SEC Info  
    Home      Search      My Interests      Help      Sign In      Please Sign In

Prosper Funding LLC, et al. – IPO: ‘424B3’ on 10/20/14

On:  Monday, 10/20/14, at 1:42pm ET   ·   Accession #:  1542574-14-237   ·   File #s:  333-179941, -01

Previous ‘424B3’:  ‘424B3’ on 10/20/14   ·   Next:  ‘424B3’ on 10/22/14   ·   Latest:  ‘424B3’ on 3/28/24

Find Words in Filings emoji
 
  in    Show  and   Hints

  As Of                Filer                Filing    For·On·As Docs:Size

10/20/14  Prosper Funding LLC               424B3                  1:3.6M
          Prosper Marketplace Inc

Initial Public Offering (IPO):  Prospectus   —   Rule 424(b)(3)
Filing Table of Contents

Document/Exhibit                   Description                      Pages   Size 

 1: 424B3       Prospectus                                          HTML   1.71M 


This is an HTML Document rendered as filed.  [ Alternative Formats ]



 
 
Sales Report:Supplement No. 1 dated Oct 20, 2014 to Prospectus dated Oct 03, 2014
File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-179941 and 333-179941-01
Prosper Funding LLC
Borrower Payment Dependent Notes

Prosper Marketplace, Inc.
PMI Management Rights
This Sales Report supplements the prospectus dated Oct 03, 2014 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that Prosper Funding LLC has recently sold. You should read this Sales Report supplement together with the prospectus dated Oct 03, 2014 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes. As described in the prospectus dated Oct 03, 2014, each Note comes attached with a PMI Management Right issued by Prosper Marketplace, Inc.
Prosper Funding LLC has sold the following series of Notes:
Borrower Payment Dependent Notes Series 1564876
This series of Notes was issued and sold upon the funding of the borrower loan #219327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.74% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 17.90% Borrower rate/APR: 18.90% / 22.66% Monthly payment: $366.05
 
Lender servicing fee: 1.00% Effective Yield*: 16.55%    
    Estimated return*: 7.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Apr-1991 Debt/Income ratio: Not calculated
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 2 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 14 / 12 Length of status: 17y 7m
Amount delinquent: $0 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,443 Stated income: $100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 66%    
    Homeownership: Yes    
Screen name: capfund Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1621280
This series of Notes was issued and sold upon the funding of the borrower loan #220198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $656.58
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jun-2008 Debt/Income ratio: 12%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 4 Length of status: 1y 4m
Amount delinquent: $0 Total credit lines: 10 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,316 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%    
    Homeownership: No    
Screen name: scrappy-silver194 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1636528
This series of Notes was issued and sold upon the funding of the borrower loan #218583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $619.01
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jan-1994 Debt/Income ratio: 41%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 18 / 18 Length of status: 24y 6m
Amount delinquent: $0 Total credit lines: 41 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,029 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%    
    Homeownership: Yes    
Screen name: agreement-ninja26 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1682972
This series of Notes was issued and sold upon the funding of the borrower loan #219592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Sep-28-2014
Term: 36 months     Listing End date:   Sep-28-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 17.80% Monthly payment: $102.75
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Apr-2005 Debt/Income ratio: 27%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 10y 1m
Amount delinquent: $0 Total credit lines: 19 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,097 Stated income: $25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 90%    
    Homeownership: No    
Screen name: blissful-reality Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1689448
This series of Notes was issued and sold upon the funding of the borrower loan #218331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.74% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-03-2014
 
Lender yield: 13.50% Borrower rate/APR: 14.50% / 18.16% Monthly payment: $68.84
 
Lender servicing fee: 1.00% Effective Yield*: 12.73%    
    Estimated return*: 6.99%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jan-1978 Debt/Income ratio: 38%
FICO08 score: 760-779 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 20 / 19 Length of status: 14y 5m
Amount delinquent: $0 Total credit lines: 41 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,316 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 22%    
    Homeownership: No    
Screen name: wise-investment-oboe Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1697146
This series of Notes was issued and sold upon the funding of the borrower loan #218474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $299.96
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-2003 Debt/Income ratio: 25%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 10y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,649 Stated income: $75,000-$99,999
Delinquencies in last 7y: 3 Bankcard utilization: 92%    
    Homeownership: Yes    
Screen name: epic-loyalty6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1752022
This series of Notes was issued and sold upon the funding of the borrower loan #218417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.74% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-04-2014
 
Lender yield: 16.45% Borrower rate/APR: 17.45% / 21.18% Monthly payment: $896.93
 
Lender servicing fee: 1.00% Effective Yield*: 15.30%    
    Estimated return*: 7.56%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jun-2002 Debt/Income ratio: 18%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 11y 5m
Amount delinquent: $0 Total credit lines: 14 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,469 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%    
    Homeownership: Yes    
Screen name: well-rounded-benefit57 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1760302
This series of Notes was issued and sold upon the funding of the borrower loan #219351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $518.88
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Dec-1999 Debt/Income ratio: 29%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 17 Length of status: 1y 6m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,712 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 75%    
    Homeownership: Yes    
Screen name: asset-ace455 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1771528
This series of Notes was issued and sold upon the funding of the borrower loan #220773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,939.28 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.74% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $660.38
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-1984 Debt/Income ratio: 48%
FICO08 score: 720-739 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 36y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,944 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%    
    Homeownership: Yes    
Screen name: jccbei Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1773748
This series of Notes was issued and sold upon the funding of the borrower loan #219745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.74% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-06-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 18.43% Monthly payment: $413.86
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jan-2004 Debt/Income ratio: 33%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 19 / 18 Length of status: 3y 0m
Amount delinquent: $1,659 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,067 Stated income: $50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 23%    
    Homeownership: No    
Screen name: durability-triumph0 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1785268
This series of Notes was issued and sold upon the funding of the borrower loan #220472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.24% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 17.25% Borrower rate/APR: 18.25% / 20.68% Monthly payment: $127.65
 
Lender servicing fee: 1.00% Effective Yield*: 16.00%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-2007 Debt/Income ratio: 28%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 0y 7m
Amount delinquent: $0 Total credit lines: 11 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,020 Stated income: $25,000-$49,999
Delinquencies in last 7y: 20 Bankcard utilization: 95%    
    Homeownership: No    
Screen name: best-diplomatic-silver Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1796278
This series of Notes was issued and sold upon the funding of the borrower loan #219934, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Sep-29-2014
Term: 36 months     Listing End date:   Sep-30-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $643.47
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jun-1994 Debt/Income ratio: 41%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 23 / 19 Length of status: 7y 3m
Amount delinquent: $0 Total credit lines: 46 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $80,961 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: Yes    
Screen name: fund-bridge2 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1798082
This series of Notes was issued and sold upon the funding of the borrower loan #221239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.49% Listing Start date:   Oct-02-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 11.64% Borrower rate/APR: 12.64% / 14.94% Monthly payment: $338.54
 
Lender servicing fee: 1.00% Effective Yield*: 11.09%    
    Estimated return*: 6.60%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jul-1992 Debt/Income ratio: 29%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 1y 3m
Amount delinquent: $0 Total credit lines: 26 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,459 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%    
    Homeownership: Yes    
Screen name: worlds-best-diversification50 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1798174
This series of Notes was issued and sold upon the funding of the borrower loan #220308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $594.34
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Nov-1998 Debt/Income ratio: 26%
FICO08 score: 720-739 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 5 Length of status: 8y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,701 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%    
    Homeownership: Yes    
Screen name: capital-triumph577 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1802164
This series of Notes was issued and sold upon the funding of the borrower loan #218622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.99% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 13.12% Monthly payment: $194.42
 
Lender servicing fee: 1.00% Effective Yield*: 8.97%    
    Estimated return*: 5.98%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Dec-1998 Debt/Income ratio: 29%
FICO08 score: 740-759 (Sep-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 7y 8m
Amount delinquent: $0 Total credit lines: 18 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,753  
Delinquencies in last 7y: 0 Bankcard utilization: 51%    
    Homeownership: Yes    
Screen name: diversification-tonic622 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1803408
This series of Notes was issued and sold upon the funding of the borrower loan #221099, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.74% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 16.45% Borrower rate/APR: 17.45% / 19.86% Monthly payment: $175.67
 
Lender servicing fee: 1.00% Effective Yield*: 15.30%    
    Estimated return*: 7.56%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Nov-2001 Debt/Income ratio: 24%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 14 / 13 Length of status: 41y 1m
Amount delinquent: $164 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $919 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 10%    
    Homeownership: Yes    
Screen name: worldly-repayment369 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1804960
This series of Notes was issued and sold upon the funding of the borrower loan #219396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-02-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 17.80% Monthly payment: $513.76
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Sep-1997 Debt/Income ratio: Not calculated
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 2 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 10y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,878 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 42%    
    Homeownership: Yes    
Screen name: orbiter252 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1807594
This series of Notes was issued and sold upon the funding of the borrower loan #220702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $295.46
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jul-1996 Debt/Income ratio: 12%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 10 / 9 Length of status: 26y 3m
Amount delinquent: $620 Total credit lines: 28 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,558 Stated income: $100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 63%    
    Homeownership: Yes    
Screen name: new-vigilance-economist Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1811524
This series of Notes was issued and sold upon the funding of the borrower loan #221434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $842.95
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Nov-2005 Debt/Income ratio: 41%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 17 / 17 Length of status: 0y 4m
Amount delinquent: $0 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,330 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: Yes    
Screen name: top-open-value Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1812868
This series of Notes was issued and sold upon the funding of the borrower loan #218526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $316.79
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Apr-1995 Debt/Income ratio: 25%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 2y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $8,521 Stated income: $75,000-$99,999
Delinquencies in last 7y: 39 Bankcard utilization: 77%    
    Homeownership: No    
Screen name: camaraderi-sceptre768 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1814566
This series of Notes was issued and sold upon the funding of the borrower loan #221004, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,001.90 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 2.74% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $643.47
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Apr-1987 Debt/Income ratio: 32%
FICO08 score: 720-739 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 19y 4m
Amount delinquent: $0 Total credit lines: 37 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,975 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%    
    Homeownership: Yes    
Screen name: compassion-stockpiler7 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1816450
This series of Notes was issued and sold upon the funding of the borrower loan #218784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $316.79
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jul-1993 Debt/Income ratio: 27%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 5 / 5 Length of status: 2y 3m
Amount delinquent: $75 Total credit lines: 34 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,697 Stated income: $25,000-$49,999
Delinquencies in last 7y: 5 Bankcard utilization: 53%    
    Homeownership: No    
Screen name: fervent-hope462 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1816750
This series of Notes was issued and sold upon the funding of the borrower loan #221270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.99% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 15.35% Borrower rate/APR: 16.35% / 18.73% Monthly payment: $441.08
 
Lender servicing fee: 1.00% Effective Yield*: 14.35%    
    Estimated return*: 7.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Nov-2006 Debt/Income ratio: 29%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 0y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,180 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%    
    Homeownership: No    
Screen name: autonomous-investment941 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1818406
This series of Notes was issued and sold upon the funding of the borrower loan #220278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 24.37% Monthly payment: $550.67
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jun-2003 Debt/Income ratio: 20%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 4y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,728 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%    
    Homeownership: Yes    
Screen name: top-exuberant-gold Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1819024
This series of Notes was issued and sold upon the funding of the borrower loan #221021, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $825.47
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Mar-1999 Debt/Income ratio: 32%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 15 Length of status: 13y 3m
Amount delinquent: $0 Total credit lines: 29 Occupation: Executive
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $13,484 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 50%    
    Homeownership: Yes    
Screen name: the-soulful-pound Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1819708
This series of Notes was issued and sold upon the funding of the borrower loan #218757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $415.10
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: May-2005 Debt/Income ratio: 19%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 3y 2m
Amount delinquent: $0 Total credit lines: 5 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,458 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%    
    Homeownership: No    
Screen name: velocity-fields5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1820128
This series of Notes was issued and sold upon the funding of the borrower loan #219982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $35,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $1,187.74
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jun-1999 Debt/Income ratio: 18%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 13y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $58,567 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 55%    
    Homeownership: Yes    
Screen name: income-pony4 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1821814
This series of Notes was issued and sold upon the funding of the borrower loan #221338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $627.56
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Feb-1988 Debt/Income ratio: 27%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 21 / 18 Length of status: 17y 3m
Amount delinquent: $0 Total credit lines: 41 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $94,630 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 72%    
    Homeownership: Yes    
Screen name: credit-cypress316 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1823596
This series of Notes was issued and sold upon the funding of the borrower loan #218292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.49% Listing Start date:   Oct-04-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 8.20% Borrower rate/APR: 9.20% / 12.02% Monthly payment: $239.20
 
Lender servicing fee: 1.00% Effective Yield*: 7.96%    
    Estimated return*: 5.47%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Feb-2003 Debt/Income ratio: 26%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 1y 0m
Amount delinquent: $0 Total credit lines: 18 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,850 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%    
    Homeownership: Yes    
Screen name: compassion-beast957 Borrower's state: Arkansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1823656
This series of Notes was issued and sold upon the funding of the borrower loan #219241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-04-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $262.72
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Oct-1997 Debt/Income ratio: 36%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 15 Length of status: 14y 5m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,654 Stated income: $25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 70%    
    Homeownership: No    
Screen name: top-unrivaled-deal1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1824982
This series of Notes was issued and sold upon the funding of the borrower loan #219903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 0.99% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 5.29% Borrower rate/APR: 6.29% / 7.65% Monthly payment: $366.64
 
Lender servicing fee: 1.00% Effective Yield*: 5.22%    
    Estimated return*: 4.23%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Mar-1998 Debt/Income ratio: 18%
FICO08 score: 780-799 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 6y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,478 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%    
    Homeownership: Yes    
Screen name: marketplace-neptune8 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1826320
This series of Notes was issued and sold upon the funding of the borrower loan #220905, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $505.77
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Apr-2002 Debt/Income ratio: 35%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 12y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,207 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%    
    Homeownership: No    
Screen name: income-guard020 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1828780
This series of Notes was issued and sold upon the funding of the borrower loan #219072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-06-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 16.48% Monthly payment: $93.38
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1992 Debt/Income ratio: 25%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 16 Length of status: 12y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,098 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 83%    
    Homeownership: Yes    
Screen name: kinetic-rate372 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1832326
This series of Notes was issued and sold upon the funding of the borrower loan #218985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 15.36% Monthly payment: $227.79
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Sep-2004 Debt/Income ratio: 27%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 0y 0m
Amount delinquent: $0 Total credit lines: 25 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,444  
Delinquencies in last 7y: 0 Bankcard utilization: 54%    
    Homeownership: No    
Screen name: fervent-worth457 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1833700
This series of Notes was issued and sold upon the funding of the borrower loan #218897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.49% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 8.20% Borrower rate/APR: 9.20% / 12.02% Monthly payment: $637.86
 
Lender servicing fee: 1.00% Effective Yield*: 7.96%    
    Estimated return*: 5.47%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: May-1988 Debt/Income ratio: 19%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 18y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,361 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 32%    
    Homeownership: Yes    
Screen name: lovely-treasure875 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834846
This series of Notes was issued and sold upon the funding of the borrower loan #219913, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $518.88
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jan-2003 Debt/Income ratio: Not calculated
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 15 / 14 Length of status: 5y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,399 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%    
    Homeownership: Yes    
Screen name: rate-cactus98 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834930
This series of Notes was issued and sold upon the funding of the borrower loan #219907, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $333.29
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: May-1983 Debt/Income ratio: Not calculated
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 7 Length of status: 24y 2m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,875 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: No    
Screen name: Maestrond Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1835524
This series of Notes was issued and sold upon the funding of the borrower loan #219144, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 22.78% Monthly payment: $266.61
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Sep-2008 Debt/Income ratio: 52%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 2y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,593 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%    
    Homeownership: Yes    
Screen name: delectable-duty74 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1835926
This series of Notes was issued and sold upon the funding of the borrower loan #219710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $253.43
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Dec-2003 Debt/Income ratio: 33%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 18 / 17 Length of status: 6y 5m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,075 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%    
    Homeownership: No    
Screen name: brooklyn_0505 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1836778
This series of Notes was issued and sold upon the funding of the borrower loan #221385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 25.08% Monthly payment: $698.17
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-1997 Debt/Income ratio: 31%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 21 / 20 Length of status: 12y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,176 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%    
    Homeownership: No    
Screen name: bid-aviary1 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1836958
This series of Notes was issued and sold upon the funding of the borrower loan #220950, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.74% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 13.50% Borrower rate/APR: 14.50% / 18.16% Monthly payment: $206.53
 
Lender servicing fee: 1.00% Effective Yield*: 12.73%    
    Estimated return*: 6.99%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jul-2008 Debt/Income ratio: 31%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 6y 5m
Amount delinquent: $0 Total credit lines: 9 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,120 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%    
    Homeownership: No    
Screen name: first-class-income168 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1837234
This series of Notes was issued and sold upon the funding of the borrower loan #219111, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 16.48% Monthly payment: $350.19
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Sep-1995 Debt/Income ratio: 39%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 13 / 12 Length of status: 13y 4m
Amount delinquent: $0 Total credit lines: 37 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,866 Stated income: $25,000-$49,999
Delinquencies in last 7y: 17 Bankcard utilization: 24%    
    Homeownership: No    
Screen name: pamidajoe Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 3 On-time: 79 ( 100% ) 700-719 (Latest)
Principal borrowed: $27,500.00 < 31 days late: 0 ( 0% )  
660-679 (Jan-2014)
680-699 (Feb-2011)
700-719 (Apr-2010)
 
Principal balance: $11,748.49 31+ days late: 0 ( 0% )
Total payments billed: 79    
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1838848
This series of Notes was issued and sold upon the funding of the borrower loan #219617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.74% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 16.45% Borrower rate/APR: 17.45% / 21.18% Monthly payment: $287.02
 
Lender servicing fee: 1.00% Effective Yield*: 15.30%    
    Estimated return*: 7.56%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jan-2003 Debt/Income ratio: 29%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 10y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,122 Stated income: $50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 98%    
    Homeownership: No    
Screen name: stable-benjamins080 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1840762
This series of Notes was issued and sold upon the funding of the borrower loan #219567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,100.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 17.20% Monthly payment: $144.64
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jan-1984 Debt/Income ratio: 24%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 35y 11m
Amount delinquent: $0 Total credit lines: 38 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,490 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%    
    Homeownership: No    
Screen name: boots38 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 4 On-time: 93 ( 99% ) 680-699 (Latest)
Principal borrowed: $19,500.00 < 31 days late: 1 ( 1% )  
680-699 (Apr-2013)
720-739 (Aug-2012)
660-679 (Nov-2009)
640-659 (Oct-2007)
 
Principal balance: $1,410.10 31+ days late: 0 ( 0% )
Total payments billed: 94    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1841152
This series of Notes was issued and sold upon the funding of the borrower loan #218607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $128.69
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Oct-1995 Debt/Income ratio: 17%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 10 Length of status: 0y 3m
Amount delinquent: $0 Total credit lines: 45 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,465 Stated income: $100,000+
Delinquencies in last 7y: 9 Bankcard utilization: 16%    
    Homeownership: Yes    
Screen name: pednatjr Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 6 On-time: 94 ( 99% ) 720-739 (Latest)
Principal borrowed: $28,700.00 < 31 days late: 1 ( 1% )  
700-719 (Mar-2014)
700-719 (Jan-2013)
660-679 (May-2012)
660-679 (Feb-2010)
 
