This Sales Report supplements the prospectus dated Oct 03, 2014 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 03, 2014 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Oct 03, 2014, each Note comes attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 1564876
This series of Notes was issued and sold upon the funding of the borrower loan #219327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.74%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
17.90%
Borrower rate/APR:
18.90% / 22.66%
Monthly payment:
$366.05
Lender servicing fee:
1.00%
Effective Yield*:
16.55%
Estimated return*:
7.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Apr-1991
Debt/Income ratio:
Not calculated
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
14 / 12
Length of status:
17y 7m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$19,443
Stated income:
$100,000+
Delinquencies in last 7y:
2
Bankcard utilization:
66%
Homeownership:
Yes
Screen name:
capfund
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1621280
This series of Notes was issued and sold upon the funding of the borrower loan #220198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$656.58
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jun-2008
Debt/Income ratio:
12%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 4
Length of status:
1y 4m
Amount delinquent:
$0
Total credit lines:
10
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,316
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
35%
Homeownership:
No
Screen name:
scrappy-silver194
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1636528
This series of Notes was issued and sold upon the funding of the borrower loan #218583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$619.01
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jan-1994
Debt/Income ratio:
41%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
18 / 18
Length of status:
24y 6m
Amount delinquent:
$0
Total credit lines:
41
Occupation:
Social Worker
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$35,029
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
42%
Homeownership:
Yes
Screen name:
agreement-ninja26
Borrower's state:
WestVirginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1682972
This series of Notes was issued and sold upon the funding of the borrower loan #219592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Sep-28-2014
Term:
36 months
Listing End date:
Sep-28-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 17.80%
Monthly payment:
$102.75
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Apr-2005
Debt/Income ratio:
27%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
10y 1m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Bus Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,097
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
1
Bankcard utilization:
90%
Homeownership:
No
Screen name:
blissful-reality
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1689448
This series of Notes was issued and sold upon the funding of the borrower loan #218331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.74%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-03-2014
Lender yield:
13.50%
Borrower rate/APR:
14.50% / 18.16%
Monthly payment:
$68.84
Lender servicing fee:
1.00%
Effective Yield*:
12.73%
Estimated return*:
6.99%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jan-1978
Debt/Income ratio:
38%
FICO08 score:
760-779 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
20 / 19
Length of status:
14y 5m
Amount delinquent:
$0
Total credit lines:
41
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$19,316
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
22%
Homeownership:
No
Screen name:
wise-investment-oboe
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1697146
This series of Notes was issued and sold upon the funding of the borrower loan #218474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$9,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$299.96
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-2003
Debt/Income ratio:
25%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
10y 4m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$18,649
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
3
Bankcard utilization:
92%
Homeownership:
Yes
Screen name:
epic-loyalty6
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1752022
This series of Notes was issued and sold upon the funding of the borrower loan #218417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.74%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-04-2014
Lender yield:
16.45%
Borrower rate/APR:
17.45% / 21.18%
Monthly payment:
$896.93
Lender servicing fee:
1.00%
Effective Yield*:
15.30%
Estimated return*:
7.56%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jun-2002
Debt/Income ratio:
18%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
11y 5m
Amount delinquent:
$0
Total credit lines:
14
Occupation:
Construction
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$17,469
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
99%
Homeownership:
Yes
Screen name:
well-rounded-benefit57
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1760302
This series of Notes was issued and sold upon the funding of the borrower loan #219351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$518.88
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Dec-1999
Debt/Income ratio:
29%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 17
Length of status:
1y 6m
Amount delinquent:
$0
Total credit lines:
39
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$41,712
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
75%
Homeownership:
Yes
Screen name:
asset-ace455
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1771528
This series of Notes was issued and sold upon the funding of the borrower loan #220773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$17,939.28
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
3.74%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$660.38
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-1984
Debt/Income ratio:
48%
FICO08 score:
720-739 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
36y 3m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Engineer - Mechanic...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$52,944
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
91%
Homeownership:
Yes
Screen name:
jccbei
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1773748
This series of Notes was issued and sold upon the funding of the borrower loan #219745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$17,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.74%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-06-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 18.43%
Monthly payment:
$413.86
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jan-2004
Debt/Income ratio:
33%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
19 / 18
Length of status:
3y 0m
Amount delinquent:
$1,659
Total credit lines:
25
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,067
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
2
Bankcard utilization:
23%
Homeownership:
No
Screen name:
durability-triumph0
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1785268
This series of Notes was issued and sold upon the funding of the borrower loan #220472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.24%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
17.25%
Borrower rate/APR:
18.25% / 20.68%
Monthly payment:
$127.65
Lender servicing fee:
1.00%
Effective Yield*:
16.00%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-2007
Debt/Income ratio:
28%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
0y 7m
Amount delinquent:
$0
Total credit lines:
11
Occupation:
Laborer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,020
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
20
Bankcard utilization:
95%
Homeownership:
No
Screen name:
best-diplomatic-silver
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1796278
This series of Notes was issued and sold upon the funding of the borrower loan #219934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Sep-29-2014
Term:
36 months
Listing End date:
Sep-30-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$643.47
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jun-1994
Debt/Income ratio:
41%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
23 / 19
Length of status:
7y 3m
Amount delinquent:
$0
Total credit lines:
46
Occupation:
Civil Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$80,961
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
Yes
Screen name:
fund-bridge2
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1798082
This series of Notes was issued and sold upon the funding of the borrower loan #221239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.49%
Listing Start date:
Oct-02-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
11.64%
Borrower rate/APR:
12.64% / 14.94%
Monthly payment:
$338.54
Lender servicing fee:
1.00%
Effective Yield*:
11.09%
Estimated return*:
6.60%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jul-1992
Debt/Income ratio:
29%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
1y 3m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,459
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
58%
Homeownership:
Yes
Screen name:
worlds-best-diversification50
Borrower's state:
Wisconsin
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1798174
This series of Notes was issued and sold upon the funding of the borrower loan #220308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$594.34
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Nov-1998
Debt/Income ratio:
26%
FICO08 score:
720-739 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 5
Length of status:
8y 11m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Tradesman - Mechani...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$17,701
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
91%
Homeownership:
Yes
Screen name:
capital-triumph577
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1802164
This series of Notes was issued and sold upon the funding of the borrower loan #218622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.99%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
9.29%
Borrower rate/APR:
10.29% / 13.12%
Monthly payment:
$194.42
Lender servicing fee:
1.00%
Effective Yield*:
8.97%
Estimated return*:
5.98%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Dec-1998
Debt/Income ratio:
29%
FICO08 score:
740-759 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
7y 8m
Amount delinquent:
$0
Total credit lines:
18
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,753
Delinquencies in last 7y:
0
Bankcard utilization:
51%
Homeownership:
Yes
Screen name:
diversification-tonic622
Borrower's state:
Missouri
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1803408
This series of Notes was issued and sold upon the funding of the borrower loan #221099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.74%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
16.45%
Borrower rate/APR:
17.45% / 19.86%
Monthly payment:
$175.67
Lender servicing fee:
1.00%
Effective Yield*:
15.30%
Estimated return*:
7.56%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Nov-2001
Debt/Income ratio:
24%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
14 / 13
Length of status:
41y 1m
Amount delinquent:
$164
Total credit lines:
21
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$919
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
10%
Homeownership:
Yes
Screen name:
worldly-repayment369
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1804960
This series of Notes was issued and sold upon the funding of the borrower loan #219396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-02-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 17.80%
Monthly payment:
$513.76
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Sep-1997
Debt/Income ratio:
Not calculated
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
10y 1m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$39,878
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
42%
Homeownership:
Yes
Screen name:
orbiter252
Borrower's state:
Massachusetts
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1807594
This series of Notes was issued and sold upon the funding of the borrower loan #220702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$9,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$295.46
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jul-1996
Debt/Income ratio:
12%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
10 / 9
Length of status:
26y 3m
Amount delinquent:
$620
Total credit lines:
28
Occupation:
Laborer
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,558
Stated income:
$100,000+
Delinquencies in last 7y:
4
Bankcard utilization:
63%
Homeownership:
Yes
Screen name:
new-vigilance-economist
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1811524
This series of Notes was issued and sold upon the funding of the borrower loan #221434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$842.95
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Nov-2005
Debt/Income ratio:
41%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
17 / 17
Length of status:
0y 4m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,330
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
Yes
Screen name:
top-open-value
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1812868
This series of Notes was issued and sold upon the funding of the borrower loan #218526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$316.79
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Apr-1995
Debt/Income ratio:
25%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
2y 9m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$8,521
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
39
Bankcard utilization:
77%
Homeownership:
No
Screen name:
camaraderi-sceptre768
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1814566
This series of Notes was issued and sold upon the funding of the borrower loan #221004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$14,001.90
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
2.74%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$643.47
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Apr-1987
Debt/Income ratio:
32%
FICO08 score:
720-739 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
19y 4m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Medical Technician
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$31,975
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
85%
Homeownership:
Yes
Screen name:
compassion-stockpiler7
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1816450
This series of Notes was issued and sold upon the funding of the borrower loan #218784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$316.79
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jul-1993
Debt/Income ratio:
27%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
5 / 5
Length of status:
2y 3m
Amount delinquent:
$75
Total credit lines:
34
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,697
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
5
Bankcard utilization:
53%
Homeownership:
No
Screen name:
fervent-hope462
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1816750
This series of Notes was issued and sold upon the funding of the borrower loan #221270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.99%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
15.35%
Borrower rate/APR:
16.35% / 18.73%
Monthly payment:
$441.08
Lender servicing fee:
1.00%
Effective Yield*:
14.35%
Estimated return*:
7.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Nov-2006
Debt/Income ratio:
29%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
0y 9m
Amount delinquent:
$0
Total credit lines:
15
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$39,180
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
48%
Homeownership:
No
Screen name:
autonomous-investment941
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1818406
This series of Notes was issued and sold upon the funding of the borrower loan #220278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 24.37%
Monthly payment:
$550.67
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jun-2003
Debt/Income ratio:
20%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
4y 2m
Amount delinquent:
$0
Total credit lines:
9
Occupation:
Professor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$22,728
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
94%
Homeownership:
Yes
Screen name:
top-exuberant-gold
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1819024
This series of Notes was issued and sold upon the funding of the borrower loan #221021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$825.47
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Mar-1999
Debt/Income ratio:
32%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 15
Length of status:
13y 3m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Executive
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$13,484
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
50%
Homeownership:
Yes
Screen name:
the-soulful-pound
Borrower's state:
Nebraska
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1819708
This series of Notes was issued and sold upon the funding of the borrower loan #218757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$415.10
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
May-2005
Debt/Income ratio:
19%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
3y 2m
Amount delinquent:
$0
Total credit lines:
5
Occupation:
Laborer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,458
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
88%
Homeownership:
No
Screen name:
velocity-fields5
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1820128
This series of Notes was issued and sold upon the funding of the borrower loan #219982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$35,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$1,187.74
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jun-1999
Debt/Income ratio:
18%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
13y 3m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$58,567
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
55%
Homeownership:
Yes
Screen name:
income-pony4
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1821814
This series of Notes was issued and sold upon the funding of the borrower loan #221338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$627.56
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Feb-1988
Debt/Income ratio:
27%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
21 / 18
Length of status:
17y 3m
Amount delinquent:
$0
Total credit lines:
41
Occupation:
Engineer - Electric...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$94,630
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
72%
Homeownership:
Yes
Screen name:
credit-cypress316
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1823596
This series of Notes was issued and sold upon the funding of the borrower loan #218292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.49%
Listing Start date:
Oct-04-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
8.20%
Borrower rate/APR:
9.20% / 12.02%
Monthly payment:
$239.20
Lender servicing fee:
1.00%
Effective Yield*:
7.96%
Estimated return*:
5.47%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Feb-2003
Debt/Income ratio:
26%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
1y 0m
Amount delinquent:
$0
Total credit lines:
18
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$8,850
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
42%
Homeownership:
Yes
Screen name:
compassion-beast957
Borrower's state:
Arkansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1823656
This series of Notes was issued and sold upon the funding of the borrower loan #219241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-04-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$262.72
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Oct-1997
Debt/Income ratio:
36%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 15
Length of status:
14y 5m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,654
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
7
Bankcard utilization:
70%
Homeownership:
No
Screen name:
top-unrivaled-deal1
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1824982
This series of Notes was issued and sold upon the funding of the borrower loan #219903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
0.99%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
5.29%
Borrower rate/APR:
6.29% / 7.65%
Monthly payment:
$366.64
Lender servicing fee:
1.00%
Effective Yield*:
5.22%
Estimated return*:
4.23%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Mar-1998
Debt/Income ratio:
18%
FICO08 score:
780-799 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
6y 4m
Amount delinquent:
$0
Total credit lines:
35
Occupation:
Professor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,478
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
41%
Homeownership:
Yes
Screen name:
marketplace-neptune8
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1826320
This series of Notes was issued and sold upon the funding of the borrower loan #220905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$505.77
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Apr-2002
Debt/Income ratio:
35%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
12y 3m
Amount delinquent:
$0
Total credit lines:
12
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$22,207
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
78%
Homeownership:
No
Screen name:
income-guard020
Borrower's state:
Hawaii
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1828780
This series of Notes was issued and sold upon the funding of the borrower loan #219072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-06-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 16.48%
Monthly payment:
$93.38
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1992
Debt/Income ratio:
25%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 16
Length of status:
12y 0m
Amount delinquent:
$0
Total credit lines:
39
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$43,098
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
83%
Homeownership:
Yes
Screen name:
kinetic-rate372
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1832326
This series of Notes was issued and sold upon the funding of the borrower loan #218985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 15.36%
Monthly payment:
$227.79
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Sep-2004
Debt/Income ratio:
27%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
0y 0m
Amount delinquent:
$0
Total credit lines:
25
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,444
Delinquencies in last 7y:
0
Bankcard utilization:
54%
Homeownership:
No
Screen name:
fervent-worth457
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1833700
This series of Notes was issued and sold upon the funding of the borrower loan #218897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.49%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
8.20%
Borrower rate/APR:
9.20% / 12.02%
Monthly payment:
$637.86
Lender servicing fee:
1.00%
Effective Yield*:
7.96%
Estimated return*:
5.47%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
May-1988
Debt/Income ratio:
19%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
18y 5m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,361
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
32%
Homeownership:
Yes
Screen name:
lovely-treasure875
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834846
This series of Notes was issued and sold upon the funding of the borrower loan #219913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$518.88
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jan-2003
Debt/Income ratio:
Not calculated
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
15 / 14
Length of status:
5y 3m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,399
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
59%
Homeownership:
Yes
Screen name:
rate-cactus98
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834930
This series of Notes was issued and sold upon the funding of the borrower loan #219907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$333.29
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
May-1983
Debt/Income ratio:
Not calculated
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
9 / 7
Length of status:
24y 2m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$26,875
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
No
Screen name:
Maestrond
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1835524
This series of Notes was issued and sold upon the funding of the borrower loan #219144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 22.78%
Monthly payment:
$266.61
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Sep-2008
Debt/Income ratio:
52%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
2y 4m
Amount delinquent:
$0
Total credit lines:
20
Occupation:
Construction
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,593
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
95%
Homeownership:
Yes
Screen name:
delectable-duty74
Borrower's state:
Kentucky
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1835926
This series of Notes was issued and sold upon the funding of the borrower loan #219710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$253.43
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Dec-2003
Debt/Income ratio:
33%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
18 / 17
Length of status:
6y 5m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,075
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
49%
Homeownership:
No
Screen name:
brooklyn_0505
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1836778
This series of Notes was issued and sold upon the funding of the borrower loan #221385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 25.08%
Monthly payment:
$698.17
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-1997
Debt/Income ratio:
31%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
21 / 20
Length of status:
12y 1m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$39,176
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
92%
Homeownership:
No
Screen name:
bid-aviary1
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1836958
This series of Notes was issued and sold upon the funding of the borrower loan #220950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.74%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
13.50%
Borrower rate/APR:
14.50% / 18.16%
Monthly payment:
$206.53
Lender servicing fee:
1.00%
Effective Yield*:
12.73%
Estimated return*:
6.99%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jul-2008
Debt/Income ratio:
31%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
6y 5m
Amount delinquent:
$0
Total credit lines:
9
Occupation:
Military Enlisted
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,120
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
55%
Homeownership:
No
Screen name:
first-class-income168
Borrower's state:
Idaho
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1837234
This series of Notes was issued and sold upon the funding of the borrower loan #219111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 16.48%
Monthly payment:
$350.19
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Sep-1995
Debt/Income ratio:
39%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
13 / 12
Length of status:
13y 4m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Retail Management
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,866
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
17
Bankcard utilization:
24%
Homeownership:
No
Screen name:
pamidajoe
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 3
On-time:
79 ( 100% )
700-719 (Latest)
Principal borrowed:
$27,500.00
< 31 days late:
0 ( 0% )
660-679 (Jan-2014)
680-699 (Feb-2011)
700-719 (Apr-2010)
Principal balance:
$11,748.49
31+ days late:
0 ( 0% )
Total payments billed:
79
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1838848
This series of Notes was issued and sold upon the funding of the borrower loan #219617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.74%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
16.45%
Borrower rate/APR:
17.45% / 21.18%
Monthly payment:
$287.02
Lender servicing fee:
1.00%
Effective Yield*:
15.30%
Estimated return*:
7.56%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jan-2003
Debt/Income ratio:
29%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
10y 4m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Food Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,122
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
2
Bankcard utilization:
98%
Homeownership:
No
Screen name:
stable-benjamins080
Borrower's state:
Pennsylvania
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1840762
This series of Notes was issued and sold upon the funding of the borrower loan #219567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,100.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 17.20%
Monthly payment:
$144.64
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jan-1984
Debt/Income ratio:
24%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
35y 11m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,490
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
63%
Homeownership:
No
Screen name:
boots38
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 4
On-time:
93 ( 99% )
680-699 (Latest)
Principal borrowed:
$19,500.00
< 31 days late:
1 ( 1% )
680-699 (Apr-2013)
720-739 (Aug-2012)
660-679 (Nov-2009)
640-659 (Oct-2007)
Principal balance:
$1,410.10
31+ days late:
0 ( 0% )
Total payments billed:
94
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1841152
This series of Notes was issued and sold upon the funding of the borrower loan #218607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$128.69
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Oct-1995
Debt/Income ratio:
17%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 10
Length of status:
0y 3m
Amount delinquent:
$0
Total credit lines:
45
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,465
Stated income:
$100,000+
Delinquencies in last 7y:
9
Bankcard utilization:
16%
Homeownership:
Yes
Screen name:
pednatjr
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 6
On-time:
94 ( 99% )
720-739 (Latest)
Principal borrowed:
$28,700.00
< 31 days late:
1 ( 1% )
700-719 (Mar-2014)
700-719 (Jan-2013)
660-679 (May-2012)
660-679 (Feb-2010)
Principal balance:
$2,733.77
31+ days late:
0 ( 0% )
Total payments billed:
95
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1844440
