Annual Report — [x] Reg. S-K Item 405 — Form 10-K
Filing Table of Contents
Document/Exhibit Description Pages Size
1: 10-K405 Annual Report -- [x] Reg. S-K Item 405 93 484K
2: EX-3.(B) By-Laws of the Corporation, as Amended 11 59K
3: EX-10.(C) 1st Chicago/Nbd Corporation Executive Estate Plan 6 23K
4: EX-10.(D) Financial Planning Program for Executives 1 8K
5: EX-10.(F) Long Term Disability Restoration Plan 2 12K
6: EX-10.(J) Deferred Compensation Plan 13 34K
7: EX-10.(K) Supplemental Savings and Investment Plan 7 17K
8: EX-10.(L) Personal Pension Account Supplemental Plan 6 26K
9: EX-10.(M) Individual Change of Control Employment Agreement 16 71K
10: EX-10.(N) Individual Executive Employment Agreement 14 60K
11: EX-10.(Q) Nbd Bancorp, Inc. Benefit Protection Trust Agmt 16 54K
12: EX-12 Statements Re Computation of Ratios 1 6K
13: EX-21 First Chicago Nbd Corporation Subsidiaries 2 12K
14: EX-23 Consent of Independent Public Accountants 1 9K
15: EX-27 Financial Data Schedule 2 13K
EX-12 — Statements Re Computation of Ratios
EXHIBIT 12
STATEMENTS RE COMPUTATION OF RATIOS
The ratios of income to fixed charges have been computed on the basis of
the total enterprise (as defined by the Commission) by dividing income before
fixed charges and income taxes by fixed charges. Fixed charges consist of
interest expense on all long-term and short-term borrowings, excluding or
including interest on deposits as indicated. The computations of other ratios
are evident from the information presented in this Form 10-K.
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