Principal balance: $2,733.77 31+ days late: 0 ( 0% )
Total payments billed: 95    
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1844440
This series of Notes was issued and sold upon the funding of the borrower loan #220587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $700.18
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jul-1992 Debt/Income ratio: 22%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 22 / 22 Length of status: 0y 8m
Amount delinquent: $0 Total credit lines: 57 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,769 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%    
    Homeownership: Yes    
Screen name: blue-market-searcher Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1844938
This series of Notes was issued and sold upon the funding of the borrower loan #220535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $202.31
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-1996 Debt/Income ratio: 16%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 3 / 3 Length of status: 15y 3m
Amount delinquent: $0 Total credit lines: 12 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,087 Stated income: $50,000-$74,999
Delinquencies in last 7y: 27 Bankcard utilization: 62%    
    Homeownership: No    
Screen name: eeyorelaf Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1847680
This series of Notes was issued and sold upon the funding of the borrower loan #221232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 20.32% Monthly payment: $456.10
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jun-2002 Debt/Income ratio: 23%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 6y 9m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,718 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 52%    
    Homeownership: Yes    
Screen name: credit-allocator2 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00 < 31 days late: 0 ( 0% )  
680-699 (May-2013)
 
Principal balance: $8,292.42 31+ days late: 0 ( 0% )
Total payments billed: 16    
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1849138
This series of Notes was issued and sold upon the funding of the borrower loan #221001, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $126.72
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Dec-1991 Debt/Income ratio: 20%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 9 Length of status: 3y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Attorney
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,723 Stated income: $50,000-$74,999
Delinquencies in last 7y: 24 Bankcard utilization: 48%    
    Homeownership: No    
Screen name: receptive-truth541 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1853518
This series of Notes was issued and sold upon the funding of the borrower loan #221114, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-17-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $656.58
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jul-2003 Debt/Income ratio: 36%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 11y 7m
Amount delinquent: $0 Total credit lines: 14 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,799 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%    
    Homeownership: No    
Screen name: special-return577 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1856332
This series of Notes was issued and sold upon the funding of the borrower loan #220515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-16-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 19.03% Monthly payment: $191.60
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Apr-1995 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 2y 7m
Amount delinquent: $0 Total credit lines: 35 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,483 Stated income: $75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 56%    
    Homeownership: No    
Screen name: thoughtful-duty624 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1863416
This series of Notes was issued and sold upon the funding of the borrower loan #220522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $633.58
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Oct-1997 Debt/Income ratio: 42%
FICO08 score: 760-779 (Sep-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 30 / 30 Length of status: 25y 3m
Amount delinquent: $0 Total credit lines: 49 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,920 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 20%    
    Homeownership: Yes    
Screen name: UPS_MAN_89 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1883360
This series of Notes was issued and sold upon the funding of the borrower loan #218743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Sep-28-2014
Term: 36 months     Listing End date:   Sep-29-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $355.28
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Sep-2001 Debt/Income ratio: 35%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 7 / 7 Length of status: 2y 8m
Amount delinquent: $7,142 Total credit lines: 17 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,353 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%    
    Homeownership: No    
Screen name: peaceful-bid211 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1883924
This series of Notes was issued and sold upon the funding of the borrower loan #220470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 20.99% Monthly payment: $385.40
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Dec-1985 Debt/Income ratio: 24%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 2y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,456 Stated income: $25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 81%    
    Homeownership: No    
Screen name: the-credit-raker Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1886294
This series of Notes was issued and sold upon the funding of the borrower loan #222010, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-16-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 21.65% Monthly payment: $260.51
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Sep-2000 Debt/Income ratio: 21%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 19 / 18 Length of status: 8y 7m
Amount delinquent: $0 Total credit lines: 32 Occupation: Pharmacist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,651 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%    
    Homeownership: No    
Screen name: crisalis303 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1888614
This series of Notes was issued and sold upon the funding of the borrower loan #221491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $106.59
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jun-1988 Debt/Income ratio: 25%
FICO08 score: 720-739 (Sep-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 4 Length of status: 30y 4m
Amount delinquent: $0 Total credit lines: 16 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,373 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%    
    Homeownership: No    
Screen name: fervent-balance874 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1891214
This series of Notes was issued and sold upon the funding of the borrower loan #221345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.24% Listing Start date:   Sep-29-2014
Term: 36 months     Listing End date:   Oct-01-2014
 
Lender yield: 5.59% Borrower rate/APR: 6.59% / 7.96% Monthly payment: $460.35
 
Lender servicing fee: 1.00% Effective Yield*: 5.50%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Mar-1986 Debt/Income ratio: 25%
FICO08 score: 740-759 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 13 Length of status: 20y 4m
Amount delinquent: $0 Total credit lines: 28 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,596 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 45%    
    Homeownership: Yes    
Screen name: newest-successful-dollar Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 740-759 (Latest)
Principal borrowed: $15,000.00 < 31 days late: 0 ( 0% )  
780-799 (Jul-2013)
 
Principal balance: $12,242.20 31+ days late: 0 ( 0% )
Total payments billed: 14    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1897064
This series of Notes was issued and sold upon the funding of the borrower loan #218411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-02-2014
Term: 60 months     Listing End date:   Oct-07-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.27% Monthly payment: $266.87
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Oct-1999 Debt/Income ratio: 39%
FICO08 score: 740-759 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 17 Length of status: 10y 0m
Amount delinquent: $0 Total credit lines: 35 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,418 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%    
    Homeownership: No    
Screen name: rate-castanets095 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1901246
This series of Notes was issued and sold upon the funding of the borrower loan #219428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.25% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-01-2014
 
Lender yield: 23.24% Borrower rate/APR: 24.24% / 28.12% Monthly payment: $157.44
 
Lender servicing fee: 1.00% Effective Yield*: 21.21%    
    Estimated return*: 8.96%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Sep-2004 Debt/Income ratio: 41%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 0y 8m
Amount delinquent: $0 Total credit lines: 20 Stated income: $1-$24,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,290  
Delinquencies in last 7y: 0 Bankcard utilization: 77%    
    Homeownership: No    
Screen name: compassionate-finance349 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1909760
This series of Notes was issued and sold upon the funding of the borrower loan #218463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-03-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.73% Monthly payment: $163.43
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jun-1998 Debt/Income ratio: 27%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 0 Current / open credit lines: 17 / 14 Length of status: 10y 4m
Amount delinquent: $0 Total credit lines: 26 Stated income: $50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,547  
Delinquencies in last 7y: 0 Bankcard utilization: 50%    
    Homeownership: Yes    
Screen name: listing-missile982 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1910654
This series of Notes was issued and sold upon the funding of the borrower loan #220119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.75% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 27.00% Borrower rate/APR: 28.00% / 31.98% Monthly payment: $165.45
 
Lender servicing fee: 1.00% Effective Yield*: 24.55%    
    Estimated return*: 9.80%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Mar-2004 Debt/Income ratio: 38%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 9 / 8 Length of status: 5y 2m
Amount delinquent: $687 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,353 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%    
    Homeownership: No    
Screen name: donbigd Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912202
This series of Notes was issued and sold upon the funding of the borrower loan #219131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 20.32% Monthly payment: $430.76
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jun-2004 Debt/Income ratio: 10%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 9 / 8 Length of status: 1y 6m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,727 Stated income: $100,000+
Delinquencies in last 7y: 24 Bankcard utilization: 42%    
    Homeownership: No    
Screen name: kindness-pony255 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912248
This series of Notes was issued and sold upon the funding of the borrower loan #219200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $230.82
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-2001 Debt/Income ratio: 42%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 17 Length of status: 11y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,982 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%    
    Homeownership: No    
Screen name: value-mogul5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912250
This series of Notes was issued and sold upon the funding of the borrower loan #221860, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.99% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 15.35% Borrower rate/APR: 16.35% / 18.73% Monthly payment: $343.06
 
Lender servicing fee: 1.00% Effective Yield*: 14.35%    
    Estimated return*: 7.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jan-1989 Debt/Income ratio: 26%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 25y 10m
Amount delinquent: $0 Total credit lines: 40 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,909 Stated income: $75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 66%    
    Homeownership: No    
Screen name: coin-candy5 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1913336
This series of Notes was issued and sold upon the funding of the borrower loan #218988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $579.12
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Oct-1997 Debt/Income ratio: 23%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 12y 11m
Amount delinquent: $0 Total credit lines: 31 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,692 Stated income: $50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 34%    
    Homeownership: Yes    
Screen name: camaraderi-fir6 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914710
This series of Notes was issued and sold upon the funding of the borrower loan #219169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-07-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 19.55% Monthly payment: $623.33
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-1997 Debt/Income ratio: 28%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 8 / 8 Length of status: 7y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Tradesman - Electri...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,460 Stated income: $100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 46%    
    Homeownership: No    
Screen name: felicity-lilac385 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1915484
This series of Notes was issued and sold upon the funding of the borrower loan #220020, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $313.78
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Oct-1998 Debt/Income ratio: 9%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 8y 3m
Amount delinquent: $0 Total credit lines: 29 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,949 Stated income: $75,000-$99,999
Delinquencies in last 7y: 13 Bankcard utilization: 81%    
    Homeownership: Yes    
Screen name: finance-philosopher543 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1915982
This series of Notes was issued and sold upon the funding of the borrower loan #220686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 15.82% Monthly payment: $230.10
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Mar-2005 Debt/Income ratio: 23%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 4y 9m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,435 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: Yes    
Screen name: bill-coup4 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916546
This series of Notes was issued and sold upon the funding of the borrower loan #221228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.99% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 15.35% Borrower rate/APR: 16.35% / 18.73% Monthly payment: $294.05
 
Lender servicing fee: 1.00% Effective Yield*: 14.35%    
    Estimated return*: 7.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Sep-1999 Debt/Income ratio: 39%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 13 / 13 Length of status: 9y 6m
Amount delinquent: $115 Total credit lines: 39 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,561 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%    
    Homeownership: No    
Screen name: babidoll Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917236
This series of Notes was issued and sold upon the funding of the borrower loan #220043, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.85% Monthly payment: $464.93
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Aug-1985 Debt/Income ratio: 33%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 6 / 6 Length of status: 13y 10m
Amount delinquent: $60 Total credit lines: 28 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,446 Stated income: $50,000-$74,999
Delinquencies in last 7y: 14 Bankcard utilization: 92%    
    Homeownership: No    
Screen name: interest-course5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917506
This series of Notes was issued and sold upon the funding of the borrower loan #220219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 25.68% Monthly payment: $114.34
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Feb-2007 Debt/Income ratio: 15%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 3 / 3 Length of status: 11y 1m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $483 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%    
    Homeownership: Yes    
Screen name: hope-base5 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917866
This series of Notes was issued and sold upon the funding of the borrower loan #219260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 22.78% Monthly payment: $666.53
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jul-2002 Debt/Income ratio: 40%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 16y 4m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,011 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%    
    Homeownership: Yes    
Screen name: p2ploan-marsupial716 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1918346
This series of Notes was issued and sold upon the funding of the borrower loan #219435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.49% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 8.20% Borrower rate/APR: 9.20% / 12.02% Monthly payment: $382.71
 
Lender servicing fee: 1.00% Effective Yield*: 7.96%    
    Estimated return*: 5.47%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: May-1990 Debt/Income ratio: 12%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 8 Length of status: 14y 2m
Amount delinquent: $0 Total credit lines: 22 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,087 Stated income: $75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 47%    
    Homeownership: No    
Screen name: consummate-marketplace883 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1919282
This series of Notes was issued and sold upon the funding of the borrower loan #218767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.25% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 26.24% Borrower rate/APR: 27.24% / 31.20% Monthly payment: $327.63
 
Lender servicing fee: 1.00% Effective Yield*: 23.86%    
    Estimated return*: 9.61%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Jan-2007 Debt/Income ratio: 45%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 2y 0m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,416 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%    
    Homeownership: No    
Screen name: deal-celebration9 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00 < 31 days late: 0 ( 0% )  
660-679 (Oct-2013)
 
Principal balance: $7,461.69 31+ days late: 0 ( 0% )
Total payments billed: 11    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1919576
This series of Notes was issued and sold upon the funding of the borrower loan #218872, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $313.78
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Apr-1991 Debt/Income ratio: 35%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 10y 6m
Amount delinquent: $0 Total credit lines: 31 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,930 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 45%    
    Homeownership: No    
Screen name: productive-p2p242 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921328
This series of Notes was issued and sold upon the funding of the borrower loan #218441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.49% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 11.64% Borrower rate/APR: 12.64% / 16.26% Monthly payment: $737.46
 
Lender servicing fee: 1.00% Effective Yield*: 11.09%    
    Estimated return*: 6.60%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Oct-1991 Debt/Income ratio: 37%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 15 Length of status: 15y 6m
Amount delinquent: $0 Total credit lines: 36 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,582 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%    
    Homeownership: Yes    
Screen name: new-marketplace-kin Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921874
This series of Notes was issued and sold upon the funding of the borrower loan #220898, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.85% Monthly payment: $398.51
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: May-1998 Debt/Income ratio: 25%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 7 / 7 Length of status: 4y 2m
Amount delinquent: $637 Total credit lines: 18 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,105 Stated income: $50,000-$74,999
Delinquencies in last 7y: 9 Bankcard utilization: 87%    
    Homeownership: No    
Screen name: spilunker361 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1922474
This series of Notes was issued and sold upon the funding of the borrower loan #219279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $71.06
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-2007 Debt/Income ratio: 13%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 3 / 3 Length of status: 1y 2m
Amount delinquent: $0 Total credit lines: 4 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,807 Stated income: $1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%    
    Homeownership: No    
Screen name: joyful-fund85 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1923320
This series of Notes was issued and sold upon the funding of the borrower loan #220351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.25% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 23.24% Borrower rate/APR: 24.24% / 28.12% Monthly payment: $157.44
 
Lender servicing fee: 1.00% Effective Yield*: 21.21%    
    Estimated return*: 8.96%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Dec-2012 Debt/Income ratio: 22%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 0y 8m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,834 Stated income: $1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%    
    Homeownership: No    
Screen name: fund-arrow6 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1927436
This series of Notes was issued and sold upon the funding of the borrower loan #219023, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 20.99% Monthly payment: $385.40
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Oct-1987 Debt/Income ratio: 49%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 26y 1m
Amount delinquent: $0 Total credit lines: 23 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,629 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%    
    Homeownership: Yes    
Screen name: currency-nexus4 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1927772
This series of Notes was issued and sold upon the funding of the borrower loan #219371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.74% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 18.43% Monthly payment: $365.17
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jan-1998 Debt/Income ratio: Not calculated
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 37 / 35 Length of status: 14y 2m
Amount delinquent: $0 Total credit lines: 80 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $55,288 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%    
    Homeownership: Yes    
Screen name: loot-eclipse750 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928102
This series of Notes was issued and sold upon the funding of the borrower loan #219201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $864.80
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jul-1983 Debt/Income ratio: 37%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 14 Length of status: 15y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Dentist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $54,730 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%    
    Homeownership: Yes    
Screen name: transaction-confidant884 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928210
This series of Notes was issued and sold upon the funding of the borrower loan #219337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 18.07% Monthly payment: $362.38
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jul-1983 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 11 Length of status: 20y 4m
Amount delinquent: $0 Total credit lines: 32 Occupation: Realtor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $10,325 Stated income: $100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 74%    
    Homeownership: No    
Screen name: payment-maverick7 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928516
This series of Notes was issued and sold upon the funding of the borrower loan #219638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.73% Monthly payment: $196.12
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Sep-1998 Debt/Income ratio: 32%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 0y 0m
Amount delinquent: $0 Total credit lines: 21 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,274  
Delinquencies in last 7y: 0 Bankcard utilization: 64%    
    Homeownership: Yes    
Screen name: a-compassion-cocktail1 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928762
This series of Notes was issued and sold upon the funding of the borrower loan #219089, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.75% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 27.00% Borrower rate/APR: 28.00% / 31.98% Monthly payment: $165.45
 
Lender servicing fee: 1.00% Effective Yield*: 24.55%    
    Estimated return*: 9.80%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Sep-2000 Debt/Income ratio: 35%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 14 / 13 Length of status: 2y 7m
Amount delinquent: $2,275 Total credit lines: 28 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,110 Stated income: $75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 77%    
    Homeownership: No    
Screen name: bazaar-oyster198 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928996
This series of Notes was issued and sold upon the funding of the borrower loan #218992, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.24% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-08-2014
 
Lender yield: 17.25% Borrower rate/APR: 18.25% / 20.68% Monthly payment: $153.18
 
Lender servicing fee: 1.00% Effective Yield*: 16.00%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Nov-2007 Debt/Income ratio: 28%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 0y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,281 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%    
    Homeownership: No    
Screen name: loan-molecule845 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1929410
This series of Notes was issued and sold upon the funding of the borrower loan #219930, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-08-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 22.78% Monthly payment: $133.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-1994 Debt/Income ratio: 23%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 28 / 26 Length of status: 13y 0m
Amount delinquent: $110 Total credit lines: 47 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,218 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%    
    Homeownership: No    
Screen name: transaction-motion8 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1929692
This series of Notes was issued and sold upon the funding of the borrower loan #218967, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.74% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 16.45% Borrower rate/APR: 17.45% / 19.86% Monthly payment: $301.14
 
Lender servicing fee: 1.00% Effective Yield*: 15.30%    
    Estimated return*: 7.56%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-2011 Debt/Income ratio: 41%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 0y 0m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,708 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%    
    Homeownership: No    
Screen name: direct-return137 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1934148
This series of Notes was issued and sold upon the funding of the borrower loan #221301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 0.99% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 5.29% Borrower rate/APR: 6.29% / 7.65% Monthly payment: $305.54
 
Lender servicing fee: 1.00% Effective Yield*: 5.22%    
    Estimated return*: 4.23%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Apr-2000 Debt/Income ratio: 34%
FICO08 score: 780-799 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 20 / 18 Length of status: 9y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,248 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%    
    Homeownership: Yes    
Screen name: enthusiastic-bill563 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1934336
This series of Notes was issued and sold upon the funding of the borrower loan #218549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $158.39
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jan-1996 Debt/Income ratio: 11%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 10 / 10 Length of status: 44y 7m
Amount delinquent: $0 Total credit lines: 29 Occupation: Attorney
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,942 Stated income: $50,000-$74,999
Delinquencies in last 7y: 27 Bankcard utilization: 71%    
    Homeownership: No    
Screen name: honorable-note194 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935050
This series of Notes was issued and sold upon the funding of the borrower loan #221318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $842.95
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Sep-1980 Debt/Income ratio: 31%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 11 Length of status: 26y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $98,487 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 98%    
    Homeownership: Yes    
Screen name: heroic-asset6 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 2 On-time: 62 ( 100% ) 660-679 (Latest)
Principal borrowed: $20,000.00 < 31 days late: 0 ( 0% )  
760-779 (Jun-2012)
800-819 (Sep-2011)
 
