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– Release Delayed ·As Of Filer Filing For·On·As Docs:Size 2/23/12 Bank of America Corp/DE 10-K¶ 12/31/11 182:115M |
Document/Exhibit Description Pages Size 1: 10-K Annual Report HTML 7.12M 182: CORRESP ¶ Comment-Response or Other Letter to the SEC HTML 47K 2: EX-4.FF Instrument Defining the Rights of Security Holders HTML 68K 3: EX-4.GG Instrument Defining the Rights of Security Holders HTML 69K 4: EX-10.I Material Contract HTML 123K 5: EX-10.JJJ Material Contract HTML 298K 7: EX-21 Subsidiaries List HTML 505K 8: EX-23.A Consent of Experts or Counsel HTML 49K 9: EX-23.B Consent of Experts or Counsel HTML 49K 10: EX-24.A Power of Attorney HTML 65K 11: EX-24.B Power of Attorney HTML 52K 16: EX-99.A Miscellaneous Exhibit HTML 171K 17: EX-99.B Miscellaneous Exhibit HTML 156K 6: EX-12 Statement re: Computation of Ratios HTML 83K 12: EX-31.A Certification -- §302 - SOA'02 HTML 52K 13: EX-31.B Certification -- §302 - SOA'02 HTML 52K 14: EX-32.A Certification -- §906 - SOA'02 HTML 48K 15: EX-32.B Certification -- §906 - SOA'02 HTML 48K 126: R1 Document and Entity Information Document HTML 74K 92: R2 Consolidated Statement of Income HTML 235K 117: R3 Consolidated Balance Sheet HTML 230K 131: R4 Consolidated Balance Sheet (Parenthetical) HTML 128K 166: R5 Consolidated Statement of Changes in Shareholders' HTML 165K Equity 98: R6 Consolidated Statement of Cash Flows HTML 227K 116: R7 Consolidated Statement of Cash Flows HTML 104K (Parenthetical) 85: R8 Summary of Significant Accounting Principles HTML 157K 70: R9 Merger and Restructuring Activity HTML 86K 168: R10 Trading Account Assets and Liabilities HTML 72K 133: R11 Derivatives HTML 806K 132: R12 Securities HTML 691K 143: R13 Outstanding Loans and Leases HTML 1.23M 144: R14 Allowance for Credit Losses HTML 258K 138: R15 Securitizations and Other Variable Interest HTML 818K Entities 146: R16 Representations and Warranties Obligations and HTML 239K Corporate Guarantees 118: R17 Goodwill and Intangible Assets HTML 113K 128: R18 Deposits HTML 89K 136: R19 Federal Funds Sold, Securities Borrowed or HTML 133K Purchased Under Agreements to Resell and Short-term Borrowings 180: R20 Long-term Debt HTML 465K 158: R21 Commitments and Contingencies HTML 316K 108: R22 Shareholders' Equity HTML 242K 135: R23 Accumulated Other Comprehensive Income HTML 130K 112: R24 Earnings Per Common Share HTML 105K 57: R25 Regulatory Requirements and Restrictions HTML 156K 160: R26 Employee Benefit Plans HTML 890K 173: R27 Stock-based Compensation Plans HTML 102K 79: R28 Income Taxes HTML 273K 78: R29 Fair Value Measurements HTML 1.36M 83: R30 Fair Value Option HTML 223K 84: R31 Fair Value of Financial Instruments HTML 78K 86: R32 Mortgage Servicing Rights HTML 127K 38: R33 Business Segment Information HTML 330K 155: R34 Parent Company Information HTML 193K 104: R35 Performance by Geographic Area HTML 119K 109: R36 Summary of Significant Accounting Principles HTML 273K (Policies) 63: R37 Merger and Restructuring Activity (Tables) HTML 76K 179: R38 Trading Account Assets and Liabilities (Tables) HTML 78K 24: R39 Derivatives (Tables) HTML 773K 89: R40 Securities (Tables) HTML 686K 164: R41 Outstanding Loans and