG (48.2%) 31,000 Cheung Kong Holdings Ltd......................... 223 290,000 China Resources Beijing Land..................... 72 (a)880,000 Far East Hotels & Entertainment Ltd.............. 97 27,000 Henderson Land Development Co., Ltd.............. 140 220,000 HKR International Ltd............................ 134 23,000 Hong Kong Land Holdings Ltd...................... 27 240,000 Hopson Development Holdings Ltd.................. 27 26,000 Hysan Development Co., Ltd....................... 39 50,000 New Asia Realty & Trust Co., Class A............. 53 78,000 New World Development Co., Ltd................... 196 270,000 Shun Tak Holdings Ltd............................ 51 248,000 Sino Land Co..................................... 133 42,000 Sun Hung Kai Properties Ltd...................... 306 11,000 Swire Pacific Ltd., Class A...................... 49 -------- 1,547 -------- JAPAN (17.4%) 10,000 Daibiru Corp..................................... 64 29,000 Mitsubishi Estate Co., Ltd....................... 260 23,000 Mitsui Fudosan Co., Ltd.......................... 174 18,000 Sumitomo Realty & Development Co., Ltd........... 59 -------- 557 -------- PHILIPPINES (5.1%) 319,400 Ayala Land, Inc., Class B........................ 91 (a)640,000 Filinvest Land, Inc.............................. 36 200,000 SM Prime Holdings, Inc........................... 38 -------- 165 -------- SINGAPORE (11.8%) 34,000 City Developments Ltd............................ 148 98,000 DBS Land Ltd..................................... 144 40,000 Marco Polo Developments Ltd...................... 42 69,000 Wing Tai Holdings Ltd............................ 44 -------- 378 -------- TAIWAN (1.5%) 90,000 Delpha Construction Co., Ltd..................... 49 -------- THAILAND (4.6%) (d)177,000 MBK Properties & Development PCL................. 102 (d)8,900 Oriental Hotel (Thailand) PCL.................... 47 -------- 149 -------- TOTAL COMMON STOCKS (Cost $2,593)................................. 3,017 -------- [Download Table] FACE AMOUNT VALUE (000) (000) ---------------------------------------------------------------------------- CONVERTIBLE DEBENTURE (4.5%) SINGAPORE (4.5%) $ 220 Wing Tai Holdings Ltd., 1.50%, 7/15/02 (Cost $109).......................................... $ 145 -------- TOTAL FOREIGN SECURITIES (98.5%) (Cost $2,702).................... 3,162 -------- FOREIGN CURRENCY (1.5%) HKD 54 Hong Kong Dollar................................. 7 JPY 119 Japanese Yen..................................... 1 PHP 11 Philippines Peso................................. -- TWD 1,240 Taiwan Dollar.................................... 39 -------- TOTAL FOREIGN CURRENCY (Cost $47)................................. 47 -------- [Download Table] TOTAL INVESTMENTS (100.0%) (Cost $2,749).................. 3,209 ------ OTHER ASSETS (1.3%) Cash............................................... $ 25 Receivable Due from Adviser........................ 9 Dividends Receivable............................... 5 Interest Receivable................................ 1 Foreign Withholding Tax Reclaim Receivable......... 1 41 ----- LIABILITIES ( - 1.3%) Custodian Fees Payable............................. (8) Distribution Fees Payable.......................... (1) Deferred Foreign Taxes Payable..................... (1) Other Liabilities.................................. (32) (42) ----- ------ NET ASSETS (100%)......................................... $3,208 ------ ------ [Download Table] NET ASSETS CONSIST OF: Paid in Capital................................................ $5,556 Undistributed Net Investment Income............................ 38 Accumulated Net Realized Loss.................................. (2,845) Unrealized Appreciation on Investments and Foreign Currency Translations................................................. 459 ------ NET ASSETS..................................................... $3,208 ------ ------ [Download Table] CLASS A: -------------------------------------------------------------- NET ASSETS.................................................... $2,447 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 369,128 outstanding $0.001 par value shares (authorized 500,000,000 shares)............................. $6.63 ------ ------ CLASS B: -------------------------------------------------------------- NET ASSETS.................................................... $761 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 114,203 outstanding $0.001 par value shares (authorized 500,000,000 shares)............................. $6.66 ------ ------ ------------------------------------------------------------ (a) -- Non-income producing security (d) -- Security valued at fair value -- see note A-1 to financial statements. PCL -- Public Company Limited The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Asian Real Estate Portfolio 22
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- ASIAN REAL ESTATE PORTFOLIO (CONT.) -------------------------------------------------------------------------------- ------------------------------------------------------------ SUMMARY OF FOREIGN SECURITIES BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS -------------------------------------------------------------- Apartment.............................. $ 180 5.6% Diversified............................ 2,091 65.2 Land................................... 230 7.2 Lodging/Leisure........................ 185 5.7 Office and Industrial.................. 321 10.0 Shopping Center........................ 155 4.8 ------- --- $ 3,162 98.5% ------- --- ------- --- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Asian Real Estate Portfolio 23
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Argentina 1.9% Brazil 7.4% Chile 1.3% China 1.3% Croatia 0.2% Czechoslovakia 0.4% Egypt 1.5% Greece 8.4% Hong Kong 0.4% Hungary 4.0% India 8.9% Indonesia 1.7% Israel 6.1% Korea 12.6% Malaysia 2.9% Mexico 11.0% Pakistan 2.2% Philippines 1.8% Poland 4.0% Russia 1.4% Singapore 0.2% South Africa 5.3% Taiwan 7.2% Thailand 1.5% Turkey 2.0% Venezuela 0.4% Zimbabwe 0.4% Other 3.6% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Enlarge/Download Table] EMERGING MARKETS PORTFOLIO-CLASS IFC GLOBAL TOTAL RETURN COMPOSITE A INDEX(1) 9/25/92* $500,000 $500,000 10/31/92 $505,500 $525,300 12/31/92 $511,000 $527,370 12/31/93 $950,000 $880,750 12/31/94 $858,500 $878,950 12/31/95 $748,870 $770,488 12/31/96 $840,157 $831,280 12/31/97 $831,503 $711,409 12/31/98 $620,135 $561,444 * Commencement of operations ** Minimum investment MSCI EMERGING MARKETS FREE INDEX(1) 9/25/92* $500,000 10/31/92 $530,326 12/31/92 $540,034 12/31/93 $944,178 12/31/94 $875,099 12/31/95 $829,518 12/31/96 $879,546 12/31/97 $777,649 12/31/98 $580,595 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different inception dates and fees assessed to that class. PERFORMANCE COMPARED TO THE IFC GLOBAL TOTAL RETURN COMPOSITE INDEX AND THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) EMERGING MARKETS FREE INDEX(1) ------------------------------------------ [Download Table] TOTAL RETURNS(2) --------------------------------------------- AVERAGE ANNUAL AVERAGE ANNUAL ONE YEAR FIVE YEARS SINCE INCEPTION ---------- ---------------- --------------- PORTFOLIO -- CLASS A..................... - 25.42% - 8.17% 3.49% PORTFOLIO -- CLASS B..................... - 25.65 N/A - 6.61 IFC GLOBAL TOTAL RETURN COMPOSITE INDEX -- CLASS A............ - 21.08 - 8.69 1.93 MSCI EMERGING MARKETS FREE INDEX -- CLASS A..................... - 25.34 - 9.27 2.41 IFC GLOBAL TOTAL RETURN COMPOSITE INDEX -- CLASS B............ - 21.08 N/A - 10.88 MSCI EMERGING MARKETS FREE INDEX -- CLASS B..................... - 25.34 N/A - 11.44 1. The IFC Global Total Return Composite Index is an unmanaged index of common stocks and includes developing countries in Latin America, East and South Asia, Europe, the Middle East and Africa (includes dividends). The Morgan Stanley Capital International (MSCI) Emerging Markets Free Index is a market capitalization weighted index composed of companies that are representative of the market structure of developing countries in Latin America, Asia, Eastern Europe, the Middle East and Africa. 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. ------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED IN THIS OVERVIEW ARE AS MEASURED BY THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) EMERGING MARKETS COUNTRY OR REGIONAL INDICES, ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- Emerging Markets Portfolio 24
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) The investment objective of the Emerging Markets Portfolio is to provide long-term capital appreciation by investing in equity securities of emerging country issuers. As shown in the performance table beginning with this report, the Portfolio's performance is also compared to the Morgan Stanley Capital International (MSCI) Emerging Markets Free Index. For the year ended December 31, 1998, the Portfolio had a total return of -25.42% for the Class A shares and -25.65% for the Class B Shares compared to -21.08% for the IFC Global Total Return Composite Index and -25.34% for the MSCI Emerging Markets Free Index. For the five-year period ended December 31, 1998 the average annual total return of Class A shares was -8.17% compared to -8.69% for the IFC Global Total Return Composite Index and -9.27% for the MSCI Emerging Markets Free Index. From inception on September 25, 1992 through December 31, 1998, the average annual total return for Class A shares was 3.49% compared to 1.93% for the IFC Global Total Return Composite Index and 2.41% for the MSCI Emerging Markets Free Index. From inception on January 2, 1996 through December 31, 1998, the average annual total return of Class B shares was -6.61% and -10.88% for the IFC Global Total Return Composite Index and -11.44% for the MSCI Emerging Markets Free Index. The financial crises of 1998 have left a legacy of lessons for the emerging markets as well as for the broader global financial markets. Making sense of all that took place last year is not an easy task. Nevertheless, in the following few pages we will attempt to review the critical events that took place in 1998 for the emerging markets, and offer some observations about what we expect in the year ahead. While it is true that the currency devaluations of Asia -- the visible starting point of the malaise that still reverberates in the global economy today -- took place in 1997, it was not until 1998 that the full fury of the events unleashed by those depreciating currencies was felt. Numerous events -- both at the global and at the emerging market level -- took place which shook many investors' understanding of and faith in financial markets, and a recap of a few of the more momentous might be helpful: GLOBAL 1) The Japanese yen, following the collapse of that country's economy, collapsed into the mid to high 140's (to the U.S. dollar) seemingly on its way to the 160's before staging a startling and largely unexplained rally to the mid 115'ish level. As we write, the yen is now at 109. 2) Both the European and U.S. stock markets collapsed from healthy double digit gains early in the year, dipped into negative territory by the end of the summer, only to almost completely climb back to their earlier highs by the end of the year. 3) The Federal Reserve Bank engineered a controversial rescue of a highly leveraged hedge fund which, remarkably, threatened the health of the world's financial markets. 4) No fewer than 37 central banks -- in an almost unprecedented show of coordination -- executed more than 75 monetary policy easings in the latter half of 1998 to avert a total meltdown in financial markets. 5) Commodity prices continued their lurching downward spiral as Asian demand shortfalls further aggravated supply/demand imbalances; oil was particularly hard hit, as OPEC continued to undergo a secular decline in influence and the oil industry cartel slowly continued to disintegrate. EMERGING 1) The Russian currency, economy, and debt markets collapsed as that country unilaterally announced a de facto debt moratorium and currency devaluation, singlehandedly triggering a worldwide credit contraction and financial market panic. 2) Malaysia announced currency controls in a single act of defiance against market forces that, due to its possible emulation by other governments, cast a chill throughout emerging markets. 3) Indonesia descended into social and political chaos as riots and mayhem engulfed that country in the aftermath of its economic crisis, leading to an eventual departure of longstanding leader Suharto. -------------------------------------------------------------------------------- Emerging Markets Portfolio 25
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) 4) Brazil stared into the abyss of possible economic destruction in the aftermath of the Russian meltdown, nearly averting a currency collapse with the help of Messrs. Greenspan and Rubin. 5) Venezuela, in the throes of a steep recession exacerbated by historically low oil prices, elected a populist, ex-military/failed coup leader as President. 6) Broader Asian markets staged a remarkable early-year recovery, collapsed again and touched new lows, then staged an even more powerful recovery late in the year led by currency strengthening throughout the region. As a whole, 1998 was a volatile year that we would prefer not to repeat. Importantly, though, the year contained significant bright spots. The chief positives came from the phenomenal stabilization and recovery of Asian financial markets toward the latter part of the year, and the continued fiscal discipline exhibited by the peripheral European markets striving to converge with western Europe, most notably Greece. The Asian crisis has been written about and discussed ad infinitum. Here, we would like simply to point out that the faith placed by Asian citizens in their host country's financial systems and government policies has been nothing short of astounding. This faith, together with high domestic savings rates, played a single-handed role in allowing most battered Asian countries to simultaneously benefit from lower interest rates and stronger currencies. Early in the year this confluence of events would scarcely have been imaginable. Simply put, as foreign capital fled, and most banking systems seized up (and were in many cases taken over by the government) investors continued to both restrain their consumption and continue depositing their savings in local currency-denominated assets in domestic financial institutions. And, as collapsing domestic consumption and investment triggered a dramatic decline in imports, Asian countries were able to build up reserve levels through massive current account surpluses. The resulting recapitalization of the economy and excess supply of money relative to demand resulted in a historic drop in interest rates in most of the beleaguered countries -- the primary two examples are South Korea and Thailand. This achievement has, in our view, singularly restored health to the capital markets in Asia -- much more so than forward-looking reforms or foreign investment flows, both of which have been largely disappointing. Equally impressive is the secular change being witnessed in eastern Europe (Hungary, Poland, and the Czech Republic) and especially Greece. To briefly oversimplify, the power of the Euro is exerting a tremendous pull on these countries to get their respective fiscal houses in order; they must do so to be accepted into the eurozone when it is their turn. In Greece's case, the "convergence" story is immediate, and the remarkable performance of that country's equity market last year is explained by the equally remarkable performance of the Greek government to control spending and keep a lid on inflation (the two most important criteria for EMU acceptance). In the eastern European markets EMU acceptance is further away, but nevertheless those countries' respective governments (and, equally important, electorates) are already conducting both fiscal and monetary policy in strict accordance with their goals of being accepted into the EMU as soon as possible. The relative resilience of their equity markets last year reflects that underlying determination. As a final comment about positive developments witnessed in 1998, we should note an important secular trend at the micro, or sector, level. That is, an important positive secular development continued to take place in the technology field, and both Taiwan and India have continued to exploit this trend (and, to some extent, Korea). Taiwan has developed into a PC-component manufacturing powerhouse, and as the trend toward lower cost PC's continues so does the global outsourcing trend, which directly benefits that sector. As a result, the "electronics" sector in Taiwan posted solid absolute returns in 1998 while the broader Taiwanese market ended the year in negative territory. A similar phenomenon has taken place in India, yet in this case it is in the software services sector. As programming talent in the U.S. gets more expensive, Indian companies are increasingly capturing a larger piece of the global software services expenditure pie due to their cost advantages and abundant supply of high quality programming talent. The Portfolio performed in line with the MSCI Emerging Markets Free Index for the year ended December 31, 1998. On the positive side, our South Korea (+141.1%) and Thailand (+11.6%) overweights throughout the year contributed solidly to our performance. Also contributing favorably were our Venezuelan (-49.2%) and Chilean (-28.5%) underweights, and our strong stock selection in -------------------------------------------------------------------------------- Emerging Markets Portfolio 26