This series of Notes was issued and sold upon the funding of the borrower loan #220587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$700.18
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jul-1992
Debt/Income ratio:
22%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
22 / 22
Length of status:
0y 8m
Amount delinquent:
$0
Total credit lines:
57
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$44,769
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
73%
Homeownership:
Yes
Screen name:
blue-market-searcher
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1844938
This series of Notes was issued and sold upon the funding of the borrower loan #220535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$202.31
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-1996
Debt/Income ratio:
16%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
3 / 3
Length of status:
15y 3m
Amount delinquent:
$0
Total credit lines:
12
Occupation:
Engineer - Electric...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,087
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
27
Bankcard utilization:
62%
Homeownership:
No
Screen name:
eeyorelaf
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1847680
This series of Notes was issued and sold upon the funding of the borrower loan #221232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 20.32%
Monthly payment:
$456.10
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jun-2002
Debt/Income ratio:
23%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
6y 9m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$10,718
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
52%
Homeownership:
Yes
Screen name:
credit-allocator2
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
16 ( 100% )
680-699 (Latest)
Principal borrowed:
$10,000.00
< 31 days late:
0 ( 0% )
680-699 (May-2013)
Principal balance:
$8,292.42
31+ days late:
0 ( 0% )
Total payments billed:
16
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1849138
This series of Notes was issued and sold upon the funding of the borrower loan #221001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$126.72
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Dec-1991
Debt/Income ratio:
20%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 9
Length of status:
3y 5m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Attorney
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,723
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
24
Bankcard utilization:
48%
Homeownership:
No
Screen name:
receptive-truth541
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1853518
This series of Notes was issued and sold upon the funding of the borrower loan #221114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-17-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$656.58
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jul-2003
Debt/Income ratio:
36%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
11y 7m
Amount delinquent:
$0
Total credit lines:
14
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,799
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
55%
Homeownership:
No
Screen name:
special-return577
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1856332
This series of Notes was issued and sold upon the funding of the borrower loan #220515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,500.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-16-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 19.03%
Monthly payment:
$191.60
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Apr-1995
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
2y 7m
Amount delinquent:
$0
Total credit lines:
35
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,483
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
4
Bankcard utilization:
56%
Homeownership:
No
Screen name:
thoughtful-duty624
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1863416
This series of Notes was issued and sold upon the funding of the borrower loan #220522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$633.58
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Oct-1997
Debt/Income ratio:
42%
FICO08 score:
760-779 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
30 / 30
Length of status:
25y 3m
Amount delinquent:
$0
Total credit lines:
49
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,920
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
20%
Homeownership:
Yes
Screen name:
UPS_MAN_89
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1883360
This series of Notes was issued and sold upon the funding of the borrower loan #218743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Sep-28-2014
Term:
36 months
Listing End date:
Sep-29-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$355.28
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Sep-2001
Debt/Income ratio:
35%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
7 / 7
Length of status:
2y 8m
Amount delinquent:
$7,142
Total credit lines:
17
Occupation:
Civil Service
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,353
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
90%
Homeownership:
No
Screen name:
peaceful-bid211
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1883924
This series of Notes was issued and sold upon the funding of the borrower loan #220470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 20.99%
Monthly payment:
$385.40
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Dec-1985
Debt/Income ratio:
24%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
2y 8m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,456
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
1
Bankcard utilization:
81%
Homeownership:
No
Screen name:
the-credit-raker
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1886294
This series of Notes was issued and sold upon the funding of the borrower loan #222010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-16-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 21.65%
Monthly payment:
$260.51
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Sep-2000
Debt/Income ratio:
21%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
19 / 18
Length of status:
8y 7m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Pharmacist
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,651
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
54%
Homeownership:
No
Screen name:
crisalis303
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1888614
This series of Notes was issued and sold upon the funding of the borrower loan #221491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$106.59
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jun-1988
Debt/Income ratio:
25%
FICO08 score:
720-739 (Sep-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 4
Length of status:
30y 4m
Amount delinquent:
$0
Total credit lines:
16
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,373
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
60%
Homeownership:
No
Screen name:
fervent-balance874
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1891214
This series of Notes was issued and sold upon the funding of the borrower loan #221345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.24%
Listing Start date:
Sep-29-2014
Term:
36 months
Listing End date:
Oct-01-2014
Lender yield:
5.59%
Borrower rate/APR:
6.59% / 7.96%
Monthly payment:
$460.35
Lender servicing fee:
1.00%
Effective Yield*:
5.50%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Mar-1986
Debt/Income ratio:
25%
FICO08 score:
740-759 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 13
Length of status:
20y 4m
Amount delinquent:
$0
Total credit lines:
28
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$32,596
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
45%
Homeownership:
Yes
Screen name:
newest-successful-dollar
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
14 ( 100% )
740-759 (Latest)
Principal borrowed:
$15,000.00
< 31 days late:
0 ( 0% )
780-799 (Jul-2013)
Principal balance:
$12,242.20
31+ days late:
0 ( 0% )
Total payments billed:
14
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1897064
This series of Notes was issued and sold upon the funding of the borrower loan #218411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-02-2014
Term:
60 months
Listing End date:
Oct-07-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.27%
Monthly payment:
$266.87
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Oct-1999
Debt/Income ratio:
39%
FICO08 score:
740-759 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 17
Length of status:
10y 0m
Amount delinquent:
$0
Total credit lines:
35
Occupation:
Laborer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,418
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
29%
Homeownership:
No
Screen name:
rate-castanets095
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1901246
This series of Notes was issued and sold upon the funding of the borrower loan #219428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.25%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-01-2014
Lender yield:
23.24%
Borrower rate/APR:
24.24% / 28.12%
Monthly payment:
$157.44
Lender servicing fee:
1.00%
Effective Yield*:
21.21%
Estimated return*:
8.96%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Sep-2004
Debt/Income ratio:
41%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
0y 8m
Amount delinquent:
$0
Total credit lines:
20
Stated income:
$1-$24,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,290
Delinquencies in last 7y:
0
Bankcard utilization:
77%
Homeownership:
No
Screen name:
compassionate-finance349
Borrower's state:
Kentucky
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1909760
This series of Notes was issued and sold upon the funding of the borrower loan #218463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-03-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.73%
Monthly payment:
$163.43
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jun-1998
Debt/Income ratio:
27%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
17 / 14
Length of status:
10y 4m
Amount delinquent:
$0
Total credit lines:
26
Stated income:
$50,000-$74,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,547
Delinquencies in last 7y:
0
Bankcard utilization:
50%
Homeownership:
Yes
Screen name:
listing-missile982
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1910654
This series of Notes was issued and sold upon the funding of the borrower loan #220119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.75%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
27.00%
Borrower rate/APR:
28.00% / 31.98%
Monthly payment:
$165.45
Lender servicing fee:
1.00%
Effective Yield*:
24.55%
Estimated return*:
9.80%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Mar-2004
Debt/Income ratio:
38%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
9 / 8
Length of status:
5y 2m
Amount delinquent:
$687
Total credit lines:
18
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$10,353
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
95%
Homeownership:
No
Screen name:
donbigd
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912202
This series of Notes was issued and sold upon the funding of the borrower loan #219131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$17,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 20.32%
Monthly payment:
$430.76
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jun-2004
Debt/Income ratio:
10%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
9 / 8
Length of status:
1y 6m
Amount delinquent:
$0
Total credit lines:
46
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,727
Stated income:
$100,000+
Delinquencies in last 7y:
24
Bankcard utilization:
42%
Homeownership:
No
Screen name:
kindness-pony255
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912248
This series of Notes was issued and sold upon the funding of the borrower loan #219200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$230.82
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-2001
Debt/Income ratio:
42%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 17
Length of status:
11y 8m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Clerical
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$18,982
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
47%
Homeownership:
No
Screen name:
value-mogul5
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912250
This series of Notes was issued and sold upon the funding of the borrower loan #221860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$14,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.99%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
15.35%
Borrower rate/APR:
16.35% / 18.73%
Monthly payment:
$343.06
Lender servicing fee:
1.00%
Effective Yield*:
14.35%
Estimated return*:
7.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jan-1989
Debt/Income ratio:
26%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
25y 10m
Amount delinquent:
$0
Total credit lines:
40
Occupation:
Engineer - Electric...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$11,909
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
10
Bankcard utilization:
66%
Homeownership:
No
Screen name:
coin-candy5
Borrower's state:
Nevada
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1913336
This series of Notes was issued and sold upon the funding of the borrower loan #218988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$579.12
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Oct-1997
Debt/Income ratio:
23%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
12y 11m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Police Officer/Corr...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$2,692
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
3
Bankcard utilization:
34%
Homeownership:
Yes
Screen name:
camaraderi-fir6
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914710
This series of Notes was issued and sold upon the funding of the borrower loan #219169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-07-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 19.55%
Monthly payment:
$623.33
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-1997
Debt/Income ratio:
28%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
8 / 8
Length of status:
7y 4m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Tradesman - Electri...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,460
Stated income:
$100,000+
Delinquencies in last 7y:
2
Bankcard utilization:
46%
Homeownership:
No
Screen name:
felicity-lilac385
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1915484
This series of Notes was issued and sold upon the funding of the borrower loan #220020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$313.78
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Oct-1998
Debt/Income ratio:
9%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
8y 3m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,949
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
13
Bankcard utilization:
81%
Homeownership:
Yes
Screen name:
finance-philosopher543
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1915982
This series of Notes was issued and sold upon the funding of the borrower loan #220686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 15.82%
Monthly payment:
$230.10
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Mar-2005
Debt/Income ratio:
23%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
4y 9m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,435
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
Yes
Screen name:
bill-coup4
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916546
This series of Notes was issued and sold upon the funding of the borrower loan #221228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.99%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
15.35%
Borrower rate/APR:
16.35% / 18.73%
Monthly payment:
$294.05
Lender servicing fee:
1.00%
Effective Yield*:
14.35%
Estimated return*:
7.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Sep-1999
Debt/Income ratio:
39%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
13 / 13
Length of status:
9y 6m
Amount delinquent:
$115
Total credit lines:
39
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$21,561
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
65%
Homeownership:
No
Screen name:
babidoll
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917236
This series of Notes was issued and sold upon the funding of the borrower loan #220043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$14,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.85%
Monthly payment:
$464.93
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Aug-1985
Debt/Income ratio:
33%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
6 / 6
Length of status:
13y 10m
Amount delinquent:
$60
Total credit lines:
28
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$9,446
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
14
Bankcard utilization:
92%
Homeownership:
No
Screen name:
interest-course5
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917506
This series of Notes was issued and sold upon the funding of the borrower loan #220219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 25.68%
Monthly payment:
$114.34
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Feb-2007
Debt/Income ratio:
15%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
3 / 3
Length of status:
11y 1m
Amount delinquent:
$0
Total credit lines:
5
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$483
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
96%
Homeownership:
Yes
Screen name:
hope-base5
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917866
This series of Notes was issued and sold upon the funding of the borrower loan #219260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 22.78%
Monthly payment:
$666.53
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jul-2002
Debt/Income ratio:
40%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
16y 4m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,011
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
85%
Homeownership:
Yes
Screen name:
p2ploan-marsupial716
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1918346
This series of Notes was issued and sold upon the funding of the borrower loan #219435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.49%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
8.20%
Borrower rate/APR:
9.20% / 12.02%
Monthly payment:
$382.71
Lender servicing fee:
1.00%
Effective Yield*:
7.96%
Estimated return*:
5.47%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
May-1990
Debt/Income ratio:
12%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 8
Length of status:
14y 2m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,087
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
10
Bankcard utilization:
47%
Homeownership:
No
Screen name:
consummate-marketplace883
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1919282
This series of Notes was issued and sold upon the funding of the borrower loan #218767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.25%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
26.24%
Borrower rate/APR:
27.24% / 31.20%
Monthly payment:
$327.63
Lender servicing fee:
1.00%
Effective Yield*:
23.86%
Estimated return*:
9.61%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Jan-2007
Debt/Income ratio:
45%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
2y 0m
Amount delinquent:
$0
Total credit lines:
18
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,416
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
64%
Homeownership:
No
Screen name:
deal-celebration9
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
11 ( 100% )
680-699 (Latest)
Principal borrowed:
$10,000.00
< 31 days late:
0 ( 0% )
660-679 (Oct-2013)
Principal balance:
$7,461.69
31+ days late:
0 ( 0% )
Total payments billed:
11
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1919576
This series of Notes was issued and sold upon the funding of the borrower loan #218872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$313.78
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Apr-1991
Debt/Income ratio:
35%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
10y 6m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Engineer - Electric...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,930
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
45%
Homeownership:
No
Screen name:
productive-p2p242
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921328
This series of Notes was issued and sold upon the funding of the borrower loan #218441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$22,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.49%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
11.64%
Borrower rate/APR:
12.64% / 16.26%
Monthly payment:
$737.46
Lender servicing fee:
1.00%
Effective Yield*:
11.09%
Estimated return*:
6.60%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Oct-1991
Debt/Income ratio:
37%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 15
Length of status:
15y 6m
Amount delinquent:
$0
Total credit lines:
36
Occupation:
Social Worker
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$45,582
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
38%
Homeownership:
Yes
Screen name:
new-marketplace-kin
Borrower's state:
NewHampshire
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921874
This series of Notes was issued and sold upon the funding of the borrower loan #220898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.85%
Monthly payment:
$398.51
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
May-1998
Debt/Income ratio:
25%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
7 / 7
Length of status:
4y 2m
Amount delinquent:
$637
Total credit lines:
18
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,105
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
9
Bankcard utilization:
87%
Homeownership:
No
Screen name:
spilunker361
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1922474
This series of Notes was issued and sold upon the funding of the borrower loan #219279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$71.06
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-2007
Debt/Income ratio:
13%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
3 / 3
Length of status:
1y 2m
Amount delinquent:
$0
Total credit lines:
4
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,807
Stated income:
$1-$24,999
Delinquencies in last 7y:
0
Bankcard utilization:
89%
Homeownership:
No
Screen name:
joyful-fund85
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1923320
This series of Notes was issued and sold upon the funding of the borrower loan #220351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.25%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
23.24%
Borrower rate/APR:
24.24% / 28.12%
Monthly payment:
$157.44
Lender servicing fee:
1.00%
Effective Yield*:
21.21%
Estimated return*:
8.96%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Dec-2012
Debt/Income ratio:
22%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
0y 8m
Amount delinquent:
$0
Total credit lines:
5
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,834
Stated income:
$1-$24,999
Delinquencies in last 7y:
0
Bankcard utilization:
80%
Homeownership:
No
Screen name:
fund-arrow6
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1927436
This series of Notes was issued and sold upon the funding of the borrower loan #219023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 20.99%
Monthly payment:
$385.40
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Oct-1987
Debt/Income ratio:
49%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
26y 1m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$35,629
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
84%
Homeownership:
Yes
Screen name:
currency-nexus4
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1927772
This series of Notes was issued and sold upon the funding of the borrower loan #219371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.74%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 18.43%
Monthly payment:
$365.17
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jan-1998
Debt/Income ratio:
Not calculated
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
37 / 35
Length of status:
14y 2m
Amount delinquent:
$0
Total credit lines:
80
Occupation:
Psychologist
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$55,288
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
49%
Homeownership:
Yes
Screen name:
loot-eclipse750
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928102
This series of Notes was issued and sold upon the funding of the borrower loan #219201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$864.80
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jul-1983
Debt/Income ratio:
37%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 14
Length of status:
15y 1m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Dentist
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$54,730
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
84%
Homeownership:
Yes
Screen name:
transaction-confidant884
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928210
This series of Notes was issued and sold upon the funding of the borrower loan #219337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 18.07%
Monthly payment:
$362.38
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jul-1983
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
11 / 11
Length of status:
20y 4m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Realtor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$10,325
Stated income:
$100,000+
Delinquencies in last 7y:
10
Bankcard utilization:
74%
Homeownership:
No
Screen name:
payment-maverick7
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928516
This series of Notes was issued and sold upon the funding of the borrower loan #219638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.73%
Monthly payment:
$196.12
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Sep-1998
Debt/Income ratio:
32%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
0y 0m
Amount delinquent:
$0
Total credit lines:
21
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,274
Delinquencies in last 7y:
0
Bankcard utilization:
64%
Homeownership:
Yes
Screen name:
a-compassion-cocktail1
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928762
This series of Notes was issued and sold upon the funding of the borrower loan #219089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.75%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
27.00%
Borrower rate/APR:
28.00% / 31.98%
Monthly payment:
$165.45
Lender servicing fee:
1.00%
Effective Yield*:
24.55%
Estimated return*:
9.80%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Sep-2000
Debt/Income ratio:
35%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
14 / 13
Length of status:
2y 7m
Amount delinquent:
$2,275
Total credit lines:
28
Occupation:
Executive
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,110
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
2
Bankcard utilization:
77%
Homeownership:
No
Screen name:
bazaar-oyster198
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928996
This series of Notes was issued and sold upon the funding of the borrower loan #218992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.24%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-08-2014
Lender yield:
17.25%
Borrower rate/APR:
18.25% / 20.68%
Monthly payment:
$153.18
Lender servicing fee:
1.00%
Effective Yield*:
16.00%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Nov-2007
Debt/Income ratio:
28%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
0y 2m
Amount delinquent:
$0
Total credit lines:
9
Occupation:
Clerical
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,281
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
77%
Homeownership:
No
Screen name:
loan-molecule845
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1929410
This series of Notes was issued and sold upon the funding of the borrower loan #219930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-08-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 22.78%
Monthly payment:
$133.31
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-1994
Debt/Income ratio:
23%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
28 / 26
Length of status:
13y 0m
Amount delinquent:
$110
Total credit lines:
47
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,218
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
46%
Homeownership:
No
Screen name:
transaction-motion8
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1929692
This series of Notes was issued and sold upon the funding of the borrower loan #218967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.74%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
16.45%
Borrower rate/APR:
17.45% / 19.86%
Monthly payment:
$301.14
Lender servicing fee:
1.00%
Effective Yield*:
15.30%
Estimated return*:
7.56%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-2011
Debt/Income ratio:
41%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
0y 0m
Amount delinquent:
$0
Total credit lines:
13
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,708
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
61%
Homeownership:
No
Screen name:
direct-return137
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1934148
This series of Notes was issued and sold upon the funding of the borrower loan #221301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
0.99%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
5.29%
Borrower rate/APR:
6.29% / 7.65%
Monthly payment:
$305.54
Lender servicing fee:
1.00%
Effective Yield*:
5.22%
Estimated return*:
4.23%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Apr-2000
Debt/Income ratio:
34%
FICO08 score:
780-799 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
20 / 18
Length of status:
9y 2m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Teacher
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,248
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
18%
Homeownership:
Yes
Screen name:
enthusiastic-bill563
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1934336
This series of Notes was issued and sold upon the funding of the borrower loan #218549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$158.39
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jan-1996
Debt/Income ratio:
11%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
10 / 10
Length of status:
44y 7m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Attorney
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$11,942
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
27
Bankcard utilization:
71%
Homeownership:
No
Screen name:
honorable-note194
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935050
This series of Notes was issued and sold upon the funding of the borrower loan #221318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$842.95