Leases (Tables) HTML 1.21M 60: R42 Allowance for Credit Losses (Tables) HTML 254K 77: R43 Securitizations and Other Variable Interest HTML 760K Entities (Tables) 82: R44 Representations and Warranties Obligations and HTML 142K Corporate Guarantees (Tables) 94: R45 Goodwill and Intangible Assets (Tables) HTML 99K 37: R46 Deposits (Tables) HTML 86K 69: R47 Federal Funds Sold, Securities Borrowed or HTML 129K Purchased Under Agreements to Resell and Short-term Borrowings (Tables) 29: R48 Long-term Debt (Tables) HTML 448K 162: R49 Commitments and Contingencies (Tables) HTML 124K 59: R50 Shareholders' Equity (Tables) HTML 192K 157: R51 Accumulated Other Comprehensive Income (Loss) HTML 179K (Tables) 64: R52 Earnings Per Common Share (Tables) HTML 92K 90: R53 Regulatory Requirements and Restrictions (Tables) HTML 123K 27: R54 Employee Benefit Plans (Tables) HTML 957K 33: R55 Stock-based Compensation Plans (Tables) HTML 75K 81: R56 Income Taxes (Tables) HTML 268K 45: R57 Fair Value Measurements (Tables) HTML 2.07M 169: R58 Fair Value Option (Tables) HTML 211K 102: R59 Fair Value of Financial Instruments (Tables) HTML 72K 140: R60 Mortgage Servicing Rights (Tables) HTML 130K 68: R61 Business Segment Information (Tables) HTML 372K 73: R62 Prent Company Information (Tables) HTML 193K 152: R63 Performance by Geographic Area Performance by HTML 118K Geographic Area (Tables) 147: R64 Summary of Significant Accounting Principles HTML 105K (Details) 107: R65 Merger and Restructuring Activity (Details) HTML 74K 150: R66 Trading Account Assets and Liabilities (Details) HTML 63K 65: R67 Derivatives - Derivative Balances (Details) HTML 177K 113: R68 Derivatives - Derivatives Designated as Accounting HTML 66K Hedges - Fair Value Hedges (Details) 172: R69 Derivatives - Derivatives Designated as Accounting HTML 87K Hedges - Cash Flow Hedges (Details) 31: R70 Derivatives - Economic Hedges (Details) HTML 64K 56: R71 Derivatives - Sales and Trading Revenue (Details) HTML 89K 91: R72 Derivatives - Credit Derivatives (Details) HTML 137K 43: R73 Derivatives - Credit-related Contingent Features HTML 69K and Collateral (Details) 178: R74 Derivatives - Derivative Valuation Adjustments HTML 58K (Details) 61: R75 Securities - Amortized Cost, Gains and Losses, and HTML 151K Fair Value (Details) 48: R76 Securities Securities - OTTI and Loss (Details) HTML 107K 55: R77 Securities Securities - Gross Unrealized Losses HTML 134K (Details) 34: R78 Securities Securities - U.S. GSE, Agency, and HTML 62K Treasury Securities (Details) 39: R79 Securities Securities - Expected Maturity HTML 231K (Details) 129: R80 Securities Securities - Realized Gains and Losses HTML 57K (Details) 53: R81 Securities Securities - Certain Corporate and HTML 78K Strategic Investments (Details) 170: R82 Outstanding Loans and Leases (Details) HTML 228K 87: R83 Outstanding Loans and Leases - Nonperforming HTML 88K (Details) 137: R84 Outstanding Loans and Leases - Credit Quality HTML 235K Indicators (Details) 149: R85 Outstanding Loans and Leases - Home Loans Impaired HTML 115K Loans (Details) 50: R86 Outstanding Loans and Leases - Home Loan TDRs HTML 120K (Details) 54: R87 Outstanding Loans and Leases - Credit Card and HTML 126K Other TDRs (Details) 167: R88 Outstanding Loans and Leases - Impaired Loans HTML 123K Commercial Loans (Details) 44: R89 Outstanding Loans and Leases - Commercial Loans HTML 60K TDRs (Details) 130: R90 Outstanding Loans and Leases - Purchased HTML 60K Credit-Impaired Loans (Details) 121: R91 Outstanding Loans and Leases - Loans Held-for-Sale HTML 52K (Details) 153: R92 Allowance for Credit Losses (Details) HTML 135K 120: R93 Allowance and Carrying Value of Outstanding Loans HTML 110K and Leases by Portfolio Segment (Details) 99: R94 Securitizations and Other Variable Interest HTML 85K Entities - First Lien Mortgages (Details) 161: R95 Securitizations and Other Variable Interest HTML 201K Entities - First Lien Mortgages VIE (Details) 95: R96 Securitizations and Other Variable Interest HTML 127K Entities - Home Equity Loans (Details) 62: R97 Securitizations and Other Variable Interest HTML 108K Entities - Credit Card (Details) 110: R98 Securitizations and Other Variable Interest HTML 192K Entities - Other Asset Backed (Details) 103: R99 Securitizations and Other Variable Interest HTML 128K Entities - CDO Vehicle (Details) 80: R100 Securitizations and Other Variable Interest HTML 126K Entities - Customer Vehicles (Details) 181: R101 Securitizations and Other Variable Interest HTML 151K Entities - Other (Details) 151: R102 Representations and Warranties Obligations and HTML 202K Corporate Guarantees (Details) 119: R103 Representations and Warranties Obligations and HTML 65K Corporate Guarantees - Outstanding Claims (Details) 36: R104 Representations and Warranties Obligations and HTML 60K Corporate Guarantees - Loan Repurchases (Details) 163: R105 Representations and Warranties Obligations and HTML 56K Corporate Guarantees - Liabilities (Details) 171: R106 Goodwill Balances by Business Segment (Details) HTML 70K 165: R107 Goodwill and Intangible Assets Intangible Assets HTML 89K (Details) 114: R108 Deposits (Details) HTML 88K 46: R109 Federal Funds Sold, Securities Borrowed or HTML 76K Purchased Under Agreements to Resell and Short-term Borrowings (Details) 142: R110 Long-term Debt - Balances (Details) HTML 87K 66: R111 Long-term Debt - Interest Rates (Details) HTML 77K 26: R112 Long-Term Debt - Aggregate Annual Maturities HTML 85K (Details) 97: R113 Long-term Debt - Narrative (Details) HTML 115K 88: R114 Long-term Debt - Negotiated Exchanges (Details) HTML 68K 159: R115 Long-term Debt - Trust and Hybrid Securities HTML 234K (Details) 72: R116 Commitments and Contingencies (Details) HTML 342K 175: R117 Shareholders' Equity - Textuals (Details) HTML 282K 40: R118 Shareholders' Equity - Preferred Stock and Trust HTML 58K Preferred Securites (Details) 125: R119 Shareholders' Equity (Details) HTML 119K 148: R120 Accumulated Other Income (Loss) (Details) HTML 151K 30: R121 Earnings Per Common Share (Details) HTML 127K 122: R122 Regulatory Requirements and Restrictions (Details) HTML 110K 111: R123 Regulatory Requirements and Restrictions - HTML 105K Regulatory Capital (Details) 32: R124 Employee Benefit Plans - Narrative (Details) HTML 106K 127: R125 Employee Benefit Plans (Details) HTML 163K 177: R126 Employee Benefit Plans - Amounts Recognized on the HTML 60K Balance Sheet (Details) 41: R127 