SEC Info - HSBC Finance Corp - ‘10-Q’ for 9/30/17

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HSBC Finance Corp – ‘10-Q’ for 9/30/17 – ‘EX-101.LAB’

On: Monday, 10/30/17, at 6:02am ET · For: 9/30/17 · Accession #: 354964-17-29 · File #: 1-08198

  As Of               Filer                 Filing    For·On·As Docs:Size

10/30/17  HSBC Finance Corp                 10-Q        9/30/17   79:10M

Quarterly Report — Form 10-Q — Sect. 13 / 15(d) – SEA’34
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 10-Q        Quarterly Report                                    HTML    814K 
 2: EX-12       Statement re: Computation of Ratios                 HTML     33K 
 3: EX-31       Certification -- §302 - SOA'02                      HTML     40K 
 4: EX-32       Certification -- §906 - SOA'02                      HTML     31K 
11: R1          Document and Entity Information                     HTML     51K 
12: R2          Consolidated Statement of Income (Loss)             HTML    112K 
                (Unaudited)                                                      
13: R3          Consolidated Statement of Comprehensive Income      HTML     44K 
                (Loss) (Unaudited)                                               
14: R4          Consolidated Balance Sheet (Unaudited)              HTML    108K 
15: R5          Consolidated Balance Sheet (Unaudited)              HTML     51K 
                (Parenthetical)                                                  
16: R6          Consolidated Statement of Changes in Equity         HTML     71K 
                (Unaudited)                                                      
17: R7          Consolidated Statement of Cash Flows (Unaudited)    HTML    134K 
18: R8          Consolidated Statement of Cash Flows (Unaudited)    HTML     28K 
                (Parenthetical)                                                  
19: R9          Organization and Basis of Presentation              HTML     32K 
20: R10         Receivables Held for Sale                           HTML    177K 
21: R11         Troubled Debt Restructures and Nonperforming        HTML     65K 
                Receivables                                                      
22: R12         Credit Loss Reserves                                HTML     71K 
23: R13         Fair Value Option                                   HTML     79K 
24: R14         Derivative Financial Instruments                    HTML    160K 
25: R15         Accumulated Other Comprehensive Income (Loss)       HTML     81K 
26: R16         Pension and Other Postretirement Benefits           HTML     69K 
27: R17         Related Party Transactions                          HTML    107K 
28: R18         Variable Interest Entities                          HTML     50K 
29: R19         Fair Value Measurements                             HTML    295K 
30: R20         Litigation and Regulatory Matters                   HTML     33K 
31: R21         New Accounting Pronouncements                       HTML     38K 
32: R22         Receivables Held for Sale (Tables)                  HTML    177K 
33: R23         Troubled Debt Restructures and Nonperforming        HTML     67K 
                Receivables (Tables)                                             
34: R24         Credit Loss Reserves (Tables)                       HTML     70K 
35: R25         Fair Value Option (Tables)                          HTML     75K 
36: R26         Derivative Financial Instruments (Tables)           HTML    154K 
37: R27         Accumulated Other Comprehensive Income (Loss)       HTML     80K 
                (Tables)                                                         
38: R28         Pension and Other Postretirement Benefits (Tables)  HTML     70K 
39: R29         Related Party Transactions (Tables)                 HTML     85K 
40: R30         Variable Interest Entities (Tables)                 HTML     50K 
41: R31         Fair Value Measurements (Tables)                    HTML    281K 
42: R32         Organization and Basis of Presentation (Details)    HTML     37K 
43: R33         Receivables Held for Sale - Real Estate Secured     HTML     37K 
                Receivables (Details)                                            
44: R34         Receivables Held for Sale - Receivables Sold to     HTML     38K 
                Third Party Investors (Details)                                  
45: R35         Receivables Held for Sale - Summary of Activity in  HTML     48K 
                Receivables Held for Sale (Detail)                               
46: R36         Receivables Held for Sale - Additional Information  HTML     59K 
                (Detail)                                                         
47: R37         Receivables Held For Sale - Allowance for Credit    HTML     36K 
                Losses Rollforward (Details)                                     
48: R38         Receivables Held for Sale - Summary of Components   HTML     57K 
                of Cumulative Lower of Amortized Cost or Fair                    
                Value Adjustment (Detail)                                        
49: R39         Troubled Debt Restructures and Nonperforming        HTML     34K 
                Receivables - TDR Loans (Details)                                
50: R40         Troubled Debt Restructures and Nonperforming        HTML     28K 
                Receivables - Additional Information Related to                  
                TDR Loans (Details)                                              
51: R41         Troubled Debt Restructures and Nonperforming        HTML     37K 
                Receivables - Nonperforming Portfolio (Details)                  
52: R42         Troubled Debt Restructures and Nonperforming        HTML     28K 
                Receivables - Additional Information on Nonaccrual               
                Receivables (Details)                                            
53: R43         Credit Loss Reserves - Summarizes Changes in        HTML     64K 
                Credit Loss Reserves by Product/Class and Related                
                Receivable Balance by Product (Detail)                           
54: R44         Fair Value Option - Fair Value Option on            HTML     34K 
                Liabilities (Details)                                            
55: R45         Fair Value Option - Components of Gain (Loss) on    HTML     46K 
                Debt Designated at Fair Value and Related                        
                Derivatives (Detail)                                             
56: R46         Fair Value Option - Additional Information          HTML     26K 
                (Detail)                                                         
57: R47         Derivative Financial Instruments - Additional       HTML     44K 
                Information (Detail)                                             
58: R48         Derivative Financial Instruments - Schedule of      HTML     68K 
                Derivative Instruments (Details)                                 
59: R49         Derivative Financial Instruments - Gain or Loss     HTML     59K 
                Recorded on Our Cash Flow Hedging Relationships                  
                (Detail)                                                         
60: R50         Derivative Financial Instruments - Gain or Loss     HTML     30K 
                Recorded on Our Non-Qualifying Hedges (Detail)                   
61: R51         Derivative Financial Instruments - Gain or Loss     HTML     33K 
                Recorded on Derivatives Related to Fair Value                    
                Option Debt Primarily Due to Changes in Interest                 
                Rates (Detail)                                                   
62: R52         Derivative Financial Instruments - Notional Values  HTML     31K 
                of Derivative Contracts (Detail)                                 
63: R53         Accumulated Other Comprehensive Income (Loss) -     HTML     96K 
                Summary of Changes in Accumulated Other                          
                Comprehensive Loss (Detail)                                      
64: R54         Pension and Other Postretirement Benefits -         HTML     38K 
                Components of Pension Expense for Defined Benefit                
                Pension Plan (Detail)                                            
65: R55         Pension and Other Postretirement Benefits-Post      HTML     38K 
                Retirement Benefit Cost (Details)                                
66: R56         Related Party Transactions - Related Party          HTML     86K 
                Balances and Income and (Expense) Generated by                   
                Related Party Transactions (Detail)                              
67: R57         Related Party Transactions - Schedule of due to     HTML     34K 
                Affiliated entities (Details)                                    
68: R58         Related Party Transactions - Additional             HTML    103K 
                Information (Detail)                                             
69: R59         Variable Interest Entities - Summary of Assets and  HTML     39K 
                Liabilities of Consolidated Secured Financing VIEs               
                (Detail)                                                         
70: R60         Fair Value Measurements - Carrying and Estimated    HTML     87K 
                Fair Value (Detail)                                              
71: R61         Fair Value Measurements - Fair Value of Assets and  HTML    105K 
                Liabilities Measured on Recurring Basis (Detail)                 
72: R62         Fair Value Measurements - Assets and Liabilities    HTML     85K 
                Recorded at Fair Value on Non-recurring Basis                    
                (Detail)                                                         
73: R63         Fair Value Measurements - Quantitative Information  HTML     46K 
                for Non-Recurring Fair Value Measurements (Detail)               
74: R64         Fair Value Measurements - Additional Information    HTML     34K 
                (Detail)                                                         
75: R65         Litigation and Regulatory Matters - Additional      HTML     26K 
                Information (Detail)                                             
76: R66         New Accounting Pronouncements (Details)             HTML     37K 
78: XML         IDEA XML File -- Filing Summary                      XML    148K 
77: EXCEL       IDEA Workbook of Financial Reports                  XLSX     95K 
 5: EX-101.INS  XBRL Instance -- hsbcfc-20170930                     XML   3.64M 
 7: EX-101.CAL  XBRL Calculations -- hsbcfc-20170930_cal             XML    245K 
 8: EX-101.DEF  XBRL Definitions -- hsbcfc-20170930_def              XML    827K 
 9: EX-101.LAB  XBRL Labels -- hsbcfc-20170930_lab                   XML   1.61M 
10: EX-101.PRE  XBRL Presentations -- hsbcfc-20170930_pre            XML   1.03M 
 6: EX-101.SCH  XBRL Schema -- hsbcfc-20170930                       XSD    197K 
79: ZIP         XBRL Zipped Folder -- 0000354964-17-000029-xbrl      Zip    283K

‘EX-101.LAB’ — XBRL Labels — hsbcfc-20170930_lab

This Exhibit is an XBRL XML File.

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<link:label id="lab_us-gaap_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis_A0233B5264198125DBF0555E96A04AFA_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis_A0233B5264198125DBF0555E96A04AFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage Loans on Real Estate, Description, Loan Category [Axis] </link:label>

<link:label id="lab_us-gaap_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis_A0233B5264198125DBF0555E96A04AFA_label_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis_A0233B5264198125DBF0555E96A04AFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgage Loans on Real Estate, Description, Loan Category [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis" xlink:label="loc_us-gaap_MortgageLoansOnRealEstateDescriptionLoanCategoryAxis_A0233B5264198125DBF0555E96A04AFA" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MortgageLoansOnRealEstateLoanCategoryDomain_2CD0C29C2AA399FFC557555E96A07A33_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateLoanCategoryDomain_2CD0C29C2AA399FFC557555E96A07A33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage Loans on Real Estate, Loan Category [Domain] </link:label>

<link:label id="lab_us-gaap_MortgageLoansOnRealEstateLoanCategoryDomain_2CD0C29C2AA399FFC557555E96A07A33_label_en-US" xlink:label="lab_us-gaap_MortgageLoansOnRealEstateLoanCategoryDomain_2CD0C29C2AA399FFC557555E96A07A33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgage Loans on Real Estate, Loan Category [Domain] </link:label>

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<link:label id="lab_us-gaap_FirstMortgageMember_543DCBE3CAD4D8E8B0F6555E96A0AA38_terseLabel_en-US" xlink:label="lab_us-gaap_FirstMortgageMember_543DCBE3CAD4D8E8B0F6555E96A0AA38" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> First lien [Member] </link:label>

<link:label id="lab_us-gaap_FirstMortgageMember_543DCBE3CAD4D8E8B0F6555E96A0AA38_label_en-US" xlink:label="lab_us-gaap_FirstMortgageMember_543DCBE3CAD4D8E8B0F6555E96A0AA38" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> First Mortgage [Member] </link:label>

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<link:label id="lab_us-gaap_SecondMortgageMember_8DE68417DB4FFFFA79BB555E96A11C1A_terseLabel_en-US" xlink:label="lab_us-gaap_SecondMortgageMember_8DE68417DB4FFFFA79BB555E96A11C1A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Second lien [Member] </link:label>

<link:label id="lab_us-gaap_SecondMortgageMember_8DE68417DB4FFFFA79BB555E96A11C1A_label_en-US" xlink:label="lab_us-gaap_SecondMortgageMember_8DE68417DB4FFFFA79BB555E96A11C1A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Second Mortgage [Member] </link:label>

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<link:label id="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_8A9DDABD192F390CB74E555E96A1F744_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_8A9DDABD192F390CB74E555E96A1F744" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accounts, Notes, Loans and Financing Receivable [Line Items] </link:label>

<link:label id="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_8A9DDABD192F390CB74E555E96A1F744_label_en-US" xlink:label="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_8A9DDABD192F390CB74E555E96A1F744" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accounts, Notes, Loans and Financing Receivable [Line Items] </link:label>

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<link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_596D22A1AF601E0D2552555E96A16C6C_terseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_596D22A1AF601E0D2552555E96A16C6C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables held for sale </link:label>

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<link:label id="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount_7F474677D0D8B141409D555E96A12129_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount_7F474677D0D8B141409D555E96A12129" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage loans in process of foreclosure </link:label>

<link:label id="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount_7F474677D0D8B141409D555E96A12129_label_en-US" xlink:label="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount_7F474677D0D8B141409D555E96A12129" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgage Loans in Process of Foreclosure, Amount </link:label>

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<link:label id="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_99FB21BA45EEDCF1A24012021D9A1913_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_99FB21BA45EEDCF1A24012021D9A1913" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Defined Benefit Plans Disclosures [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_99FB21BA45EEDCF1A24012021D9A1913_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_99FB21BA45EEDCF1A24012021D9A1913" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Defined Benefit Plans Disclosures [Table] </link:label>

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<link:label id="lab_us-gaap_RetirementPlanTypeAxis_F0B5C392BA5E2CD6EF6912021D9A9C49_terseLabel_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeAxis_F0B5C392BA5E2CD6EF6912021D9A9C49" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Retirement Plan Type [Axis] </link:label>

<link:label id="lab_us-gaap_RetirementPlanTypeAxis_F0B5C392BA5E2CD6EF6912021D9A9C49_label_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeAxis_F0B5C392BA5E2CD6EF6912021D9A9C49" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retirement Plan Type [Axis] </link:label>

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<link:label id="lab_us-gaap_RetirementPlanTypeDomain_73E7ED84B53A52D2615612021D9AB85B_terseLabel_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeDomain_73E7ED84B53A52D2615612021D9AB85B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Retirement Plan Type [Domain] </link:label>

<link:label id="lab_us-gaap_RetirementPlanTypeDomain_73E7ED84B53A52D2615612021D9AB85B_label_en-US" xlink:label="lab_us-gaap_RetirementPlanTypeDomain_73E7ED84B53A52D2615612021D9AB85B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retirement Plan Type [Domain] </link:label>

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<link:label id="lab_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember_F1771B31EB1034BF077F12021D9AA075_terseLabel_en-US" xlink:label="lab_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember_F1771B31EB1034BF077F12021D9AA075" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Postretirement Benefit Plan, Defined Benefit [Member] </link:label>

<link:label id="lab_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember_F1771B31EB1034BF077F12021D9AA075_label_en-US" xlink:label="lab_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember_F1771B31EB1034BF077F12021D9AA075" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Postretirement Benefits Plan [Member] </link:label>

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<link:label id="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_D90658AAC1767E14931112021DAAF897_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_D90658AAC1767E14931112021DAAF897" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plan Disclosure [Line Items] </link:label>

<link:label id="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_D90658AAC1767E14931112021DAAF897_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_D90658AAC1767E14931112021DAAF897" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plan Disclosure [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_D90658AAC1767E14931112021DAAF897" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_66245FD92AB6E8405B9512021DAA6536_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_66245FD92AB6E8405B9512021DAA6536" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest Cost </link:label>

<link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_66245FD92AB6E8405B9512021DAA6536_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_66245FD92AB6E8405B9512021DAA6536" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plan, Interest Cost </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_66245FD92AB6E8405B9512021DAA6536" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_DefinedBenefitPlanAmortizationofReductioninLiabilityResultingfromPlanAmendment_0D295B663F8087FDF96A12021DAAD6F0_label_en-US" xlink:label="lab_hsbcfc_DefinedBenefitPlanAmortizationofReductioninLiabilityResultingfromPlanAmendment_0D295B663F8087FDF96A12021DAAD6F0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plan, Amortization of Reduction in Liability Resulting from Plan Amendment </link:label>

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<link:label id="lab_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToCurtailments_2AF0352A068219B7AD5312021DAAA8F6_negatedLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanRecognizedNetGainLossDueToCurtailments_2AF0352A068219B7AD5312021DAAA8F6" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Gain from curtailment </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_4CF104E7B405854FACB912085394EF6E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_BDC012A748AF558F255012021DAA9C28_totalLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost_BDC012A748AF558F255012021DAA9C28" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net periodic postretirement benefit cost </link:label>

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<link:label id="lab_us-gaap_FairValueDisclosuresAbstract_C3619D33C94BE0D78D2CE6A40DE22F5C_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract_C3619D33C94BE0D78D2CE6A40DE22F5C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Disclosures [Abstract] </link:label>

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<link:label id="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_941F33D7E41D484FEB1FE6A40DE28FEB_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_941F33D7E41D484FEB1FE6A40DE28FEB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets and Liabilities Recorded at Fair Value on a Recurring Basis </link:label>

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<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_D20FCF37229018E79305E6A40DE28F97_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_D20FCF37229018E79305E6A40DE28F97" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets and Liabilities Recorded at Fair Value on a Non-recurring Basis </link:label>

<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_D20FCF37229018E79305E6A40DE28F97_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_D20FCF37229018E79305E6A40DE28F97" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Nonrecurring [Table Text Block] </link:label>

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<link:label id="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_38C4A238AAEFFA2FA2AAE6A40DE260F8_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_38C4A238AAEFFA2FA2AAE6A40DE260F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Assets, Quantitative Information </link:label>

<link:label id="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_38C4A238AAEFFA2FA2AAE6A40DE260F8_label_en-US" xlink:label="lab_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_38C4A238AAEFFA2FA2AAE6A40DE260F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Assets, Quantitative Information [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock" xlink:label="loc_us-gaap_FairValueInputsAssetsQuantitativeInformationTableTextBlock_38C4A238AAEFFA2FA2AAE6A40DE260F8" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_9AEECA65238D0B76872A962915C428C3_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_9AEECA65238D0B76872A962915C428C3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Financing Receivables Past Due [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_9AEECA65238D0B76872A962915C428C3_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_9AEECA65238D0B76872A962915C428C3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Financing Receivables Past Due [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_9AEECA65238D0B76872A962915C428C3" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivable Portfolio [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9_label_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivable Portfolio [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivable Portfolio [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateSecuredReceivablePortfolioMember" xlink:label="loc_hsbcfc_RealEstateSecuredReceivablePortfolioMember_E6042CDABB1C0EA25F77962915C4C9C9" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Valuation Allowances and Reserves Type [Axis] </link:label>

<link:label id="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1_label_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Valuation Allowances and Reserves Type [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ValuationAllowancesAndReservesTypeAxis" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1" xlink:to="lab_us-gaap_ValuationAllowancesAndReservesTypeAxis_7BF51A3CA2A6D6818D1E962915C4B1B1" xlink:type="arc"/>

<link:label id="lab_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Valuation Allowances and Reserves [Domain] </link:label>

<link:label id="lab_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738_label_en-US" xlink:label="lab_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Valuation Allowances and Reserves [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ValuationAllowancesAndReservesDomain" xlink:label="loc_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738" xlink:to="lab_us-gaap_ValuationAllowancesAndReservesDomain_141E026C36A38DB94DEA962915C44738" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81_terseLabel_en-US" xlink:label="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value [Member] </link:label>

<link:label id="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81_label_en-US" xlink:label="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value [Member] </link:label>

<link:label id="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81_documentation_en-US" xlink:label="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair Value [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FairValueMember" xlink:label="loc_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81" xlink:to="lab_hsbcfc_FairValueMember_A77BFD3A0937B2A1FF15962915C40F81" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Axis] </link:label>

<link:label id="lab_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncomeStatementLocationAxis" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54" xlink:to="lab_us-gaap_IncomeStatementLocationAxis_5087C56F4902138EE5A1962915C53C54" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncomeStatementLocationDomain_A9DF79D87E1092249831962915C5B056_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain_A9DF79D87E1092249831962915C5B056" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Domain] </link:label>

<link:label id="lab_us-gaap_IncomeStatementLocationDomain_A9DF79D87E1092249831962915C5B056_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain_A9DF79D87E1092249831962915C5B056" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement Location [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncomeStatementLocationDomain" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_A9DF79D87E1092249831962915C5B056" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2_terseLabel_en-US" xlink:label="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Provision for Credit Losses [Member] </link:label>

<link:label id="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2_label_en-US" xlink:label="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Provision for Loan and Lease Losses [Member] </link:label>

<link:label id="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2_documentation_en-US" xlink:label="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Provision for Loan and Lease Losses [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ProvisionforLoanandLeaseLossesMember" xlink:label="loc_hsbcfc_ProvisionforLoanandLeaseLossesMember_CC894D64E42793BC9631962915C5A5C2" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4_terseLabel_en-US" xlink:label="lab_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other Revenue [Member] </link:label>

<link:label id="lab_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4_label_en-US" xlink:label="lab_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Revenue [Member] </link:label>

<link:label id="lab_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4_documentation_en-US" xlink:label="lab_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Other Revenue [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_OtherRevenueMember" xlink:label="loc_hsbcfc_OtherRevenueMember_7B824B556D6FC22705B7962915C543C4" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_D8EEE473F80A50E1A3B5962915C51B3A_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_D8EEE473F80A50E1A3B5962915C51B3A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Recorded Investment, Past Due [Line Items] </link:label>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_D8EEE473F80A50E1A3B5962915C51B3A_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_D8EEE473F80A50E1A3B5962915C51B3A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Recorded Investment, Past Due [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_D8EEE473F80A50E1A3B5962915C51B3A" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Aggregate unpaid balance </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-sale, Aggregate Unpaid Balance </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-sale, Aggregate Unpaid Balance at Time of Transfer </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance" xlink:label="loc_hsbcfc_ReceivablesHeldforsaleAggregateUnpaidBalance_EBB4F1D6856980AD03E9962915C55CE2" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Aggregate carrying value </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-Sale, Aggregate Carrying Balance </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-Sale, Aggregate Carrying Balance at time of Transfer </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance" xlink:label="loc_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062" xlink:to="lab_hsbcfc_ReceivablesHeldforSaleAggregateCarryingBalance_2D0177BCADDF66CAFF8E962915C58062" xlink:type="arc"/>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD_netLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US"> Credit loss reserve </link:label>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses, Write-offs </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_BD6FAE4ADD99E6B45DE6962915C6D2AD" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Initial lower of amortized cost or fair value adjustment </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held for Sale, Initial Lower of Amortized Cost or Fair Value Adjustment </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Held for Sale, Initial Lower of Amortized Cost or Fair Value Adjustment </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment" xlink:label="loc_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997" xlink:to="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_7D9192B12DBAE51BF1AC962915C60997" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Lower of amortized cost or fair value adjustment on loans held for sale </link:label>

<link:label id="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859_label_en-US" xlink:label="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Lower Of Amortized Cost Or Fair Value Adjustment On Loans Held For Sale </link:label>

<link:label id="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859_documentation_en-US" xlink:label="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Lower Of Amortized Cost Or Fair Value Adjustment On Loans Held For Sale </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale" xlink:label="loc_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859" xlink:to="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_010BAA70AC5883870E27962915C69859" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Subsequent to initial transfer to held for sale </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held For Sale, Subsequent to Initial Transfer to Held for Sale </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Held For Sale, Subsequent to Initial Transfer to Held for Sale </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale" xlink:label="loc_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB" xlink:to="lab_hsbcfc_ReceivablesHeldForSaleSubsequentToInitialTransferToHeldForSale_582241F83833C4EA0F7F962915C632CB" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table] </link:label>

<link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, by Balance Sheet Grouping [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4" xlink:to="lab_us-gaap_FairValueByBalanceSheetGroupingTable_F55E85D09BA338B89CB6E6A40E0AC0D4" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Axis] </link:label>

<link:label id="lab_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="loc_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6" xlink:to="lab_us-gaap_DebtInstrumentAxis_08891752F5DA03B23CE5E6A40E0A34E6" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Name [Domain] </link:label>

<link:label id="lab_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Name [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC" xlink:to="lab_us-gaap_DebtInstrumentNameDomain_4D28CB4881B2636DF135E6A40E0B78CC" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD_terseLabel_en-US" xlink:label="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term Debt Carried at Fair Value [Member] </link:label>

<link:label id="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD_label_en-US" xlink:label="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt Carried at Fair Value [Member] </link:label>

<link:label id="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD_documentation_en-US" xlink:label="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Long-term Debt Carried at Fair Value [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LongtermDebtCarriedatFairValueMember" xlink:label="loc_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD" xlink:to="lab_hsbcfc_LongtermDebtCarriedatFairValueMember_52BBD07925BF9FBD310AE6A40E0B68DD" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89_terseLabel_en-US" xlink:label="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long Term Debt Not Carried at Fair Value [Member] </link:label>

<link:label id="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89_label_en-US" xlink:label="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long Term Debt Not Carried at Fair Value [Member] </link:label>

<link:label id="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89_documentation_en-US" xlink:label="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Long Term Debt Not Carried at Fair Value [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LongTermDebtNotCarriedatFairValueMember" xlink:label="loc_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89" xlink:to="lab_hsbcfc_LongTermDebtNotCarriedatFairValueMember_C6C66C610019AE75660FE6A40E0BCD89" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Measurement Basis [Axis] </link:label>

<link:label id="lab_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Measurement Basis [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD" xlink:to="lab_us-gaap_FairValueByMeasurementBasisAxis_CB3AD8E23E6310217E98E6A40E0BDBDD" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement [Domain] </link:label>

<link:label id="lab_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurement [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueDisclosureItemAmountsDomain" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C" xlink:to="lab_us-gaap_FairValueDisclosureItemAmountsDomain_1ADFAB4BBDA60BC6DD07E6A40E0BEF2C" xlink:type="arc"/>

<link:label id="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_40995F7981C93CC9C4E8E6A40E0B4A8D_terseLabel_en-US" xlink:label="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_40995F7981C93CC9C4E8E6A40E0B4A8D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Portion at Fair Value Measurement [Member] </link:label>

<link:label id="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_40995F7981C93CC9C4E8E6A40E0B4A8D_label_en-US" xlink:label="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_40995F7981C93CC9C4E8E6A40E0B4A8D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Portion at Fair Value Measurement [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_40995F7981C93CC9C4E8E6A40E0B4A8D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1B42C4BB447F4D82308DE6A40E0C0B12_terseLabel_en-US" xlink:label="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1B42C4BB447F4D82308DE6A40E0C0B12" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Carrying Value [Member] </link:label>

<link:label id="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1B42C4BB447F4D82308DE6A40E0C0B12_label_en-US" xlink:label="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1B42C4BB447F4D82308DE6A40E0C0B12" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Reported Value Measurement [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_1B42C4BB447F4D82308DE6A40E0C0B12" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_8B59B79608776F714645E6A40E0C2A4F_terseLabel_en-US" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_8B59B79608776F714645E6A40E0C2A4F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Estimated Fair Value [Member] </link:label>

<link:label id="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_8B59B79608776F714645E6A40E0C2A4F_label_en-US" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_8B59B79608776F714645E6A40E0C2A4F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Estimate of Fair Value Measurement [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_8B59B79608776F714645E6A40E0C2A4F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_2E36E55012F6CB00A032E6A40E0CE385_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_2E36E55012F6CB00A032E6A40E0CE385" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Hierarchy [Axis] </link:label>

<link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_2E36E55012F6CB00A032E6A40E0CE385_label_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_2E36E55012F6CB00A032E6A40E0CE385" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Hierarchy [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_2E36E55012F6CB00A032E6A40E0CE385" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2E6E8106930632625EC2E6A40E0C16DF_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2E6E8106930632625EC2E6A40E0C16DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurements, Fair Value Hierarchy [Domain] </link:label>

<link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2E6E8106930632625EC2E6A40E0C16DF_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2E6E8106930632625EC2E6A40E0C16DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Hierarchy [Domain] </link:label>

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<link:label id="lab_us-gaap_FairValueInputsLevel1Member_8D1CA3E2E9356265C8A4E6A40E0C2F9E_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_8D1CA3E2E9356265C8A4E6A40E0C2F9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Level 1 [Member] </link:label>

<link:label id="lab_us-gaap_FairValueInputsLevel1Member_8D1CA3E2E9356265C8A4E6A40E0C2F9E_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_8D1CA3E2E9356265C8A4E6A40E0C2F9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Inputs, Level 1 [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_8D1CA3E2E9356265C8A4E6A40E0C2F9E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueInputsLevel2Member_CAE792127904CE9F3120E6A40E0CBFA8_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_CAE792127904CE9F3120E6A40E0CBFA8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Level 2 [Member] </link:label>

