First Chicago NBD Corp – ‘10-K405’ for 12/31/96 – EX-12

As of:  Thursday, 3/27/97   ·   For:  12/31/96   ·   Accession #:  950131-97-2081   ·   File #:  1-07127

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Annual Report — [x] Reg. S-K Item 405   —   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K405     Annual Report -- [x] Reg. S-K Item 405                93    484K 
 2: EX-3.(B)    By-Laws of the Corporation, as Amended                11     59K 
 3: EX-10.(C)   1st Chicago/Nbd Corporation Executive Estate Plan      6     23K 
 4: EX-10.(D)   Financial Planning Program for Executives              1      8K 
 5: EX-10.(F)   Long Term Disability Restoration Plan                  2     12K 
 6: EX-10.(J)   Deferred Compensation Plan                            13     34K 
 7: EX-10.(K)   Supplemental Savings and Investment Plan               7     17K 
 8: EX-10.(L)   Personal Pension Account Supplemental Plan             6     26K 
 9: EX-10.(M)   Individual Change of Control Employment Agreement     16     71K 
10: EX-10.(N)   Individual Executive Employment Agreement             14     60K 
11: EX-10.(Q)   Nbd Bancorp, Inc. Benefit Protection Trust Agmt       16     54K 
12: EX-12       Statements Re Computation of Ratios                    1      6K 
13: EX-21       First Chicago Nbd Corporation Subsidiaries             2     12K 
14: EX-23       Consent of Independent Public Accountants              1      9K 
15: EX-27       Financial Data Schedule                                2     13K 

EX-12   —   Statements Re Computation of Ratios

EX-12
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                                                                      EXHIBIT 12

STATEMENTS RE COMPUTATION OF RATIOS 

  The ratios of income to fixed charges have been computed on the basis of
the total enterprise (as defined by the Commission) by dividing income before   
fixed charges and income taxes by fixed charges.  Fixed charges consist of      
interest expense on all long-term and short-term borrowings, excluding or       
including interest on deposits as indicated.  The computations of other ratios  
are evident from the information presented in this Form 10-K.