Employee Benefit Plans - ABO and PBO in Excess of HTML 68K Plan Assets (Details) 74: R128 Employee Benefit Plans - Components of Periodic HTML 109K Benefit Cost (Income) (Details) 154: R129 Employee Benefit Plans - Pre-Tax Amounts Included HTML 73K in Accumulated OCI (Details) 176: R130 Employee Benefit Plans - Other Changes Recognized HTML 96K in OCI (Details) 106: R131 Employee Benefit Plans - Amount Amortized from HTML 67K Accumulated OCI (Details) 123: R132 Employee Benefit Plans - Target Allocation HTML 73K (Details) 42: R133 Employee Benefit Plans - Fair Value of Plan Assets HTML 145K (Details) 47: R134 Employee Benefit Plans - Fair Value Measurements HTML 101K (Details) 96: R135 Employee Benefit Plans - Projected Benefit HTML 74K Payments (Details) 76: R136 Stock-based Compensation Plans (Details) HTML 204K 145: R137 Income Taxes (Details) HTML 347K 100: R138 Fair Value Measurements - Recurring Fair Value HTML 211K (Details) 71: R139 Fair Value Measurements - Reconciliation (Details) HTML 277K 101: R140 Fair Value Measurements - Gains and Losses HTML 212K (Details) 58: R141 Fair Value Measurements - Nonrecurring Fair Value HTML 69K (Details) 25: R142 Fair Value Measurements - Narrative (Details) HTML 77K 156: R143 Fair Value Option Election (Details) HTML 73K 134: R144 Fair Value Option - Changes in FV of Assets and HTML 104K Liabilities (Details) 51: R145 Fair Value of Financial Instruments (Details) HTML 66K 124: R146 Mortgage Servicing Rights (Details) HTML 83K 105: R147 Mortgage Servicing Rights - Fair Value of MSRs HTML 53K (Details) 49: R148 Mortgage Servicing Rights - Sensitivity Analysis HTML 70K (Details) 52: R149 Business Segment Information (Details) HTML 149K 139: R150 Business Segment Information - Reconciliation of HTML 73K Revenue and Net Income (Details) 67: R151 Business Segment Information - Consolidated Assets HTML 56K (Details) 28: R152 Parent Company Income Statement (Details) HTML 105K 115: R153 Parent Company Balance Sheet (Details) HTML 91K 141: R154 Parent Company Statement of Cash Flows (Details) HTML 132K 35: R155 Performance by Geographic Area (Details) HTML 108K 174: XML IDEA XML File -- Filing Summary XML 294K 75: EXCEL IDEA Workbook of Financial Reports (.xls) XLS 21.92M 18: EX-101.INS XBRL Instance -- bac-20111231 XML 31.60M 20: EX-101.CAL XBRL Calculations -- bac-20111231_cal XML 631K 23: EX-101.DEF XBRL Definitions -- bac-20111231_def XML 4.13M 21: EX-101.LAB XBRL Labels -- bac-20111231_lab XML 6.79M 22: EX-101.PRE XBRL Presentations -- bac-20111231_pre XML 4.26M 19: EX-101.SCH XBRL Schema -- bac-20111231 XSD 900K 93: ZIP XBRL Zipped Folder -- 0000070858-12-000155-xbrl Zip 1.71M
BAC-12.31.2011-10K EX. 12 |
Bank of America Corporation and Subsidiaries | Exhibit 12 | |||||||||||||||||||
Ratio
of Earnings to Fixed Charges | ||||||||||||||||||||
Ratio of Earnings to Fixed Charges and Preferred Dividends | ||||||||||||||||||||
Year
Ended December 31 | ||||||||||||||||||||
(Dollars in millions) | 2011 | 2010 | 2009 | 2008 | 2007 | |||||||||||||||
Excluding Interest on Deposits | ||||||||||||||||||||
Income
(loss) before income taxes | $ | (230 | ) | $ | (1,323 | ) | $ | 4,360 | $ | 4,428 | $ | 20,924 | ||||||||
Equity