Principal balance: $2,926.35 31+ days late: 0 ( 0% )
Total payments billed: 62    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935824
This series of Notes was issued and sold upon the funding of the borrower loan #218666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $380.15
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Mar-1987 Debt/Income ratio: 17%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 6y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,222 Stated income: $75,000-$99,999
Delinquencies in last 7y: 14 Bankcard utilization: 75%    
    Homeownership: No    
Screen name: hope-triangulation2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1936412
This series of Notes was issued and sold upon the funding of the borrower loan #219465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,001.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-08-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $170.69
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Sep-1997 Debt/Income ratio: 13%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 4 / 4 Length of status: 14y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,775 Stated income: $25,000-$49,999
Delinquencies in last 7y: 7 Bankcard utilization: 69%    
    Homeownership: No    
Screen name: vivid-bill492 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1937384
This series of Notes was issued and sold upon the funding of the borrower loan #219696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.24% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 17.25% Borrower rate/APR: 18.25% / 20.68% Monthly payment: $153.18
 
Lender servicing fee: 1.00% Effective Yield*: 16.00%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Nov-1994 Debt/Income ratio: 18%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 7y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,311 Stated income: $25,000-$49,999
Delinquencies in last 7y: 30 Bankcard utilization: 98%    
    Homeownership: No    
Screen name: greenback-cupcake547 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938128
This series of Notes was issued and sold upon the funding of the borrower loan #221384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-17-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $619.01
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Mar-1996 Debt/Income ratio: 29%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 5y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,910 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%    
    Homeownership: Yes    
Screen name: natural-fairness582 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938348
This series of Notes was issued and sold upon the funding of the borrower loan #219194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 15.82% Monthly payment: $345.15
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Mar-1995 Debt/Income ratio: Not calculated
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 13 / 12 Length of status: 9y 10m
Amount delinquent: $0 Total credit lines: 37 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $70,716 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 49%    
    Homeownership: Yes    
Screen name: tolerant-social344 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938906
This series of Notes was issued and sold upon the funding of the borrower loan #220516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 19.03% Monthly payment: $209.02
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Nov-1997 Debt/Income ratio: 31%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 6 Employment status: Other
Now delinquent: 3 Current / open credit lines: 12 / 11 Length of status: 8y 4m
Amount delinquent: $0 Total credit lines: 35 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,800  
Delinquencies in last 7y: 4 Bankcard utilization: 44%    
    Homeownership: Yes    
Screen name: cadence41 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1939214
This series of Notes was issued and sold upon the funding of the borrower loan #220630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.25% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 20.00% Borrower rate/APR: 21.00% / 24.81% Monthly payment: $75.35
 
Lender servicing fee: 1.00% Effective Yield*: 18.37%    
    Estimated return*: 8.12%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Aug-1992 Debt/Income ratio: 37%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 3y 4m
Amount delinquent: $0 Total credit lines: 24 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,389 Stated income: $1-$24,999
Delinquencies in last 7y: 2 Bankcard utilization: 90%    
    Homeownership: No    
Screen name: precious-hope230 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00 < 31 days late: 0 ( 0% )  
640-659 (Oct-2013)
 
Principal balance: $3,015.21 31+ days late: 0 ( 0% )
Total payments billed: 11    
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1939824
This series of Notes was issued and sold upon the funding of the borrower loan #219941, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-04-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $142.55
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1983 Debt/Income ratio: 24%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 2y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,221 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 57%    
    Homeownership: No    
Screen name: kind-receptive-dough Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1940274
This series of Notes was issued and sold upon the funding of the borrower loan #222202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $24,501.09 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.74% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-17-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $1,155.66
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Sep-1989 Debt/Income ratio: 15%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 13 Length of status: 0y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $77,465 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 90%    
    Homeownership: Yes    
Screen name: productive-interest188 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1940388
This series of Notes was issued and sold upon the funding of the borrower loan #218423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,775.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.15% Monthly payment: $493.94
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Mar-1989 Debt/Income ratio: 29%
FICO08 score: 820-839 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 16y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Postal Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,228 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%    
    Homeownership: Yes    
Screen name: dough-bell987 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1940634
This series of Notes was issued and sold upon the funding of the borrower loan #221241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-03-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 16.48% Monthly payment: $151.75
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Aug-2002 Debt/Income ratio: 25%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 9y 8m
Amount delinquent: $0 Total credit lines: 22 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,351 Stated income: $50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 46%    
    Homeownership: No    
Screen name: dinero-toro445 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1941770
This series of Notes was issued and sold upon the funding of the borrower loan #219555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.75% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 24.04% Borrower rate/APR: 25.04% / 28.94% Monthly payment: $159.12
 
Lender servicing fee: 1.00% Effective Yield*: 21.91%    
    Estimated return*: 9.16%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Jun-2003 Debt/Income ratio: Not calculated
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 2y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,617 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%    
    Homeownership: No    
Screen name: newest-famous-affluence Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1942328
This series of Notes was issued and sold upon the funding of the borrower loan #220285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $404.62
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Apr-1994 Debt/Income ratio: 42%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 1y 3m
Amount delinquent: $0 Total credit lines: 23 Occupation: Retail Management
Public records last 12m / 10y: 1/ 3 Revolving credit balance: $8,374 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%    
    Homeownership: No    
Screen name: yield-catalyst2 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943418
This series of Notes was issued and sold upon the funding of the borrower loan #218003, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.24% Listing Start date:   Oct-09-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 17.25% Borrower rate/APR: 18.25% / 20.68% Monthly payment: $127.65
 
Lender servicing fee: 1.00% Effective Yield*: 16.00%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Sep-2007 Debt/Income ratio: 30%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 2y 1m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,467 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%    
    Homeownership: No    
Screen name: dinero-zoo391 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $4,000.00 < 31 days late: 0 ( 0% )  
680-699 (Oct-2013)
 
Principal balance: $2,938.08 31+ days late: 0 ( 0% )
Total payments billed: 11    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943750
This series of Notes was issued and sold upon the funding of the borrower loan #220262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.24% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 5.59% Borrower rate/APR: 6.59% / 7.96% Monthly payment: $613.80
 
Lender servicing fee: 1.00% Effective Yield*: 5.50%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Jul-2007 Debt/Income ratio: 23%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 15 Length of status: 1y 5m
Amount delinquent: $0 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,319 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%    
    Homeownership: Yes    
Screen name: balance-hotshot363 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943774
This series of Notes was issued and sold upon the funding of the borrower loan #221353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $70.02
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Oct-2000 Debt/Income ratio: 43%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 1y 2m
Amount delinquent: $0 Total credit lines: 38 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,130 Stated income: $1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%    
    Homeownership: No    
Screen name: transparency-brilliance4 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1944294
This series of Notes was issued and sold upon the funding of the borrower loan #218863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $627.56
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jul-1997 Debt/Income ratio: 38%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 5y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $64,307 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%    
    Homeownership: Yes    
Screen name: tender-moola516 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1944392
This series of Notes was issued and sold upon the funding of the borrower loan #221389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.75% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 27.00% Borrower rate/APR: 28.00% / 31.98% Monthly payment: $165.45
 
Lender servicing fee: 1.00% Effective Yield*: 24.55%    
    Estimated return*: 9.80%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Aug-1998 Debt/Income ratio: 18%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 9 / 11 Length of status: 5y 10m
Amount delinquent: $1,063 Total credit lines: 37 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,061 Stated income: $50,000-$74,999
Delinquencies in last 7y: 82 Bankcard utilization: 72%    
    Homeownership: No    
Screen name: liberty-explorer388 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945068
This series of Notes was issued and sold upon the funding of the borrower loan #218652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-04-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 20.99% Monthly payment: $462.48
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Dec-1989 Debt/Income ratio: 20%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 6 Current / open credit lines: 12 / 12 Length of status: 26y 2m
Amount delinquent: $0 Total credit lines: 37 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,498 Stated income: $50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 81%    
    Homeownership: No    
Screen name: greenback-vibrato3 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945860
This series of Notes was issued and sold upon the funding of the borrower loan #219006, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 19.14% Monthly payment: $296.62
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Oct-1994 Debt/Income ratio: Not calculated
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 3 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 7y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,417 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%    
    Homeownership: No    
Screen name: happy-return174 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945892
This series of Notes was issued and sold upon the funding of the borrower loan #218406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $247.60
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Jun-2003 Debt/Income ratio: 29%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 9y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,302 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%    
    Homeownership: No    
Screen name: hello_kitty Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 720-739 (Latest)
Principal borrowed: $10,000.00 < 31 days late: 0 ( 0% )  
680-699 (Dec-2013)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1946826
This series of Notes was issued and sold upon the funding of the borrower loan #220496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 24.09% Monthly payment: $746.33
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Aug-1997 Debt/Income ratio: 19%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 12 / 11 Length of status: 1y 3m
Amount delinquent: $242 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,785 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%    
    Homeownership: Yes    
Screen name: green-happy-responsibility72 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947854
This series of Notes was issued and sold upon the funding of the borrower loan #218675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 22.30% Monthly payment: $182.14
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Dec-1988 Debt/Income ratio: 26%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 27y 4m
Amount delinquent: $0 Total credit lines: 42 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,583 Stated income: $25,000-$49,999
Delinquencies in last 7y: 58 Bankcard utilization: 12%    
    Homeownership: No    
Screen name: order-banker767 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947906
This series of Notes was issued and sold upon the funding of the borrower loan #218857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $276.74
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Sep-2004 Debt/Income ratio: 35%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 0y 3m
Amount delinquent: $0 Total credit lines: 24 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,872 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%    
    Homeownership: No    
Screen name: unrelenting-hope5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1948080
This series of Notes was issued and sold upon the funding of the borrower loan #220162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-04-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $461.64
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Feb-1985 Debt/Income ratio: 34%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 14y 0m
Amount delinquent: $0 Total credit lines: 23 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,649 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%    
    Homeownership: Yes    
Screen name: cash-aspen4 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1948370
This series of Notes was issued and sold upon the funding of the borrower loan #218768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $35,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $1,180.13
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Jan-2000 Debt/Income ratio: 23%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 10y 2m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,014 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 64%    
    Homeownership: Yes    
Screen name: transaction-tuba9 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949684
This series of Notes was issued and sold upon the funding of the borrower loan #219057, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.25% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 26.24% Borrower rate/APR: 27.24% / 29.90% Monthly payment: $184.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.86%    
    Estimated return*: 9.61%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Jul-2001 Debt/Income ratio: 37%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 16 Length of status: 0y 3m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,550 Stated income: $25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 78%    
    Homeownership: No    
Screen name: first-dollar-proton Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950104
This series of Notes was issued and sold upon the funding of the borrower loan #222085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $105.09
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jan-1975 Debt/Income ratio: 7%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 12 / 8 Length of status: 1y 7m
Amount delinquent: $454 Total credit lines: 48 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,824 Stated income: $100,000+
Delinquencies in last 7y: 7 Bankcard utilization: 5%    
    Homeownership: Yes    
Screen name: felicity-reaction246 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950212
This series of Notes was issued and sold upon the funding of the borrower loan #220127, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $213.17
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1994 Debt/Income ratio: 16%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 1 Current / open credit lines: 5 / 5 Length of status: 0y 0m
Amount delinquent: $9,524 Total credit lines: 24 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,194  
Delinquencies in last 7y: 8 Bankcard utilization: 80%    
    Homeownership: No    
Screen name: transaction-pilot2 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950326
This series of Notes was issued and sold upon the funding of the borrower loan #221350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 15.75% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.51% Monthly payment: $126.53
 
Lender servicing fee: 1.00% Effective Yield*: 25.92%    
    Estimated return*: 10.17%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-2007 Debt/Income ratio: 46%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 4y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,594 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%    
    Homeownership: No    
Screen name: vigilance-renewal5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950498
This series of Notes was issued and sold upon the funding of the borrower loan #220420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-04-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $126.72
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: May-1988 Debt/Income ratio: 12%
FICO08 score: 760-779 (Oct-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 18y 9m
Amount delinquent: $0 Total credit lines: 23 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,806  
Delinquencies in last 7y: 0 Bankcard utilization: 27%    
    Homeownership: Yes    
Screen name: enthralling-peso549 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950938
This series of Notes was issued and sold upon the funding of the borrower loan #219985, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $170.66
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-2008 Debt/Income ratio: 27%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 0y 1m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,590 Stated income: $25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 38%    
    Homeownership: No    
Screen name: kellye714 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1952606
This series of Notes was issued and sold upon the funding of the borrower loan #222145, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 22.30% Monthly payment: $910.72
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-1988 Debt/Income ratio: 30%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 11 Length of status: 24y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $87,132 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 99%    
    Homeownership: Yes    
Screen name: principal-miser3 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1952996
This series of Notes was issued and sold upon the funding of the borrower loan #219509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $170.77
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Sep-1999 Debt/Income ratio: 22%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 1y 1m
Amount delinquent: $0 Total credit lines: 29 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,204 Stated income: $25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 25%    
    Homeownership: No    
Screen name: worth-chorus1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 2 On-time: 24 ( 100% ) 640-659 (Latest)
Principal borrowed: $5,500.00 < 31 days late: 0 ( 0% )  
640-659 (Nov-2013)
680-699 (Aug-2012)
 
Principal balance: $2,703.25 31+ days late: 0 ( 0% )
Total payments billed: 24    
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954874
This series of Notes was issued and sold upon the funding of the borrower loan #220584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.75% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 27.00% Borrower rate/APR: 28.00% / 30.68% Monthly payment: $124.54
 
Lender servicing fee: 1.00% Effective Yield*: 24.55%    
    Estimated return*: 9.80%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Sep-1998 Debt/Income ratio: 11%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 4 Current / open credit lines: 5 / 5 Length of status: 1y 5m
Amount delinquent: $0 Total credit lines: 24 Occupation: Professional
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $5,308 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%    
    Homeownership: No    
Screen name: thoughtful-funds219 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954988
This series of Notes was issued and sold upon the funding of the borrower loan #221203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $110.88
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jun-2001 Debt/Income ratio: 10%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 5 Length of status: 9y 4m
Amount delinquent: $0 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $870 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%    
    Homeownership: Yes    
Screen name: riveting-vigilance6 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956098
This series of Notes was issued and sold upon the funding of the borrower loan #221184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $472.89
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Apr-1997 Debt/Income ratio: 40%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 13 / 13 Length of status: 21y 9m
Amount delinquent: $9,745 Total credit lines: 31 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,430 Stated income: $50,000-$74,999
Delinquencies in last 7y: 25 Bankcard utilization: 57%    
    Homeownership: Yes    
Screen name: awesome-truth918 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956930
This series of Notes was issued and sold upon the funding of the borrower loan #218895, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $30,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 15.82% Monthly payment: $690.30
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: May-1984 Debt/Income ratio: 44%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 14y 1m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,144 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%    
    Homeownership: Yes    
Screen name: impartial-peso5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957070
This series of Notes was issued and sold upon the funding of the borrower loan #220828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.74% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 19.74% Monthly payment: $527.73
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Mar-1998 Debt/Income ratio: Not calculated
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 38y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $8,215 Stated income: $75,000-$99,999
Delinquencies in last 7y: 45 Bankcard utilization: 78%    
    Homeownership: No    
Screen name: lively-exchange773 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957536
This series of Notes was issued and sold upon the funding of the borrower loan #218063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 15.75% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.51% Monthly payment: $168.71
 
Lender servicing fee: 1.00% Effective Yield*: 25.92%    
    Estimated return*: 10.17%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Feb-1991 Debt/Income ratio: 12%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 31y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,606 Stated income: $100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 61%    
    Homeownership: Yes    
Screen name: silver-sushi4 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958598
This series of Notes was issued and sold upon the funding of the borrower loan #220008, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $404.62
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jan-2001 Debt/Income ratio: 29%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 10 Length of status: 12y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,309 Stated income: $50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 62%    
    Homeownership: No    
Screen name: trumpeter731 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1959596
This series of Notes was issued and sold upon the funding of the borrower loan #221231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.99% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 13.12% Monthly payment: $194.42
 
Lender servicing fee: 1.00% Effective Yield*: 8.97%    
    Estimated return*: 5.98%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Dec-2006 Debt/Income ratio: 23%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 7 Length of status: 11y 9m
Amount delinquent: $0 Total credit lines: 14 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,651 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 35%    
    Homeownership: No    
Screen name: enterprising-value831 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960070
This series of Notes was issued and sold upon the funding of the borrower loan #222196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 15.82% Monthly payment: $356.65
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Dec-1993 Debt/Income ratio: 31%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 15y 1m
Amount delinquent: $0 Total credit lines: 24 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $111,679 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%    
    Homeownership: Yes    
Screen name: finance-awakening0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 740-759 (Latest)
Principal borrowed: $2,000.00 < 31 days late: 0 ( 0% )  
700-719 (Sep-2012)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 11    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960442
This series of Notes was issued and sold upon the funding of the borrower loan #220926, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 22.97% Monthly payment: $441.09
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: May-2002 Debt/Income ratio: 40%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 6 Length of status: 22y 3m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $59,094 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%    
    Homeownership: Yes    
Screen name: unflappable-liberty678 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960620
This series of Notes was issued and sold upon the funding of the borrower loan #219208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $28,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $980.25
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jun-2001 Debt/Income ratio: 50%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 4y 9m
Amount delinquent: $0 Total credit lines: 29 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,579 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%    
    Homeownership: Yes    
Screen name: euro-leather91960 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1962812
This series of Notes was issued and sold upon the funding of the borrower loan #221096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-16-2014
Term: 60 months     Listing End date:   Oct-17-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 22.78% Monthly payment: $666.53
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Sep-1995 Debt/Income ratio: 31%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 12 Length of status: 18y 2m
Amount delinquent: $0 Total credit lines: 54 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $157,964 Stated income: $100,000+
Delinquencies in last 7y: 3 Bankcard utilization: 98%    
    Homeownership: Yes    
Screen name: meteoric-listing945 Borrower's state: Delaware Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1963968
This series of Notes was issued and sold upon the funding of the borrower loan #220796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $27,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $847.20
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: May-1995 Debt/Income ratio: 22%
FICO08 score: 800-819 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 15 Length of status: 11y 5m
Amount delinquent: $0 Total credit lines: 31 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,265 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 22%    
    Homeownership: Yes    
Screen name: mje59 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965552
This series of Notes was issued and sold upon the funding of the borrower loan #217878, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 20.87% Monthly payment: $214.36
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Nov-1995 Debt/Income ratio: 27%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 10 / 10 Length of status: 2y 0m
Amount delinquent: $0 Total credit lines: 22 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,253 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%    
    Homeownership: No    
Screen name: unequivocal-worth4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965612
This series of Notes was issued and sold upon the funding of the borrower loan #219479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 19.03% Monthly payment: $278.70
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Oct-1994 Debt/Income ratio: 16%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 5 Employment status: Employed
Now delinquent: 4 Current / open credit lines: 19 / 19 Length of status: 2y 5m
Amount delinquent: $2,279 Total credit lines: 40 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,022 Stated income: $75,000-$99,999
Delinquencies in last 7y: 4 Bankcard utilization: 29%    
    Homeownership: Yes    
Screen name: return-embrace417 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1967346
This series of Notes was issued and sold upon the funding of the borrower loan #219495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 22.78% Monthly payment: $266.61
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Nov-1999 Debt/Income ratio: 13%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 8 / 7 Length of status: 4y 11m
Amount delinquent: $0 Total credit lines: 36 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,791 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%    
    Homeownership: Yes    
Screen name: marble813802 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1967718
This series of Notes was issued and sold upon the funding of the borrower loan #220090, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $384.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Nov-1999 Debt/Income ratio: 47%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 34 / 31 Length of status: 0y 10m
Amount delinquent: $0 Total credit lines: 72 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,171 Stated income: $25,000-$49,999
Delinquencies in last 7y: 60 Bankcard utilization: 17%    
    Homeownership: Yes    
Screen name: worth-holly631 Borrower's state: NewHampshire Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1968360
This series of Notes was issued and sold upon the funding of the borrower loan #221527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $159.88
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: May-1989 Debt/Income ratio: 13%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 7 / 7 Length of status: 1y 3m
Amount delinquent: $100 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,612 Stated income: $25,000-$49,999
Delinquencies in last 7y: 14 Bankcard utilization: 64%    
    Homeownership: No    
Screen name: authoritative-loot1 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1968606
This series of Notes was issued and sold upon the funding of the borrower loan #218615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 5.59% Borrower rate/APR: 6.59% / 7.96% Monthly payment: $460.35
 