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) Turkey. Notable detractors were our underweight in Greece (+78.1%) and our overweight in Pakistan (-56.6%), as well as poor stock selection in Brazil. For the three months ended December 31, 1998, the Portfolio underperformed the MSCI Emerging Markets Free Index. Underperformance relative to the indices was largely driven by our overweight positions in Pakistan (-12.5%), Egypt (-5.6%), and Brazil (+0.6%). Also negative were our overweight stances in India (-1.6%), Mexico (+10.5%), Poland (+10.1), and Turkey (+5.3%), our underweight exposure to Greece (+28.2%), and disappointing stock returns in Asia. On a positive note, our decision to overweight South Korea (+114.4%) and Thailand (+54.4%) positively impacted portfolio return. Also favorable were our underweights in Argentina (+7.3%), Chile (+13.3%), and Peru (-1.1). Strong stock selection in Brazil, Mexico and Taiwan also contributed significantly to total return. OUTLOOK FOR 1999 Given all that has happened to the world and to our asset class in the past few years, any predictions need to be put forth with a large degree of circumspection. Let us begin with a broad review of what we think are some of the important lessons and themes for 1999 coming out of the experience of 1998: 1) Liquidity will be abundant in Europe and the U.S. owing to the generous monetary easings mentioned earlier and the modest global growth we foresee for 1999. 2) This developed market liquidity will have great difficulty finding its way back to the "vulnerable" emerging markets; that is, the reduction in global financial risk appetites witnessed last year will, in our view, persist for some time to come. 3) Commodity prices may stop falling, but it will take a marked recovery in global aggregate demand to lead to a sustained and meaningful recovery in broad commodity prices; we think this is, at best, a medium to long-term event. 4) As a result of #2 above, fiscally profligate emerging market governments will be met with grave skepticism and not likely given the "benefit of the doubt" by financial markets. 5) The Asian financial market recovery should continue into 1999, and we will begin to see the beginning of an economic stabilization if not full-scale recovery. 6) In short, the separation between the "haves" and the "have nots" witnessed in 1998 will persist, and perhaps even widen in 1999; this process in the emerging markets universe is not unlike what has taken place in the U.S. stock market between the mega-cap nifty fifty stocks (the haves) and the small cap or industrial commodity stocks (the have nots). As a result of the above views, we have chosen to tilt our portfolio toward high quality markets and sectors with solid fundamental underpinnings, especially those with endogenously generated underpinnings less vulnerable to exogenous shocks. The broader regional strategy, therefore, is to overweight peripheral Europe and Asia, and to underweight Latin America and South Africa. The overweight in peripheral Europe owes to a continuation of the forces at work cited above. We are confident Greece will be accepted into EMU, and therefore that interest rates will converge with those in western Europe. Eastern Europe we like simply for the strong fiscal discipline they have evidenced, and are looking for a related fall in interest rates throughout the year. The one concern we are monitoring is the widening current account deficits in both Poland and Hungary. Israel is a market that we like not because of the macro picture but because of a group of Israeli technology companies that offer unique bottom-up secular earnings growth unmatched in most of our emerging market universe. Asia is a region that is tough to get one's arms around; valuations are hard to ferret out, and earnings outlooks hard to predict. Nevertheless, we are quite optimistic that the Korean market represents enormous opportunity both for continued interest rate declines and for enormous earnings growth owing to the highly leveraged nature of that country's corporate sector. We do not have dramatic country bets anywhere else in Asia but have a dramatic overweight in the Taiwanese electronics sector, for reasons mentioned above. India is a market whose macro outlook is dubious at best but whose market offers up a wide range of attractive bottom-up stories, especially in the aforementioned software services sector. -------------------------------------------------------------------------------- Emerging Markets Portfolio 27
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) On the underweight side, Latin America is our biggest bet. We are very concerned about the macro picture in Brazil. After a visit to the country in November we fleetingly held a more constructive stance, but events since then have transpired to make us more negative on the market. While not explicitly calling for a market collapse, we think odds are high that something breaks in that country's policy mix this year, most likely in the first half. The combination of an overvalued exchange rate, gargantuan fiscal deficit, and stubbornly high current account deficit is an unruly mix that will not likely be tolerated by financial markets. We would be more underweight the market were it not for our extremely constructive stance on the secular earnings growth outlook for the telecommunications sector; within our underweight in Brazil we have a dramatic overweight in that sector. Elsewhere in the region, we are dramatically underweight Chile (vulnerable to weak copper price, anemic corporate earnings growth, and large current account deficit) and solidly underweight Argentina (solid macro but equities are not cheap and the market is vulnerable to Brazil collapse). Further, we are underweight Venezuela (overvalued currency, terrible macro owing to low oil price) and Peru (commodity price-based economy) and market weight Mexico. As a final note, we are underweight South Africa in large part due to that country's currency vulnerability to exogenous shocks (e.g. Brazil), and to the fact that corporate earnings growth, on a secular basis, should be lackluster. General risks to our bets would be 1) a return to risk-loving behavior by global financial markets which would lead to the "vulnerable" emerging markets gaining access to capital more easily than we expect, and 2) a meaningful near-term increase in the price of commodities owing to a successful reflation effort by the developed markets central banks, which would dramatically improve the current account positions and economic activities of both Latin America and South Africa. We think either of these scenarios are low-probability ones, but nevertheless are on vigilant watch for early warning signals of either scenario proving us wrong. The tenuous Brazil outlook -- and with it the prospect for a weaker than expected U.S. economy -- as well as the prospect for Japanese economic activity surprising on the downside (owing to the strong currency and backup in interest rates) give us some comfort that global aggregate demand will not be buoyant enough to sharply reverse the trend in commodity prices. CONCLUSION Undoubtedly, emerging markets investors have had a difficult few years. Having said that, we are glimpsing signs that this multi-year bear market may finally be working its way through. Now that the Brazil shoe has dropped (see below), we think that may likely be the bottom for our asset class -- barring a meltdown in the U.S. equity market of course. We believe that most of the risks in the asset class have either dissipated or have been fully discounted. Further, we believe that our Portfolio is positioned to take advantage of opportunities arising from changes in these markets. Not only are our stocks cheap, we believe they are terrific companies. We are strong believers that sometime in the medium-term, if not the near term, this asset class, and our Portfolio with it, should be well on its way to steadily posting the superior returns for which it earned its "emerging" label. BRAZIL UPDATE After a long struggle, the Brazilian government finally bowed to market pressures and altered its exchange rate regime in mid-January. While details about specific policy strategy are sketchy, the facts we know are as follows: 1) The currency, the Real, was initially allowed to move to the weak side of its wide trading band, causing an immediate effective devaluation of roughly 10%. 2) Central bank president Gustavo Franco, widely associated with a staunch defense of the Real, has resigned; he will be succeeded by his deputy Francisco Lopes. 3) The currency has subsequently been allowed to float and has traded between 1.60-2.05 real/U.S. dollar. As of January 31, 1999 the real closed at 2.05. Our thoughts about the implications of this move for Brazil are necessarily tentative at this stage. The currency move per se is not a bad thing; to the extent it removes rigidities and price distortions from the economy it can be argued that, longer-term, it will have been helpful. Further, given that high interest rates have prevailed in Brazil for some time, leverage in the economy and financial system is actually quite low. Therefore, the follow-on reverberations witnessed after the Asian devaluations owing to excessive leverage should not be repeated in Brazil. Having said -------------------------------------------------------------------------------- Emerging Markets Portfolio 28
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) that, it is too early to tell what inflationary impact the devaluation may have; there is a possibility, though we think it low, that inflation spirals out of control. Further, fiscal imbalances are not solved by the devaluation, and these remain as a major item to be tackled by the Cardoso administration. On the flip side, a spike in inflation may temporarily ease some of these fiscal pressures. Overall, we will have to wait and see how subsequent policy strategy and implementation is handled, and this will greatly determine whether Brazil is better or worse off post-devaluation. Taking a step back, though, asset values in the equity market had already factored in a good portion of the macro vulnerabilities. Our favorite sector, the telecoms sector, trades at unfathomably cheap levels. In fact it is the attractiveness of this sector which has prevented us from being more underweight. Given that these assets can be bought approximately 20% cheaper than prior to the devaluation, we have added to our position and maintain a modest underweight. Robert L. Meyer PORTFOLIO MANAGER Andy B. Skov PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- Emerging Markets Portfolio 29
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------------- COMMON STOCKS (94.4%) ARGENTINA (1.9%) 6 Acindar, Class B................................. $ -- 355,949 Telecom Argentina ADR............................ 9,788 80,631 Telefonica de Argentina ADR...................... 2,253 92,278 YPF ADR.......................................... 2,578 ----------- 14,619 ----------- BRAZIL (7.4%) (a,d)295,998,880 Banco Nacional (Preferred)....................... 12 6,385,935 Brahma (Preferred)............................... 2,791 84,776 Brahma ADR (Preferred)........................... 800 246,459,966 CEMIG (Preferred)................................ 4,692 165,909 CEMIG ADR (Preferred)............................ 3,158 (e)103,238 CEMIG ADR (Preferred)............................ 1,962 (d)12,714,900 Coteminas........................................ 1,368 (e)98,865 Coteminas ADR.................................... 467 569,337 CRT RFD(Preferred)............................... 205 33,820,856 CRT (Preferred).................................. 12,176 103,021 CVRD, Class A (Preferred)........................ 1,322 190,439 CVRD ADR (Preferred)............................. 2,452 (a)110,109,610 Embratel (Preferred)............................. 1,504 (a)119,019,000 Lojas Arapua (Preferred)......................... 31 (a,e)120,830 Lojas Arapua GDR (Preferred)..................... -- 39,236,000 Pao de Acucar (Preferred)........................ 633 33,964 Pao de Acucar ADR................................ 526 57,708 Petrobras (Preferred)............................ 7 (e)59,250 Petrobras ADR (Preferred)........................ 674 (a)52,673,000 Renner Participacoes (Preferred)................. 37 122,109,610 Telebras (Preferred)............................. 14 (a)58,908 Telebras ADR (Preferred Block)................... 4,282 (a)342,767,610 Tele Celular Sul (Preferred)..................... 579 (a)10,850 Tele Celular Sul ADR............................. 189 (a)264,792,610 Tele Centro Sul (Preferred)...................... 2,299 (a)10,477 Tele Centro Sul ADR.............................. 438 (a)442,516,610 Tele Leste Celular (Preferred)................... 256 (a)470,851,610 Telemig Celular (Preferred)...................... 522 (a)11,175 Telemig Celular ADR.............................. 237 (a)271,682,610 Tele Nordeste Celular (Preferred)................ 247 (a)8,975 Tele Nordeste Celular ADR........................ 166 (a)122,109,610 Tele Norte Celular (Preferred)................... 57 (a)122,109,610 Tele Norte Leste (Preferred)..................... 1,526 (a)20,876,000 Telerj Celular, Class B.......................... 492 1 Telesp........................................... -- (a)154,863,610 Telesp Celular (Preferred)....................... 1,141 (a)88,974,299 Telesp Celular, Class B (Preferred).............. 3,910 (a)1,296 Telesp Celular ADR............................... 23 (a)48,915,610 Telesp Participacoes (Preferred)................. 1,113 (a)321,149,610 Tele Sudeste Celular (Preferred)................. 1,356 (a)3,015 Tele Sudeste Celular ADR......................... 62 247,593 Unibanco ADR (Preferred)......................... 3,575 VALUE SHARES (000) ---------------------------------------------------------------------------------- 318,900 Usiminas (Preferred)............................. $ 705 62,535 Usiminas ADR (Preferred)......................... 140 ----------- 58,146 ----------- CHILE (1.3%) 120,900 CCU ADR.......................................... 2,327 171,665 Endesa ADR....................................... 1,953 199,845 Enersis ADR...................................... 5,159 67,086 Santa Isabel ADR................................. 444 ----------- 9,883 ----------- CHINA (1.3%) 199,265 Huaneng Power International, Inc. ADR............ 2,890 286,436 Yanzhou Coal Mining Co., Ltd. ADR................ 2,166 11,657,000 Zhejiang Expressway Co., Ltd., Class H........... 2,362 16,959,000 Zhenhai Refining & Chemical Co., Ltd., Class H... 2,605 ----------- 10,023 ----------- CROATIA (0.2%) (e)96,000 Pliva d.d. GDR................................... 1,594 ----------- CZECHOSLOVAKIA (0.4%) (a)127,665 SPT Telecom a.s.................................. 1,951 (a)84,870 SPT Telecom a.s. GDR............................. 1,260 ----------- 3,211 ----------- EGYPT (1.5%) (a)72,514 Al-Ahram Beverages Co............................ 2,095 (a)21,400 Al-Ahram Beverages Co. GDR....................... 607 54 Ameriyah Cement Co............................... 1 1,456 Commercial International Bank.................... 11 106,838 Eastern Tobacco.................................. 2,459 25,200 Egypt Gas Co..................................... 1,870 26,358 Egyptian Finance & Industrial.................... 436 25 Helwan Cement.................................... -- 44,853 Industrial & Engineering......................... 635 34,640 Madinet Nasr Housing & Development............... 1,046 10,885 North Cairo Flour Mills Co....................... 125 216,700 Paints & Chemical Industry GDR................... 1,300 74,750 Suez Cement Co. GDR.............................. 1,032 ----------- 11,617 ----------- GREECE (8.4%) 19,690 Alpha Credit Bank................................ 2,056 116,040 Attica Enterprises Holdings...................... 1,041 74,610 Hellenic Bottling Co............................. 2,304 961,768 Hellenic Telecommunication Organization.......... 25,601 (a)1,175,960 Hellenic Telecommunication Organization ADR...... 15,581 15,180 Heracles General Cement Co....................... 412 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 30