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Sep-1980
Debt/Income ratio:
31%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 11
Length of status:
26y 9m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Executive
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$98,487
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
98%
Homeownership:
Yes
Screen name:
heroic-asset6
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 2
On-time:
62 ( 100% )
660-679 (Latest)
Principal borrowed:
$20,000.00
< 31 days late:
0 ( 0% )
760-779 (Jun-2012)
800-819 (Sep-2011)
Principal balance:
$2,926.35
31+ days late:
0 ( 0% )
Total payments billed:
62
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935824
This series of Notes was issued and sold upon the funding of the borrower loan #218666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$380.15
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Mar-1987
Debt/Income ratio:
17%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
6y 9m
Amount delinquent:
$0
Total credit lines:
15
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$17,222
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
14
Bankcard utilization:
75%
Homeownership:
No
Screen name:
hope-triangulation2
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1936412
This series of Notes was issued and sold upon the funding of the borrower loan #219465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,001.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-08-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$170.69
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Sep-1997
Debt/Income ratio:
13%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
4 / 4
Length of status:
14y 8m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,775
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
7
Bankcard utilization:
69%
Homeownership:
No
Screen name:
vivid-bill492
Borrower's state:
Massachusetts
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1937384
This series of Notes was issued and sold upon the funding of the borrower loan #219696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.24%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
17.25%
Borrower rate/APR:
18.25% / 20.68%
Monthly payment:
$153.18
Lender servicing fee:
1.00%
Effective Yield*:
16.00%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Nov-1994
Debt/Income ratio:
18%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
7y 10m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Analyst
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,311
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
30
Bankcard utilization:
98%
Homeownership:
No
Screen name:
greenback-cupcake547
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938128
This series of Notes was issued and sold upon the funding of the borrower loan #221384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-17-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$619.01
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Mar-1996
Debt/Income ratio:
29%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
5y 4m
Amount delinquent:
$0
Total credit lines:
14
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$20,910
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
51%
Homeownership:
Yes
Screen name:
natural-fairness582
Borrower's state:
Pennsylvania
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938348
This series of Notes was issued and sold upon the funding of the borrower loan #219194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 15.82%
Monthly payment:
$345.15
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Mar-1995
Debt/Income ratio:
Not calculated
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
13 / 12
Length of status:
9y 10m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$70,716
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
49%
Homeownership:
Yes
Screen name:
tolerant-social344
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938906
This series of Notes was issued and sold upon the funding of the borrower loan #220516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 19.03%
Monthly payment:
$209.02
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Nov-1997
Debt/Income ratio:
31%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
6
Employment status:
Other
Now delinquent:
3
Current / open credit lines:
12 / 11
Length of status:
8y 4m
Amount delinquent:
$0
Total credit lines:
35
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,800
Delinquencies in last 7y:
4
Bankcard utilization:
44%
Homeownership:
Yes
Screen name:
cadence41
Borrower's state:
Nebraska
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1939214
This series of Notes was issued and sold upon the funding of the borrower loan #220630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.25%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
20.00%
Borrower rate/APR:
21.00% / 24.81%
Monthly payment:
$75.35
Lender servicing fee:
1.00%
Effective Yield*:
18.37%
Estimated return*:
8.12%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Aug-1992
Debt/Income ratio:
37%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
3y 4m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Food Service
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,389
Stated income:
$1-$24,999
Delinquencies in last 7y:
2
Bankcard utilization:
90%
Homeownership:
No
Screen name:
precious-hope230
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
11 ( 100% )
640-659 (Latest)
Principal borrowed:
$4,000.00
< 31 days late:
0 ( 0% )
640-659 (Oct-2013)
Principal balance:
$3,015.21
31+ days late:
0 ( 0% )
Total payments billed:
11
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1939824
This series of Notes was issued and sold upon the funding of the borrower loan #219941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-04-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$142.55
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1983
Debt/Income ratio:
24%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
2y 9m
Amount delinquent:
$0
Total credit lines:
39
Occupation:
Construction
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,221
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
57%
Homeownership:
No
Screen name:
kind-receptive-dough
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1940274
This series of Notes was issued and sold upon the funding of the borrower loan #222202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$24,501.09
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
3.74%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-17-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$1,155.66
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Sep-1989
Debt/Income ratio:
15%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 13
Length of status:
0y 9m
Amount delinquent:
$0
Total credit lines:
39
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$77,465
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
90%
Homeownership:
Yes
Screen name:
productive-interest188
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1940388
This series of Notes was issued and sold upon the funding of the borrower loan #218423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$22,775.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.15%
Monthly payment:
$493.94
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Mar-1989
Debt/Income ratio:
29%
FICO08 score:
820-839 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
16y 7m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Postal Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$45,228
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
51%
Homeownership:
Yes
Screen name:
dough-bell987
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1940634
This series of Notes was issued and sold upon the funding of the borrower loan #221241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,500.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-03-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 16.48%
Monthly payment:
$151.75
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Aug-2002
Debt/Income ratio:
25%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
9y 8m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Sales - Retail
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$1,351
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
3
Bankcard utilization:
46%
Homeownership:
No
Screen name:
dinero-toro445
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1941770
This series of Notes was issued and sold upon the funding of the borrower loan #219555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.75%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
24.04%
Borrower rate/APR:
25.04% / 28.94%
Monthly payment:
$159.12
Lender servicing fee:
1.00%
Effective Yield*:
21.91%
Estimated return*:
9.16%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Jun-2003
Debt/Income ratio:
Not calculated
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
2y 2m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$10,617
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
34%
Homeownership:
No
Screen name:
newest-famous-affluence
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1942328
This series of Notes was issued and sold upon the funding of the borrower loan #220285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$404.62
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Apr-1994
Debt/Income ratio:
42%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
1y 3m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Retail Management
Public records last 12m / 10y:
1/ 3
Revolving credit balance:
$8,374
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
50%
Homeownership:
No
Screen name:
yield-catalyst2
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943418
This series of Notes was issued and sold upon the funding of the borrower loan #218003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.24%
Listing Start date:
Oct-09-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
17.25%
Borrower rate/APR:
18.25% / 20.68%
Monthly payment:
$127.65
Lender servicing fee:
1.00%
Effective Yield*:
16.00%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Sep-2007
Debt/Income ratio:
30%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
2y 1m
Amount delinquent:
$0
Total credit lines:
9
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,467
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
87%
Homeownership:
No
Screen name:
dinero-zoo391
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
11 ( 100% )
680-699 (Latest)
Principal borrowed:
$4,000.00
< 31 days late:
0 ( 0% )
680-699 (Oct-2013)
Principal balance:
$2,938.08
31+ days late:
0 ( 0% )
Total payments billed:
11
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943750
This series of Notes was issued and sold upon the funding of the borrower loan #220262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.24%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
5.59%
Borrower rate/APR:
6.59% / 7.96%
Monthly payment:
$613.80
Lender servicing fee:
1.00%
Effective Yield*:
5.50%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Jul-2007
Debt/Income ratio:
23%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 15
Length of status:
1y 5m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$1,319
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
8%
Homeownership:
Yes
Screen name:
balance-hotshot363
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943774
This series of Notes was issued and sold upon the funding of the borrower loan #221353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$70.02
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Oct-2000
Debt/Income ratio:
43%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
1y 2m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Sales - Retail
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,130
Stated income:
$1-$24,999
Delinquencies in last 7y:
0
Bankcard utilization:
95%
Homeownership:
No
Screen name:
transparency-brilliance4
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1944294
This series of Notes was issued and sold upon the funding of the borrower loan #218863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$627.56
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jul-1997
Debt/Income ratio:
38%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
5y 1m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$64,307
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
51%
Homeownership:
Yes
Screen name:
tender-moola516
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1944392
This series of Notes was issued and sold upon the funding of the borrower loan #221389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.75%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
27.00%
Borrower rate/APR:
28.00% / 31.98%
Monthly payment:
$165.45
Lender servicing fee:
1.00%
Effective Yield*:
24.55%
Estimated return*:
9.80%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Aug-1998
Debt/Income ratio:
18%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
9 / 11
Length of status:
5y 10m
Amount delinquent:
$1,063
Total credit lines:
37
Occupation:
Clerical
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,061
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
82
Bankcard utilization:
72%
Homeownership:
No
Screen name:
liberty-explorer388
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945068
This series of Notes was issued and sold upon the funding of the borrower loan #218652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-04-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 20.99%
Monthly payment:
$462.48
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Dec-1989
Debt/Income ratio:
20%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
6
Current / open credit lines:
12 / 12
Length of status:
26y 2m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,498
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
5
Bankcard utilization:
81%
Homeownership:
No
Screen name:
greenback-vibrato3
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945860
This series of Notes was issued and sold upon the funding of the borrower loan #219006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 19.14%
Monthly payment:
$296.62
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Oct-1994
Debt/Income ratio:
Not calculated
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
7y 9m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$29,417
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
38%
Homeownership:
No
Screen name:
happy-return174
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945892
This series of Notes was issued and sold upon the funding of the borrower loan #218406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$247.60
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Jun-2003
Debt/Income ratio:
29%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
9y 3m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,302
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
27%
Homeownership:
No
Screen name:
hello_kitty
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
0 / 1
On-time:
4 ( 100% )
720-739 (Latest)
Principal borrowed:
$10,000.00
< 31 days late:
0 ( 0% )
680-699 (Dec-2013)
Principal balance:
$0.00
31+ days late:
0 ( 0% )
Total payments billed:
4
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1946826
This series of Notes was issued and sold upon the funding of the borrower loan #220496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 24.09%
Monthly payment:
$746.33
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Aug-1997
Debt/Income ratio:
19%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
12 / 11
Length of status:
1y 3m
Amount delinquent:
$242
Total credit lines:
30
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,785
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
27%
Homeownership:
Yes
Screen name:
green-happy-responsibility72
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947854
This series of Notes was issued and sold upon the funding of the borrower loan #218675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 22.30%
Monthly payment:
$182.14
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Dec-1988
Debt/Income ratio:
26%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
27y 4m
Amount delinquent:
$0
Total credit lines:
42
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$1,583
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
58
Bankcard utilization:
12%
Homeownership:
No
Screen name:
order-banker767
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947906
This series of Notes was issued and sold upon the funding of the borrower loan #218857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$276.74
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Sep-2004
Debt/Income ratio:
35%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
0y 3m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,872
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
71%
Homeownership:
No
Screen name:
unrelenting-hope5
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1948080
This series of Notes was issued and sold upon the funding of the borrower loan #220162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-04-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$461.64
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Feb-1985
Debt/Income ratio:
34%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
14y 0m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Clerical
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$17,649
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
98%
Homeownership:
Yes
Screen name:
cash-aspen4
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1948370
This series of Notes was issued and sold upon the funding of the borrower loan #218768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$35,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$1,180.13
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Jan-2000
Debt/Income ratio:
23%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
10y 2m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$36,014
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
64%
Homeownership:
Yes
Screen name:
transaction-tuba9
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949684
This series of Notes was issued and sold upon the funding of the borrower loan #219057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.25%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
26.24%
Borrower rate/APR:
27.24% / 29.90%
Monthly payment:
$184.07
Lender servicing fee:
1.00%
Effective Yield*:
23.86%
Estimated return*:
9.61%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Jul-2001
Debt/Income ratio:
37%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 16
Length of status:
0y 3m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,550
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
6
Bankcard utilization:
78%
Homeownership:
No
Screen name:
first-dollar-proton
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950104
This series of Notes was issued and sold upon the funding of the borrower loan #222085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$105.09
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jan-1975
Debt/Income ratio:
7%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
12 / 8
Length of status:
1y 7m
Amount delinquent:
$454
Total credit lines:
48
Occupation:
Sales - Retail
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,824
Stated income:
$100,000+
Delinquencies in last 7y:
7
Bankcard utilization:
5%
Homeownership:
Yes
Screen name:
felicity-reaction246
Borrower's state:
Missouri
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950212
This series of Notes was issued and sold upon the funding of the borrower loan #220127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$213.17
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1994
Debt/Income ratio:
16%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
1
Current / open credit lines:
5 / 5
Length of status:
0y 0m
Amount delinquent:
$9,524
Total credit lines:
24
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,194
Delinquencies in last 7y:
8
Bankcard utilization:
80%
Homeownership:
No
Screen name:
transaction-pilot2
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950326
This series of Notes was issued and sold upon the funding of the borrower loan #221350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
15.75%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
28.50%
Borrower rate/APR:
29.50% / 33.51%
Monthly payment:
$126.53
Lender servicing fee:
1.00%
Effective Yield*:
25.92%
Estimated return*:
10.17%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-2007
Debt/Income ratio:
46%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
4y 9m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Construction
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$10,594
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
64%
Homeownership:
No
Screen name:
vigilance-renewal5
Borrower's state:
Pennsylvania
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950498
This series of Notes was issued and sold upon the funding of the borrower loan #220420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-04-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$126.72
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
May-1988
Debt/Income ratio:
12%
FICO08 score:
760-779 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
18y 9m
Amount delinquent:
$0
Total credit lines:
23
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,806
Delinquencies in last 7y:
0
Bankcard utilization:
27%
Homeownership:
Yes
Screen name:
enthralling-peso549
Borrower's state:
SouthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950938
This series of Notes was issued and sold upon the funding of the borrower loan #219985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$170.66
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-2008
Debt/Income ratio:
27%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
0y 1m
Amount delinquent:
$0
Total credit lines:
7
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,590
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
4
Bankcard utilization:
38%
Homeownership:
No
Screen name:
kellye714
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1952606
This series of Notes was issued and sold upon the funding of the borrower loan #222145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 22.30%
Monthly payment:
$910.72
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-1988
Debt/Income ratio:
30%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 11
Length of status:
24y 4m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$87,132
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
99%
Homeownership:
Yes
Screen name:
principal-miser3
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1952996
This series of Notes was issued and sold upon the funding of the borrower loan #219509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,500.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$170.77
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Sep-1999
Debt/Income ratio:
22%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
1y 1m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,204
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
2
Bankcard utilization:
25%
Homeownership:
No
Screen name:
worth-chorus1
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 2
On-time:
24 ( 100% )
640-659 (Latest)
Principal borrowed:
$5,500.00
< 31 days late:
0 ( 0% )
640-659 (Nov-2013)
680-699 (Aug-2012)
Principal balance:
$2,703.25
31+ days late:
0 ( 0% )
Total payments billed:
24
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954874
This series of Notes was issued and sold upon the funding of the borrower loan #220584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.75%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
27.00%
Borrower rate/APR:
28.00% / 30.68%
Monthly payment:
$124.54
Lender servicing fee:
1.00%
Effective Yield*:
24.55%
Estimated return*:
9.80%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Sep-1998
Debt/Income ratio:
11%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
4
Current / open credit lines:
5 / 5
Length of status:
1y 5m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Professional
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$5,308
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
89%
Homeownership:
No
Screen name:
thoughtful-funds219
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954988
This series of Notes was issued and sold upon the funding of the borrower loan #221203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$110.88
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jun-2001
Debt/Income ratio:
10%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 5
Length of status:
9y 4m
Amount delinquent:
$0
Total credit lines:
20
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$870
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
0%
Homeownership:
Yes
Screen name:
riveting-vigilance6
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956098
This series of Notes was issued and sold upon the funding of the borrower loan #221184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$472.89
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Apr-1997
Debt/Income ratio:
40%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
13 / 13
Length of status:
21y 9m
Amount delinquent:
$9,745
Total credit lines:
31
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,430
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
25
Bankcard utilization:
57%
Homeownership:
Yes
Screen name:
awesome-truth918
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956930
This series of Notes was issued and sold upon the funding of the borrower loan #218895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$30,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 15.82%
Monthly payment:
$690.30
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
May-1984
Debt/Income ratio:
44%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
14y 1m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$32,144
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
63%
Homeownership:
Yes
Screen name:
impartial-peso5
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957070
This series of Notes was issued and sold upon the funding of the borrower loan #220828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.74%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 19.74%
Monthly payment:
$527.73
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Mar-1998
Debt/Income ratio:
Not calculated
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
38y 4m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Other
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$8,215
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
45
Bankcard utilization:
78%
Homeownership:
No
Screen name:
lively-exchange773
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957536
This series of Notes was issued and sold upon the funding of the borrower loan #218063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
15.75%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
28.50%
Borrower rate/APR:
29.50% / 33.51%
Monthly payment:
$168.71
Lender servicing fee:
1.00%
Effective Yield*:
25.92%
Estimated return*:
10.17%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Feb-1991
Debt/Income ratio:
12%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
31y 5m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Civil Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$17,606
Stated income:
$100,000+
Delinquencies in last 7y:
6
Bankcard utilization:
61%
Homeownership:
Yes
Screen name:
silver-sushi4
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958598
This series of Notes was issued and sold upon the funding of the borrower loan #220008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$404.62
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jan-2001
Debt/Income ratio:
29%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 10
Length of status:
12y 9m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$13,309
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
4
Bankcard utilization:
62%
Homeownership:
No
Screen name:
trumpeter731
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1959596
This series of Notes was issued and sold upon the funding of the borrower loan #221231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.99%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
9.29%
Borrower rate/APR:
10.29% / 13.12%
Monthly payment:
$194.42
Lender servicing fee:
1.00%
Effective Yield*:
8.97%
Estimated return*:
5.98%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Dec-2006
Debt/Income ratio:
23%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 7
Length of status:
11y 9m
Amount delinquent:
$0
Total credit lines:
14
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,651
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
35%
Homeownership:
No
Screen name:
enterprising-value831
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960070
This series of Notes was issued and sold upon the funding of the borrower loan #222196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,500.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 15.82%
Monthly payment:
$356.65
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Dec-1993
Debt/Income ratio:
31%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
15y 1m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Police Officer/Corr...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$111,679
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
82%
Homeownership:
Yes
Screen name:
finance-awakening0
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
0 / 1
On-time:
11 ( 100% )
740-759 (Latest)
Principal borrowed:
$2,000.00
< 31 days late:
0 ( 0% )
700-719 (Sep-2012)
Principal balance:
$0.00
31+ days late:
0 ( 0% )
Total payments billed:
11
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960442
This series of Notes was issued and sold upon the funding of the borrower loan #220926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 22.97%
Monthly payment:
$441.09
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
May-2002
Debt/Income ratio:
40%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 6
Length of status:
22y 3m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$59,094
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
95%
Homeownership:
Yes
Screen name:
unflappable-liberty678
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960620
This series of Notes was issued and sold upon the funding of the borrower loan #219208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$28,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$980.25
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jun-2001
Debt/Income ratio:
50%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
4y 9m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$38,579
