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CWHEQ Revolving Home Equity Loan Trust, Series 2007-E – ‘10-D’ for 11/15/07 – EX-99.1

On:  Tuesday, 11/20/07, at 1:13pm ET   ·   For:  11/15/07   ·   Accession #:  1051170-7-232   ·   File #:  333-139891-02

Previous ‘10-D’:  ‘10-D’ on 10/19/07 for 10/15/07   ·   Next:  ‘10-D’ on 12/19/07 for 12/17/07   ·   Latest:  ‘10-D/A’ on 3/26/08 for 11/15/07

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  As Of                Filer                Filing    For·On·As Docs:Size              Issuer               Agent

11/20/07  CWHEQ Revolving Home Equi… 2007-E 10-D       11/15/07    3:93K                                    Bank of NY Tr Co … FA/FA

Periodic Distribution Report by an Asset-Backed Issuer   —   Form 10-D
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-D        Periodic Distribution Report by an Asset-Backed        3     14K 
                          Issuer                                                 
 2: EX-99.1     Monthly Distribution Report                            9     52K 
 3: EX-99.1     Monthly Distribution Report -- cwheq07e_nov07pds     PDF     51K 


EX-99.1   —   Monthly Distribution Report

EX-99.11st Page of 9TOCTopPreviousNextBottomJust 1st
 

EXHIBIT 99.1 COUNTRYWIDE REVOLVING HOME EQUITY LOAN TRUST NOTES Series 2007-E Distribution Date: 11/15/2007 [Enlarge/Download Table] -------------------------------------------------------------- ------------------------------------------------------- Table of Contents Page # Trustee Contacts -------------------------------------------------------------- ------------------------------------------------------- 1. Monthly Distribution Summary 1 Officer: Rafael Martinez 713-483-6044 2. Principal Distribution Detail 2 3. Interest Distribution Detail 3 Address: The Bank of New York Mellon 4. Bond Factor Detail 4 601 Travis, 16th Floor 5. Collateral Statement 5 Houston, TX 77002 6. Payment Waterfall 6 ------------------------------------------------------- 7. Distribution Summary & Reconciliation 7 Countrywide Contacts 8. Overcollateralization Details 8 ------------------------------------------------------- 9. Realized Losses 9 Contact: Mortgage Investor Relations 818-225-4444 10. Realized Losses Loan Details 9 11. Delinquency Information 10 Address: Countrywide Financial Corporation 12. Foreclosure Loan Details 11 4500 Park Granada 13. REO Loan Details 12 Calabasas, CA 91302 14. Bankruptcy Loan Details 13 Email: CWMIR@countrywide.com ------------------------------------------------------- -------------------------------------------------------------- Issuance Dates Issuance Information ------------------------------------------------------- -------------------------------------------------------------- Cutoff Date 05/31/07 Sponsor & Master Servicer: Countrywide Home Loans Inc. Record Date 11/14/07 Determination Date 11/12/07 Indenture Trustee Bank of New York Mellon First Distribution Date 07/15/07 Owner Trustee Wilmington Trust Company Accrual Period 30/360 Begin 10/01/07 Note Insurer Financial Security Assurance Inc. End 11/01/07 Custodian: Treasury Bank, NA Number of Days in Accrual Period 30 Accrual Period Actual Day Begin 10/15/07 End 11/15/07 Underwriter(s): Countrywide Securities Corporation Number of Days in Actual Accrual Period 31 -------------------------------------------------------------- -------------------------------------------------------
EX-99.12nd Page of 9TOC1stPreviousNextBottomJust 2nd
[Enlarge/Download Table] Certificateholder Monthly Distribution Summary ----------------------------------------------------------------------------------------------------------------------------------- Certificate Pass Current Class Rate Beginning Through Principal Interest Total Realized Ending Class Cusip Description Type Balance Rate (%) Distribution Distribution Distribution Losses Balance ----------------------------------------------------------------------------------------------------------------------------------- A 12670TAA8 Senior Var-Act/360 829,686,287.36 5.241250 7,358,813.23 3,744,621.97 11,103,435.20 0.00 822,327,474.13 C 12670TAB6 Residual