Lender servicing fee: 1.00% Effective Yield*: 5.50%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Feb-1997 Debt/Income ratio: Not calculated
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 3y 4m
Amount delinquent: $0 Total credit lines: 22 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,954 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%    
    Homeownership: No    
Screen name: blissful-repayment10 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 740-759 (Latest)
Principal borrowed: $5,000.00 < 31 days late: 0 ( 0% )  
720-739 (Nov-2013)
 
Principal balance: $1.28 31+ days late: 0 ( 0% )
Total payments billed: 10    
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1969380
This series of Notes was issued and sold upon the funding of the borrower loan #221369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $133.32
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Dec-1997 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 6 Length of status: 52y 1m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,012 Stated income: $1-$24,999
Delinquencies in last 7y: 24 Bankcard utilization: 53%    
    Homeownership: No    
Screen name: note-jamboree9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1970904
This series of Notes was issued and sold upon the funding of the borrower loan #220894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 0.74% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 5.05% Borrower rate/APR: 6.05% / 6.73% Monthly payment: $152.22
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Aug-1983 Debt/Income ratio: 29%
FICO08 score: 800-819 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 23y 1m
Amount delinquent: $0 Total credit lines: 30 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,607 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%    
    Homeownership: Yes    
Screen name: platinum-karate9 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1971774
This series of Notes was issued and sold upon the funding of the borrower loan #221110, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $337.18
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-2002 Debt/Income ratio: 14%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 8 / 8 Length of status: 14y 9m
Amount delinquent: $18,292 Total credit lines: 21 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $6,343 Stated income: $100,000+
Delinquencies in last 7y: 23 Bankcard utilization: 82%    
    Homeownership: Yes    
Screen name: blue-terrific-greenback Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1973238
This series of Notes was issued and sold upon the funding of the borrower loan #219896, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $482.60
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jul-2004 Debt/Income ratio: 17%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 4y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,258 Stated income: $25,000-$49,999
Delinquencies in last 7y: 9 Bankcard utilization: 31%    
    Homeownership: No    
Screen name: upright-bazaar458 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1975128
This series of Notes was issued and sold upon the funding of the borrower loan #221064, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-17-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $848.38
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jul-1989 Debt/Income ratio: 31%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 6 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 12 Length of status: 1y 4m
Amount delinquent: $0 Total credit lines: 31 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,043 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%    
    Homeownership: Yes    
Screen name: Tucson2014 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1975566
This series of Notes was issued and sold upon the funding of the borrower loan #219403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 15.75% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.51% Monthly payment: $168.71
 
Lender servicing fee: 1.00% Effective Yield*: 25.92%    
    Estimated return*: 10.17%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Sep-1988 Debt/Income ratio: 9%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 12 Length of status: 7y 8m
Amount delinquent: $0 Total credit lines: 38 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,850 Stated income: $100,000+
Delinquencies in last 7y: 26 Bankcard utilization: 75%    
    Homeownership: No    
Screen name: celfabriciano10minasgeraisbrasil Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1975974
This series of Notes was issued and sold upon the funding of the borrower loan #219663, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 17.71% Monthly payment: $287.69
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jun-1998 Debt/Income ratio: 16%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 8y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Scientist
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,402 Stated income: $25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 76%    
    Homeownership: No    
Screen name: euro-edifice521 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1977696
This series of Notes was issued and sold upon the funding of the borrower loan #220592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 20.99% Monthly payment: $77.08
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-1990 Debt/Income ratio: 41%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 18 / 16 Length of status: 0y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $55,831 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%    
    Homeownership: Yes    
Screen name: wise-auction-crescendo Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1978296
This series of Notes was issued and sold upon the funding of the borrower loan #220552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 24.09% Monthly payment: $746.33
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jun-2011 Debt/Income ratio: 35%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 6 Length of status: 4y 7m
Amount delinquent: $0 Total credit lines: 10 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,036 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%    
    Homeownership: No    
Screen name: statesperson840709 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1980090
This series of Notes was issued and sold upon the funding of the borrower loan #221758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $316.79
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jul-2006 Debt/Income ratio: 28%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 2y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,097 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%    
    Homeownership: No    
Screen name: brightest-nickel-chuckler Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981026
This series of Notes was issued and sold upon the funding of the borrower loan #220374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.73% Monthly payment: $310.52
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Oct-1997 Debt/Income ratio: 15%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 3y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,157 Stated income: $50,000-$74,999
Delinquencies in last 7y: 20 Bankcard utilization: 64%    
    Homeownership: No    
Screen name: impartial-coin720 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981062
This series of Notes was issued and sold upon the funding of the borrower loan #220670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.73% Monthly payment: $98.06
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Dec-1993 Debt/Income ratio: 9%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 12 / 11 Length of status: 14y 11m
Amount delinquent: $1,676 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,764 Stated income: $75,000-$99,999
Delinquencies in last 7y: 57 Bankcard utilization: 88%    
    Homeownership: Yes    
Screen name: newest-extraordinary-kindness Borrower's state: Montana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1982280
This series of Notes was issued and sold upon the funding of the borrower loan #221359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.74% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 6.69% Borrower rate/APR: 7.69% / 9.07% Monthly payment: $62.39
 
Lender servicing fee: 1.00% Effective Yield*: 6.55%    
    Estimated return*: 4.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Jun-2004 Debt/Income ratio: 34%
FICO08 score: 780-799 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 17 Length of status: 5y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,284 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%    
    Homeownership: Yes    
Screen name: affluence-firestarter3 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 25 ( 100% ) 780-799 (Latest)
Principal borrowed: $6,000.00 < 31 days late: 0 ( 0% )  
740-759 (Sep-2012)
 
Principal balance: $1,985.10 31+ days late: 0 ( 0% )
Total payments billed: 25    
Description
Engagement Ring Financing
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1986198
This series of Notes was issued and sold upon the funding of the borrower loan #220723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.25% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 29.09% Borrower rate/APR: 30.09% / 34.12% Monthly payment: $170.00
 
Lender servicing fee: 1.00% Effective Yield*: 26.46%    
    Estimated return*: 10.21%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Mar-1994 Debt/Income ratio: 49%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 2y 7m
Amount delinquent: $0 Total credit lines: 43 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,028 Stated income: $25,000-$49,999
Delinquencies in last 7y: 18 Bankcard utilization: 88%    
    Homeownership: No    
Screen name: top-fund-triumph Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1986528
This series of Notes was issued and sold upon the funding of the borrower loan #220617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 15.82% Monthly payment: $276.12
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Mar-1996 Debt/Income ratio: 25%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 2y 3m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,221 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%    
    Homeownership: Yes    
Screen name: engrossing-currency377 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding Loans
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988550
This series of Notes was issued and sold upon the funding of the borrower loan #221420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.99% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 13.12% Monthly payment: $162.02
 
Lender servicing fee: 1.00% Effective Yield*: 8.97%    
    Estimated return*: 5.98%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Sep-1990 Debt/Income ratio: 13%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 3y 5m
Amount delinquent: $0 Total credit lines: 33 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,471 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%    
    Homeownership: No    
Screen name: agreement-pouch68 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988922
This series of Notes was issued and sold upon the funding of the borrower loan #221503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 23.38% Monthly payment: $369.60
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Aug-1999 Debt/Income ratio: 28%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 13 Length of status: 22y 3m
Amount delinquent: $0 Total credit lines: 44 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,808 Stated income: $75,000-$99,999
Delinquencies in last 7y: 40 Bankcard utilization: 67%    
    Homeownership: Yes    
Screen name: newest-nickel-observatory Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1989180
This series of Notes was issued and sold upon the funding of the borrower loan #221281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 27.31% Monthly payment: $389.39
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Oct-1994 Debt/Income ratio: 55%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 30 / 27 Length of status: 18y 5m
Amount delinquent: $0 Total credit lines: 57 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,949 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%    
    Homeownership: No    
Screen name: abundant-principal577 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1706009
This series of Notes was issued and sold upon the funding of the borrower loan #218660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.25% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-03-2014
 
Lender yield: 23.24% Borrower rate/APR: 24.24% / 28.12% Monthly payment: $157.44
 
Lender servicing fee: 1.00% Effective Yield*: 21.21%    
    Estimated return*: 8.96%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jul-1997 Debt/Income ratio: 25%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 10 Length of status: 11y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,985 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%    
    Homeownership: No    
Screen name: top-respectful-capital Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1724047
This series of Notes was issued and sold upon the funding of the borrower loan #220349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 19.55% Monthly payment: $374.00
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Dec-2005 Debt/Income ratio: 19%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 13 / 12 Length of status: 5y 6m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,810 Stated income: $25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 46%    
    Homeownership: Yes    
Screen name: bold-income-aviary Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1754341
This series of Notes was issued and sold upon the funding of the borrower loan #219737, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.24% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 12.85% Borrower rate/APR: 13.85% / 16.18% Monthly payment: $347.86
 
Lender servicing fee: 1.00% Effective Yield*: 12.17%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1982 Debt/Income ratio: 44%
FICO08 score: 780-799 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 7y 11m
Amount delinquent: $0 Total credit lines: 37 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $41,805 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: Yes    
Screen name: bright-loot741 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1758757
This series of Notes was issued and sold upon the funding of the borrower loan #220667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 15.75% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.51% Monthly payment: $168.71
 
Lender servicing fee: 1.00% Effective Yield*: 25.92%    
    Estimated return*: 10.17%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Nov-1998 Debt/Income ratio: 13%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 4 Length of status: 1y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,920 Stated income: $50,000-$74,999
Delinquencies in last 7y: 72 Bankcard utilization: 56%    
    Homeownership: No    
Screen name: credit-radio913 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1761285
This series of Notes was issued and sold upon the funding of the borrower loan #221018, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,676.70 Prosper Rating: C Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 6.74% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 19.74% Monthly payment: $879.54
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Feb-1991 Debt/Income ratio: 23%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 10 / 9 Length of status: 11y 11m
Amount delinquent: $177 Total credit lines: 58 Occupation: Skilled Labor
Public records last 12m / 10y: 1/ 2 Revolving credit balance: $14,631 Stated income: $75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 66%    
    Homeownership: No    
Screen name: rupee-elixir2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1763575
This series of Notes was issued and sold upon the funding of the borrower loan #218852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $19,082.60 Prosper Rating: B Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 5.24% Listing Start date:   Sep-28-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 12.85% Borrower rate/APR: 13.85% / 16.18% Monthly payment: $533.38
 
Lender servicing fee: 1.00% Effective Yield*: 12.17%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Aug-1999 Debt/Income ratio: 10%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 4y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,300 Stated income: $100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 68%    
    Homeownership: Yes    
Screen name: knowledgeable-treasure90 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1773429
This series of Notes was issued and sold upon the funding of the borrower loan #218994, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-05-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 25.08% Monthly payment: $279.27
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Oct-2002 Debt/Income ratio: 25%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 5y 7m
Amount delinquent: $0 Total credit lines: 46 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,132 Stated income: $50,000-$74,999
Delinquencies in last 7y: 4 Bankcard utilization: 55%    
    Homeownership: Yes    
Screen name: joliefille12 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1778803
This series of Notes was issued and sold upon the funding of the borrower loan #219807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 16.48% Monthly payment: $420.23
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jun-1995 Debt/Income ratio: 33%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 15y 10m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,880 Stated income: $50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 60%    
    Homeownership: Yes    
Screen name: truth-marsupial8 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1782203
This series of Notes was issued and sold upon the funding of the borrower loan #219929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $499.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Apr-1991 Debt/Income ratio: 14%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 4y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,294 Stated income: $50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 56%    
    Homeownership: Yes    
Screen name: the-fair-payment Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1793017
This series of Notes was issued and sold upon the funding of the borrower loan #219887, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.24% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 5.59% Borrower rate/APR: 6.59% / 7.96% Monthly payment: $153.45
 
Lender servicing fee: 1.00% Effective Yield*: 5.50%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Jan-1997 Debt/Income ratio: 19%
FICO08 score: 740-759 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 8y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,229 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: Yes    
Screen name: affluence-vault6 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 15 ( 100% ) 740-759 (Latest)
Principal borrowed: $25,000.00 < 31 days late: 0 ( 0% )  
700-719 (Jun-2013)
 
Principal balance: $20,744.51 31+ days late: 0 ( 0% )
Total payments billed: 15    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1793713
This series of Notes was issued and sold upon the funding of the borrower loan #219587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.24% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 5.59% Borrower rate/APR: 6.59% / 7.96% Monthly payment: $613.80
 
Lender servicing fee: 1.00% Effective Yield*: 5.50%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Jun-1996 Debt/Income ratio: 17%
FICO08 score: 720-739 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 15 / 12 Length of status: 15y 9m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,833 Stated income: $75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 22%    
    Homeownership: Yes    
Screen name: tornado36 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1797733
This series of Notes was issued and sold upon the funding of the borrower loan #219481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-01-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 27.31% Monthly payment: $116.82
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Jul-1987 Debt/Income ratio: 8%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 6 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 5 Length of status: 0y 0m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,105 Stated income: $25,000-$49,999
Delinquencies in last 7y: 16 Bankcard utilization: 52%    
    Homeownership: No    
Screen name: ready-dollar515 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1803715
This series of Notes was issued and sold upon the funding of the borrower loan #220537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-01-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 18.07% Monthly payment: $543.58
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-2011 Debt/Income ratio: 15%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 6 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 3y 0m
Amount delinquent: $0 Total credit lines: 6 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,152 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 53%    
    Homeownership: No    
Screen name: tapestry09 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1807249
This series of Notes was issued and sold upon the funding of the borrower loan #220237, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.73% Monthly payment: $196.12
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Feb-2010 Debt/Income ratio: 9%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 9 Length of status: 21y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,011 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%    
    Homeownership: No    
Screen name: adaptable-commitment697 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1810393
This series of Notes was issued and sold upon the funding of the borrower loan #218232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $26,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-02-2014
Term: 60 months     Listing End date:   Oct-02-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 19.55% Monthly payment: $648.27
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Oct-1991 Debt/Income ratio: 34%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 1y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,212 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%    
    Homeownership: No    
Screen name: exciting-felicity511 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1810465
This series of Notes was issued and sold upon the funding of the borrower loan #218600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-02-2014
Term: 60 months     Listing End date:   Oct-08-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 13.86% Monthly payment: $264.45
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Aug-1996 Debt/Income ratio: 18%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 10 / 10 Length of status: 3y 1m
Amount delinquent: $29,024 Total credit lines: 39 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,083 Stated income: $25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 26%    
    Homeownership: No    
Screen name: director766 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1811821
This series of Notes was issued and sold upon the funding of the borrower loan #221923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $328.29
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Oct-1985 Debt/Income ratio: 16%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 2 Employment status: Other
Now delinquent: 0 Current / open credit lines: 14 / 12 Length of status: 5y 8m
Amount delinquent: $0 Total credit lines: 56 Stated income: $50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,722  
Delinquencies in last 7y: 0 Bankcard utilization: 28%    
    Homeownership: Yes    
Screen name: sula0401 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1814611
This series of Notes was issued and sold upon the funding of the borrower loan #219282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-05-2014
Term: 60 months     Listing End date:   Oct-05-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $426.66
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jan-1980 Debt/Income ratio: 14%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 5y 4m
Amount delinquent: $0 Total credit lines: 38 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,064 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 81%    
    Homeownership: Yes    
Screen name: courageous-deal472 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1815559
This series of Notes was issued and sold upon the funding of the borrower loan #220354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.25% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 26.24% Borrower rate/APR: 27.24% / 29.90% Monthly payment: $184.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.86%    
    Estimated return*: 9.61%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Nov-2004 Debt/Income ratio: 41%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 1y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,185 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%    
    Homeownership: No    
Screen name: best-blazing-loyalty Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1815751
This series of Notes was issued and sold upon the funding of the borrower loan #219746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $30,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.85% Monthly payment: $996.29
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Sep-1994 Debt/Income ratio: 28%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 2y 9m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,519 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%    
    Homeownership: Yes    
Screen name: exchange-admiral032 Borrower's state: Oregon Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1817293
This series of Notes was issued and sold upon the funding of the borrower loan #220431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 23.38% Monthly payment: $369.60
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Sep-1995 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 2 Current / open credit lines: 7 / 7 Length of status: 25y 2m
Amount delinquent: $197 Total credit lines: 13 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,641 Stated income: $50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 67%    
    Homeownership: No    
Screen name: versatile-benefit528 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1819033
This series of Notes was issued and sold upon the funding of the borrower loan #219551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-05-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $284.44
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jan-2001 Debt/Income ratio: 29%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 2y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,158 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 85%    
    Homeownership: No    
Screen name: determined-order415 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1823539
This series of Notes was issued and sold upon the funding of the borrower loan #219669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-05-2014
Term: 60 months     Listing End date:   Oct-06-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 24.37% Monthly payment: $275.34
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jan-1983 Debt/Income ratio: 27%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 8 / 9 Length of status: 2y 6m
Amount delinquent: $304 Total credit lines: 17 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,033 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%    
    Homeownership: No    
Screen name: durability-speaker452 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1824367
This series of Notes was issued and sold upon the funding of the borrower loan #219557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-05-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $656.80
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: May-1990 Debt/Income ratio: 14%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 16 / 16 Length of status: 26y 5m
Amount delinquent: $348 Total credit lines: 56 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $25,494 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 73%    
    Homeownership: Yes    
Screen name: magnificent-repayment875 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1824391
This series of Notes was issued and sold upon the funding of the borrower loan #219886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $177.64
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-2003 Debt/Income ratio: 9%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 10y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,932 Stated income: $25,000-$49,999
Delinquencies in last 7y: 21 Bankcard utilization: 55%    
    Homeownership: No    
Screen name: open-interest62 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1825717
This series of Notes was issued and sold upon the funding of the borrower loan #220583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $353.91
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Aug-2003 Debt/Income ratio: 16%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 14y 8m
Amount delinquent: $0 Total credit lines: 23 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,815 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 8%    
    Homeownership: No    
Screen name: jjoohhnn Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1827307
This series of Notes was issued and sold upon the funding of the borrower loan #219563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.24% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 5.59% Borrower rate/APR: 6.59% / 7.96% Monthly payment: $383.62
 