<link:label id="lab_us-gaap_FairValueInputsLevel2Member_CAE792127904CE9F3120E6A40E0CBFA8_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_CAE792127904CE9F3120E6A40E0CBFA8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Inputs, Level 2 [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_CAE792127904CE9F3120E6A40E0CBFA8" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Level 3 [Member] </link:label>

<link:label id="lab_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Inputs, Level 3 [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5" xlink:to="lab_us-gaap_FairValueInputsLevel3Member_7530979DD82FFB9330F6E6A40E0CB6F5" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_976306E89B65A6846BF5E6A40E0C09B3_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_976306E89B65A6846BF5E6A40E0C09B3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Of Other Financial Instrument [Line Items] </link:label>

<link:label id="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_976306E89B65A6846BF5E6A40E0C09B3_label_en-US" xlink:label="lab_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_976306E89B65A6846BF5E6A40E0C09B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_976306E89B65A6846BF5E6A40E0C09B3" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AssetsAbstract_A02CA5839AC2206E73C8E6A40E0C98C5_verboseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_A02CA5839AC2206E73C8E6A40E0C98C5" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Financial assets: </link:label>

<link:label id="lab_us-gaap_AssetsAbstract_A02CA5839AC2206E73C8E6A40E0C98C5_label_en-US" xlink:label="lab_us-gaap_AssetsAbstract_A02CA5839AC2206E73C8E6A40E0C98C5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_A02CA5839AC2206E73C8E6A40E0C98C5" xlink:type="locator"/>

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<link:label id="lab_us-gaap_Cash_7FA8674AED101CA2B3F4E6A40E0CB5E7_terseLabel_en-US" xlink:label="lab_us-gaap_Cash_7FA8674AED101CA2B3F4E6A40E0CB5E7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash </link:label>

<link:label id="lab_us-gaap_Cash_7FA8674AED101CA2B3F4E6A40E0CB5E7_label_en-US" xlink:label="lab_us-gaap_Cash_7FA8674AED101CA2B3F4E6A40E0CB5E7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_Cash" xlink:label="loc_us-gaap_Cash_7FA8674AED101CA2B3F4E6A40E0CB5E7" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InterestBearingDepositsInBanks_C504A77501E8340D452DE6A40E0D6220_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks_C504A77501E8340D452DE6A40E0D6220" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest bearing deposits with banks </link:label>

<link:label id="lab_us-gaap_InterestBearingDepositsInBanks_C504A77501E8340D452DE6A40E0D6220_label_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks_C504A77501E8340D452DE6A40E0D6220" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest-bearing Deposits in Banks and Other Financial Institutions </link:label>

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<link:label id="lab_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_18820DFF999F5FE7C1BDE6A40E0D5F47_verboseLabel_en-US" xlink:label="lab_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_18820DFF999F5FE7C1BDE6A40E0D5F47" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Securities purchased under agreements to resell </link:label>

<link:label id="lab_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_18820DFF999F5FE7C1BDE6A40E0D5F47_label_en-US" xlink:label="lab_us-gaap_SecuritiesPurchasedUnderAgreementsToResell_18820DFF999F5FE7C1BDE6A40E0D5F47" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Securities Purchased under Agreements to Resell </link:label>

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<link:label id="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_6985679D092A94AAC520E6A40E0D7AD9_terseLabel_en-US" xlink:label="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_6985679D092A94AAC520E6A40E0D7AD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real estate secured receivables held for sale </link:label>

<link:label id="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_6985679D092A94AAC520E6A40E0D7AD9_label_en-US" xlink:label="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_6985679D092A94AAC520E6A40E0D7AD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans Held-for-sale, Fair Value Disclosure </link:label>

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<link:label id="lab_hsbcfc_DueFromAffiliatesFairValueDisclosure_57C07EE975FC513B68A7E6A40E0D38A9_terseLabel_en-US" xlink:label="lab_hsbcfc_DueFromAffiliatesFairValueDisclosure_57C07EE975FC513B68A7E6A40E0D38A9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Due from affiliates </link:label>

<link:label id="lab_hsbcfc_DueFromAffiliatesFairValueDisclosure_57C07EE975FC513B68A7E6A40E0D38A9_label_en-US" xlink:label="lab_hsbcfc_DueFromAffiliatesFairValueDisclosure_57C07EE975FC513B68A7E6A40E0D38A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Due From Affiliates Fair Value Disclosure </link:label>

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<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_FAAB54DC191D811DAC63E6A40E0DC130_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_FAAB54DC191D811DAC63E6A40E0DC130" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial liabilities: </link:label>

<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_FAAB54DC191D811DAC63E6A40E0DC130_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_FAAB54DC191D811DAC63E6A40E0DC130" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities and Equity [Abstract] </link:label>

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<link:label id="lab_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538_terseLabel_en-US" xlink:label="lab_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliates carried at fair value </link:label>

<link:label id="lab_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538_label_en-US" xlink:label="lab_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Due To Affiliate Fair Value Disclosure </link:label>

<link:label id="lab_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538_documentation_en-US" xlink:label="lab_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Due to affiliate fair value disclosure. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DueToAffiliateFairValueDisclosure" xlink:label="loc_hsbcfc_DueToAffiliateFairValueDisclosure_8159FD4363DA16990828E6A40E0D5538" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DueToAffiliateCurrentAndNoncurrent_16E80CE0423599AB9DB5E6A40E0D0FDB_verboseLabel_en-US" xlink:label="lab_us-gaap_DueToAffiliateCurrentAndNoncurrent_16E80CE0423599AB9DB5E6A40E0D0FDB" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliates not carried at fair value </link:label>

<link:label id="lab_us-gaap_DueToAffiliateCurrentAndNoncurrent_16E80CE0423599AB9DB5E6A40E0D0FDB_label_en-US" xlink:label="lab_us-gaap_DueToAffiliateCurrentAndNoncurrent_16E80CE0423599AB9DB5E6A40E0D0FDB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Due to Affiliate </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DueToAffiliateCurrentAndNoncurrent" xlink:label="loc_us-gaap_DueToAffiliateCurrentAndNoncurrent_16E80CE0423599AB9DB5E6A40E0D0FDB" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LongTermDebt_E3C6AF5B7D267CE11BE4E6A40E0DB3CE_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_E3C6AF5B7D267CE11BE4E6A40E0DB3CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt </link:label>

<link:label id="lab_us-gaap_LongTermDebt_E3C6AF5B7D267CE11BE4E6A40E0DB3CE_label_en-US" xlink:label="lab_us-gaap_LongTermDebt_E3C6AF5B7D267CE11BE4E6A40E0DB3CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_E3C6AF5B7D267CE11BE4E6A40E0DB3CE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DerivativeLiabilities_42271BE44EBF2346AB8FE6A40E0E49AD_netLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_42271BE44EBF2346AB8FE6A40E0E49AD" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US"> Derivative financial liabilities </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilities_42271BE44EBF2346AB8FE6A40E0E49AD_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_42271BE44EBF2346AB8FE6A40E0E49AD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability </link:label>

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<link:label id="lab_us-gaap_FinancingReceivablesTextBlock_B51D0684AA726B1AD9E9E6A40E6A4733_verboseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesTextBlock_B51D0684AA726B1AD9E9E6A40E6A4733" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Troubled Debt Restructures and Nonperforming Receivables </link:label>

<link:label id="lab_us-gaap_FinancingReceivablesTextBlock_B51D0684AA726B1AD9E9E6A40E6A4733_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesTextBlock_B51D0684AA726B1AD9E9E6A40E6A4733" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivables [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivablesTextBlock" xlink:label="loc_us-gaap_FinancingReceivablesTextBlock_B51D0684AA726B1AD9E9E6A40E6A4733" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PensionPlansDefinedBenefitMember_B889060DC057C5B855B65975EEA7CEF7_terseLabel_en-US" xlink:label="lab_us-gaap_PensionPlansDefinedBenefitMember_B889060DC057C5B855B65975EEA7CEF7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Pension Plan, Defined Benefit [Member] </link:label>

<link:label id="lab_us-gaap_PensionPlansDefinedBenefitMember_B889060DC057C5B855B65975EEA7CEF7_label_en-US" xlink:label="lab_us-gaap_PensionPlansDefinedBenefitMember_B889060DC057C5B855B65975EEA7CEF7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Pension Plan [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PensionPlansDefinedBenefitMember" xlink:label="loc_us-gaap_PensionPlansDefinedBenefitMember_B889060DC057C5B855B65975EEA7CEF7" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DefinedBenefitPlanInterestCost_2C3D91F8DD2532472D1D5975EEA80CDC_verboseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanInterestCost_2C3D91F8DD2532472D1D5975EEA80CDC" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Interest cost on projected benefit obligation </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanInterestCost" xlink:label="loc_us-gaap_DefinedBenefitPlanInterestCost_2C3D91F8DD2532472D1D5975EEA80CDC" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_9E1F4B241ABA1A40804E5975EEA88BD7_negatedLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_9E1F4B241ABA1A40804E5975EEA88BD7" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Expected return on plan assets </link:label>

<link:label id="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_9E1F4B241ABA1A40804E5975EEA88BD7_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_9E1F4B241ABA1A40804E5975EEA88BD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plan, Expected Return (Loss) on Plan Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets" xlink:label="loc_us-gaap_DefinedBenefitPlanExpectedReturnOnPlanAssets_9E1F4B241ABA1A40804E5975EEA88BD7" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_2B1EBA428B517166E1B95975EEA89652_negatedLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_2B1EBA428B517166E1B95975EEA89652" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Amortization of net actuarial loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses" xlink:label="loc_us-gaap_DefinedBenefitPlanAmortizationOfGainsLosses_2B1EBA428B517166E1B95975EEA89652" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DefinedBenefitPlanAdministrationExpenses_1020739DAE46D874BEF75975EEA8F312_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanAdministrationExpenses_1020739DAE46D874BEF75975EEA8F312" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plan, Plan Assets, Administration Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlanAdministrationExpenses" xlink:label="loc_us-gaap_DefinedBenefitPlanAdministrationExpenses_1020739DAE46D874BEF75975EEA8F312" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_DisclosureVariableInterestEntitiesSummaryOfAssetsAndLiabilitiesOfConsolidatedSecuredFinancingVIEsAbstract_241BCF204FDC5F1E1423E6A411005FC0_label_en-US" xlink:label="lab_hsbcfc_DisclosureVariableInterestEntitiesSummaryOfAssetsAndLiabilitiesOfConsolidatedSecuredFinancingVIEsAbstract_241BCF204FDC5F1E1423E6A411005FC0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disclosure Variable Interest Entities Summary Of Assets And Liabilities Of Consolidated Secured Financing V I Es [Abstract] </link:label>

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<link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355_terseLabel_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] </link:label>

<link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355_label_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355" xlink:to="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_7D903BDFDD781C7C408AE6A410BFF355" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_56EE0E419434E393FA4EE6A410BF1F43_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis_56EE0E419434E393FA4EE6A410BF1F43" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Instrument Risk [Axis] </link:label>

<link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_56EE0E419434E393FA4EE6A410BF1F43_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis_56EE0E419434E393FA4EE6A410BF1F43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instrument [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_56EE0E419434E393FA4EE6A410BF1F43" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Contract Type [Domain] </link:label>

<link:label id="lab_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529_label_en-US" xlink:label="lab_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Contract [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeContractTypeDomain" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529" xlink:to="lab_us-gaap_DerivativeContractTypeDomain_2F681318E610AF05A110E6A410BF6529" xlink:type="arc"/>

<link:label id="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2_terseLabel_en-US" xlink:label="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest Rate Contracts [Member] </link:label>

<link:label id="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2_label_en-US" xlink:label="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Rate Contracts [Member] </link:label>

<link:label id="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2_documentation_en-US" xlink:label="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Interest rate contracts. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_InterestRateContractsMember" xlink:label="loc_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2" xlink:to="lab_hsbcfc_InterestRateContractsMember_31F37822F5551291CEA1E6A410BFCAA2" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D_terseLabel_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative related income (expense) [Member] </link:label>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D_label_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Related Income Expense [Member] </link:label>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D_documentation_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Derivative related income expense. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DerivativeRelatedIncomeExpenseMember" xlink:label="loc_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D" xlink:to="lab_hsbcfc_DerivativeRelatedIncomeExpenseMember_B08E3645439082033E73E6A410BF6D7D" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives, Fair Value [Line Items] </link:label>

<link:label id="lab_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E_label_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivatives, Fair Value [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativesFairValueLineItems" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E" xlink:to="lab_us-gaap_DerivativesFairValueLineItems_7CD8411BD3F8536AAB4EE6A410BFDC0E" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Amount of Gain (Loss) Recognized in Derivative Related Income (Expense) </link:label>

<link:label id="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet" xlink:label="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B" xlink:to="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_0864CEAF50F26211FFBAE6A410BFC08B" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Class of Financing Receivable [Axis] </link:label>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Class of Financing Receivable, Type [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_62687921458EF95520E0E6A4104FB2A8" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Class of Financing Receivable [Domain] </link:label>

<link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Class of Financing Receivable, Type [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_96F4BE36402F203A31B0E6A41050109E" xlink:type="arc"/>

<link:label id="lab_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B_terseLabel_en-US" xlink:label="lab_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mortgage Loans on Real Estate [Member] </link:label>

<link:label id="lab_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B_label_en-US" xlink:label="lab_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mortgages [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_MortgagesMember" xlink:label="loc_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B" xlink:to="lab_us-gaap_MortgagesMember_BE61327BA76E240854EDE6A41050572B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409_terseLabel_en-US" xlink:label="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables Held for Sale, Activity [Roll Forward] </link:label>

<link:label id="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409_label_en-US" xlink:label="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans Receivable, Held-for-sale [Roll Forward] </link:label>

<link:label id="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409_documentation_en-US" xlink:label="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans Receivable, Held-for-sale [Roll Forward] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LoansReceivableHeldforsaleRollForward" xlink:label="loc_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409" xlink:to="lab_hsbcfc_LoansReceivableHeldforsaleRollForward_5CB058C777635BB6364FE6A410505409" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_4F5970D8DF8B8C9C6C02E6A410503829_periodStartLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_4F5970D8DF8B8C9C6C02E6A410503829" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Real estate secured receivables held for sale at beginning of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_4F5970D8DF8B8C9C6C02E6A410503829" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_4F5970D8DF8B8C9C6C02E6A410503829" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_4F5970D8DF8B8C9C6C02E6A410503829" xlink:type="arc"/>

<link:label id="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819_terseLabel_en-US" xlink:label="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfer of real estate secured receivables into held for sale at the lower of amortized cost or fair value </link:label>

<link:label id="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819_label_en-US" xlink:label="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Transfer of Portfolio Loans and Leases to Held-for-sale </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:label="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819" xlink:to="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_68F310793D9BE8454945E6A410501819" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF_negatedLabel_en-US" xlink:label="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Real estate secured receivable sales </link:label>

<link:label id="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF_label_en-US" xlink:label="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loan receivables Held-for-Sale, Sales </link:label>

<link:label id="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF_documentation_en-US" xlink:label="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loan receivables Held-for-Sale, Sales </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LoanreceivablesHeldforSaleSales" xlink:label="loc_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF" xlink:to="lab_hsbcfc_LoanreceivablesHeldforSaleSales_9AB8526CF13DB6662815E6A41051D9AF" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16_negatedLabel_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Lower of amortized cost or fair value adjustment on real estate secured receivables held for sale subsequent to initial transfer to held for sale </link:label>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16_label_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Lower Of Cost Or Fair Value Adjustment On Loans Held For Sale Including Credit Component </link:label>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16_documentation_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Lower of Cost or Fair Value Adjustment on Loans Held for Sale Including Credit Component. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent" xlink:label="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16" xlink:to="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponent_357676D13B5AD2150C2AE6A41051CA16" xlink:type="arc"/>

<link:label id="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B_terseLabel_en-US" xlink:label="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Carrying value of real estate secured receivables held for sale transferred to real estate owned (REO) </link:label>

<link:label id="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B_label_en-US" xlink:label="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Carrying Value of Real Estate Secured Receivables Held for Sale Transferred to REO </link:label>

<link:label id="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B_documentation_en-US" xlink:label="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Carrying Value of Real Estate Secured Receivables Held for Sale Transferred to REO </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO" xlink:label="loc_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B" xlink:to="lab_hsbcfc_CarryingValueofRealEstateSecuredReceivablesHeldforSaleTransferredtoREO_C4F671534C748F770580E6A41051346B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8_terseLabel_en-US" xlink:label="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Carrying value of real estate secured receivables held for sale settled through short sale </link:label>

<link:label id="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8_label_en-US" xlink:label="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Settlement Receivable </link:label>

<link:label id="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8_documentation_en-US" xlink:label="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Settlement Receivable </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SettlementReceivable" xlink:label="loc_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8" xlink:to="lab_hsbcfc_SettlementReceivable_5C0CC8616925D9899103E6A41051A6F8" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Change in real estate secured receivable balance, including collections </link:label>

<link:label id="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075_label_en-US" xlink:label="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Change In Receivable Balance For Receivables Held For Sale </link:label>

<link:label id="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075_documentation_en-US" xlink:label="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Change In Receivable Balance For Receivables Held For Sale </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale" xlink:label="loc_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075" xlink:to="lab_hsbcfc_ChangeInReceivableBalanceForReceivablesHeldForSale_78001D2480D6232CA6D3E6A410511075" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_48573E334A88E8E1C722E6A410516317_periodEndLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_48573E334A88E8E1C722E6A410516317" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Real estate secured receivables held for sale at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_48573E334A88E8E1C722E6A410516317" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_48573E334A88E8E1C722E6A410516317" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_48573E334A88E8E1C722E6A410516317" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_6E2713EC3CBC2A5EE09DE6A41051D0D5_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_6E2713EC3CBC2A5EE09DE6A41051D0D5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables Held for Sale, Initial Lower of Amortized Cost or Fair Value Adjustment </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment" xlink:label="loc_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_6E2713EC3CBC2A5EE09DE6A41051D0D5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_6E2713EC3CBC2A5EE09DE6A41051D0D5" xlink:to="lab_hsbcfc_ReceivablesHeldForSaleInitialLowerOfAmortizedCostOrFairValueAdjustment_6E2713EC3CBC2A5EE09DE6A41051D0D5" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring [Table] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_481146744041BF2F0A3655C8B57C3CCD" xlink:type="arc"/>

<link:label id="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_C3BB04000A12A41B7F8155C8B57D726B_verboseLabel_en-US" xlink:label="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_C3BB04000A12A41B7F8155C8B57D726B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Total [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_C3BB04000A12A41B7F8155C8B57D726B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_C3BB04000A12A41B7F8155C8B57D726B" xlink:to="lab_us-gaap_EstimateOfFairValueFairValueDisclosureMember_C3BB04000A12A41B7F8155C8B57D726B" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Measurement Frequency [Axis] </link:label>

<link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Measurement Frequency [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521" xlink:to="lab_us-gaap_FairValueByMeasurementFrequencyAxis_A363A3223EDBE003A2CD55C8B57D9521" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement Frequency [Domain] </link:label>

<link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement Frequency [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1" xlink:to="lab_us-gaap_FairValueMeasurementFrequencyDomain_10ACE03CFA347A530EA155C8B57D48C1" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Non-Recurring Fair Value Measurements [Member] </link:label>

<link:label id="lab_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurements, Nonrecurring [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68" xlink:to="lab_us-gaap_FairValueMeasurementsNonrecurringMember_EE668F5EF3BA4EF62A8855C8B57DEF68" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0_verboseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Real estate secured receivables held for sale [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0_label_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Secured [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real estate secured. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateSecuredMember" xlink:label="loc_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0" xlink:to="lab_hsbcfc_RealEstateSecuredMember_4C9BEAB45862027596F755C8B583A3A0" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-Investment [Member] </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-Investment [Member] </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Held-for-Investment [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldforInvestmentMember" xlink:label="loc_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E" xlink:to="lab_hsbcfc_ReceivablesHeldforInvestmentMember_E491E91BA7FD130953DB55C8B5835A2E" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real Estate Owned [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63_label_en-US" xlink:label="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Owned [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real Estate Owned [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateOwnedMember" xlink:label="loc_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63" xlink:to="lab_hsbcfc_RealEstateOwnedMember_0540CFE894DD39AB7FA855C8B583AF63" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_78C94A16921F896ECDC755C8B583628C" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_CCE193E1AC58746A36BA55C8B5836304_positiveLabel_en-US" xlink:label="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_CCE193E1AC58746A36BA55C8B5836304" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:type="resource" xml:lang="en-US"> Total receivables held for sale </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_CCE193E1AC58746A36BA55C8B5836304" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_CCE193E1AC58746A36BA55C8B5836304" xlink:to="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_CCE193E1AC58746A36BA55C8B5836304" xlink:type="arc"/>

<link:label id="lab_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937_terseLabel_en-US" xlink:label="lab_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables held for investment </link:label>

<link:label id="lab_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937_label_en-US" xlink:label="lab_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ReceivablesFairValueDisclosure" xlink:label="loc_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937" xlink:to="lab_us-gaap_ReceivablesFairValueDisclosure_56FD4E1A480E5E1616B455C8B5848937" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real estate owned </link:label>

<link:label id="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720_label_en-US" xlink:label="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Owned Fair Value Disclosure </link:label>

<link:label id="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real estate owned fair value disclosure. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateOwnedFairValueDisclosure" xlink:label="loc_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720" xlink:to="lab_hsbcfc_RealEstateOwnedFairValueDisclosure_97096C033554A7298BE055C8B5844720" xlink:type="arc"/>

<link:label id="lab_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total assets at fair value on a non-recurring basis </link:label>

<link:label id="lab_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C" xlink:to="lab_us-gaap_AssetsFairValueDisclosure_9AD68EE54D4FD31E5FEA55C8B584B86C" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8_terseLabel_en-US" xlink:label="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total Gains (Losses) </link:label>

<link:label id="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8_label_en-US" xlink:label="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Assets Measured On Nonrecurring Basis Gain Loss Included In Earnings </link:label>

<link:label id="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8_documentation_en-US" xlink:label="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair Value Assets Measured On Nonrecurring Basis Gain Loss Included In Earnings </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings" xlink:label="loc_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8" xlink:to="lab_hsbcfc_FairValueAssetsMeasuredOnNonrecurringBasisGainLossIncludedInEarnings_2D2281CE828D6FC5C46E55C8B58494B8" xlink:type="arc"/>

<link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table] </link:label>

<link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plans and Other Postretirement Benefit Plans Disclosures [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E" xlink:to="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansDisclosuresTable_97862ECADAE2E3E3E990E6A40E1C551E" xlink:type="arc"/>

<link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items] </link:label>

<link:label id="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Defined Benefit Plans and Other Postretirement Benefit Plans Table Text Block [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems" xlink:label="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193" xlink:to="lab_us-gaap_DefinedBenefitPlansAndOtherPostretirementBenefitPlansTableTextBlockLineItems_23D7CEB3BFC886C9971EE6A40E1D0193" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Components of Pension Expense for Defined Benefit Pension Plan </link:label>

<link:label id="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4_label_en-US" xlink:label="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Net Benefit Costs [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfNetBenefitCostsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4" xlink:to="lab_us-gaap_ScheduleOfNetBenefitCostsTableTextBlock_7846684E0A9823A88EDFE6A40E1DB0F4" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D_verboseLabel_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Average balance of TDR Loans </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D_label_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable Modifications Average Recorded Investment </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D_documentation_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing receivable modifications average recorded investment. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment" xlink:label="loc_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D" xlink:to="lab_hsbcfc_FinancingReceivableModificationsAverageRecordedInvestment_F801D8CBF7FDEDBFD929E6A40E19833D" xlink:type="arc"/>

<link:label id="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2_verboseLabel_en-US" xlink:label="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Interest income recognized on TDR Loans </link:label>

<link:label id="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2_label_en-US" xlink:label="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Income Recognized On Trouble Debt Restructuring Loans </link:label>

<link:label id="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2_documentation_en-US" xlink:label="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Interest income recognized on trouble debt restructuring loans. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans" xlink:label="loc_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2" xlink:to="lab_hsbcfc_InterestIncomeRecognizedOnTroubleDebtRestructuringLoans_80DF5213B5493F70E950E6A40E1950B2" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_03E7ECF5DA0CF46205FA555E956308DC_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_03E7ECF5DA0CF46205FA555E956308DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Instruments, Gain (Loss) by Hedging Relationship, by Income Statement Location, by Derivative Instrument Risk [Table] </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember" xlink:label="loc_us-gaap_AdjustmentsForNewAccountingPrincipleEarlyAdoptionMember_3A5C62ADB52EB5AA5A17E6A40EE4B2D9" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementScenarioAxis_A3CE52BAFA3352A9173EE6A40EE439AA_terseLabel_en-US" xlink:label="lab_us-gaap_StatementScenarioAxis_A3CE52BAFA3352A9173EE6A40EE439AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Scenario [Axis] </link:label>

<link:label id="lab_us-gaap_StatementScenarioAxis_A3CE52BAFA3352A9173EE6A40EE439AA_label_en-US" xlink:label="lab_us-gaap_StatementScenarioAxis_A3CE52BAFA3352A9173EE6A40EE439AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Scenario [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementScenarioAxis" xlink:label="loc_us-gaap_StatementScenarioAxis_A3CE52BAFA3352A9173EE6A40EE439AA" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A_terseLabel_en-US" xlink:label="lab_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Scenario, Unspecified [Domain] </link:label>

<link:label id="lab_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A_label_en-US" xlink:label="lab_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Scenario, Unspecified [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="loc_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A" xlink:to="lab_us-gaap_ScenarioUnspecifiedDomain_10A43F842AD2ADC66D92E6A40EE40A2A" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScenarioPreviouslyReportedMember_8A75E46D799CC0077098E6A40EE42F86_terseLabel_en-US" xlink:label="lab_us-gaap_ScenarioPreviouslyReportedMember_8A75E46D799CC0077098E6A40EE42F86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> As Previously Reported [Member] </link:label>

<link:label id="lab_us-gaap_ScenarioPreviouslyReportedMember_8A75E46D799CC0077098E6A40EE42F86_label_en-US" xlink:label="lab_us-gaap_ScenarioPreviouslyReportedMember_8A75E46D799CC0077098E6A40EE42F86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Scenario, Previously Reported [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScenarioPreviouslyReportedMember" xlink:label="loc_us-gaap_ScenarioPreviouslyReportedMember_8A75E46D799CC0077098E6A40EE42F86" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementEquityComponentsAxis_B7163B14B55920EA8265E6A40EE43ACD_terseLabel_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_B7163B14B55920EA8265E6A40EE43ACD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity Components [Axis] </link:label>

<link:label id="lab_us-gaap_StatementEquityComponentsAxis_B7163B14B55920EA8265E6A40EE43ACD_label_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis_B7163B14B55920EA8265E6A40EE43ACD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Components [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementEquityComponentsAxis" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_B7163B14B55920EA8265E6A40EE43ACD" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EquityComponentDomain_F83EB2C363F11FA3CB35E6A40EE4B344_terseLabel_en-US" xlink:label="lab_us-gaap_EquityComponentDomain_F83EB2C363F11FA3CB35E6A40EE4B344" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity Component [Domain] </link:label>

<link:label id="lab_us-gaap_EquityComponentDomain_F83EB2C363F11FA3CB35E6A40EE4B344_label_en-US" xlink:label="lab_us-gaap_EquityComponentDomain_F83EB2C363F11FA3CB35E6A40EE4B344" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity Component [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityComponentDomain" xlink:label="loc_us-gaap_EquityComponentDomain_F83EB2C363F11FA3CB35E6A40EE4B344" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PreferredStockMember_0AA0DC7EC60618B852A7E6A40EE407AA_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockMember_0AA0DC7EC60618B852A7E6A40EE407AA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Preferred stock </link:label>

<link:label id="lab_us-gaap_PreferredStockMember_0AA0DC7EC60618B852A7E6A40EE407AA_label_en-US" xlink:label="lab_us-gaap_PreferredStockMember_0AA0DC7EC60618B852A7E6A40EE407AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PreferredStockMember" xlink:label="loc_us-gaap_PreferredStockMember_0AA0DC7EC60618B852A7E6A40EE407AA" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock </link:label>