Var-30/360 836,662,039.86 0.000000 0.00 1.70 1.70 0.00 831,176,425.97 EP 12670TAC4 Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 R1 12670TAD2 Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 R2 12670TA30 Senior Fix-30/360 0.00 0.000000 0.00 0.00 0.00 0.00 0.00 ----------------------------------------------------------------------------------------------------------------------------------- Totals 829,686,287.36 7,358,813.23 3,744,623.67 11,103,436.90 0.00 822,327,474.13 ----------------------------------------------------------------------------------------------------------------------------------- ------------------------------- Cumulative Realized Class Cusip Losses ------------------------------- A 12670TAA8 0.00 C 12670TAB6 0.00 EP 12670TAC4 0.00 R1 12670TAD2 0.00 R2 12670TA30 0.00 -------------------------------- Principal Distribution Detail ---------------------------------------------------------------------------------------------------------------------------------- Original Beginning Net Current Ending Ending Certificate Certificate Principal Realized Certificate Certificate Class Cusip Balance Balance Distribution Losses Balance Factor ---------------------------------------------------------------------------------------------------------------------------------- A 12670TAA8 900,000,000.00 829,686,287.36 7,358,813.23 0.00 822,327,474.13 0.913697193 C 12670TAB6 900,000,000.00 836,662,039.86 0.00 0.00 831,176,425.97 0.923529362 EP 12670TAC4 0.00 0.00 0.00 0.00 0.00 0.000000000 R1 12670TAD2 0.00 0.00 0.00 0.00 0.00 0.000000000 R2 12670TA30 100.00 0.00 0.00 0.00 0.00 0.000000000 ----------------------------------------------------------------------------------------------------------------------------------- Totals 900,000,100.00 829,686,287.36 7,358,813.23 0.00 822,327,474.13 ----------------------------------------------------------------------------------------------------------------------------------- Interest Distribution Detail ----------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Total Net Rate Net Rate Certificate Through Effective Current Interest Carryover Interest Carryover Class Balance Rate (%) Coupon (%) Interest Due Paid Paid After Dist. ----------------------------------------------------------------------------------------------------------------------------------- A 829,686,287.36 5.241250 5.241250 3,744,621.97 3,744,621.97 0.00 3,744,621.97 0.00 C 836,662,039.86 0.000000 0.000002 0.00 0.00 0.00 1.70 0.00 EP 0.00 0.000000 0.000000 0.00 0.00 0.00 0.00 0.00 R1 0.00 0.000000 0.000000 0.00 0.00 0.00 0.00 0.00 R2 0.00 0.000000 0.000000 0.00 0.00 0.00 0.00 0.00 ----------------------------------------------------------------------------------------------------------------------------------- Totals 829,686,287.36 3,744,621.97 3,744,621.97 0.00 3,744,623.67 0.00 ----------------------------------------------------------------------------------------------------------------------------------- Current Payment Information Factors per $1,000 ---------------------------------------------------------------------------------------------------------------------------------- Original Beginning Cert Ending Cert. Pass Certificate Certificate Principal Interest Certificate Through Class Cusip Balance Balance Distribution Distribution Balance Rate (%) ---------------------------------------------------------------------------------------------------------------------------------- A 12670TAA8 900,000,000.00 921.873652622 8.176459143 4.160691076 913.697193480 5.241250 C 12670TAB6 900,000,000.00 929.624488733 0.000000000 0.000001889 923.529362189 0.000000 EP 12670TAC4 - 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 R1 12670TAD2 - 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 R2 12670TA30 100.00 0.000000000 0.000000000 0.000000000 0.000000000 0.000000 ---------------------------------------------------------------------------------------------------------------------------------- Totals 900,000,100.00 921.873550192 8.176458236 4.160692504 913.697091956 ----------------------------------------------------------------------------------------------------------------------------------