in undistributed earnings (loss) of unconsolidated subsidiaries | (2,112 | ) | 1,285 | (1,833 | ) | (144 | ) | (95 | ) | |||||||||||
Fixed
charges: | ||||||||||||||||||||
Interest expense | 18,618 | 19,977 | 23,000 | 25,074 | 34,778 | |||||||||||||||
1/3
of net rent expense (1) | 1,072 | 1,099 | 1,110 | 791 | 669 | |||||||||||||||
Total
fixed charges | 19,690 | 21,076 | 24,110 | 25,865 | 35,447 | |||||||||||||||
Preferred
dividend requirements (2) | 211 | n/m | 5,921 | 1,461 | 254 | |||||||||||||||
Fixed
charges and preferred dividends | 19,901 | 21,076 | 30,031 | 27,326 | 35,701 | |||||||||||||||
Earnings | $ | 17,348 | $ | 21,038 | $ | 26,637 | $ | 30,149 | $ | 56,276 | ||||||||||
Ratio
of earnings to fixed charges (3) | 0.88 | 1.00 | 1.10 | 1.17 | 1.59 | |||||||||||||||
Ratio
of earnings to fixed charges and preferred dividends (2, 3, 4) | 0.87 | n/m | 0.89 | 1.10 | 1.58 | |||||||||||||||
Year
Ended December 31 | ||||||||||||||||||||
(Dollars in millions) | 2011 | 2010 | 2009 | 2008 | 2007 | |||||||||||||||
Including Interest on Deposits | ||||||||||||||||||||
Income
(loss) before income taxes | $ | (230 | ) | $ | (1,323 | ) | $ | 4,360 | $ | 4,428 | $ | 20,924 | ||||||||
Equity
in undistributed earnings (loss) of unconsolidated subsidiaries | (2,112 | ) | 1,285 | (1,833 | ) | (144 | ) | (95 | ) | |||||||||||
Fixed
charges: | ||||||||||||||||||||
Interest expense | 21,620 | 23,974 | 30,807 | 40,324 | 52,871 | |||||||||||||||
1/3
of net rent expense (1) | 1,072 | 1,099 | 1,110 | 791 | 669 | |||||||||||||||
Total
fixed charges | 22,692 | 25,073 | 31,917 | 41,115 | 53,540 | |||||||||||||||
Preferred
dividend requirements (2) | 211 | n/m | 5,921 | 1,461 | 254 | |||||||||||||||
Fixed
charges and preferred dividends | 22,903 | 25,073 | 37,838 | 42,576 | 53,794 | |||||||||||||||
Earnings | $ | 20,350 | $ | 25,035 | $ | 34,444 | $ | 45,399 | $ | 74,369 | ||||||||||
Ratio
of earnings to fixed charges (3) | 0.90 | 1.00 | 1.08 | 1.10 | 1.39 | |||||||||||||||
Ratio
of earnings to fixed charges and preferred dividends (2, 3, 4) | 0.89 | n/m | 0.90 | 1.07 | 1.38 |
(1) | Represents
an appropriate interest factor. |
(2) | Reflects the impact of $12.4 billion of goodwill impairment charges during 2010 which resulted in a negative preferred dividend requirement. |
(3) | The earnings for 2011 were inadequate to cover the ratio of earnings to fixed charges and the ratio of earnings to fixed charges and preferred dividends. The
earnings deficiency reflects the impact of $8.8 billion of mortgage banking losses. The coverage deficiency for fixed charges was $2.3 billion and the coverage deficiency for fixed charges and preferred dividends was $2.6 billion. |
(4) | The earnings for 2009 were inadequate to cover fixed charges and preferred stock dividends. The earnings deficiency is a result of the accelerated accretion of $4.0 billion recorded as a result of the repurchase of TARP Preferred Stock. The coverage deficiency for fixed charges and preferred dividends was
$3.4 billion. |
As Of Filer Filing For·On·As Docs:Size Issuer Filing Agent 2/27/13 SEC UPLOAD¶ 10/03/17 1:36K Bank of America Corp./DE 10/19/12 SEC UPLOAD¶ 10/03/17 1:200K Bank of America Corp./DE 9/05/12 SEC UPLOAD¶ 10/03/17 1:208K Bank of America Corp./DE |