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
66%
Homeownership:
Yes
Screen name:
euro-leather91960
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1962812
This series of Notes was issued and sold upon the funding of the borrower loan #221096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-16-2014
Term:
60 months
Listing End date:
Oct-17-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 22.78%
Monthly payment:
$666.53
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Sep-1995
Debt/Income ratio:
31%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 12
Length of status:
18y 2m
Amount delinquent:
$0
Total credit lines:
54
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$157,964
Stated income:
$100,000+
Delinquencies in last 7y:
3
Bankcard utilization:
98%
Homeownership:
Yes
Screen name:
meteoric-listing945
Borrower's state:
Delaware
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1963968
This series of Notes was issued and sold upon the funding of the borrower loan #220796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$27,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$847.20
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
May-1995
Debt/Income ratio:
22%
FICO08 score:
800-819 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 15
Length of status:
11y 5m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$30,265
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
22%
Homeownership:
Yes
Screen name:
mje59
Borrower's state:
NewHampshire
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965552
This series of Notes was issued and sold upon the funding of the borrower loan #217878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 20.87%
Monthly payment:
$214.36
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Nov-1995
Debt/Income ratio:
27%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
10 / 10
Length of status:
2y 0m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Bus Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,253
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
58%
Homeownership:
No
Screen name:
unequivocal-worth4
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965612
This series of Notes was issued and sold upon the funding of the borrower loan #219479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 19.03%
Monthly payment:
$278.70
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Oct-1994
Debt/Income ratio:
16%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
5
Employment status:
Employed
Now delinquent:
4
Current / open credit lines:
19 / 19
Length of status:
2y 5m
Amount delinquent:
$2,279
Total credit lines:
40
Occupation:
Executive
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,022
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
4
Bankcard utilization:
29%
Homeownership:
Yes
Screen name:
return-embrace417
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1967346
This series of Notes was issued and sold upon the funding of the borrower loan #219495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 22.78%
Monthly payment:
$266.61
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Nov-1999
Debt/Income ratio:
13%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
8 / 7
Length of status:
4y 11m
Amount delinquent:
$0
Total credit lines:
36
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,791
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
60%
Homeownership:
Yes
Screen name:
marble813802
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1967718
This series of Notes was issued and sold upon the funding of the borrower loan #220090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$384.70
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Nov-1999
Debt/Income ratio:
47%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
34 / 31
Length of status:
0y 10m
Amount delinquent:
$0
Total credit lines:
72
Occupation:
Social Worker
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,171
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
60
Bankcard utilization:
17%
Homeownership:
Yes
Screen name:
worth-holly631
Borrower's state:
NewHampshire
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1968360
This series of Notes was issued and sold upon the funding of the borrower loan #221527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,500.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$159.88
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
May-1989
Debt/Income ratio:
13%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
7 / 7
Length of status:
1y 3m
Amount delinquent:
$100
Total credit lines:
19
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,612
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
14
Bankcard utilization:
64%
Homeownership:
No
Screen name:
authoritative-loot1
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1968606
This series of Notes was issued and sold upon the funding of the borrower loan #218615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
5.59%
Borrower rate/APR:
6.59% / 7.96%
Monthly payment:
$460.35
Lender servicing fee:
1.00%
Effective Yield*:
5.50%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Feb-1997
Debt/Income ratio:
Not calculated
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
3y 4m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,954
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
34%
Homeownership:
No
Screen name:
blissful-repayment10
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
10 ( 100% )
740-759 (Latest)
Principal borrowed:
$5,000.00
< 31 days late:
0 ( 0% )
720-739 (Nov-2013)
Principal balance:
$1.28
31+ days late:
0 ( 0% )
Total payments billed:
10
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1969380
This series of Notes was issued and sold upon the funding of the borrower loan #221369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$133.32
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Dec-1997
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
7 / 6
Length of status:
52y 1m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,012
Stated income:
$1-$24,999
Delinquencies in last 7y:
24
Bankcard utilization:
53%
Homeownership:
No
Screen name:
note-jamboree9
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1970904
This series of Notes was issued and sold upon the funding of the borrower loan #220894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
0.74%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
5.05%
Borrower rate/APR:
6.05% / 6.73%
Monthly payment:
$152.22
Lender servicing fee:
1.00%
Effective Yield*:
5.00%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Aug-1983
Debt/Income ratio:
29%
FICO08 score:
800-819 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
23y 1m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Retail Management
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,607
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
1%
Homeownership:
Yes
Screen name:
platinum-karate9
Borrower's state:
WestVirginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1971774
This series of Notes was issued and sold upon the funding of the borrower loan #221110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$337.18
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-2002
Debt/Income ratio:
14%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
8 / 8
Length of status:
14y 9m
Amount delinquent:
$18,292
Total credit lines:
21
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$6,343
Stated income:
$100,000+
Delinquencies in last 7y:
23
Bankcard utilization:
82%
Homeownership:
Yes
Screen name:
blue-terrific-greenback
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1973238
This series of Notes was issued and sold upon the funding of the borrower loan #219896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$482.60
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jul-2004
Debt/Income ratio:
17%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
4y 6m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Construction
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,258
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
9
Bankcard utilization:
31%
Homeownership:
No
Screen name:
upright-bazaar458
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1975128
This series of Notes was issued and sold upon the funding of the borrower loan #221064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-17-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$848.38
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jul-1989
Debt/Income ratio:
31%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
6
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 12
Length of status:
1y 4m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Realtor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$22,043
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
54%
Homeownership:
Yes
Screen name:
Tucson2014
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1975566
This series of Notes was issued and sold upon the funding of the borrower loan #219403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
15.75%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
28.50%
Borrower rate/APR:
29.50% / 33.51%
Monthly payment:
$168.71
Lender servicing fee:
1.00%
Effective Yield*:
25.92%
Estimated return*:
10.17%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Sep-1988
Debt/Income ratio:
9%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 12
Length of status:
7y 8m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Bus Driver
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,850
Stated income:
$100,000+
Delinquencies in last 7y:
26
Bankcard utilization:
75%
Homeownership:
No
Screen name:
celfabriciano10minasgeraisbrasil
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1975974
This series of Notes was issued and sold upon the funding of the borrower loan #219663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 17.71%
Monthly payment:
$287.69
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jun-1998
Debt/Income ratio:
16%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
8y 8m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Scientist
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,402
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
21
Bankcard utilization:
76%
Homeownership:
No
Screen name:
euro-edifice521
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1977696
This series of Notes was issued and sold upon the funding of the borrower loan #220592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 20.99%
Monthly payment:
$77.08
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-1990
Debt/Income ratio:
41%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
18 / 16
Length of status:
0y 4m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$55,831
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
63%
Homeownership:
Yes
Screen name:
wise-auction-crescendo
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1978296
This series of Notes was issued and sold upon the funding of the borrower loan #220552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 24.09%
Monthly payment:
$746.33
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jun-2011
Debt/Income ratio:
35%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 6
Length of status:
4y 7m
Amount delinquent:
$0
Total credit lines:
10
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,036
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
63%
Homeownership:
No
Screen name:
statesperson840709
Borrower's state:
Alabama
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1980090
This series of Notes was issued and sold upon the funding of the borrower loan #221758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$316.79
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jul-2006
Debt/Income ratio:
28%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
2y 11m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,097
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
53%
Homeownership:
No
Screen name:
brightest-nickel-chuckler
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981026
This series of Notes was issued and sold upon the funding of the borrower loan #220374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$9,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.73%
Monthly payment:
$310.52
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Oct-1997
Debt/Income ratio:
15%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
3y 7m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,157
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
20
Bankcard utilization:
64%
Homeownership:
No
Screen name:
impartial-coin720
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981062
This series of Notes was issued and sold upon the funding of the borrower loan #220670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.73%
Monthly payment:
$98.06
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Dec-1993
Debt/Income ratio:
9%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
12 / 11
Length of status:
14y 11m
Amount delinquent:
$1,676
Total credit lines:
40
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,764
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
57
Bankcard utilization:
88%
Homeownership:
Yes
Screen name:
newest-extraordinary-kindness
Borrower's state:
Montana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1982280
This series of Notes was issued and sold upon the funding of the borrower loan #221359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.74%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
6.69%
Borrower rate/APR:
7.69% / 9.07%
Monthly payment:
$62.39
Lender servicing fee:
1.00%
Effective Yield*:
6.55%
Estimated return*:
4.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Jun-2004
Debt/Income ratio:
34%
FICO08 score:
780-799 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 17
Length of status:
5y 3m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,284
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
26%
Homeownership:
Yes
Screen name:
affluence-firestarter3
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
25 ( 100% )
780-799 (Latest)
Principal borrowed:
$6,000.00
< 31 days late:
0 ( 0% )
740-759 (Sep-2012)
Principal balance:
$1,985.10
31+ days late:
0 ( 0% )
Total payments billed:
25
Description
Engagement Ring Financing
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1986198
This series of Notes was issued and sold upon the funding of the borrower loan #220723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
16.25%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
29.09%
Borrower rate/APR:
30.09% / 34.12%
Monthly payment:
$170.00
Lender servicing fee:
1.00%
Effective Yield*:
26.46%
Estimated return*:
10.21%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Mar-1994
Debt/Income ratio:
49%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
2y 7m
Amount delinquent:
$0
Total credit lines:
43
Occupation:
Nurse's Aide
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$9,028
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
18
Bankcard utilization:
88%
Homeownership:
No
Screen name:
top-fund-triumph
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1986528
This series of Notes was issued and sold upon the funding of the borrower loan #220617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 15.82%
Monthly payment:
$276.12
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Mar-1996
Debt/Income ratio:
25%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
2y 3m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,221
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
61%
Homeownership:
Yes
Screen name:
engrossing-currency377
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988550
This series of Notes was issued and sold upon the funding of the borrower loan #221420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.99%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
9.29%
Borrower rate/APR:
10.29% / 13.12%
Monthly payment:
$162.02
Lender servicing fee:
1.00%
Effective Yield*:
8.97%
Estimated return*:
5.98%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Sep-1990
Debt/Income ratio:
13%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
3y 5m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,471
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
86%
Homeownership:
No
Screen name:
agreement-pouch68
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988922
This series of Notes was issued and sold upon the funding of the borrower loan #221503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 23.38%
Monthly payment:
$369.60
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Aug-1999
Debt/Income ratio:
28%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 13
Length of status:
22y 3m
Amount delinquent:
$0
Total credit lines:
44
Occupation:
Construction
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,808
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
40
Bankcard utilization:
67%
Homeownership:
Yes
Screen name:
newest-nickel-observatory
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1989180
This series of Notes was issued and sold upon the funding of the borrower loan #221281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 27.31%
Monthly payment:
$389.39
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Oct-1994
Debt/Income ratio:
55%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
30 / 27
Length of status:
18y 5m
Amount delinquent:
$0
Total credit lines:
57
Occupation:
Bus Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,949
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
18%
Homeownership:
No
Screen name:
abundant-principal577
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1706009
This series of Notes was issued and sold upon the funding of the borrower loan #218660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.25%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-03-2014
Lender yield:
23.24%
Borrower rate/APR:
24.24% / 28.12%
Monthly payment:
$157.44
Lender servicing fee:
1.00%
Effective Yield*:
21.21%
Estimated return*:
8.96%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jul-1997
Debt/Income ratio:
25%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 10
Length of status:
11y 9m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Analyst
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,985
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
0%
Homeownership:
No
Screen name:
top-respectful-capital
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1724047
This series of Notes was issued and sold upon the funding of the borrower loan #220349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 19.55%
Monthly payment:
$374.00
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Dec-2005
Debt/Income ratio:
19%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
13 / 12
Length of status:
5y 6m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,810
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
2
Bankcard utilization:
46%
Homeownership:
Yes
Screen name:
bold-income-aviary
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1754341
This series of Notes was issued and sold upon the funding of the borrower loan #219737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.24%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
12.85%
Borrower rate/APR:
13.85% / 16.18%
Monthly payment:
$347.86
Lender servicing fee:
1.00%
Effective Yield*:
12.17%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1982
Debt/Income ratio:
44%
FICO08 score:
780-799 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
7y 11m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Tradesman - Mechani...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$41,805
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
Yes
Screen name:
bright-loot741
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1758757
This series of Notes was issued and sold upon the funding of the borrower loan #220667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
15.75%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
28.50%
Borrower rate/APR:
29.50% / 33.51%
Monthly payment:
$168.71
Lender servicing fee:
1.00%
Effective Yield*:
25.92%
Estimated return*:
10.17%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Nov-1998
Debt/Income ratio:
13%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 4
Length of status:
1y 8m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$1,920
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
72
Bankcard utilization:
56%
Homeownership:
No
Screen name:
credit-radio913
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1761285
This series of Notes was issued and sold upon the funding of the borrower loan #221018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$17,676.70
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
6.74%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 19.74%
Monthly payment:
$879.54
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Feb-1991
Debt/Income ratio:
23%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
10 / 9
Length of status:
11y 11m
Amount delinquent:
$177
Total credit lines:
58
Occupation:
Skilled Labor
Public records last 12m / 10y:
1/ 2
Revolving credit balance:
$14,631
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
6
Bankcard utilization:
66%
Homeownership:
No
Screen name:
rupee-elixir2
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1763575
This series of Notes was issued and sold upon the funding of the borrower loan #218852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$19,082.60
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
5.24%
Listing Start date:
Sep-28-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
12.85%
Borrower rate/APR:
13.85% / 16.18%
Monthly payment:
$533.38
Lender servicing fee:
1.00%
Effective Yield*:
12.17%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Aug-1999
Debt/Income ratio:
10%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
4y 2m
Amount delinquent:
$0
Total credit lines:
16
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$2,300
Stated income:
$100,000+
Delinquencies in last 7y:
6
Bankcard utilization:
68%
Homeownership:
Yes
Screen name:
knowledgeable-treasure90
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1773429
This series of Notes was issued and sold upon the funding of the borrower loan #218994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-05-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 25.08%
Monthly payment:
$279.27
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Oct-2002
Debt/Income ratio:
25%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
5y 7m
Amount delinquent:
$0
Total credit lines:
46
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$14,132
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
4
Bankcard utilization:
55%
Homeownership:
Yes
Screen name:
joliefille12
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1778803
This series of Notes was issued and sold upon the funding of the borrower loan #219807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 16.48%
Monthly payment:
$420.23
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jun-1995
Debt/Income ratio:
33%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
15y 10m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,880
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
10
Bankcard utilization:
60%
Homeownership:
Yes
Screen name:
truth-marsupial8
Borrower's state:
Kentucky
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1782203
This series of Notes was issued and sold upon the funding of the borrower loan #219929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$499.94
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Apr-1991
Debt/Income ratio:
14%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
4y 7m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Sales - Commission
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$8,294
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
8
Bankcard utilization:
56%
Homeownership:
Yes
Screen name:
the-fair-payment
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1793017
This series of Notes was issued and sold upon the funding of the borrower loan #219887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.24%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
5.59%
Borrower rate/APR:
6.59% / 7.96%
Monthly payment:
$153.45
Lender servicing fee:
1.00%
Effective Yield*:
5.50%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Jan-1997
Debt/Income ratio:
19%
FICO08 score:
740-759 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
8y 7m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,229
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
Yes
Screen name:
affluence-vault6
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
15 ( 100% )
740-759 (Latest)
Principal borrowed:
$25,000.00
< 31 days late:
0 ( 0% )
700-719 (Jun-2013)
Principal balance:
$20,744.51
31+ days late:
0 ( 0% )
Total payments billed:
15
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1793713
This series of Notes was issued and sold upon the funding of the borrower loan #219587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.24%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
5.59%
Borrower rate/APR:
6.59% / 7.96%
Monthly payment:
$613.80
Lender servicing fee:
1.00%
Effective Yield*:
5.50%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Jun-1996
Debt/Income ratio:
17%
FICO08 score:
720-739 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
15 / 12
Length of status:
15y 9m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$32,833
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
1
Bankcard utilization:
22%
Homeownership:
Yes
Screen name:
tornado36
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1797733
This series of Notes was issued and sold upon the funding of the borrower loan #219481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-01-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 27.31%
Monthly payment:
$116.82
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Jul-1987
Debt/Income ratio:
8%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
6
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 5
Length of status:
0y 0m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$2,105
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
16
Bankcard utilization:
52%
Homeownership:
No
Screen name:
ready-dollar515
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1803715
This series of Notes was issued and sold upon the funding of the borrower loan #220537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$22,500.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-01-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 18.07%
Monthly payment:
$543.58
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-2011
Debt/Income ratio:
15%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
6
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
3y 0m
Amount delinquent:
$0
Total credit lines:
6
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,152
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
53%
Homeownership:
No
Screen name:
tapestry09
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1807249
This series of Notes was issued and sold upon the funding of the borrower loan #220237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.73%
Monthly payment:
$196.12
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Feb-2010
Debt/Income ratio:
9%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 9
Length of status:
21y 9m
Amount delinquent:
$0
Total credit lines:
13
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,011
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
26%
Homeownership:
No
Screen name:
adaptable-commitment697
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1810393
This series of Notes was issued and sold upon the funding of the borrower loan #218232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$26,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-02-2014
Term:
60 months
Listing End date:
Oct-02-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 19.55%
Monthly payment:
$648.27
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Oct-1991
Debt/Income ratio:
34%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
1y 0m
Amount delinquent:
$0
Total credit lines:
11
Occupation:
Sales - Commission
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$26,212
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
87%
Homeownership:
No
Screen name:
exciting-felicity511
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1810465
This series of Notes was issued and sold upon the funding of the borrower loan #218600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-02-2014
Term:
60 months
Listing End date:
Oct-08-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 13.86%
Monthly payment:
$264.45
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Aug-1996
Debt/Income ratio:
18%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
10 / 10
Length of status:
3y 1m
Amount delinquent:
$29,024
Total credit lines:
39
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,083
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
4
Bankcard utilization:
26%
Homeownership:
No
Screen name:
director766
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1811821
This series of Notes was issued and sold upon the funding of the borrower loan #221923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$328.29
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Oct-1985
Debt/Income ratio:
16%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
14 / 12
Length of status:
5y 8m
Amount delinquent:
$0
Total credit lines:
56
Stated income:
$50,000-$74,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,722
Delinquencies in last 7y:
0
Bankcard utilization:
28%
Homeownership:
Yes
Screen name:
sula0401
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1814611
This series of Notes was issued and sold upon the funding of the borrower loan #219282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-05-2014
Term:
60 months
Listing End date:
Oct-05-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$426.66
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jan-1980
Debt/Income ratio:
14%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
5y 4m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$35,064
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
81%
Homeownership:
Yes
Screen name:
courageous-deal472
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1815559
This series of Notes was issued and sold upon the funding of the borrower loan #220354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.25%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
26.24%
Borrower rate/APR:
27.24% / 29.90%
Monthly payment:
$184.07
Lender servicing fee:
1.00%
Effective Yield*:
23.86%
Estimated return*:
9.61%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Nov-2004
Debt/Income ratio:
41%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