<link:label id="lab_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9_label_en-US" xlink:label="lab_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockMember" xlink:label="loc_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9" xlink:to="lab_us-gaap_CommonStockMember_A921FBF6D228D3133337E6A40EE449D9" xlink:type="arc"/>

<link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Additional paid-in capital </link:label>

<link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additional Paid-in Capital [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A" xlink:to="lab_us-gaap_AdditionalPaidInCapitalMember_C9C9F89E3A669F9278C4E6A40EE4804A" xlink:type="arc"/>

<link:label id="lab_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated deficit </link:label>

<link:label id="lab_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retained Earnings [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="loc_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2" xlink:to="lab_us-gaap_RetainedEarningsMember_1177B98E7D4F9983C522E6A40EE4FDE2" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_D51752CE947BFCD37659E6A40EE40CE6_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_D51752CE947BFCD37659E6A40EE40CE6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated other comprehensive income (loss) </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_D51752CE947BFCD37659E6A40EE40CE6_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_D51752CE947BFCD37659E6A40EE40CE6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> AOCI Attributable to Parent [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_D51752CE947BFCD37659E6A40EE40CE6" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementLineItems_24C97017A60688C99578E6A40EE4DD59_terseLabel_en-US" xlink:label="lab_us-gaap_StatementLineItems_24C97017A60688C99578E6A40EE4DD59" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Statement [Line Items] </link:label>

<link:label id="lab_us-gaap_StatementLineItems_24C97017A60688C99578E6A40EE4DD59_label_en-US" xlink:label="lab_us-gaap_StatementLineItems_24C97017A60688C99578E6A40EE4DD59" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementLineItems" xlink:label="loc_us-gaap_StatementLineItems_24C97017A60688C99578E6A40EE4DD59" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_EA59121B18B27C3CFF56E6A40EE4045E_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_EA59121B18B27C3CFF56E6A40EE4045E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Stockholders' Equity [Roll Forward] </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_EA59121B18B27C3CFF56E6A40EE4045E_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_EA59121B18B27C3CFF56E6A40EE4045E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Stockholders' Equity [Roll Forward] </link:label>

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<link:label id="lab_us-gaap_StockholdersEquity_FB616E8CD6C327FE7805E6A40EE510CC_periodStartLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_FB616E8CD6C327FE7805E6A40EE510CC" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Balance at beginning of period </link:label>

<link:label id="lab_us-gaap_StockholdersEquity_FB616E8CD6C327FE7805E6A40EE510CC_label_en-US" xlink:label="lab_us-gaap_StockholdersEquity_FB616E8CD6C327FE7805E6A40EE510CC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_FB616E8CD6C327FE7805E6A40EE510CC" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue_44D226FC7F8F740A74E3E6A40EE58B22_negatedLabel_en-US" xlink:label="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue_44D226FC7F8F740A74E3E6A40EE58B22" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Redemption of Series B preferred stock </link:label>

<link:label id="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue_44D226FC7F8F740A74E3E6A40EE58B22_label_en-US" xlink:label="lab_us-gaap_StockRedeemedOrCalledDuringPeriodValue_44D226FC7F8F740A74E3E6A40EE58B22" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stock Redeemed or Called During Period, Value </link:label>

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<link:label id="lab_us-gaap_DividendsPreferredStock_128E2DD1DB3D3BB7B2C3E6A40EE5AECE_negatedLabel_en-US" xlink:label="lab_us-gaap_DividendsPreferredStock_128E2DD1DB3D3BB7B2C3E6A40EE5AECE" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Dividends on preferred stock </link:label>

<link:label id="lab_us-gaap_DividendsPreferredStock_128E2DD1DB3D3BB7B2C3E6A40EE5AECE_label_en-US" xlink:label="lab_us-gaap_DividendsPreferredStock_128E2DD1DB3D3BB7B2C3E6A40EE5AECE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Dividends, Preferred Stock </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DividendsPreferredStock" xlink:label="loc_us-gaap_DividendsPreferredStock_128E2DD1DB3D3BB7B2C3E6A40EE5AECE" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E_terseLabel_en-US" xlink:label="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Employee benefit plans, including transfers and other </link:label>

<link:label id="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E_label_en-US" xlink:label="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Employee Benefit Plans Including Transfers And Other </link:label>

<link:label id="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E_documentation_en-US" xlink:label="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> This element represents the amount recognized in additional paid in capital for share-based compensation plans during the period. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther" xlink:label="loc_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E" xlink:to="lab_hsbcfc_EmployeeBenefitPlansIncludingTransfersAndOther_C2BA93C452B0969912EAE6A40EE5278E" xlink:type="arc"/>

<link:label id="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5_terseLabel_en-US" xlink:label="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cumulative effect adjustment to initially apply new accounting guidance </link:label>

<link:label id="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5_label_en-US" xlink:label="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cumulative Effect of New Accounting Principle in Period of Adoption </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5" xlink:to="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_7F21ACC0833345CCD672E6A40EE539B5" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7_verboseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Net income (loss) </link:label>

<link:label id="lab_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7_label_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Income (Loss) Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7" xlink:to="lab_us-gaap_NetIncomeLoss_5573FE9625CB7F1B08E3E6A40EE6BFD7" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other comprehensive income (loss) </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_C69EEDB0BAABBD753FFCE6A40EE62108" xlink:type="arc"/>

<link:label id="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4_terseLabel_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total common shareholder's equity at end of period </link:label>

<link:label id="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4_label_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Shareholders Equity </link:label>

<link:label id="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4_documentation_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Total of all Stockholders' Equity items attributable to common shareholders including common stock, additional paid-in capital, accumulated deficit and accumulated other comprehensive loss. Amount excludes redeemable preferred stock. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_CommonShareholdersEquity" xlink:label="loc_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4" xlink:to="lab_hsbcfc_CommonShareholdersEquity_BF9C25521C0019CCE5CAE6A40EE6CBA4" xlink:type="arc"/>

<link:label id="lab_us-gaap_StockholdersEquity_4CFBF24F8B18A19FD9EEE6A40EE61F67_periodEndLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_4CFBF24F8B18A19FD9EEE6A40EE61F67" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Total equity at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_4CFBF24F8B18A19FD9EEE6A40EE61F67" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_4CFBF24F8B18A19FD9EEE6A40EE61F67" xlink:to="lab_us-gaap_StockholdersEquity_4CFBF24F8B18A19FD9EEE6A40EE61F67" xlink:type="arc"/>

<link:label id="lab_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt </link:label>

<link:label id="lab_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1_label_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Debt, Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1" xlink:to="lab_us-gaap_LongTermDebtFairValue_F81E22D66339A1C26B4FE6A40E676EC1" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4_terseLabel_en-US" xlink:label="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliates </link:label>

<link:label id="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4_label_en-US" xlink:label="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Due To Affiliate Carried At Fair Value </link:label>

<link:label id="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4_documentation_en-US" xlink:label="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Due to affiliate, carried at fair value. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DueToAffiliateCarriedAtFairValue" xlink:label="loc_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4" xlink:to="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_2BBA95138BDEC1C3C965E6A40E67D5B4" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE_totalLabel_en-US" xlink:label="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total fixed rate debt accounted for under FVO </link:label>

<link:label id="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE_label_en-US" xlink:label="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fixed Rate Debt Accounted For Under Fair Value Option </link:label>

<link:label id="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE_documentation_en-US" xlink:label="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fixed rate debt accounted for under fair value option. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FixedRateDebtAccountedForUnderFairValueOption" xlink:label="loc_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE" xlink:to="lab_hsbcfc_FixedRateDebtAccountedForUnderFairValueOption_52D8AC319E0295EA2E55E6A40E67D3AE" xlink:type="arc"/>

<link:label id="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF_terseLabel_en-US" xlink:label="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unpaid principal balance of fixed rate debt accounted for under FVO </link:label>

<link:label id="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF_label_en-US" xlink:label="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unpaid Principal Amount Of Fixed Rate Debt Accounted For Under Fair Value Option </link:label>

<link:label id="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF_documentation_en-US" xlink:label="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Unpaid principal amount of fixed rate debt accounted for under fair value option. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption" xlink:label="loc_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF" xlink:to="lab_hsbcfc_UnpaidPrincipalAmountOfFixedRateDebtAccountedForUnderFairValueOption_B1A6F87DB6A8077002CDE6A40E67C7EF" xlink:type="arc"/>

<link:label id="lab_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F_terseLabel_en-US" xlink:label="lab_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in debt balance from foreign currency translation adjustment </link:label>

<link:label id="lab_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F_label_en-US" xlink:label="lab_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Debt Balance from Foreign Currency Translation Adjustment </link:label>

<link:label id="lab_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F_documentation_en-US" xlink:label="lab_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Debt Balance from Foreign Currency Translation Adjustment </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment" xlink:label="loc_hsbcfc_IncreaseDecreaseinDebtBalancefromForeignCurrencyTranslationAdjustment_D861FBFE832B96D46981E6A40E67F46F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Financial Instruments </link:label>

<link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instruments and Hedging Activities Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_E3CA03B8A9C8751E0454E6A40F9635F3" xlink:type="arc"/>

<link:label id="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionTable_800C9FCC948C6CF6C999E6A40F9B153A_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionTable_800C9FCC948C6CF6C999E6A40F9B153A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> New Accounting Pronouncement, Early Adoption [Table] </link:label>

<link:label id="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionTable_800C9FCC948C6CF6C999E6A40F9B153A_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionTable_800C9FCC948C6CF6C999E6A40F9B153A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> New Accounting Pronouncement, Early Adoption [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NewAccountingPronouncementEarlyAdoptionTable" xlink:label="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionTable_800C9FCC948C6CF6C999E6A40F9B153A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> New Accounting Pronouncement, Early Adoption [Line Items] </link:label>

<link:label id="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> New Accounting Pronouncement, Early Adoption [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems" xlink:label="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63" xlink:to="lab_us-gaap_NewAccountingPronouncementEarlyAdoptionLineItems_00378228E15CFEE8011DE6A40F9C6A63" xlink:type="arc"/>

<link:label id="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_52D377ACFB736A181070E6A40F9C307B_netLabel_en-US" xlink:label="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_52D377ACFB736A181070E6A40F9C307B" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US"> Cumulative effect of new accounting principle </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_52D377ACFB736A181070E6A40F9C307B" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementOfFinancialPositionAbstract_8423A713923C2C74FCAEE6A40ECBDC66_label_en-US" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract_8423A713923C2C74FCAEE6A40ECBDC66" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Financial Position [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_8423A713923C2C74FCAEE6A40ECBDC66" xlink:type="locator"/>

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<link:label id="lab_us-gaap_StatementClassOfStockAxis_374E3172D7D78CBD5B94E6A40ECB743C_terseLabel_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_374E3172D7D78CBD5B94E6A40ECB743C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Class of Stock [Axis] </link:label>

<link:label id="lab_us-gaap_StatementClassOfStockAxis_374E3172D7D78CBD5B94E6A40ECB743C_label_en-US" xlink:label="lab_us-gaap_StatementClassOfStockAxis_374E3172D7D78CBD5B94E6A40ECB743C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Class of Stock [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:label="loc_us-gaap_StatementClassOfStockAxis_374E3172D7D78CBD5B94E6A40ECB743C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4_terseLabel_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Class of Stock [Domain] </link:label>

<link:label id="lab_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4_label_en-US" xlink:label="lab_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Class of Stock [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:label="loc_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4" xlink:to="lab_us-gaap_ClassOfStockDomain_801AA2DA882F71BBF3AEE6A40ECBE1C4" xlink:type="arc"/>

<link:label id="lab_us-gaap_SeriesCPreferredStockMember_296607686B8C4A3527B3E6A40ECBB45F_terseLabel_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember_296607686B8C4A3527B3E6A40ECBB45F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Series C Preferred Stock [Member] </link:label>

<link:label id="lab_us-gaap_SeriesCPreferredStockMember_296607686B8C4A3527B3E6A40ECBB45F_label_en-US" xlink:label="lab_us-gaap_SeriesCPreferredStockMember_296607686B8C4A3527B3E6A40ECBB45F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Series C Preferred Stock [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_SeriesCPreferredStockMember" xlink:label="loc_us-gaap_SeriesCPreferredStockMember_296607686B8C4A3527B3E6A40ECBB45F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LoansPledgedAsCollateral_5F83155C81408993C7BDE6A40ECB13A3_terseLabel_en-US" xlink:label="lab_us-gaap_LoansPledgedAsCollateral_5F83155C81408993C7BDE6A40ECB13A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables, collateralizing long-term debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansPledgedAsCollateral" xlink:label="loc_us-gaap_LoansPledgedAsCollateral_5F83155C81408993C7BDE6A40ECB13A3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansPledgedAsCollateral_5F83155C81408993C7BDE6A40ECB13A3" xlink:to="lab_us-gaap_LoansPledgedAsCollateral_5F83155C81408993C7BDE6A40ECB13A3" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_30F39F5F4A67663F4647E6A40ECB6874_verboseLabel_en-US" xlink:label="lab_hsbcfc_DueToAffiliateCarriedAtFairValue_30F39F5F4A67663F4647E6A40ECB6874" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliate, carried at fair value </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DueToAffiliateCarriedAtFairValue" xlink:label="loc_hsbcfc_DueToAffiliateCarriedAtFairValue_30F39F5F4A67663F4647E6A40ECB6874" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LongTermDebtFairValue_872C83EDF91047882F80E6A40ECB4111_verboseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtFairValue_872C83EDF91047882F80E6A40ECB4111" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt carried at fair value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="loc_us-gaap_LongTermDebtFairValue_872C83EDF91047882F80E6A40ECB4111" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtFairValue_872C83EDF91047882F80E6A40ECB4111" xlink:to="lab_us-gaap_LongTermDebtFairValue_872C83EDF91047882F80E6A40ECB4111" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570_terseLabel_en-US" xlink:label="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt collateralized by receivables </link:label>

<link:label id="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570_label_en-US" xlink:label="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long Term Debt Collateralized By Receivable </link:label>

<link:label id="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570_documentation_en-US" xlink:label="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Long term debt collateralized by receivable. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LongTermDebtCollateralizedByReceivable" xlink:label="loc_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570" xlink:to="lab_hsbcfc_LongTermDebtCollateralizedByReceivable_427168EC5BE5EF7C17ECE6A40ECB2570" xlink:type="arc"/>

<link:label id="lab_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable preferred stock, shares authorized (shares) </link:label>

<link:label id="lab_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Shares Authorized </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized_0B88E28DB72B684BD273E6A40ECB9E5A" xlink:type="arc"/>

<link:label id="lab_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable preferred stock, par value (usd per share) </link:label>

<link:label id="lab_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA_label_en-US" xlink:label="lab_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Par or Stated Value Per Share </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA" xlink:to="lab_us-gaap_PreferredStockParOrStatedValuePerShare_7F401C903AE2AD4C9EBAE6A40ECBF4EA" xlink:type="arc"/>

<link:label id="lab_us-gaap_PreferredStockSharesIssued_18497936123D996B03FEE6A40ECB9C04_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_18497936123D996B03FEE6A40ECB9C04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable preferred stock, shares issued (shares) </link:label>

<link:label id="lab_us-gaap_PreferredStockSharesIssued_18497936123D996B03FEE6A40ECB9C04_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued_18497936123D996B03FEE6A40ECB9C04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Shares Issued </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PreferredStockSharesIssued" xlink:label="loc_us-gaap_PreferredStockSharesIssued_18497936123D996B03FEE6A40ECB9C04" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PreferredStockSharesOutstanding_BC323803808BC03A3308E6A40ECB4703_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding_BC323803808BC03A3308E6A40ECB4703" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable preferred stock, shares outstanding (shares) </link:label>

<link:label id="lab_us-gaap_PreferredStockSharesOutstanding_BC323803808BC03A3308E6A40ECB4703_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesOutstanding_BC323803808BC03A3308E6A40ECB4703" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Shares Outstanding </link:label>

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<link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_720D2ADEF88C2AF6ED3EE6A40ECB5290_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_720D2ADEF88C2AF6ED3EE6A40ECB5290" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, par value (usd per share) </link:label>

<link:label id="lab_us-gaap_CommonStockParOrStatedValuePerShare_720D2ADEF88C2AF6ED3EE6A40ECB5290_label_en-US" xlink:label="lab_us-gaap_CommonStockParOrStatedValuePerShare_720D2ADEF88C2AF6ED3EE6A40ECB5290" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Par or Stated Value Per Share </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_720D2ADEF88C2AF6ED3EE6A40ECB5290" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CommonStockSharesAuthorized_199B7B7D8B604FF8E965E6A40ECC87D1_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_199B7B7D8B604FF8E965E6A40ECC87D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, shares authorized (shares) </link:label>

<link:label id="lab_us-gaap_CommonStockSharesAuthorized_199B7B7D8B604FF8E965E6A40ECC87D1_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized_199B7B7D8B604FF8E965E6A40ECC87D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares Authorized </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_199B7B7D8B604FF8E965E6A40ECC87D1" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CommonStockSharesIssued_8D76036F343FA1892C6BE6A40ECCCD30_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_8D76036F343FA1892C6BE6A40ECCCD30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, shares issued (shares) </link:label>

<link:label id="lab_us-gaap_CommonStockSharesIssued_8D76036F343FA1892C6BE6A40ECCCD30_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued_8D76036F343FA1892C6BE6A40ECCCD30" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares, Issued </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="loc_us-gaap_CommonStockSharesIssued_8D76036F343FA1892C6BE6A40ECCCD30" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CommonStockSharesOutstanding_946C500474B900E4BB74E6A40ECC1180_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_946C500474B900E4BB74E6A40ECC1180" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock, shares outstanding (shares) </link:label>

<link:label id="lab_us-gaap_CommonStockSharesOutstanding_946C500474B900E4BB74E6A40ECC1180_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding_946C500474B900E4BB74E6A40ECC1180" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Shares, Outstanding </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockSharesOutstanding" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_946C500474B900E4BB74E6A40ECC1180" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DerivativeTable_7423B048BA4942D9F599E6A40F88E295_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeTable_7423B048BA4942D9F599E6A40F88E295" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative [Table] </link:label>

<link:label id="lab_us-gaap_DerivativeTable_7423B048BA4942D9F599E6A40F88E295_label_en-US" xlink:label="lab_us-gaap_DerivativeTable_7423B048BA4942D9F599E6A40F88E295" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeTable" xlink:label="loc_us-gaap_DerivativeTable_7423B048BA4942D9F599E6A40F88E295" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_4C587EBDD14EEE6FBC7CE6A40F886780_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis_4C587EBDD14EEE6FBC7CE6A40F886780" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative, by Nature [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentRiskAxis" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_4C587EBDD14EEE6FBC7CE6A40F886780" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_4C587EBDD14EEE6FBC7CE6A40F886780" xlink:to="lab_us-gaap_DerivativeInstrumentRiskAxis_4C587EBDD14EEE6FBC7CE6A40F886780" xlink:type="arc"/>

<link:label id="lab_us-gaap_CurrencySwapMember_5B684F3F37BDCB1921B0E6A40F889D2C_terseLabel_en-US" xlink:label="lab_us-gaap_CurrencySwapMember_5B684F3F37BDCB1921B0E6A40F889D2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Currency swaps [Member] </link:label>

<link:label id="lab_us-gaap_CurrencySwapMember_5B684F3F37BDCB1921B0E6A40F889D2C_label_en-US" xlink:label="lab_us-gaap_CurrencySwapMember_5B684F3F37BDCB1921B0E6A40F889D2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Currency Swap [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CurrencySwapMember" xlink:label="loc_us-gaap_CurrencySwapMember_5B684F3F37BDCB1921B0E6A40F889D2C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CrossCurrencyInterestRateContractMember_93021EDA3F694F37DF4CE6A40F887F7F_terseLabel_en-US" xlink:label="lab_us-gaap_CrossCurrencyInterestRateContractMember_93021EDA3F694F37DF4CE6A40F887F7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cross currency interest rate swaps [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CrossCurrencyInterestRateContractMember" xlink:label="loc_us-gaap_CrossCurrencyInterestRateContractMember_93021EDA3F694F37DF4CE6A40F887F7F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CrossCurrencyInterestRateContractMember_93021EDA3F694F37DF4CE6A40F887F7F" xlink:to="lab_us-gaap_CrossCurrencyInterestRateContractMember_93021EDA3F694F37DF4CE6A40F887F7F" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financial Instrument [Axis] </link:label>

<link:label id="lab_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Instrument [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancialInstrumentAxis" xlink:label="loc_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E" xlink:to="lab_us-gaap_FinancialInstrumentAxis_8E6D6B870BDDF8F8D1A9E6A40F88423E" xlink:type="arc"/>

<link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4_verboseLabel_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Financial Instruments [Domain] </link:label>

<link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4_label_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial Instruments [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ED673DFE65DEDB606BBE6A40F8843E4" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E_terseLabel_en-US" xlink:label="lab_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt [Member] </link:label>

<link:label id="lab_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E_label_en-US" xlink:label="lab_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtMember" xlink:label="loc_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E" xlink:to="lab_us-gaap_DebtMember_5935F85841403BEB40CAE6A40F891B7E" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative [Line Items] </link:label>

<link:label id="lab_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC_label_en-US" xlink:label="lab_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLineItems" xlink:label="loc_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC" xlink:to="lab_us-gaap_DerivativeLineItems_6DB3F617405831D92D73E6A40F898CFC" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssetsAbstract_C4DD0C2A3CC84FE0A5B3E6A40F896C2A_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetsAbstract_C4DD0C2A3CC84FE0A5B3E6A40F896C2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Asset [Abstract] </link:label>

<link:label id="lab_us-gaap_DerivativeAssetsAbstract_C4DD0C2A3CC84FE0A5B3E6A40F896C2A_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetsAbstract_C4DD0C2A3CC84FE0A5B3E6A40F896C2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetsAbstract" xlink:label="loc_us-gaap_DerivativeAssetsAbstract_C4DD0C2A3CC84FE0A5B3E6A40F896C2A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue_81B900AAF0F8BF8BD33FE6A40F891221_terseLabel_en-US" xlink:label="lab_us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue_81B900AAF0F8BF8BD33FE6A40F891221" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives accounted for as cash flow hedges associated with debt: </link:label>

<link:label id="lab_us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue_81B900AAF0F8BF8BD33FE6A40F891221_label_en-US" xlink:label="lab_us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue_81B900AAF0F8BF8BD33FE6A40F891221" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Flow Hedge Derivative Instrument Assets at Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue" xlink:label="loc_us-gaap_CashFlowHedgeDerivativeInstrumentAssetsAtFairValue_81B900AAF0F8BF8BD33FE6A40F891221" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue_40D9AE1EFEB85530DD3CE6A40F896CCE_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue_40D9AE1EFEB85530DD3CE6A40F896CCE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Non-qualifying hedge activities: </link:label>

<link:label id="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue_40D9AE1EFEB85530DD3CE6A40F896CCE_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue_40D9AE1EFEB85530DD3CE6A40F896CCE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Instruments Not Designated as Hedging Instruments, Asset, at Fair Value </link:label>

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<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_70A96C7467B11DDD9AFEE6A40F89FBE3_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_70A96C7467B11DDD9AFEE6A40F89FBE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total Derivative Financial Assets </link:label>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_70A96C7467B11DDD9AFEE6A40F89FBE3_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_70A96C7467B11DDD9AFEE6A40F89FBE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Fair Value, Gross Asset </link:label>

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<link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiability_F811F8F22F9698AFC025E6A40F8A18E0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiability_F811F8F22F9698AFC025E6A40F8A18E0" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Less: Gross amounts offset in the balance sheet </link:label>

<link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiability_F811F8F22F9698AFC025E6A40F8A18E0_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiability_F811F8F22F9698AFC025E6A40F8A18E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Fair Value, Gross Liability </link:label>

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<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueGrossLiability_F811F8F22F9698AFC025E6A40F8A18E0" xlink:to="lab_us-gaap_DerivativeAssetFairValueGrossLiability_F811F8F22F9698AFC025E6A40F8A18E0" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129_totalLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net amounts of derivative financial assets and liabilities presented in the balance sheet </link:label>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Fair Value, Amount Not Offset Against Collateral </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral_9BA3FFCF63A97DA73F8DE6A40F8A9129" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Liability [Abstract] </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilitiesAbstract" xlink:label="loc_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9" xlink:to="lab_us-gaap_DerivativeLiabilitiesAbstract_A314559A887FF9A7A167E6A40F8A22D9" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives accounted for as cash flow hedges associated with debt: </link:label>

<link:label id="lab_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290_label_en-US" xlink:label="lab_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Flow Hedge Derivative Instrument Liabilities at Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue" xlink:label="loc_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290" xlink:to="lab_us-gaap_CashFlowHedgeDerivativeInstrumentLiabilitiesAtFairValue_2839D060D35D3E8DC5B2E6A40F8AA290" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Non-qualifying hedge activities: </link:label>

<link:label id="lab_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48_label_en-US" xlink:label="lab_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Derivatives Not Designated as Hedging Instruments Liabilities at Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue" xlink:label="loc_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48" xlink:to="lab_us-gaap_OtherDerivativesNotDesignatedAsHedgingInstrumentsLiabilitiesAtFairValue_B892BC1EAC5188EAA6D5E6A40F8A2B48" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D_negatedLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Total Derivative Financial Liabilities </link:label>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability, Fair Value, Gross Liability </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_59EB392CF438FFE0E173E6A40F8AA75D" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Less: Gross amounts offset in the balance sheet </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability, Fair Value, Gross Asset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573" xlink:to="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_626EC5125938056920B7E6A40F8A5573" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_E38C5DA07901CC8DDA49E6A40F8A02B0_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_E38C5DA07901CC8DDA49E6A40F8A02B0" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Net amounts of derivative financial assets and liabilities presented in the balance sheet </link:label>

<link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_E38C5DA07901CC8DDA49E6A40F8A02B0_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_E38C5DA07901CC8DDA49E6A40F8A02B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability, Fair Value, Amount Not Offset Against Collateral </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral_E38C5DA07901CC8DDA49E6A40F8A02B0" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RelatedPartyTransactionsAbstract_97D06215A561A439FFC6555E93DE2CF6_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsAbstract_97D06215A561A439FFC6555E93DE2CF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transactions [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RelatedPartyTransactionsAbstract" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_97D06215A561A439FFC6555E93DE2CF6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_97D06215A561A439FFC6555E93DE2CF6" xlink:to="lab_us-gaap_RelatedPartyTransactionsAbstract_97D06215A561A439FFC6555E93DE2CF6" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_CF718A3FAC87DF8F12E2555E93DE2962_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_CF718A3FAC87DF8F12E2555E93DE2962" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Related Party Transactions, by Related Party [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_CF718A3FAC87DF8F12E2555E93DE2962_label_en-US" xlink:label="lab_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_CF718A3FAC87DF8F12E2555E93DE2962" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Related Party Transactions, by Related Party [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_CF718A3FAC87DF8F12E2555E93DE2962" xlink:type="locator"/>

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<link:label id="lab_us-gaap_BorrowingsMember_5D39ECA1C59C1C33EFAF555E93DE7621_terseLabel_en-US" xlink:label="lab_us-gaap_BorrowingsMember_5D39ECA1C59C1C33EFAF555E93DE7621" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Borrowings [Member] </link:label>

<link:label id="lab_us-gaap_BorrowingsMember_5D39ECA1C59C1C33EFAF555E93DE7621_label_en-US" xlink:label="lab_us-gaap_BorrowingsMember_5D39ECA1C59C1C33EFAF555E93DE7621" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Borrowings [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BorrowingsMember" xlink:label="loc_us-gaap_BorrowingsMember_5D39ECA1C59C1C33EFAF555E93DE7621" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_220DDE9B2C071C829E47555E93DEB94E_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_220DDE9B2C071C829E47555E93DEB94E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Related Party [Axis] </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_220DDE9B2C071C829E47555E93DEB94E_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_220DDE9B2C071C829E47555E93DEB94E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_220DDE9B2C071C829E47555E93DEB94E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RelatedPartyDomain_A5005C0F91AA278DA9E6555E93DED8FE_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain_A5005C0F91AA278DA9E6555E93DED8FE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Related Party [Domain] </link:label>