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------------- GREECE (CONT.) [Download Table] (a)36,330 Ionian Bank...................................... $ 1,927 53,430 National Bank of Greece.......................... 12,027 (a)51,690 Panafon Hellenic Telecom GDR..................... 1,348 (a)58,180 STET Hellas Telecommunications ADR............... 1,884 14,830 Titan Cement Co.................................. 1,139 ----------- 65,320 ----------- HONG KONG (0.4%) 2,028,000 China Telecom Ltd................................ 3,508 ----------- HUNGARY (4.0%) 102,210 MOL Magyar Olaj-es Gazipari Rt................... 2,793 485,504 MOL Magyar Olaj-es Gazipari Rt. GDR (Registered)................................... 13,412 494,652 Matav Rt......................................... 2,818 (a)260,016 Matav Rt. ADR.................................... 7,751 84,527 OTP Bank Rt...................................... 4,220 ----------- 30,994 ----------- INDIA (8.7%) 5,650 Apollo Tyres Ltd................................. 9 433 Associated Cement Cos., Ltd...................... 10 10,850 Bajaj Auto Ltd................................... 133 1,692,600 Bharat Heavy Electricals Ltd..................... 10,466 (d)1,215,900 Container Corp. of India Ltd..................... 6,848 240 Esab India Ltd................................... -- 1,900 Federal Bank Ltd................................. 2 49,000 Gujarat Ambuja Cements Ltd....................... 300 570,816 Hero Honda Motors Ltd............................ 7,308 13,000 Hindustan Lever Ltd.............................. 510 (a)170,550 Hindustan Lever Ltd.............................. 6,680 100 Hoechst Marion Roussel Ltd....................... 1 32,377 Housing Development Finance Corp., Ltd........... 1,661 (a,g)60,094 India Magnum Fund Ltd., (The) Class A............ 1,562 88,100 Infosys Technology Ltd........................... 6,137 463,504 ITC Ltd.......................................... 8,185 7,221 Larsen & Toubro Ltd.............................. 27 258,900 Mahanagar Telephone Nigam Ltd.................... 1,117 (a,g)42,697,100 Morgan Stanley Growth Fund....................... 6,032 103,681 MRF Ltd., Class B................................ 3,491 220,000 Saytam Computer Services Ltd..................... 3,768 36,600 Shanti Gears Ltd................................. 46 (a,d)45,000 Sri Venkatesa Mills Ltd.......................... 9 1,231 State Bank of India.............................. 5 2,608 Sudarshan Chemical Industries Ltd................ 3 347,700 Tata Engineering & Locomotive Co., Ltd........... 1,335 146,000 Zee Telefilms Ltd................................ 2,200 ----------- 67,845 ----------- VALUE SHARES (000) ---------------------------------------------------------------------------------- INDONESIA (1.7%) 3,672,341 Gudang Garam..................................... $ 5,348 10,359,855 Indah Kiat Pulp & Paper Corp. (Foreign).......... 2,817 8,871,300 Telekomunikasi Indonesia......................... 2,994 292,995 Telekomunikasi Indonesia ADR..................... 1,904 ----------- 13,063 ----------- ISRAEL (6.1%) 1,697,951 Bank Hapoalim Ltd. (Registered).................. 3,076 (a)638,460 Bezeq Israeli Telecommunication Corp., Ltd....... 1,995 (a)103,610 Comverse Technology, Inc......................... 7,356 (a)216,300 Dor Energy 1988 Ltd.............................. 622 212,659 ECI Telecommunications Ltd....................... 7,576 44,613 Elron Electronic Industries Ltd.................. 714 89,690 First International Bank of Israel, Class 5...... 444 (a)15,040 Gilat Satellite Networks Ltd..................... 829 105,815 Koor Industries Ltd.............................. 9,242 (a)17,875 NICE-Systems Ltd................................. 387 (a)104,150 NICE-Systems Ltd. ADR............................ 2,252 (a)134,091 Orbotech Ltd..................................... 6,353 (a)28,020 Orckit Communications Ltd........................ 454 189,254 Supersol Ltd..................................... 470 109,600 Supersol Ltd. ADR................................ 1,343 99,581 Tadiran Telecommunications Ltd................... 1,905 62,295 Teva Pharmaceutical Industries Ltd. ADR.......... 2,535 ----------- 47,553 ----------- KOREA (12.6%) 170,430 Hankuk Glass Industry Co., Ltd................... 3,556 736,930 Korea Eelectric Power Corp....................... 18,255 (d)397,113 Pohang Iron & Steel Co., Ltd..................... 25,071 38,614 S1 Corp.......................................... 7,222 556,476 Samsung Electronics Co........................... 37,330 (a)20,256 Samsung Electronics Co. GDR...................... 744 (d)7,924 SK Telecom Co., Ltd.............................. 5,984 ----------- 98,162 ----------- MALAYSIA (2.9%) (d)991,200 Genting Bhd...................................... 1,506 (d)1,506,000 Kuala Lumpur Kepong Bhd.......................... 1,803 (d)527,000 Nestle (Malaysia) Bhd............................ 1,475 (d)1,676,000 Petronas Gas Bhd................................. 2,654 (d)656,000 Rothmans of Pall Mall (Malaysia) Bhd............. 2,706 (d)413,000 Technology Resources Industries Bhd.............. 151 (d)4,610,000 Telekom Malaysia Bhd............................. 8,490 (d)2,794,000 Tenaga Nasional Bhd.............................. 4,014 ----------- 22,799 ----------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 31
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------------- MEXICO (9.5%) 655,668 Alfa, Class A.................................... $ 1,848 (a)1,336,164 Banacci, Class B................................. 1,752 (a)966,103 Banacci, Class L................................. 1,113 383,862 Bancomer, Class B................................ 82 (e)277,930 Bancomer, Class C ADR............................ 1,181 739,994 Carso, Class A1.................................. 2,512 37,760 Cemex CPO........................................ 82 919,867 Cemex CPO ADR.................................... 3,909 243,660 Cemex, Class B................................... 602 431,157 Cemex, Class B ADR............................... 2,102 (a)1,293,298 Cifra, Class C................................... 1,578 13,425 Cifra, Class V................................... 16 165,730 Cifra, Class V ADR............................... 2,011 49,885 Desc ADR......................................... 957 312,281 Femsa ADR........................................ 8,315 2,502,579 Kimberly-Clark, Class A.......................... 7,952 90,469 Tamsa ADR........................................ 582 (a)656,439 Televisa CPO GDR................................. 16,206 420,392 Telmex, Class L ADR.............................. 20,468 144,731 TV Azteca ADR.................................... 968 ----------- 74,236 ----------- PAKISTAN (2.2%) (d)31 Crescent Textile Mills Ltd....................... -- (a,d)3,162 D.G. Khan Cement Ltd............................. -- (d)4,626,500 Fauji Fertilizer Co., Ltd........................ 3,855 (d)5,265,900 Hub Power Co..................................... 1,222 (d)1,252,665 Pakistan State Oil Co., Ltd...................... 1,786 (a,d)140,167 Pakistan Telecommunications Corp. GDS............ 4,836 (d)13,449,300 Pakistan Telecommunications Corp., Class A....... 4,650 (a,d)5,627,702 Sui Northern Gas................................. 921 ----------- 17,270 ----------- PERU (0.0%) 49 Cementos Lima.................................... -- ----------- PHILIPPINES (1.8%) 1,141,490 Manila Electric Co., Class B..................... 3,668 124,865 Philippine Long Distance Telephone Co............ 3,210 7,200 Philippine Long Distance Telephone Co. ADR....... 186 2,265,560 San Miguel Corp., Class B........................ 4,368 13,629,500 SM Prime Holdings, Inc........................... 2,593 ----------- 14,025 ----------- POLAND (4.0%) 70,836 Bank Handlowy W Warszawie........................ 874 57,420 Bank Handlowy W Warszawie GDR.................... 708 30,229 Bank Slaski...................................... 1,567 937,429 BIG Bank Gdanski................................. 841 194,000 BIG Bank Gdanski GDR............................. 2,629 VALUE SHARES (000) ---------------------------------------------------------------------------------- 58,867 BRE Bank......................................... $ 1,358 41,151 Debica........................................... 599 (a,d)33,400 Eastbridge N.V................................... 2,246 563,140 Elektrim......................................... 6,097 (a)25,565 Exbud............................................ 221 (a)150,750 Exbud GDR........................................ 1,301 24,417 Powszechny Bank Kredytowy........................ 522 162,600 Prokom Software GDR.............................. 3,065 (a)1,644,595 Telekomunikacja Polska GDR....................... 8,387 82,556 Wielkopolski Bank Kredytowy...................... 520 ----------- 30,935 ----------- RUSSIA (0.9%) (a,d)592,359 Alliance Cellulose Ltd........................... 668 (a,d)37,259,635 Mustcom.......................................... 4,210 (d)317,851 Russian Telecom Development Corp................. 572 (a,d)990 Storyfirst Communications, Inc., Class C......... 175 (a,d)2,640 Storyfirst Communications, Inc., Class D......... 468 (a,d)3,250 Storyfirst Communications, Inc., Class E......... 576 (a,d)1,331 Storyfirst Communications, Inc., Class F......... 471 ----------- 7,140 ----------- SINGAPORE (0.2%) 1,208,000 Want Want Holdings Ltd........................... 1,450 ----------- SOUTH AFRICA (5.2%) 849,610 ABSA Group Ltd................................... 4,024 860,459 Bidvest Group Ltd................................ 6,238 8,080,401 BOE Corp., Ltd., Class N......................... 4,596 1,604,842 BOE Ltd.......................................... 1,038 905,750 Ellerine Holdings Ltd............................ 1,953 2,080,400 FirstRand Ltd.................................... 2,267 159,125 Liberty Life Association of Africa Ltd........... 2,188 113,760 Nedcor Ltd....................................... 1,935 (a)4,436,700 New Africa Investments Ltd., Class N............. 2,712 285,380 Persetel Holdings Ltd............................ 2,316 25,220 Primedia Ltd., Class N........................... 56 600,370 Rembrandt Group Ltd.............................. 3,669 469,990 Sasol Ltd........................................ 1,775 184,550 South African Breweries Ltd...................... 3,105 1,372,254 The Education Investment Corp., Ltd.............. 1,584 2,418,600 Woolworths holdings Ltd.......................... 1,191 ----------- 40,647 ----------- TAIWAN (7.2%) (a)329,000 Arima Computer Corp.............................. 1,716 (a)598,750 Asustek Computer, Inc............................ 5,594 (a)1,414,063 Compal Electronics, Inc.......................... 4,608 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 32
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------------- TAIWAN (CONT.) [Download Table] (a)456,000 Compeq Manufacturing Co., Ltd.................... $ 2,986 1,901,000 Far East Textile Ltd............................. 1,552 (a)2,395,000 Hon Hai Precision Industry....................... 13,231 1,261,428 President Chain Store Corp....................... 3,974 (a)3,608,072 Siliconware Precision Industries Co.............. 6,383 (a)4,489,000 Taiwan Semiconductor Manufacturing Co............ 9,892 (a)415,960 Taiwan Semiconductor Manufacturing Co. ADR....... 5,901 ----------- 55,837 ----------- THAILAND (1.5%) 629,950 Advanced Info Service PCL (Foreign).............. 3,743 (d)321,100 BEC World PCL (Foreign).......................... 1,767 310,250 Delta Electronics (Thailand) PCL (Foreign)....... 1,639 (a)298,000 PTT Exploration & Production PCL (Foreign)....... 2,099 (a)416,600 Shinawatra Computer Co. PCL (Foreign)............ 1,433 (a)333,300 Siam Cement PCL (Foreign)........................ 733 ----------- 11,414 ----------- TURKEY (2.0%) (e)122,680 Akbank T.A.S..................................... 498 31,243,100 Ege Biracilik.................................... 2,427 21,320,000 Erciyas Biracilik................................ 1,419 1,153,000 Migros (Registered).............................. 1,151 8,107,461 Petrol Ofisi A.S................................. 1,092 (a)42,354,601 Vestel Elektronik Sanayi Ve Ticaret A.S.......... 3,491 494,919,664 Yapi Ve Kredi Bankasi A.S........................ 5,726 ----------- 15,804 ----------- VENEZUELA (0.4%) 199,261 CANTV ADR........................................ 3,549 ----------- ZIMBABWE (0.4%) 6,665,249 Delta Corp., Ltd................................. 1,451 290,800 Meikles Africa Ltd............................... 187 1,682,700 Meikles Africa Ltd. ADR.......................... 942 (e)9,900,000 Trans Zambesi Industries Ltd..................... 453 3,800,000 Trans Zambesi Industries Ltd. (Registered)....... 174 ----------- 3,207 ----------- OTHER (0.3%) (g)245,645 Morgan Stanley Africa Investment Fund, Inc....... 2,057 ----------- TOTAL COMMON STOCKS (Cost $931,631).................................. 735,908 ----------- VALUE SHARES (000) ---------------------------------------------------------------------------------- PREFERRED STOCKS (0.0%) COLOMBIA (0.0%) 103,207 Bancolombia (Cost $617).......................... $ 139 ----------- [Download Table] NO. OF RIGHTS ---------------- RIGHTS (0.0%) SOUTH AFRICA (0.0%) (a)415,100 Primedia Ltd..................................... 1 ----------- TAIWAN (0.0%) (a,d)3,630 Compal Electronics, Inc.......................... -- ----------- TOTAL RIGHTS (Cost $0)............................................... 1 ----------- [Download Table] NO. OF WARRANTS ---------------- WARRANTS (0.0%) THAILAND (0.0%) (a)1,020,633 Siam Commercial Bank PCL (Foreign) (Cost $0)..... -- ----------- [Download Table] NO. OF UNITS ---------------- UNITS (1.6%) MEXICO (1.5%) (a)4,218,861 Femsa............................................ 11,444 ----------- RUSSIA (0.1%) (a,d)1,637 Storyfirst Communications, Inc., First Section, Tranche I, 25.00%, 1/29/99..................... 290 (a,d)96 Storyfirst Communications, Inc., Second Section, Tranche I, 25.00%, 1/29/99..................... 17 (a,d)421 Storyfirst Communications, Inc., Tranche II, 26.00%, 1/29/99................................ 75 (a,d)562 Storyfirst Communications, Inc., Tranche IV, 28.00%, 1/29/99................................ 99 (a,d)654 Storyfirst Communications, Inc., Tranche V, 29.00%, 1/29/99................................ 116 (a,d)550 Storyfirst Communications, Inc., Tranche VI, 30.00%, 1/29/99................................ 97 ----------- 694 ----------- TOTAL UNITS (Cost $12,862)........................................... 12,138 ----------- [Download Table] FACE AMOUNT (000) ---------------- CONVERTIBLE DEBENTURES (0.1%) INDIA (0.0%) INR (d)336 DCM Shriram Industries Ltd., 7.50%, 2/21/02...... 129 ----------- SOUTH AFRICA (0.1%) ZAR 111 Sasol Ltd. 8.50%, 12/29/49....................... 388 ----------- TOTAL CONVERTIBLE DEBENTURES (Cost $3,421)........................... 517 ----------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 33
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] FACE AMOUNT VALUE (000) (000) ---------------------------------------------------------------------------------- NON-CONVERTIBLE DEBENTURES (0.6%) INDIA (0.2%) INR (d)341 DCM Shriram Industries Ltd., (Floating Rate), 16.50%, 2/21/02................................ $ 172 (d)700 Saurashtra Cement & Chemicals Ltd., 18.00%, 11/27/00....................................... 1,539 ----------- 1,711 ----------- RUSSIA (0.4%) $ (d)21,883 Svyaz Finance Ltd., 17.00%, 8/11/99.............. 3,414 ----------- TOTAL NON-CONVERTIBLE DEBENTURES (Cost $24,748)...................... 5,125 ----------- TOTAL FOREIGN SECURITIES (96.7%) (Cost $973,279).................................................... 753,828 ----------- SHORT-TERM INVESTMENTS (1.4%) REPURCHASE AGREEMENT (1.4%) 10,839 Chase Securities, Inc. 4.45%, dated 12/31/98, due 1/04/99 to be repurchased at $10,844, collaterized by U.S. Treasury Bonds 11.25%, due 2/15/15, valued at $11,060 (Cost $10,839)...... 10,839 ----------- FOREIGN CURRENCY (2.8%) BRL 5,499 Brazilian Real................................... 4,551 EGP 2,436 Egyptian Pound................................... 714 GRD 540,130 Greek Drachma.................................... 1,930 HKD 1 Hong Kong Dollar................................. -- INR 94,395 Indian Rupee..................................... 2,223 ILS 4,180 Israeli Shekel................................... 1,006 (d)MYR 9,893 Malaysian Ringgit................................ 1,822 MXP 7,594 Mexican Peso..................................... 767 (d)PKR 179,574 Pakistani Rupee.................................. 3,267 PHP 13,739 Philippines Peso................................. 353 PLN 3,294 Polish Zloty..................................... 939 ZAR 10,589 South African Rand............................... 1,798 KRW 110 South Korean Won................................. -- LKR 2 Sri Lankan Rupee................................. -- TWD 60,832 Taiwan Dollar.................................... 1,888 TRL 46,644,701 Turkish Lira..................................... 148 ZWD 99 Zimbabwe Dollar.................................. 3 ----------- TOTAL FOREIGN CURRENCY (Cost $22,144)................................ 21,409 ----------- [Download Table] VALUE (000) ---------------------------------------------------------------------------------- TOTAL INVESTMENTS (100.9%) (Cost $1,006,262).......................... $ 786,076 ---------- OTHER ASSETS (1.9%) Receivable for Investments Sold......................... $ 8,639 Dividends Receivable.................................... 2,949 Interest Receivable..................................... 1,589 Receivable for Portfolio Shares Sold.................... 1,503 Foreign Withholding Tax Reclaim Receivable.............. 408 Net Unrealized Gain on Swap Agreements.................. 9 Other................................................... 71 15,168 ---------- LIABILITIES (-2.8%) Payable for Investments Purchased....................... (11,990) Net Unrealized Loss on Foreign Currency Exchange Contracts............................................. (3,906) Investment Advisory Fees Payable........................ (2,724) Bank Overdraft Payable.................................. (1,204) Custodian Fees Payable.................................. (592) Payable for Foreign Taxes............................... (450) Payable for Portfolio Shares Redeemed................... (349) Administrative Fees Payable............................. (109) Directors' Fees & Expenses Payable...................... (97) Distribution Fees Payable............................... (5) Other Liabilities....................................... (504) (21,930) ---------- ---------- NET ASSETS (100%)..................................................... $ 779,314 ---------- ---------- [Download Table] NET ASSETS CONSIST OF: Paid in Capital....................................................... $1,394,473 Accumulated Net Investment Loss....................................... (2,499) Accumulated Net Realized Loss......................................... (388,645) Unrealized Depreciation on Investments, Foreign Currency Translations and Swap Agreements (Net of accrual for foreign taxes of $221 on unrealized appreciation on investments)............................. (224,015) ---------- NET ASSETS............................................................ $ 779,314 ---------- ---------- [Download Table] CLASS A: ---------------------------------------------------------------------- NET ASSETS............................................................ $772,115 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 80,820,616 outstanding $0.001 par value Shares (authorized 500,000,000 shares)..................................... $9.55 ---------- ---------- CLASS B: ---------------------------------------------------------------------- NET ASSETS............................................................ $7,199 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 752,781 outstanding $0.001 par value Shares (authorized 500,000,000 shares)..................................... $9.56 ---------- ---------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 34