EX-99.13rd Page of 9TOC1stPreviousNextBottomJust 3rd
Collateral Statement ---------------------- Beginning Loan Count 14,004 Ending Loan Count 14,287 Beginning Collateral Balance 836,662,039.86 Principal Collected -15,670,008.12 Repurchased Principal -117,815.06 Charge-Offs -595,500.00 Additional Balances 10,897,709.29 Ending Collateral Balance 831,176,425.97 Net Interest Collected 6,334,778.69 Principal Collected Net of Additional Balances 4,890,113.89 Charged-off Loan Proceeds 0.00 Servicer Remittance 11,224,892.58 Master Servicer Fees 348,609.18 Owner Trustee Fee 0.00 Indenture Trustee Fee 0.00 Loan Mortgage Insurance 0.00 Bond Insurance Premium 121,457.00 Floating Allocation Percentage 100.000% Investor Interest Collections 6,334,778.69 Transferor Interest Collections 0.00 Investor Principal Collections 4,890,113.89 Transferor Principal Collections 0.00 Average Daily Loan Balance 839,078,807.82 Weighted Average Daily Line of Credit 155,032.21 Weighted Average Daily Coupon 9.520% Weighted Average Daily Net Coupon 9.020% Weighted Average Daily Margin 1.771% Balance of Loans with Credit Limit Modification 0.00 Balance of Loans with Margin Modification 0.00 Balance of Loans with Credit Limit and Margin Modifications 0.00 Rapid Amortization Event NO Rapid Amortization Period NO Payments ---------------------- Section 8.03(a) Investor Interest Collections (i) Owner Trustee and Intenture Trustee Fees 0.00 (ii) Insurance Premium 121,457.00 (iii) Aggregate Investor Interest 3,744,621.97 (iv) Investor Loss Amounts 0.00 (v) Unreimbursed Credit Enhancement Draws 0.00 (vi) Accelerated Principal Payment Amount 2,468,699.34 (vii) Credit Enhancer Payments 0.00 (viii) Master Servicer Payments pursuant to SSA 0.00 (ix) Basis Risk Carryforward Payment 0.00 (x) Remaining, to the Transferor 0.00 Section 8.03(b) Principal Collections Net Draw Payment to R1 0.00 Scheduled Principal Payment 4,890,113.89 Overcollateralization Step Down Amount 0.00 Section 8.03(c) Subordinate Collections Unpaid Owner Trustee and Indenture Trustee Fees 0.00 Unpaid Insurance Premiums 0.00 Unpaid Aggregate Investor Interest 0.00 Unpaid Investor Loss Amounts 0.00 Transferor Interest Collections Paid 0.00 Transferor Principal Paid 0.00 Section 8.03(g) Charged-off Loan Proceeds (i) Unreimbursed Credit Enhancement Draws 0.00 (ii) Investor Loss Amount and class R1 payment 0.00 (iii) to Class E-P 0.00 Total Payments 11,224,892.20
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Distribution Summary & Reconciliation ------------------------------------- Investor Loss Amount 0.00 Accelerated Principal 2,468,699.34 Scheduled Principal Payment Amount 4,890,113.89 Insured Payment 0.00 Total Class A Principal Payment 7,358,813.23 One-Month Libor 5.09125% Class A Margin 0.15000% Interest Formula Interest Rate 5.09125% Maximum Class Interest Rate 8.62412% Class Coupon 5.09125% Aggregate Investor Interest 3,744,621.97 Basis Risk Payments 0.00 Interest Shortfall Paid 0.00 Total Class A Interest Payment 3,744,621.97 Total Class A Payments 11,103,435.20 Transferor Interest Collections 0.00 Transferor Principal Collections 0.00 Additional Balances 0.00 Remaining Investor Interest Collections 0.00 Overcollateralization Step-Down Amount 0.00 Earnings from Basis Risk Reserve 1.70 Total Trans Class Payment 1.70 Servicer Reconciliation Servicer Remittance 11,224,892.58 Earnings from Basis Risk Reserve 1.70 Insurance Premium -121,457.00 Total Class Payments -11,103,436.90 Remaining 0.00
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Overcollateralization Details ------------------------------ Step Down Reached on December 2009 NO Step Down Trigger Tests Current Spread Rate 2.681% Spread Rate Test Trigger Threshold 1.250% Spread Rate Step Down Event in Effect? NO Current Cumulative Loss Percentage 0.073% Cumulative Loss Test Trigger Threshold 100.000% Cumulative Loss Step Down Test in Effect? NO Step Down Trigger Test in Effect? ( Either one of Above Step Down Tests Fails ) YES Required Transferor Subordinate Amount Original Note Balance 900,000,000.00 Ending Loan Group Balance 831,176,425.97 OC Floor ( 0.50%*Orig. Note