<link:label id="lab_us-gaap_RelatedPartyDomain_A5005C0F91AA278DA9E6555E93DED8FE_label_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain_A5005C0F91AA278DA9E6555E93DED8FE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="loc_us-gaap_RelatedPartyDomain_A5005C0F91AA278DA9E6555E93DED8FE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SubsidiaryOfCommonParentMember_A64F1EF23A579D107500555E93DE2CE5_terseLabel_en-US" xlink:label="lab_us-gaap_SubsidiaryOfCommonParentMember_A64F1EF23A579D107500555E93DE2CE5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC affiliates [Member] </link:label>

<link:label id="lab_us-gaap_SubsidiaryOfCommonParentMember_A64F1EF23A579D107500555E93DE2CE5_label_en-US" xlink:label="lab_us-gaap_SubsidiaryOfCommonParentMember_A64F1EF23A579D107500555E93DE2CE5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Subsidiary of Common Parent [Member] </link:label>

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<link:label id="lab_us-gaap_RelatedPartyTransactionLineItems_B6F6C165524B05BC10B8555E93DE99EF_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionLineItems_B6F6C165524B05BC10B8555E93DE99EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Related Party Transaction [Line Items] </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionLineItems_B6F6C165524B05BC10B8555E93DE99EF_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionLineItems_B6F6C165524B05BC10B8555E93DE99EF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transaction [Line Items] </link:label>

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<link:label id="lab_us-gaap_AssetsAbstract_E966692CB5E4C5547656555E93DE4031_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_E966692CB5E4C5547656555E93DE4031" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets: </link:label>

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<link:label id="lab_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91_terseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other assets </link:label>

<link:label id="lab_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91_label_en-US" xlink:label="lab_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherAssets" xlink:label="loc_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91" xlink:to="lab_us-gaap_OtherAssets_565645357A857F0B82ED555E93DE4A91" xlink:type="arc"/>

<link:label id="lab_us-gaap_Assets_2E3335780D2266870A05555E93DE012A_totalLabel_en-US" xlink:label="lab_us-gaap_Assets_2E3335780D2266870A05555E93DE012A" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total assets </link:label>

<link:label id="lab_us-gaap_Assets_2E3335780D2266870A05555E93DE012A_label_en-US" xlink:label="lab_us-gaap_Assets_2E3335780D2266870A05555E93DE012A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_Assets" xlink:label="loc_us-gaap_Assets_2E3335780D2266870A05555E93DE012A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets_2E3335780D2266870A05555E93DE012A" xlink:to="lab_us-gaap_Assets_2E3335780D2266870A05555E93DE012A" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_3DF3C2A61674761089D7555E93DE7D01_verboseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_3DF3C2A61674761089D7555E93DE7D01" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_3DF3C2A61674761089D7555E93DE7D01" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_3DF3C2A61674761089D7555E93DE7D01" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquityAbstract_3DF3C2A61674761089D7555E93DE7D01" xlink:type="arc"/>

<link:label id="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4_terseLabel_en-US" xlink:label="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliates </link:label>

<link:label id="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4_label_en-US" xlink:label="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Due to Related Parties </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DueToRelatedPartiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4" xlink:to="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_D93DDF4C7C68D2868D80555E93DE16A4" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other liabilities </link:label>

<link:label id="lab_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346_label_en-US" xlink:label="lab_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="loc_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346" xlink:to="lab_us-gaap_OtherLiabilities_CFE8EA232ED18CCD639C555E93DE8346" xlink:type="arc"/>

<link:label id="lab_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities </link:label>

<link:label id="lab_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D_label_en-US" xlink:label="lab_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_Liabilities" xlink:label="loc_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D" xlink:to="lab_us-gaap_Liabilities_7CF4AA384212E547304D555E93DEFC4D" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F_terseLabel_en-US" xlink:label="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> General term of securities purchased under an agreement to resell </link:label>

<link:label id="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F_label_en-US" xlink:label="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Securities Purchased Under an Agreement to Resell, Term </link:label>

<link:label id="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F_documentation_en-US" xlink:label="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Securities Purchased Under an Agreement to Resell, Term </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm" xlink:label="loc_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F" xlink:to="lab_hsbcfc_SecuritiesPurchasedUnderanAgreementtoResellTerm_9DE2CD56DAFB20940CAA555E93EE748F" xlink:type="arc"/>

<link:label id="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C_terseLabel_en-US" xlink:label="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income/(Expense): </link:label>

<link:label id="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C_label_en-US" xlink:label="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Expense [Abstract] </link:label>

<link:label id="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C_documentation_en-US" xlink:label="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Income/(Expense). </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_IncomeExpenseAbstract" xlink:label="loc_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C" xlink:to="lab_hsbcfc_IncomeExpenseAbstract_C4823070E14632E042DE555E93EE993C" xlink:type="arc"/>

<link:label id="lab_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest income from HSBC affiliates </link:label>

<link:label id="lab_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005_label_en-US" xlink:label="lab_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Income, Operating </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestIncomeOperating" xlink:label="loc_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005" xlink:to="lab_us-gaap_InterestIncomeOperating_3BBC8DFEEE1436608EFA555E93EEE005" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD_negatedLabel_en-US" xlink:label="lab_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Interest expense paid to HSBC affiliates </link:label>

<link:label id="lab_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD_label_en-US" xlink:label="lab_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Interest Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingInterestExpense" xlink:label="loc_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD" xlink:to="lab_us-gaap_FinancingInterestExpense_5F78394FB370F0A8890D555E93EE43BD" xlink:type="arc"/>

<link:label id="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594_totalLabel_en-US" xlink:label="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net interest income (expense) </link:label>

<link:label id="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594_label_en-US" xlink:label="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Income Expenses Operating Net </link:label>

<link:label id="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594_documentation_en-US" xlink:label="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Interest income expenses, operating net. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_InterestIncomeExpensesOperatingNet" xlink:label="loc_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594" xlink:to="lab_hsbcfc_InterestIncomeExpensesOperatingNet_A63F83F79E927B4E1480555E93EED594" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (loss) on FVO debt with affiliate </link:label>

<link:label id="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC_label_en-US" xlink:label="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Option, Changes in Fair Value, Gain (Loss) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueOptionChangesInFairValueGainLoss1" xlink:label="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC" xlink:to="lab_us-gaap_FairValueOptionChangesInFairValueGainLoss1_C62623346D3DE44C941E555E93EE66DC" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91_terseLabel_en-US" xlink:label="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Servicing and other fees from HSBC affiliates </link:label>

<link:label id="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91_label_en-US" xlink:label="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revenue Other Financial Services With Affiliates </link:label>

<link:label id="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91_documentation_en-US" xlink:label="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Revenue Other Financial Services With Affiliates </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RevenueOtherFinancialServicesWithAffiliates" xlink:label="loc_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91" xlink:to="lab_hsbcfc_RevenueOtherFinancialServicesWithAffiliates_E1667EFE3E3736E08CFD555E93EE4A91" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Support services from HSBC affiliates </link:label>

<link:label id="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9_label_en-US" xlink:label="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Support Services From Affiliates </link:label>

<link:label id="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9_documentation_en-US" xlink:label="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Servicing and administrative expenses provided by affiliates. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SupportServicesFromAffiliates" xlink:label="loc_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9" xlink:to="lab_hsbcfc_SupportServicesFromAffiliates_1B5819C4917FB4D36C60555E93EE12E9" xlink:type="arc"/>

<link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED_verboseLabel_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Loss on extinguishment of debt held by HSBC affiliates </link:label>

<link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED_label_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Extinguishment of Debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED" xlink:to="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_8719EFAC2FCF98C84D03555E93EE72ED" xlink:type="arc"/>

<link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpense_3F0122215BAADE69D950555E93EE647E_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpense_3F0122215BAADE69D950555E93EE647E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Stock based compensation income (expense) with HSBC </link:label>

<link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpense_3F0122215BAADE69D950555E93EE647E_label_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpense_3F0122215BAADE69D950555E93EE647E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allocated Share-based Compensation Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_3F0122215BAADE69D950555E93EE647E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_E7C2F42943288D3916624F9CC310201F_label_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_E7C2F42943288D3916624F9CC310201F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Organization, Consolidation and Presentation of Financial Statements [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_E7C2F42943288D3916624F9CC310201F" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD_terseLabel_en-US" xlink:label="lab_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income Taxes [Table] </link:label>

<link:label id="lab_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD_label_en-US" xlink:label="lab_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Taxes [Table] </link:label>

<link:label id="lab_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD_documentation_en-US" xlink:label="lab_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Income Taxes [Table] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_IncomeTaxesTable" xlink:label="loc_hsbcfc_IncomeTaxesTable_619AD1D1B153B3477F244F9CC310B4CD" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004_terseLabel_en-US" xlink:label="lab_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Out of Period Adjustment [Member] </link:label>

<link:label id="lab_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004_label_en-US" xlink:label="lab_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Restatement Adjustment [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RestatementAdjustmentMember" xlink:label="loc_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004" xlink:to="lab_us-gaap_RestatementAdjustmentMember_22BE090115A1E37752724F9CC310E004" xlink:type="arc"/>

<link:label id="lab_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E_terseLabel_en-US" xlink:label="lab_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income Taxes [Line Items] </link:label>

<link:label id="lab_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E_label_en-US" xlink:label="lab_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Taxes [Line Items] </link:label>

<link:label id="lab_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E_documentation_en-US" xlink:label="lab_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Income Taxes [Line Items] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_IncomeTaxesLineItems" xlink:label="loc_hsbcfc_IncomeTaxesLineItems_201A9996DF7EFB24F8C04F9CC3111E7E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Current tax asset, out of period adjustment </link:label>

<link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Tax Assets, Net, Current </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6" xlink:to="lab_us-gaap_DeferredTaxAssetsLiabilitiesNetCurrent_138AE3DC7AA22E02D8E94F9CC311A8E6" xlink:type="arc"/>

<link:label id="lab_us-gaap_LaborAndRelatedExpense_49E81FA71B1DDFE3EAE44F9CC311D840_verboseLabel_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense_49E81FA71B1DDFE3EAE44F9CC311D840" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Increase to salaries and employee benefits </link:label>

<link:label id="lab_us-gaap_LaborAndRelatedExpense_49E81FA71B1DDFE3EAE44F9CC311D840_label_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense_49E81FA71B1DDFE3EAE44F9CC311D840" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Labor and Related Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_49E81FA71B1DDFE3EAE44F9CC311D840" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Number of reportable segments </link:label>

<link:label id="lab_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57_label_en-US" xlink:label="lab_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Number of Reportable Segments </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NumberOfReportableSegments" xlink:label="loc_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57" xlink:to="lab_us-gaap_NumberOfReportableSegments_671DD03D3F225777083B4F9CC311EA57" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromInterestReceived_58E193BB37D512A919994F9CC311EB24_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromInterestReceived_58E193BB37D512A919994F9CC311EB24" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest payment received from the IRS </link:label>

<link:label id="lab_us-gaap_ProceedsFromInterestReceived_58E193BB37D512A919994F9CC311EB24_label_en-US" xlink:label="lab_us-gaap_ProceedsFromInterestReceived_58E193BB37D512A919994F9CC311EB24" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Interest Received </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromInterestReceived" xlink:label="loc_us-gaap_ProceedsFromInterestReceived_58E193BB37D512A919994F9CC311EB24" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_AFDA15AE578B6DD1927FE6A40E6CE0F2_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_AFDA15AE578B6DD1927FE6A40E6CE0F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summarizes Changes in Credit Loss Reserves by Product/Class and Related Receivable Balance by Product </link:label>

<link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_AFDA15AE578B6DD1927FE6A40E6CE0F2_label_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_AFDA15AE578B6DD1927FE6A40E6CE0F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Credit Losses on Financing Receivables [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_AFDA15AE578B6DD1927FE6A40E6CE0F2" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InterestExpenseMember_F32B3B0DFD271A9B147FE6A40FE7D477_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseMember_F32B3B0DFD271A9B147FE6A40FE7D477" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest Expense [Member] </link:label>

<link:label id="lab_us-gaap_InterestExpenseMember_F32B3B0DFD271A9B147FE6A40FE7D477_label_en-US" xlink:label="lab_us-gaap_InterestExpenseMember_F32B3B0DFD271A9B147FE6A40FE7D477" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Expense [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseMember" xlink:label="loc_us-gaap_InterestExpenseMember_F32B3B0DFD271A9B147FE6A40FE7D477" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7_verboseLabel_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Derivative related income (loss) [Member] </link:label>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7_label_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Related Income [Member] </link:label>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7_documentation_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Derivative related income. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DerivativeRelatedIncomeMember" xlink:label="loc_hsbcfc_DerivativeRelatedIncomeMember_E9C569329A440E13B081E6A40FE77BC7" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InterestRateSwapMember_CD936EB15B610C6B791FE6A40FE7717E_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember_CD936EB15B610C6B791FE6A40FE7717E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest rate swaps [Member] </link:label>

<link:label id="lab_us-gaap_InterestRateSwapMember_CD936EB15B610C6B791FE6A40FE7717E_label_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember_CD936EB15B610C6B791FE6A40FE7717E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Rate Swap [Member] </link:label>

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<link:label id="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_2AB0DDFEA774278C716BE6A40FE89C4D_terseLabel_en-US" xlink:label="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_2AB0DDFEA774278C716BE6A40FE89C4D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (Loss) Recognized in AOCI on Derivative (Effective Portion), Interest Rate Swaps </link:label>

<link:label id="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_2AB0DDFEA774278C716BE6A40FE89C4D_label_en-US" xlink:label="lab_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_2AB0DDFEA774278C716BE6A40FE89C4D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unrealized Gain (Loss) on Interest Rate Cash Flow Hedges, Pretax, Accumulated Other Comprehensive Income (Loss) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss" xlink:label="loc_us-gaap_UnrealizedGainLossOnInterestRateCashFlowHedgesPretaxAccumulatedOtherComprehensiveIncomeLoss_2AB0DDFEA774278C716BE6A40FE89C4D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax_727BB6E19189FB316126E6A40FE86CDA_terseLabel_en-US" xlink:label="lab_us-gaap_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax_727BB6E19189FB316126E6A40FE86CDA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (Loss) Recognized in AOCI on Derivative (Effective Portion), Currency Swaps </link:label>

<link:label id="lab_us-gaap_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax_727BB6E19189FB316126E6A40FE86CDA_label_en-US" xlink:label="lab_us-gaap_UnrealizedGainLossOnForeignCurrencyDerivativesNetBeforeTax_727BB6E19189FB316126E6A40FE86CDA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unrealized Gain (Loss) on Foreign Currency Derivatives, Net, before Tax </link:label>

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<link:label id="lab_us-gaap_GainLossOnInterestRateCashFlowHedgeIneffectiveness_A196A02AB6F40BF1AF53E6A40FE8B669_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnInterestRateCashFlowHedgeIneffectiveness_A196A02AB6F40BF1AF53E6A40FE8B669" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (Loss) Recognized in Income on Derivative (Ineffective Portion), Interest Rate Swaps </link:label>

<link:label id="lab_us-gaap_GainLossOnInterestRateCashFlowHedgeIneffectiveness_A196A02AB6F40BF1AF53E6A40FE8B669_label_en-US" xlink:label="lab_us-gaap_GainLossOnInterestRateCashFlowHedgeIneffectiveness_A196A02AB6F40BF1AF53E6A40FE8B669" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Interest Rate Cash Flow Hedge Ineffectiveness </link:label>

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<link:label id="lab_us-gaap_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness_B464A7684E8E5080D4BFE6A40FE88B56_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness_B464A7684E8E5080D4BFE6A40FE88B56" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (Loss) Recognized in Income on Derivative (Ineffective Portion, Currency swaps) </link:label>

<link:label id="lab_us-gaap_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness_B464A7684E8E5080D4BFE6A40FE88B56_label_en-US" xlink:label="lab_us-gaap_GainLossOnForeignCurrencyCashFlowHedgeIneffectiveness_B464A7684E8E5080D4BFE6A40FE88B56" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Foreign Currency Cash Flow Hedge Ineffectiveness </link:label>

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<link:label id="lab_us-gaap_GainLossOnCashFlowHedgeIneffectivenessNet_DB48A62C90B5671D81A9E6A40FE810B3_totalLabel_en-US" xlink:label="lab_us-gaap_GainLossOnCashFlowHedgeIneffectivenessNet_DB48A62C90B5671D81A9E6A40FE810B3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Gain (Loss) Recognized In Income on Derivative (Ineffective Portion) </link:label>

<link:label id="lab_us-gaap_GainLossOnCashFlowHedgeIneffectivenessNet_DB48A62C90B5671D81A9E6A40FE810B3_label_en-US" xlink:label="lab_us-gaap_GainLossOnCashFlowHedgeIneffectivenessNet_DB48A62C90B5671D81A9E6A40FE810B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net </link:label>

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<link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_B5C5B685E5A8DFAB9C23E6A410B85E93_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_B5C5B685E5A8DFAB9C23E6A410B85E93" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Variable Interest Entities [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_B5C5B685E5A8DFAB9C23E6A410B85E93_label_en-US" xlink:label="lab_us-gaap_ScheduleOfVariableInterestEntitiesTable_B5C5B685E5A8DFAB9C23E6A410B85E93" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Variable Interest Entities [Table] </link:label>

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<link:label id="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesAssets_92B6049DC7BC8792FF06E6A410B929AA_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesAssets_92B6049DC7BC8792FF06E6A410B929AA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real estate collateralized funding vehicles. </link:label>

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<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateCollateralizedFundingVehiclesAssets_92B6049DC7BC8792FF06E6A410B929AA" xlink:to="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesAssets_92B6049DC7BC8792FF06E6A410B929AA" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other liabilities </link:label>

<link:label id="lab_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734_label_en-US" xlink:label="lab_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Liabilities, Noncurrent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734" xlink:to="lab_us-gaap_OtherLiabilitiesNoncurrent_199C96CAA77858AF5233E6A410B9A734" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E_totalLabel_en-US" xlink:label="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total, Consolidated Liabilities </link:label>

<link:label id="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E_label_en-US" xlink:label="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Collateralized Funding Vehicles Liabilities </link:label>

<link:label id="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real estate collateralized funding vehicles liabilities. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities" xlink:label="loc_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E" xlink:to="lab_hsbcfc_RealEstateCollateralizedFundingVehiclesLiabilities_D3BE385D005AEA986889E6A410B93A8E" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A_terseLabel_en-US" xlink:label="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Settlement [Member] </link:label>

<link:label id="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A_label_en-US" xlink:label="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Settlements, Including Short Sales [Member] </link:label>

<link:label id="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A_documentation_en-US" xlink:label="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Settlements, Including Short Sales [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SettlementsIncludingShortSalesMember" xlink:label="loc_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A" xlink:to="lab_hsbcfc_SettlementsIncludingShortSalesMember_C1E0737C7CFB73E6F32AE6A40EBD8B7A" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826_terseLabel_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Lower of amortized cost or fair value adjustment recorded as a component of: </link:label>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826_label_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Lower Of Cost Or Fair Value Adjustment On Loans Held For Sale Including Credit Component [Abstract] </link:label>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826_documentation_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Lower Of Cost Or Fair Value Adjustment On Loans Held For Sale Including Credit Component [Abstract] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract" xlink:label="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826" xlink:to="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSaleIncludingCreditComponentAbstract_4C5B77582017A45C61E0E6A40EBD9826" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_AB30D01FB891DE03432DE6A40EBEA8A4_negatedTotalLabel_en-US" xlink:label="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_AB30D01FB891DE03432DE6A40EBEA8A4" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Lower of amortized cost or fair value adjustment on loans held for sale </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale" xlink:label="loc_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_AB30D01FB891DE03432DE6A40EBEA8A4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_AB30D01FB891DE03432DE6A40EBEA8A4" xlink:to="lab_hsbcfc_LowerOfAmortizedCostOrFairValueAdjustmentOnLoansHeldForSale_AB30D01FB891DE03432DE6A40EBEA8A4" xlink:type="arc"/>

<link:label id="lab_us-gaap_LossContingencyAbstract_98A77DB6782FEE731BA7E6A40E4D8F74_label_en-US" xlink:label="lab_us-gaap_LossContingencyAbstract_98A77DB6782FEE731BA7E6A40E4D8F74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loss Contingency [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LossContingencyAbstract" xlink:label="loc_us-gaap_LossContingencyAbstract_98A77DB6782FEE731BA7E6A40E4D8F74" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossContingencyAbstract_98A77DB6782FEE731BA7E6A40E4D8F74" xlink:to="lab_us-gaap_LossContingencyAbstract_98A77DB6782FEE731BA7E6A40E4D8F74" xlink:type="arc"/>

<link:label id="lab_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154_terseLabel_en-US" xlink:label="lab_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Estimate of possible loss </link:label>

<link:label id="lab_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154_label_en-US" xlink:label="lab_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loss Contingency, Estimate of Possible Loss </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LossContingencyEstimateOfPossibleLoss" xlink:label="loc_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154" xlink:to="lab_us-gaap_LossContingencyEstimateOfPossibleLoss_4A1771BE2843D31F607CE6A40E4D2154" xlink:type="arc"/>

<link:label id="lab_us-gaap_EquityAbstract_C9375F0DB5E288B7F8CDE6A41024E16B_label_en-US" xlink:label="lab_us-gaap_EquityAbstract_C9375F0DB5E288B7F8CDE6A41024E16B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Equity [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityAbstract" xlink:label="loc_us-gaap_EquityAbstract_C9375F0DB5E288B7F8CDE6A41024E16B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityAbstract_C9375F0DB5E288B7F8CDE6A41024E16B" xlink:to="lab_us-gaap_EquityAbstract_C9375F0DB5E288B7F8CDE6A41024E16B" xlink:type="arc"/>

<link:label id="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B_terseLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Loss </link:label>

<link:label id="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss) Note [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ComprehensiveIncomeNoteTextBlock" xlink:label="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B" xlink:to="lab_us-gaap_ComprehensiveIncomeNoteTextBlock_72CB094124291F6BC093E6A41024AD2B" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements </link:label>

<link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Disclosures [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueDisclosuresTextBlock" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04" xlink:to="lab_us-gaap_FairValueDisclosuresTextBlock_273AD5CD4C625D9A47ECE6A410D76E04" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Changes in Accumulated Other Comprehensive Loss </link:label>

<link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110" xlink:to="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_61B296FBD994FB89CFA4E6A40FF95110" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables Held for Sale </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held For Sale [Text Block] </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Held For Sale [Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldForSaleTextBlock" xlink:label="loc_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1" xlink:to="lab_hsbcfc_ReceivablesHeldForSaleTextBlock_9B114506A993C84BE674E6A40E4F16D1" xlink:type="arc"/>

<link:label id="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B17D12AC9EC7239AE7AF4F9CC34B3A9C_label_en-US" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B17D12AC9EC7239AE7AF4F9CC34B3A9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Comprehensive Income [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B17D12AC9EC7239AE7AF4F9CC34B3A9C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B17D12AC9EC7239AE7AF4F9CC34B3A9C" xlink:to="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_B17D12AC9EC7239AE7AF4F9CC34B3A9C" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other comprehensive income (loss), net of tax: </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Net of Tax [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_37A18719BDA2CF3708FA4F9CC34B2189" xlink:type="arc"/>

<link:label id="lab_hsbcfc_NetChangeInUnrealizedGainsLossesNetOfTax_C200930D9EB814CCC1044F9CC34BB577_terseLabel_en-US" xlink:label="lab_hsbcfc_NetChangeInUnrealizedGainsLossesNetOfTax_C200930D9EB814CCC1044F9CC34BB577" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in unrealized gains (losses), net of tax, on: </link:label>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_881041AA8940FD5DDC1B4F9CC34B4D01_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_881041AA8940FD5DDC1B4F9CC34B4D01" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives designated as cash flow hedges </link:label>

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<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_0B3951185DF72FE87D634F9CC34B43A5_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_0B3951185DF72FE87D634F9CC34B43A5" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total comprehensive income (loss) </link:label>

<link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_0B3951185DF72FE87D634F9CC34B43A5_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax_0B3951185DF72FE87D634F9CC34B43A5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Comprehensive Income (Loss), Net of Tax, Attributable to Parent </link:label>

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<link:label id="lab_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_33FDEB9DC480DFF9B86AE6A40FFA1AC8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_33FDEB9DC480DFF9B86AE6A40FFA1AC8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Related Party Transactions </link:label>

<link:label id="lab_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_33FDEB9DC480DFF9B86AE6A40FFA1AC8_label_en-US" xlink:label="lab_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_33FDEB9DC480DFF9B86AE6A40FFA1AC8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Related Party Transactions [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_33FDEB9DC480DFF9B86AE6A40FFA1AC8" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Derivative Instruments </link:label>

<link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Derivative Instruments [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447" xlink:to="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_63A5CE5CBE56BEB418C7E6A40F9F9447" xlink:type="arc"/>

<link:label id="lab_hsbcfc_CashFlowHedgingInstrumentsStatementsOfFinancialPositionPerformanceTableTextBlock_F216AEC8C7B33F7805D9E6A40F9FF2CE_terseLabel_en-US" xlink:label="lab_hsbcfc_CashFlowHedgingInstrumentsStatementsOfFinancialPositionPerformanceTableTextBlock_F216AEC8C7B33F7805D9E6A40F9FF2CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain or Loss Recorded on Our Cash Flow Hedging Relationships </link:label>

<link:label id="lab_hsbcfc_CashFlowHedgingInstrumentsStatementsOfFinancialPositionPerformanceTableTextBlock_F216AEC8C7B33F7805D9E6A40F9FF2CE_label_en-US" xlink:label="lab_hsbcfc_CashFlowHedgingInstrumentsStatementsOfFinancialPositionPerformanceTableTextBlock_F216AEC8C7B33F7805D9E6A40F9FF2CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Flow Hedging Instruments Statements Of Financial Position Performance [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_CashFlowHedgingInstrumentsStatementsOfFinancialPositionPerformanceTableTextBlock_F216AEC8C7B33F7805D9E6A40F9FF2CE_documentation_en-US" xlink:label="lab_hsbcfc_CashFlowHedgingInstrumentsStatementsOfFinancialPositionPerformanceTableTextBlock_F216AEC8C7B33F7805D9E6A40F9FF2CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Cash Flow Hedging Instruments Statements Of Financial Position Performance [Table Text Block] </link:label>

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<link:label id="lab_hsbcfc_DerivativesRelatedToFairValueOptionDebtFinancialPerformanceTableTextBlock_9D523192E94DA72CE343E6A40F9F104E_terseLabel_en-US" xlink:label="lab_hsbcfc_DerivativesRelatedToFairValueOptionDebtFinancialPerformanceTableTextBlock_9D523192E94DA72CE343E6A40F9F104E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain or Loss Recorded on Derivatives Related to Fair Value Option Debt Primarily Due to Changes in Interest Rates </link:label>

<link:label id="lab_hsbcfc_DerivativesRelatedToFairValueOptionDebtFinancialPerformanceTableTextBlock_9D523192E94DA72CE343E6A40F9F104E_label_en-US" xlink:label="lab_hsbcfc_DerivativesRelatedToFairValueOptionDebtFinancialPerformanceTableTextBlock_9D523192E94DA72CE343E6A40F9F104E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivatives Related To Fair Value Option Debt Financial Performance [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_DerivativesRelatedToFairValueOptionDebtFinancialPerformanceTableTextBlock_9D523192E94DA72CE343E6A40F9F104E_documentation_en-US" xlink:label="lab_hsbcfc_DerivativesRelatedToFairValueOptionDebtFinancialPerformanceTableTextBlock_9D523192E94DA72CE343E6A40F9F104E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Derivatives Related To Fair Value Option Debt Financial Performance [Table Text Block] </link:label>

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<link:label id="lab_us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock_C250D424ECC33A420091E6A40FA0B322_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock_C250D424ECC33A420091E6A40FA0B322" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Notional Values of Derivative Contracts </link:label>

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<link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_400E32E520C49FE24EB1E6A40ED882F5_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember_400E32E520C49FE24EB1E6A40ED882F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Recurring [Member] </link:label>

