Supplementary consolidated information for Santander UK plc and its controlled entities Santander UK plc is the principal subsidiary of Santander UK Group Holdings plc. Summarised consolidated income statement H120 H119 £m £m Net interest income 1,554 1,668 Non-interest income 1 322 453 Total operating income 1,876 2,121 Operating expenses before credit impairment losses, provisions and charges (1,245) (1,257) Credit impairment losses (376) (69) Provisions for other liabilities and charges (68) (206) Total operating impairment losses, provisions and charges (444) (275) Profit before tax 187 589 Tax on profit (48) (170) Profit after tax for the period 139 419 Summary of segmental balance sheet assets and liabilities 30.06.20 31.12.19 £bn £bn Customer loans Retail Banking 184.9 180.4 Corporate & Commercial Banking 16.6 16.3 Corporate & Investment Banking 4.0 4.1 Corporate Centre 3.7 4.2 Total
customer loans 209.2 205.0 Other assets 86.5 76.7 Total assets 295.7 281.7 Customer deposits Retail Banking 151.1 145.1 Corporate & Commercial Banking 19.5 18.2 Corporate & Investment Banking 6.8 6.1 Corporate Centre 1.9 2.3 Total customer deposits 179.3 171.7 Total wholesale funding 66.4 65.2 Other liabilities 33.8 28.7 Total liabilities 279.5 265.6 Shareholders’ equity 16.0 15.9 Non-controlling interests 0.2 0.2 Total liabilities and equity 295.7 281.7 Summarised consolidated capital 30.06.20 31.12.19 £bn £bn Total qualifying regulatory capital 15.5 15.8 Risk-weighted assets (RWAs) 72.2 72.6 Total capital ratio 21.4% 21.7% The information is unaudited and does not constitute statutory accounts within the meaning of section 434 of the Companies Act 2006 or interim financial statements in accordance with International Accounting Standard 34 ‘Interim Financial Reporting’. 1. Comprised of ‘Net fee and
commission income’ and ‘Net trading and other income’.
Disclaimer Santander UK plc (Santander UK) and Banco Santander caution that this announcement may contain forward-looking statements. Such forward-looking statements are found in various places throughout this announcement. Words such as “believes”, “anticipates”, “expects”, “intends”, “aims” and “plans” and other similar expressions are intended to identify forward-looking statements, but they are not the exclusive means of identifying such statements. Forward- looking statements include, without limitation, statements concerning our future business development and economic performance. These forward-looking statements are based on management’s current expectations, estimates and projections and both Santander UK and Banco Santander caution that these statements are not guarantees of future performance. We also caution readers that a number of important factors could cause actual results to
differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements. We have identified certain of these factors in the forward looking statements on page 237 of the Santander UK plc 2019 Annual Report on Form 20-F. Investors and others should carefully consider the foregoing factors and other uncertainties and events. Undue reliance should not be placed on forward-looking statements when making decisions with respect to Santander UK, Banco Santander and/or their securities. Such forward-looking statements speak only as of the date on which they are made, and we do not undertake any obligation to update or revise any of them, whether as a result of new information, future events or otherwise. Statements as to historical performance, historical share price or financial accretion are not intended to mean that future performance, future share price or future earnings for any period will necessarily match
or exceed those of any prior quarter. Santander UK is a frequent issuer in the debt capital markets and regularly meets with investors via formal roadshows and other ad hoc meetings. In line with Santander UK’s usual practice, over the coming quarter it expects to meet with investors globally to discuss the results contained herein and other matters relating to Santander UK. Nothing in this announcement constitutes or should be construed as constituting a profit forecast.
