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- Alternative Formats (Word, et al.)
- Accruing Loans Delinquent More than 90 Days
- Acquisition of Discounted Loans
- Allowance for Loan Losses
- Asset/Liability Management
- Beal Affordable Housing, Inc. ("BAH")
- Beal Mortgage, Inc. ("BMI") and Beal Properties, Inc. ("BPI")
- Benefits
- Board of Directors of the Bank
- Borrowings
- Business
- Certain Relationships and Related Transactions
- Certain Transactions
- Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
- Classified Assets
- Commercial Business Lending
- Community Reinvestment Act
- Comparison of Operating Results for the Fiscal Years Ended June 30, 1995 and 1994
- Comparison of Operating Results for the Fiscal Years Ended June 30, 1996 and 1995
- Comparison of Operating Results for the Six Months Ended December 31, 1996 and 1995
- Compensation Committee Interlocks and Insider Participation
- Compensation of Directors
- Compensation of Executive Officers
- Competition
- Construction, Development and Land Lending
- Consumer Lending
- Contractual Principal Repayments
- Conversion, The
- Delaware Taxation
- Deposits
- Directors and Executive Officers
- Directors of Beal Financial
- Employees
- Employment Agreements
- Executive Compensation [Dmm to Check]
- Executive Officers of the Bank
- Exhibits, Financial Statements Schedules and Reports on Form 8-K
- Federal and State Taxation
- Federal Home Loan Bank System
- Federal Regulation of State-Chartered Savings Banks
- Federal Reserve System
- Federal Securities Law
- Federal Taxation
- Financial Condition
- Financial Statements and Supplementary Information
- Foreclosed Assets
- Foreign Lending Activities
- Foreign Lending Corporation ("FLC")
- Forward-Looking Statements
- General
- Geographic Distribution of Real Estate Secured Loans
- Holding Company Regulation
- Impact of Inflation and Changing Prices
- Income per common share
- Income taxes
- Insurance of Accounts and Regulation by the FDIC
- Interest expense
- Interest income
- Investment Activities
- Item 7
- Legal Proceedings
- Lending Activities
- Limitations on Dividends and Other Capital Distributions
- Liquidity
- Liquidity and Capital Resources
- Loan Acceptance Corp. ("LAC")
- Loan Acquisition, Resolution, Origination and Sale Activities
- Loan Delinquencies and Non-Performing Assets
- Loan Portfolio Composition
- Management's Discussion and Analysis of Financial Condition and Results of Operations
- Market for the Registrant's Common Equity and Related Stockholder Matters
- Meetings and Committees of the Board of Directors of the Company and the Bank
- Multi-Family and Commercial Real Estate Lending
- Net income
- Net interest income
- Non-Accruing Loans
- Notes to Consolidated Financial Statements
- One- to Four-Family Residential Mortgage Lending
- Originations, Purchases and Sales of Mortgage Loans
- Other Loans of Concern
- Properties
- Provision for loan losses
- Qualified Thrift Lender Test
- Regulation
- Regulatory Capital Requirements and Prompt Corrective Regulatory Action
- Report of Independent Certified Public Accountants
- Results of Operations
- Selected Financial Data
- Senior Notes
- Sources of Funds
- Stockholders' equity
- Stock Ownership of Certain Beneficial Owners
- Submission of Matters to A Vote of Security Holders
- Subsidiaries of the Bank
- Subsidiaries of the Company
- Texas Law and Supervision by the Texas Department
- Texas State Income Taxation
- The Conversion
- Transactions with Affiliates
- 401(k) Plan
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1 | 1st Page - Filing Submission
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3 | Item 7
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4 | Item 1. Business
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" | General
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5 | Forward-Looking Statements
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6 | Lending Activities
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7 | Loan Portfolio Composition
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9 | Contractual Principal Repayments
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10 | Geographic Distribution of Real Estate Secured Loans
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13 | Loan Acquisition, Resolution, Origination and Sale Activities
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14 | Originations, Purchases and Sales of Mortgage Loans
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16 | Acquisition of Discounted Loans
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17 | One- to Four-Family Residential Mortgage Lending
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" | Multi-Family and Commercial Real Estate Lending
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19 | Construction, Development and Land Lending
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20 | Consumer Lending
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21 | Commercial Business Lending
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" | Foreign Lending Activities
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22 | Loan Delinquencies and Non-Performing Assets
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24 | Non-Accruing Loans
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" | Accruing Loans Delinquent More than 90 Days
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25 | Foreclosed Assets
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" | Other Loans of Concern
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" | Classified Assets
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26 | Allowance for Loan Losses
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29 | Investment Activities
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30 | Sources of Funds
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" | Deposits
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32 | Borrowings
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33 | Subsidiaries of the Company
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34 | Subsidiaries of the Bank
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" | Beal Mortgage, Inc. ("BMI") and Beal Properties, Inc. ("BPI")