<link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_400E32E520C49FE24EB1E6A40ED882F5_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember_400E32E520C49FE24EB1E6A40ED882F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurements, Recurring [Member] </link:label>

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<link:label id="lab_us-gaap_FairValueInputsLevel1Member_2A3383BCE1BC9D27E311E6A40ED8F9F9_verboseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member_2A3383BCE1BC9D27E311E6A40ED8F9F9" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] </link:label>

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<link:label id="lab_us-gaap_FairValueInputsLevel2Member_BDC7A9DEF459E894CAEAE6A40ED8398A_verboseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member_BDC7A9DEF459E894CAEAE6A40ED8398A" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Significant Other Observable Inputs (Level 2) [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_BDC7A9DEF459E894CAEAE6A40ED8398A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueInputsLevel3Member_FC112569A057CA4C47EEE6A40ED8E19C_verboseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member_FC112569A057CA4C47EEE6A40ED8E19C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Significant Unobservable Inputs (Level 3) [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_FC112569A057CA4C47EEE6A40ED8E19C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member_FC112569A057CA4C47EEE6A40ED8E19C" xlink:to="lab_us-gaap_FairValueInputsLevel3Member_FC112569A057CA4C47EEE6A40ED8E19C" xlink:type="arc"/>

<link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_345C787CEA0F26878B7FE6A40ED800E9_terseLabel_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_345C787CEA0F26878B7FE6A40ED800E9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Types of Financial Instruments [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_345C787CEA0F26878B7FE6A40ED800E9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_345C787CEA0F26878B7FE6A40ED800E9" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_345C787CEA0F26878B7FE6A40ED800E9" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5_terseLabel_en-US" xlink:label="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative netting [Member] </link:label>

<link:label id="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5_label_en-US" xlink:label="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Netting [Member] </link:label>

<link:label id="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5_documentation_en-US" xlink:label="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Derivative netting. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DerivativeNettingMember" xlink:label="loc_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5" xlink:to="lab_hsbcfc_DerivativeNettingMember_4C450661E95DEDA4540BE6A40ED912F5" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative financial assets before netting </link:label>

<link:label id="lab_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Fair Value, Gross Asset Including Not Subject to Master Netting Arrangement </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91" xlink:to="lab_us-gaap_DerivativeAssetFairValueGrossAssetIncludingNotSubjectToMasterNettingArrangement_1A6687BF537E549B12C3E6A40ED9CC91" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Netting </link:label>

<link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset, Fair Value, Gross Liability and Obligation to Return Cash, Offset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B" xlink:to="lab_us-gaap_DerivativeAssetFairValueGrossLiabilityAndObligationToReturnCashOffset_4CB61F26E44388E19767E6A40ED9FC0B" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative financial assets </link:label>

<link:label id="lab_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423_label_en-US" xlink:label="lab_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Asset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeAssets" xlink:label="loc_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423" xlink:to="lab_us-gaap_DerivativeAssets_4608EC890B5D9504E4D8E6A40ED98423" xlink:type="arc"/>

<link:label id="lab_us-gaap_AssetsFairValueDisclosure_F069E5FF148185E4BA85E6A40ED90D1B_verboseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure_F069E5FF148185E4BA85E6A40ED90D1B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Total assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssetsFairValueDisclosure" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_F069E5FF148185E4BA85E6A40ED90D1B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure_F069E5FF148185E4BA85E6A40ED90D1B" xlink:to="lab_us-gaap_AssetsFairValueDisclosure_F069E5FF148185E4BA85E6A40ED90D1B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DueToAffiliateFairValueDisclosure_BD0200B85B7CB7A07665E6A40ED9744D_negatedLabel_en-US" xlink:label="lab_hsbcfc_DueToAffiliateFairValueDisclosure_BD0200B85B7CB7A07665E6A40ED9744D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliates carried at fair value </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DueToAffiliateFairValueDisclosure" xlink:label="loc_hsbcfc_DueToAffiliateFairValueDisclosure_BD0200B85B7CB7A07665E6A40ED9744D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_DueToAffiliateFairValueDisclosure_BD0200B85B7CB7A07665E6A40ED9744D" xlink:to="lab_hsbcfc_DueToAffiliateFairValueDisclosure_BD0200B85B7CB7A07665E6A40ED9744D" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247_negatedLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Long term debt carried at fair value </link:label>

<link:label id="lab_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentFairValue" xlink:label="loc_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247" xlink:to="lab_us-gaap_DebtInstrumentFairValue_452124BAECC9AB8F3E20E6A40ED93247" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF_negatedLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Derivative related liabilities before netting </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability, Fair Value, Gross Liability Including Not Subject to Master Netting Arrangement </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF" xlink:to="lab_us-gaap_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangement_2014580594F6E9D17474E6A40ED95CEF" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Netting </link:label>

<link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Liability, Fair Value, Gross Asset and Right to Reclaim Cash, Offset </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E" xlink:to="lab_us-gaap_DerivativeLiabilityFairValueGrossAssetAndRightToReclaimCashOffset_A4E0A29CBBE292C86A2CE6A40ED93F1E" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilities_0AF1836D31AE0DEA9DD8E6A40ED94E94_negatedLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_0AF1836D31AE0DEA9DD8E6A40ED94E94" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Derivative related liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_0AF1836D31AE0DEA9DD8E6A40ED94E94" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilities_0AF1836D31AE0DEA9DD8E6A40ED94E94" xlink:to="lab_us-gaap_DerivativeLiabilities_0AF1836D31AE0DEA9DD8E6A40ED94E94" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA_negatedLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Financial and Nonfinancial Liabilities, Fair Value Disclosure </link:label>

<link:label id="lab_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA_label_en-US" xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financial and Nonfinancial Liabilities, Fair Value Disclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA" xlink:to="lab_us-gaap_LiabilitiesFairValueDisclosure_7440CC1FE4FC280A9AA4E6A40ED980AA" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_DB6425049E0F2982F0B5E6A40EB5F7A4_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_DB6425049E0F2982F0B5E6A40EB5F7A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_DB6425049E0F2982F0B5E6A40EB5F7A4_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_DB6425049E0F2982F0B5E6A40EB5F7A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_DB6425049E0F2982F0B5E6A40EB5F7A4" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ValuationTechniqueAxis_B57FEB09D48AB5A52A0FE6A40EB684C6_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationTechniqueAxis_B57FEB09D48AB5A52A0FE6A40EB684C6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Valuation Technique [Axis] </link:label>

<link:label id="lab_us-gaap_ValuationTechniqueAxis_B57FEB09D48AB5A52A0FE6A40EB684C6_label_en-US" xlink:label="lab_us-gaap_ValuationTechniqueAxis_B57FEB09D48AB5A52A0FE6A40EB684C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Valuation Technique [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ValuationTechniqueAxis" xlink:label="loc_us-gaap_ValuationTechniqueAxis_B57FEB09D48AB5A52A0FE6A40EB684C6" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ValuationTechniqueDomain_E9EAAA9BF90066970C62E6A40EB67FE2_terseLabel_en-US" xlink:label="lab_us-gaap_ValuationTechniqueDomain_E9EAAA9BF90066970C62E6A40EB67FE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Valuation Technique [Domain] </link:label>

<link:label id="lab_us-gaap_ValuationTechniqueDomain_E9EAAA9BF90066970C62E6A40EB67FE2_label_en-US" xlink:label="lab_us-gaap_ValuationTechniqueDomain_E9EAAA9BF90066970C62E6A40EB67FE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Valuation Technique [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ValuationTechniqueDomain" xlink:label="loc_us-gaap_ValuationTechniqueDomain_E9EAAA9BF90066970C62E6A40EB67FE2" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9_terseLabel_en-US" xlink:label="lab_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Third Party Appraisal Valuation [Member] </link:label>

<link:label id="lab_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9_label_en-US" xlink:label="lab_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Third Party Appraisal Valuation [Member] </link:label>

<link:label id="lab_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9_documentation_en-US" xlink:label="lab_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Third Party Appraisal Valuation [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ThirdPartyAppraisalValuationMember" xlink:label="loc_hsbcfc_ThirdPartyAppraisalValuationMember_DA92AAA006100DEA09A2E6A40EB64AD9" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RangeAxis_913071AD498108334A82E6A40EB63BDE_terseLabel_en-US" xlink:label="lab_us-gaap_RangeAxis_913071AD498108334A82E6A40EB63BDE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Range [Axis] </link:label>

<link:label id="lab_us-gaap_RangeAxis_913071AD498108334A82E6A40EB63BDE_label_en-US" xlink:label="lab_us-gaap_RangeAxis_913071AD498108334A82E6A40EB63BDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Range [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RangeAxis" xlink:label="loc_us-gaap_RangeAxis_913071AD498108334A82E6A40EB63BDE" xlink:type="locator"/>

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<link:label id="lab_us-gaap_RangeMember_B1E780B41C5C1C66BA67E6A40EB6A018_terseLabel_en-US" xlink:label="lab_us-gaap_RangeMember_B1E780B41C5C1C66BA67E6A40EB6A018" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Range [Domain] </link:label>

<link:label id="lab_us-gaap_RangeMember_B1E780B41C5C1C66BA67E6A40EB6A018_label_en-US" xlink:label="lab_us-gaap_RangeMember_B1E780B41C5C1C66BA67E6A40EB6A018" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Range [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RangeMember" xlink:label="loc_us-gaap_RangeMember_B1E780B41C5C1C66BA67E6A40EB6A018" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MinimumMember_9C052CCA18DE6BB2FC0CE6A40EB69205_terseLabel_en-US" xlink:label="lab_us-gaap_MinimumMember_9C052CCA18DE6BB2FC0CE6A40EB69205" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Minimum [Member] </link:label>

<link:label id="lab_us-gaap_MinimumMember_9C052CCA18DE6BB2FC0CE6A40EB69205_label_en-US" xlink:label="lab_us-gaap_MinimumMember_9C052CCA18DE6BB2FC0CE6A40EB69205" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Minimum [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_MinimumMember" xlink:label="loc_us-gaap_MinimumMember_9C052CCA18DE6BB2FC0CE6A40EB69205" xlink:type="locator"/>

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<link:label id="lab_us-gaap_MaximumMember_C21E5CCD1FE069BE3F1CE6A40EB658C7_terseLabel_en-US" xlink:label="lab_us-gaap_MaximumMember_C21E5CCD1FE069BE3F1CE6A40EB658C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Maximum [Member] </link:label>

<link:label id="lab_us-gaap_MaximumMember_C21E5CCD1FE069BE3F1CE6A40EB658C7_label_en-US" xlink:label="lab_us-gaap_MaximumMember_C21E5CCD1FE069BE3F1CE6A40EB658C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Maximum [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_MaximumMember" xlink:label="loc_us-gaap_MaximumMember_C21E5CCD1FE069BE3F1CE6A40EB658C7" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_BC5A7240B19C1739B4E8E6A40EB6488F_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_BC5A7240B19C1739B4E8E6A40EB6488F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_BC5A7240B19C1739B4E8E6A40EB6488F_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_BC5A7240B19C1739B4E8E6A40EB6488F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_BC5A7240B19C1739B4E8E6A40EB6488F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_3FB063FD0E3381C77404E6A40EB629C3_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansHeldForSaleFairValueDisclosure_3FB063FD0E3381C77404E6A40EB629C3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Receivables held for sale carried at the lower of amortized cost or fair value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_3FB063FD0E3381C77404E6A40EB629C3" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueInputsLossSeverity_AB9C1841DB065724EB7FE6A40EB78160_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLossSeverity_AB9C1841DB065724EB7FE6A40EB78160" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Collateral loss severity rates </link:label>

<link:label id="lab_us-gaap_FairValueInputsLossSeverity_AB9C1841DB065724EB7FE6A40EB78160_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLossSeverity_AB9C1841DB065724EB7FE6A40EB78160" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Loss Severity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsLossSeverity" xlink:label="loc_us-gaap_FairValueInputsLossSeverity_AB9C1841DB065724EB7FE6A40EB78160" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C_terseLabel_en-US" xlink:label="lab_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Expenses incurred through collateral disposition </link:label>

<link:label id="lab_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C_label_en-US" xlink:label="lab_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Expenses Incurred Through Collateral Disposition </link:label>

<link:label id="lab_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C_documentation_en-US" xlink:label="lab_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Expenses Incurred Through Collateral Disposition </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition" xlink:label="loc_hsbcfc_FairValueInputsExpensesIncurredThroughCollateralDisposition_11A2848E89FC3C3770B5E6A40EB79F2C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_FairValueInputsDiscountRate_2B3D9CCC711691173D27E6A40EB74B69_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsDiscountRate_2B3D9CCC711691173D27E6A40EB74B69" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Market discount rate </link:label>

<link:label id="lab_us-gaap_FairValueInputsDiscountRate_2B3D9CCC711691173D27E6A40EB74B69_label_en-US" xlink:label="lab_us-gaap_FairValueInputsDiscountRate_2B3D9CCC711691173D27E6A40EB74B69" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Inputs, Discount Rate </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueInputsDiscountRate" xlink:label="loc_us-gaap_FairValueInputsDiscountRate_2B3D9CCC711691173D27E6A40EB74B69" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_CumulativeIncreasedValueOfDebtThroughFairValueOptionAdjustments_CFC6068D38928D392B7EE6A40EC54B64_terseLabel_en-US" xlink:label="lab_hsbcfc_CumulativeIncreasedValueOfDebtThroughFairValueOptionAdjustments_CFC6068D38928D392B7EE6A40EC54B64" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cumulative increased value of debt through fair value option adjustments </link:label>

<link:label id="lab_hsbcfc_CumulativeIncreasedValueOfDebtThroughFairValueOptionAdjustments_CFC6068D38928D392B7EE6A40EC54B64_label_en-US" xlink:label="lab_hsbcfc_CumulativeIncreasedValueOfDebtThroughFairValueOptionAdjustments_CFC6068D38928D392B7EE6A40EC54B64" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cumulative Increased Value Of Debt Through Fair Value Option Adjustments </link:label>

<link:label id="lab_hsbcfc_CumulativeIncreasedValueOfDebtThroughFairValueOptionAdjustments_CFC6068D38928D392B7EE6A40EC54B64_documentation_en-US" xlink:label="lab_hsbcfc_CumulativeIncreasedValueOfDebtThroughFairValueOptionAdjustments_CFC6068D38928D392B7EE6A40EC54B64" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Cumulative Increased Value of Debt through Fair Value Option Adjustments </link:label>

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<link:label id="lab_hsbcfc_HsbcUsaIncMember_267F5EF7BCE6190B90B4E6A40FA3D741_terseLabel_en-US" xlink:label="lab_hsbcfc_HsbcUsaIncMember_267F5EF7BCE6190B90B4E6A40FA3D741" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC USA, Inc. [Member] </link:label>

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<link:label id="lab_hsbcfc_HSBCHoldingsplcMember_81F70858D4A39201D96DE6A40FA36C05_terseLabel_en-US" xlink:label="lab_hsbcfc_HSBCHoldingsplcMember_81F70858D4A39201D96DE6A40FA36C05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC Holdings plc [Member] </link:label>

<link:label id="lab_hsbcfc_HSBCHoldingsplcMember_81F70858D4A39201D96DE6A40FA36C05_label_en-US" xlink:label="lab_hsbcfc_HSBCHoldingsplcMember_81F70858D4A39201D96DE6A40FA36C05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> HSBC Holdings plc [Member] </link:label>

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<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_HSBCHoldingsplcMember_81F70858D4A39201D96DE6A40FA36C05" xlink:to="lab_hsbcfc_HSBCHoldingsplcMember_81F70858D4A39201D96DE6A40FA36C05" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Asset Class [Axis] </link:label>

<link:label id="lab_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645_label_en-US" xlink:label="lab_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Asset Class [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueByAssetClassAxis" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645" xlink:to="lab_us-gaap_FairValueByAssetClassAxis_3A056F3F222DF08022A355CAD302C645" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Asset Class [Domain] </link:label>

<link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Asset Class [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_A6B71663250F589C886055CAD3079C49" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables Held for Sale [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700_label_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables Held for Sale [Member] </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables Held for Sale [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember" xlink:label="loc_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700" xlink:to="lab_hsbcfc_RealEstateSecuredReceivablesHeldforSaleMember_4ABE387694AF6DE38F7655CAD424D700" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593_terseLabel_en-US" xlink:label="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets transferred from Level 3 to Level 2 </link:label>

<link:label id="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593_label_en-US" xlink:label="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Asset, Transfers out of Level 3 </link:label>

<link:label id="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593_documentation_en-US" xlink:label="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair Value, Measurement with Unobservable Inputs Reconciliation, Asset, Transfers out of Level 3 </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3" xlink:label="loc_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593" xlink:to="lab_hsbcfc_FairValueMeasurementwithUnobservableInputsReconciliationAssetTransfersoutofLevel3_982F430F9B1F61C15FEB55CAD21DA593" xlink:type="arc"/>

<link:label id="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2_terseLabel_en-US" xlink:label="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Weighted average collateral loss severity rate (percent) </link:label>

<link:label id="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2_label_en-US" xlink:label="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Weighted Average Collateral Loss Severity Rate </link:label>

<link:label id="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2_documentation_en-US" xlink:label="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Weighted Average Collateral Loss Severity Rate </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_WeightedAverageCollateralLossSeverityRate" xlink:label="loc_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2" xlink:to="lab_hsbcfc_WeightedAverageCollateralLossSeverityRate_2C5C82B07038CEDB111655C8B54B27C2" xlink:type="arc"/>

<link:label id="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E_terseLabel_en-US" xlink:label="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Minimum period to update carrying values for real estate owned properties </link:label>

<link:label id="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E_label_en-US" xlink:label="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Minimum Period To Reflect Observable Local Market Data Including Local Area Sales Data </link:label>

<link:label id="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E_documentation_en-US" xlink:label="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Minimum period to reflect observable local market data, including local area sales data. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData" xlink:label="loc_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E" xlink:to="lab_hsbcfc_MinimumPeriodToReflectObservableLocalMarketDataIncludingLocalAreaSalesData_741E7C66A2B7EFA5F06D55C8B54CFF9E" xlink:type="arc"/>

<link:label id="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Related Party Transactions </link:label>

<link:label id="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Related Party Transactions Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB" xlink:to="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_CD5AF93A2BF9E96D8CDAE6A40E77A9BB" xlink:type="arc"/>

<link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_6A8AD513E6F65CDBCAB7E6A410571DB8_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract_6A8AD513E6F65CDBCAB7E6A410571DB8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Statement of Cash Flows [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_6A8AD513E6F65CDBCAB7E6A410571DB8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_6A8AD513E6F65CDBCAB7E6A410571DB8" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract_6A8AD513E6F65CDBCAB7E6A410571DB8" xlink:type="arc"/>

<link:label id="lab_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4_terseLabel_en-US" xlink:label="lab_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash at beginning/end of period, discontinued operations </link:label>

<link:label id="lab_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4_label_en-US" xlink:label="lab_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disposal Group, Including Discontinued Operation, Cash and Cash Equivalents </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents" xlink:label="loc_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4" xlink:to="lab_us-gaap_DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents_5209E01C8D2524B833C2E6A4105864E4" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Financing Receivable, Troubled Debt Restructurings [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Financing Receivable, Troubled Debt Restructurings [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_850F576CAD034CA18065555E965D5B62" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables Held For Sale [Member] </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35_label_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Held For Sale [Member] </link:label>

<link:label id="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Total receivables held for sale. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesHeldForSaleMember" xlink:label="loc_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35" xlink:to="lab_hsbcfc_ReceivablesHeldForSaleMember_18EF3A67E48808F94741555E965D6F35" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateSecuredMember_BD6115386066ED553C44555E965DD70B_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredMember_BD6115386066ED553C44555E965DD70B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real estate secured [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateSecuredMember" xlink:label="loc_hsbcfc_RealEstateSecuredMember_BD6115386066ED553C44555E965DD70B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateSecuredMember_BD6115386066ED553C44555E965DD70B" xlink:to="lab_hsbcfc_RealEstateSecuredMember_BD6115386066ED553C44555E965DD70B" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Modifications [Line Items] </link:label>

<link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Modifications [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableModificationsLineItems" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777" xlink:to="lab_us-gaap_FinancingReceivableModificationsLineItems_17127423D79CF22778E5555E965D5777" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1_verboseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Carrying value </link:label>

<link:label id="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1_label_en-US" xlink:label="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Reclassified As Troubled Debt Restructuring Loans </link:label>

<link:label id="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Reclassified As Troubled Debt Restructuring Loans </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans" xlink:label="loc_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1" xlink:to="lab_hsbcfc_ReceivablesReclassifiedAsTroubledDebtRestructuringLoans_77D6FF8B00AF66BAC990555E965DA4F1" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C_verboseLabel_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Unpaid principal balance </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C_label_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable Modifications Unpaid Principal </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C_documentation_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing receivable modifications unpaid principal. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FinancingReceivableModificationsUnpaidPrincipal" xlink:label="loc_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C" xlink:to="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipal_A1A484D1B72C389FB01A555E965D937C" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77_terseLabel_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unpaid principal balance subject to reduction </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77_label_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable Modifications Unpaid Principal Subject to Reduction </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77_documentation_en-US" xlink:label="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing Receivable Modifications Unpaid Principal Subject to Reduction </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction" xlink:label="loc_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77" xlink:to="lab_hsbcfc_FinancingReceivableModificationsUnpaidPrincipalSubjecttoReduction_483BA411461C692B6200555E965D8E77" xlink:type="arc"/>

<link:label id="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58_terseLabel_en-US" xlink:label="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Organization and Basis of Presentation </link:label>

<link:label id="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58_label_en-US" xlink:label="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Organization [Text Block] </link:label>

<link:label id="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58_documentation_en-US" xlink:label="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> The entire disclosure for organization. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_OrganizationTextBlock" xlink:label="loc_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58" xlink:to="lab_hsbcfc_OrganizationTextBlock_86FD8E9BE55D1B8C7BAEE6A40EED7B58" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unpaid principal balance at the time of sale </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D_label_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables, Aggregate Unpaid Balance </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables, Aggregate Unpaid Balance </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance" xlink:label="loc_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D" xlink:to="lab_hsbcfc_RealEstateSecuredReceivablesAggregateUnpaidBalance_3BDA00EF1553130E56FAE6A4100C296D" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74_verboseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Aggregate cash consideration received </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Loans Receivable </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansReceivable" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74" xlink:to="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_182CAC0660CC12F753C8E6A4100CEB74" xlink:type="arc"/>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948_terseLabel_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Aggregate carrying value at the time of sale </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948_label_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables, Aggregate Carrying Value </link:label>

<link:label id="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948_documentation_en-US" xlink:label="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Real Estate Secured Receivables, Aggregate Carrying Value </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue" xlink:label="loc_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948" xlink:to="lab_hsbcfc_RealEstateSecuredReceivablesAggregateCarryingValue_09C18965E8B191EF2B34E6A4100C8948" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160_terseLabel_en-US" xlink:label="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transaction costs </link:label>

<link:label id="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160_label_en-US" xlink:label="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Sale of Real Estate Secured Receivables, Transaction Costs </link:label>

<link:label id="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160_documentation_en-US" xlink:label="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Sale of Real Estate Secured Receivables, Transaction Costs </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts" xlink:label="loc_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160" xlink:to="lab_hsbcfc_SaleofRealEstateSecuredReceivablesTransactionCosts_2171E1BA1B2CF8D43165E6A4100C9160" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491_verboseLabel_en-US" xlink:label="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Gain (loss) on sale of real estate secured receivables </link:label>

<link:label id="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491_label_en-US" xlink:label="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Sale of Real Estate Secured Receivables </link:label>

<link:label id="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491_documentation_en-US" xlink:label="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Gain (Loss) on Sale of Real Estate Secured Receivables </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossonSaleofRealEstateSecuredReceivables" xlink:label="loc_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491" xlink:to="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_36017693F223F39391DDE6A4100CC491" xlink:type="arc"/>

<link:label id="lab_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD_terseLabel_en-US" xlink:label="lab_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC Bank USA [Member] </link:label>

<link:label id="lab_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD_label_en-US" xlink:label="lab_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Affiliated Entity [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AffiliatedEntityMember" xlink:label="loc_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD" xlink:to="lab_us-gaap_AffiliatedEntityMember_FE715B51600671B4178455B7F4DA59CD" xlink:type="arc"/>

<link:label id="lab_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B_verboseLabel_en-US" xlink:label="lab_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Notional values of derivative contracts </link:label>

<link:label id="lab_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B_label_en-US" xlink:label="lab_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative, Notional Amount </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_DerivativeNotionalAmount" xlink:label="loc_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B" xlink:to="lab_invest_DerivativeNotionalAmount_32E71A25A11550D0682955B7F4DA195B" xlink:type="arc"/>

<link:label id="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE_verboseLabel_en-US" xlink:label="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Fair value of collateral agreements with affiliate counterparties </link:label>

<link:label id="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE_label_en-US" xlink:label="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Collateral Already Posted, Aggregate Fair Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CollateralAlreadyPostedAggregateFairValue" xlink:label="loc_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE" xlink:to="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_003DBC4F442238319B3B55B7F4DAECCE" xlink:type="arc"/>

<link:label id="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Decrease in debt carrying value due to fair value hedge </link:label>

<link:label id="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6_label_en-US" xlink:label="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) In Debt Carrying Value Due To Fair Value Hedge </link:label>

<link:label id="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6_documentation_en-US" xlink:label="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) In Debt Carrying Value Due To Fair Value Hedge </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge" xlink:label="loc_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6" xlink:to="lab_hsbcfc_IncreaseDecreaseInDebtCarryingValueDueToFairValueHedge_EFF6654D632D304AD94955B7F4DA30C6" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF_negatedLabel_en-US" xlink:label="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Losses on current derivative instruments designated as cash flow hedges are reported in OCI net of tax (less than $1 million at June 30, 2017 and December 31, 2016) </link:label>

<link:label id="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF_label_en-US" xlink:label="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income Loss Cumulative Changes In Net Gain Loss From Cash Flow Hedges Effect Net Of Tax Current </link:label>

<link:label id="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF_documentation_en-US" xlink:label="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Accumulated other comprehensive income loss cumulative changes \in net gain loss from cash flow hedges effect net of tax current </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent" xlink:label="loc_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF" xlink:to="lab_hsbcfc_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTaxCurrent_752DF9C204B603D88C5855B7F4DAE0AF" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B_negatedLabel_en-US" xlink:label="lab_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Unrealized net losses on cash flow hedges (less than $1 million) </link:label>

<link:label id="lab_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B_label_en-US" xlink:label="lab_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Flow Hedge Gain (Loss) to be Reclassified within Twelve Months </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths" xlink:label="loc_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B" xlink:to="lab_us-gaap_CashFlowHedgeGainLossToBeReclassifiedWithinTwelveMonths_B602A3A24E70BFBE8F0E55B7F4DBEF6B" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_3428CFB0C615E4D78C4E55B7F4DB92F7_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_3428CFB0C615E4D78C4E55B7F4DB92F7" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet" xlink:label="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_3428CFB0C615E4D78C4E55B7F4DB92F7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_3428CFB0C615E4D78C4E55B7F4DB92F7" xlink:to="lab_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_3428CFB0C615E4D78C4E55B7F4DB92F7" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C_terseLabel_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mark-to-market on debt designated at fair value : </link:label>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C_label_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain Loss On Debt Designated At Fair Value And Related Derivative [Abstract] </link:label>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C_documentation_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Gain (loss) on debt designated at fair value and related derivative. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract" xlink:label="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C" xlink:to="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeAbstract_7030735FD424A9ED33A4DEB7B1365C1C" xlink:type="arc"/>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF_terseLabel_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest rate component </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF_label_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mark To Market On Debt Designated At Fair Value Interest Component </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF_documentation_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mark To Market On Debt Designated At Fair Value Interest Component </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent" xlink:label="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF" xlink:to="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueInterestComponent_0B1206274653D2004E1FDEB7B13693BF" xlink:type="arc"/>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2_terseLabel_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit risk component(2) </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2_label_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mark To Market On Debt Designated At Fair Value Credit Risk Component </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2_documentation_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mark To Market On Debt Designated At Fair Value Credit Risk Component </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent" xlink:label="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2" xlink:to="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueCreditRiskComponent_91980766E01840E95010DEB7B13697A2" xlink:type="arc"/>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B_totalLabel_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total mark-to-market on debt designated at fair value </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B_label_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mark To Market On Debt Designated At Fair Value </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B_documentation_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mark to market on debt designated at fair value. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue" xlink:label="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B" xlink:to="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValue_EBC4082DB247BA05671DDEB7B136424B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316_terseLabel_en-US" xlink:label="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mark-to-market on the related derivatives </link:label>