Balance ) 4,500,000.00 Prior to Step-Down Date, [2.50%*Orig Note Bal ] 22,500,000.00 After Step-Down Date, [5.00%*End Balance MAX OC Floor ] 41,558,821.30 If Trigger Step Down Event Pursuant to its Respective Threshold [ Last Month's OC Requirement ] 22,500,000.00 Final Subordinate Transferor Requirement 22,500,000.00 Overcollateralization Details OC Beginning Amount 6,380,252.50 OC Requirement 22,500,000.00 OC Deficiency Beginning 16,119,747.50 OC Excess 0.00 OC Reduction 0.00 OC Ending Amount 8,848,951.84 OC Deficiency Ending 13,651,048.16 Excess Interest ( Investor Interest - Owner Trustee Fee - Indenture Trustee Fee - Premium - Note Interest ) 2,468,699.72
EX-99.16th Page of 9TOC1stPreviousNextBottomJust 6th
Additional Details --------------------- Net Draws 0.00 Net Draws Principal Payment 0.00 Remaining Net Draws 0.00 Charged-off Loan Proceeds 0.00 Realized Lossses -------------------- Investor Loss Amounts 0.00 Investor Loss Amounts Paid 0.00 Investor Loss Amounts Unpaid 0.00 Current Realized Principal Losses 595,500.00 Cumulative Realized Principal Losses 654,822.47 Current CDR 0.851% -------------- Loss Details ---------------------------------------------------------------------------------------------------------------------- Loan ID Liquidation Liquidation Realized Previous Current Post Balance Proceeds Loss Status Non Rate State Recovery Losses ---------------------------------------------------------------------------------------------------------------------- Group I 159228994 150,000.00 0.00 150,000.00 DEL 8.125 N/A 0.00 159409770 45,000.00 0.00 45,000.00 DEL 8.750 N/A 0.00 159616572 166,500.00 0.00 166,500.00 DEL 13.250 N/A 0.00 159718137 234,000.00 0.00 234,000.00 DEL 10.125 N/A 0.00 ------------------------------------------------------------------------------------------------------------------------
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Delinquency Status ------------------- Group 1 - Delinquency Status ------------------------------ ------------------------------ ---------------------------- --------------------------------- DELIQUENT BANKRUPTCY FORECLOSURE REO ------------------------------ ------------------------------ ---------------------------- --------------------------------- Scheduled Scheduled Scheduled Scheduled Days Count Balance Days Count Balance Days Count Balance Days Count Balance 1 - 29 1 12,200 1 - 29 0 0 1 - 29 0 0.00 30 - 59 232 18,523,441 30 - 59 5 474,191 30 - 59 0 0 30 - 59 0 0.00 60 - 89 116 10,273,257 60 - 89 0 0.00 60 - 89 0 0 60 - 89 0 0.00 90 - 179 185 18,075,465 90 - 179 5 250,055 90 - 179 0 0 90 - 179 2 179,000 180 - 269 0 0.00 180 - 269 0 0.00 180 - 269 0 0 180 - 269 0 0.00 270 - 359 0 0.00 270 - 359 0 0.00 270 - 359 0 0 270 - 359 0 0.00 360+ 0 0.00 360+ 0 0.00 360+ 0 0 360+ 0 0.00 ----------------------------- ------------------------------ ---------------------------- --------------------------------- 533 46,872,163 11 736,446 0 0 2 179,000 ----------------------------- ------------------------------ ---------------------------- --------------------------------- --------------------------------- TOTAL --------------------------------- Scheduled Days Count Balance 1 - 29 1 12,200 30 - 59 237 18,997,632 60 - 89 116 10,273,257 90 - 179 192 18,504,520 180 - 269 0 0.00 270 - 359 0 0.00 360+ 0 0.00 --------------------------------- 546 47,787,609 --------------------------------- ------------------------------ ------------------------------ ---------------------------- --------------------------------- DELIQUENT BANKRUPTCY FORECLOSURE REO ------------------------------ ------------------------------ ---------------------------- --------------------------------- Scheduled Scheduled Scheduled Scheduled Days Count Balance Days Count Balance Days Count Balance Days Count Balance ------------------------------ ------------------------------ ---------------------------- --------------------------------- 1 - 29 0.007% 0.001% 1 - 29 0.000% 0.000% 1 - 29 0.000% 0.000% 30 - 59 1.624% 2.214% 30 - 59 0.035% 0.057% 30 - 59 0.000% 0.000% 30 - 59 0.000% 0.000% 60 - 89 0.812% 1.228% 60 - 89 0.000% 0.000% 60 - 89 0.000% 0.000% 60 - 89 