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As Of Filer Filing For·On·As Docs:Size Issuer Agent 3/14/08 Irwin Financial Corp 10-K 12/31/07 13:2.6M Bowne Boc/FA |
Document/Exhibit Description Pages Size 1: 10-K Annual Report HTML 1.84M 3: EX-10.12 Notice of Restricted Stock Unit Award HTML 21K 2: EX-10.4 Business Development Board Compensation Program HTML 23K 6: EX-14.1 Code of Conduct HTML 125K 7: EX-21.1 Subsidiaries HTML 13K 8: EX-23.1 Consent of Independent Registered Public HTML 15K Accounting Firm 9: EX-23.2 Consent of Independent Registered Public HTML 12K Accounting Firm 4: EX-11.1 Computation or Earnings Per Share HTML 22K 5: EX-12.1 Computation of Ratio of Earnings to Fixed Charges HTML 20K 10: EX-31.1 Certification by the CEO HTML 12K 11: EX-31.2 Certification by the CFO HTML 12K 12: EX-32.1 Section 906 Certification by the CEO HTML 9K 13: EX-32.2 Section 906 Certification by the CFO HTML 9K
exv12w1 |
Year Ended December 31, | ||||||||||||||||||||
(In Thousands) | 2007 | 2006 | 2005 | 2004 | 2003 | |||||||||||||||
Including Interest on Deposits |
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Earnings: |
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Earnings from continuing
operations before income
taxes |
$ | (29,183 | ) | $ | 56,271 | $ | 56,842 | $ | 80,216 | $ | (9,462 | ) | ||||||||
Fixed charges from below |
250,636 | 242,089 | 137,121 | 80,137 | 80,946 | |||||||||||||||
Earnings from continuing
operations |
$ | 221,453 | $ | 298,360 | $ | 193,963 | $ | 160,353 | $ | 71,484 | ||||||||||
Fixed charges: |
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Interest expense |
$ | 250,636 | $ | 242,089 | $ | 137,121 | $ | 80,137 | $ | 80,946 | ||||||||||
Ratio of earnings to fixed charges |
0.88 x | 1.23 x | 1.41 x | 2.00 x | 0.88 x | |||||||||||||||
Excluding Interest on Deposits |
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Earnings: |
||||||||||||||||||||
Earnings from continuing
operations before income
taxes |
$ | (29,183 | ) | $ | 56,271 | $ | 56,842 | $ | 80,216 | $ | (9,462 | ) | ||||||||
Fixed charges from below |
113,276 | 109,868 | 53,260 | 35,650 | 38,581 | |||||||||||||||
Earnings from continuing
operations |
$ | 84,093 | $ | 166,139 | $ | 110,102 | $ | 115,866 | $ | 29,119 | ||||||||||
Fixed charges: |
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Interest expense, excluding
interest on deposits |
$ | 113,276 | $ | 109,868 | $ | 53,260 | $ | 35,650 | $ | 38,581 | ||||||||||
Ratio of earnings to fixed charges |
0.74 x | 1.51 x | 2.07 x | 3.25 x | 0.75 x | |||||||||||||||