<link:label id="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316_label_en-US" xlink:label="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mark To Market Related Derivatives </link:label>

<link:label id="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316_documentation_en-US" xlink:label="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mark to market related derivatives. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_MarkToMarketRelatedDerivatives" xlink:label="loc_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316" xlink:to="lab_hsbcfc_MarkToMarketRelatedDerivatives_ECEA04C909F04AFD5A17DEB7B1361316" xlink:type="arc"/>

<link:label id="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130_terseLabel_en-US" xlink:label="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net realized gains on the related derivatives </link:label>

<link:label id="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130_label_en-US" xlink:label="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Realized Gains On Related Derivatives </link:label>

<link:label id="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130_documentation_en-US" xlink:label="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Net realized gains on the related derivatives. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_NetRealizedGainsOnRelatedDerivatives" xlink:label="loc_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130" xlink:to="lab_hsbcfc_NetRealizedGainsOnRelatedDerivatives_B9966B4D978EB85B851BDEB7B136E130" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF_totalLabel_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Gain (loss) on debt designated at fair value and related derivatives </link:label>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF_label_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain Loss On Debt Designated At Fair Value And Related Derivative </link:label>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF_documentation_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair value changes on fixed rate debt accounted for under fair value option as well as the fair value changes and realized gains (losses) on the related derivatives associated with debt designated at fair value. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative" xlink:label="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF" xlink:to="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_AEC8A5AC102A75E6AA71DEB7B1365DBF" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E_terseLabel_en-US" xlink:label="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair value option debt attributable to credit spread, before tax (less than $1 million for the 3 months ended June 30, 2017) </link:label>

<link:label id="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E_label_en-US" xlink:label="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Option, Credit Risk, Gains (Losses) on Liabilities, Before Tax </link:label>

<link:label id="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E_documentation_en-US" xlink:label="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair Value, Option, Credit Risk, Gains (Losses) on Liabilities, Before Tax </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax" xlink:label="loc_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E" xlink:to="lab_hsbcfc_FairValueOptionCreditRiskGainsLossesonLiabilitiesBeforeTax_52BA64E93188538A3A0FDEB7B136457E" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B_terseLabel_en-US" xlink:label="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Foreign currency translation gains (losses) recorded in derivatives </link:label>

<link:label id="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B_label_en-US" xlink:label="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Foreign Currency Translation Gains Losses Recorded In Derivative Related Income Expense Associated With Debt Designated At Fair Value </link:label>

<link:label id="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B_documentation_en-US" xlink:label="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Foreign currency translation gains losses recorded in derivative related income expense associated with debt designated at fair value. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue" xlink:label="loc_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B" xlink:to="lab_hsbcfc_ForeignCurrencyTranslationGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithDebtDesignatedAtFairValue_E12C6366C852952B17E2DEB7B136DB7B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474_terseLabel_en-US" xlink:label="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Offsetting gains (losses) recorded in derivative related income (expense) </link:label>

<link:label id="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474_label_en-US" xlink:label="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Offsetting Gains Losses Recorded In Derivative Related Income Expense Associated With Related Derivatives </link:label>

<link:label id="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474_documentation_en-US" xlink:label="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Offsetting gains (losses) recorded in derivative related income (expense) associated with the related derivatives. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives" xlink:label="loc_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474" xlink:to="lab_hsbcfc_OffsettingGainsLossesRecordedInDerivativeRelatedIncomeExpenseAssociatedWithRelatedDerivatives_39A25767455F55F2DB3FDEB7B1364474" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330_terseLabel_en-US" xlink:label="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Real Estate Secured Receivables Held for Sale </link:label>

<link:label id="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330_label_en-US" xlink:label="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Summary of Receivables Held for Sale [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330_documentation_en-US" xlink:label="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Summary of Receivables Held for Sale [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock" xlink:label="loc_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330" xlink:to="lab_hsbcfc_SummaryofReceivablesHeldforSaleTableTextBlock_04A84129994909605798E6A410552330" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B_terseLabel_en-US" xlink:label="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Receivables Sold to Third-party Investors </link:label>

<link:label id="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B_label_en-US" xlink:label="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Receivables Sold to Third-party Investors [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B_documentation_en-US" xlink:label="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Schedule of Receivables Sold to Third-party Investors [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock" xlink:label="loc_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B" xlink:to="lab_hsbcfc_ScheduleofReceivablesSoldtoThirdpartyInvestorsTableTextBlock_00CC72A9A3AD357865C1E6A41055D82B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8_terseLabel_en-US" xlink:label="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Activity in Receivables Held for Sale </link:label>

<link:label id="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8_label_en-US" xlink:label="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Finance Receivables Held For Sale [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8_documentation_en-US" xlink:label="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Finance Receivables Held For Sale [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock" xlink:label="loc_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8" xlink:to="lab_hsbcfc_FinanceReceivablesHeldForSaleTableTextBlock_E7231A626D2260BC0470E6A41055E3B8" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA_terseLabel_en-US" xlink:label="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Allowance for Credit Losses on Financing Receivables </link:label>

<link:label id="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA_label_en-US" xlink:label="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Valuation Allowance on Receivables Held-for-Sale Rollforward [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA_documentation_en-US" xlink:label="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Valuation Allowance on Receivables Held-for-Sale Rollforward [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock" xlink:label="loc_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA" xlink:to="lab_hsbcfc_ValuationAllowanceonReceivablesHeldforSaleRollforwardTableTextBlock_021B14DF4B5305ACB031E6A41056EDFA" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4_terseLabel_en-US" xlink:label="lab_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Summary of Components of Cumulative Lower of Amortized Cost or Fair Value Adjustment </link:label>

<link:label id="lab_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4_label_en-US" xlink:label="lab_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Summary Of Components Of Lower Of Amortized Cost Or Fair Value Adjustment [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4_documentation_en-US" xlink:label="lab_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Summary Of Components Of Lower Of Amortized Cost Or Fair Value Adjustment [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock" xlink:label="loc_hsbcfc_SummaryOfComponentsOfLowerOfAmortizedCostOrFairValueAdjustmentTableTextBlock_075F6709B85AA27CB6D0E6A410569DF4" xlink:type="locator"/>

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<link:label id="lab_us-gaap_LegalMattersAndContingenciesTextBlock_7054C054361436B3A2F3E6A40FFBDC92_terseLabel_en-US" xlink:label="lab_us-gaap_LegalMattersAndContingenciesTextBlock_7054C054361436B3A2F3E6A40FFBDC92" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Litigation and Regulatory Matters </link:label>

<link:label id="lab_us-gaap_LegalMattersAndContingenciesTextBlock_7054C054361436B3A2F3E6A40FFBDC92_label_en-US" xlink:label="lab_us-gaap_LegalMattersAndContingenciesTextBlock_7054C054361436B3A2F3E6A40FFBDC92" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Legal Matters and Contingencies [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LegalMattersAndContingenciesTextBlock" xlink:label="loc_us-gaap_LegalMattersAndContingenciesTextBlock_7054C054361436B3A2F3E6A40FFBDC92" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HedgingDesignationAxis_46F3C4145DDB6F0241ACE6A40FBA6D2E_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis_46F3C4145DDB6F0241ACE6A40FBA6D2E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Axis] </link:label>

<link:label id="lab_us-gaap_HedgingDesignationAxis_46F3C4145DDB6F0241ACE6A40FBA6D2E_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis_46F3C4145DDB6F0241ACE6A40FBA6D2E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_HedgingDesignationAxis" xlink:label="loc_us-gaap_HedgingDesignationAxis_46F3C4145DDB6F0241ACE6A40FBA6D2E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_HedgingDesignationDomain_B005F11F36046E2E6801E6A40FBAA554_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain_B005F11F36046E2E6801E6A40FBAA554" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Domain] </link:label>

<link:label id="lab_us-gaap_HedgingDesignationDomain_B005F11F36046E2E6801E6A40FBAA554_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain_B005F11F36046E2E6801E6A40FBAA554" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Hedging Designation [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_HedgingDesignationDomain" xlink:label="loc_us-gaap_HedgingDesignationDomain_B005F11F36046E2E6801E6A40FBAA554" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DesignatedAsHedgingInstrumentMember_2190B594432848C337AAE6A40FBA6D8C_terseLabel_en-US" xlink:label="lab_us-gaap_DesignatedAsHedgingInstrumentMember_2190B594432848C337AAE6A40FBA6D8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivatives designated as hedging instruments [Member] </link:label>

<link:label id="lab_us-gaap_DesignatedAsHedgingInstrumentMember_2190B594432848C337AAE6A40FBA6D8C_label_en-US" xlink:label="lab_us-gaap_DesignatedAsHedgingInstrumentMember_2190B594432848C337AAE6A40FBA6D8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Designated as Hedging Instrument [Member] </link:label>

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<link:label id="lab_invest_DerivativeNotionalAmount_F0558AF9E4A315059B6AE6A40FBA0C5E_terseLabel_en-US" xlink:label="lab_invest_DerivativeNotionalAmount_F0558AF9E4A315059B6AE6A40FBA0C5E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Total </link:label>

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<link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value, Liabilities Measured on Recurring Basis </link:label>

<link:label id="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B_label_en-US" xlink:label="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Liabilities Measured on Recurring Basis [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B" xlink:to="lab_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisTextBlock_5261E54748D7F8849CC8E6A40FFE617B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663_terseLabel_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Components of Gain (Loss) on Debt Designated at Fair Value and Related Derivatives </link:label>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663_label_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Gain Loss On Debt Designated At Fair Value And Related Derivative [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663_documentation_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Gain Loss On Debt Designated At Fair Value And Related Derivative [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock" xlink:label="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivativeTableTextBlock_1763A06A94A7477C19D6E6A40FFE9663" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A24258432BD6C4D2DDF5E6A40DF47876_terseLabel_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A24258432BD6C4D2DDF5E6A40DF47876" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Pension and Other Postretirement Benefits </link:label>

<link:label id="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A24258432BD6C4D2DDF5E6A40DF47876_label_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A24258432BD6C4D2DDF5E6A40DF47876" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Pension and Other Postretirement Benefits Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock_A24258432BD6C4D2DDF5E6A40DF47876" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss) [Table] </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss) [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_8568753D15550A13BB244F9CC1C967A0" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss) [Line Items] </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss) [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_09B696DCF087F14141D14F9CC1CA27F8" xlink:type="arc"/>

<link:label id="lab_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6_terseLabel_en-US" xlink:label="lab_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unrealized gains (losses) on fair value option debt attributable to our own credit spread: </link:label>

<link:label id="lab_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6_label_en-US" xlink:label="lab_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unrealized Gains (Losses) on Fair Value Option Debt Attributable to Credit [Abstract] </link:label>

<link:label id="lab_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6_documentation_en-US" xlink:label="lab_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Unrealized Gains (Losses) on Fair Value Option Debt Attributable to Credit [Abstract] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract" xlink:label="loc_hsbcfc_UnrealizedGainsLossesonFairValueOptionDebtAttributabletoCreditAbstract_FB057CB1DB798C019D3C4F9CC1CAAFF6" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9_periodStartLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Balance at beginning of period </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_3F117B2BFCF99D41EED14F9CC1CAF1A9" xlink:type="arc"/>

<link:label id="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_963E8C1D0169C0CAB1084F9CC1CA6F7F_verboseLabel_en-US" xlink:label="lab_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_963E8C1D0169C0CAB1084F9CC1CA6F7F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Cumulative effect adjustment to initially apply new accounting guidance for fair value option debt attributable to own credit spread, net of tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption" xlink:label="loc_us-gaap_CumulativeEffectOfNewAccountingPrincipleInPeriodOfAdoption_963E8C1D0169C0CAB1084F9CC1CA6F7F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodAfterTax_7317ED68887C613FFBED4F9CC1CAAA68_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodAfterTax_7317ED68887C613FFBED4F9CC1CAAA68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net (loss) arising during period, net of tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodAfterTax_7317ED68887C613FFBED4F9CC1CAAA68_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodAfterTax_7317ED68887C613FFBED4F9CC1CAAA68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, Unrealized Gain (Loss) Arising During Period, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodAfterTax_7317ED68887C613FFBED4F9CC1CAAA68" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Reclassification adjustment for losses realized in net income, net of tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, Reclassification Adjustment from AOCI for Derecognition, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionAfterTax_668BAFA2756C8554DA984F9CC1CA91EF" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTaxAndReclassificationAdjustmentAttributableToParent_3654125E89F8C1559F454F9CC1CABF04_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTaxAndReclassificationAdjustmentAttributableToParent_3654125E89F8C1559F454F9CC1CABF04" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total other comprehensive loss for period </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTaxAndReclassificationAdjustmentAttributableToParent_3654125E89F8C1559F454F9CC1CABF04_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTaxAndReclassificationAdjustmentAttributableToParent_3654125E89F8C1559F454F9CC1CABF04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, after Tax and Reclassification Adjustment, Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTaxAndReclassificationAdjustmentAttributableToParent" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTaxAndReclassificationAdjustmentAttributableToParent_3654125E89F8C1559F454F9CC1CABF04" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_B65D11E42EA4BBBD09DE4F9CC1CA51DE_periodEndLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_B65D11E42EA4BBBD09DE4F9CC1CA51DE" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_B65D11E42EA4BBBD09DE4F9CC1CA51DE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_B65D11E42EA4BBBD09DE4F9CC1CA51DE" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionAfterTax_B65D11E42EA4BBBD09DE4F9CC1CA51DE" xlink:type="arc"/>

<link:label id="lab_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803_terseLabel_en-US" xlink:label="lab_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cumulative effect adjustment to initially apply new accounting guidance for fair value option debt attributable to credit, tax </link:label>

<link:label id="lab_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803_label_en-US" xlink:label="lab_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cumulative Effect of New Accounting Principle in Period of Adoption, Tax </link:label>

<link:label id="lab_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803_documentation_en-US" xlink:label="lab_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Cumulative Effect of New Accounting Principle in Period of Adoption, Tax </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax" xlink:label="loc_hsbcfc_CumulativeEffectofNewAccountingPrincipleinPeriodofAdoptionTax_F2F1670052E1C02786644F9CC1CA7803" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net (loss) arising during period, tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, Unrealized Gain (Loss) Arising During Period, Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionUnrealizedGainLossArisingDuringPeriodTax_768C27F9AF8CBC2240304F9CC1CA0A48" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Reclassification adjustment for gain (losses) realized in net income, tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Financial Liability, Fair Value Option, Reclassification Adjustment from AOCI for Derecognition, Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossFinancialLiabilityFairValueOptionReclassificationAdjustmentFromAociForDerecognitionTax_6F0BE24173C96F6C44514F9CC1CA7D02" xlink:type="arc"/>

<link:label id="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2_terseLabel_en-US" xlink:label="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Unrealized gains (losses) on cash flow hedging instruments: </link:label>

<link:label id="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2_label_en-US" xlink:label="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Unrealized Gains Losses On Cash Flow Hedging Instruments [Roll Forward] </link:label>

<link:label id="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2_documentation_en-US" xlink:label="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Unrealized gains losses on cash flow hedging instruments. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward" xlink:label="loc_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2" xlink:to="lab_hsbcfc_UnrealizedGainsLossesOnCashFlowHedgingInstrumentsRollForward_5CDD1A81DFF6E5F73C8C4F9CC1CA6DE2" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D_periodStartLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Balance at beginning of period </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss), Cumulative Changes in Net Gain (Loss) from Cash Flow Hedges, Effect Net of Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_16011E8585896DB353824F9CC1CB936D" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net gains arising during period, net of tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Net of Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax_46E433E12E1C4846629B4F9CC1CBE910" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Reclassification adjustment for losses realized in net income, net of tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Net of Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesNetOfTax_17799384CF4C75D03C9E4F9CC1CB6E36" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_85BD6A6894A3F01394BE4F9CC1CB1690_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_85BD6A6894A3F01394BE4F9CC1CB1690" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total other comprehensive income for period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_85BD6A6894A3F01394BE4F9CC1CB1690" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_85BD6A6894A3F01394BE4F9CC1CB1690" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax_85BD6A6894A3F01394BE4F9CC1CB1690" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_BE27560C3E00C0AB6FDD4F9CC1CB4467_periodEndLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_BE27560C3E00C0AB6FDD4F9CC1CB4467" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_BE27560C3E00C0AB6FDD4F9CC1CB4467" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_BE27560C3E00C0AB6FDD4F9CC1CB4467" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossCumulativeChangesInNetGainLossFromCashFlowHedgesEffectNetOfTax_BE27560C3E00C0AB6FDD4F9CC1CB4467" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net gains arising during period, taxes </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Unrealized Gain (Loss) on Derivatives Arising During Period, Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodTax_80DA700E085B9091C5814F9CC1CB1467" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Reclassification adjustment for losses realized in net income, taxes </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI on Derivatives, Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIOnDerivativesTax_02D2853133CCFEC950B94F9CC1CBA598" xlink:type="arc"/>

<link:label id="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05_terseLabel_en-US" xlink:label="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Pension and postretirement benefit plan liability: </link:label>

<link:label id="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05_label_en-US" xlink:label="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Pension And Postretirement Benefit Plan Liability [Roll Forward] </link:label>

<link:label id="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05_documentation_en-US" xlink:label="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Pension and postretirement benefit plan liability. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward" xlink:label="loc_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05" xlink:to="lab_hsbcfc_PensionAndPostretirementBenefitPlanLiabilityRollForward_F5C0611CFA1213024AD24F9CC1CB8C05" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_FC9AD6671CBA60CCF7304F9CC1CC056E_negatedPeriodStartLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_FC9AD6671CBA60CCF7304F9CC1CC056E" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="resource" xml:lang="en-US"> Balance at beginning of period </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_FC9AD6671CBA60CCF7304F9CC1CC056E_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_FC9AD6671CBA60CCF7304F9CC1CC056E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_FC9AD6671CBA60CCF7304F9CC1CC056E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Reclassification adjustment for gains realized in net income, net of tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, after Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax_375095C25D0228E1A0144F9CC1CC6F63" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_141F757D3ABEB188A8234F9CC1CC4F58_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_141F757D3ABEB188A8234F9CC1CC4F58" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Total other comprehensive income for period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_141F757D3ABEB188A8234F9CC1CC4F58" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_141F757D3ABEB188A8234F9CC1CC4F58" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax_141F757D3ABEB188A8234F9CC1CC4F58" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_077C5396FFB6FB19FD174F9CC1CCB936_negatedPeriodEndLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_077C5396FFB6FB19FD174F9CC1CCB936" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_077C5396FFB6FB19FD174F9CC1CCB936" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_077C5396FFB6FB19FD174F9CC1CCB936" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax_077C5396FFB6FB19FD174F9CC1CCB936" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Reclassification adjustment for gains realized in net income, tax </link:label>

<link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss), Reclassification Adjustment from AOCI, Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossTax_886573B2E351099E36D44FB333E46B33" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688_totalLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total accumulated other comprehensive income (loss) at end of period </link:label>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Accumulated Other Comprehensive Income (Loss), Net of Tax </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_A27DC1F7DE2CE5A238754F9CC1CCD688" xlink:type="arc"/>

<link:label id="lab_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair Value Option </link:label>

<link:label id="lab_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9_label_en-US" xlink:label="lab_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value, Option [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FairValueOptionTextBlock" xlink:label="loc_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9" xlink:to="lab_us-gaap_FairValueOptionTextBlock_DE4F83A99560A31ACFB4E6A40DE49AF9" xlink:type="arc"/>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses [Roll Forward] </link:label>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses [Roll Forward] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRollForward" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D" xlink:to="lab_us-gaap_AllowanceForLoanAndLeaseLossesRollForward_F435E887AC8F398BC7F2DEB4DAF2140D" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391_periodStartLabel_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Balance at beginning of period </link:label>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391_label_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable Held for Sale Valuation Allowance </link:label>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391_documentation_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable Held for Sale Valuation Allowance </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance" xlink:label="loc_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391" xlink:to="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_A6677AA8CF1436017374DEB4DAF23391" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088_terseLabel_en-US" xlink:label="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Initial valuation allowance for real estate secured receivables transferred to held for sale during the period </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088_label_en-US" xlink:label="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses Held-for-Sale, Transfer Made to Held-for-Sale Loans, Adjustment </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088_documentation_en-US" xlink:label="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses Held-for-Sale, Transfer Made to Held-for-Sale Loans, Adjustment </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment" xlink:label="loc_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088" xlink:to="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleTransferMadetoHeldforSaleLoansAdjustment_66167868BB751A0D315DDEB4DAF2A088" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050_terseLabel_en-US" xlink:label="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Increase (decrease) in valuation allowance resulting from changes in fair value </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050_label_en-US" xlink:label="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses Held-for-Sale, Fair Value Adjustments </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050_documentation_en-US" xlink:label="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses Held-for-Sale, Fair Value Adjustments </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments" xlink:label="loc_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050" xlink:to="lab_hsbcfc_AllowanceforLoanandLeaseLossesHeldforSaleFairValueAdjustments_4441E50D71B2F79317D4DEB4DAF2A050" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE_terseLabel_en-US" xlink:label="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Change in valuation allowance for receivables sold </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE_label_en-US" xlink:label="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loans and Lease Losses Held-for-Sale, Period Increase (Decrease) to Valuation Allowance for Loans Sold </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE_documentation_en-US" xlink:label="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Allowance for Loans and Lease Losses Held-for-Sale, Period Increase (Decrease) to Valuation Allowance for Loans Sold </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold" xlink:label="loc_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE" xlink:to="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSalePeriodIncreaseDecreasetoValuationAllowanceforLoansSold_67CAB274E8B622AA5F77DEB6F1CB12DE" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Change in valuation allowance for collections, charged-off, transferred to REO or short sale </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64_label_en-US" xlink:label="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loans and Lease Losses Held-for-Sale, Recovery of Bad Debts, Write-offs, Transfers </link:label>

<link:label id="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64_documentation_en-US" xlink:label="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Allowance for Loans and Lease Losses Held-for-Sale, Recovery of Bad Debts, Write-offs, Transfers </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers" xlink:label="loc_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64" xlink:to="lab_hsbcfc_AllowanceforLoansandLeaseLossesHeldforSaleRecoveryofBadDebtsWriteoffsTransfers_FDDF12730F68D6E1985FDEB4DAF22E64" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_C6991C997E3D7C165642DEB4DAF29DDC_periodEndLabel_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_C6991C997E3D7C165642DEB4DAF29DDC" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Balance at end of period </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance" xlink:label="loc_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_C6991C997E3D7C165642DEB4DAF29DDC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_C6991C997E3D7C165642DEB4DAF29DDC" xlink:to="lab_hsbcfc_LoansandLeasesReceivableHeldforSaleValuationAllowance_C6991C997E3D7C165642DEB4DAF29DDC" xlink:type="arc"/>

<link:label id="lab_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Loss Reserves </link:label>

<link:label id="lab_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86_label_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Credit Losses [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForCreditLossesTextBlock" xlink:label="loc_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86" xlink:to="lab_us-gaap_AllowanceForCreditLossesTextBlock_BF97FE023F75E3E2CF88E6A40E6EAF86" xlink:type="arc"/>

<link:label id="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87_terseLabel_en-US" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> TDR Loans </link:label>

<link:label id="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87_label_en-US" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Troubled Debt Restructurings on Financing Receivables [Table Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87" xlink:to="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_6F3AE9D8E6D52DFCE8C2E6A40FA67D87" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114_terseLabel_en-US" xlink:label="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Additional Information Relating To Trouble Debt Restructuring Loans </link:label>

<link:label id="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114_label_en-US" xlink:label="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additional Information Relating To Trouble Debt Restructuring Loans [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114_documentation_en-US" xlink:label="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Additional Information Relating To Trouble Debt Restructuring Loans [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock" xlink:label="loc_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114" xlink:to="lab_hsbcfc_AdditionalInformationRelatingToTroubleDebtRestructuringLoansTableTextBlock_F914211D96F4D30C13C2E6A40FA61114" xlink:type="arc"/>

<link:label id="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802_terseLabel_en-US" xlink:label="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Nonperforming Consumer Receivable Portfolio </link:label>

<link:label id="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802_label_en-US" xlink:label="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Nonperforming Consumer Receivable Portfolio [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802_documentation_en-US" xlink:label="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Nonperforming Consumer Receivable Portfolio [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock" xlink:label="loc_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802" xlink:to="lab_hsbcfc_NonperformingConsumerReceivablePortfolioTableTextBlock_E3C7C428B00D75B16974E6A40FA6A802" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B_terseLabel_en-US" xlink:label="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Additional Information on Nonaccrual Receivables </link:label>

<link:label id="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B_label_en-US" xlink:label="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additional Information On Nonaccrual Receivables [Table Text Block] </link:label>

<link:label id="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B_documentation_en-US" xlink:label="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Additional Information On Nonaccrual Receivables [Table Text Block] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock" xlink:label="loc_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B" xlink:to="lab_hsbcfc_AdditionalInformationOnNonaccrualReceivablesTableTextBlock_D00122ADA84EC8155919E6A40FA64B2B" xlink:type="arc"/>

<link:label id="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Schedule of Financing Receivable, Allowance for Credit Losses [Table] </link:label>

<link:label id="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Schedule of Financing Receivable, Allowance for Credit Losses [Table] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_B6FCBA95273569B84126555E95D0E8D9" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_F305AA1B9889E0DD38C2555E95D09701_verboseLabel_en-US" xlink:label="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_F305AA1B9889E0DD38C2555E95D09701" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Provision for Loan and Lease Losses [Member] </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ProvisionforLoanandLeaseLossesMember" xlink:label="loc_hsbcfc_ProvisionforLoanandLeaseLossesMember_F305AA1B9889E0DD38C2555E95D09701" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ProvisionforLoanandLeaseLossesMember_F305AA1B9889E0DD38C2555E95D09701" xlink:to="lab_hsbcfc_ProvisionforLoanandLeaseLossesMember_F305AA1B9889E0DD38C2555E95D09701" xlink:type="arc"/>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Losses [Line Items] </link:label>

<link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Allowance for Credit Losses [Line Items] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_6436354DCDE2175F99AF555E95D095B3" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6_periodStartLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Credit loss reserve balances at beginning of period </link:label>

<link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable, Allowance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6" xlink:to="lab_us-gaap_LoansAndLeasesReceivableAllowance_E70A5FE1084F93EC2288555E95D09EA6" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825_terseLabel_en-US" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Provision for credit losses </link:label>

<link:label id="lab_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825_label_en-US" xlink:label="lab_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Provision for Loan and Lease Losses </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="loc_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825" xlink:to="lab_us-gaap_ProvisionForLoanAndLeaseLosses_52271671FC4AE21A33DC555E95D0C825" xlink:type="arc"/>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract_DBBFFDC56BE73DBC690055650E9802B9_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract_DBBFFDC56BE73DBC690055650E9802B9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net charge-offs: </link:label>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract_DBBFFDC56BE73DBC690055650E9802B9_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract_DBBFFDC56BE73DBC690055650E9802B9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses Write-offs, Net [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNetAbstract_DBBFFDC56BE73DBC690055650E9802B9" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_3530069D2BEB09D3B06E555E95D04028_negatedLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_3530069D2BEB09D3B06E555E95D04028" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Charge-offs </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_3530069D2BEB09D3B06E555E95D04028" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_BA9B6AEF3E016666B8F9555E95D00043_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_BA9B6AEF3E016666B8F9555E95D00043" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Recoveries </link:label>

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<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts" xlink:label="loc_us-gaap_AllowanceForLoanAndLeaseLossRecoveryOfBadDebts_BA9B6AEF3E016666B8F9555E95D00043" xlink:type="locator"/>