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) -------------------------------------------------------------------------------- ------------------------------------------------------------ FOREIGN CURRENCY EXCHANGE CONTRACT INFORMATION: Under the terms of foreign currency exchange contracts open at December 31, 1998, the Portfolio is obligated to deliver or is to receive foreign currency in exchange for U.S. dollars as indicated below: [Download Table] NET CURRENCY IN EXCHANGE UNREALIZED TO DELIVER VALUE SETTLEMENT FOR VALUE GAIN (LOSS) (000) (000) DATE (000) (000) (000) --------------- -------- ----------- -------------- -------- ----------- KRW 11,140,983 $ 9,261 1/04/99 U.S.$ 7,218 $ 7,218 $ (2,043) PHP 495 13 1/04/99 U.S.$ 13 13 -- PHP 2,528 65 1/04/99 U.S.$ 65 65 -- PHP 1,676 43 1/04/99 U.S.$ 43 43 -- PHP 2,740 70 1/04/99 U.S.$ 70 70 -- PHP 3,256 84 1/04/99 U.S.$ 83 83 (1) PHP 748 19 1/04/99 U.S.$ 19 19 -- U.S.$ 196 196 1/04/99 CZK 5,826 194 (2) U.S.$ 982 982 1/04/99 KRW 1,185,933 986 4 U.S.$ 1,480 1,480 1/04/99 KRW 1,968,400 1,636 156 U.S.$ 6,005 6,005 1/04/99 KRW 7,986,650 6,639 634 U.S.$ 1,029 1,029 1/05/99 GRD 291,122 1,040 11 KRW 11,849,920 9,850 1/05/99 U.S.$ 7,796 7,796 (2,054) KRW 2,202,100 1,830 1/06/99 U.S.$ 1,444 1,444 (386) KRW 10,094,320 8,387 1/07/99 U.S.$ 6,641 6,641 (1,746) KRW 1,929,634 1,601 1/31/99 U.S.$ 1,595 1,595 (6) MYR 12,346 2,274 2/11/99 U.S.$ 2,738 2,738 464 MYR 49,009 9,026 2/11/99 U.S.$ 10,856 10,856 1,830 U.S.$ 13,594 13,594 2/11/99 MYR 61,356 11,299 (2,295) ZAR 33,043 5,327 6/21/99 U.S.$ 5,626 5,626 299 ZAR 66,147 10,663 6/21/99 U.S.$ 11,253 11,253 590 U.S.$ 563 563 6/21/99 ZAR 3,660 590 27 U.S.$ 2,677 2,677 6/21/99 ZAR 17,615 2,840 163 U.S.$ 3,237 3,237 6/21/99 ZAR 20,814 3,355 118 U.S.$ 2,521 2,521 6/21/99 ZAR 16,166 2,606 85 U.S.$ 6,353 6,353 6/21/99 ZAR 40,935 6,599 246 -------- -------- ----------- $ 97,150 $ 93,244 $ (3,906) -------- -------- ----------- -------- -------- ----------- ------------------------------------------------------------ SWAP AGREEMENTS: The Portfolio had the following Total Return Swap Agreements open at December 31, 1998: [Download Table] UNREALIZED NOTIONAL APPRECIATION AMOUNT (DEPRECIATION) (000) DESCRIPTION (000) ---------- ------------------------------------------------- --------------- $ (d)3,403 Agreement with Goldman Sachs International terminating March 4, 1999 to make quarterly payments equal to the three month USD-LIBOR plus 2.00% and to receive quarterly payments equal to the SET Index converted into USD at the mid-market rate. $ 106 (d)1,509 Agreement with Goldman Sachs International terminating March 3, 1999 to make quarterly payments equal to the three month USD-LIBOR plus 1.75% and to receive quarterly payments equal to the SET Index converted into USD at the mid-market rate. 45 (d)1,721 Agreement with Goldman Sachs International terminating March 5, 1999 to make quarterly payments equal to the three month USD-LIBOR plus 1.75% and to receive quarterly payments equal to the SET Index converted into USD at the mid-market rate. (10) (d)3,496 Agreement with Goldman Sachs International terminating March 10, 1999 to make quarterly payments equal to the three month USD-LIBOR plus 2.00% and to receive quarterly payments equal to the SET Index converted into USD at the mid-market rate. (132) ----- $ 9 ----- ----- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 35
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EMERGING MARKETS PORTFOLIO (CONT.) -------------------------------------------------------------------------------- ------------------------------------------------------------ (a) -- Non-income producing security (d) -- Investments (totaling $101,551 or 13.0% of net assets at December 31, 1998) were valued at fair value -- see note A-1 to financial statements. (e) -- 144A Security -- certain conditions for public sale may exist. (g) -- The fund is advised by an affiliate. ADR -- American Depositary Receipt CZK -- Czech Koruna CPO -- Certificate of Participation GDR -- Global Depositary Receipt GDS -- Global Depositary Shares LIBOR -- London Interbank Offer Rate PCL -- Public Company Limited RFD -- Ranked for Dividend SET -- Securities Exchange of Thailand Floating Rate -- Interest rate changes on these instruments are based on changes in a designated base rate. The rates shown are those in effect on December 31, 1998. ------------------------------------------------------------ SUMMARY OF FOREIGN SECURITIES BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS ---------------------------------------------------------------- Capital Equipment...................... $ 120,423 15.4% Consumer Goods......................... 142,563 18.3 Energy................................. 84,611 10.9 Finance................................ 81,765 10.5 Materials.............................. 61,032 7.8 Multi-Industry......................... 34,937 4.5 Services............................... 228,497 29.3 --------- --- $ 753,828 96.7% --------- --- --------- --- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Emerging Markets Portfolio 36
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EUROPEAN EQUITY PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Belgium 1.2% Denmark 1.1% Finland 6.4% France 9.4% Germany 11.4% Ireland 3.0% Italy 8.2% Netherlands 5.0% Norway 1.7% Spain 5.8% Sweden 6.9% Switzerland 14.3% United Kingdom 23.4% Other 2.2% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Enlarge/Download Table] EURPOEAN EQUITY PORTFOLIO-CLASS A MSCI EUROPE INDEX(1) 4/02/93* $500,000 $500,000 12/31/93 $645,500 $606,800 12/31/94 $715,750 $620,650 12/31/95 $800,566 $754,835 12/31/96 $979,012 $914,030 12/31/97 $1,154,059 $1,131,569 12/31/98 $1,247,422 $1,454,406 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different inception dates and fees assessed to that class. PERFORMANCE COMPARED TO THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) EUROPE INDEX(1) ----------------------------------------- [Download Table] TOTAL RETURNS(2) -------------------------------------------------- AVERAGE ANNUAL AVERAGE ANNUAL ONE YEAR FIVE YEARS SINCE INCEPTION ------------ ----------------- ----------------- PORTFOLIO -- CLASS A..................... 8.09% 14.09% 17.24% PORTFOLIO -- CLASS B..................... 7.80 N/A 15.31 INDEX -- CLASS A...... 28.53 19.10 20.23 INDEX -- CLASS B...... 28.53 N/A 24.22 1. The MSCI Europe Index is an unmanaged market value weighted index of common stocks listed on the stock exchanges of countries in Europe (includes dividends). 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The investment objective of the European Equity Portfolio is to seek long-term capital appreciation through investment in equity securities of European issuers. Equity securities for this purpose include stocks and stock equivalents such as securities convertible into common and preferred stocks and securities having equity characteristics, such as rights and warrants to purchase common stock. The approach taken in selecting investments for the Portfolio is oriented to individual stock selection and is value driven. The initial step in identifying attractive undervalued securities is the screening of European databases. Stocks are screened for undervaluation on two primary criteria, cash flow and book value, and three secondary criteria, earnings, sales and yield. Once stocks have been selected from this screening process, they are put through detailed fundamental analysis. Important areas covered during this in-depth study include the companies' balance sheets and cash flow, franchise, products, management and the strategic value of the assets. For the year ended December 31, 1998, the Portfolio had a total return of 8.09% for the Class A shares and 7.80% for the Class B shares compared to a total return of 28.53% for the Morgan Stanley Capital International (MSCI) Europe Index (the "Index"). For the five-year period ended December 31, 1998, the average annual total return of Class A shares was 14.09% compared to 19.10% for the Index. From inception on April 2, 1993 through December 31, 1998, the average annual total return of Class A shares was 17.24% compared to 20.23% for the Index. From inception on January 2, 1996 through December 31, 1998, the average annual total return of Class B shares was 15.31% compared to 24.22% for the Index. Within the second half of 1998, the Portfolio underperformed the Index. A key contributing factor to that performance was the continued decline in oil prices, which, despite a brief spike during the airstrikes on Iraq, reached their lowest point in real terms since 1972. This decline cut the revenue projections for the Portfolio's holdings in energy dependent stocks such as British Oil exploration company Premier Oil (-63%) and French integrated oil concern Total (-22%). Royal and Sun Alliance also ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED ARE AS MEASURED BY THE MSCI EUROPE INDEX AND ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- European Equity Portfolio 37
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EUROPEAN EQUITY PORTFOLIO (CONT.) suffered a price decline on an absolute basis (-21%), due in large part to a sharp increase in weather related claims, including from damage wrought by Hurricane Georges in the U.S., severe flooding in Britain, and a Canadian ice storm. Strengthening European currencies also impacted the Portfolio. One of the Portfolio's largest holdings, Swiss food producer Nestle, rose 2%, held back by concerns over the weakening U.S. dollar (50% of Nestle revenues are derived in dollars or dollar-related currencies). Similar considerations weighed on Bayer (-19%), and BASF (-20%). In the fourth quarter, this negative performance was mitigated by substantial gains in the banking sector. A 25 basis point reduction in the Fed Funds rate, combined with a perception of decreasing risk in the emerging markets, triggered a revaluation of UBS (+58%), Banco Bilbao Viscaya (+47%), and ING Groep (+35%). Further, speculation of increased financial concentration and takeover activity following the introduction of the Euro prompted rises in smaller domestic banks such as Bank of Scotland (+25%), Bank of Ireland (+20%), and Banca Pop. di Bergamo (+20%). Gains in the Portfolio in the fourth quarter were not limited to the banking sector, however, as Telecom Italia (+32%) and Telefonica (+25%) rose on favorable regulatory news. OUTLOOK Following the very narrow rally in Europe in the fourth quarter, 1998 has been one of the worst years on record for value investors. Importantly, the valuation anomaly between expensive large caps and undervalued mid caps moved to new extremes in the fourth quarter. Attracted by their quality franchises and cheap multiples, the Portfolio has migrated over the last 18 months to mid and smaller companies. In the recent flight to liquidity, these small/mid cap names have been shunned by investors, often for reasons unrelated to fundamentals. Although small/ mid cap valuations re-rated strongly upwards in the spring of 1997, the valuation gap has widened again in 1998. This has been the principal cause for our European returns lagging their benchmark last year. As pure bottom up investors, we do not attempt to market time nor predict the short term ebbs and flows of the economic cycle. We do understand quality companies and spend a great deal of time conducting due diligence and testing our assumptions for cash flow growth under various scenarios. Experience tells us that owning a portfolio of cheap companies (i.e. low price/cash flow) builds in a margin of safety for when markets fall on tough times. The Portfolio has a neutral weighting in banks dominated by medium size regional retail banks such as Bank of Ireland, Bank of Scotland and Sparebanken, Nordbanken and Merita in Scandinavia. ABN Amro in the Netherlands and UBS in Switzerland are the only large trading banks held. In addition to being expensive, the large European trading banks look vulnerable in the current volatile financial market environment, having much greater loan exposure to emerging markets than do U.S. and U.K. banks. The Portfolio is underweight insurance. The Portfolio has almost no weighting in technology, a sector typically characterized by high valuations and boom-bust cycles. European technology also typically is not at the forefront of technological innovation, nor the low cost producers. As such we have been underweight and the Portfolio's performance has been negatively impacted by not owning European technology names like enterprise software company SAP in Germany or Nokia in Finland. The Portfolio is overweight cyclicals with an emphasis on less economically sensitive names or special situations. We have found attractive value in the European machinery and engineering sector. Our focus has been on companies who rely more on lucrative recurring service revenues than on original manufacturing. Elevator manufacturer, Kone in Finland, is an example. The Portfolio is overweight cement companies within the building materials sector. Holderbank, the Swiss cement company, has a strong defendable franchise. We expect that with Europe's shift to the left of the political spectrum and given the underinvestment in infrastructure on the continent (as a result of budget restraint to meet the Maastricht criteria) demand for cement and aggregates is likely to exceed GDP growth in the coming years. We are attracted to the stable cash flows and attractive valuation of European consumer stocks and remain overweight tobacco. Richemont, Swiss holding company for Rothmans International and owning luxury good brands like Cartier and Dunhill, is the Portfolio's largest holding. Other defensive holdings include Nestle and U.K. household products company Reckitt & Colman. The timing of the launch of the Euro has coincided with unprecedented financial market volatility and continued emerging market weakness. Although we see Economic and Monetary Union (EMU) as a long-term fillip to Europe's sustainable growth rate, the Euro-zone faces important challenges in its first year. Of immediate concern is a potentially strengthening Euro and the detrimental impact that would imply for short-term growth. We believe that a quality mid cap Portfolio offers the most compelling valuation and long term reward potential. Robert Sargent PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- European Equity Portfolio 38