Lender servicing fee: 1.00% Effective Yield*: 5.50%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: May-1991 Debt/Income ratio: 34%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 16 Length of status: 1y 2m
Amount delinquent: $0 Total credit lines: 42 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,219 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 42%    
    Homeownership: Yes    
Screen name: mindful-payout884 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1829485
This series of Notes was issued and sold upon the funding of the borrower loan #222082, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $627.56
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Feb-1997 Debt/Income ratio: 26%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 5y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,092 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%    
    Homeownership: No    
Screen name: successful-durability587 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1831021
This series of Notes was issued and sold upon the funding of the borrower loan #220210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $464.25
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Oct-1981 Debt/Income ratio: 25%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 25y 3m
Amount delinquent: $0 Total credit lines: 22 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $37,373 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 66%    
    Homeownership: No    
Screen name: agreement-engine8 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 720-739 (Latest)
Principal borrowed: $25,000.00 < 31 days late: 0 ( 0% )  
700-719 (Nov-2013)
 
Principal balance: $19,237.34 31+ days late: 0 ( 0% )
Total payments billed: 10    
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834051
This series of Notes was issued and sold upon the funding of the borrower loan #218792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.27% Monthly payment: $266.87
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Sep-1990 Debt/Income ratio: 31%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 7 Length of status: 34y 0m
Amount delinquent: $0 Total credit lines: 24 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,224 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%    
    Homeownership: Yes    
Screen name: reward-nexus217 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,000.00 < 31 days late: 0 ( 0% )  
660-679 (Oct-2013)
 
Principal balance: $2,992.19 31+ days late: 0 ( 0% )
Total payments billed: 11    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834177
This series of Notes was issued and sold upon the funding of the borrower loan #219539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $619.01
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Aug-1996 Debt/Income ratio: 19%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 6y 10m
Amount delinquent: $0 Total credit lines: 24 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,987 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 68%    
    Homeownership: No    
Screen name: orange-unbeatable-dinero Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1834831
This series of Notes was issued and sold upon the funding of the borrower loan #219507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $656.80
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Mar-2000 Debt/Income ratio: 28%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 15y 6m
Amount delinquent: $0 Total credit lines: 31 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $54,769 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 74%    
    Homeownership: Yes    
Screen name: peace-ladder4 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1838329
This series of Notes was issued and sold upon the funding of the borrower loan #220854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.74% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 17.90% Borrower rate/APR: 18.90% / 21.35% Monthly payment: $517.71
 
Lender servicing fee: 1.00% Effective Yield*: 16.55%    
    Estimated return*: 7.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jul-2002 Debt/Income ratio: 26%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 12 Length of status: 12y 5m
Amount delinquent: $0 Total credit lines: 36 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,296 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 34%    
    Homeownership: No    
Screen name: suave-leverage687 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1839955
This series of Notes was issued and sold upon the funding of the borrower loan #221989, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 12.85% Borrower rate/APR: 13.85% / 17.50% Monthly payment: $85.26
 
Lender servicing fee: 1.00% Effective Yield*: 12.17%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jul-1979 Debt/Income ratio: 24%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 7 Length of status: 9y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,427 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%    
    Homeownership: Yes    
Screen name: sundae523730 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1841173
This series of Notes was issued and sold upon the funding of the borrower loan #219341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $888.21
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Apr-1991 Debt/Income ratio: 45%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 13 / 11 Length of status: 3y 3m
Amount delinquent: $1,117 Total credit lines: 29 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,711 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%    
    Homeownership: Yes    
Screen name: knowledgeable-payment650378 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1841563
This series of Notes was issued and sold upon the funding of the borrower loan #220394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.75% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 24.04% Borrower rate/APR: 25.04% / 28.94% Monthly payment: $159.12
 
Lender servicing fee: 1.00% Effective Yield*: 21.91%    
    Estimated return*: 9.16%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Sep-1994 Debt/Income ratio: 39%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 19 / 16 Length of status: 8y 0m
Amount delinquent: $0 Total credit lines: 30 Occupation: Engineer - Chemical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,240 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%    
    Homeownership: Yes    
Screen name: loyalty-pudding970 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1846111
This series of Notes was issued and sold upon the funding of the borrower loan #220488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $193.04
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Oct-1999 Debt/Income ratio: 9%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 0y 4m
Amount delinquent: $0 Total credit lines: 25 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,522 Stated income: $50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 46%    
    Homeownership: Yes    
Screen name: foxy-asset644 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1846429
This series of Notes was issued and sold upon the funding of the borrower loan #220838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $175.05
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-1988 Debt/Income ratio: 46%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 1 Current / open credit lines: 14 / 13 Length of status: 2y 10m
Amount delinquent: $451 Total credit lines: 32 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,303  
Delinquencies in last 7y: 4 Bankcard utilization: 50%    
    Homeownership: Yes    
Screen name: new-point-statue Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1848397
This series of Notes was issued and sold upon the funding of the borrower loan #220451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $525.14
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Oct-2004 Debt/Income ratio: 50%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 8y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,166 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 48%    
    Homeownership: No    
Screen name: encourager176 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1851829
This series of Notes was issued and sold upon the funding of the borrower loan #221027, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.24% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-17-2014
 
Lender yield: 12.85% Borrower rate/APR: 13.85% / 16.18% Monthly payment: $510.19
 
Lender servicing fee: 1.00% Effective Yield*: 12.17%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: May-1997 Debt/Income ratio: 33%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 11 Length of status: 2y 6m
Amount delinquent: $0 Total credit lines: 37 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,792 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%    
    Homeownership: Yes    
Screen name: lively-exchange73 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1851949
This series of Notes was issued and sold upon the funding of the borrower loan #220454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 18.07% Monthly payment: $241.59
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: May-2003 Debt/Income ratio: 22%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 3y 5m
Amount delinquent: $0 Total credit lines: 28 Occupation: Realtor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,787 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%    
    Homeownership: No    
Screen name: organized-durability720 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1853359
This series of Notes was issued and sold upon the funding of the borrower loan #220460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,350.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 22.06% Monthly payment: $140.55
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1985 Debt/Income ratio: 4%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 3 Length of status: 28y 8m
Amount delinquent: $0 Total credit lines: 38 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 0%    
    Homeownership: Yes    
Screen name: bta6518 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 0 / 10 On-time: 38 ( 76% ) 640-659 (Latest)
Principal borrowed: $45,000.00 < 31 days late: 11 ( 22% )  
660-679 (Sep-2014)
660-679 (Mar-2014)
640-659 (Nov-2013)
720-739 (Nov-2012)
 
Principal balance: $0.00 31+ days late: 1 ( 2% )
Total payments billed: 50    
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1856549
This series of Notes was issued and sold upon the funding of the borrower loan #220557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $67.44
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Sep-1998 Debt/Income ratio: 16%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 5 Length of status: 14y 8m
Amount delinquent: $0 Total credit lines: 20 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,953 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%    
    Homeownership: No    
Screen name: basis-adventure90 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1860961
This series of Notes was issued and sold upon the funding of the borrower loan #221055, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-17-2014
Term: 36 months     Listing End date:   Oct-17-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $133.32
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Aug-1992 Debt/Income ratio: 28%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 12y 10m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,478 Stated income: $1-$24,999
Delinquencies in last 7y: 3 Bankcard utilization: 18%    
    Homeownership: Yes    
Screen name: equitable-duty5 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 33 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00 < 31 days late: 0 ( 0% )  
660-679 (Nov-2011)
 
Principal balance: $500.34 31+ days late: 0 ( 0% )
Total payments billed: 33    
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1862223
This series of Notes was issued and sold upon the funding of the borrower loan #219918, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $280.07
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jul-1998 Debt/Income ratio: 19%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 9 / 9 Length of status: 6y 2m
Amount delinquent: $90 Total credit lines: 33 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,394 Stated income: $100,000+
Delinquencies in last 7y: 18 Bankcard utilization: 82%    
    Homeownership: Yes    
Screen name: newest-bill-explorer5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1862315
This series of Notes was issued and sold upon the funding of the borrower loan #219191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 20.87% Monthly payment: $428.73
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Nov-1995 Debt/Income ratio: 45%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 12 Length of status: 6y 2m
Amount delinquent: $0 Total credit lines: 28 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $31,702 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%    
    Homeownership: No    
Screen name: smart-moola364 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1872347
This series of Notes was issued and sold upon the funding of the borrower loan #218484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Sep-24-2014
Term: 60 months     Listing End date:   Sep-30-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 20.32% Monthly payment: $202.71
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-2004 Debt/Income ratio: 18%
FICO08 score: 660-679 (Aug-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 11 / 10 Length of status: 10y 1m
Amount delinquent: $0 Total credit lines: 26 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,778 Stated income: $50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 75%    
    Homeownership: Yes    
Screen name: bid-laser8 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1872677
This series of Notes was issued and sold upon the funding of the borrower loan #219796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,001.01 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 2.24% Listing Start date:   Sep-24-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $633.58
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Jan-2004 Debt/Income ratio: 18%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 7 / 6 Length of status: 4y 0m
Amount delinquent: $17,483 Total credit lines: 26 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,287 Stated income: $50,000-$74,999
Delinquencies in last 7y: 29 Bankcard utilization: 19%    
    Homeownership: No    
Screen name: economy-hercules582 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1875189
This series of Notes was issued and sold upon the funding of the borrower loan #218157, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 20.87% Monthly payment: $357.27
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Jun-1995 Debt/Income ratio: Not calculated
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 2 Employment status: Self-employed
Now delinquent: 1 Current / open credit lines: 17 / 17 Length of status: 13y 9m
Amount delinquent: $9,596 Total credit lines: 43 Occupation: Other
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $7,441 Stated income: $25,000-$49,999
Delinquencies in last 7y: 19 Bankcard utilization: 23%    
    Homeownership: Yes    
Screen name: fund-chef1 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1883231
This series of Notes was issued and sold upon the funding of the borrower loan #218429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Sep-28-2014
Term: 36 months     Listing End date:   Oct-01-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $221.75
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Aug-1994 Debt/Income ratio: 14%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 6 Length of status: 5y 8m
Amount delinquent: $0 Total credit lines: 29 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,795 Stated income: $75,000-$99,999
Delinquencies in last 7y: 13 Bankcard utilization: 65%    
    Homeownership: No    
Screen name: triumphant-bid690 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1886855
This series of Notes was issued and sold upon the funding of the borrower loan #220104, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.75% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 25.44% Borrower rate/APR: 26.44% / 30.38% Monthly payment: $162.10
 
Lender servicing fee: 1.00% Effective Yield*: 23.15%    
    Estimated return*: 9.40%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: May-2000 Debt/Income ratio: 8%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 6 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 4 Length of status: 20y 0m
Amount delinquent: $0 Total credit lines: 32 Occupation: Postal Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,680 Stated income: $50,000-$74,999
Delinquencies in last 7y: 63 Bankcard utilization: 86%    
    Homeownership: No    
Screen name: loan-rose1 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1893825
This series of Notes was issued and sold upon the funding of the borrower loan #218565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Sep-20-2014
Term: 60 months     Listing End date:   Oct-01-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.27% Monthly payment: $444.79
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1998 Debt/Income ratio: 15%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 3 Length of status: 4y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $413 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 1%    
    Homeownership: No    
Screen name: attractive-wealth57 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1895367
This series of Notes was issued and sold upon the funding of the borrower loan #219818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 0.74% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 5.05% Borrower rate/APR: 6.05% / 6.73% Monthly payment: $608.89
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Aug-1990 Debt/Income ratio: 19%
FICO08 score: 760-779 (Sep-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 16 Length of status: 20y 0m
Amount delinquent: $0 Total credit lines: 45 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,324 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 26%    
    Homeownership: Yes    
Screen name: blue-friendly-vigilance Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1898253
This series of Notes was issued and sold upon the funding of the borrower loan #218009, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,389.54 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 1.49% Listing Start date:   Sep-21-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $619.01
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: May-1971 Debt/Income ratio: 14%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 12 Length of status: 2y 5m
Amount delinquent: $0 Total credit lines: 22 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,625 Stated income: $100,000+
Delinquencies in last 7y: 11 Bankcard utilization: 38%    
    Homeownership: Yes    
Screen name: currencyasaurus447 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1899989
This series of Notes was issued and sold upon the funding of the borrower loan #218042, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-01-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $384.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Jan-1997 Debt/Income ratio: 22%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 11 / 8 Length of status: 0y 0m
Amount delinquent: $0 Total credit lines: 39 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,670 Stated income: $50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 63%    
    Homeownership: Yes    
Screen name: leverage-forte617 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1900887
This series of Notes was issued and sold upon the funding of the borrower loan #221773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $33,441.04 Prosper Rating: A Listing Duration: 14 days
Partially Funded: yes Estimated loss*: 3.49% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $1,149.01
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jan-2002 Debt/Income ratio: 17%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 8y 1m
Amount delinquent: $0 Total credit lines: 31 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,192 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 68%    
    Homeownership: Yes    
Screen name: blue-fairness-melody Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1903415
This series of Notes was issued and sold upon the funding of the borrower loan #217854, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-02-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 22.97% Monthly payment: $294.06
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Nov-1980 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 4 Employment status: Self-employed
Now delinquent: 2 Current / open credit lines: 11 / 11 Length of status: 18y 9m
Amount delinquent: $215 Total credit lines: 46 Occupation: Construction
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,427 Stated income: $25,000-$49,999
Delinquencies in last 7y: 53 Bankcard utilization: 64%    
    Homeownership: No    
Screen name: awe-inspiring-gold736 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1904273
This series of Notes was issued and sold upon the funding of the borrower loan #221599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.03% Monthly payment: $211.49
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Dec-1998 Debt/Income ratio: 12%
FICO08 score: 780-799 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 7 Length of status: 16y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,764 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%    
    Homeownership: Yes    
Screen name: enterprising-commitment864 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1904369
This series of Notes was issued and sold upon the funding of the borrower loan #221419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 27.31% Monthly payment: $77.88
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Aug-1988 Debt/Income ratio: 19%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 12y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,702 Stated income: $25,000-$49,999
Delinquencies in last 7y: 29 Bankcard utilization: 74%    
    Homeownership: No    
Screen name: tranquil-benefit6 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1904375
This series of Notes was issued and sold upon the funding of the borrower loan #220155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 25.68% Monthly payment: $571.69
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-2001 Debt/Income ratio: 23%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 21 / 20 Length of status: 6y 7m
Amount delinquent: $0 Total credit lines: 40 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $39,823 Stated income: $100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 87%    
    Homeownership: Yes    
Screen name: ingenious-fairness870 Borrower's state: Massachusetts Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1907117
This series of Notes was issued and sold upon the funding of the borrower loan #218723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-02-2014
Term: 60 months     Listing End date:   Oct-02-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $56.89
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Jul-2001 Debt/Income ratio: 20%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 9 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 2y 9m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,318 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%    
    Homeownership: No    
Screen name: repayment-bunny4 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1907363
This series of Notes was issued and sold upon the funding of the borrower loan #219147, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $384.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Jul-2008 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 1 Current / open credit lines: 19 / 20 Length of status: 8y 6m
Amount delinquent: $28 Total credit lines: 25 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,395 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%    
    Homeownership: Yes    
Screen name: unique-basis828763 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1909637
This series of Notes was issued and sold upon the funding of the borrower loan #218259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $482.60
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Apr-2000 Debt/Income ratio: Not calculated
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 16y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,364 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%    
    Homeownership: No    
Screen name: bazaar-collider Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1910757
This series of Notes was issued and sold upon the funding of the borrower loan #221857, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $17,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-16-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 21.65% Monthly payment: $455.89
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jul-1998 Debt/Income ratio: 37%
FICO08 score: 700-719 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 9 Length of status: 40y 5m
Amount delinquent: $0 Total credit lines: 41 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $17,278 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 70%    
    Homeownership: Yes    
Screen name: a-impartial-investment Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 700-719 (Latest)
Principal borrowed: $20,000.00 < 31 days late: 0 ( 0% )  
740-759 (Jul-2013)
 
Principal balance: $16,355.61 31+ days late: 0 ( 0% )
Total payments billed: 14    
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1911407
This series of Notes was issued and sold upon the funding of the borrower loan #218923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $384.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Jul-1990 Debt/Income ratio: 7%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 23 / 20 Length of status: 14y 9m
Amount delinquent: $0 Total credit lines: 56 Occupation: Attorney
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $29,989 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 81%    
    Homeownership: Yes    
Screen name: responsibility-linkage5 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912403
This series of Notes was issued and sold upon the funding of the borrower loan #218220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,976.77 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $281.67
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Jan-2005 Debt/Income ratio: 21%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 8 Length of status: 3y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,677 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%    
    Homeownership: Yes    
Screen name: hope-keeper832 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1912973
This series of Notes was issued and sold upon the funding of the borrower loan #219085, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.74% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 8.80% Borrower rate/APR: 9.80% / 12.63% Monthly payment: $289.56
 
Lender servicing fee: 1.00% Effective Yield*: 8.52%    
    Estimated return*: 5.78%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Aug-2003 Debt/Income ratio: 27%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 11 Length of status: 3y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,982 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%    
    Homeownership: No    
Screen name: erknuepp Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914225
This series of Notes was issued and sold upon the funding of the borrower loan #219412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Sep-25-2014
Term: 36 months     Listing End date:   Oct-01-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $316.79
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Mar-1981 Debt/Income ratio: 17%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 11 / 11 Length of status: 6y 7m
Amount delinquent: $50 Total credit lines: 19 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,118 Stated income: $75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 39%    
    Homeownership: Yes    
Screen name: glimmering-peso00 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914731
This series of Notes was issued and sold upon the funding of the borrower loan #220683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $509.03
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1996 Debt/Income ratio: 30%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 7y 10m
Amount delinquent: $0 Total credit lines: 27 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,640 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 90%    
    Homeownership: No    
Screen name: proper-duty776 Borrower's state: Wisconsin Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1914917
This series of Notes was issued and sold upon the funding of the borrower loan #220714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-08-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $284.44
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jun-2004 Debt/Income ratio: 16%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 8y 2m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,610 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%    
    Homeownership: No    
Screen name: vigilance-sushi7 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1915853
This series of Notes was issued and sold upon the funding of the borrower loan #218306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 17.80% Monthly payment: $342.51
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Apr-1994 Debt/Income ratio: 15%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 7 / 8 Length of status: 0y 5m
Amount delinquent: $1,276 Total credit lines: 23 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,197 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 69%    
    Homeownership: No    
Screen name: progressive-listing8 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916441
This series of Notes was issued and sold upon the funding of the borrower loan #218848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 20.32% Monthly payment: $380.09
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jan-2002 Debt/Income ratio: 8%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 5 Current / open credit lines: 4 / 3 Length of status: 3y 4m
Amount delinquent: $3,327 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,811 Stated income: $75,000-$99,999
Delinquencies in last 7y: 47 Bankcard utilization: 92%    
    Homeownership: No    
Screen name: shiny-truth684 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916771
This series of Notes was issued and sold upon the funding of the borrower loan #219812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-08-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 19.55% Monthly payment: $249.33
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Apr-1999 Debt/Income ratio: 33%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 11 Length of status: 2y 9m
Amount delinquent: $0 Total credit lines: 24 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,421 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%    
    Homeownership: No    
Screen name: social-flute0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1916813
This series of Notes was issued and sold upon the funding of the borrower loan #221054, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $842.95
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Mar-2001 Debt/Income ratio: 27%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 14 / 14 Length of status: 6y 0m
Amount delinquent: $0 Total credit lines: 38 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,105 Stated income: $100,000+
Delinquencies in last 7y: 6 Bankcard utilization: 60%    
    Homeownership: No    
Screen name: bazaar-sprout4 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1917057
This series of Notes was issued and sold upon the funding of the borrower loan #219340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.99% Listing Start date:   Oct-01-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 9.29% Borrower rate/APR: 10.29% / 13.12% Monthly payment: $648.07
 