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<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_638A13AA31D7C52CAFCB555E95D09A43_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_638A13AA31D7C52CAFCB555E95D09A43" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US"> Total net charge-offs </link:label>

<link:label id="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_638A13AA31D7C52CAFCB555E95D09A43_label_en-US" xlink:label="lab_us-gaap_AllowanceForLoanAndLeaseLossesWriteoffsNet_638A13AA31D7C52CAFCB555E95D09A43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Allowance for Loan and Lease Losses Write-offs, Net </link:label>

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<link:label id="lab_us-gaap_LoansAndLeasesReceivableAllowance_A598D779D94BE3518496555E95D07642_periodEndLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableAllowance_A598D779D94BE3518496555E95D07642" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Credit loss reserve balance at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="loc_us-gaap_LoansAndLeasesReceivableAllowance_A598D779D94BE3518496555E95D07642" xlink:type="locator"/>

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<link:label id="lab_us-gaap_OwnershipAxis_17560F31CCF8B59AF21E55C4F5FC1AFD_terseLabel_en-US" xlink:label="lab_us-gaap_OwnershipAxis_17560F31CCF8B59AF21E55C4F5FC1AFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Ownership [Axis] </link:label>

<link:label id="lab_us-gaap_OwnershipAxis_17560F31CCF8B59AF21E55C4F5FC1AFD_label_en-US" xlink:label="lab_us-gaap_OwnershipAxis_17560F31CCF8B59AF21E55C4F5FC1AFD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Ownership [Axis] </link:label>

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<link:label id="lab_us-gaap_OwnershipDomain_83239A245C835C4CC30C55C4F5FC13B5_terseLabel_en-US" xlink:label="lab_us-gaap_OwnershipDomain_83239A245C835C4CC30C55C4F5FC13B5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Ownership [Domain] </link:label>

<link:label id="lab_us-gaap_OwnershipDomain_83239A245C835C4CC30C55C4F5FC13B5_label_en-US" xlink:label="lab_us-gaap_OwnershipDomain_83239A245C835C4CC30C55C4F5FC13B5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Ownership [Domain] </link:label>

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<link:label id="lab_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613_terseLabel_en-US" xlink:label="lab_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC North America [Member] </link:label>

<link:label id="lab_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613_label_en-US" xlink:label="lab_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Hsbc North America [Member] </link:label>

<link:label id="lab_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613_documentation_en-US" xlink:label="lab_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> HSBC North America. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_HsbcNorthAmericaMember" xlink:label="loc_hsbcfc_HsbcNorthAmericaMember_A688EA9CD29B44C1228455C4F5FDF613" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DisposalGroupClassificationAxis_D1F4646FA339443376AA55C4F5FD7BE3_terseLabel_en-US" xlink:label="lab_us-gaap_DisposalGroupClassificationAxis_D1F4646FA339443376AA55C4F5FD7BE3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Disposal Group Classification [Axis] </link:label>

<link:label id="lab_us-gaap_DisposalGroupClassificationAxis_D1F4646FA339443376AA55C4F5FD7BE3_label_en-US" xlink:label="lab_us-gaap_DisposalGroupClassificationAxis_D1F4646FA339443376AA55C4F5FD7BE3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disposal Group Classification [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DisposalGroupClassificationAxis" xlink:label="loc_us-gaap_DisposalGroupClassificationAxis_D1F4646FA339443376AA55C4F5FD7BE3" xlink:type="locator"/>

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<link:label id="lab_us-gaap_DisposalGroupClassificationDomain_09B687285BD13358366D55C4F5FD477E_terseLabel_en-US" xlink:label="lab_us-gaap_DisposalGroupClassificationDomain_09B687285BD13358366D55C4F5FD477E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Disposal Group Classification [Domain] </link:label>

<link:label id="lab_us-gaap_DisposalGroupClassificationDomain_09B687285BD13358366D55C4F5FD477E_label_en-US" xlink:label="lab_us-gaap_DisposalGroupClassificationDomain_09B687285BD13358366D55C4F5FD477E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disposal Group Classification [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DisposalGroupClassificationDomain" xlink:label="loc_us-gaap_DisposalGroupClassificationDomain_09B687285BD13358366D55C4F5FD477E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_SegmentDiscontinuedOperationsMember_56A741770F50AF84588455C4F6024A8C_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentDiscontinuedOperationsMember_56A741770F50AF84588455C4F6024A8C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Discontinued Operations [Member] </link:label>

<link:label id="lab_us-gaap_SegmentDiscontinuedOperationsMember_56A741770F50AF84588455C4F6024A8C_label_en-US" xlink:label="lab_us-gaap_SegmentDiscontinuedOperationsMember_56A741770F50AF84588455C4F6024A8C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Discontinued Operations [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_SegmentDiscontinuedOperationsMember" xlink:label="loc_us-gaap_SegmentDiscontinuedOperationsMember_56A741770F50AF84588455C4F6024A8C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_558D39AA0D070C4DEB1C55C4F6022DF0_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_558D39AA0D070C4DEB1C55C4F6022DF0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment, Name [Axis] </link:label>

<link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_558D39AA0D070C4DEB1C55C4F6022DF0_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_558D39AA0D070C4DEB1C55C4F6022DF0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment, Name [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_558D39AA0D070C4DEB1C55C4F6022DF0" xlink:type="locator"/>

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<link:label id="lab_us-gaap_EquityMethodInvesteeNameDomain_EFAD1F9206FBE5CFAFCF55C4F6020046_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvesteeNameDomain_EFAD1F9206FBE5CFAFCF55C4F6020046" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Investment, Name [Domain] </link:label>

<link:label id="lab_us-gaap_EquityMethodInvesteeNameDomain_EFAD1F9206FBE5CFAFCF55C4F6020046_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvesteeNameDomain_EFAD1F9206FBE5CFAFCF55C4F6020046" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Investment, Name [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvesteeNameDomain" xlink:label="loc_us-gaap_EquityMethodInvesteeNameDomain_EFAD1F9206FBE5CFAFCF55C4F6020046" xlink:type="locator"/>

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<link:label id="lab_hsbcfc_VisaClassBSharesMember_0735CE9BF057368E700355C4F6029444_terseLabel_en-US" xlink:label="lab_hsbcfc_VisaClassBSharesMember_0735CE9BF057368E700355C4F6029444" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Visa Class B Shares [Member] </link:label>

<link:label id="lab_hsbcfc_VisaClassBSharesMember_0735CE9BF057368E700355C4F6029444_label_en-US" xlink:label="lab_hsbcfc_VisaClassBSharesMember_0735CE9BF057368E700355C4F6029444" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Visa Class B Shares [Member] </link:label>

<link:label id="lab_hsbcfc_VisaClassBSharesMember_0735CE9BF057368E700355C4F6029444_documentation_en-US" xlink:label="lab_hsbcfc_VisaClassBSharesMember_0735CE9BF057368E700355C4F6029444" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Visa Class B Shares [Member] </link:label>

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<link:label id="lab_hsbcfc_HSBCSecuritiesUSAInc.Member_1A778EA18045F741409B55C4F6049FB6_terseLabel_en-US" xlink:label="lab_hsbcfc_HSBCSecuritiesUSAInc.Member_1A778EA18045F741409B55C4F6049FB6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC Securities (USA) Inc. [Member] </link:label>

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<link:label id="lab_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility [Axis] </link:label>

<link:label id="lab_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F_label_en-US" xlink:label="lab_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CreditFacilityAxis" xlink:label="loc_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F" xlink:to="lab_us-gaap_CreditFacilityAxis_1CB4A3336A6C94A0A7B255C4F605702F" xlink:type="arc"/>

<link:label id="lab_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB_terseLabel_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Credit Facility [Domain] </link:label>

<link:label id="lab_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB_label_en-US" xlink:label="lab_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Credit Facility [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CreditFacilityDomain" xlink:label="loc_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB" xlink:to="lab_us-gaap_CreditFacilityDomain_8CBF9733B1F277B8446055C4F60537DB" xlink:type="arc"/>

<link:label id="lab_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC_terseLabel_en-US" xlink:label="lab_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Revolving Credit Facility [Member] </link:label>

<link:label id="lab_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC_label_en-US" xlink:label="lab_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Revolving Credit Facility [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RevolvingCreditFacilityMember" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC" xlink:to="lab_us-gaap_RevolvingCreditFacilityMember_1C25AA0A04851169B5C555C4F605FEFC" xlink:type="arc"/>

<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Borrowing capacity of credit facility </link:label>

<link:label id="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879_label_en-US" xlink:label="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Line of Credit Facility, Maximum Borrowing Capacity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879" xlink:to="lab_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_0D7D6CD044D48C472EB155C4F605B879" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt instrument, term </link:label>

<link:label id="lab_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt Instrument, Term </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtInstrumentTerm" xlink:label="loc_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2" xlink:to="lab_us-gaap_DebtInstrumentTerm_51070EE53B3B838A987055C4F6056EA2" xlink:type="arc"/>

<link:label id="lab_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994_terseLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Repayments of Lines of Credit </link:label>

<link:label id="lab_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Repayments of Lines of Credit </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RepaymentsOfLinesOfCredit" xlink:label="loc_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994" xlink:to="lab_us-gaap_RepaymentsOfLinesOfCredit_AE8EB09191947F18011455C4F60A1994" xlink:type="arc"/>

<link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_65637C8DF60D2AE66C3655C4F60B2878_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_65637C8DF60D2AE66C3655C4F60B2878" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Loss on extinguishment of debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_65637C8DF60D2AE66C3655C4F60B2878" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_65637C8DF60D2AE66C3655C4F60B2878" xlink:to="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_65637C8DF60D2AE66C3655C4F60B2878" xlink:type="arc"/>

<link:label id="lab_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811_terseLabel_en-US" xlink:label="lab_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Amount of credit facility outstanding </link:label>

<link:label id="lab_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811_label_en-US" xlink:label="lab_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Long-term Line of Credit </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LineOfCredit" xlink:label="loc_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811" xlink:to="lab_us-gaap_LineOfCredit_E12F4E15A1D7DFDC1F9955C4F60B0811" xlink:type="arc"/>

<link:label id="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_C7751E36DE8DBBF30B7555C4F60B531F_terseLabel_en-US" xlink:label="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_C7751E36DE8DBBF30B7555C4F60B531F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair value of our agreements with affiliate counterparties required the affiliate to provide collateral </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CollateralAlreadyPostedAggregateFairValue" xlink:label="loc_us-gaap_CollateralAlreadyPostedAggregateFairValue_C7751E36DE8DBBF30B7555C4F60B531F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CollateralAlreadyPostedAggregateFairValue_C7751E36DE8DBBF30B7555C4F60B531F" xlink:to="lab_us-gaap_CollateralAlreadyPostedAggregateFairValue_C7751E36DE8DBBF30B7555C4F60B531F" xlink:type="arc"/>

<link:label id="lab_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F_terseLabel_en-US" xlink:label="lab_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Share held by parent company (shares) </link:label>

<link:label id="lab_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F_label_en-US" xlink:label="lab_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Shares, Outstanding </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_SharesOutstanding" xlink:label="loc_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F" xlink:to="lab_us-gaap_SharesOutstanding_93E6E97FF62656FE774955C4F60C493F" xlink:type="arc"/>

<link:label id="lab_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Dividend paid on preferred stock </link:label>

<link:label id="lab_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A_label_en-US" xlink:label="lab_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Dividends, Preferred Stock, Cash </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DividendsPreferredStockCash" xlink:label="loc_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A" xlink:to="lab_us-gaap_DividendsPreferredStockCash_26D8110916D7DD5534DE55C4F60C2E2A" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivable transaction assistance fees </link:label>

<link:label id="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC_label_en-US" xlink:label="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivable Transaction Assistance Fees </link:label>

<link:label id="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC_documentation_en-US" xlink:label="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivable Transaction Assistance Fees </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivableTransactionAssistanceFees" xlink:label="loc_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC" xlink:to="lab_hsbcfc_ReceivableTransactionAssistanceFees_301F75F63730DA35EFB455C4F60C42BC" xlink:type="arc"/>

<link:label id="lab_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D_terseLabel_en-US" xlink:label="lab_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Purchase of senior subordinated debt held by non-affiliates </link:label>

<link:label id="lab_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D_label_en-US" xlink:label="lab_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Extinguishment of Debt, Amount </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ExtinguishmentOfDebtAmount" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D" xlink:to="lab_us-gaap_ExtinguishmentOfDebtAmount_9EC527255FEB88A295AB55C4F60C937D" xlink:type="arc"/>

<link:label id="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863_terseLabel_en-US" xlink:label="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transaction assistance fees </link:label>

<link:label id="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863_label_en-US" xlink:label="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Transaction Assistance Fees </link:label>

<link:label id="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863_documentation_en-US" xlink:label="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Transaction Assistance Fees </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_TransactionAssistanceFees" xlink:label="loc_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863" xlink:to="lab_hsbcfc_TransactionAssistanceFees_30B1104D533FDE72879255C4F60CA863" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831_terseLabel_en-US" xlink:label="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables services to affiliates </link:label>

<link:label id="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831_label_en-US" xlink:label="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Receivables Serviced To Affiliates </link:label>

<link:label id="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831_documentation_en-US" xlink:label="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Receivables Serviced To Affiliates </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ReceivablesServicedToAffiliates" xlink:label="loc_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831" xlink:to="lab_hsbcfc_ReceivablesServicedToAffiliates_23AABBBFBD24120FBFB755C4F60C3831" xlink:type="arc"/>

<link:label id="lab_us-gaap_DerivativeLiabilities_E074F897245623353A3D55C4F60C5175_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities_E074F897245623353A3D55C4F60C5175" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative related liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DerivativeLiabilities" xlink:label="loc_us-gaap_DerivativeLiabilities_E074F897245623353A3D55C4F60C5175" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilities_E074F897245623353A3D55C4F60C5175" xlink:to="lab_us-gaap_DerivativeLiabilities_E074F897245623353A3D55C4F60C5175" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E_terseLabel_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Derivative related expense </link:label>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E_label_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Derivative Related Income Expense </link:label>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E_documentation_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Includes changes in the fair value of derivatives designated as fair value hedges, along with the change in the fair value on the hedged risk. Also includes changes in the fair value of derivative instruments not designated as hedging instruments and ineffective portions of changes in fair value of hedging instruments. Excludes amounts related to items accounted for under fair value option. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DerivativeRelatedIncomeExpense" xlink:label="loc_hsbcfc_DerivativeRelatedIncomeExpense_28D42EEC0014705AFA7955C4F60D823E" xlink:type="locator"/>

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<link:label id="lab_us-gaap_VariableInterestEntityDisclosureTextBlock_6922896B6A2BFA9FBBD5E6A40FE000BF_terseLabel_en-US" xlink:label="lab_us-gaap_VariableInterestEntityDisclosureTextBlock_6922896B6A2BFA9FBBD5E6A40FE000BF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Variable Interest Entities </link:label>

<link:label id="lab_us-gaap_VariableInterestEntityDisclosureTextBlock_6922896B6A2BFA9FBBD5E6A40FE000BF_label_en-US" xlink:label="lab_us-gaap_VariableInterestEntityDisclosureTextBlock_6922896B6A2BFA9FBBD5E6A40FE000BF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Variable Interest Entity Disclosure [Text Block] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_VariableInterestEntityDisclosureTextBlock" xlink:label="loc_us-gaap_VariableInterestEntityDisclosureTextBlock_6922896B6A2BFA9FBBD5E6A40FE000BF" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InternalCreditAssessmentAxis_7F75B3968C0C9489F10EE6A40EF9A96C_terseLabel_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentAxis_7F75B3968C0C9489F10EE6A40EF9A96C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Internal Credit Assessment [Axis] </link:label>

<link:label id="lab_us-gaap_InternalCreditAssessmentAxis_7F75B3968C0C9489F10EE6A40EF9A96C_label_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentAxis_7F75B3968C0C9489F10EE6A40EF9A96C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Internal Credit Assessment [Axis] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InternalCreditAssessmentAxis" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_7F75B3968C0C9489F10EE6A40EF9A96C" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InternalCreditAssessmentDomain_3CDD9DFFE93B1DF117DBE6A40EF9E31A_terseLabel_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentDomain_3CDD9DFFE93B1DF117DBE6A40EF9E31A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Internal Credit Assessment [Domain] </link:label>

<link:label id="lab_us-gaap_InternalCreditAssessmentDomain_3CDD9DFFE93B1DF117DBE6A40EF9E31A_label_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentDomain_3CDD9DFFE93B1DF117DBE6A40EF9E31A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Internal Credit Assessment [Domain] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InternalCreditAssessmentDomain" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_3CDD9DFFE93B1DF117DBE6A40EF9E31A" xlink:type="locator"/>

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<link:label id="lab_us-gaap_PerformingFinancingReceivableMember_291BF46715522E8B3753E6A40EF9B50F_verboseLabel_en-US" xlink:label="lab_us-gaap_PerformingFinancingReceivableMember_291BF46715522E8B3753E6A40EF9B50F" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Accruing Receivables [Member] </link:label>

<link:label id="lab_us-gaap_PerformingFinancingReceivableMember_291BF46715522E8B3753E6A40EF9B50F_label_en-US" xlink:label="lab_us-gaap_PerformingFinancingReceivableMember_291BF46715522E8B3753E6A40EF9B50F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Performing Financial Instruments [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PerformingFinancingReceivableMember" xlink:label="loc_us-gaap_PerformingFinancingReceivableMember_291BF46715522E8B3753E6A40EF9B50F" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE_verboseLabel_en-US" xlink:label="lab_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Nonaccrual Receivables [Member] </link:label>

<link:label id="lab_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE_label_en-US" xlink:label="lab_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Nonperforming Financial Instruments [Member] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NonperformingFinancingReceivableMember" xlink:label="loc_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE" xlink:to="lab_us-gaap_NonperformingFinancingReceivableMember_CDDEFDFBD327A654ADBDE6A40EF98FEE" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7_terseLabel_en-US" xlink:label="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables </link:label>

<link:label id="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7_label_en-US" xlink:label="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans And Leases Receivable Gross Carrying Amount Excluding Commercial </link:label>

<link:label id="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7_documentation_en-US" xlink:label="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans And Leases Receivable Gross Carrying Amount Excluding Commercial. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial" xlink:label="loc_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7" xlink:to="lab_hsbcfc_LoansAndLeasesReceivableGrossCarryingAmountExcludingCommercial_278CE2E794358A456664E6A40EF969D7" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D_verboseLabel_en-US" xlink:label="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Delinquency threshold for loss reserves </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D_label_en-US" xlink:label="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Nonaccrual Status, Minimum Period Contractually Delinquent </link:label>

<link:label id="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D_documentation_en-US" xlink:label="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Financing Receivable, Nonaccrual Status, Minimum Period Contractually Delinquent </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent" xlink:label="loc_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D" xlink:to="lab_hsbcfc_FinancingReceivableNonaccrualStatusMinimumPeriodContractuallyDelinquent_3F84B795A655C7F1297AE6A40EF9597D" xlink:type="arc"/>

<link:label id="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6_terseLabel_en-US" xlink:label="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Nonaccrual loans carried at lower of amortized cost of fair value less cost to sell but less than 90 days delinquent </link:label>

<link:label id="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6_label_en-US" xlink:label="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans written down to lower of amortized cost or fair value of the collateral less cost that are nonaccruing and less than 90 days delinquent but excluded from nonaccrual loans </link:label>

<link:label id="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6_documentation_en-US" xlink:label="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans written down to lower of amortized cost or fair value of the collateral less cost that are nonaccruing and less than 90 days delinquent but excluded from nonaccrual loans </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans" xlink:label="loc_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6" xlink:to="lab_hsbcfc_Loanswrittendowntolowerofamortizedcostorfairvalueofthecollaterallesscostthatarenonaccruingandlessthan90daysdelinquentbutexcludedfromnonaccrualloans_71927427C9365E42F97EE6A40EF920B6" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_AC42304050A54BE65BAF3605AFC81295_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_AC42304050A54BE65BAF3605AFC81295" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash flows from operating activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_AC42304050A54BE65BAF3605AFC81295_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_AC42304050A54BE65BAF3605AFC81295" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_AC42304050A54BE65BAF3605AFC81295" xlink:type="locator"/>

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<link:label id="lab_us-gaap_NetIncomeLoss_DEA038EF572CAF067A8D3605AFC92BAF_totalLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss_DEA038EF572CAF067A8D3605AFC92BAF" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net income (loss) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetIncomeLoss" xlink:label="loc_us-gaap_NetIncomeLoss_DEA038EF572CAF067A8D3605AFC92BAF" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity_18C0AC49C6A8396114073605AFC9ABFA_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity_18C0AC49C6A8396114073605AFC9ABFA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income (loss) from discontinued operations </link:label>

<link:label id="lab_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity_18C0AC49C6A8396114073605AFC9ABFA_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity_18C0AC49C6A8396114073605AFC9ABFA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity" xlink:label="loc_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity_18C0AC49C6A8396114073605AFC9ABFA" xlink:type="locator"/>

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<link:label id="lab_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Income (loss) from continuing operations </link:label>

<link:label id="lab_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncomeLossFromContinuingOperations" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperations_F1170BAB692E2892CA803605AFC9B745" xlink:type="arc"/>

<link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Adjustments to reconcile income (loss) from continuing operations to net cash used in operating activities: </link:label>

<link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_59D99218FBD0FCA691AC3605AFC95EDF" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Lower of amortized cost or fair value adjustment on receivables held for sale </link:label>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185_label_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Lower Of Cost Or Fair Value Adjustment On Loans Held For Sale </link:label>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185_documentation_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Lower of cost or fair value adjustment on loans held for sale. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale" xlink:label="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185" xlink:to="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_D4212B7A5E2864E573843605AFC93185" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_2603F4F3B644A41AE05D3605AFC94BFF_negatedTerseLabel_en-US" xlink:label="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_2603F4F3B644A41AE05D3605AFC94BFF" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Gain on sale of real estate secured receivables </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossonSaleofRealEstateSecuredReceivables" xlink:label="loc_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_2603F4F3B644A41AE05D3605AFC94BFF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_2603F4F3B644A41AE05D3605AFC94BFF" xlink:to="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_2603F4F3B644A41AE05D3605AFC94BFF" xlink:type="arc"/>

<link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_A9538664256CD482FDFA3605AFC921E7_negatedLabel_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_A9538664256CD482FDFA3605AFC921E7" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Loss on extinguishment of debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_A9538664256CD482FDFA3605AFC921E7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_A9538664256CD482FDFA3605AFC921E7" xlink:to="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_A9538664256CD482FDFA3605AFC921E7" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A_terseLabel_en-US" xlink:label="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Provision for securities litigation liability </link:label>

<link:label id="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A_label_en-US" xlink:label="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Provision for Security Litigation Liability </link:label>

<link:label id="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A_documentation_en-US" xlink:label="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Provision for Security Litigation Liability </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ProvisionforSecurityLitigationLiability" xlink:label="loc_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A" xlink:to="lab_hsbcfc_ProvisionforSecurityLitigationLiability_26A095A550FBF068EFAE3605AFC9C88A" xlink:type="arc"/>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA_terseLabel_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Mark-to-market on debt designated at fair value and related derivatives </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA_label_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Mark To Market On Debt Designated At Fair Value And Related Derivatives </link:label>

<link:label id="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA_documentation_en-US" xlink:label="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Mark to market on debt designated at fair value and related derivatives. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives" xlink:label="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA" xlink:to="lab_hsbcfc_MarkToMarketOnDebtDesignatedAtFairValueAndRelatedDerivatives_AA87D5BF9C665FA7333F3605AFC95DAA" xlink:type="arc"/>

<link:label id="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB_terseLabel_en-US" xlink:label="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Foreign exchange and derivative movements on long-term debt and net change in non-fair value option related derivative assets and liabilities </link:label>

<link:label id="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB_label_en-US" xlink:label="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Foreign Exchange And Derivative Movements On Long Term Debt And Net Change In Non Fvo Related Derivative Assets And Liabilities </link:label>

<link:label id="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB_documentation_en-US" xlink:label="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Foreign exchange and derivative movements on long term debt and net change in non FVO related derivative assets and liabilities. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities" xlink:label="loc_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB" xlink:to="lab_hsbcfc_ForeignExchangeAndDerivativeMovementsOnLongTermDebtAndNetChangeInNonFvoRelatedDerivativeAssetsAndLiabilities_19D6D91FC23083E811883605AFC927EB" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Net change in other assets </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Operating Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_57DA069522DEFB74039B3605AFC938E4" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in other liabilities </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Operating Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_2634D7C780A69D7BE0373605AFC9904B" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Other, net </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Other Operating Assets and Liabilities, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_818123C0076AD970D85E3605AFC9E0BA" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash used in operating activities – continuing operations </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities, Continuing Operations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations_F629DDDE1D97EF8643B23605AFC9258F" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD_terseLabel_en-US" xlink:label="lab_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash used in operating activities – discontinued operations </link:label>

<link:label id="lab_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD_label_en-US" xlink:label="lab_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Provided by (Used in) Operating Activities, Discontinued Operations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" xlink:label="loc_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD" xlink:to="lab_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_4F9427713C5889A4B14A3605AFC967DD" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash used in operating activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Operating Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_2D013D3903F79FCA50EA3605AFC946D1" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash flows from investing activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_4A578A806D574BFF6D653605AFC99FC8" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in securities purchased under agreements to resell </link:label>

<link:label id="lab_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Payments for) Securities Purchased under Agreements to Resell </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell" xlink:label="loc_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4" xlink:to="lab_us-gaap_ProceedsFromPaymentsForSecuritiesPurchasedUnderAgreementsToResell_50596DD6DC51B4F0D11B3605AFCA84F4" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in interest bearing deposits with banks </link:label>

<link:label id="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Payments for) in Interest-bearing Deposits in Banks </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B" xlink:to="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_A760EFCEA9667822D6283605AFCA6F2B" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Receivables: </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Receivables [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInReceivablesAbstract" xlink:label="loc_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62" xlink:to="lab_us-gaap_IncreaseDecreaseInReceivablesAbstract_0F06EF9E0A5B510457AF3605AFCA9C62" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Net collections </link:label>

<link:label id="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Loans and Leases </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansAndLeases" xlink:label="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A" xlink:to="lab_us-gaap_PaymentsForProceedsFromLoansAndLeases_5363FEE32402F9625DAB3605AFCAA88A" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_C2D6AFF54CE7C154C1413605AFCA77A7_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_C2D6AFF54CE7C154C1413605AFCA77A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from sales of receivables </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromSaleOfLoansReceivable" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansReceivable_C2D6AFF54CE7C154C1413605AFCA77A7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfLoansReceivable_C2D6AFF54CE7C154C1413605AFCA77A7" xlink:to="lab_us-gaap_ProceedsFromSaleOfLoansReceivable_C2D6AFF54CE7C154C1413605AFCA77A7" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Proceeds from sales of real estate owned </link:label>

<link:label id="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from Sale of Foreclosed Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets" xlink:label="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7" xlink:to="lab_us-gaap_ProceedsFromSaleOfForeclosedAssets_273D64750367DE3AE2FA3605AFCA9FA7" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Sales of properties and equipment, net </link:label>

<link:label id="lab_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for (Proceeds from) Productive Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PaymentsForProceedsFromProductiveAssets" xlink:label="loc_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E" xlink:to="lab_us-gaap_PaymentsForProceedsFromProductiveAssets_C9439D61036E47CB0B913605AFCA447E" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash provided by investing activities – continuing operations </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities, Continuing Operations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesContinuingOperations_6424A52D2AF3D23C7CFF3605AFCA6285" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5_terseLabel_en-US" xlink:label="lab_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash provided by investing activities – discontinued operations </link:label>

<link:label id="lab_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5_label_en-US" xlink:label="lab_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Provided by (Used in) Investing Activities, Discontinued Operations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" xlink:label="loc_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5" xlink:to="lab_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_5307468C90E3014AC3733605AFCAE2F5" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash provided by investing activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Investing Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_B9CD953FA30C7468182C3605AFCA5DDC" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash flows from financing activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_461F0AF2CBD4498302DF3605AFCAEEC3" xlink:type="arc"/>