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EUROPEAN EQUITY PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- COMMON STOCKS (96.9%) BELGIUM (1.2%) 55 GB INNO AFV...................................... $ 3 41,000 GB INNO BM....................................... 2,147 --------- 2,150 --------- DENMARK (1.1%) 21,300 Unidanmark A/S, Class A.......................... 1,924 --------- FINLAND (6.4%) 48,000 Huhtamaki Oyj, Series 1.......................... 1,838 17,750 KCI Konecranes International..................... 806 14,145 Kone Oyj, Class B................................ 1,648 381,750 Merita Ltd., Class A............................. 2,427 97,850 Metra Oyj, Class B............................... 1,700 23,475 Sampo Insurance Co., plc, Class A................ 897 127,300 The Rauma Group.................................. 1,860 --------- 11,176 --------- FRANCE (9.4%) (a)31,000 CNP Assurances................................... 942 16,900 Cie de Saint Gobain.............................. 2,386 31,970 Cie Generale des Establissements Michelin, Class B (Registered)................................. 1,279 21,400 Elf Aquitaine.................................... 2,474 6,430 Groupe Danone.................................... 1,841 8,441 Lafarge.......................................... 802 46,000 Rhone-Poulenc.................................... 2,368 21,210 Total, Class B................................... 2,148 16,165 Union des Assurances Federales................... 2,146 --------- 16,386 --------- GERMANY (10.5%) 70,200 BASF AG.......................................... 2,677 16,600 Bayer AG......................................... 697 24,300 Bayerische Vereinsbank AG........................ 1,922 4,520 Buderus AG....................................... 1,668 19,065 Philipp Holzmann AG.............................. 2,975 5,395 Suedzucker AG.................................... 2,445 37,200 VEBA AG.......................................... 2,204 2,010 Viag AG.......................................... 1,188 30,030 Volkswagen AG.................................... 2,430 --------- 18,206 --------- IRELAND (3.0%) 155,544 Bank of Ireland.................................. 3,466 394,000 Greencore Group plc.............................. 1,820 --------- 5,286 --------- ITALY (8.2%) 14,685 Banca Popolare Di Bergamo S.p.A.................. 357 230,700 Marzotto (Gaetano) & Figli S.p.A................. 2,546 404,100 Mediaset S.p.A................................... 3,283 779,300 Sogefi S.p.A..................................... 2,121 VALUE SHARES (000) ---------------------------------------------------------------------------- 239,100 Telecom Italia S.p.A............................. $ 2,044 611,505 Telecom Italia S.p.A. (RNC)...................... 3,855 --------- 14,206 --------- NETHERLANDS (5.0%) 82,200 ABN Amro Holding N.V............................. 1,730 68,450 Akzo Nobel N.V................................... 3,117 30,736 ING Groep N.V.................................... 1,875 28,600 Philips Electronics N.V.......................... 1,919 --------- 8,641 --------- NORWAY (1.7%) 147,490 Sparebanken...................................... 2,872 --------- SPAIN (5.8%) 117,550 Banco Bilbao Vizcaya (Registered)................ 1,845 239,100 Iberdrola........................................ 4,479 42,845 Telefonica....................................... 1,907 165,400 Uralita.......................................... 1,844 --------- 10,075 --------- SWEDEN (6.9%) 95,700 Autoliv, Inc..................................... 3,440 70,700 BT Industries AB................................. 1,031 475,900 Nordbanken Holding AB............................ 3,057 141,600 Svedala Intrustri AB............................. 2,064 59,000 Svenska Handelsbanken, Class A................... 2,492 --------- 12,084 --------- SWITZERLAND (14.3%) 4,045 Cie Financiere Richemont AG, Class A............. 5,728 4,650 Forbo Holding AG (Registered).................... 2,034 3,310 Holderbank Financiere Glarus AG, Class B (Bearer)....................................... 3,924 2,725 Nestle (Registered).............................. 5,941 3,290 SIG Schweizensche Industrie-Gesellschaft Holding AG (Registered)................................ 1,943 748 Schindler Holding AG (Registered)................ 1,276 (a)5,270 Swisscom AG...................................... 2,209 (a)190 Union Bank of Switzerland AG (Registered)........ 59 6,310 Valora Holding AG................................ 1,709 --------- 24,823 --------- UNITED KINGDOM (23.4%) 1,093,400 Aegis Group plc.................................. 1,583 600 Allied Domecq plc................................ 6 (a)67,700 Allied Zurich plc................................ 1,010 268,618 BG plc........................................... 1,695 239,210 Bank of Scotland................................. 2,854 111,100 British Telecommunications plc................... 1,674 312,600 Bunzl plc........................................ 1,222 213,010 Burmah Castrol plc............................... 3,048 192,300 Capital Radio plc................................ 1,872 413,800 Charter plc...................................... 2,272 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- European Equity Portfolio 39
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EUROPEAN EQUITY PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ---------------------------------------------------------------------------- UNITED KINGDOM (CONT.) [Download Table] 633,700 Devro plc........................................ $ 1,824 174,683 Diageo plc....................................... 1,988 82,980 Great Universal Stores plc....................... 875 748,100 Halma plc........................................ 1,506 271,200 Imperial Tobacco Group plc....................... 2,906 179,075 Lonrho plc....................................... 980 210,000 Morgan Crucible Co............................... 964 235,200 Premier Farnell plc.............................. 626 4,022,986 Premier Oil plc.................................. 1,071 175,400 RMC Group plc.................................... 2,402 212,132 Reckitt & Colman plc............................. 2,809 271,261 Royal & Sun Alliance Insurance Group plc......... 2,215 528,500 WPP Group plc.................................... 3,216 --------- 40,618 --------- TOTAL COMMON STOCKS (Cost $151,918).............................. 168,447 --------- PREFERRED STOCKS (0.9%) GERMANY (0.9%) 5,480 Dyckerhoff AG.................................... 1,529 1,600 Volkswagen AG.................................... 80 --------- TOTAL PREFERRED STOCKS (Cost $1,490)............................. 1,609 --------- [Download Table] NO. OF RIGHTS ------------ RIGHTS (0.0%) SPAIN (0.0%) (a)42,845 Telefonica, expiring 1/30/99 (Cost $0)........... 38 --------- TOTAL FOREIGN SECURITIES (97.8%) (Cost $153,408)................. 170,094 --------- [Download Table] FACE AMOUNT (000) ------------ SHORT-TERM INVESTMENT (2.0%) REPURCHASE AGREEMENT (2.0%) $ 3,547 Chase Securities, Inc. 4.45%, dated 12/31/98, due 1/4/99, to be repurchased at $3,549, collateralized by U.S. Treasury Bonds, 11.25%, due 2/15/15, valued at $3,621 (Cost $3,547).................................. 3,547 --------- FOREIGN CURRENCY (0.0%) ESP 592 Spanish Peseta (Cost $4)......................... 4 --------- [Download Table] VALUE (000) ---------------------------------------------------------------------------- TOTAL INVESTMENTS (99.8%) (Cost $156,959)......................... $173,645 -------- OTHER ASSETS (2.0%) Receivable for Investments Sold..................... $ 2,611 Dividends Receivable................................ 594 Foreign Withholding Tax Reclaim Receivable.......... 255 Other............................................... 13 3,473 ---------- LIABILITIES ( - 1.8%) Bank Overdraft Payable.............................. (2,612) Investment Advisory Fees Payable.................... (393) Payable for Portfolio Shares Redeemed............... (106) Custodian Fees Payable.............................. (30) Administrative Fees Payable......................... (27) Directors' Fees and Expenses Payable................ (13) Distribution Fees Payable........................... (3) Other Liabilities................................... (41) (3,225) ---------- -------- NET ASSETS (100%)................................................. $173,893 -------- -------- [Download Table] NET ASSETS CONSIST OF: Paid in Capital................................................... $153,005 Overdistributed Net Investment Income............................. (125) Accumulated Net Realized Gain..................................... 4,315 Unrealized Appreciation on Investments and Foreign Currency Translations.................................................... 16,698 -------- NET ASSETS........................................................ $173,893 -------- -------- [Download Table] CLASS A: ------------------------------------------------------------------ NET ASSETS........................................................ $168,712 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 10,710,559 outstanding $0.001 par value shares (authorized 500,000,000 shares)................................. $15.75 -------- -------- CLASS B: ------------------------------------------------------------------ NET ASSETS........................................................ $5,181 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 329,230 outstanding $0.001 par value shares (authorized 500,000,000 shares)................................. $15.74 -------- -------- ------------------------------------------------------------ (a) -- Non-income producing security RNC -- Non-convertible savings shares The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- European Equity Portfolio 40
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EUROPEAN EQUITY PORTFOLIO (CONT.) -------------------------------------------------------------------------------- ------------------------------------------------------------ SUMMARY OF FOREIGN AND U.S. SECURITIES BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS ---------------------------------------------------------------- Capital Equipment.................... $ 19,646 11.3% Consumer Goods....................... 41,993 24.2 Energy............................... 17,118 9.8 Finance.............................. 34,089 19.6 Materials............................ 25,003 14.4 Multi-Industry....................... 6,141 3.5 Services............................. 26,104 15.0 --------- --- $ 170,094 97.8% --------- --- --------- --- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- European Equity Portfolio 41
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EUROPEAN REAL ESTATE PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Denmark 3.0% Finland 2.4% France 30.0% Ireland 4.6% Italy 3.1% Norway 3.5% Spain 7.2% Sweden 16.7% United Kingdom 47.2% Other -17.7% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Enlarge/Download Table] EUROPEAN REAL ESTATE PORTFOLIO-CLASS EUROPEAN REAL ESTATE PORTFOLIO-CLASS A B 10/01/97* $500,000 $100,000 12/31/97 $476,400 $95,240 12/31/98 $499,029 $99,621 * Commencement of operations ** Minimum investment GPR LIFE EUROPEAN REAL ESTATE T.R. INDEX(1) 10/01/97* $500,000 12/31/97 $500,650 12/31/98 $498,647 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different fees assessed to that class. The GPR Life European Real Estate T.R. Index value at December 31, 1998 assumes a minimum initial investment of $500,000; if a minimum initial investment of $100,000 (the minimum investment for Class B shares) is assumed, the value at December 31, 1998 would be $99,729. PERFORMANCE COMPARED TO THE GPR LIFE EUROPEAN REAL ESTATE T.R. INDEX(1) ----------------------------------- [Download Table] TOTAL RETURNS(2) --------------------------- AVERAGE ANNUAL ONE YEAR SINCE INCEPTION ---------- --------------- PORTFOLIO -- CLASS A................. 4.75% - 0.16% PORTFOLIO -- CLASS B................. 4.60 - 0.30 INDEX................................ - 0.40 - 0.30 1. The GPR Life European Real Estate T.R. Index is a European market capitalization weighted index of listed property/real estate securities measuring total return. 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The investment objective of the European Real Estate Portfolio is to provide current income and long-term capital appreciation by investing primarily in equity securities of companies in the European real estate industry. For the year ended December 31, 1998, the Portfolio had a total return of 4.75% for the Class A shares and 4.60% for the Class B shares compared to -0.40% for the GPR Life European Real Estate T.R. Index (the "Index"). From inception on October 1, 1997 through December 31, 1998, the average annual total return of -0.16% for Class A shares and -0.30% for Class B shares compared to -0.30% for the Index. Activity in the European real estate securities markets during 1998 was dominated by investor anticipation of the January 1, 1999 initiation of the Euro. The single currency required a harmonization of European interest rates, which proved highly positive for a number of the markets. As a result, each of the Euro-countries outperformed the Index. At the same time, three of the five non-Euro markets underperformed the Index, including the two largest non-Euro markets, Sweden and the U.K.. Overall, the Index fell -6.1% in ECU terms during the year, dragged down by the U.K.'s -22.0% return. While we believe the actual implementation of the currency will continue to favorably affect these markets through 1999, we expect global economic tightening to serve as the dominant driving force. As such, we are repositioning the Portfolio toward a more defensive stance, lightening Scandinavia, increasing France, and adding to the larger market-cap U.K. positions. The United Kingdom property shares returned a dismal year. U.K. real estate securities fell -22.0% for the year, in ECU terms, after posting a negative performance in 8 of the last 9 months of 1998. This drop in pricing is a result of a change in growth expectations rather than a reduction in property ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED IN THIS OVERVIEW ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- European Real Estate Portfolio 42
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EUROPEAN REAL ESTATE PORTFOLIO (CONT.) values. In January 1998, the U.K. majors, 7 of the largest U.K. listed property companies, were expected to realize a 19.2% increase in net asset value over 1998. At this time, the shares were trading at a 22% premium to net asset value. Today, growth estimates have fallen to 6.1%, and share premiums have reversed to a 22% discount. This change in expectations is driven by the anticipated slowdown in the U.K. and global economies. However, we believe the recent drop in interest rates by the Bank of England, 150 basis points since October, and the significant discount to net asset value, provide sufficient downside protection to warrant an additional allocation to the largest European real estate securities market. As such, we remain underweight the country overall, but are significantly adding to our U.K. exposure. French property stocks were one of the strongest performers in 1998, increasing 31.9% in ECU terms. This performance dwarfed the European Index numbers of -6.1%. The strong performance is justified by the strength of the French real estate recovery. According to the property research group at Bourdais, rents in Paris' central business district have risen 17% over the past year, from FFr3,000/square meters at end-1997 to FFr3,500/square meters at select prime locations. Even so, these numbers remain well below the 1990 peak rents of over FFr4,500/square meters. Furthermore, the currently low vacancy rates of 6.0% for the total Paris market and 2.7% at La Defense suggest further strengthening in the rental market. At the same time, investment commitments in 1998 increased 30% over the 1997 figure (FFr30 billion vs. FFr23 billion) pushing property yields from 6.0% to 5.75% on CBD Paris office. We expect continued investor demand, along with the recent decline in French interest rates, and further expected reductions by the European Central Bank in the first quarter of 1999, to place additional pressure on yields going forward. In other words, rents are rising, yields are falling, and we are increasing our already overweight allocation to the French market. The Swedish property market continues to be our largest disappointment. The market fell an additional -1.8% in the fourth quarter, dragging the year-end number to a -17.5% return in ECU terms. We believe this decline was the result of many factors, the least of which was the underlying real estate market. First, Sweden's exposure to external trade concerned investors focusing on fears of a global economic slowdown. Second, the high level of leverage in the Swedish property companies frightened away many foreign investors. With the slowdown in global expectations, investors were not as anxious to accept 60-70% debt/total capitalization numbers. Third, an expectation of safety in numbers is luring European portfolio managers and pension funds toward the Euro countries. Uncertainties surrounding the launch of the single currency are expected to have a relative negative impact on those economies not participating. However, the direct real estate market remains strong, with prime office capital values increasing by 13.8% during the first 3 quarters of 1998. Stockholm prime office vacancies are below 4%, with no new space expected in 1999. At the same time, property yields are falling, but not as fast as interest rates. The Riksbank has lowered the short-term rate by 95 basis points in 1998, with further declines expected in 1999. However, notwithstanding what we believe are strong fundamentals, we are lowering our heavily overweight position. We believe that in time the public property market will reflect the direct market returns, but not until the dust of the Euro initiation settles after the first and possibly second quarters. Sweden's Nordic neighbors also delivered less than impressive results for the year. Over this past year, Finland lost 24.0%, and Norway fell 26.1%. Denmark was the only Nordic property market to outperform the Index as a whole, climbing 13.4% in ECU terms. These smaller property markets suffer from a number of the same Euro concerns as Sweden. Only Finland is an initial member in the currency. Furthermore the limited number of investment alternatives, 1 investible company in both Finland and Denmark with only 4 options in Norway, are deterring investors in these risk averse times. In response, we are decreasing our Danish and Norwegian exposure for the near term, but increasing our holdings in the Euro protected Finish market. While Holland's property market performed well in the late fall and early winter, over the past year it was one of the worst performing Euro-member markets. The fourth quarter brought a strong 7.7% return, but this was not enough to bring the market into positive territory for the year. The Dutch real estate securities market fell -1.3% in ECU terms. The Dutch property market offers one of the more stable environments for investing, with unemployment, inflation, GDP growth, and construction all in -------------------------------------------------------------------------------- European Real Estate Portfolio 43