1y 5m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,185
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
42%
Homeownership:
No
Screen name:
best-blazing-loyalty
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1815751
This series of Notes was issued and sold upon the funding of the borrower loan #219746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$30,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.85%
Monthly payment:
$996.29
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Sep-1994
Debt/Income ratio:
28%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
2y 9m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$25,519
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
73%
Homeownership:
Yes
Screen name:
exchange-admiral032
Borrower's state:
Oregon
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1817293
This series of Notes was issued and sold upon the funding of the borrower loan #220431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 23.38%
Monthly payment:
$369.60
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Sep-1995
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
2
Current / open credit lines:
7 / 7
Length of status:
25y 2m
Amount delinquent:
$197
Total credit lines:
13
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,641
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
8
Bankcard utilization:
67%
Homeownership:
No
Screen name:
versatile-benefit528
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1819033
This series of Notes was issued and sold upon the funding of the borrower loan #219551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-05-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$284.44
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jan-2001
Debt/Income ratio:
29%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
2y 6m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Clerical
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,158
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
85%
Homeownership:
No
Screen name:
determined-order415
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1823539
This series of Notes was issued and sold upon the funding of the borrower loan #219669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-05-2014
Term:
60 months
Listing End date:
Oct-06-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 24.37%
Monthly payment:
$275.34
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jan-1983
Debt/Income ratio:
27%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
8 / 9
Length of status:
2y 6m
Amount delinquent:
$304
Total credit lines:
17
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$19,033
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
82%
Homeownership:
No
Screen name:
durability-speaker452
Borrower's state:
Massachusetts
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1824367
This series of Notes was issued and sold upon the funding of the borrower loan #219557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-05-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$656.80
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
May-1990
Debt/Income ratio:
14%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
16 / 16
Length of status:
26y 5m
Amount delinquent:
$348
Total credit lines:
56
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$25,494
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
73%
Homeownership:
Yes
Screen name:
magnificent-repayment875
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1824391
This series of Notes was issued and sold upon the funding of the borrower loan #219886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$177.64
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-2003
Debt/Income ratio:
9%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
10y 9m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Nurse's Aide
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,932
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
21
Bankcard utilization:
55%
Homeownership:
No
Screen name:
open-interest62
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1825717
This series of Notes was issued and sold upon the funding of the borrower loan #220583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$11,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$353.91
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Aug-2003
Debt/Income ratio:
16%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
14y 8m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,815
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
8%
Homeownership:
No
Screen name:
jjoohhnn
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1827307
This series of Notes was issued and sold upon the funding of the borrower loan #219563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,500.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.24%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
5.59%
Borrower rate/APR:
6.59% / 7.96%
Monthly payment:
$383.62
Lender servicing fee:
1.00%
Effective Yield*:
5.50%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
May-1991
Debt/Income ratio:
34%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 16
Length of status:
1y 2m
Amount delinquent:
$0
Total credit lines:
42
Occupation:
Teacher
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$21,219
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
42%
Homeownership:
Yes
Screen name:
mindful-payout884
Borrower's state:
Wyoming
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1829485
This series of Notes was issued and sold upon the funding of the borrower loan #222082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$627.56
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Feb-1997
Debt/Income ratio:
26%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
5y 11m
Amount delinquent:
$0
Total credit lines:
28
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$28,092
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
58%
Homeownership:
No
Screen name:
successful-durability587
Borrower's state:
SouthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1831021
This series of Notes was issued and sold upon the funding of the borrower loan #220210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$464.25
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Oct-1981
Debt/Income ratio:
25%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
25y 3m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$37,373
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
66%
Homeownership:
No
Screen name:
agreement-engine8
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
10 ( 100% )
720-739 (Latest)
Principal borrowed:
$25,000.00
< 31 days late:
0 ( 0% )
700-719 (Nov-2013)
Principal balance:
$19,237.34
31+ days late:
0 ( 0% )
Total payments billed:
10
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834051
This series of Notes was issued and sold upon the funding of the borrower loan #218792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.27%
Monthly payment:
$266.87
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Sep-1990
Debt/Income ratio:
31%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 7
Length of status:
34y 0m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Nurse's Aide
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,224
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
48%
Homeownership:
Yes
Screen name:
reward-nexus217
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
11 ( 100% )
700-719 (Latest)
Principal borrowed:
$4,000.00
< 31 days late:
0 ( 0% )
660-679 (Oct-2013)
Principal balance:
$2,992.19
31+ days late:
0 ( 0% )
Total payments billed:
11
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834177
This series of Notes was issued and sold upon the funding of the borrower loan #219539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$619.01
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Aug-1996
Debt/Income ratio:
19%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
6y 10m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$36,987
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
68%
Homeownership:
No
Screen name:
orange-unbeatable-dinero
Borrower's state:
Nevada
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834831
This series of Notes was issued and sold upon the funding of the borrower loan #219507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$656.80
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Mar-2000
Debt/Income ratio:
28%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
15y 6m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$54,769
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
74%
Homeownership:
Yes
Screen name:
peace-ladder4
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1838329
This series of Notes was issued and sold upon the funding of the borrower loan #220854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.74%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
17.90%
Borrower rate/APR:
18.90% / 21.35%
Monthly payment:
$517.71
Lender servicing fee:
1.00%
Effective Yield*:
16.55%
Estimated return*:
7.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jul-2002
Debt/Income ratio:
26%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 12
Length of status:
12y 5m
Amount delinquent:
$0
Total credit lines:
36
Occupation:
Medical Technician
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,296
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
34%
Homeownership:
No
Screen name:
suave-leverage687
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1839955
This series of Notes was issued and sold upon the funding of the borrower loan #221989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,500.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
12.85%
Borrower rate/APR:
13.85% / 17.50%
Monthly payment:
$85.26
Lender servicing fee:
1.00%
Effective Yield*:
12.17%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jul-1979
Debt/Income ratio:
24%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 7
Length of status:
9y 2m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Food Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$17,427
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
60%
Homeownership:
Yes
Screen name:
sundae523730
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1841173
This series of Notes was issued and sold upon the funding of the borrower loan #219341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$888.21
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Apr-1991
Debt/Income ratio:
45%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
13 / 11
Length of status:
3y 3m
Amount delinquent:
$1,117
Total credit lines:
29
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$31,711
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
78%
Homeownership:
Yes
Screen name:
knowledgeable-payment650378
Borrower's state:
Wisconsin
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1841563
This series of Notes was issued and sold upon the funding of the borrower loan #220394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.75%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
24.04%
Borrower rate/APR:
25.04% / 28.94%
Monthly payment:
$159.12
Lender servicing fee:
1.00%
Effective Yield*:
21.91%
Estimated return*:
9.16%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Sep-1994
Debt/Income ratio:
39%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
19 / 16
Length of status:
8y 0m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Engineer - Chemical
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$15,240
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
73%
Homeownership:
Yes
Screen name:
loyalty-pudding970
Borrower's state:
SouthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1846111
This series of Notes was issued and sold upon the funding of the borrower loan #220488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$193.04
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Oct-1999
Debt/Income ratio:
9%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
0y 4m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Tradesman - Mechani...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,522
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
6
Bankcard utilization:
46%
Homeownership:
Yes
Screen name:
foxy-asset644
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1846429
This series of Notes was issued and sold upon the funding of the borrower loan #220838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$175.05
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-1988
Debt/Income ratio:
46%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
1
Current / open credit lines:
14 / 13
Length of status:
2y 10m
Amount delinquent:
$451
Total credit lines:
32
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,303
Delinquencies in last 7y:
4
Bankcard utilization:
50%
Homeownership:
Yes
Screen name:
new-point-statue
Borrower's state:
Pennsylvania
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1848397
This series of Notes was issued and sold upon the funding of the borrower loan #220451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$525.14
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Oct-2004
Debt/Income ratio:
50%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
8y 6m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,166
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
48%
Homeownership:
No
Screen name:
encourager176
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1851829
This series of Notes was issued and sold upon the funding of the borrower loan #221027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$22,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.24%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-17-2014
Lender yield:
12.85%
Borrower rate/APR:
13.85% / 16.18%
Monthly payment:
$510.19
Lender servicing fee:
1.00%
Effective Yield*:
12.17%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
May-1997
Debt/Income ratio:
33%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 11
Length of status:
2y 6m
Amount delinquent:
$0
Total credit lines:
37
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,792
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
83%
Homeownership:
Yes
Screen name:
lively-exchange73
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1851949
This series of Notes was issued and sold upon the funding of the borrower loan #220454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 18.07%
Monthly payment:
$241.59
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
May-2003
Debt/Income ratio:
22%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
3y 5m
Amount delinquent:
$0
Total credit lines:
28
Occupation:
Realtor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$21,787
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
65%
Homeownership:
No
Screen name:
organized-durability720
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1853359
This series of Notes was issued and sold upon the funding of the borrower loan #220460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,350.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 22.06%
Monthly payment:
$140.55
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1985
Debt/Income ratio:
4%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 3
Length of status:
28y 8m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$0
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
0%
Homeownership:
Yes
Screen name:
bta6518
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
0 / 10
On-time:
38 ( 76% )
640-659 (Latest)
Principal borrowed:
$45,000.00
< 31 days late:
11 ( 22% )
660-679 (Sep-2014)
660-679 (Mar-2014)
640-659 (Nov-2013)
720-739 (Nov-2012)
Principal balance:
$0.00
31+ days late:
1 ( 2% )
Total payments billed:
50
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1856549
This series of Notes was issued and sold upon the funding of the borrower loan #220557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$67.44
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Sep-1998
Debt/Income ratio:
16%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 5
Length of status:
14y 8m
Amount delinquent:
$0
Total credit lines:
20
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,953
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
94%
Homeownership:
No
Screen name:
basis-adventure90
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1860961
This series of Notes was issued and sold upon the funding of the borrower loan #221055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-17-2014
Term:
36 months
Listing End date:
Oct-17-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$133.32
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Aug-1992
Debt/Income ratio:
28%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
12y 10m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,478
Stated income:
$1-$24,999
Delinquencies in last 7y:
3
Bankcard utilization:
18%
Homeownership:
Yes
Screen name:
equitable-duty5
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
33 ( 100% )
640-659 (Latest)
Principal borrowed:
$4,000.00
< 31 days late:
0 ( 0% )
660-679 (Nov-2011)
Principal balance:
$500.34
31+ days late:
0 ( 0% )
Total payments billed:
33
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1862223
This series of Notes was issued and sold upon the funding of the borrower loan #219918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$280.07
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jul-1998
Debt/Income ratio:
19%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
9 / 9
Length of status:
6y 2m
Amount delinquent:
$90
Total credit lines:
33
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,394
Stated income:
$100,000+
Delinquencies in last 7y:
18
Bankcard utilization:
82%
Homeownership:
Yes
Screen name:
newest-bill-explorer5
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1862315
This series of Notes was issued and sold upon the funding of the borrower loan #219191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 20.87%
Monthly payment:
$428.73
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Nov-1995
Debt/Income ratio:
45%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 12
Length of status:
6y 2m
Amount delinquent:
$0
Total credit lines:
28
Occupation:
Clerical
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$31,702
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
59%
Homeownership:
No
Screen name:
smart-moola364
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1872347
This series of Notes was issued and sold upon the funding of the borrower loan #218484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Sep-24-2014
Term:
60 months
Listing End date:
Sep-30-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 20.32%
Monthly payment:
$202.71
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-2004
Debt/Income ratio:
18%
FICO08 score:
660-679 (Aug-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
11 / 10
Length of status:
10y 1m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Laborer
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,778
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
3
Bankcard utilization:
75%
Homeownership:
Yes
Screen name:
bid-laser8
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1872677
This series of Notes was issued and sold upon the funding of the borrower loan #219796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$14,001.01
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
2.24%
Listing Start date:
Sep-24-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$633.58
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Jan-2004
Debt/Income ratio:
18%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
7 / 6
Length of status:
4y 0m
Amount delinquent:
$17,483
Total credit lines:
26
Occupation:
Civil Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,287
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
29
Bankcard utilization:
19%
Homeownership:
No
Screen name:
economy-hercules582
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1875189
This series of Notes was issued and sold upon the funding of the borrower loan #218157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 20.87%
Monthly payment:
$357.27
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Jun-1995
Debt/Income ratio:
Not calculated
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Self-employed
Now delinquent:
1
Current / open credit lines:
17 / 17
Length of status:
13y 9m
Amount delinquent:
$9,596
Total credit lines:
43
Occupation:
Other
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$7,441
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
19
Bankcard utilization:
23%
Homeownership:
Yes
Screen name:
fund-chef1
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1883231
This series of Notes was issued and sold upon the funding of the borrower loan #218429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Sep-28-2014
Term:
36 months
Listing End date:
Oct-01-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$221.75
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Aug-1994
Debt/Income ratio:
14%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 6
Length of status:
5y 8m
Amount delinquent:
$0
Total credit lines:
29
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,795
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
13
Bankcard utilization:
65%
Homeownership:
No
Screen name:
triumphant-bid690
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1886855
This series of Notes was issued and sold upon the funding of the borrower loan #220104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
13.75%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
25.44%
Borrower rate/APR:
26.44% / 30.38%
Monthly payment:
$162.10
Lender servicing fee:
1.00%
Effective Yield*:
23.15%
Estimated return*:
9.40%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
May-2000
Debt/Income ratio:
8%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
6
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 4
Length of status:
20y 0m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Postal Service
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$2,680
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
63
Bankcard utilization:
86%
Homeownership:
No
Screen name:
loan-rose1
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1893825
This series of Notes was issued and sold upon the funding of the borrower loan #218565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Sep-20-2014
Term:
60 months
Listing End date:
Oct-01-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.27%
Monthly payment:
$444.79
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1998
Debt/Income ratio:
15%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 3
Length of status:
4y 0m
Amount delinquent:
$0
Total credit lines:
16
Occupation:
Teacher
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$413
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
1%
Homeownership:
No
Screen name:
attractive-wealth57
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1895367
This series of Notes was issued and sold upon the funding of the borrower loan #219818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
0.74%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
5.05%
Borrower rate/APR:
6.05% / 6.73%
Monthly payment:
$608.89
Lender servicing fee:
1.00%
Effective Yield*:
5.00%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Aug-1990
Debt/Income ratio:
19%
FICO08 score:
760-779 (Sep-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 16
Length of status:
20y 0m
Amount delinquent:
$0
Total credit lines:
45
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$28,324
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
26%
Homeownership:
Yes
Screen name:
blue-friendly-vigilance
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1898253
This series of Notes was issued and sold upon the funding of the borrower loan #218009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,389.54
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
1.49%
Listing Start date:
Sep-21-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$619.01
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
May-1971
Debt/Income ratio:
14%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 12
Length of status:
2y 5m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Executive
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$12,625
Stated income:
$100,000+
Delinquencies in last 7y:
11
Bankcard utilization:
38%
Homeownership:
Yes
Screen name:
currencyasaurus447
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1899989
This series of Notes was issued and sold upon the funding of the borrower loan #218042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-01-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$384.70
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Jan-1997
Debt/Income ratio:
22%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
11 / 8
Length of status:
0y 0m
Amount delinquent:
$0
Total credit lines:
39
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,670
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
18
Bankcard utilization:
63%
Homeownership:
Yes
Screen name:
leverage-forte617
Borrower's state:
Massachusetts
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1900887
This series of Notes was issued and sold upon the funding of the borrower loan #221773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$33,441.04
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
yes
Estimated loss*:
3.49%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$1,149.01
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jan-2002
Debt/Income ratio:
17%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
8y 1m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,192
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
68%
Homeownership:
Yes
Screen name:
blue-fairness-melody
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1903415
This series of Notes was issued and sold upon the funding of the borrower loan #217854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-02-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 22.97%
Monthly payment:
$294.06
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Nov-1980
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Self-employed
Now delinquent:
2
Current / open credit lines:
11 / 11
Length of status:
18y 9m
Amount delinquent:
$215
Total credit lines:
46
Occupation:
Construction
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,427
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
53
Bankcard utilization:
64%
Homeownership:
No
Screen name:
awe-inspiring-gold736
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1904273
This series of Notes was issued and sold upon the funding of the borrower loan #221599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.03%
Monthly payment:
$211.49
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Dec-1998
Debt/Income ratio:
12%
FICO08 score:
780-799 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 7
Length of status:
16y 4m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Military Enlisted
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,764
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
30%
Homeownership:
Yes
Screen name:
enterprising-commitment864
Borrower's state:
SouthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1904369
This series of Notes was issued and sold upon the funding of the borrower loan #221419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 27.31%
Monthly payment:
$77.88
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Aug-1988
Debt/Income ratio:
19%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
12y 10m
Amount delinquent:
$0
Total credit lines:
28
Occupation:
Analyst
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,702
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
29
Bankcard utilization:
74%
Homeownership:
No
Screen name:
tranquil-benefit6
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1904375
This series of Notes was issued and sold upon the funding of the borrower loan #220155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 25.68%
Monthly payment:
$571.69
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-2001
Debt/Income ratio:
23%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
21 / 20
Length of status:
6y 7m
Amount delinquent:
$0
Total credit lines:
40
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$39,823
Stated income:
$100,000+
Delinquencies in last 7y:
4
Bankcard utilization:
87%
Homeownership:
Yes
Screen name:
ingenious-fairness870
Borrower's state:
Massachusetts
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1907117
This series of Notes was issued and sold upon the funding of the borrower loan #218723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-02-2014
Term:
60 months
Listing End date:
Oct-02-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$56.89
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Jul-2001
Debt/Income ratio:
20%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
9
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
2y 9m
Amount delinquent:
$0
Total credit lines:
46
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$21,318
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
55%
Homeownership:
No
Screen name:
repayment-bunny4
Borrower's state:
Kentucky
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1907363
This series of Notes was issued and sold upon the funding of the borrower loan #219147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$384.70
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Jul-2008
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
1
Current / open credit lines:
19 / 20
Length of status:
8y 6m
Amount delinquent:
$28
Total credit lines:
25
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,395
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
41%
Homeownership:
Yes
Screen name:
unique-basis828763
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1909637
This series of Notes was issued and sold upon the funding of the borrower loan #218259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$482.60
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Apr-2000
Debt/Income ratio:
Not calculated
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
16y 9m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,364
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
46%
Homeownership:
No
Screen name:
bazaar-collider
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1910757
This series of Notes was issued and sold upon the funding of the borrower loan #221857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$17,500.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-16-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 21.65%
Monthly payment:
$455.89
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jul-1998
Debt/Income ratio:
37%
FICO08 score:
700-719 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 9
Length of status:
40y 5m
Amount delinquent:
$0
Total credit lines:
41
Occupation:
Analyst
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$17,278
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
70%
Homeownership:
Yes
Screen name:
a-impartial-investment
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
14 ( 100% )
700-719 (Latest)
Principal borrowed:
$20,000.00
< 31 days late:
0 ( 0% )
740-759 (Jul-2013)
Principal balance:
$16,355.61
31+ days late:
0 ( 0% )
Total payments billed:
14
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1911407
This series of Notes was issued and sold upon the funding of the borrower loan #218923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$384.70
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Jul-1990
Debt/Income ratio:
7%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
23 / 20
Length of status:
14y 9m
Amount delinquent:
$0
Total credit lines:
56
Occupation:
Attorney
Public records last 12m / 10y:
0/ 4
Revolving credit balance:
$29,989
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
81%
Homeownership:
Yes
Screen name:
responsibility-linkage5
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912403
This series of Notes was issued and sold upon the funding of the borrower loan #218220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,976.77
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$281.67
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Jan-2005
Debt/Income ratio:
21%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 8
Length of status:
3y 4m
Amount delinquent:
$0
Total credit lines:
15
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,677
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
41%
Homeownership:
Yes
Screen name:
hope-keeper832
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912973
This series of Notes was issued and sold upon the funding of the borrower loan #219085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$9,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.74%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
8.80%
Borrower rate/APR:
9.80% / 12.63%
Monthly payment:
$289.56
Lender servicing fee:
1.00%
Effective Yield*:
8.52%
Estimated return*:
5.78%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Aug-2003
Debt/Income ratio:
27%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 11
Length of status:
3y 4m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,982
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
36%
Homeownership:
No
Screen name:
erknuepp
Borrower's state:
Wisconsin
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914225
This series of Notes was issued and sold upon the funding of the borrower loan #219412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Sep-25-2014
Term:
36 months
Listing End date:
Oct-01-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$316.79
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Mar-1981
Debt/Income ratio:
17%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
11 / 11
Length of status:
6y 7m
Amount delinquent:
$50
Total credit lines:
19
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,118
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
2
Bankcard utilization:
39%
Homeownership:
Yes
Screen name:
glimmering-peso00
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914731
This series of Notes was issued and sold upon the funding of the borrower loan #220683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$509.03
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1996
Debt/Income ratio:
30%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
7y 10m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,640
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
90%
Homeownership:
No
Screen name:
proper-duty776
Borrower's state:
Wisconsin
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914917
This series of Notes was issued and sold upon the funding of the borrower loan #220714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-08-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$284.44
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jun-2004
Debt/Income ratio:
16%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
8y 2m
Amount delinquent:
$0
Total credit lines:
9
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,610
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
94%
Homeownership:
No
Screen name:
vigilance-sushi7
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1915853
This series of Notes was issued and sold upon the funding of the borrower loan #218306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 17.80%
Monthly payment:
$342.51
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Apr-1994
Debt/Income ratio:
15%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
7 / 8
Length of status:
0y 5m
Amount delinquent:
$1,276
Total credit lines:
23
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,197
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
69%
Homeownership:
No
Screen name:
progressive-listing8
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916441
This series of Notes was issued and sold upon the funding of the borrower loan #218848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 20.32%
Monthly payment:
$380.09
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jan-2002
Debt/Income ratio:
8%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
5
Current / open credit lines:
4 / 3
Length of status:
3y 4m
Amount delinquent:
$3,327
Total credit lines:
19
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,811
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
47
Bankcard utilization:
92%
Homeownership:
No
Screen name:
shiny-truth684
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916771
This series of Notes was issued and sold upon the funding of the borrower loan #219812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-08-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 19.55%
Monthly payment:
$249.33
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Apr-1999
Debt/Income ratio:
33%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 11
Length of status:
2y 9m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Nurse's Aide
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,421
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
67%
Homeownership:
No
Screen name:
social-flute0
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916813
This series of Notes was issued and sold upon the funding of the borrower loan #221054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$842.95
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Mar-2001
Debt/Income ratio:
27%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
14 / 14
Length of status:
6y 0m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Medical Technician
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,105
Stated income:
$100,000+
Delinquencies in last 7y:
6
Bankcard utilization:
60%
Homeownership:
No
Screen name:
bazaar-sprout4
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917057
This series of Notes was issued and sold upon the funding of the borrower loan #219340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.99%
Listing Start date:
Oct-01-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
9.29%
Borrower rate/APR:
10.29% / 13.12%
Monthly payment:
$648.07
Lender servicing fee:
1.00%
Effective Yield*:
8.97%
Estimated return*:
5.98%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Sep-1987
Debt/Income ratio:
38%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
2y 5m
Amount delinquent:
$0
Total credit lines:
35
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$21,630
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
2
Bankcard utilization:
72%
Homeownership:
Yes
Screen name:
blue-worth-platoon
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1918619
This series of Notes was issued and sold upon the funding of the borrower loan #219209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$22,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 18.07%
Monthly payment:
$531.50
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jan-1994
Debt/Income ratio:
20%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
25y 4m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,128
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
1
Bankcard utilization:
78%
Homeownership:
Yes
Screen name:
halo469
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1920941
This series of Notes was issued and sold upon the funding of the borrower loan #218564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$13,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$441.16
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Jan-1999
Debt/Income ratio:
33%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
6y 5m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$13,914
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
38%
Homeownership:
No
Screen name:
equitable-gold335
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1920947
This series of Notes was issued and sold upon the funding of the borrower loan #222124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-06-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 16.48%
Monthly payment:
$350.19
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-1994
Debt/Income ratio:
16%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 5
Length of status:
28y 11m
Amount delinquent:
$0
Total credit lines:
28
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,919
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
31%
Homeownership:
Yes
Screen name:
nickel-plato1
Borrower's state:
Mississippi
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921469
This series of Notes was issued and sold upon the funding of the borrower loan #219526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$14,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$459.60
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Sep-1997
Debt/Income ratio:
26%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 14
Length of status:
1y 5m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$10,820
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
54%
Homeownership:
Yes
Screen name:
established-wampum489
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921901
This series of Notes was issued and sold upon the funding of the borrower loan #220624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.99%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
15.35%
Borrower rate/APR:
16.35% / 18.73%
Monthly payment:
$490.09
Lender servicing fee:
1.00%
Effective Yield*:
14.35%
Estimated return*:
7.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1996
Debt/Income ratio:
25%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
13y 5m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,930
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
39%
Homeownership:
Yes
Screen name:
jb425
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921961
This series of Notes was issued and sold upon the funding of the borrower loan #221962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$505.77
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1994
Debt/Income ratio:
19%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Other
Now delinquent:
1
Current / open credit lines:
5 / 5
Length of status:
24y 4m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$12,459
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
25
Bankcard utilization:
72%
Homeownership:
Yes
Screen name:
direct-return072
Borrower's state:
WestVirginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1922123
This series of Notes was issued and sold upon the funding of the borrower loan #221455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$380.15
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1987
Debt/Income ratio:
20%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 12
Length of status:
5y 3m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,826
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
32%
Homeownership:
No
Screen name:
lyrics285
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1923521
This series of Notes was issued and sold upon the funding of the borrower loan #220821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 24.37%
Monthly payment:
$275.34
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Mar-1995
Debt/Income ratio:
52%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
21 / 21
Length of status:
13y 4m
Amount delinquent:
$0
Total credit lines:
35
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$20,779
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
2
Bankcard utilization:
76%
Homeownership:
Yes
Screen name:
summerhouse
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1924403
This series of Notes was issued and sold upon the funding of the borrower loan #218609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$380.15
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jan-1985
Debt/Income ratio:
Not calculated
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
6y 9m
Amount delinquent:
$0
Total credit lines:
8
Occupation:
Sales - Commission
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,050
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
43%
Homeownership:
No
Screen name:
calm-point470
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1926273
This series of Notes was issued and sold upon the funding of the borrower loan #221310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,500.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$155.66
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
May-1994
Debt/Income ratio:
32%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 13
Length of status:
6y 11m
Amount delinquent:
$0
Total credit lines:
42
Occupation:
Police Officer/Corr...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$45,755
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
84%
Homeownership:
Yes
Screen name:
exciting-integrity164
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928081
This series of Notes was issued and sold upon the funding of the borrower loan #218019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$22,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 20.99%
Monthly payment:
$565.26
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
May-2005
Debt/Income ratio:
27%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
2y 7m
Amount delinquent:
$0
Total credit lines:
18
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,139
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
56%
Homeownership:
No
Screen name:
red-sympathetic-point
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928573
This series of Notes was issued and sold upon the funding of the borrower loan #220060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.75%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
19.30%
Borrower rate/APR:
20.30% / 24.09%
Monthly payment:
$373.17
Lender servicing fee:
1.00%
Effective Yield*:
17.76%
Estimated return*:
8.01%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Dec-1987
Debt/Income ratio:
24%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
15 / 15
Length of status:
2y 4m
Amount delinquent:
$31
Total credit lines:
42
Occupation:
Clerical
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$22,022
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
6
Bankcard utilization:
38%
Homeownership:
No
Screen name:
mystical-fund776
Borrower's state:
Alaska
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928597
This series of Notes was issued and sold upon the funding of the borrower loan #218673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-07-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 16.48%
Monthly payment:
$140.08
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Dec-1992
Debt/Income ratio:
Not calculated
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
9y 11m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$18,603
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
32%
Homeownership:
No
Screen name:
tough-credit77
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928711
This series of Notes was issued and sold upon the funding of the borrower loan #218072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.49%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
11.64%
Borrower rate/APR:
12.64% / 16.26%
Monthly payment:
$201.12
Lender servicing fee:
1.00%
Effective Yield*:
11.09%
Estimated return*:
6.60%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
May-1999
Debt/Income ratio:
41%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
11 / 11
Length of status:
5y 6m
Amount delinquent:
$0
Total credit lines:
17
Occupation:
Clerical
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$10,114
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
33
Bankcard utilization:
58%
Homeownership:
No
Screen name:
kindness-supernova064
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1929389
This series of Notes was issued and sold upon the funding of the borrower loan #218352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$407.22
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Dec-1992
Debt/Income ratio:
26%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
4
Current / open credit lines:
16 / 14
Length of status:
10y 2m
Amount delinquent:
$1,885
Total credit lines:
43
Occupation:
Analyst
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,790
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
48
Bankcard utilization:
16%
Homeownership:
Yes
Screen name:
bknick
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
24 ( 100% )
660-679 (Latest)
Principal borrowed:
$4,000.00
< 31 days late:
0 ( 0% )
720-739 (Oct-2012)
Principal balance:
$3,103.69
31+ days late:
0 ( 0% )
Total payments billed:
24
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1930235
This series of Notes was issued and sold upon the funding of the borrower loan #219562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$247.64
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Nov-1978
Debt/Income ratio:
45%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
22 / 17
Length of status:
4y 5m
Amount delinquent:
$0
Total credit lines:
48
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$46,273
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
18
Bankcard utilization:
29%
Homeownership:
Yes
Screen name:
vigilance-omatic599
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1930805
This series of Notes was issued and sold upon the funding of the borrower loan #220370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 20.87%
Monthly payment:
$142.91
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Sep-1994
Debt/Income ratio:
Not calculated
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
1
Current / open credit lines:
7 / 7
Length of status:
20y 9m
Amount delinquent:
$374
Total credit lines:
8
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,143
Stated income:
$1-$24,999
Delinquencies in last 7y:
0
Bankcard utilization:
29%
Homeownership:
No
Screen name:
wildfire-007
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1932015
This series of Notes was issued and sold upon the funding of the borrower loan #221028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,500.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.49%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
16.15%
Borrower rate/APR:
17.15% / 19.55%
Monthly payment:
$461.27
Lender servicing fee:
1.00%
Effective Yield*:
15.04%
Estimated return*:
7.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Aug-1988
Debt/Income ratio:
18%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
15y 6m
Amount delinquent:
$0
Total credit lines:
20
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$38,348
Stated income:
$100,000+
Delinquencies in last 7y:
12
Bankcard utilization:
98%
Homeownership:
Yes
Screen name:
euro-alien317
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1933403
This series of Notes was issued and sold upon the funding of the borrower loan #220725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
16.25%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
29.09%
Borrower rate/APR:
30.09% / 34.12%
Monthly payment:
$170.00
Lender servicing fee:
1.00%
Effective Yield*:
26.46%
Estimated return*:
10.21%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Oct-2003
Debt/Income ratio:
39%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 11
Length of status:
0y 5m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,814
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
7
Bankcard utilization:
49%
Homeownership:
Yes
Screen name:
wampum-tornado089
Borrower's state:
SouthDakota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1933767
This series of Notes was issued and sold upon the funding of the borrower loan #218883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-02-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.85%
Monthly payment:
$232.47
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Sep-1996
Debt/Income ratio:
11%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
7 / 7
Length of status:
18y 11m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Nurse's Aide
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,337
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
34
Bankcard utilization:
69%
Homeownership:
Yes
Screen name:
tidy-diversification684
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935041
This series of Notes was issued and sold upon the funding of the borrower loan #218096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$172.96
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Oct-1981
Debt/Income ratio:
32%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
19 / 19
Length of status:
7y 6m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$21,506
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
66%
Homeownership:
No
Screen name:
awe-inspiring-euro937
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935537
This series of Notes was issued and sold upon the funding of the borrower loan #220168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$13,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$402.35
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Mar-1990
Debt/Income ratio:
29%
FICO08 score:
760-779 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 8
Length of status:
3y 6m
Amount delinquent:
$0
Total credit lines:
39
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$28,082
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
56%
Homeownership:
Yes
Screen name:
Pepperjacq
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1936163
This series of Notes was issued and sold upon the funding of the borrower loan #220378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
13.75%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
25.44%
Borrower rate/APR:
26.44% / 30.38%
Monthly payment:
$162.10
Lender servicing fee:
1.00%
Effective Yield*:
23.15%
Estimated return*:
9.40%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Mar-1990
Debt/Income ratio:
31%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
2y 3m
Amount delinquent:
$0
Total credit lines:
26
Stated income:
$50,000-$74,999
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,470
Delinquencies in last 7y:
0
Bankcard utilization:
77%
Homeownership:
No
Screen name:
red-enticing-peace
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1936955
This series of Notes was issued and sold upon the funding of the borrower loan #219595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$23,800.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.74%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 19.74%
Monthly payment:
$837.33
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jan-2003
Debt/Income ratio:
24%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
8y 2m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Sales - Retail
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$7,884
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
7
Bankcard utilization:
70%
Homeownership:
No
Screen name:
principal-spy115
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938021
This series of Notes was issued and sold upon the funding of the borrower loan #218899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.74%
Listing Start date:
Oct-09-2014
Term:
60 months
Listing End date:
Oct-10-2014
Lender yield:
17.90%
Borrower rate/APR:
18.90% / 21.35%
Monthly payment:
$517.71
Lender servicing fee:
1.00%
Effective Yield*:
16.55%
Estimated return*:
7.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
May-2000
Debt/Income ratio:
24%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
4y 4m
Amount delinquent:
$0
Total credit lines:
17
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$24,065
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
84%
Homeownership:
Yes
Screen name:
GPear
Borrower's state:
Oklahoma
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938611
This series of Notes was issued and sold upon the funding of the borrower loan #218867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 19.03%
Monthly payment:
$348.37
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-1999
Debt/Income ratio:
16%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Other
Now delinquent:
3
Current / open credit lines:
9 / 7
Length of status:
5y 9m
Amount delinquent:
$829
Total credit lines:
34
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,667
Delinquencies in last 7y:
0
Bankcard utilization:
50%
Homeownership:
Yes
Screen name:
orange-enriched-interest
Borrower's state:
Missouri
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938875
This series of Notes was issued and sold upon the funding of the borrower loan #220498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$95.04
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Dec-1991
Debt/Income ratio:
19%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 4
Length of status:
5y 4m
Amount delinquent:
$0
Total credit lines:
15
Occupation:
Medical Technician
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$26,076
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
59%
Homeownership:
No
Screen name:
appetizing-felicity392
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1939485
This series of Notes was issued and sold upon the funding of the borrower loan #220609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-03-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$619.01
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Jul-2000
Debt/Income ratio:
22%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
8y 0m
Amount delinquent:
$0
Total credit lines:
16
Occupation:
Laborer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,019
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
26%
Homeownership:
Yes
Screen name:
transparency-souffle1
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
12 ( 100% )
720-739 (Latest)
Principal borrowed:
$8,000.00
< 31 days late:
0 ( 0% )
700-719 (Sep-2013)
Principal balance:
$5,748.13
31+ days late:
0 ( 0% )
Total payments billed:
12
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1941885
This series of Notes was issued and sold upon the funding of the borrower loan #218735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.99%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
7.09%
Borrower rate/APR:
8.09% / 9.47%
Monthly payment:
$313.78
Lender servicing fee:
1.00%
Effective Yield*:
6.92%
Estimated return*:
4.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Nov-1991
Debt/Income ratio:
Not calculated
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
14 / 13
Length of status:
14y 0m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Religious
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,485
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
16%
Homeownership:
Yes
Screen name:
therev48
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1942637
This series of Notes was issued and sold upon the funding of the borrower loan #218522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.49%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
11.64%
Borrower rate/APR:
12.64% / 16.26%
Monthly payment:
$100.56
Lender servicing fee:
1.00%
Effective Yield*:
11.09%
Estimated return*:
6.60%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Aug-2006
Debt/Income ratio:
13%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
4y 5m
Amount delinquent:
$0
Total credit lines:
6
Occupation:
Medical Technician
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,365
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
15%
Homeownership:
No
Screen name:
thankful-benjamins836
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1942685
This series of Notes was issued and sold upon the funding of the borrower loan #218115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.74%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 19.74%
Monthly payment:
$422.18
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Oct-1990
Debt/Income ratio:
Self-employed (DTI Not Calculated)
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
10y 3m
Amount delinquent:
$0
Total credit lines:
20
Occupation:
Realtor
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$7,567
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
9
Bankcard utilization:
46%
Homeownership:
No
Screen name:
Augieriffic
Borrower's state:
Nevada
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943709
This series of Notes was issued and sold upon the funding of the borrower loan #218228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.49%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-08-2014
Lender yield:
8.20%
Borrower rate/APR:
9.20% / 12.02%
Monthly payment:
$478.39
Lender servicing fee:
1.00%
Effective Yield*:
7.96%
Estimated return*:
5.47%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Jan-2004
Debt/Income ratio:
Not calculated
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
6 / 3
Length of status:
6y 9m
Amount delinquent:
$0
Total credit lines:
19
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$939
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
6%
Homeownership:
No
Screen name:
honest-money
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943981
This series of Notes was issued and sold upon the funding of the borrower loan #218276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.24%
Listing Start date:
Oct-09-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
17.25%
Borrower rate/APR:
18.25% / 20.68%
Monthly payment:
$76.59
Lender servicing fee:
1.00%
Effective Yield*:
16.00%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jun-1978
Debt/Income ratio:
20%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
0y 7m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,009
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
28
Bankcard utilization:
77%
Homeownership:
No
Screen name:
wise-joyful-kindness
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945113
This series of Notes was issued and sold upon the funding of the borrower loan #221061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$499.94