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35 | Loan Acceptance Corp. ("LAC")
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" | Beal Affordable Housing, Inc. ("BAH")
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" | Foreign Lending Corporation ("FLC")
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36 | Competition
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" | Employees
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" | Regulation
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" | The Conversion
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" | Texas Law and Supervision by the Texas Department
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37 | Federal Regulation of State-Chartered Savings Banks
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39 | Insurance of Accounts and Regulation by the FDIC
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40 | Regulatory Capital Requirements and Prompt Corrective Regulatory Action
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42 | Limitations on Dividends and Other Capital Distributions
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" | Liquidity
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43 | Qualified Thrift Lender Test
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" | Community Reinvestment Act
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" | Transactions with Affiliates
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" | Holding Company Regulation
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44 | Federal Securities Law
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" | Federal Reserve System
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" | Federal Home Loan Bank System
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45 | Federal and State Taxation
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" | Federal Taxation
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46 | Texas State Income Taxation
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" | Delaware Taxation
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" | Item 2. Properties
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47 | Item 3. Legal Proceedings
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" | Item 4. Submission of Matters to A Vote of Security Holders
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" | Item 5. Market for the Registrant's Common Equity and Related Stockholder Matters
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48 | Item 6. Selected Financial Data
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49 | Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations
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50 | Asset/Liability Management
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53 | Financial Condition
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" | Results of Operations
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56 | Comparison of Operating Results for the Six Months Ended December 31, 1996 and 1995
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" | Net income
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" | Net interest income
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" | Interest income
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" | Interest expense
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" | Provision for loan losses
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57 | Income taxes
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" | Comparison of Operating Results for the Fiscal Years Ended June 30, 1996 and 1995
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59 | Comparison of Operating Results for the Fiscal Years Ended June 30, 1995 and 1994
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60 | Liquidity and Capital Resources
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61 | Impact of Inflation and Changing Prices
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62 | Item 8. Financial Statements and Supplementary Information
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63 | Report of Independent Certified Public Accountants
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64 | Stockholders' equity
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70 | Notes to Consolidated Financial Statements
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72 | Income per common share
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73 | Senior Notes
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90 | Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
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" | Item 10. Directors and Executive Officers
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" | Directors of Beal Financial
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91 | Board of Directors of the Bank
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92 | Executive Officers of the Bank
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93 | Meetings and Committees of the Board of Directors of the Company and the Bank
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94 | Compensation Committee Interlocks and Insider Participation
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" | Compensation of Directors
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95 | Item 11. Executive Compensation [Dmm to Check]
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" | Compensation of Executive Officers
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" | Employment Agreements
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96 | Benefits
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" | 401(k) Plan
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" | Item 12. Stock Ownership of Certain Beneficial Owners
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97 | Item 13. Certain Relationships and Related Transactions
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" | Certain Transactions
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98 | Item 14. Exhibits, Financial Statements Schedules and Reports on Form 8-K
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