<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt: </link:label>

<link:label id="lab_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F_label_en-US" xlink:label="lab_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Proceeds from (Repayments of) Debt [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ProceedsFromRepaymentsOfDebtAbstract" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F" xlink:to="lab_us-gaap_ProceedsFromRepaymentsOfDebtAbstract_CC200D04C90239BAA7953605AFCA823F" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Net change in due to affiliates </link:label>

<link:label id="lab_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Increase (Decrease) in Due to Affiliates </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncreaseDecreaseInDueToAffiliates" xlink:label="loc_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4" xlink:to="lab_us-gaap_IncreaseDecreaseInDueToAffiliates_72C8DC0062FCC3D113933605AFCA20A4" xlink:type="arc"/>

<link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D_negatedLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt retired </link:label>

<link:label id="lab_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Repayments of Long-term Debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RepaymentsOfLongTermDebt" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D" xlink:to="lab_us-gaap_RepaymentsOfLongTermDebt_4F7A0DCABD942CD4042B3605AFCA372D" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US"> Debt extinguishment fees </link:label>

<link:label id="lab_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payment for Debt Extinguishment or Debt Prepayment Cost </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PaymentsOfDebtExtinguishmentCosts" xlink:label="loc_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6" xlink:to="lab_us-gaap_PaymentsOfDebtExtinguishmentCosts_62E8376CDFF2E867377E3605AFCAFDC6" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Redemption of preferred stock </link:label>

<link:label id="lab_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26_label_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments for Repurchase of Redeemable Preferred Stock </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfRedeemablePreferredStock_9770FD9895E3F9F72EB03605AFCACA26" xlink:type="arc"/>

<link:label id="lab_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US"> Dividends </link:label>

<link:label id="lab_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Payments of Dividends </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="loc_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23" xlink:to="lab_us-gaap_PaymentsOfDividends_5D06800FD36F3A3941BD3605AFCA1C23" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash used in financing activities – continuing operations </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities, Continuing Operations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperations_17BD0DBE4BB67E9881643605AFCA4CBB" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117_terseLabel_en-US" xlink:label="lab_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Cash used in financing activities – discontinued operations </link:label>

<link:label id="lab_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117_label_en-US" xlink:label="lab_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Provided by (Used in) Financing Activities, Discontinued Operations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" xlink:label="loc_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117" xlink:to="lab_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_26C0425785B6BF54DF1B3605AFCBA117" xlink:type="arc"/>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Cash used in financing activities </link:label>

<link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Cash Provided by (Used in) Financing Activities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_03F733F2BFA0F1C5D6BA3605AFCB2994" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63_totalLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net change in cash </link:label>

<link:label id="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash and Cash Equivalents, Period Increase (Decrease) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63" xlink:to="lab_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_E2512745C7C489C0961D3605AFCB9A63" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04_periodStartLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US"> Cash at beginning of period </link:label>

<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash and Cash Equivalents, at Carrying Value </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_29EB29C118353FD257243605AFCB6F04" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_1CC9131D5FC1FC87FDEB3605AFCBC6CE_periodEndLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_1CC9131D5FC1FC87FDEB3605AFCBC6CE" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US"> Cash at end of period </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_1CC9131D5FC1FC87FDEB3605AFCBC6CE" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_1CC9131D5FC1FC87FDEB3605AFCBC6CE" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_1CC9131D5FC1FC87FDEB3605AFCBC6CE" xlink:type="arc"/>

<link:label id="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A_terseLabel_en-US" xlink:label="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Supplemental Noncash Investing and Capital Activities: </link:label>

<link:label id="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A_label_en-US" xlink:label="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract" xlink:label="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A" xlink:to="lab_us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract_C36AF47230DC5132227D3605AFCB665A" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C_terseLabel_en-US" xlink:label="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Fair value of properties added to real estate owned </link:label>

<link:label id="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C_label_en-US" xlink:label="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Fair Value Of Properties Added To Real Estate Owned </link:label>

<link:label id="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C_documentation_en-US" xlink:label="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Fair value of properties added to real estate owned. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned" xlink:label="loc_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C" xlink:to="lab_hsbcfc_FairValueOfPropertiesAddedToRealEstateOwned_88A60D3D6AB9BA0A33003605AFCB907C" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71_terseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Transfer of receivables to held for sale </link:label>

<link:label id="lab_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71_label_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans Receivable Held-for-sale, Reconciliation to Cash Flow, Additions to Held-for-sale </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_6F46BCA33634374ABF2E3605AFCB0B71" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119_terseLabel_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest income that would have been recorded if the nonaccrual receivable had been current in accordance with contractual terms during the period </link:label>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119_label_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable, Impaired, Interest Recorded and Interest Lost on Nonaccrual Loans </link:label>

<link:label id="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119_documentation_en-US" xlink:label="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Loans and Leases Receivable, Impaired, Interest Recorded and Interest Lost on Nonaccrual Loans </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans" xlink:label="loc_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119" xlink:to="lab_hsbcfc_LoansandLeasesReceivableImpairedInterestRecordedandInterestLostonNonaccrualLoans_198BC51021F4DB25F873DEBA49A6C119" xlink:type="arc"/>

<link:label id="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1_verboseLabel_en-US" xlink:label="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Interest income that was recorded on nonaccrual receivables during the period </link:label>

<link:label id="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1_label_en-US" xlink:label="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Income Recorded on Nonaccrual Receivables </link:label>

<link:label id="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1_documentation_en-US" xlink:label="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Interest Income Recorded on Nonaccrual Receivables </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_InterestIncomeRecordedonNonaccrualReceivables" xlink:label="loc_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1" xlink:to="lab_hsbcfc_InterestIncomeRecordedonNonaccrualReceivables_5C45163B8D47476A2996DEBA49A790A1" xlink:type="arc"/>

<link:label id="lab_us-gaap_AssetsAbstract_E05A4C633DA158D32E94120220978AFF_netLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract_E05A4C633DA158D32E94120220978AFF" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US"> Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssetsAbstract" xlink:label="loc_us-gaap_AssetsAbstract_E05A4C633DA158D32E94120220978AFF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract_E05A4C633DA158D32E94120220978AFF" xlink:to="lab_us-gaap_AssetsAbstract_E05A4C633DA158D32E94120220978AFF" xlink:type="arc"/>

<link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_D929D6246410D5C0AB61120220975E16_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_D929D6246410D5C0AB61120220975E16" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Receivables held for sale (including $195 million and $750 million at September 30, 2017 and December 31, 2016, respectively, collateralizing long-term debt) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_D929D6246410D5C0AB61120220975E16" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_D929D6246410D5C0AB61120220975E16" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_D929D6246410D5C0AB61120220975E16" xlink:type="arc"/>

<link:label id="lab_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real estate owned </link:label>

<link:label id="lab_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF_label_en-US" xlink:label="lab_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Real Estate Acquired Through Foreclosure </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RealEstateAcquiredThroughForeclosure" xlink:label="loc_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF" xlink:to="lab_us-gaap_RealEstateAcquiredThroughForeclosure_E69882C9D0DCF6CB512612022097E0FF" xlink:type="arc"/>

<link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Deferred income taxes, net </link:label>

<link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Deferred Tax Assets, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80" xlink:to="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_D494E26B24BA86A95FBD12022097BC80" xlink:type="arc"/>

<link:label id="lab_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936_terseLabel_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Bank owned life insurance </link:label>

<link:label id="lab_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936_label_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Bank Owned Life Insurance </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_BankOwnedLifeInsurance" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936" xlink:to="lab_us-gaap_BankOwnedLifeInsurance_C7689BDCC0BA7F6DF94F120220975936" xlink:type="arc"/>

<link:label id="lab_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Assets of discontinued operations </link:label>

<link:label id="lab_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F_label_en-US" xlink:label="lab_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disposal Group, Including Discontinued Operation, Assets </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F" xlink:to="lab_us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation_F154FEC001E6D5AB0D6412022097B04F" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A_terseLabel_en-US" xlink:label="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Debt: </link:label>

<link:label id="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A_label_en-US" xlink:label="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt [Abstract] </link:label>

<link:label id="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A_documentation_en-US" xlink:label="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Debt. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DebtAbstract" xlink:label="loc_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A" xlink:to="lab_hsbcfc_DebtAbstract_6E0720F4B359B18F3D5B12022097FB1A" xlink:type="arc"/>

<link:label id="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_248FC2C975932C44576F120220973D70_verboseLabel_en-US" xlink:label="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_248FC2C975932C44576F120220973D70" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Due to affiliates (including $- million and $485 million at September 30, 2017 and December 31, 2016, respectively, carried at fair value) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DueToRelatedPartiesCurrentAndNoncurrent" xlink:label="loc_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_248FC2C975932C44576F120220973D70" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_248FC2C975932C44576F120220973D70" xlink:to="lab_us-gaap_DueToRelatedPartiesCurrentAndNoncurrent_248FC2C975932C44576F120220973D70" xlink:type="arc"/>

<link:label id="lab_us-gaap_LongTermDebt_87F9F1FE0E7E98C65F53120220975B26_verboseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt_87F9F1FE0E7E98C65F53120220975B26" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Long-term debt (including $253 million and $1.3 billion at September 30, 2017 and December 31, 2016, respectively, carried at fair value and $76 million and $404 million at September 30, 2017 and December 31, 2016, respectively, collateralized by receivables) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LongTermDebt" xlink:label="loc_us-gaap_LongTermDebt_87F9F1FE0E7E98C65F53120220975B26" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt_87F9F1FE0E7E98C65F53120220975B26" xlink:to="lab_us-gaap_LongTermDebt_87F9F1FE0E7E98C65F53120220975B26" xlink:type="arc"/>

<link:label id="lab_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57_totalLabel_en-US" xlink:label="lab_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total debt </link:label>

<link:label id="lab_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57_label_en-US" xlink:label="lab_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Debt and Capital Lease Obligations </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DebtAndCapitalLeaseObligations" xlink:label="loc_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57" xlink:to="lab_us-gaap_DebtAndCapitalLeaseObligations_7C4E6EDABCED12058AB0120220978F57" xlink:type="arc"/>

<link:label id="lab_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2_terseLabel_en-US" xlink:label="lab_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liability for postretirement benefits </link:label>

<link:label id="lab_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2_label_en-US" xlink:label="lab_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Postemployment Benefits Liability </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent" xlink:label="loc_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2" xlink:to="lab_us-gaap_PostemploymentBenefitsLiabilityCurrentAndNoncurrent_8A9EF70D06410D914458120220970EB2" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Liabilities of discontinued operations </link:label>

<link:label id="lab_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6_label_en-US" xlink:label="lab_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Disposal Group, Including Discontinued Operation, Liabilities </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation" xlink:label="loc_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6" xlink:to="lab_us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation_0C48BD7948A13E2CCF461202209777D6" xlink:type="arc"/>

<link:label id="lab_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Equity </link:label>

<link:label id="lab_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Stockholders' Equity Attributable to Parent [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="loc_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450" xlink:to="lab_us-gaap_StockholdersEquityAbstract_FB1CEFC437F8A2796ADD12022097B450" xlink:type="arc"/>

<link:label id="lab_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Redeemable preferred stock: </link:label>

<link:label id="lab_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5_label_en-US" xlink:label="lab_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Number of Shares, Par Value and Other Disclosures [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract" xlink:label="loc_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5" xlink:to="lab_us-gaap_PreferredStockNumberOfSharesParValueAndOtherDisclosuresAbstract_93B4CFADB0C7663276911202209738F5" xlink:type="arc"/>

<link:label id="lab_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Series C ($0.01 par value, 1,000 shares authorized; 1,000 shares issued and outstanding at September 30, 2017 and December 31, 2016) </link:label>

<link:label id="lab_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B_label_en-US" xlink:label="lab_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Preferred Stock, Value, Issued </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PreferredStockValue" xlink:label="loc_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B" xlink:to="lab_us-gaap_PreferredStockValue_B6ED3C713CF8C06914BB12022097356B" xlink:type="arc"/>

<link:label id="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2_terseLabel_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common equity: </link:label>

<link:label id="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2_label_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Shareholders Equity [Abstract] </link:label>

<link:label id="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2_documentation_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Common shareholders' equity. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_CommonShareholdersEquityAbstract" xlink:label="loc_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2" xlink:to="lab_hsbcfc_CommonShareholdersEquityAbstract_E83C68F494D2572F5E4D1202209760E2" xlink:type="arc"/>

<link:label id="lab_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Common stock ($0.01 par value, 100 shares authorized; 68 shares issued and outstanding at September 30, 2017 and December 31, 2016) </link:label>

<link:label id="lab_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B_label_en-US" xlink:label="lab_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Common Stock, Value, Issued </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_CommonStockValue" xlink:label="loc_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B" xlink:to="lab_us-gaap_CommonStockValue_62F26CBA683AEC19F158120220978B3B" xlink:type="arc"/>

<link:label id="lab_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Additional paid-in capital </link:label>

<link:label id="lab_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Additional Paid in Capital, Common Stock </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180" xlink:to="lab_us-gaap_AdditionalPaidInCapitalCommonStock_D9397160415E806659CC120220978180" xlink:type="arc"/>

<link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated deficit </link:label>

<link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Retained Earnings (Accumulated Deficit) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit_B05E1619F8CCC9991BD1120220974290" xlink:type="arc"/>

<link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_C37B5D2987DDABFC476E12022097838F_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_C37B5D2987DDABFC476E12022097838F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Accumulated other comprehensive income (loss) </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_C37B5D2987DDABFC476E12022097838F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_C37B5D2987DDABFC476E12022097838F" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_C37B5D2987DDABFC476E12022097838F" xlink:type="arc"/>

<link:label id="lab_hsbcfc_CommonShareholdersEquity_C72C6237AA3E9E0ED0F212022097D231_totalLabel_en-US" xlink:label="lab_hsbcfc_CommonShareholdersEquity_C72C6237AA3E9E0ED0F212022097D231" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total common equity </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_CommonShareholdersEquity" xlink:label="loc_hsbcfc_CommonShareholdersEquity_C72C6237AA3E9E0ED0F212022097D231" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_CommonShareholdersEquity_C72C6237AA3E9E0ED0F212022097D231" xlink:to="lab_hsbcfc_CommonShareholdersEquity_C72C6237AA3E9E0ED0F212022097D231" xlink:type="arc"/>

<link:label id="lab_us-gaap_StockholdersEquity_1E7FD7AB870A9C81052C12022097F307_totalLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity_1E7FD7AB870A9C81052C12022097F307" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total equity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="loc_us-gaap_StockholdersEquity_1E7FD7AB870A9C81052C12022097F307" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity_1E7FD7AB870A9C81052C12022097F307" xlink:to="lab_us-gaap_StockholdersEquity_1E7FD7AB870A9C81052C12022097F307" xlink:type="arc"/>

<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total liabilities and equity </link:label>

<link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Liabilities and Equity </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity_17D3AE2783C146E3866C12022097A142" xlink:type="arc"/>

<link:label id="lab_us-gaap_IncomeStatementAbstract_01914FE15FB04EDA0C2E555DED55AF7E_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract_01914FE15FB04EDA0C2E555DED55AF7E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Income Statement [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_IncomeStatementAbstract" xlink:label="loc_us-gaap_IncomeStatementAbstract_01914FE15FB04EDA0C2E555DED55AF7E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract_01914FE15FB04EDA0C2E555DED55AF7E" xlink:to="lab_us-gaap_IncomeStatementAbstract_01914FE15FB04EDA0C2E555DED55AF7E" xlink:type="arc"/>

<link:label id="lab_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701_terseLabel_en-US" xlink:label="lab_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Legal Entity [Axis] </link:label>

<link:label id="lab_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701_label_en-US" xlink:label="lab_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Legal Entity [Axis] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701" xlink:to="lab_dei_LegalEntityAxis_448EDA6ADEEAB88FAEF9555DED586701" xlink:type="arc"/>

<link:label id="lab_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001_terseLabel_en-US" xlink:label="lab_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Entity [Domain] </link:label>

<link:label id="lab_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001_label_en-US" xlink:label="lab_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Entity [Domain] </link:label>

<link:loc xlink:href="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001" xlink:to="lab_dei_EntityDomain_1C4DE3979FB8FFBBB215555DED582001" xlink:type="arc"/>

<link:label id="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808_terseLabel_en-US" xlink:label="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Non-affiliates [Member] </link:label>

<link:label id="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808_label_en-US" xlink:label="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Non Affiliates [Member] </link:label>

<link:label id="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808_documentation_en-US" xlink:label="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Non-affiliates. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_NonAffiliatesMember" xlink:label="loc_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808" xlink:to="lab_hsbcfc_NonAffiliatesMember_4CCF7239324778417E72555DED589808" xlink:type="arc"/>

<link:label id="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7_terseLabel_en-US" xlink:label="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> HSBC affiliates [Member] </link:label>

<link:label id="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7_label_en-US" xlink:label="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Affiliates [Member] </link:label>

<link:label id="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7_documentation_en-US" xlink:label="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Affiliates. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_AffiliatesMember" xlink:label="loc_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7" xlink:to="lab_hsbcfc_AffiliatesMember_D57BA143E6566ED6D6E2555DED591FC7" xlink:type="arc"/>

<link:label id="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A_terseLabel_en-US" xlink:label="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest income </link:label>

<link:label id="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A_label_en-US" xlink:label="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Finance And Other Interest Income </link:label>

<link:label id="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A_documentation_en-US" xlink:label="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Interest income from receivables and noninsurance investment securities, amortized deferred fees and costs on originated loans and premiums/discounts on purchased loans. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_FinanceAndOtherInterestIncome" xlink:label="loc_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A" xlink:to="lab_hsbcfc_FinanceAndOtherInterestIncome_EA1DDE22ED04EF86422E555DED59CB7A" xlink:type="arc"/>

<link:label id="lab_us-gaap_InterestExpenseAbstract_8FC90186E773A1B83359555DED5B7B7D_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseAbstract_8FC90186E773A1B83359555DED5B7B7D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest expense on debt held by: </link:label>

<link:label id="lab_us-gaap_InterestExpenseAbstract_8FC90186E773A1B83359555DED5B7B7D_label_en-US" xlink:label="lab_us-gaap_InterestExpenseAbstract_8FC90186E773A1B83359555DED5B7B7D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Expense [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpenseAbstract" xlink:label="loc_us-gaap_InterestExpenseAbstract_8FC90186E773A1B83359555DED5B7B7D" xlink:type="locator"/>

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<link:label id="lab_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Interest expense </link:label>

<link:label id="lab_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976_label_en-US" xlink:label="lab_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Interest Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InterestExpense" xlink:label="loc_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976" xlink:to="lab_us-gaap_InterestExpense_E8B53CCAAAEA89F111B3555DED5BC976" xlink:type="arc"/>

<link:label id="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230_totalLabel_en-US" xlink:label="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net interest income (expense) </link:label>

<link:label id="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230_label_en-US" xlink:label="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Interest Income </link:label>

<link:label id="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230_documentation_en-US" xlink:label="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Net interest income from receivables and noninsurance investment securities reduced by interest expense. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_NetInterestIncome" xlink:label="loc_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230" xlink:to="lab_hsbcfc_NetInterestIncome_03C4546BEA0448E0E801555DED5BC230" xlink:type="arc"/>

<link:label id="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978_totalLabel_en-US" xlink:label="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Net interest income (expense) after provision for credit losses </link:label>

<link:label id="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978_label_en-US" xlink:label="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Net Interest Income Loss After Provision For Credit Losses </link:label>

<link:label id="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978_documentation_en-US" xlink:label="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> Net interest income from receivables and noninsurance investment securities reduced by interest expense and provisions for credit losses. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses" xlink:label="loc_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978" xlink:to="lab_hsbcfc_NetInterestIncomeLossAfterProvisionForCreditLosses_2594725EE70C75A23E7F555DED5B9978" xlink:type="arc"/>

<link:label id="lab_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other revenues: </link:label>

<link:label id="lab_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E_label_en-US" xlink:label="lab_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noninterest Income [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NoninterestIncomeAbstract" xlink:label="loc_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E" xlink:to="lab_us-gaap_NoninterestIncomeAbstract_B7C05F28241211EA38E2555DED5C323E" xlink:type="arc"/>

<link:label id="lab_hsbcfc_DerivativeRelatedIncomeExpense_39EECDE1916C269D8BCA555DED5C9AD4_verboseLabel_en-US" xlink:label="lab_hsbcfc_DerivativeRelatedIncomeExpense_39EECDE1916C269D8BCA555DED5C9AD4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US"> Derivative related income (expense) </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_DerivativeRelatedIncomeExpense" xlink:label="loc_hsbcfc_DerivativeRelatedIncomeExpense_39EECDE1916C269D8BCA555DED5C9AD4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_DerivativeRelatedIncomeExpense_39EECDE1916C269D8BCA555DED5C9AD4" xlink:to="lab_hsbcfc_DerivativeRelatedIncomeExpense_39EECDE1916C269D8BCA555DED5C9AD4" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_5ED5455A3ED43CC77B90555DED5C05E4_terseLabel_en-US" xlink:label="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_5ED5455A3ED43CC77B90555DED5C05E4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (loss) on debt designated at fair value and related derivatives </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative" xlink:label="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_5ED5455A3ED43CC77B90555DED5C05E4" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_5ED5455A3ED43CC77B90555DED5C05E4" xlink:to="lab_hsbcfc_GainLossOnDebtDesignatedAtFairValueAndRelatedDerivative_5ED5455A3ED43CC77B90555DED5C05E4" xlink:type="arc"/>

<link:label id="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_40B1FFA0170A9A8A5312555DED61CA27_terseLabel_en-US" xlink:label="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_40B1FFA0170A9A8A5312555DED61CA27" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Lower of amortized cost or fair value adjustment on receivables held for sale </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale" xlink:label="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_40B1FFA0170A9A8A5312555DED61CA27" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_40B1FFA0170A9A8A5312555DED61CA27" xlink:to="lab_hsbcfc_LowerOfCostOrFairValueAdjustmentOnLoansHeldForSale_40B1FFA0170A9A8A5312555DED61CA27" xlink:type="arc"/>

<link:label id="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_25807A6FCCD52966F00E555DED61E74E_terseLabel_en-US" xlink:label="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_25807A6FCCD52966F00E555DED61E74E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Gain (loss) on sale of real estate secured receivables </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_GainLossonSaleofRealEstateSecuredReceivables" xlink:label="loc_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_25807A6FCCD52966F00E555DED61E74E" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_25807A6FCCD52966F00E555DED61E74E" xlink:to="lab_hsbcfc_GainLossonSaleofRealEstateSecuredReceivables_25807A6FCCD52966F00E555DED61E74E" xlink:type="arc"/>

<link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_09A5FCFB722108BF7528555DED611B17_terseLabel_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_09A5FCFB722108BF7528555DED611B17" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Loss on extinguishment of debt </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_09A5FCFB722108BF7528555DED611B17" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_09A5FCFB722108BF7528555DED611B17" xlink:to="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_09A5FCFB722108BF7528555DED611B17" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06_terseLabel_en-US" xlink:label="lab_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other income </link:label>

<link:label id="lab_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06_label_en-US" xlink:label="lab_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Operating Income (Expense), Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherOperatingIncomeExpenseNet" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06" xlink:to="lab_us-gaap_OtherOperatingIncomeExpenseNet_9CEDC499A3437573675C555DED623A06" xlink:type="arc"/>

<link:label id="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D_totalLabel_en-US" xlink:label="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total other revenues </link:label>

<link:label id="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D_label_en-US" xlink:label="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Revenues </link:label>

<link:label id="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D_documentation_en-US" xlink:label="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US"> All other revenue from sources other than interest income from receivables and noninsurance investment securities. </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_OtherRevenues" xlink:label="loc_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D" xlink:to="lab_hsbcfc_OtherRevenues_94065C44B12F99FD5C7B555DED625F1D" xlink:type="arc"/>

<link:label id="lab_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Operating expenses: </link:label>

<link:label id="lab_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F_label_en-US" xlink:label="lab_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noninterest Expense [Abstract] </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NoninterestExpenseAbstract" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F" xlink:to="lab_us-gaap_NoninterestExpenseAbstract_DE8A898F7143BE6A2E32555DED626F8F" xlink:type="arc"/>

<link:label id="lab_us-gaap_LaborAndRelatedExpense_5B13D683274828104B5C555DED62133A_terseLabel_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense_5B13D683274828104B5C555DED62133A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Salaries and employee benefits </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LaborAndRelatedExpense" xlink:label="loc_us-gaap_LaborAndRelatedExpense_5B13D683274828104B5C555DED62133A" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LaborAndRelatedExpense_5B13D683274828104B5C555DED62133A" xlink:to="lab_us-gaap_LaborAndRelatedExpense_5B13D683274828104B5C555DED62133A" xlink:type="arc"/>

<link:label id="lab_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D_terseLabel_en-US" xlink:label="lab_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Occupancy and equipment expenses, net </link:label>

<link:label id="lab_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D_label_en-US" xlink:label="lab_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Occupancy, Net </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OccupancyNet" xlink:label="loc_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D" xlink:to="lab_us-gaap_OccupancyNet_C55EE6FF2412B154E645555DED62372D" xlink:type="arc"/>

<link:label id="lab_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3_terseLabel_en-US" xlink:label="lab_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Real estate owned expenses </link:label>

<link:label id="lab_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3_label_en-US" xlink:label="lab_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Foreclosed Real Estate Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ForeclosedRealEstateExpense" xlink:label="loc_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3" xlink:to="lab_us-gaap_ForeclosedRealEstateExpense_3AEE6421AD373716A739555DED62ACF3" xlink:type="arc"/>

<link:label id="lab_hsbcfc_SupportServicesFromAffiliates_E18AA730288F2BEB03E5555DED6289AC_terseLabel_en-US" xlink:label="lab_hsbcfc_SupportServicesFromAffiliates_E18AA730288F2BEB03E5555DED6289AC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Support services from HSBC affiliates </link:label>

<link:loc xlink:href="hsbcfc-20170930.xsd#hsbcfc_SupportServicesFromAffiliates" xlink:label="loc_hsbcfc_SupportServicesFromAffiliates_E18AA730288F2BEB03E5555DED6289AC" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hsbcfc_SupportServicesFromAffiliates_E18AA730288F2BEB03E5555DED6289AC" xlink:to="lab_hsbcfc_SupportServicesFromAffiliates_E18AA730288F2BEB03E5555DED6289AC" xlink:type="arc"/>

<link:label id="lab_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757_terseLabel_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US"> Other expenses </link:label>

<link:label id="lab_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757_label_en-US" xlink:label="lab_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Other Cost and Expense, Operating </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OtherCostAndExpenseOperating" xlink:label="loc_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757" xlink:type="locator"/>

<link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757" xlink:to="lab_us-gaap_OtherCostAndExpenseOperating_4B6D062236CA52778E4A555DED636757" xlink:type="arc"/>

<link:label id="lab_us-gaap_NoninterestExpense_70C4959CAACBFD4CA8B6555DED63A5B8_totalLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpense_70C4959CAACBFD4CA8B6555DED63A5B8" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US"> Total operating expenses </link:label>

<link:label id="lab_us-gaap_NoninterestExpense_70C4959CAACBFD4CA8B6555DED63A5B8_label_en-US" xlink:label="lab_us-gaap_NoninterestExpense_70C4959CAACBFD4CA8B6555DED63A5B8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US"> Noninterest Expense </link:label>

<link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_NoninterestExpense" xlink:label="loc_us-gaap_NoninterestExpense_70C4959CAACBFD4CA8B6555DED63A5B8" xlink:type="locator"/>

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Filing Submission 0000354964-17-000029 – Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

HSBC Finance Corp – ‘10-Q’ for 9/30/17 – ‘EX-101.LAB’

On: Monday, 10/30/17, at 6:02am ET · For: 9/30/17 · Accession #: 354964-17-29 · File #: 1-08198

Previous ‘10-Q’: ‘10-Q’ on 7/31/17 for 6/30/17 · Latest ‘10-Q’: This Filing

Quarterly Report — Form 10-Q — Sect. 13 / 15(d) – SEA’34Filing Table of Contents

‘EX-101.LAB’ — XBRL Labels — hsbcfc-20170930_lab

This Exhibit is an XBRL XML File.

Quarterly Report — Form 10-Q — Sect. 13 / 15(d) – SEA’34
Filing Table of Contents