0.000% 0.000% 90 - 179 1.295% 2.160% 90 - 179 0.035% 0.030% 90 - 179 0.000% 0.000% 90 - 179 0.014% 0.021% 180 - 269 0.000% 0.000% 180 - 269 0.000% 0.000% 180 - 269 0.000% 0.000% 180 - 269 0.000% 0.000% 270 - 359 0.000% 0.000% 270 - 359 0.000% 0.000% 270 - 359 0.000% 0.000% 270 - 359 0.000% 0.000% 360+ 0.000% 0.000% 360+ 0.000% 0.000% 360+ 0.000% 0.000% 360+ 0.000% 0.000% ------------------------------ ------------------------------ ---------------------------- --------------------------------- 3.731% 5.602% 0.077% 0.088% 0.000% 0.000% 0.014% 0.021% ------------------------------ ------------------------------ ---------------------------- --------------------------------- --------------------------------- TOTAL --------------------------------- Scheduled Days Count Balance 1 - 29 0.007% 0.001% 30 - 59 1.659% 2.271% 60 - 89 0.812% 1.228% 90 - 179 1.344% 2.212% 180 - 269 0.000% 0.000% 270 - 359 0.000% 0.000% 360+ 0.000% 0.000% ---------------------------------- 3.822% 5.712% ---------------------------------- Note: Beginning with the remittance report of 11/15/07 forward, the delinquency buckets above do not include Bankruptcies, Foreclosures and REOs.
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Foreclosure Loan Details --------------------------------------------------------------------------------------------------------------------- Current Current Original Property Lien Loan ID Status Balance Note Rate LTV State Type Status --------------------------------------------------------------------------------------------------------------------- Group I N/A ------------------------------------------------------------------------------------------------------------------- REO Loan Details --------------------------------------------------------------------------------------------------------------------- Current Current Original Property Lien Loan ID Status Balance Note Rate LTV State Type Status --------------------------------------------------------------------------------------------------------------------- Group I 159945789 New 29,000.00 9.275 90.00% N/A Single Family Second 153543411 New 150,000.00 10.750 87.50% N/A Single Family Second ------------------------------------------------------------------------------------------------------------------- New Total 179,000.00 -------------------------------------------------------------------------------------------------------------------
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Bankruptcy Loan Details --------------------------------------------------------------------------------------------------------------------- Current Current Original Property Lien Loan ID Status Balance Note Rate LTV State Type Status --------------------------------------------------------------------------------------------------------------------- Group I 159867276 New 23,404.80 13.325 89.83% N/A PUD Second 157001486 New 11,000.00 11.875 84.14% N/A Single Family Second 156483683 New 49,800.00 8.000 100.00% N/A Single Family Second 159904016 New 65,000.00 13.500 100.00% N/A Low-Rise Condo Second 166477864 New 51,850.00 11.375 100.00% N/A Single Family Second 164595729 New 68,391.32 11.000 95.00% N/A Single Family Second -------------------------------------------------------------------------------------------------------------------- New Total 269,446.12 164522630 Existing 280,000.00 8.750 90.00% N/A Single Family Second 164455771 Existing 12,200.00 10.875 90.00% N/A Multi-Family Second 164448628 Existing 51,000.00 12.250 90.00% N/A Single Family Second 159600298 Existing 63,800.00 17.500 100.00% N/A PUD Second 158704658 Existing 60,000.00 12.375 87.50% N/A Single Family Second -------------------------------------------------------------------------------------------------------------------- Exist Total 467,000.00 Total 736,446.12 --------------------------------------------------------------------------------------------------------------------
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Filing Submission 0001051170-07-000232   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

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