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- EUROPEAN REAL ESTATE PORTFOLIO (CONT.) balance. At the same time, we expect a further bonus for the market in the form of additional interest rate cuts in the first quarter. However, bottom-up valuations suggest the securities are too expensive following their year-end run. We continue to believe that better opportunities exist in the peripheral Euro countries, France and even Scandinavia longer term. Thus, we are underweight Holland, but keeping a close eye on price fluctuations. As the governmental capital of the European Union, it is only appropriate that the Belgian property market should fare well on the eve of the Euro inauguration. Actually, it was the third highest absolute performer for the fourth quarter, returning 10.6%, and offered the highest Euro-member return for 1998 overall at 40.2% (only Switzerland posted stronger numbers at 44.6% for the year), all in ECU terms. The annual performance was sparked by the strong offering calendar in the first half of the year, while the fourth quarter offered attractive dividend returns, and a 19.0% total return for the company Befimmo. However, until the IPO's return, and the EC surrenders its market influence, we do not expect these numbers to continue. Going forward, we continue to believe the market is over bought, and maintain an underweight exposure through our Asticus position listed in Sweden. Notwithstanding their third quarter decline, the Spanish property stocks finished the year as one of the high-fliers in Europe, with no intent of landing in the near future. The market rebounded as investors refocused their attention on property fundamentals and Euro convergence rather than debt concerns across the ocean. The result was a 20.9% gain in the fourth quarter, capping-off a 38.8% year in ECU terms. The refocus toward fundamentals was encouraged by the strong increase in residential pricing. The two largest Spanish companies, Vallehermoso and Metrovacesa each have active residential development schemes. Going forward, we expect the pricing transparency derived from a single currency to further strengthen the market. Thus, we remain overweight the Spanish property market, and anxiously await further investment possibilities in the region. Trailing only Belgium and Spain from the Euro-countries, Italy displayed a dazzling performance in 1998, and, we believe, promises an encore for 1999. The total return for the Italian real estate securities market in 1998 was 36.3%, after an 18.2% fourth quarter, both in ECU terms. The strong finish for the year was sparked by the distribution of the Unione Immobiliare portfolio to the shareholders of the insurance company INA, albeit at an expensive level. This public flotation brought liquidity to a market dominated by small capitalization companies. The ability to invest in the indirect Italian real estate market has revived investor interest in the country. We believe this returning interest, as well as the positive interest rate impact of the Euro should combine for a bright future in Italian real estate securities. We remain overweight the market. The closed end property companies in Germany, Switzerland and Austria each continued to outperform Europe as a whole, returning -1.2%, 9.3%, and 1.3% respectively for the quarter, and 24.3%, 44.6%, and 4.3% respectively for the year, in ECU terms. While these markets would have provided significant outperformance for our Portfolio, we have continued to underweight these countries on fundamentals. We do not like the open-ended investment structure dominating the industry. We believe the nature of these funds create inefficiencies in property pricing. Furthermore, we believe individual company valuations within this region are rich. Thus, we remain underweight heading into the new year. Theodore R. Bigman PORTFOLIO MANAGER Daniel A. Policy PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- European Real Estate Portfolio 44
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EUROPEAN REAL ESTATE PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) ------------------------------------------------------------------------------ COMMON STOCKS (117.7%) DENMARK (3.0%) 20,240 EjendomsSelskabet Norden A/S..................... $ 1,081 -------- FINLAND (2.4%) (a)148,500 Sponda Oyj....................................... 871 -------- FRANCE (30.0%) 9,209 Groupe Financement Construction.................. 1,096 25,718 Klepierre........................................ 2,623 7,580 Silic............................................ 1,409 9,210 Simco (RFD)...................................... 836 7,580 Societe Fonciere Lyonnaise....................... 1,191 29,016 Sophia........................................... 1,233 16,322 Unibail.......................................... 2,381 -------- 10,769 -------- IRELAND (4.6%) (a)3,286,950 Dunloe Ewart plc................................. 1,666 -------- ITALY (3.1%) 918,180 Immobiliare Metanopoli S.p.A..................... 1,127 -------- NORWAY (3.5%) (a)132,990 Avantor ASA...................................... 700 (a)386,720 Choice Hotels Scandinavia ASA.................... 544 -------- 1,244 -------- SPAIN (7.2%) 179,260 Vallehermoso..................................... 2,567 -------- SWEDEN (16.7%) (a)122,956 Asticus AB....................................... 1,208 126,000 Castellum AB..................................... 1,370 140,400 Diligentia AB.................................... 988 72,130 Fastighets AB Tornet............................. 1,056 149,920 Piren AB......................................... 954 432,000 Platzer Bygg AB, Class B......................... 437 -------- 6,013 -------- UNITED KINGDOM (47.2%) 228,950 British Land Co. plc............................. 1,703 718,200 Buford Holdings plc.............................. 1,171 332,910 Capital Shopping Centers plc..................... 1,867 18,300 Chelsfield plc................................... 75 234,360 Freeport Leisure plc............................. 1,466 625,020 Grantchester Holdings plc........................ 1,456 353,400 Great Portland Estates plc....................... 1,158 238,190 Hammerson plc.................................... 1,365 137,570 Land Securities plc.............................. 1,772 200,820 MEPC plc......................................... 1,336 801.894 NHP plc.......................................... 2,001 VALUE SHARES (000) ------------------------------------------------------------------------------ 382,176 Town Centre Securities plc....................... $ 385 1,024,160 Wates City of London Properties plc.............. 1,210 -------- 16,965 -------- TOTAL COMMON STOCKS (Cost $43,012).................................. 42,303 -------- [Download Table] NO. OF WARRANTS --------------- WARRANTS (0.0%) FRANCE (0.0%) (a)6,800 Societe Fonciere Lyonnaise (Cost $0)............. 7 -------- TOTAL FOREIGN SECURITIES (117.7%) (Cost $43,012).................... 42,310 -------- [Download Table] FACE AMOUNT (000) --------------- FOREIGN CURRENCY (0.0%) GBP -- British Pound.................................... 1 FRF 1 French Franc..................................... -- ITL 10 Italian Lira..................................... -- -------- TOTAL FOREIGN CURRENCY (Cost $1).................................... 1 -------- TOTAL INVESTMENTS (117.7%) (Cost $43,013)........................... 42,311 -------- [Download Table] OTHER ASSETS (1.1%) Receivable for Investments Sold..................... $ 221 Dividends Receivable................................ 144 Foreign Withholding Tax Reclaim Receivable.......... 19 Other............................................... 1 385 ---------- LIABILITIES ( - 18.8%) Bank Overdraft Payable.............................. (6,617) Investment Advisory Fees Payable.................... (64) Custodian Fees Payable.............................. (8) Administrative Fees Payable......................... (5) Directors' Fees & Expenses Payable.................. (1) Distribution Fees Payable........................... (2) Other Liabilities................................... (46) (6,743) ---------- -------- NET ASSETS (100%)................................................. $ 35,953 -------- -------- [Download Table] NET ASSETS CONSIST OF: Paid in Capital................................................... $ 42,773 Overdistributed Net Investment Income............................. (583) Accumulated Net Realized Loss..................................... (5,542) Unrealized Depreciation on Investments and Foreign Currency Translations.................................................... (695) -------- NET ASSETS........................................................ $ 35,953 -------- -------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- European Real Estate Portfolio 45
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- EUROPEAN REAL ESTATE PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] AMOUNT (000) ---------------------------------------------------------------------------- [Download Table] CLASS A: ------------------------------------------------------------------ NET ASSETS........................................................ $33,422 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 3,488,413 outstanding $0.001 par value Shares (authorized 500,000,000 shares)................................. $9.58 -------- -------- CLASS B: ------------------------------------------------------------------ NET ASSETS........................................................ $2,531 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 263,335 outstanding $0.001 par value Shares (authorized 500,000,000 shares)................................. $9.61 -------- -------- ------------------------------------------------------------ (a) -- Non-income producing security PLC -- Public Limited Company RFD -- Ranked for Dividend ------------------------------------------------------------ SUMMARY OF FOREIGN SECURITIES BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS ------------------------------------------------------------------ Diversified............................ $ 10,439 29.0% Land................................... 2,854 7.9 Lodging/Leisure........................ 6,401 17.8 Office & Industrial.................... 9,436 26.3 Shopping Centers....................... 13,180 36.7 -------- ----- $ 42,310 117.7% -------- ----- -------- ----- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- European Real Estate Portfolio 46
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- GLOBAL EQUITY PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Australia 0.7% Belgium 1.8% Bermuda 0.4% Canada 2.4% Denmark 0.1% Finland 1.3% France 6.4% Germany 5.5% Ireland 1.8% Italy 3.0% Japan 7.5% Netherlands 4.3% New Zealand 0.5% Portugal 0.8% Spain 3.0% Sweden 1.5% Switzerland 10.1% United Kingdom 10.1% United States 32.8% Other 6.0% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Enlarge/Download Table] GLOBAL EQUITY PORTFOLIO-CLASS A MSCI WORLD NET INDEX(1) 7/15/92* $500,000 $500,000 10/31/92 $467,500 $482,000 12/31/92 $455,813 $475,879 12/31/93 $703,145 $604,750 12/31/94 $752,000 $635,450 12/31/95 $892,323 $767,115 12/31/96 $1,096,041 $870,522 12/31/97 $1,356,351 $1,007,716 12/31/98 $1,554,378 $1,252,994 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different inception dates and fees assessed to that class. PERFORMANCE COMPARED TO THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) WORLD NET INDEX(1) ----------------------------------------- [Download Table] TOTAL RETURNS(2) ------------------------------------------------ AVERAGE ANNUAL AVERAGE ANNUAL ONE YEAR FIVE YEARS SINCE INCEPTION ---------- ----------------- ----------------- PORTFOLIO -- CLASS A.... 14.60% 17.20% 19.18% PORTFOLIO -- CLASS B.... 14.15 N/A 19.80 INDEX -- CLASS A........ 24.34 15.68 15.27 INDEX -- CLASS B........ 24.34 N/A 17.63 1. The MSCI World Net Index is an unmanaged index of common stocks and includes securities representative of the market structure of 22 developed market countries in North America, Europe, and the Asia/Pacific region (includes dividends). 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The Global Equity Portfolio is managed with the objective of obtaining long-term capital appreciation by investing in equity securities of issuers throughout the world, including U.S. issuers. Investments may also be made with discretion in emerging markets. For the year ended December 31, 1998, the Portfolio had a total return of 14.60% for the Class A shares and 14.15% for the Class B shares compared to a total return of 24.34% for the Morgan Stanley Capital International (MSCI) World Net Index (the "Index"). For the five-year period ended December 31, 1998, the Portfolio had a total return of 17.20% for the Class A shares compared to 15.68% for the Index. From inception on July 15, 1992 through December 31, 1998, the average annual total return of Class A shares was 19.18% compared to 15.27% for the Index. From inception on January 2, 1996 through December 31, 1998, the average annual total return of Class B shares was 19.80% compared to 17.63% for the Index. Within the second half of 1998, stock selection in Europe was the largest contributor to the Portfolio's underperformance. One of the Portfolio's largest holdings, Swiss food producer Nestle, rose 2%, held back by concerns over the weakening U.S. dollar affecting revenues and profits (50% of Nestle revenues are derived in dollars or dollar-related currencies). Rallying European currencies also weighed heavily on export oriented companies such as Bayer ( - 19%), as well as BASF ( - 20%) which suffered further on the announcement of proposed changes in the structure of German corporate tax. These losses were mitigated by strong performance in the telecoms sector, where increased penetration of mobile phones in Southern Europe sparked a rally in Telecom Italia (+32%). The Portfolio's U.S. portion also underperformed the Index, rising 5.2% against the Index's 10.5% return. World oil prices, despite a brief spike during the U.S. ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED IN THIS OVERVIEW ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- Global Equity Portfolio 47
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- GLOBAL EQUITY PORTFOLIO (CONT.) air-raids on Iraq, continued to fall sharply, leading to a collapse in the share prices of Ocean Energy (-67%) and contract driller Noble Drilling ( - 46%). These losses were mitigated by sharp increases in the prices of stocks like Houghton Mifflin (+49%), which benefited from increased sales of school textbooks, and Comsat (+27%), which announced it was being taken over by Lockheed. Philip Morris (+36%) also gained as the tide of tobacco liability lawsuits appeared to have peaked. In Asia, the Portfolio outperformed the Index, notably in Japan where the Portfolio returned 21.0% against a 7.9% Index return. Strong U.S. sales allowed consumer products maker Kao Corp to rise 47%, while higher than expected profits also prompted gains in Fujisawa Pharmaceutical (+52%). Both companies also benefited as investors sought shares insulated from the domestic economy. OUTLOOK Overall the Portfolio is defensively positioned for a continuation of volatile financial market conditions in 1999. The three largest surprises for investors in 1998 were slower than expected global growth (1.8% versus consensus of 3.5%), lower than expected global inflation (1.3% versus consensus of 2.3%), and finally as a result of the former, weaker than expected earnings. The slowdown in global growth occurring outside the U.S., in particular in Japan, but increasingly in Europe suggests caution is warranted. Indeed, despite aggressive global easing in monetary policy, led by the Federal Reserve, it seems a near certainty that earnings expectations for 1999 are far too optimistic. Consistent with our cautionary view on global growth, the Portfolio's largest sector exposure and overweight remains consumer defensive staples at 21%. Utilities, telecoms and food retailing are also overweighted. Telecom Italia is our largest telecom holding. The Portfolio is underweight banks with a strong emphasis on regional bank franchises like Bank of Ireland, and Nordbanken. In contrast, the Portfolio has overweighted re-insurance and financial guaranty companies, such as MBIA, Scor, and Enhance Financial due to compelling valuation levels. The Portfolio remains underweight in the U.S. and Japan. Many of our U.S. holdings reached fair value in the last 12 months and have been sold. Our holdings are concentrated in the mid cap segment of the U.S. market where value is most attractive following an unprecedented narrowing in U.S. market leadership in 1998. We have found selective value in Japanese pharmaceuticals like Fujisawa which is cheap relative to its global peer group. Kao, with its core household products business, and NTT lend defensiveness. The challenge in Japan remains finding management who have embraced concepts such as return on capital and maximizing shareholder value. Finding cheap companies is not the problem, rather it is finding high quality cheap companies that is more difficult. Portfolio weightings in Europe have risen gradually through 1998, funded by reductions in the U.S. In particular, Switzerland, UK, Ireland and Germany are overweighted as a result of our stock selection. 1998 has been a difficult year for value managers. This is starkly illustrated by the performance gulf between the MSCI World Growth Index up 25% for the year and the MSCI Value Index up 14% for the year (with the World Index rising 24%). While we know that a value strategy outperforms both growth and the Index over long periods of time, value can and has underperformed growth during times of economic uncertainty as investors pay more for the perception of stable earnings. Similarly, the narrowing leadership associated with manias or stock bubbles can also disadvantage a value style like during the nifty fifty of the early 70's or the internet/technology bubble which drove S&P 500 Index performance in 1998. Of note, the S&P 500's performance was narrower than in all but one of the past 10 years. While the S&P 500 returned 28.5% for the year, the median return of all stocks in the Index was just 6.6%. 10 growth stocks accounted for 41% of the S&P 500's 1998 performance. Microsoft, GE, Wal Mart, Lucent, Cisco, and Intel top the list of growth stocks dominating performance. Our disciplined value process ensures that we do not get swept up into such manias, highlighted by the fantastic valuations currently ascribed to internet shares. The flight to growth and liquidity in 1998 has also meant that the large cap/midcap valuation premium has reached historic proportions. We expect that patient exploitation of this valuation anomaly should be rewarded over time. The Portfolio is a value Portfolio and reflects our bottom-up value discipline. The price to cash flow ratio of the Portfolio is less than 9 times versus 14.2 times for the Index. This provides some comfort in what seems, after the fourth quarter rally, once again an expensive equity world. -------------------------------------------------------------------------------- Global Equity Portfolio 48