Lender servicing fee: 1.00% Effective Yield*: 8.97%    
    Estimated return*: 5.98%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Sep-1987 Debt/Income ratio: 38%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 2y 5m
Amount delinquent: $0 Total credit lines: 35 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,630 Stated income: $50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 72%    
    Homeownership: Yes    
Screen name: blue-worth-platoon Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1918619
This series of Notes was issued and sold upon the funding of the borrower loan #219209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 18.07% Monthly payment: $531.50
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jan-1994 Debt/Income ratio: 20%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 25y 4m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,128 Stated income: $50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 78%    
    Homeownership: Yes    
Screen name: halo469 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1920941
This series of Notes was issued and sold upon the funding of the borrower loan #218564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $441.16
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Jan-1999 Debt/Income ratio: 33%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 6y 5m
Amount delinquent: $0 Total credit lines: 30 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,914 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%    
    Homeownership: No    
Screen name: equitable-gold335 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1920947
This series of Notes was issued and sold upon the funding of the borrower loan #222124, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-06-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 16.48% Monthly payment: $350.19
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-1994 Debt/Income ratio: 16%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 5 Length of status: 28y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,919 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%    
    Homeownership: Yes    
Screen name: nickel-plato1 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921469
This series of Notes was issued and sold upon the funding of the borrower loan #219526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $459.60
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Sep-1997 Debt/Income ratio: 26%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 14 Length of status: 1y 5m
Amount delinquent: $0 Total credit lines: 21 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,820 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%    
    Homeownership: Yes    
Screen name: established-wampum489 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921901
This series of Notes was issued and sold upon the funding of the borrower loan #220624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.99% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 15.35% Borrower rate/APR: 16.35% / 18.73% Monthly payment: $490.09
 
Lender servicing fee: 1.00% Effective Yield*: 14.35%    
    Estimated return*: 7.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1996 Debt/Income ratio: 25%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 13y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,930 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%    
    Homeownership: Yes    
Screen name: jb425 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1921961
This series of Notes was issued and sold upon the funding of the borrower loan #221962, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $505.77
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1994 Debt/Income ratio: 19%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Other
Now delinquent: 1 Current / open credit lines: 5 / 5 Length of status: 24y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,459 Stated income: $25,000-$49,999
Delinquencies in last 7y: 25 Bankcard utilization: 72%    
    Homeownership: Yes    
Screen name: direct-return072 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1922123
This series of Notes was issued and sold upon the funding of the borrower loan #221455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $380.15
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1987 Debt/Income ratio: 20%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 12 Length of status: 5y 3m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,826 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%    
    Homeownership: No    
Screen name: lyrics285 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1923521
This series of Notes was issued and sold upon the funding of the borrower loan #220821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 24.37% Monthly payment: $275.34
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Mar-1995 Debt/Income ratio: 52%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 21 / 21 Length of status: 13y 4m
Amount delinquent: $0 Total credit lines: 35 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,779 Stated income: $50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 76%    
    Homeownership: Yes    
Screen name: summerhouse Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1924403
This series of Notes was issued and sold upon the funding of the borrower loan #218609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $380.15
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jan-1985 Debt/Income ratio: Not calculated
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 6y 9m
Amount delinquent: $0 Total credit lines: 8 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,050 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%    
    Homeownership: No    
Screen name: calm-point470 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1926273
This series of Notes was issued and sold upon the funding of the borrower loan #221310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $155.66
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: May-1994 Debt/Income ratio: 32%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 13 Length of status: 6y 11m
Amount delinquent: $0 Total credit lines: 42 Occupation: Police Officer/Corr...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $45,755 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%    
    Homeownership: Yes    
Screen name: exciting-integrity164 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928081
This series of Notes was issued and sold upon the funding of the borrower loan #218019, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $22,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 20.99% Monthly payment: $565.26
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: May-2005 Debt/Income ratio: 27%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 2y 7m
Amount delinquent: $0 Total credit lines: 18 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,139 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%    
    Homeownership: No    
Screen name: red-sympathetic-point Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928573
This series of Notes was issued and sold upon the funding of the borrower loan #220060, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.75% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 19.30% Borrower rate/APR: 20.30% / 24.09% Monthly payment: $373.17
 
Lender servicing fee: 1.00% Effective Yield*: 17.76%    
    Estimated return*: 8.01%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Dec-1987 Debt/Income ratio: 24%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 15 / 15 Length of status: 2y 4m
Amount delinquent: $31 Total credit lines: 42 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $22,022 Stated income: $50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 38%    
    Homeownership: No    
Screen name: mystical-fund776 Borrower's state: Alaska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928597
This series of Notes was issued and sold upon the funding of the borrower loan #218673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-07-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 16.48% Monthly payment: $140.08
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Dec-1992 Debt/Income ratio: Not calculated
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 9y 11m
Amount delinquent: $0 Total credit lines: 21 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $18,603 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 32%    
    Homeownership: No    
Screen name: tough-credit77 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1928711
This series of Notes was issued and sold upon the funding of the borrower loan #218072, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.49% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 11.64% Borrower rate/APR: 12.64% / 16.26% Monthly payment: $201.12
 
Lender servicing fee: 1.00% Effective Yield*: 11.09%    
    Estimated return*: 6.60%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: May-1999 Debt/Income ratio: 41%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 11 / 11 Length of status: 5y 6m
Amount delinquent: $0 Total credit lines: 17 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,114 Stated income: $25,000-$49,999
Delinquencies in last 7y: 33 Bankcard utilization: 58%    
    Homeownership: No    
Screen name: kindness-supernova064 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1929389
This series of Notes was issued and sold upon the funding of the borrower loan #218352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $407.22
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Dec-1992 Debt/Income ratio: 26%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 4 Current / open credit lines: 16 / 14 Length of status: 10y 2m
Amount delinquent: $1,885 Total credit lines: 43 Occupation: Analyst
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,790 Stated income: $75,000-$99,999
Delinquencies in last 7y: 48 Bankcard utilization: 16%    
    Homeownership: Yes    
Screen name: bknick Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 24 ( 100% ) 660-679 (Latest)
Principal borrowed: $4,000.00 < 31 days late: 0 ( 0% )  
720-739 (Oct-2012)
 
Principal balance: $3,103.69 31+ days late: 0 ( 0% )
Total payments billed: 24    
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1930235
This series of Notes was issued and sold upon the funding of the borrower loan #219562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $247.64
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Nov-1978 Debt/Income ratio: 45%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 22 / 17 Length of status: 4y 5m
Amount delinquent: $0 Total credit lines: 48 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $46,273 Stated income: $50,000-$74,999
Delinquencies in last 7y: 18 Bankcard utilization: 29%    
    Homeownership: Yes    
Screen name: vigilance-omatic599 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1930805
This series of Notes was issued and sold upon the funding of the borrower loan #220370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 20.87% Monthly payment: $142.91
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Sep-1994 Debt/Income ratio: Not calculated
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 1 Current / open credit lines: 7 / 7 Length of status: 20y 9m
Amount delinquent: $374 Total credit lines: 8 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,143 Stated income: $1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 29%    
    Homeownership: No    
Screen name: wildfire-007 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1932015
This series of Notes was issued and sold upon the funding of the borrower loan #221028, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,500.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.49% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 16.15% Borrower rate/APR: 17.15% / 19.55% Monthly payment: $461.27
 
Lender servicing fee: 1.00% Effective Yield*: 15.04%    
    Estimated return*: 7.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Aug-1988 Debt/Income ratio: 18%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 15y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,348 Stated income: $100,000+
Delinquencies in last 7y: 12 Bankcard utilization: 98%    
    Homeownership: Yes    
Screen name: euro-alien317 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1933403
This series of Notes was issued and sold upon the funding of the borrower loan #220725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.25% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 29.09% Borrower rate/APR: 30.09% / 34.12% Monthly payment: $170.00
 
Lender servicing fee: 1.00% Effective Yield*: 26.46%    
    Estimated return*: 10.21%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Oct-2003 Debt/Income ratio: 39%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 11 Length of status: 0y 5m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,814 Stated income: $50,000-$74,999
Delinquencies in last 7y: 7 Bankcard utilization: 49%    
    Homeownership: Yes    
Screen name: wampum-tornado089 Borrower's state: SouthDakota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1933767
This series of Notes was issued and sold upon the funding of the borrower loan #218883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-02-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.85% Monthly payment: $232.47
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Sep-1996 Debt/Income ratio: 11%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 7 / 7 Length of status: 18y 11m
Amount delinquent: $0 Total credit lines: 19 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,337 Stated income: $50,000-$74,999
Delinquencies in last 7y: 34 Bankcard utilization: 69%    
    Homeownership: Yes    
Screen name: tidy-diversification684 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935041
This series of Notes was issued and sold upon the funding of the borrower loan #218096, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $172.96
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Oct-1981 Debt/Income ratio: 32%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 19 / 19 Length of status: 7y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $21,506 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 66%    
    Homeownership: No    
Screen name: awe-inspiring-euro937 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1935537
This series of Notes was issued and sold upon the funding of the borrower loan #220168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $402.35
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Mar-1990 Debt/Income ratio: 29%
FICO08 score: 760-779 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 8 Length of status: 3y 6m
Amount delinquent: $0 Total credit lines: 39 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,082 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 56%    
    Homeownership: Yes    
Screen name: Pepperjacq Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1936163
This series of Notes was issued and sold upon the funding of the borrower loan #220378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.75% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 25.44% Borrower rate/APR: 26.44% / 30.38% Monthly payment: $162.10
 
Lender servicing fee: 1.00% Effective Yield*: 23.15%    
    Estimated return*: 9.40%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Mar-1990 Debt/Income ratio: 31%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Other
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 2y 3m
Amount delinquent: $0 Total credit lines: 26 Stated income: $50,000-$74,999
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,470  
Delinquencies in last 7y: 0 Bankcard utilization: 77%    
    Homeownership: No    
Screen name: red-enticing-peace Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1936955
This series of Notes was issued and sold upon the funding of the borrower loan #219595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $23,800.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.74% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 19.74% Monthly payment: $837.33
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jan-2003 Debt/Income ratio: 24%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 8y 2m
Amount delinquent: $0 Total credit lines: 25 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $7,884 Stated income: $75,000-$99,999
Delinquencies in last 7y: 7 Bankcard utilization: 70%    
    Homeownership: No    
Screen name: principal-spy115 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938021
This series of Notes was issued and sold upon the funding of the borrower loan #218899, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.74% Listing Start date:   Oct-09-2014
Term: 60 months     Listing End date:   Oct-10-2014
 
Lender yield: 17.90% Borrower rate/APR: 18.90% / 21.35% Monthly payment: $517.71
 
Lender servicing fee: 1.00% Effective Yield*: 16.55%    
    Estimated return*: 7.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: May-2000 Debt/Income ratio: 24%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 4y 4m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $24,065 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 84%    
    Homeownership: Yes    
Screen name: GPear Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938611
This series of Notes was issued and sold upon the funding of the borrower loan #218867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 19.03% Monthly payment: $348.37
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-1999 Debt/Income ratio: 16%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Other
Now delinquent: 3 Current / open credit lines: 9 / 7 Length of status: 5y 9m
Amount delinquent: $829 Total credit lines: 34 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,667  
Delinquencies in last 7y: 0 Bankcard utilization: 50%    
    Homeownership: Yes    
Screen name: orange-enriched-interest Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1938875
This series of Notes was issued and sold upon the funding of the borrower loan #220498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $95.04
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Dec-1991 Debt/Income ratio: 19%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 4 Length of status: 5y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,076 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%    
    Homeownership: No    
Screen name: appetizing-felicity392 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1939485
This series of Notes was issued and sold upon the funding of the borrower loan #220609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-03-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $619.01
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Jul-2000 Debt/Income ratio: 22%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 8y 0m
Amount delinquent: $0 Total credit lines: 16 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,019 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%    
    Homeownership: Yes    
Screen name: transparency-souffle1 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 12 ( 100% ) 720-739 (Latest)
Principal borrowed: $8,000.00 < 31 days late: 0 ( 0% )  
700-719 (Sep-2013)
 
Principal balance: $5,748.13 31+ days late: 0 ( 0% )
Total payments billed: 12    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1941885
This series of Notes was issued and sold upon the funding of the borrower loan #218735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.99% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 7.09% Borrower rate/APR: 8.09% / 9.47% Monthly payment: $313.78
 
Lender servicing fee: 1.00% Effective Yield*: 6.92%    
    Estimated return*: 4.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Nov-1991 Debt/Income ratio: Not calculated
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 14 / 13 Length of status: 14y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Religious
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,485 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%    
    Homeownership: Yes    
Screen name: therev48 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1942637
This series of Notes was issued and sold upon the funding of the borrower loan #218522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.49% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 11.64% Borrower rate/APR: 12.64% / 16.26% Monthly payment: $100.56
 
Lender servicing fee: 1.00% Effective Yield*: 11.09%    
    Estimated return*: 6.60%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Aug-2006 Debt/Income ratio: 13%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 4y 5m
Amount delinquent: $0 Total credit lines: 6 Occupation: Medical Technician
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,365 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 15%    
    Homeownership: No    
Screen name: thankful-benjamins836 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1942685
This series of Notes was issued and sold upon the funding of the borrower loan #218115, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.74% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 19.74% Monthly payment: $422.18
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Oct-1990 Debt/Income ratio: Self-employed (DTI Not Calculated)
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 10y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Realtor
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $7,567 Stated income: $75,000-$99,999
Delinquencies in last 7y: 9 Bankcard utilization: 46%    
    Homeownership: No    
Screen name: Augieriffic Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943709
This series of Notes was issued and sold upon the funding of the borrower loan #218228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.49% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-08-2014
 
Lender yield: 8.20% Borrower rate/APR: 9.20% / 12.02% Monthly payment: $478.39
 
Lender servicing fee: 1.00% Effective Yield*: 7.96%    
    Estimated return*: 5.47%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Jan-2004 Debt/Income ratio: Not calculated
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 6 / 3 Length of status: 6y 9m
Amount delinquent: $0 Total credit lines: 19 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $939 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%    
    Homeownership: No    
Screen name: honest-money Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1943981
This series of Notes was issued and sold upon the funding of the borrower loan #218276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.24% Listing Start date:   Oct-09-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 17.25% Borrower rate/APR: 18.25% / 20.68% Monthly payment: $76.59
 
Lender servicing fee: 1.00% Effective Yield*: 16.00%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jun-1978 Debt/Income ratio: 20%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 0y 7m
Amount delinquent: $0 Total credit lines: 27 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,009 Stated income: $25,000-$49,999
Delinquencies in last 7y: 28 Bankcard utilization: 77%    
    Homeownership: No    
Screen name: wise-joyful-kindness Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945113
This series of Notes was issued and sold upon the funding of the borrower loan #221061, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $499.94
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Jun-2000 Debt/Income ratio: 10%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 1y 10m
Amount delinquent: $0 Total credit lines: 23 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,283 Stated income: $75,000-$99,999
Delinquencies in last 7y: 13 Bankcard utilization: 50%    
    Homeownership: No    
Screen name: shiny-agreement371 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1945497
This series of Notes was issued and sold upon the funding of the borrower loan #219213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 0.99% Listing Start date:   Oct-03-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 5.29% Borrower rate/APR: 6.29% / 7.65% Monthly payment: $244.43
 
Lender servicing fee: 1.00% Effective Yield*: 5.22%    
    Estimated return*: 4.23%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Oct-1982 Debt/Income ratio: 11%
FICO08 score: 780-799 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 13 Length of status: 20y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,004 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%    
    Homeownership: Yes    
Screen name: breathtaking-capital346 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1946135
This series of Notes was issued and sold upon the funding of the borrower loan #219815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $475.18
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1993 Debt/Income ratio: Not calculated
FICO08 score: 760-779 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 6 Length of status: 24y 8m
Amount delinquent: $0 Total credit lines: 25 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,545 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%    
    Homeownership: Yes    
Screen name: aggresive-peso733 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947107
This series of Notes was issued and sold upon the funding of the borrower loan #219766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.25% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 24.74% Borrower rate/APR: 25.74% / 29.66% Monthly payment: $160.61
 
Lender servicing fee: 1.00% Effective Yield*: 22.53%    
    Estimated return*: 9.28%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Apr-1984 Debt/Income ratio: 28%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 21 / 16 Length of status: 1y 2m
Amount delinquent: $0 Total credit lines: 73 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,838 Stated income: $50,000-$74,999
Delinquencies in last 7y: 38 Bankcard utilization: 29%    
    Homeownership: No    
Screen name: dollar-lotus852 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947371
This series of Notes was issued and sold upon the funding of the borrower loan #219408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.25% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 23.24% Borrower rate/APR: 24.24% / 28.12% Monthly payment: $393.59
 
Lender servicing fee: 1.00% Effective Yield*: 21.21%    
    Estimated return*: 8.96%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Mar-1997 Debt/Income ratio: 45%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 32y 9m
Amount delinquent: $0 Total credit lines: 33 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,385 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%    
    Homeownership: Yes    
Screen name: point-quest Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1947423
This series of Notes was issued and sold upon the funding of the borrower loan #218123, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Oct-03-2014
Term: 60 months     Listing End date:   Oct-05-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 20.32% Monthly payment: $253.39
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jul-2001 Debt/Income ratio: 19%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 7 Length of status: 7y 0m
Amount delinquent: $0 Total credit lines: 31 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,286 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%    
    Homeownership: No    
Screen name: peaceful-transparency165 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1948551
This series of Notes was issued and sold upon the funding of the borrower loan #219108, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.74% Listing Start date:   Oct-04-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 6.69% Borrower rate/APR: 7.69% / 9.07% Monthly payment: $467.90
 