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Jun-2000
Debt/Income ratio:
10%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
1y 10m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,283
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
13
Bankcard utilization:
50%
Homeownership:
No
Screen name:
shiny-agreement371
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945497
This series of Notes was issued and sold upon the funding of the borrower loan #219213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
0.99%
Listing Start date:
Oct-03-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
5.29%
Borrower rate/APR:
6.29% / 7.65%
Monthly payment:
$244.43
Lender servicing fee:
1.00%
Effective Yield*:
5.22%
Estimated return*:
4.23%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Oct-1982
Debt/Income ratio:
11%
FICO08 score:
780-799 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 13
Length of status:
20y 9m
Amount delinquent:
$0
Total credit lines:
27
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,004
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
21%
Homeownership:
Yes
Screen name:
breathtaking-capital346
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1946135
This series of Notes was issued and sold upon the funding of the borrower loan #219815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$475.18
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1993
Debt/Income ratio:
Not calculated
FICO08 score:
760-779 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
8 / 6
Length of status:
24y 8m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,545
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
50%
Homeownership:
Yes
Screen name:
aggresive-peso733
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947107
This series of Notes was issued and sold upon the funding of the borrower loan #219766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
13.25%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
24.74%
Borrower rate/APR:
25.74% / 29.66%
Monthly payment:
$160.61
Lender servicing fee:
1.00%
Effective Yield*:
22.53%
Estimated return*:
9.28%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Apr-1984
Debt/Income ratio:
28%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
21 / 16
Length of status:
1y 2m
Amount delinquent:
$0
Total credit lines:
73
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,838
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
38
Bankcard utilization:
29%
Homeownership:
No
Screen name:
dollar-lotus852
Borrower's state:
Tennessee
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947371
This series of Notes was issued and sold upon the funding of the borrower loan #219408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.25%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
23.24%
Borrower rate/APR:
24.24% / 28.12%
Monthly payment:
$393.59
Lender servicing fee:
1.00%
Effective Yield*:
21.21%
Estimated return*:
8.96%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Mar-1997
Debt/Income ratio:
45%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
32y 9m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$23,385
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
55%
Homeownership:
Yes
Screen name:
point-quest
Borrower's state:
Alabama
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947423
This series of Notes was issued and sold upon the funding of the borrower loan #218123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Oct-03-2014
Term:
60 months
Listing End date:
Oct-05-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 20.32%
Monthly payment:
$253.39
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jul-2001
Debt/Income ratio:
19%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 7
Length of status:
7y 0m
Amount delinquent:
$0
Total credit lines:
31
Occupation:
Social Worker
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$6,286
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
78%
Homeownership:
No
Screen name:
peaceful-transparency165
Borrower's state:
Colorado
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1948551
This series of Notes was issued and sold upon the funding of the borrower loan #219108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.74%
Listing Start date:
Oct-04-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
6.69%
Borrower rate/APR:
7.69% / 9.07%
Monthly payment:
$467.90
Lender servicing fee:
1.00%
Effective Yield*:
6.55%
Estimated return*:
4.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
9
First credit line:
Aug-2005
Debt/Income ratio:
20%
FICO08 score:
780-799 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 5
Length of status:
1y 9m
Amount delinquent:
$0
Total credit lines:
13
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$4,586
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
30%
Homeownership:
No
Screen name:
spa947
Borrower's state:
Utah
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949135
This series of Notes was issued and sold upon the funding of the borrower loan #221671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$284.44
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jan-1992
Debt/Income ratio:
21%
FICO08 score:
640-659 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
7
Current / open credit lines:
11 / 9
Length of status:
8y 10m
Amount delinquent:
$6,871
Total credit lines:
28
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$3,939
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
19
Bankcard utilization:
67%
Homeownership:
No
Screen name:
best-peso-voyager
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949285
This series of Notes was issued and sold upon the funding of the borrower loan #219897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$9,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 19.14%
Monthly payment:
$222.47
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Apr-1998
Debt/Income ratio:
27%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 12
Length of status:
2y 1m
Amount delinquent:
$0
Total credit lines:
40
Occupation:
Professional
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,086
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
43%
Homeownership:
Yes
Screen name:
deal-tomahawk985
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949633
This series of Notes was issued and sold upon the funding of the borrower loan #218982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 14.53%
Monthly payment:
$335.49
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
May-2001
Debt/Income ratio:
Not calculated
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
12 / 11
Length of status:
33y 0m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$19,836
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
31%
Homeownership:
Yes
Screen name:
blissful-payment327
Borrower's state:
Vermont
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949865
This series of Notes was issued and sold upon the funding of the borrower loan #218832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-04-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 20.46%
Monthly payment:
$532.93
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Apr-1981
Debt/Income ratio:
51%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
5
Employment status:
Other
Now delinquent:
1
Current / open credit lines:
13 / 13
Length of status:
0y 0m
Amount delinquent:
$50
Total credit lines:
50
Stated income:
$75,000-$99,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$22,122
Delinquencies in last 7y:
0
Bankcard utilization:
40%
Homeownership:
Yes
Screen name:
brainy-order30
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950219
This series of Notes was issued and sold upon the funding of the borrower loan #221902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-04-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 21.65%
Monthly payment:
$651.27
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Dec-1997
Debt/Income ratio:
29%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
10 / 10
Length of status:
2y 2m
Amount delinquent:
$331
Total credit lines:
16
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,951
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
72%
Homeownership:
Yes
Screen name:
kindness-taxi1
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950527
This series of Notes was issued and sold upon the funding of the borrower loan #219900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 18.07%
Monthly payment:
$362.38
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Oct-2001
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
5 / 5
Length of status:
4y 2m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,964
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
19
Bankcard utilization:
52%
Homeownership:
No
Screen name:
best-flexible-truth
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
14 ( 100% )
660-679 (Latest)
Principal borrowed:
$2,000.00
< 31 days late:
0 ( 0% )
680-699 (Jul-2013)
Principal balance:
$1,374.03
31+ days late:
0 ( 0% )
Total payments billed:
14
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950531
This series of Notes was issued and sold upon the funding of the borrower loan #217988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
13.25%
Listing Start date:
Oct-08-2014
Term:
60 months
Listing End date:
Oct-09-2014
Lender yield:
24.74%
Borrower rate/APR:
25.74% / 28.36%
Monthly payment:
$297.87
Lender servicing fee:
1.00%
Effective Yield*:
22.53%
Estimated return*:
9.28%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Sep-2002
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
0y 2m
Amount delinquent:
$0
Total credit lines:
16
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$21,131
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
81%
Homeownership:
No
Screen name:
suave-marketplace932
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950953
This series of Notes was issued and sold upon the funding of the borrower loan #221842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.49%
Listing Start date:
Oct-10-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
11.64%
Borrower rate/APR:
12.64% / 14.94%
Monthly payment:
$451.38
Lender servicing fee:
1.00%
Effective Yield*:
11.09%
Estimated return*:
6.60%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Jun-2001
Debt/Income ratio:
24%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
9y 2m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Executive
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,020
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
24
Bankcard utilization:
46%
Homeownership:
No
Screen name:
moola-shrine747
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1951109
This series of Notes was issued and sold upon the funding of the borrower loan #221929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 18.07%
Monthly payment:
$362.38
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Mar-1991
Debt/Income ratio:
18%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
1
Current / open credit lines:
12 / 10
Length of status:
4y 10m
Amount delinquent:
$1,213
Total credit lines:
26
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,764
Delinquencies in last 7y:
0
Bankcard utilization:
58%
Homeownership:
Yes
Screen name:
sturdy-dedication695
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1951463
This series of Notes was issued and sold upon the funding of the borrower loan #219759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.49%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
14.70%
Borrower rate/APR:
15.70% / 19.39%
Monthly payment:
$280.07
Lender servicing fee:
1.00%
Effective Yield*:
13.79%
Estimated return*:
7.30%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
May-1978
Debt/Income ratio:
53%
FICO08 score:
740-759 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
8y 0m
Amount delinquent:
$0
Total credit lines:
18
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$38,043
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
86%
Homeownership:
No
Screen name:
currency-ballet0
Borrower's state:
WestVirginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1951785
This series of Notes was issued and sold upon the funding of the borrower loan #218192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.24%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
11.24%
Borrower rate/APR:
12.24% / 15.85%
Monthly payment:
$399.95
Lender servicing fee:
1.00%
Effective Yield*:
10.73%
Estimated return*:
6.49%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Feb-2007
Debt/Income ratio:
32%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
3y 10m
Amount delinquent:
$0
Total credit lines:
11
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,688
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
68%
Homeownership:
No
Screen name:
bold-high-five8
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1952553
This series of Notes was issued and sold upon the funding of the borrower loan #219731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-05-2014
Term:
36 months
Listing End date:
Oct-05-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 23.38%
Monthly payment:
$73.92
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
May-1996
Debt/Income ratio:
28%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
18 / 17
Length of status:
35y 1m
Amount delinquent:
$0
Total credit lines:
44
Occupation:
Teacher
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$33,283
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
1
Bankcard utilization:
98%
Homeownership:
Yes
Screen name:
industrious-truth658
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1953225
This series of Notes was issued and sold upon the funding of the borrower loan #218909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.49%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
8.20%
Borrower rate/APR:
9.20% / 12.02%
Monthly payment:
$637.86
Lender servicing fee:
1.00%
Effective Yield*:
7.96%
Estimated return*:
5.47%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Aug-2001
Debt/Income ratio:
18%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 11
Length of status:
9y 8m
Amount delinquent:
$0
Total credit lines:
47
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$36,857
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
74%
Homeownership:
Yes
Screen name:
DWN770
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1953573
This series of Notes was issued and sold upon the funding of the borrower loan #219572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,500.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.25%
Listing Start date:
Oct-12-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
23.24%
Borrower rate/APR:
24.24% / 28.12%
Monthly payment:
$137.76
Lender servicing fee:
1.00%
Effective Yield*:
21.21%
Estimated return*:
8.96%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Oct-1993
Debt/Income ratio:
25%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 3
Length of status:
24y 6m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,367
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
10
Bankcard utilization:
86%
Homeownership:
No
Screen name:
melodious-bonus677
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1953759
This series of Notes was issued and sold upon the funding of the borrower loan #220337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.75%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-06-2014
Lender yield:
27.00%
Borrower rate/APR:
28.00% / 31.98%
Monthly payment:
$165.45
Lender servicing fee:
1.00%
Effective Yield*:
24.55%
Estimated return*:
9.80%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Jun-1993
Debt/Income ratio:
25%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
5
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
41 / 40
Length of status:
7y 2m
Amount delinquent:
$0
Total credit lines:
64
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$38,423
Stated income:
$100,000+
Delinquencies in last 7y:
2
Bankcard utilization:
63%
Homeownership:
Yes
Screen name:
worldly-bazaar183
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954605
This series of Notes was issued and sold upon the funding of the borrower loan #219429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.24%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
12.85%
Borrower rate/APR:
13.85% / 17.50%
Monthly payment:
$409.26
Lender servicing fee:
1.00%
Effective Yield*:
12.17%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jan-2005
Debt/Income ratio:
34%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
10y 9m
Amount delinquent:
$0
Total credit lines:
21
Stated income:
$25,000-$49,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$1,689
Delinquencies in last 7y:
0
Bankcard utilization:
44%
Homeownership:
No
Screen name:
bcrs4me2
Borrower's state:
Kansas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954677
This series of Notes was issued and sold upon the funding of the borrower loan #221279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-06-2014
Term:
36 months
Listing End date:
Oct-07-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$330.19
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
Aug-1980
Debt/Income ratio:
13%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
8 / 8
Length of status:
6y 6m
Amount delinquent:
$2,543
Total credit lines:
33
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,135
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
14
Bankcard utilization:
67%
Homeownership:
No
Screen name:
responsive-balance938
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1955519
This series of Notes was issued and sold upon the funding of the borrower loan #220181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.25%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
20.00%
Borrower rate/APR:
21.00% / 24.81%
Monthly payment:
$565.13
Lender servicing fee:
1.00%
Effective Yield*:
18.37%
Estimated return*:
8.12%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Sep-1991
Debt/Income ratio:
27%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
9y 5m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,435
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
100%
Homeownership:
Yes
Screen name:
MNGopher73
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
10 ( 100% )
660-679 (Latest)
Principal borrowed:
$7,000.00
< 31 days late:
0 ( 0% )
660-679 (Dec-2013)
Principal balance:
$5,297.25
31+ days late:
0 ( 0% )
Total payments billed:
10
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1955651
This series of Notes was issued and sold upon the funding of the borrower loan #220600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$384.70
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Mar-1969
Debt/Income ratio:
44%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
5
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
22 / 17
Length of status:
3y 5m
Amount delinquent:
$0
Total credit lines:
45
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$49,448
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
81%
Homeownership:
No
Screen name:
restless-durability038
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956005
This series of Notes was issued and sold upon the funding of the borrower loan #221425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 24.37%
Monthly payment:
$275.34
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Jan-1994
Debt/Income ratio:
33%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
1y 1m
Amount delinquent:
$0
Total credit lines:
16
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$56,118
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
83%
Homeownership:
No
Screen name:
artist461681
Borrower's state:
Kentucky
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956305
This series of Notes was issued and sold upon the funding of the borrower loan #220352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$131.32
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-2005
Debt/Income ratio:
30%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
3 / 3
Length of status:
5y 11m
Amount delinquent:
$0
Total credit lines:
6
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,177
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
1
Bankcard utilization:
43%
Homeownership:
No
Screen name:
contract-lilac746
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956939
This series of Notes was issued and sold upon the funding of the borrower loan #220999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-07-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 23.38%
Monthly payment:
$369.60
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Nov-1999
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
3y 9m
Amount delinquent:
$0
Total credit lines:
38
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$2,553
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
37
Bankcard utilization:
29%
Homeownership:
No
Screen name:
liberty-dancer844
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957293
This series of Notes was issued and sold upon the funding of the borrower loan #221218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$158.39
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1992
Debt/Income ratio:
16%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 12
Length of status:
10y 11m
Amount delinquent:
$0
Total credit lines:
77
Occupation:
Accountant/CPA
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$9,468
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
2
Bankcard utilization:
41%
Homeownership:
No
Screen name:
exchange-launcher739
Borrower's state:
Texas
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957319
This series of Notes was issued and sold upon the funding of the borrower loan #221051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.99%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
13.85%
Borrower rate/APR:
14.85% / 18.52%
Monthly payment:
$172.96
Lender servicing fee:
1.00%
Effective Yield*:
13.04%
Estimated return*:
7.05%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-2002
Debt/Income ratio:
30%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
14 / 13
Length of status:
6y 2m
Amount delinquent:
$0
Total credit lines:
88
Occupation:
Skilled Labor
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$11,758
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
60%
Homeownership:
No
Screen name:
tolerant-deal433
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957553
This series of Notes was issued and sold upon the funding of the borrower loan #219809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 24.37%
Monthly payment:
$220.27
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Jan-2002
Debt/Income ratio:
40%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
5
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
26 / 25
Length of status:
7y 4m
Amount delinquent:
$0
Total credit lines:
51
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,302
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
7%
Homeownership:
Yes
Screen name:
az07
Borrower's state:
Arizona
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958199
This series of Notes was issued and sold upon the funding of the borrower loan #221409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-08-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$237.55
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1989
Debt/Income ratio:
10%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
2y 8m
Amount delinquent:
$0
Total credit lines:
70
Occupation:
Sales - Commission
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,361
Stated income:
$100,000+
Delinquencies in last 7y:
53
Bankcard utilization:
58%
Homeownership:
Yes
Screen name:
benefit-trailblazer7
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958561
This series of Notes was issued and sold upon the funding of the borrower loan #219923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$660.38
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-1996
Debt/Income ratio:
21%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 6
Length of status:
10y 9m
Amount delinquent:
$0
Total credit lines:
32
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$20,481
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
87%
Homeownership:
No
Screen name:
sagezero
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958627
This series of Notes was issued and sold upon the funding of the borrower loan #221572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 22.97%
Monthly payment:
$551.36
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jan-1995
Debt/Income ratio:
Not calculated
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
8 / 6
Length of status:
7y 4m
Amount delinquent:
$0
Total credit lines:
15
Occupation:
Executive
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,236
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
65%
Homeownership:
Yes
Screen name:
dough-pursuit9
Borrower's state:
RhodeIsland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958703
This series of Notes was issued and sold upon the funding of the borrower loan #219063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
0.74%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
5.05%
Borrower rate/APR:
6.05% / 6.73%
Monthly payment:
$365.34
Lender servicing fee:
1.00%
Effective Yield*:
5.00%
Estimated return*:
4.26%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Nov-1983
Debt/Income ratio:
23%
FICO08 score:
800-819 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
17 / 16
Length of status:
17y 5m
Amount delinquent:
$0
Total credit lines:
52
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$77,082
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
0
Bankcard utilization:
43%
Homeownership:
Yes
Screen name:
transparency-guardian4
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958769
This series of Notes was issued and sold upon the funding of the borrower loan #219235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$384.70
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Jun-1995
Debt/Income ratio:
42%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
18 / 18
Length of status:
11y 4m
Amount delinquent:
$0
Total credit lines:
49
Occupation:
Clerical
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$12,410
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
44
Bankcard utilization:
67%
Homeownership:
No
Screen name:
zippy-dedication598
Borrower's state:
Oklahoma
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1959417
This series of Notes was issued and sold upon the funding of the borrower loan #219417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$3,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
15.75%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
28.50%
Borrower rate/APR:
29.50% / 33.51%
Monthly payment:
$126.53
Lender servicing fee:
1.00%
Effective Yield*:
25.92%
Estimated return*:
10.17%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Oct-2000
Debt/Income ratio:
12%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
4y 3m
Amount delinquent:
$0
Total credit lines:
40
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$2,458
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
1
Bankcard utilization:
83%
Homeownership:
No
Screen name:
agile-credit839
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960335
This series of Notes was issued and sold upon the funding of the borrower loan #220228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.85%
Monthly payment:
$199.26
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Feb-1990
Debt/Income ratio:
41%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 9
Length of status:
3y 5m
Amount delinquent:
$0
Total credit lines:
34
Occupation:
Bus Driver
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,819
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
94%
Homeownership:
No
Screen name:
sympathetic-velocity9
Borrower's state:
Utah
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960385
This series of Notes was issued and sold upon the funding of the borrower loan #219573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
14.25%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
26.24%
Borrower rate/APR:
27.24% / 29.90%
Monthly payment:
$306.79
Lender servicing fee:
1.00%
Effective Yield*:
23.86%
Estimated return*:
9.61%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Dec-1994
Debt/Income ratio:
44%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 8
Length of status:
25y 6m
Amount delinquent:
$0
Total credit lines:
20
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$27,159
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
91%
Homeownership:
No
Screen name:
a-euro-collector
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960415
This series of Notes was issued and sold upon the funding of the borrower loan #220593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.24%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
9.89%
Borrower rate/APR:
10.89% / 13.73%
Monthly payment:
$196.12
Lender servicing fee:
1.00%
Effective Yield*:
9.53%
Estimated return*:
6.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-2009
Debt/Income ratio:
33%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 7
Length of status:
0y 8m
Amount delinquent:
$0
Total credit lines:
10
Occupation:
Food Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,331
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
59%
Homeownership:
No
Screen name:
visionary-trade222
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960953
This series of Notes was issued and sold upon the funding of the borrower loan #219083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.99%
Listing Start date:
Oct-09-2014
Term:
36 months
Listing End date:
Oct-09-2014
Lender yield:
12.50%
Borrower rate/APR:
13.50% / 17.14%
Monthly payment:
$271.48
Lender servicing fee:
1.00%
Effective Yield*:
11.86%
Estimated return*:
6.87%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Apr-1990
Debt/Income ratio:
33%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
5y 6m
Amount delinquent:
$0
Total credit lines:
25
Occupation:
Waiter/Waitress
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$11,311
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
73%
Homeownership:
No
Screen name:
openness-gazelle1
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
10 ( 100% )
660-679 (Latest)
Principal borrowed:
$8,000.00
< 31 days late:
0 ( 0% )
660-679 (Nov-2013)
Principal balance:
$6,178.75
31+ days late:
0 ( 0% )
Total payments billed:
10
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961021
This series of Notes was issued and sold upon the funding of the borrower loan #220745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.74%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
17.90%
Borrower rate/APR:
18.90% / 21.35%
Monthly payment:
$647.14
Lender servicing fee:
1.00%
Effective Yield*:
16.55%
Estimated return*:
7.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
10
First credit line:
May-1996
Debt/Income ratio:
26%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
20y 2m
Amount delinquent:
$0
Total credit lines:
35
Occupation:
Teacher
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$9,800
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
5
Bankcard utilization:
92%
Homeownership:
No
Screen name:
edyuc8r
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
0 / 1
On-time:
2 ( 100% )
640-659 (Latest)
Principal borrowed:
$10,000.00
< 31 days late:
0 ( 0% )
660-679 (May-2014)
Principal balance:
$0.00
31+ days late:
0 ( 0% )
Total payments billed:
2
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961087
This series of Notes was issued and sold upon the funding of the borrower loan #220293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
13.25%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
24.74%
Borrower rate/APR:
25.74% / 28.36%
Monthly payment:
$119.15
Lender servicing fee:
1.00%
Effective Yield*:
22.53%
Estimated return*:
9.28%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
2
First credit line:
Mar-2012
Debt/Income ratio:
26%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
4 / 4
Length of status:
2y 8m
Amount delinquent:
$0
Total credit lines:
5
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,404
Stated income:
$1-$24,999
Delinquencies in last 7y:
0
Bankcard utilization:
58%
Homeownership:
No
Screen name:
bejei916
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961225
This series of Notes was issued and sold upon the funding of the borrower loan #221222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 20.32%
Monthly payment:
$380.09
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
5
First credit line:
Dec-1997
Debt/Income ratio:
54%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
3
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 13
Length of status:
17y 4m
Amount delinquent:
$0
Total credit lines:
49
Occupation:
Military Enlisted
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,873
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
73%
Homeownership:
Yes
Screen name:
extraordinary-money713
Borrower's state:
Alabama
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961237
This series of Notes was issued and sold upon the funding of the borrower loan #222229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$7,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-16-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 15.36%
Monthly payment:
$159.45
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1992
Debt/Income ratio:
23%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
12 / 12
Length of status:
4y 4m
Amount delinquent:
$119
Total credit lines:
30
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$19,093
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
72%
Homeownership:
Yes
Screen name:
basis-hot-rod038
Borrower's state:
Michigan
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1962341
This series of Notes was issued and sold upon the funding of the borrower loan #220682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.74%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
10.59%
Borrower rate/APR:
11.59% / 14.45%
Monthly payment:
$330.19
Lender servicing fee:
1.00%
Effective Yield*:
10.16%
Estimated return*:
6.42%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Oct-2003
Debt/Income ratio:
15%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
5 / 5
Length of status:
7y 5m
Amount delinquent:
$0
Total credit lines:
12
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,436
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
27%
Homeownership:
No
Screen name:
wise-dough-socrates
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1963191
This series of Notes was issued and sold upon the funding of the borrower loan #219359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.75%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-11-2014
Lender yield:
24.04%
Borrower rate/APR:
25.04% / 27.64%
Monthly payment:
$146.87
Lender servicing fee:
1.00%
Effective Yield*:
21.91%
Estimated return*:
9.16%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jun-1994
Debt/Income ratio:
31%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
19 / 19
Length of status:
7y 2m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,817
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
78%
Homeownership:
Yes
Screen name:
treasure-rumbler073
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965027
This series of Notes was issued and sold upon the funding of the borrower loan #219504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$14,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 22.97%
Monthly payment:
$514.60
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-1999
Debt/Income ratio:
43%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
13 / 11
Length of status:
10y 0m
Amount delinquent:
$0
Total credit lines:
34
Stated income:
$50,000-$74,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$34,290
Delinquencies in last 7y:
0
Bankcard utilization:
63%
Homeownership:
Yes
Screen name:
durability-liberator283
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965615
This series of Notes was issued and sold upon the funding of the borrower loan #221109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$20,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.49%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-17-2014
Lender yield:
11.64%
Borrower rate/APR:
12.64% / 14.94%
Monthly payment:
$451.38
Lender servicing fee:
1.00%
Effective Yield*:
11.09%
Estimated return*:
6.60%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Aug-1999
Debt/Income ratio:
15%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
12 / 8
Length of status:
0y 3m
Amount delinquent:
$648
Total credit lines:
27
Occupation:
Computer Programmer
Public records last 12m / 10y:
0/ 2
Revolving credit balance:
$2,501
Stated income:
$100,000+
Delinquencies in last 7y:
4
Bankcard utilization:
8%
Homeownership:
Yes
Screen name:
wise-adventurous-wampum
Borrower's state:
Maryland
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965987
This series of Notes was issued and sold upon the funding of the borrower loan #219835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-12-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$190.07
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Nov-1994
Debt/Income ratio:
34%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
9 / 8
Length of status:
8y 2m
Amount delinquent:
$0
Total credit lines:
51
Occupation:
Teacher
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,764
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
3
Bankcard utilization:
96%
Homeownership:
Yes
Screen name:
sweet-fund987
Borrower's state:
Nevada
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1969023
This series of Notes was issued and sold upon the funding of the borrower loan #219844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.74%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
6.69%
Borrower rate/APR:
7.69% / 9.07%
Monthly payment:
$155.97
Lender servicing fee:
1.00%
Effective Yield*:
6.55%
Estimated return*:
4.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Nov-1990
Debt/Income ratio:
19%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
12 / 12
Length of status:
12y 6m
Amount delinquent:
$9,991
Total credit lines:
30
Occupation:
Engineer - Mechanic...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,370
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
6
Bankcard utilization:
63%
Homeownership:
No
Screen name:
upright-euro377
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1969959
This series of Notes was issued and sold upon the funding of the borrower loan #220890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.99%
Listing Start date:
Oct-10-2014
Term:
36 months
Listing End date:
Oct-10-2014
Lender yield:
16.90%
Borrower rate/APR:
17.90% / 21.64%
Monthly payment:
$144.41
Lender servicing fee:
1.00%
Effective Yield*:
15.70%
Estimated return*:
7.71%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Jan-1989
Debt/Income ratio:
20%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
16y 2m
Amount delinquent:
$0
Total credit lines:
7
Occupation:
Teacher
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$5,420
Stated income:
$1-$24,999
Delinquencies in last 7y:
0
Bankcard utilization:
50%
Homeownership:
No
Screen name:
responsibility-watcher1
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1971153
This series of Notes was issued and sold upon the funding of the borrower loan #219974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.74%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
17.90%
Borrower rate/APR:
18.90% / 22.66%
Monthly payment:
$549.08
Lender servicing fee:
1.00%
Effective Yield*:
16.55%
Estimated return*:
7.81%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Aug-1989
Debt/Income ratio:
49%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 15
Length of status:
29y 11m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$130,520
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
93%
Homeownership:
Yes
Screen name:
tremendous-leverage116
Borrower's state:
Hawaii
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1971255
This series of Notes was issued and sold upon the funding of the borrower loan #220044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.99%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-13-2014
Lender yield:
18.20%
Borrower rate/APR:
19.20% / 21.65%
Monthly payment:
$312.61
Lender servicing fee:
1.00%
Effective Yield*:
16.81%
Estimated return*:
7.82%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jun-1986
Debt/Income ratio:
52%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
11 / 10
Length of status:
10y 1m
Amount delinquent:
$0
Total credit lines:
64
Occupation:
Analyst
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$8,866
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
6
Bankcard utilization:
92%
Homeownership:
Yes
Screen name:
caring-bid517
Borrower's state:
Ohio
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972389
This series of Notes was issued and sold upon the funding of the borrower loan #220863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.74%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
15.05%
Borrower rate/APR:
16.05% / 18.43%
Monthly payment:
$194.76
Lender servicing fee:
1.00%
Effective Yield*:
14.09%
Estimated return*:
7.35%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Mar-2004
Debt/Income ratio:
29%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
13 / 11
Length of status:
11y 6m
Amount delinquent:
$0
Total credit lines:
22
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,959
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
4
Bankcard utilization:
29%
Homeownership:
Yes
Screen name:
red-persistent-bid
Borrower's state:
NewYork
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972491
This series of Notes was issued and sold upon the funding of the borrower loan #221024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$13,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$426.77
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Oct-1998
Debt/Income ratio:
21%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
6 / 6
Length of status:
4y 9m
Amount delinquent:
$0
Total credit lines:
42
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$11,697
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
10
Bankcard utilization:
79%
Homeownership:
No
Screen name:
MovingForward2014
Borrower's state:
Pennsylvania
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972941
This series of Notes was issued and sold upon the funding of the borrower loan #219368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-11-2014
Term:
36 months
Listing End date:
Oct-11-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 26.38%
Monthly payment:
$192.35
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Apr-1989
Debt/Income ratio:
30%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
9 / 8
Length of status:
1y 7m
Amount delinquent:
$5,133
Total credit lines:
15
Occupation:
Realtor
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$3,848
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
3
Bankcard utilization:
74%
Homeownership:
No
Screen name:
finance-pouch6
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972959
This series of Notes was issued and sold upon the funding of the borrower loan #220287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.25%
Listing Start date:
Oct-11-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
21.54%
Borrower rate/APR:
22.54% / 25.08%
Monthly payment:
$279.27
Lender servicing fee:
1.00%
Effective Yield*:
19.71%
Estimated return*:
8.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Dec-1994
Debt/Income ratio:
14%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 6
Length of status:
16y 6m
Amount delinquent:
$0
Total credit lines:
36
Occupation:
Civil Service
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,015
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
16
Bankcard utilization:
100%
Homeownership:
Yes
Screen name:
capital-magma2
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1973823
This series of Notes was issued and sold upon the funding of the borrower loan #221593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$25,000.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
5.49%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
13.15%
Borrower rate/APR:
14.15% / 17.80%
Monthly payment:
$856.26
Lender servicing fee:
1.00%
Effective Yield*:
12.42%
Estimated return*:
6.93%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-1996
Debt/Income ratio:
25%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
18 / 7
Length of status:
6y 8m
Amount delinquent:
$0
Total credit lines:
46
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$5,924
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
26
Bankcard utilization:
54%
Homeownership:
Yes
Screen name:
burgeoning-credit63
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
11 ( 100% )
680-699 (Latest)
Principal borrowed:
$10,000.00
< 31 days late:
0 ( 0% )
700-719 (Oct-2013)
Principal balance:
$8,680.73
31+ days late:
0 ( 0% )
Total payments billed:
11
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1974069
This series of Notes was issued and sold upon the funding of the borrower loan #221875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
7.24%
Listing Start date:
Oct-12-2014
Term:
60 months
Listing End date:
Oct-12-2014
Lender yield:
15.75%
Borrower rate/APR:
16.75% / 19.14%
Monthly payment:
$197.75
Lender servicing fee:
1.00%
Effective Yield*:
14.70%
Estimated return*:
7.46%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Sep-2000
Debt/Income ratio:
25%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
11y 7m
Amount delinquent:
$0
Total credit lines:
23
Occupation:
Laborer
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,976
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
92%
Homeownership:
Yes
Screen name:
sensible-p2p842
Borrower's state:
Nebraska
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1974549
This series of Notes was issued and sold upon the funding of the borrower loan #220953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.99%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
10.99%
Borrower rate/APR:
11.99% / 14.85%
Monthly payment:
$498.14
Lender servicing fee:
1.00%
Effective Yield*:
10.52%
Estimated return*:
6.53%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Mar-2000
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
2y 4m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,605
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
30
Bankcard utilization:
68%
Homeownership:
No
Screen name:
gold-goliath2
Borrower's state:
NewJersey
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1979571
This series of Notes was issued and sold upon the funding of the borrower loan #221138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$18,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 19.03%
Monthly payment:
$627.07
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Aug-2000
Debt/Income ratio:
48%
FICO08 score:
700-719 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
15 / 15
Length of status:
1y 0m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Fireman
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$23,052
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
59%
Homeownership:
No
Screen name:
hair234
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1979859
This series of Notes was issued and sold upon the funding of the borrower loan #220032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$174.23
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Mar-2002
Debt/Income ratio:
9%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
7 / 6
Length of status:
2y 9m
Amount delinquent:
$2,394
Total credit lines:
23
Occupation:
Engineer - Electric...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,255
Stated income:
$75,000-$99,999
Delinquencies in last 7y:
19
Bankcard utilization:
69%
Homeownership:
No
Screen name:
bewitching-fund443
Borrower's state:
Illinois
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1979865
This series of Notes was issued and sold upon the funding of the borrower loan #218601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
HR
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
16.25%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
29.09%
Borrower rate/APR:
30.09% / 34.12%
Monthly payment:
$170.00
Lender servicing fee:
1.00%
Effective Yield*:
26.46%
Estimated return*:
10.21%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jul-2002
Debt/Income ratio:
30%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
12 / 12
Length of status:
15y 8m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Other
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,916
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
2
Bankcard utilization:
78%
Homeownership:
No
Screen name:
red-diversification-economist1
Borrower's state:
California
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history
Payment history
Credit score history
Active / total loans:
1 / 1
On-time:
9 ( 100% )
640-659 (Latest)
Principal borrowed:
$4,000.00
< 31 days late:
0 ( 0% )
640-659 (Dec-2013)
Principal balance:
$3,291.71
31+ days late:
0 ( 0% )
Total payments billed:
9
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981113
This series of Notes was issued and sold upon the funding of the borrower loan #220034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.49%
Listing Start date:
Oct-13-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
17.55%
Borrower rate/APR:
18.55% / 20.99%
Monthly payment:
$256.94
Lender servicing fee:
1.00%
Effective Yield*:
16.25%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Jul-2002
Debt/Income ratio:
Not calculated
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Self-employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
2y 11m
Amount delinquent:
$0
Total credit lines:
26
Occupation:
Landscaping
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$4,589
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
10
Bankcard utilization:
40%
Homeownership:
Yes
Screen name:
giraffe953
Borrower's state:
Indiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981869
This series of Notes was issued and sold upon the funding of the borrower loan #219248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,500.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
2.24%
Listing Start date:
Oct-13-2014
Term:
36 months
Listing End date:
Oct-13-2014
Lender yield:
7.74%
Borrower rate/APR:
8.74% / 11.55%
Monthly payment:
$395.99
Lender servicing fee:
1.00%
Effective Yield*:
7.53%
Estimated return*:
5.29%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
8
First credit line:
Sep-1997
Debt/Income ratio:
26%
FICO08 score:
740-759 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
6y 2m
Amount delinquent:
$0
Total credit lines:
21
Occupation:
Architect
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$43,865
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
0
Bankcard utilization:
72%
Homeownership:
Yes
Screen name:
new-healthy-value
Borrower's state:
Georgia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1982385
This series of Notes was issued and sold upon the funding of the borrower loan #221914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,500.00
Prosper Rating:
B
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
4.74%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
12.05%
Borrower rate/APR:
13.05% / 16.68%
Monthly payment:
$286.60
Lender servicing fee:
1.00%
Effective Yield*:
11.46%
Estimated return*:
6.72%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Dec-1998
Debt/Income ratio:
19%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
3
Current / open credit lines:
16 / 15
Length of status:
4y 3m
Amount delinquent:
$663
Total credit lines:
41
Occupation:
Executive
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$12,737
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
39
Bankcard utilization:
60%
Homeownership:
Yes
Screen name:
first-statuesque-treasure
Borrower's state:
Washington
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1982925
This series of Notes was issued and sold upon the funding of the borrower loan #221225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
13.25%
Listing Start date:
Oct-15-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
24.74%
Borrower rate/APR:
25.74% / 28.36%
Monthly payment:
$297.87
Lender servicing fee:
1.00%
Effective Yield*:
22.53%
Estimated return*:
9.28%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
6
First credit line:
Mar-1994
Debt/Income ratio:
43%
FICO08 score:
660-679 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
8 / 8
Length of status:
1y 8m
Amount delinquent:
$0
Total credit lines:
33
Occupation:
Truck Driver
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$8,877
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
8
Bankcard utilization:
83%
Homeownership:
No
Screen name:
newest-noble-payment
Borrower's state:
Virginia
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1984893
This series of Notes was issued and sold upon the funding of the borrower loan #221536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
11.75%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
22.44%
Borrower rate/APR:
23.44% / 26.00%
Monthly payment:
$227.55
Lender servicing fee:
1.00%
Effective Yield*:
20.50%
Estimated return*:
8.75%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Apr-2006
Debt/Income ratio:
9%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 9
Length of status:
2y 11m
Amount delinquent:
$0
Total credit lines:
17
Occupation:
Professional
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$35,353
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
96%
Homeownership:
Yes
Screen name:
payment-american765
Borrower's state:
NorthCarolina
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1985097
This series of Notes was issued and sold upon the funding of the borrower loan #220379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$4,000.00
Prosper Rating:
E
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
12.25%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
23.24%
Borrower rate/APR:
24.24% / 28.12%
Monthly payment:
$157.44
Lender servicing fee:
1.00%
Effective Yield*:
21.21%
Estimated return*:
8.96%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
3
First credit line:
Feb-2004
Debt/Income ratio:
28%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
5
Current / open credit lines:
10 / 9
Length of status:
0y 5m
Amount delinquent:
$858
Total credit lines:
31
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$2,314
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
51%
Homeownership:
Yes
Screen name:
mindful-yield443
Borrower's state:
Alabama
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1985733
This series of Notes was issued and sold upon the funding of the borrower loan #220457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$10,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
8.24%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-15-2014
Lender yield:
17.25%
Borrower rate/APR:
18.25% / 20.68%
Monthly payment:
$255.30
Lender servicing fee:
1.00%
Effective Yield*:
16.00%
Estimated return*:
7.76%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Oct-1990
Debt/Income ratio:
17%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
6
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
19y 7m
Amount delinquent:
$0
Total credit lines:
30
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 1
Revolving credit balance:
$7,372
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
14
Bankcard utilization:
59%
Homeownership:
No
Screen name:
wise-systematic-liberty
Borrower's state:
Connecticut
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1985871
This series of Notes was issued and sold upon the funding of the borrower loan #220729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$8,000.00
Prosper Rating:
C
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
6.24%
Listing Start date:
Oct-14-2014
Term:
60 months
Listing End date:
Oct-14-2014
Lender yield:
14.35%
Borrower rate/APR:
15.35% / 17.71%
Monthly payment:
$191.79
Lender servicing fee:
1.00%
Effective Yield*:
13.48%
Estimated return*:
7.24%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Sep-1997
Debt/Income ratio:
36%
FICO08 score:
680-699 (Sep-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
2
Current / open credit lines:
12 / 10
Length of status:
2y 9m
Amount delinquent:
$768
Total credit lines:
30
Occupation:
Administrative Assi...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$18,930
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
2
Bankcard utilization:
51%
Homeownership:
Yes
Screen name:
innocent-dough4
Borrower's state:
Louisiana
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1987083
This series of Notes was issued and sold upon the funding of the borrower loan #221470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$5,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
9.25%
Listing Start date:
Oct-14-2014
Term:
36 months
Listing End date:
Oct-14-2014
Lender yield:
18.60%
Borrower rate/APR:
19.60% / 23.38%
Monthly payment:
$184.80
Lender servicing fee:
1.00%
Effective Yield*:
17.16%
Estimated return*:
7.91%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Feb-1999
Debt/Income ratio:
19%
FICO08 score:
660-679 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Other
Now delinquent:
0
Current / open credit lines:
7 / 7
Length of status:
3y 3m
Amount delinquent:
$0
Total credit lines:
11
Stated income:
$50,000-$74,999
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$7,368
Delinquencies in last 7y:
0
Bankcard utilization:
80%
Homeownership:
No
Screen name:
commanding-return312
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1987713
This series of Notes was issued and sold upon the funding of the borrower loan #222070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$12,000.00
Prosper Rating:
A
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
3.49%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
10.19%
Borrower rate/APR:
11.19% / 14.04%
Monthly payment:
$393.95
Lender servicing fee:
1.00%
Effective Yield*:
9.80%
Estimated return*:
6.31%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
7
First credit line:
Mar-1994
Debt/Income ratio:
34%
FICO08 score:
680-699 (Oct-2014)
Inquiries last 6m:
0
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 14
Length of status:
2y 11m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Other
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$14,725
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
0
Bankcard utilization:
87%
Homeownership:
Yes
Screen name:
green-transaction-blossom2
Borrower's state:
Wyoming
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988361
This series of Notes was issued and sold upon the funding of the borrower loan #221205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$6,400.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.75%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
20.85%
Borrower rate/APR:
21.85% / 25.68%
Monthly payment:
$243.92
Lender servicing fee:
1.00%
Effective Yield*:
19.11%
Estimated return*:
8.36%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Aug-2004
Debt/Income ratio:
22%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
2
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
10 / 10
Length of status:
7y 5m
Amount delinquent:
$0
Total credit lines:
17
Occupation:
Social Worker
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$6,740
Stated income:
$25,000-$49,999
Delinquencies in last 7y:
3
Bankcard utilization:
64%
Homeownership:
No
Screen name:
soulful-agreement344
Borrower's state:
Florida
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988529
This series of Notes was issued and sold upon the funding of the borrower loan #220445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$15,000.00
Prosper Rating:
D
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
10.25%
Listing Start date:
Oct-15-2014
Term:
36 months
Listing End date:
Oct-15-2014
Lender yield:
20.00%
Borrower rate/APR:
21.00% / 24.81%
Monthly payment:
$565.13
Lender servicing fee:
1.00%
Effective Yield*:
18.37%
Estimated return*:
8.12%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
4
First credit line:
Nov-1993
Debt/Income ratio:
14%
FICO08 score:
640-659 (Oct-2014)
Inquiries last 6m:
4
Employment status:
Employed
Now delinquent:
0
Current / open credit lines:
16 / 16
Length of status:
1y 8m
Amount delinquent:
$0
Total credit lines:
24
Occupation:
Food Service Manage...
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$16,143
Stated income:
$100,000+
Delinquencies in last 7y:
0
Bankcard utilization:
37%
Homeownership:
No
Screen name:
gain-bassoon1
Borrower's state:
Missouri
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1991265
This series of Notes was issued and sold upon the funding of the borrower loan #221309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
$2,600.00
Prosper Rating:
AA
Listing Duration:
14 days
Partially Funded:
no
Estimated loss*:
1.49%
Listing Start date:
Oct-16-2014
Term:
36 months
Listing End date:
Oct-16-2014
Lender yield:
6.16%
Borrower rate/APR:
7.16% / 8.53%
Monthly payment:
$80.47
Lender servicing fee:
1.00%
Effective Yield*:
6.04%
Estimated return*:
4.55%
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11):
11
First credit line:
Feb-1965
Debt/Income ratio:
17%
FICO08 score:
720-739 (Oct-2014)
Inquiries last 6m:
1
Employment status:
Employed
Now delinquent:
1
Current / open credit lines:
11 / 7
Length of status:
10y 5m
Amount delinquent:
$17
Total credit lines:
30
Occupation:
Nurse (RN)
Public records last 12m / 10y:
0/ 0
Revolving credit balance:
$10,458
Stated income:
$50,000-$74,999
Delinquencies in last 7y:
11
Bankcard utilization:
37%
Homeownership:
Yes
Screen name:
bagaa
Borrower's state:
Minnesota
Borrower's group:
N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.