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- GLOBAL EQUITY PORTFOLIO (CONT.) Recent additions to the Portfolio include: LION NATHAN (New Zealand) enjoys a dominant position, along with Fosters, in the Australasian brewing market. The stock generates substantial free cash flow with capital spending below depreciation and is currently undervalued due to concern over recent market share losses in Australia, and management turnover. The stock is underpinned by its valuation and an attractive dividend yield. MICHELIN (France) is currently one of the top three global tire producers. While the company has been all about margins in the past, the management are now saying that a 15% return on equity is the target, with the margin becoming a means to this end, rather than an end in itself. Management seem to be fairly advanced in their thinking in terms of return on capital employed, and this is very important as Michelin has never in the past been run on asset efficiency. From an external perspective, the three Majors do seem to be playing a more profit-oriented game now that they have a clear lead over the second tier in terms of market share. Consolidation has come in the Original Equipment Manufacturer which should no longer need to be subsidised by the Auto Makers, a fact that has helped the smaller players in the past. POTASH CORPORATION OF SASKATCHEWAN (Canada) is the world's lowest cost and highest reserved producer of potash and one of the world's most efficient producers of phosphate and nitrogen, the other key fertilizer applications. The company is renowned for its supply management and is generating substantial free cash flow. SWISSCOM (Switzerland) is the previously state owned Telecom PTT, which was recently floated in an initial public offering of the shares on October 5, 1998. The company is active in the operation and maintenance of the major voice, mobile and data network in Switzerland. Swisscom benefits from high market shares and high margins in its mobile business. Frances Campion PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- Global Equity Portfolio 49
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- GLOBAL EQUITY PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) -------------------------------------------------------------------------- COMMON STOCKS (93.2%) AUSTRALIA (0.7%) 739,100 CSR Ltd........................................... $ 1,807 ---------- BELGIUM (1.8%) 22,700 Delhaize-Le Lion.................................. 1,996 47,100 G.I.B. Holdings Ltd............................... 2,453 ---------- 4,449 ---------- BERMUDA (0.4%) 38,100 Terra Nova (Bermuda) Holdings Ltd., Class A....... 962 ---------- CANADA (2.4%) 39,250 Potash Corp. of Saskatchewan, Inc................. 2,515 154,107 TELUS Corp........................................ 3,259 ---------- 5,774 ---------- DENMARK (0.1%) 5,860 Danisco A/S....................................... 318 ---------- FINLAND (1.3%) 54,700 Pohjola Insurance Co., Class B.................... 2,982 11,700 Valmet Oyj........................................ 156 ---------- 3,138 ---------- FRANCE (6.4%) 4,560 Bongrain.......................................... 2,040 19,750 Cie Generale des Establissements Michelin, Class B (Registered).................................... 790 29,066 Elf Aquitaine..................................... 3,359 17,000 Groupe Danone..................................... 4,866 730 Pernod Ricard..................................... 47 21,000 Rhone-Poulenc, Class A............................ 1,080 47,750 Scor.............................................. 3,157 ---------- 15,339 ---------- GERMANY (4.7%) 97,090 BASF AG........................................... 3,702 40,620 Bayer AG.......................................... 1,705 3,470 Karstadt AG....................................... 1,816 62,950 VEBA AG........................................... 3,728 5,420 Volkswagen AG..................................... 438 ---------- 11,389 ---------- IRELAND (1.8%) 81,507 Bank of Ireland................................... 1,812 69,200 Clondalkin Group plc.............................. 494 342,981 Green Property plc................................ 1,939 ---------- 4,245 ---------- ITALY (3.0%) 305,000 Mediaset S.p.A.................................... 2,472 760,913 Telecom Italia S.p.A. (RNC)....................... 4,786 ---------- 7,258 ---------- VALUE SHARES (000) -------------------------------------------------------------------------- JAPAN (7.5%) 80,000 Fuji Photo Film Ltd............................... $ 2,977 111,000 Fujisawa Pharmaceutical Co., Ltd.................. 1,574 199,000 Hitachi Ltd....................................... 1,234 263 Japan Tobacco, Inc................................ 2,633 182,000 Kao Corp.......................................... 4,113 140,000 Nichido Fire & Marine Insurance Co., Ltd.......... 689 270 Nippon Telegraph & Telephone Corp................. 2,086 86,000 Sumitomo Marine & Fire Insurance Co., Ltd......... 546 26,000 TDK Corp.......................................... 2,380 ---------- 18,232 ---------- NETHERLANDS (4.3%) 119,912 ABN Amro Holding N.V.............................. 2,522 39,600 Benckiser N.V., Class B........................... 2,594 3,565 Hollandsche Beton Groep N.V....................... 44 60,172 ING Groep N.V..................................... 3,669 22,700 Philips Electronics N.V........................... 1,523 ---------- 10,352 ---------- NEW ZEALAND (0.5%) 477,400 Lion Nathan Ltd................................... 1,214 ---------- PORTUGAL (0.8%) 57,170 Cimpor SGPS....................................... 1,826 ---------- SPAIN (3.0%) 210,700 Iberdrola......................................... 3,936 75,400 Telefonica........................................ 3,348 ---------- 7,284 ---------- SWEDEN (1.5%) 404,200 Nordbanken Holding AB............................. 2,596 71,500 Skandia Forsakrings AB............................ 1,095 ---------- 3,691 ---------- SWITZERLAND (10.1%) 760 ABB AG (Bearer)................................... 892 620 Ascom Holdings AG (Bearer)........................ 972 370 Bobst AG (Bearer)................................. 459 4,781 Cie Financiere Richemont AG, Class A.............. 6,770 2,500 Forbo Holding AG (Registered)..................... 1,094 2,330 Holderbank Financiere Glarus AG, Class B (Bearer)........................................ 2,762 3,170 Nestle (Registered)............................... 6,911 2,500 SIG Schweizensche Industrie-Gesellschaft Holding AG (Registered)................................. 1,476 (a)7,240 Swisscom AG....................................... 3,035 ---------- 24,371 ---------- UNITED KINGDOM (10.1%) 35,100 Allied Domecq plc................................. 324 1,286,062 BTR plc........................................... 2,653 The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Global Equity Portfolio 50
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- GLOBAL EQUITY PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) -------------------------------------------------------------------------- UNITED KINGDOM (CONT.) [Download Table] 83,800 Bank of Ireland................................... $ 1,836 126,200 Blue Circle Industries plc........................ 651 158,150 Burmah Castrol plc................................ 2,263 224,688 Christian Salvesen plc............................ 340 219,290 English China Clays plc........................... 595 211,300 Imperial Tobacco Group plc........................ 2,264 241,400 Matthews (Bernard) plc............................ 466 (a,d)653,333 Pentos plc........................................ -- 331,191 Reckitt & Colman plc.............................. 4,386 285,777 Royal & Sun Alliance Insurance Group plc.......... 2,334 660,600 WPP Group plc..................................... 4,020 360,100 Wolseley plc...................................... 2,277 ---------- 24,409 ---------- UNITED STATES (32.8%) 29,600 Albertson's, Inc.................................. 1,885 33,950 Aluminum Company of America....................... 2,531 150,500 American Stores Co................................ 5,559 (a)73,700 BJ's Wholesale Club, Inc.......................... 3,413 95,900 Boise Cascade Corp................................ 2,973 61,450 Borg-Warner Automotive, Inc....................... 3,430 134,250 COMSAT Corp....................................... 4,833 (a)139,300 Cadiz, Inc........................................ 1,062 (a,d)22,000 Cadiz, Inc. (Restricted Shares)................... 168 53,500 Chase Manhattan Bank.............................. 3,641 (a)232,050 Data General Corp................................. 3,814 68,900 Enhance Financial Services Group, Inc............. 2,067 65,250 Finova Group, Inc................................. 3,520 (a)127,200 GenRad, Inc....................................... 2,003 30,300 Georgia Pacific Group............................. 1,774 46,800 Goodrich (BF) Co.................................. 1,679 143,100 Houghton Mifflin Co............................... 6,762 23,350 IBP, Inc.......................................... 680 (a)83,000 InteliData Technologies Corp...................... 109 72,130 MBIA, Inc......................................... 4,729 36,900 Mellon Bank Corp.................................. 2,537 (a)86,000 Noble Drilling Corp............................... 1,113 (a)147,815 Ocean Energy, Inc................................. 933 120,100 Penncorp Financial Group, Inc..................... 120 66,150 Pharmacia & Upjohn, Inc........................... 3,746 147,300 Philip Morris Cos., Inc........................... 7,881 31,000 Tecumseh Products Co., Class A.................... 1,445 67,700 UST Corp.......................................... 1,595 87,300 Unicom Corp....................................... 3,367 (a)135,400 WorldCorp, Inc.................................... 19 ---------- 79,388 ---------- TOTAL COMMON STOCKS (Cost $195,608)........................... 225,446 ---------- VALUE SHARES (000) -------------------------------------------------------------------------- PREFERRED STOCKS (0.8%) GERMANY (0.8%) 38,660 Volkswagen AG (Cost $1,125)....................... $ 1,925 ---------- [Download Table] NO. OF RIGHTS ---------- RIGHTS (0.0%) SPAIN (0.0%) (a)75,400 Telefonica, expiring 1/30/99 (Cost $0)............ 67 ---------- TOTAL FOREIGN & U.S. SECURITIES (94.0%) (Cost $196,733)............................................. 227,438 ---------- [Download Table] FACE AMOUNT (000) ---------- SHORT-TERM INVESTMENT (5.8%) REPURCHASE AGREEMENT (5.8%) $ 13,990 Chase Securities, Inc. 4.45%, dated 12/31/98, due 1/04/99, to be repurchased at $13,997, collateralized by U.S. Treasury Bonds, 11.25%, due 12/15/15 valued at $14,274 (Cost $13,990)... $ 13,990 ---------- FOREIGN CURRENCY (0.0%) FRF 123 French Franc (Cost $22)........................... 22 ---------- TOTAL INVESTMENTS (99.8%)(Cost $210,745)...................... 241,450 ---------- [Download Table] OTHER ASSETS (0.4%) Dividends Receivable.................................. $ 444 Receivable for Portfolio Shares Sold.................. 422 Foreign Withholding Tax Reclaim Receivable............ 83 Interest Receivable................................... 2 Other................................................. 8 959 ---------- LIABILITIES ( - 0.2%) Investment Advisory Fees Payable...................... (400) Administrative Fees Payable........................... (25) Payable for Investments Purchased..................... (22) Custodian Fees Payable................................ (12) Distribution Fees Payable............................. (7) Directors' Fees and Expenses Payable.................. (7) Bank Overdraft Payable................................ (3) Other Liabilities..................................... (62) (538) ---------- -------- NET ASSETS (100%)................................................... $241,871 -------- -------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Global Equity Portfolio 51
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- GLOBAL EQUITY PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] AMOUNT (000) ------------------------------------------------------------------------------ NET ASSETS CONSIST OF: Paid in Capital......................................... $204,207 Overdistributed Net Investment Income................... (6) Accumulated Net Realized Gain........................... 6,959 Unrealized Appreciation on Investments and Foreign Currency Translations................................. 30,711 -------- NET ASSETS.............................................. $241,871 -------- -------- [Download Table] CLASS A: ------------------------------------------------------------------ NET ASSETS........................................................ $228,748 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 11,031,229 outstanding $0.001 par value shares (authorized 500,000,000 shares)................................. $20.74 -------- -------- CLASS B: ------------------------------------------------------------------ NET ASSETS........................................................ $13,123 NET ASSET VALUE, OFFERING AND REDEMPTION PRICE PER SHARE Applicable to 636,107 outstanding $0.001 par value shares (authorized 500,000,000 shares)................................. $20.63 -------- -------- ------------------------------------------------------------ (a) -- Non-income producing security (d) -- Security is valued at fair value -- see note A-1 to financial statements. RNC -- Non-Convertible Savings Shares ------------------------------------------------------------ SUMMARY OF FOREIGN & U.S. SECURITIES BY INDUSTRY CLASSIFICATION [Download Table] VALUE PERCENT OF INDUSTRY (000) NET ASSETS ------------------------------------------------------------------- Capital Equipment...................... $ 16,871 7.0% Consumer Goods......................... 65,572 27.1 Energy................................. 17,586 7.3 Finance................................ 45,409 18.8 Materials.............................. 25,511 10.5 Multi-Industry......................... 2,653 1.1 Services............................... 53,836 22.2 --------- --- $ 227,438 94.0% --------- --- --------- --- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- Global Equity Portfolio 52