Lender servicing fee: 1.00% Effective Yield*: 6.55%    
    Estimated return*: 4.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 9 First credit line: Aug-2005 Debt/Income ratio: 20%
FICO08 score: 780-799 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 5 Length of status: 1y 9m
Amount delinquent: $0 Total credit lines: 13 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,586 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 30%    
    Homeownership: No    
Screen name: spa947 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949135
This series of Notes was issued and sold upon the funding of the borrower loan #221671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $284.44
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jan-1992 Debt/Income ratio: 21%
FICO08 score: 640-659 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 7 Current / open credit lines: 11 / 9 Length of status: 8y 10m
Amount delinquent: $6,871 Total credit lines: 28 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,939 Stated income: $50,000-$74,999
Delinquencies in last 7y: 19 Bankcard utilization: 67%    
    Homeownership: No    
Screen name: best-peso-voyager Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949285
This series of Notes was issued and sold upon the funding of the borrower loan #219897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 19.14% Monthly payment: $222.47
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Apr-1998 Debt/Income ratio: 27%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 12 Length of status: 2y 1m
Amount delinquent: $0 Total credit lines: 40 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,086 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%    
    Homeownership: Yes    
Screen name: deal-tomahawk985 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949633
This series of Notes was issued and sold upon the funding of the borrower loan #218982, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 14.53% Monthly payment: $335.49
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: May-2001 Debt/Income ratio: Not calculated
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 12 / 11 Length of status: 33y 0m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,836 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 31%    
    Homeownership: Yes    
Screen name: blissful-payment327 Borrower's state: Vermont Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1949865
This series of Notes was issued and sold upon the funding of the borrower loan #218832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-04-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 20.46% Monthly payment: $532.93
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Apr-1981 Debt/Income ratio: 51%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 5 Employment status: Other
Now delinquent: 1 Current / open credit lines: 13 / 13 Length of status: 0y 0m
Amount delinquent: $50 Total credit lines: 50 Stated income: $75,000-$99,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,122  
Delinquencies in last 7y: 0 Bankcard utilization: 40%    
    Homeownership: Yes    
Screen name: brainy-order30 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950219
This series of Notes was issued and sold upon the funding of the borrower loan #221902, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-04-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 21.65% Monthly payment: $651.27
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Dec-1997 Debt/Income ratio: 29%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 10 / 10 Length of status: 2y 2m
Amount delinquent: $331 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,951 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%    
    Homeownership: Yes    
Screen name: kindness-taxi1 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950527
This series of Notes was issued and sold upon the funding of the borrower loan #219900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 18.07% Monthly payment: $362.38
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Oct-2001 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5 Length of status: 4y 2m
Amount delinquent: $0 Total credit lines: 34 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,964 Stated income: $50,000-$74,999
Delinquencies in last 7y: 19 Bankcard utilization: 52%    
    Homeownership: No    
Screen name: best-flexible-truth Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 660-679 (Latest)
Principal borrowed: $2,000.00 < 31 days late: 0 ( 0% )  
680-699 (Jul-2013)
 
Principal balance: $1,374.03 31+ days late: 0 ( 0% )
Total payments billed: 14    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950531
This series of Notes was issued and sold upon the funding of the borrower loan #217988, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.25% Listing Start date:   Oct-08-2014
Term: 60 months     Listing End date:   Oct-09-2014
 
Lender yield: 24.74% Borrower rate/APR: 25.74% / 28.36% Monthly payment: $297.87
 
Lender servicing fee: 1.00% Effective Yield*: 22.53%    
    Estimated return*: 9.28%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Sep-2002 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 0y 2m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $21,131 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%    
    Homeownership: No    
Screen name: suave-marketplace932 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1950953
This series of Notes was issued and sold upon the funding of the borrower loan #221842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.49% Listing Start date:   Oct-10-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 11.64% Borrower rate/APR: 12.64% / 14.94% Monthly payment: $451.38
 
Lender servicing fee: 1.00% Effective Yield*: 11.09%    
    Estimated return*: 6.60%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Jun-2001 Debt/Income ratio: 24%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 9y 2m
Amount delinquent: $0 Total credit lines: 33 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,020 Stated income: $75,000-$99,999
Delinquencies in last 7y: 24 Bankcard utilization: 46%    
    Homeownership: No    
Screen name: moola-shrine747 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1951109
This series of Notes was issued and sold upon the funding of the borrower loan #221929, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 18.07% Monthly payment: $362.38
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Mar-1991 Debt/Income ratio: 18%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 1 Current / open credit lines: 12 / 10 Length of status: 4y 10m
Amount delinquent: $1,213 Total credit lines: 26 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,764  
Delinquencies in last 7y: 0 Bankcard utilization: 58%    
    Homeownership: Yes    
Screen name: sturdy-dedication695 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1951463
This series of Notes was issued and sold upon the funding of the borrower loan #219759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.49% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 14.70% Borrower rate/APR: 15.70% / 19.39% Monthly payment: $280.07
 
Lender servicing fee: 1.00% Effective Yield*: 13.79%    
    Estimated return*: 7.30%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: May-1978 Debt/Income ratio: 53%
FICO08 score: 740-759 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 8y 0m
Amount delinquent: $0 Total credit lines: 18 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,043 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%    
    Homeownership: No    
Screen name: currency-ballet0 Borrower's state: WestVirginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1951785
This series of Notes was issued and sold upon the funding of the borrower loan #218192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.24% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 11.24% Borrower rate/APR: 12.24% / 15.85% Monthly payment: $399.95
 
Lender servicing fee: 1.00% Effective Yield*: 10.73%    
    Estimated return*: 6.49%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Feb-2007 Debt/Income ratio: 32%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 3y 10m
Amount delinquent: $0 Total credit lines: 11 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,688 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%    
    Homeownership: No    
Screen name: bold-high-five8 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1952553
This series of Notes was issued and sold upon the funding of the borrower loan #219731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-05-2014
Term: 36 months     Listing End date:   Oct-05-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 23.38% Monthly payment: $73.92
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: May-1996 Debt/Income ratio: 28%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 18 / 17 Length of status: 35y 1m
Amount delinquent: $0 Total credit lines: 44 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $33,283 Stated income: $75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 98%    
    Homeownership: Yes    
Screen name: industrious-truth658 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1953225
This series of Notes was issued and sold upon the funding of the borrower loan #218909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.49% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 8.20% Borrower rate/APR: 9.20% / 12.02% Monthly payment: $637.86
 
Lender servicing fee: 1.00% Effective Yield*: 7.96%    
    Estimated return*: 5.47%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Aug-2001 Debt/Income ratio: 18%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 11 Length of status: 9y 8m
Amount delinquent: $0 Total credit lines: 47 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $36,857 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 74%    
    Homeownership: Yes    
Screen name: DWN770 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1953573
This series of Notes was issued and sold upon the funding of the borrower loan #219572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.25% Listing Start date:   Oct-12-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 23.24% Borrower rate/APR: 24.24% / 28.12% Monthly payment: $137.76
 
Lender servicing fee: 1.00% Effective Yield*: 21.21%    
    Estimated return*: 8.96%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Oct-1993 Debt/Income ratio: 25%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 3 Length of status: 24y 6m
Amount delinquent: $0 Total credit lines: 25 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,367 Stated income: $25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 86%    
    Homeownership: No    
Screen name: melodious-bonus677 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1953759
This series of Notes was issued and sold upon the funding of the borrower loan #220337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.75% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-06-2014
 
Lender yield: 27.00% Borrower rate/APR: 28.00% / 31.98% Monthly payment: $165.45
 
Lender servicing fee: 1.00% Effective Yield*: 24.55%    
    Estimated return*: 9.80%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Jun-1993 Debt/Income ratio: 25%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 5 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 41 / 40 Length of status: 7y 2m
Amount delinquent: $0 Total credit lines: 64 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $38,423 Stated income: $100,000+
Delinquencies in last 7y: 2 Bankcard utilization: 63%    
    Homeownership: Yes    
Screen name: worldly-bazaar183 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954605
This series of Notes was issued and sold upon the funding of the borrower loan #219429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.24% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 12.85% Borrower rate/APR: 13.85% / 17.50% Monthly payment: $409.26
 
Lender servicing fee: 1.00% Effective Yield*: 12.17%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jan-2005 Debt/Income ratio: 34%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 10y 9m
Amount delinquent: $0 Total credit lines: 21 Stated income: $25,000-$49,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,689  
Delinquencies in last 7y: 0 Bankcard utilization: 44%    
    Homeownership: No    
Screen name: bcrs4me2 Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1954677
This series of Notes was issued and sold upon the funding of the borrower loan #221279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-06-2014
Term: 36 months     Listing End date:   Oct-07-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $330.19
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: Aug-1980 Debt/Income ratio: 13%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 8 / 8 Length of status: 6y 6m
Amount delinquent: $2,543 Total credit lines: 33 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,135 Stated income: $75,000-$99,999
Delinquencies in last 7y: 14 Bankcard utilization: 67%    
    Homeownership: No    
Screen name: responsive-balance938 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1955519
This series of Notes was issued and sold upon the funding of the borrower loan #220181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.25% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 20.00% Borrower rate/APR: 21.00% / 24.81% Monthly payment: $565.13
 
Lender servicing fee: 1.00% Effective Yield*: 18.37%    
    Estimated return*: 8.12%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Sep-1991 Debt/Income ratio: 27%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 9y 5m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,435 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 100%    
    Homeownership: Yes    
Screen name: MNGopher73 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00 < 31 days late: 0 ( 0% )  
660-679 (Dec-2013)
 
Principal balance: $5,297.25 31+ days late: 0 ( 0% )
Total payments billed: 10    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1955651
This series of Notes was issued and sold upon the funding of the borrower loan #220600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $384.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Mar-1969 Debt/Income ratio: 44%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 5 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 22 / 17 Length of status: 3y 5m
Amount delinquent: $0 Total credit lines: 45 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $49,448 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%    
    Homeownership: No    
Screen name: restless-durability038 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956005
This series of Notes was issued and sold upon the funding of the borrower loan #221425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 24.37% Monthly payment: $275.34
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Jan-1994 Debt/Income ratio: 33%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 1y 1m
Amount delinquent: $0 Total credit lines: 16 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $56,118 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%    
    Homeownership: No    
Screen name: artist461681 Borrower's state: Kentucky Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956305
This series of Notes was issued and sold upon the funding of the borrower loan #220352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $131.32
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-2005 Debt/Income ratio: 30%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 3 / 3 Length of status: 5y 11m
Amount delinquent: $0 Total credit lines: 6 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,177 Stated income: $25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 43%    
    Homeownership: No    
Screen name: contract-lilac746 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Vacation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1956939
This series of Notes was issued and sold upon the funding of the borrower loan #220999, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-07-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 23.38% Monthly payment: $369.60
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Nov-1999 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 3y 9m
Amount delinquent: $0 Total credit lines: 38 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,553 Stated income: $25,000-$49,999
Delinquencies in last 7y: 37 Bankcard utilization: 29%    
    Homeownership: No    
Screen name: liberty-dancer844 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957293
This series of Notes was issued and sold upon the funding of the borrower loan #221218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $158.39
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1992 Debt/Income ratio: 16%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 12 Length of status: 10y 11m
Amount delinquent: $0 Total credit lines: 77 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,468 Stated income: $50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 41%    
    Homeownership: No    
Screen name: exchange-launcher739 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957319
This series of Notes was issued and sold upon the funding of the borrower loan #221051, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.99% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 13.85% Borrower rate/APR: 14.85% / 18.52% Monthly payment: $172.96
 
Lender servicing fee: 1.00% Effective Yield*: 13.04%    
    Estimated return*: 7.05%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-2002 Debt/Income ratio: 30%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 14 / 13 Length of status: 6y 2m
Amount delinquent: $0 Total credit lines: 88 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,758 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 60%    
    Homeownership: No    
Screen name: tolerant-deal433 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1957553
This series of Notes was issued and sold upon the funding of the borrower loan #219809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 24.37% Monthly payment: $220.27
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Jan-2002 Debt/Income ratio: 40%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 5 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 26 / 25 Length of status: 7y 4m
Amount delinquent: $0 Total credit lines: 51 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,302 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%    
    Homeownership: Yes    
Screen name: az07 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Baby & Adoption Loans
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958199
This series of Notes was issued and sold upon the funding of the borrower loan #221409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-08-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $237.55
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1989 Debt/Income ratio: 10%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 2y 8m
Amount delinquent: $0 Total credit lines: 70 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,361 Stated income: $100,000+
Delinquencies in last 7y: 53 Bankcard utilization: 58%    
    Homeownership: Yes    
Screen name: benefit-trailblazer7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958561
This series of Notes was issued and sold upon the funding of the borrower loan #219923, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $660.38
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-1996 Debt/Income ratio: 21%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 6 Length of status: 10y 9m
Amount delinquent: $0 Total credit lines: 32 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $20,481 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%    
    Homeownership: No    
Screen name: sagezero Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958627
This series of Notes was issued and sold upon the funding of the borrower loan #221572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 22.97% Monthly payment: $551.36
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jan-1995 Debt/Income ratio: Not calculated
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 3 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 6 Length of status: 7y 4m
Amount delinquent: $0 Total credit lines: 15 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,236 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%    
    Homeownership: Yes    
Screen name: dough-pursuit9 Borrower's state: RhodeIsland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958703
This series of Notes was issued and sold upon the funding of the borrower loan #219063, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 0.74% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 5.05% Borrower rate/APR: 6.05% / 6.73% Monthly payment: $365.34
 
Lender servicing fee: 1.00% Effective Yield*: 5.00%    
    Estimated return*: 4.26%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Nov-1983 Debt/Income ratio: 23%
FICO08 score: 800-819 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 17 / 16 Length of status: 17y 5m
Amount delinquent: $0 Total credit lines: 52 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $77,082 Stated income: $75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%    
    Homeownership: Yes    
Screen name: transparency-guardian4 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1958769
This series of Notes was issued and sold upon the funding of the borrower loan #219235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $384.70
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Jun-1995 Debt/Income ratio: 42%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 18 / 18 Length of status: 11y 4m
Amount delinquent: $0 Total credit lines: 49 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $12,410 Stated income: $25,000-$49,999
Delinquencies in last 7y: 44 Bankcard utilization: 67%    
    Homeownership: No    
Screen name: zippy-dedication598 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1959417
This series of Notes was issued and sold upon the funding of the borrower loan #219417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 15.75% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 28.50% Borrower rate/APR: 29.50% / 33.51% Monthly payment: $126.53
 
Lender servicing fee: 1.00% Effective Yield*: 25.92%    
    Estimated return*: 10.17%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Oct-2000 Debt/Income ratio: 12%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 4y 3m
Amount delinquent: $0 Total credit lines: 40 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,458 Stated income: $75,000-$99,999
Delinquencies in last 7y: 1 Bankcard utilization: 83%    
    Homeownership: No    
Screen name: agile-credit839 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960335
This series of Notes was issued and sold upon the funding of the borrower loan #220228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.85% Monthly payment: $199.26
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Feb-1990 Debt/Income ratio: 41%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 9 Length of status: 3y 5m
Amount delinquent: $0 Total credit lines: 34 Occupation: Bus Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,819 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%    
    Homeownership: No    
Screen name: sympathetic-velocity9 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960385
This series of Notes was issued and sold upon the funding of the borrower loan #219573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.25% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 26.24% Borrower rate/APR: 27.24% / 29.90% Monthly payment: $306.79
 
Lender servicing fee: 1.00% Effective Yield*: 23.86%    
    Estimated return*: 9.61%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Dec-1994 Debt/Income ratio: 44%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 8 Length of status: 25y 6m
Amount delinquent: $0 Total credit lines: 20 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $27,159 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%    
    Homeownership: No    
Screen name: a-euro-collector Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960415
This series of Notes was issued and sold upon the funding of the borrower loan #220593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.24% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 9.89% Borrower rate/APR: 10.89% / 13.73% Monthly payment: $196.12
 
Lender servicing fee: 1.00% Effective Yield*: 9.53%    
    Estimated return*: 6.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-2009 Debt/Income ratio: 33%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 7 Length of status: 0y 8m
Amount delinquent: $0 Total credit lines: 10 Occupation: Food Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,331 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%    
    Homeownership: No    
Screen name: visionary-trade222 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1960953
This series of Notes was issued and sold upon the funding of the borrower loan #219083, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.99% Listing Start date:   Oct-09-2014
Term: 36 months     Listing End date:   Oct-09-2014
 
Lender yield: 12.50% Borrower rate/APR: 13.50% / 17.14% Monthly payment: $271.48
 
Lender servicing fee: 1.00% Effective Yield*: 11.86%    
    Estimated return*: 6.87%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Apr-1990 Debt/Income ratio: 33%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 5y 6m
Amount delinquent: $0 Total credit lines: 25 Occupation: Waiter/Waitress
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,311 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%    
    Homeownership: No    
Screen name: openness-gazelle1 Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 10 ( 100% ) 660-679 (Latest)
Principal borrowed: $8,000.00 < 31 days late: 0 ( 0% )  
660-679 (Nov-2013)
 
Principal balance: $6,178.75 31+ days late: 0 ( 0% )
Total payments billed: 10    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961021
This series of Notes was issued and sold upon the funding of the borrower loan #220745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.74% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 17.90% Borrower rate/APR: 18.90% / 21.35% Monthly payment: $647.14
 
Lender servicing fee: 1.00% Effective Yield*: 16.55%    
    Estimated return*: 7.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 10 First credit line: May-1996 Debt/Income ratio: 26%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 20y 2m
Amount delinquent: $0 Total credit lines: 35 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,800 Stated income: $75,000-$99,999
Delinquencies in last 7y: 5 Bankcard utilization: 92%    
    Homeownership: No    
Screen name: edyuc8r Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 0 / 1 On-time: 2 ( 100% ) 640-659 (Latest)
Principal borrowed: $10,000.00 < 31 days late: 0 ( 0% )  
660-679 (May-2014)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 2    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961087
This series of Notes was issued and sold upon the funding of the borrower loan #220293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.25% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 24.74% Borrower rate/APR: 25.74% / 28.36% Monthly payment: $119.15
 
Lender servicing fee: 1.00% Effective Yield*: 22.53%    
    Estimated return*: 9.28%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 2 First credit line: Mar-2012 Debt/Income ratio: 26%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 4 / 4 Length of status: 2y 8m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,404 Stated income: $1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 58%    
    Homeownership: No    
Screen name: bejei916 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961225
This series of Notes was issued and sold upon the funding of the borrower loan #221222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 20.32% Monthly payment: $380.09
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 5 First credit line: Dec-1997 Debt/Income ratio: 54%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 3 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 13 Length of status: 17y 4m
Amount delinquent: $0 Total credit lines: 49 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,873 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%    
    Homeownership: Yes    
Screen name: extraordinary-money713 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1961237
This series of Notes was issued and sold upon the funding of the borrower loan #222229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-16-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 15.36% Monthly payment: $159.45
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1992 Debt/Income ratio: 23%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 12 / 12 Length of status: 4y 4m
Amount delinquent: $119 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,093 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%    
    Homeownership: Yes    
Screen name: basis-hot-rod038 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1962341
This series of Notes was issued and sold upon the funding of the borrower loan #220682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.74% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 10.59% Borrower rate/APR: 11.59% / 14.45% Monthly payment: $330.19
 
Lender servicing fee: 1.00% Effective Yield*: 10.16%    
    Estimated return*: 6.42%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Oct-2003 Debt/Income ratio: 15%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 5 / 5 Length of status: 7y 5m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,436 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 27%    
    Homeownership: No    
Screen name: wise-dough-socrates Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1963191
This series of Notes was issued and sold upon the funding of the borrower loan #219359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.75% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-11-2014
 
