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Bankamerica Corp – ‘10-K405’ for 12/31/95 – EX-12.B

As of:  Friday, 3/15/96   ·   For:  12/31/95   ·   Accession #:  898430-96-858   ·   File #:  1-07377

Previous ‘10-K405’:  ‘10-K405’ on 3/20/95 for 12/31/94   ·   Next & Latest:  ‘10-K405’ on 3/14/97 for 12/31/96

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  As Of                Filer                Filing    For·On·As Docs:Size              Issuer               Agent

 3/15/96  Bankamerica Corp                  10-K405    12/31/95   15:642K                                   Donnelley R R & S… 05/FA

Annual Report — [x] Reg. S-K Item 405   —   Form 10-K
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-K405     Form 10-K                                             29    196K 
 2: EX-10.A     Retirement Plan for Nonofficer Directors,              2     10K 
                          Amendment                                              
 3: EX-10.D     Senior Management Incentive Plan, Amendment            1      8K 
 4: EX-10.I     1992 Management Stock Plan, Amendment                  1      7K 
 5: EX-10.L     Supplemental Benefits Agreement                        3      9K 
 6: EX-10.O     Severance Pay Program                                 22     91K 
 7: EX-10.P     General Release and Settlement Agreement              13     53K 
 8: EX-11       Computation of Earnings Per Share                      2±    10K 
 9: EX-12.A     Ratios of Earnings                                     3     16K 
10: EX-12.B     Pro Forma Combined Ratios of Earnings                  2     11K 
11: EX-13       1995 Bankamerica Corp. Annual Report to S/H          164±   699K 
12: EX-21       Bankamerica Corporation Subsidiaries                   7     41K 
13: EX-23       Consent of Independent Auditors                        1     13K 
14: EX-24       Powers of Attorney                                    15     25K 
15: EX-27       Financial Data Schedule                                2     13K 


EX-12.B   —   Pro Forma Combined Ratios of Earnings

EX-12.B1st Page of 2TOCTopPreviousNextBottomJust 1st
 

Exhibit 12(b) Page 1 of 2 BANKAMERICA CORPORATION HISTORICAL AND PRO FORMA COMBINED RATIO OF EARNINGS TO FIXED CHARGES AND RATIO OF EARNINGS TO COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS The ratio of earnings to fixed charges is computed by dividing earnings by fixed charges. The ratio of earnings to combined fixed charges and preferred stock dividends is computed by dividing earnings by the sum of fixed charges and preferred stock dividend requirements. Earnings consist primarily of income (loss) before income taxes adjusted for fixed charges. Fixed charges consist primarily of interest expense on short- and long-term borrowings and one-third (the portion deemed representative of the interest factor) of net rents under long-term leases. The following table sets forth (i) the historical ratios of earnings to fixed charges and the ratios of earnings to combined fixed charges and preferred stock dividends for the year ended December 31, 1992 for BankAmerica Corporation and its consolidated subsidiaries (BAC) and for Security Pacific Corporation and its consolidated subsidiaries (SPC) and (ii) the pro forma combined ratios of earnings to fixed charges and ratios of earnings to combined fixed charges and preferred stock dividends for the year ended December 31, 1992, giving effect to the April 22, 1992 merger between BAC and SPC (the Merger) as if it had been consummated on January 1, 1991. The pro forma combined ratio has been calculated using the pro forma combined financial information for the year ended December 31, 1992, and should be read in conjunction with and is qualified in its entirety by such pro forma combined information included in the 1994 Annual Report to Shareholders. Pro forma adjustments made to arrive at the pro forma combined ratio are based on the purchase method of accounting and are based upon actual amounts recorded by BAC subsequent to the effective time of the Merger.
EX-12.BLast Page of 2TOC1stPreviousNextBottomJust 2nd
Exhibit 12(b) Page 2 of 2 [Download Table] Year Ended December 31, 1992 ------------------------------ Historical Pro Forma ------------- --------- BAC/a/ SPC Combined ----- --- -------- RATIO OF EARNINGS TO FIXED CHARGES Excluding interest on deposits 3.18 /b/ 2.05 Including interest on deposits 1.53 /b/ 1.27 RATIO OF EARNINGS TO COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS Excluding interest on deposits 2.55 /b/ 1.87 Including interest on deposits 1.45 /b/ 1.26 ---------- /a/ This financial information reflects the effects of the Merger subsequent to the Merger's consummation on April 22, 1992. /b/ Because the Merger was consummated on April 22, 1992, there is no year-to- date data for SPC. These pro forma combined ratios are intended for informational purposes and are not necessarily indicative of the future ratios of earnings to fixed charges and ratios of earnings to combined fixed charges and preferred stock dividends of the combined company or the ratios of earnings to fixed charges and ratios of earnings to combined fixed charges and preferred stock dividends of the combined company that would have actually occurred had the Merger been effective on January 1, 1991.

Dates Referenced Herein

Referenced-On Page
This ‘10-K405’ Filing    Date First  Last      Other Filings
Filed on:3/15/96None on these Dates
For Period End:12/31/95
12/31/9212
4/22/9212
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Filing Submission 0000898430-96-000858   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

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