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- INTERNATIONAL EQUITY PORTFOLIO COMPOSITION OF NET ASSETS (AT DECEMBER 31, 1998) -------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] Australia 1.6% Belgium 0.4% Canada 3.2% Denmark 1.6% Finland 0.6% France 11.5% Germany 7.3% Hong Kong 1.8% Italy 4.2% Japan 17.8% Netherlands 4.4% New Zealand 0.4% Portugal 0.3% Singapore 0.9% Spain 2.7% Sweden 2.8% Switzerland 8.7% United Kingdom 24.2% Other 5.6% COMPARISON OF THE CHANGE IN VALUE OF A $500,000** INVESTMENT --------------------------------------------- EDGAR REPRESENTATION OF DATA POINTS USED IN PRINTED GRAPHIC [Download Table] INTERNATIONAL EQUITY PORTFOLIO-CLASS A MSCI EAFE INDEX(1) 8/04/89* $500,000 $500,000 10/31/90 $505,380 $417,750 10/31/91 $541,635 $446,800 10/31/92 $516,940 $387,750 12/31/92 $524,830 $393,450 12/31/93 $769,000 $521,500 12/31/94 $864,150 $562,100 12/31/95 $965,860 $625,111 12/31/96 $1,155,555 $662,930 12/31/97 $1,316,293 $674,730 12/31/98 $1,557,175 $809,676 * Commencement of operations ** Minimum investment In accordance with SEC regulations, Portfolio performance shown assumes that all recurring fees (including management fees) were deducted and all dividends and distributions were reinvested. The performance of Class B shares will vary based upon the different inception dates and fees assessed to that class. PERFORMANCE COMPARED TO THE MORGAN STANLEY CAPITAL INTERNATIONAL (MSCI) EAFE INDEX(1) ----------------------------------------- [Download Table] TOTAL RETURNS(2) ------------------------------------------------ AVERAGE ANNUAL AVERAGE ANNUAL ONE YEAR FIVE YEARS SINCE INCEPTION ---------- ----------------- ----------------- PORTFOLIO -- CLASS A.... 18.30% 15.14% 12.83% PORTFOLIO -- CLASS B.... 18.13 N/A 16.76 INDEX -- CLASS A........ 20.00 9.19 5.45 INDEX -- CLASS B........ 20.00 N/A 9.00 1. The MSCI EAFE Index is an unmanaged index of common stocks and includes Europe, Australasia and the Far East (includes dividends net of withholding taxes). 2. Total returns for the Portfolio reflect expenses waived and reimbursed, if applicable, by the Adviser. Without such waiver and reimbursement, total returns would be lower. PAST PERFORMANCE IS NOT PREDICTIVE OF FUTURE PERFORMANCE. The investment objective of the International Equity Portfolio is long-term capital appreciation through investment primarily in equity securities of non-U.S. issuers. Equity securities for this purpose include common stocks and equivalents, such as securities convertible into common stocks, and securities having common stock characteristics, such as rights and warrants to purchase common stocks. For the year ended December 31, 1998, the Portfolio had a total return of 18.30% for the Class A shares and 18.13% for the Class B shares compared to 20.00% for the Morgan Stanley Capital International (MSCI) EAFE Index (the "Index"). For the five-year period ended December 31, 1998, the average annual total return of Class A shares was 15.14% compared to 9.19% for the Index. From inception on August 4, 1989 through December 31, 1998, the average annual total return of Class A shares was 12.83% compared to 5.45% for the Index. From inception on January 2, 1996 through December 31, 1998, the average annual total return of Class B shares was 16.76% compared to 9.00% for the Index. Market behavior in the final quarter of 1998 was somewhat perplexing with markets almost regaining all-time highs in the face of a deteriorating economic outlook, a torrent of corporate profit warnings and worrying signs of a change in the political landscape in Europe with Mr. Lafontaine's socialist bent. There is clear empirical evidence of a sharp slowdown in industrial production in Germany and the U.K. while the economic news in Japan goes from bad to worse. The structural imbalances in the U.S. are as apparent as ever with U.S. households actually dis-saving in the face of a burgeoning current account deficit. U.S. growth is being fueled by consumer spending which in turn seems dangerously dependent on an escalating stock market. With the benefit of hindsight we were too slow to appreciate the calming effect of the policy response of ------------------------------------------------------------ CERTAIN INFORMATION APPEARING IN THIS INVESTMENT OVERVIEW IS UNAUDITED. ACCORDINGLY, THE REPORT OF INDEPENDENT ACCOUNTANTS APPEARING ELSEWHERE IN THIS REPORT DOES NOT EXTEND TO THIS INFORMATION. THE INFORMATION CONTAINED IN THIS OVERVIEW REGARDING SPECIFIC SECURITIES IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A RECOMMENDATION TO PURCHASE OR SELL THE SECURITIES MENTIONED. THE COUNTRY SPECIFIC PERFORMANCE RESULTS PROVIDED ARE FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS A GUARANTEE OF THE PORTFOLIO'S FUTURE PERFORMANCE. PAST PERFORMANCE SHOWN IS NOT PREDICTIVE OF FUTURE PERFORMANCE. INVESTMENT RETURN AND PRINCIPAL VALUE WILL FLUCTUATE SO THAT AN INVESTOR'S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. PLEASE SEE THE PROSPECTUS FOR A DESCRIPTION OF CERTAIN RISK CONSIDERATIONS ASSOCIATED WITH INTERNATIONAL INVESTING. -------------------------------------------------------------------------------- International Equity Portfolio 53
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- OVERVIEW -------------------------------------------------------------------------------- INTERNATIONAL EQUITY PORTFOLIO (CONT.) lower interest rates from the Fed and the European central banks and were surprised at investors' willingness to uphold the falling bond yield/rising equity prices paradigm, even in the face of mounting deflationary forces. As a result we missed an opportunity to add to our holdings in financials and consequently paid the price in the fourth quarter performance. However, the Japanese experience is a salutary reminder that this relationship of falling bond yields/rising equity prices does not hold in a world of price deflation and corporate profits recession and where monetary and fiscal stimulus have proven to be ineffective weapons. We therefore see the fall in short-term rates in the U.S. and Europe as nothing more than a temporary panacea and it does nothing to prevent the disinflationary forces unleashed from structural over-capacity in Japan and South East Asia reverberating throughout the globe. Having missed the fourth quarter rally we see little rationale for changing our defensive stance now. With consensus European earnings estimates of 12%+ for both 1999 and 2000 continuing to look wildly optimistic we remain extremely cautious and continue to cover companies which we believe have resilient cash flow streams and low capital intensity. We therefore envisage no major change to our large overweight position in the household goods and beverage & tobacco sectors. While these sectors will not be totally immune to global slowdown they should fare much better than companies with high operational leverage exposed to tradable goods. Likewise we are unlikely to change our large underweight position in the financial sector. We flatly disagree with the market view that banks are no longer cyclical, high teen return on equity's are sustainable and surplus capital can be reinvested at current rates of return. To our mind banks are 20 to 1 leveraged plays on the economy and will therefore not be immune to a global economic slowdown. The U.K. is the one market where industrial stocks appear to be discounting a recession with valuations back to levels last seen in 1991/1992 and we are finding compelling value among some of the building material stocks in particular (RMC, Blue Circle). Liquidity is, however, a major constraint with many of these stocks now falling into the mid cap category. In Japan, we think the current appreciation of the yen is unsustainable for any length of time as it is an outright threat to any hope of economic recovery in Japan. Having reduced our exposure to the blue chip exporters early last year in favor of quality domestic franchise stocks (e.g. Koa, Central Japan Railway, Japan Tobacco, Takefuji) we may now look to reweight back towards some of the quality exporters (e.g. Rohm, Pioneer, Sony) which are now starting to offer exceptional value after the yen induced period of relative and absolute underperformance. The situation with the recapitalization of the banks remains as clear as mud and it would be foolhardy to commit funds before one can be sure that the injection of public funds will not result in massive dilution. Evidence that banks are going to start to reprice for credit risk is also a necessary precondition to improving the economic viability of the banking sector. Dominic Caldecott PORTFOLIO MANAGER January 1999 -------------------------------------------------------------------------------- International Equity Portfolio 54
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- INTERNATIONAL EQUITY PORTFOLIO -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) -------------------------------------------------------------------------------- COMMON STOCKS (93.0%) AUSTRALIA (1.6%) 1,540,750 Brambles Industries Ltd.......................... $ 37,528 6,910,300 Fosters Brewing Group Ltd........................ 18,715 ----------- 56,243 ----------- BELGIUM (0.4%) 238,050 G.I.B. Holdings Ltd.............................. 12,469 ----------- CANADA (3.2%) 534,980 Potash Corp. of Saskatchewan, Inc................ 34,285 (a)2,675,300 Renaissance Energy Ltd........................... 30,373 2,149,800 TELUS Corp....................................... 45,458 ----------- 110,116 ----------- DENMARK (1.6%) 43,050 Danisco A/S...................................... 2,334 198,800 Den Danske Bank.................................. 26,707 264,108 Unidanmark A/S, plc Class A (Registered)......... 23,861 ----------- 52,902 ----------- FINLAND (0.6%) 342,400 Huhtamaki Oyj, Series 1.......................... 13,114 1,318,967 Merita Ltd., plc, Class A........................ 8,385 ----------- 21,499 ----------- FRANCE (11.5%) 347,060 Alcatel Alsthom.................................. 42,481 293,100 Assurances Generales de France (Bearer).......... 17,508 12,760 Bongrain......................................... 5,709 219,182 Cie de Saint Gobain.............................. 30,947 556,300 Elf Aquitaine.................................... 64,310 (c)393,515 France Telecom................................... 31,266 207,996 Groupe Danone.................................... 59,554 1,455,970 Rhone-Poulenc, Class A........................... 74,934 293,254 Schneider........................................ 17,790 154,686 Scor............................................. 10,228 249,500 Total, Class B................................... 25,271 1,142,298 Usinor Sacilor................................... 12,684 ----------- 392,682 ----------- GERMANY (5.9%) 1,058,300 BASF AG.......................................... 40,365 709,700 Bayer AG......................................... 29,795 36,950 Karstadt AG...................................... 19,338 1,298,120 RWE AG........................................... 71,678 7,670 Varta AG......................................... 1,247 (c)65,610 Viag AG.......................................... 38,787 ----------- 201,210 ----------- HONG KONG (1.8%) 14,554,155 Hong Kong Land Holdings Ltd...................... 17,174 15,741,837 Jardine Strategic Holdings, Inc.................. 22,826 VALUE SHARES (000) -------------------------------------------------------------------------------- (c)3,561,600 Swire Pacific Ltd., Class A...................... $ 15,952 6,842,500 Swire Pacific Ltd., Class B...................... 4,548 ----------- 60,500 ----------- ITALY (4.2%) (c)5,842,300 Mediaset S.p.A................................... 47,460 15,380,487 Telecom Italia S.p.A. (RNC)...................... 96,972 ----------- 144,432 ----------- JAPAN (17.8%) (c)2,807,000 Aisin Seiki Co., Ltd............................. 30,968 679,600 Aoyama Trading Co., Ltd.......................... 19,030 747,000 Canon, Inc....................................... 15,986 (c)3,522 Central Japan Railway Co......................... 18,663 316,000 Chudenko Corp.................................... 6,749 1,604,000 Daibiru Corp..................................... 10,234 288,000 Daiichi Pharmaceutical Co. Ltd................... 4,872 1,211,000 Eisai Co., Ltd................................... 23,608 1,536,000 Fuji Photo Film Ltd.............................. 57,166 816,000 Fujisawa Pharmaceutical Co., Ltd................. 11,570 2,887,000 Hitachi Ltd...................................... 17,908 4,539 Japan Tobacco, Inc............................... 45,450 3,144,000 Kao Corp......................................... 71,043 (c)3,899,000 NEC Corp......................................... 35,932 3,547,000 Nichido Fire & Marine Insurance Co., Ltd......... 17,444 8,349 Nippon Telegraph & Telephone Corp................ 64,513 729,000 Ono Pharmaceutical Co., Ltd...................... 22,804 34,000 Rohm Co.......................................... 3,100 3,034,000 Shionogi & Co., Ltd.............................. 22,234 34,800 Sony Corp........................................ 2,538 (c)4,132,000 Sumitomo Marine & Fire Insurance Co., Ltd........ 26,216 31,000 TDK Corp......................................... 2,838 306,400 Takefuji Corp.................................... 22,400 (c)2,201,000 Toyo Seikan Kaisha Ltd........................... 37,408 (c)565,000 Yamanouchi Pharmaceutical Co..................... 18,224 ----------- 608,898 ----------- NETHERLANDS (4.4%) 996,500 Akzo Nobel N.V................................... 45,384 502,750 Buhrmann N.V..................................... 8,998 148,400 CSM N.V.......................................... 8,569 826,060 Hollandsche Beton Groep N.V...................... 10,208 620,739 ING Groep N.V.................................... 37,859 561,000 Philips Electronics N.V.......................... 37,652 ----------- 148,670 ----------- NEW ZEALAND (0.4%) 5,607,200 Lion Nathan Ltd.................................. 14,260 (a)392,500 Smith City Group Ltd............................. - ----------- 14,260 ----------- PORTUGAL (0.3%) 291,410 Cimentos de Portugal............................. 9,299 ----------- The accompanying notes are an integral part of the financial statements. -------------------------------------------------------------------------------- International Equity Portfolio 55
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[LOGO] Morgan Stanley Dean Witter Institutional Fund, Inc. -------------------------------------------------------------------------------- STATEMENT OF NET ASSETS DECEMBER 31, 1998 -------------------------------------------------------------------------------- INTERNATIONAL EQUITY PORTFOLIO (CONT.) -------------------------------------------------------------------------------- [Download Table] VALUE SHARES (000) -------------------------------------------------------------------------------- SINGAPORE (0.9%) (c)446,090 Singapore Press Holdings Ltd..................... $ 4,840 3,760,000 United Overseas Bank Ltd. (Foreign).............. 24,155 ----------- 28,995 ----------- SPAIN (2.7%) 3,879,500 Iberdrola........................................ 72,666 463,481 Telefonica....................................... 20,633 ----------- 93,299 ----------- SWEDEN (2.8%) 1,201,800 ForeningsSparbanken AB........................... 31,174 (c)75 Mandamus AB (units).............................. 1 (c)4,999,800 Nordbanken Holding AB............................ 32,114 1,539,600 Svenska Cellulosa AB, Class B.................... 33,661 ----------- 96,950 ----------- SWITZERLAND (8.7%) 48,457 Cie Financiere Richemont AG, Class A............. 68,614 22,540 Forbo Holding AG (Registered).................... 9,861 20,531 Holderbank Financiere Glarus AG, Class B (Bearer)....................................... 24,341 44,645 Nestle (Registered).............................. 97,330 11,524 Schindler Holding AG (Participating Certificates).................................. 18,485 (a)104,370 Swisscom AG (Registered)......................... 43,757 117,715 Union Bank of Switzerland AG (Registered)........ 36,220 ----------- 298,608 ----------- UNITED KINGDOM (24.2%) 6,217,500 Aggreko plc...................................... 18,828 1,436,200 Allied Domecq plc................................ 13,250 (a)1,419,069 Allied Zurich plc................................ 21,167 2,675,400 BG plc........................................... 16,882 18,444,799 BTR plc.......................................... 38,055 3,289,567 Bank of Scotland................................. 39,244 16,492,100 Billiton plc..................................... 32,722 5,222,514 Blue Circle Industries plc....................... 26,937 1,528,069 British American Tobacco plc..................... 13,437 2,718,700 British Telecommunications plc................... 40,960 6,869,300 Bunzl plc........................................ 26,859 3,328,000 Burmah Castrol plc............................... 47,620 6,217,500 Christian Salvesen plc........................... 9,414 2,164,600 Commercial Union plc............................. 33,891 2,800,800 Diageo plc....................................... 31,875 3,566,128 English China Clays plc.......................... 9,672 2,846,900 Great Universal Stores plc....................... 30,008 1,870,200 Imperial Tobacco Group plc....................... 20,039 5,026,451 John Mowlem & Co. plc............................ 8,238 2,497,750 Lonrho Africa plc................................ 2,327 2,745,950 Lonrho plc....................................... 15,031 2,408,068 National Westminster Bank plc.................... 46,437 4,241,700 Premier Farnell plc.............................. 11,292 VALUE SHARES (000) -------------------------------------------------------------------------------- 2,751,700 RMC Group plc.................................... $ 37,680 3,433,500 Racal Electronic plc............................. 19,881 4,146,202 Reckitt & Colman plc............................. 54,913 668 Rolls-Royce plc.................................. 3 3,781,700 Royal & Sun Alliance Insurance Group plc......... 30,879 2,561,902 Tate & Lyle plc.................................. 14,109 13,668,200 WPP Group plc.................................... 83,178 515,900 Williams plc..................................... 2,929 4,878,100 Wolseley plc..................................... 30,842 ----------- 828,599 ----------- TOTAL COMMON STOCKS (Cost $2,569,254).............................. 3,179,631 ----------- PREFERRED STOCKS (1.4%) GERMANY (1.4%) 949,500 Volkswagen AG (Cost $19,272)..................... 47,299 ----------- [