Lender yield: 24.04% Borrower rate/APR: 25.04% / 27.64% Monthly payment: $146.87
 
Lender servicing fee: 1.00% Effective Yield*: 21.91%    
    Estimated return*: 9.16%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jun-1994 Debt/Income ratio: 31%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 19 / 19 Length of status: 7y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,817 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%    
    Homeownership: Yes    
Screen name: treasure-rumbler073 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965027
This series of Notes was issued and sold upon the funding of the borrower loan #219504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $14,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 22.97% Monthly payment: $514.60
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-1999 Debt/Income ratio: 43%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 0 Current / open credit lines: 13 / 11 Length of status: 10y 0m
Amount delinquent: $0 Total credit lines: 34 Stated income: $50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,290  
Delinquencies in last 7y: 0 Bankcard utilization: 63%    
    Homeownership: Yes    
Screen name: durability-liberator283 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965615
This series of Notes was issued and sold upon the funding of the borrower loan #221109, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.49% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-17-2014
 
Lender yield: 11.64% Borrower rate/APR: 12.64% / 14.94% Monthly payment: $451.38
 
Lender servicing fee: 1.00% Effective Yield*: 11.09%    
    Estimated return*: 6.60%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Aug-1999 Debt/Income ratio: 15%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 12 / 8 Length of status: 0y 3m
Amount delinquent: $648 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $2,501 Stated income: $100,000+
Delinquencies in last 7y: 4 Bankcard utilization: 8%    
    Homeownership: Yes    
Screen name: wise-adventurous-wampum Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1965987
This series of Notes was issued and sold upon the funding of the borrower loan #219835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-12-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $190.07
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Nov-1994 Debt/Income ratio: 34%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 9 / 8 Length of status: 8y 2m
Amount delinquent: $0 Total credit lines: 51 Occupation: Teacher
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,764 Stated income: $50,000-$74,999
Delinquencies in last 7y: 3 Bankcard utilization: 96%    
    Homeownership: Yes    
Screen name: sweet-fund987 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1969023
This series of Notes was issued and sold upon the funding of the borrower loan #219844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.74% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 6.69% Borrower rate/APR: 7.69% / 9.07% Monthly payment: $155.97
 
Lender servicing fee: 1.00% Effective Yield*: 6.55%    
    Estimated return*: 4.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Nov-1990 Debt/Income ratio: 19%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 12 / 12 Length of status: 12y 6m
Amount delinquent: $9,991 Total credit lines: 30 Occupation: Engineer - Mechanic...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,370 Stated income: $50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 63%    
    Homeownership: No    
Screen name: upright-euro377 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1969959
This series of Notes was issued and sold upon the funding of the borrower loan #220890, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.99% Listing Start date:   Oct-10-2014
Term: 36 months     Listing End date:   Oct-10-2014
 
Lender yield: 16.90% Borrower rate/APR: 17.90% / 21.64% Monthly payment: $144.41
 
Lender servicing fee: 1.00% Effective Yield*: 15.70%    
    Estimated return*: 7.71%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Jan-1989 Debt/Income ratio: 20%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 16y 2m
Amount delinquent: $0 Total credit lines: 7 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,420 Stated income: $1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%    
    Homeownership: No    
Screen name: responsibility-watcher1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical/Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1971153
This series of Notes was issued and sold upon the funding of the borrower loan #219974, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.74% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 17.90% Borrower rate/APR: 18.90% / 22.66% Monthly payment: $549.08
 
Lender servicing fee: 1.00% Effective Yield*: 16.55%    
    Estimated return*: 7.81%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Aug-1989 Debt/Income ratio: 49%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 15 Length of status: 29y 11m
Amount delinquent: $0 Total credit lines: 33 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $130,520 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 93%    
    Homeownership: Yes    
Screen name: tremendous-leverage116 Borrower's state: Hawaii Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1971255
This series of Notes was issued and sold upon the funding of the borrower loan #220044, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.99% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-13-2014
 
Lender yield: 18.20% Borrower rate/APR: 19.20% / 21.65% Monthly payment: $312.61
 
Lender servicing fee: 1.00% Effective Yield*: 16.81%    
    Estimated return*: 7.82%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jun-1986 Debt/Income ratio: 52%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 11 / 10 Length of status: 10y 1m
Amount delinquent: $0 Total credit lines: 64 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,866 Stated income: $25,000-$49,999
Delinquencies in last 7y: 6 Bankcard utilization: 92%    
    Homeownership: Yes    
Screen name: caring-bid517 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972389
This series of Notes was issued and sold upon the funding of the borrower loan #220863, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.74% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 15.05% Borrower rate/APR: 16.05% / 18.43% Monthly payment: $194.76
 
Lender servicing fee: 1.00% Effective Yield*: 14.09%    
    Estimated return*: 7.35%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Mar-2004 Debt/Income ratio: 29%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 13 / 11 Length of status: 11y 6m
Amount delinquent: $0 Total credit lines: 22 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,959 Stated income: $25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 29%    
    Homeownership: Yes    
Screen name: red-persistent-bid Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972491
This series of Notes was issued and sold upon the funding of the borrower loan #221024, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $13,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $426.77
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Oct-1998 Debt/Income ratio: 21%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 6 / 6 Length of status: 4y 9m
Amount delinquent: $0 Total credit lines: 42 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $11,697 Stated income: $75,000-$99,999
Delinquencies in last 7y: 10 Bankcard utilization: 79%    
    Homeownership: No    
Screen name: MovingForward2014 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972941
This series of Notes was issued and sold upon the funding of the borrower loan #219368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-11-2014
Term: 36 months     Listing End date:   Oct-11-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 26.38% Monthly payment: $192.35
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Apr-1989 Debt/Income ratio: 30%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 9 / 8 Length of status: 1y 7m
Amount delinquent: $5,133 Total credit lines: 15 Occupation: Realtor
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,848 Stated income: $25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 74%    
    Homeownership: No    
Screen name: finance-pouch6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1972959
This series of Notes was issued and sold upon the funding of the borrower loan #220287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.25% Listing Start date:   Oct-11-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 21.54% Borrower rate/APR: 22.54% / 25.08% Monthly payment: $279.27
 
Lender servicing fee: 1.00% Effective Yield*: 19.71%    
    Estimated return*: 8.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Dec-1994 Debt/Income ratio: 14%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 6 Length of status: 16y 6m
Amount delinquent: $0 Total credit lines: 36 Occupation: Civil Service
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,015 Stated income: $75,000-$99,999
Delinquencies in last 7y: 16 Bankcard utilization: 100%    
    Homeownership: Yes    
Screen name: capital-magma2 Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1973823
This series of Notes was issued and sold upon the funding of the borrower loan #221593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $25,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.49% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 13.15% Borrower rate/APR: 14.15% / 17.80% Monthly payment: $856.26
 
Lender servicing fee: 1.00% Effective Yield*: 12.42%    
    Estimated return*: 6.93%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-1996 Debt/Income ratio: 25%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 18 / 7 Length of status: 6y 8m
Amount delinquent: $0 Total credit lines: 46 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,924 Stated income: $75,000-$99,999
Delinquencies in last 7y: 26 Bankcard utilization: 54%    
    Homeownership: Yes    
Screen name: burgeoning-credit63 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 680-699 (Latest)
Principal borrowed: $10,000.00 < 31 days late: 0 ( 0% )  
700-719 (Oct-2013)
 
Principal balance: $8,680.73 31+ days late: 0 ( 0% )
Total payments billed: 11    
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1974069
This series of Notes was issued and sold upon the funding of the borrower loan #221875, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 7.24% Listing Start date:   Oct-12-2014
Term: 60 months     Listing End date:   Oct-12-2014
 
Lender yield: 15.75% Borrower rate/APR: 16.75% / 19.14% Monthly payment: $197.75
 
Lender servicing fee: 1.00% Effective Yield*: 14.70%    
    Estimated return*: 7.46%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Sep-2000 Debt/Income ratio: 25%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 11y 7m
Amount delinquent: $0 Total credit lines: 23 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,976 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 92%    
    Homeownership: Yes    
Screen name: sensible-p2p842 Borrower's state: Nebraska Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1974549
This series of Notes was issued and sold upon the funding of the borrower loan #220953, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.99% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 10.99% Borrower rate/APR: 11.99% / 14.85% Monthly payment: $498.14
 
Lender servicing fee: 1.00% Effective Yield*: 10.52%    
    Estimated return*: 6.53%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Mar-2000 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 2y 4m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,605 Stated income: $75,000-$99,999
Delinquencies in last 7y: 30 Bankcard utilization: 68%    
    Homeownership: No    
Screen name: gold-goliath2 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1979571
This series of Notes was issued and sold upon the funding of the borrower loan #221138, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $18,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 19.03% Monthly payment: $627.07
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Aug-2000 Debt/Income ratio: 48%
FICO08 score: 700-719 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 15 / 15 Length of status: 1y 0m
Amount delinquent: $0 Total credit lines: 30 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,052 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 59%    
    Homeownership: No    
Screen name: hair234 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1979859
This series of Notes was issued and sold upon the funding of the borrower loan #220032, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $174.23
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Mar-2002 Debt/Income ratio: 9%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 7 / 6 Length of status: 2y 9m
Amount delinquent: $2,394 Total credit lines: 23 Occupation: Engineer - Electric...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,255 Stated income: $75,000-$99,999
Delinquencies in last 7y: 19 Bankcard utilization: 69%    
    Homeownership: No    
Screen name: bewitching-fund443 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1979865
This series of Notes was issued and sold upon the funding of the borrower loan #218601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.25% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 29.09% Borrower rate/APR: 30.09% / 34.12% Monthly payment: $170.00
 
Lender servicing fee: 1.00% Effective Yield*: 26.46%    
    Estimated return*: 10.21%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jul-2002 Debt/Income ratio: 30%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 12 / 12 Length of status: 15y 8m
Amount delinquent: $0 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,916 Stated income: $50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 78%    
    Homeownership: No    
Screen name: red-diversification-economist1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00 < 31 days late: 0 ( 0% )  
640-659 (Dec-2013)
 
Principal balance: $3,291.71 31+ days late: 0 ( 0% )
Total payments billed: 9    
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981113
This series of Notes was issued and sold upon the funding of the borrower loan #220034, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.49% Listing Start date:   Oct-13-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 17.55% Borrower rate/APR: 18.55% / 20.99% Monthly payment: $256.94
 
Lender servicing fee: 1.00% Effective Yield*: 16.25%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Jul-2002 Debt/Income ratio: Not calculated
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 2y 11m
Amount delinquent: $0 Total credit lines: 26 Occupation: Landscaping
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,589 Stated income: $50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 40%    
    Homeownership: Yes    
Screen name: giraffe953 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1981869
This series of Notes was issued and sold upon the funding of the borrower loan #219248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.24% Listing Start date:   Oct-13-2014
Term: 36 months     Listing End date:   Oct-13-2014
 
Lender yield: 7.74% Borrower rate/APR: 8.74% / 11.55% Monthly payment: $395.99
 
Lender servicing fee: 1.00% Effective Yield*: 7.53%    
    Estimated return*: 5.29%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 8 First credit line: Sep-1997 Debt/Income ratio: 26%
FICO08 score: 740-759 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 6y 2m
Amount delinquent: $0 Total credit lines: 21 Occupation: Architect
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $43,865 Stated income: $50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%    
    Homeownership: Yes    
Screen name: new-healthy-value Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1982385
This series of Notes was issued and sold upon the funding of the borrower loan #221914, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 4.74% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 12.05% Borrower rate/APR: 13.05% / 16.68% Monthly payment: $286.60
 
Lender servicing fee: 1.00% Effective Yield*: 11.46%    
    Estimated return*: 6.72%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Dec-1998 Debt/Income ratio: 19%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 3 Current / open credit lines: 16 / 15 Length of status: 4y 3m
Amount delinquent: $663 Total credit lines: 41 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,737 Stated income: $50,000-$74,999
Delinquencies in last 7y: 39 Bankcard utilization: 60%    
    Homeownership: Yes    
Screen name: first-statuesque-treasure Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1982925
This series of Notes was issued and sold upon the funding of the borrower loan #221225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.25% Listing Start date:   Oct-15-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 24.74% Borrower rate/APR: 25.74% / 28.36% Monthly payment: $297.87
 
Lender servicing fee: 1.00% Effective Yield*: 22.53%    
    Estimated return*: 9.28%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 6 First credit line: Mar-1994 Debt/Income ratio: 43%
FICO08 score: 660-679 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 8 / 8 Length of status: 1y 8m
Amount delinquent: $0 Total credit lines: 33 Occupation: Truck Driver
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,877 Stated income: $50,000-$74,999
Delinquencies in last 7y: 8 Bankcard utilization: 83%    
    Homeownership: No    
Screen name: newest-noble-payment Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1984893
This series of Notes was issued and sold upon the funding of the borrower loan #221536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.75% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 22.44% Borrower rate/APR: 23.44% / 26.00% Monthly payment: $227.55
 
Lender servicing fee: 1.00% Effective Yield*: 20.50%    
    Estimated return*: 8.75%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Apr-2006 Debt/Income ratio: 9%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 9 Length of status: 2y 11m
Amount delinquent: $0 Total credit lines: 17 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $35,353 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 96%    
    Homeownership: Yes    
Screen name: payment-american765 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1985097
This series of Notes was issued and sold upon the funding of the borrower loan #220379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 12.25% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 23.24% Borrower rate/APR: 24.24% / 28.12% Monthly payment: $157.44
 
Lender servicing fee: 1.00% Effective Yield*: 21.21%    
    Estimated return*: 8.96%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 3 First credit line: Feb-2004 Debt/Income ratio: 28%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 5 Current / open credit lines: 10 / 9 Length of status: 0y 5m
Amount delinquent: $858 Total credit lines: 31 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,314 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 51%    
    Homeownership: Yes    
Screen name: mindful-yield443 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1985733
This series of Notes was issued and sold upon the funding of the borrower loan #220457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.24% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-15-2014
 
Lender yield: 17.25% Borrower rate/APR: 18.25% / 20.68% Monthly payment: $255.30
 
Lender servicing fee: 1.00% Effective Yield*: 16.00%    
    Estimated return*: 7.76%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Oct-1990 Debt/Income ratio: 17%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 6 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 19y 7m
Amount delinquent: $0 Total credit lines: 30 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,372 Stated income: $25,000-$49,999
Delinquencies in last 7y: 14 Bankcard utilization: 59%    
    Homeownership: No    
Screen name: wise-systematic-liberty Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1985871
This series of Notes was issued and sold upon the funding of the borrower loan #220729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 6.24% Listing Start date:   Oct-14-2014
Term: 60 months     Listing End date:   Oct-14-2014
 
Lender yield: 14.35% Borrower rate/APR: 15.35% / 17.71% Monthly payment: $191.79
 
Lender servicing fee: 1.00% Effective Yield*: 13.48%    
    Estimated return*: 7.24%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Sep-1997 Debt/Income ratio: 36%
FICO08 score: 680-699 (Sep-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 2 Current / open credit lines: 12 / 10 Length of status: 2y 9m
Amount delinquent: $768 Total credit lines: 30 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $18,930 Stated income: $25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 51%    
    Homeownership: Yes    
Screen name: innocent-dough4 Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Large Purchases
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1987083
This series of Notes was issued and sold upon the funding of the borrower loan #221470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 9.25% Listing Start date:   Oct-14-2014
Term: 36 months     Listing End date:   Oct-14-2014
 
Lender yield: 18.60% Borrower rate/APR: 19.60% / 23.38% Monthly payment: $184.80
 
Lender servicing fee: 1.00% Effective Yield*: 17.16%    
    Estimated return*: 7.91%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Feb-1999 Debt/Income ratio: 19%
FICO08 score: 660-679 (Oct-2014) Inquiries last 6m: 1 Employment status: Other
Now delinquent: 0 Current / open credit lines: 7 / 7 Length of status: 3y 3m
Amount delinquent: $0 Total credit lines: 11 Stated income: $50,000-$74,999
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,368  
Delinquencies in last 7y: 0 Bankcard utilization: 80%    
    Homeownership: No    
Screen name: commanding-return312 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1987713
This series of Notes was issued and sold upon the funding of the borrower loan #222070, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.49% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 10.19% Borrower rate/APR: 11.19% / 14.04% Monthly payment: $393.95
 
Lender servicing fee: 1.00% Effective Yield*: 9.80%    
    Estimated return*: 6.31%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 7 First credit line: Mar-1994 Debt/Income ratio: 34%
FICO08 score: 680-699 (Oct-2014) Inquiries last 6m: 0 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 14 Length of status: 2y 11m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,725 Stated income: $25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 87%    
    Homeownership: Yes    
Screen name: green-transaction-blossom2 Borrower's state: Wyoming Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988361
This series of Notes was issued and sold upon the funding of the borrower loan #221205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,400.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.75% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 20.85% Borrower rate/APR: 21.85% / 25.68% Monthly payment: $243.92
 
Lender servicing fee: 1.00% Effective Yield*: 19.11%    
    Estimated return*: 8.36%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Aug-2004 Debt/Income ratio: 22%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 2 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 10 / 10 Length of status: 7y 5m
Amount delinquent: $0 Total credit lines: 17 Occupation: Social Worker
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,740 Stated income: $25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 64%    
    Homeownership: No    
Screen name: soulful-agreement344 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1988529
This series of Notes was issued and sold upon the funding of the borrower loan #220445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.25% Listing Start date:   Oct-15-2014
Term: 36 months     Listing End date:   Oct-15-2014
 
Lender yield: 20.00% Borrower rate/APR: 21.00% / 24.81% Monthly payment: $565.13
 
Lender servicing fee: 1.00% Effective Yield*: 18.37%    
    Estimated return*: 8.12%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 4 First credit line: Nov-1993 Debt/Income ratio: 14%
FICO08 score: 640-659 (Oct-2014) Inquiries last 6m: 4 Employment status: Employed
Now delinquent: 0 Current / open credit lines: 16 / 16 Length of status: 1y 8m
Amount delinquent: $0 Total credit lines: 24 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,143 Stated income: $100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 37%    
    Homeownership: No    
Screen name: gain-bassoon1 Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series 1991265
This series of Notes was issued and sold upon the funding of the borrower loan #221309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,600.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.49% Listing Start date:   Oct-16-2014
Term: 36 months     Listing End date:   Oct-16-2014
 
Lender yield: 6.16% Borrower rate/APR: 7.16% / 8.53% Monthly payment: $80.47
 
Lender servicing fee: 1.00% Effective Yield*: 6.04%    
    Estimated return*: 4.55%    
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-11): 11 First credit line: Feb-1965 Debt/Income ratio: 17%
FICO08 score: 720-739 (Oct-2014) Inquiries last 6m: 1 Employment status: Employed
Now delinquent: 1 Current / open credit lines: 11 / 7 Length of status: 10y 5m
Amount delinquent: $17 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,458 Stated income: $50,000-$74,999
Delinquencies in last 7y: 11 Bankcard utilization: 37%    
    Homeownership: Yes    
Screen name: bagaa Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history Payment history Credit score history
Active / total loans: 0 / 2 On-time: 70 ( 100% ) 720-739 (Latest)
Principal borrowed: $3,700.00 < 31 days late: 0 ( 0% )  
640-659 (Jul-2011)
720-739 (Jun-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 70    
Description
Taxes
Information in the Description is not verified.
Top
Filing Submission 0001542574-14-000237   –   Alternative Formats (Word / Rich Text, HTML, Plain Text, et al.)

Copyright © 2024 Fran Finnegan & Company LLC – All Rights Reserved.
AboutPrivacyRedactionsHelp — Fri., Mar. 29, 5:18:15.3am ET