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As Of Filer Filing For·On·As Docs:Size Issuer Agent 4/02/07 Harborview Mtge Loan Trust 2006-1 10-K 12/31/06 6:73K Mtge Loan Asse… 2006-AB2 |
Document/Exhibit Description Pages Size 1: 10-K Harborview 2006-1, 10-K HTML 31K 3: EX-33 Harborview 2006-1, Exhibit 33 HTML 36K 4: EX-34 Harborview 2006-1, Exhibit 34 HTML 24K 5: EX-35 Harborview 2006-1, Exhibit 35 HTML 8K 2: EX-23 Harborview 2006-1, Exhibit 23 HTML 7K 6: EX-31 Harborview 2006-1, Exhibit 31 HTML 8K
| ex34.pdf |
[KPMG Logo]
Report of Independent Registered Public Accounting Firm
The Board of Directors
Countrywide Financial Corporation:We have examined management's assessment, included in the accompanying Assessment
of Compliance with Applicable Servicing Criteria, that Countywide Financial
Corporation and certain of its subsidiaries, including its direct and indirect wholly owned
subsidiaries, Countrywide Home Loans (CHL), Countywide Tax Services Corporation,
Newport Management Corporation, and Countrywide Hom4. Loans Servicing L.P., a
wholly owned subsidiary of CHL (collectively the Company) complied with the servicing
criteria set forth in Item 1122(d) of the Securities and Exchange Commission's
Regulation A for publicly issued residential mortgage-backed securities (securities
collateralized
by residential mortgage loans, including prime, alternative loan products,
subprime, HELOC, and closed seconds) issued on after January 1, 2006, for which the
Company provides cash collection and administration, investor remittances, and reporting
(except for those activities relating to trustee and paying agent services), and pool asset
administration (except for those activities relating to custodial operations of pool assets
and related documents), collectively "Servicing Functions", excluding any transactions
issued by any government sponsored enterprise for which the Company provides
Servicing Functions (the Platform), except for servicing criteria 1122(d)(1)(iii),
1122(d)(3)(i)(B), only as it relates to information other tha n that contained in the mo nthly
remittance report delivered by
the servicer to the master servicer, trustee and/or bond
administrator, and 1122(d)(3)(i)(D), only as it relates to the agreeing with investors'
records as to the total unpaid principal balance and number of pool assets serviced by the
servicer, 1122(d)(3)(ii), only as it relates to amounts other than amounts remitted by the
servicer to the master servicers, trustee and/or bond administrator, 1122(d)(3)(iii),
1122(d)(3)(iv), 1122(d)(4)(i), and 1122(d)(4)(ii), only as 1122(d)(4)(i) and 1122(d)(4)(ii)
relate to the custodial operations of the pool assets and related document (collateral file)
by the document custodian responsible for such functions for the related transaction an
1122(d)(4)(xv), only as it relates to Item 1115 of Regulation AS (derivative transactions),
as of and for the year ended December 31, 2006. Management is responsible for the
Company's compliance with those servicing
criteria. Our responsibility is to express an
opinion on management's assessment about the Company's compliance based on our
examination.Our examination was conducted in accordance with the standards of the Public Company
Accounting Oversight Board (United States) and, accordingly, included examining, on a
test basis, evidence about the Company's compliance with the servicing criteria specified Exhibit 34 a)
above and performing such other procedures as we considered necessary in the
circumstances. Our examination included testing of less than all of the individual asset-
backed transactions and securities that comprise the Platform, testing of less than all of
the servicing activities related to the Platform, and determining whether the Company
processed those selected transactions and performed those selected activities in
compliance with the servicing criteria. Furthermore, our procedures were limited to the
selected transactions and servicing activities perfo rmed by the company during the period
covered by this report. Our procedures were not designed to determine whether errors
may have occur red either prior to or subseque nt to our tests that may have
affected the
balances or amount s calculated or reported by the Company during the period covered by
this report for the selected transactions or any other transactions. We believe that our
examination provides a reasonable basis for our opinion. Our examination does not
provide a legal determination on the Company's compliance with servicing criteria. In our opinion, management's assessment that the Company complied with the
aforementioned servicing criteria as of and for the year ended December 31, 2006 is
fairly stated in all material respects. /s/: KPMG LLP
Los Angeles, California
February 28, 2007
[ERNST& YOUNG logo]
Phone: (212) 773-3000
5 Times Square
Report of Independent Registered Public Accounting Firm
Board of Directors
The Bank of New YorkWe have examined management's assertion, included in the accompanying
Management's Report on Assertion of Compliance with Applicable Servicing Criteria
that The Bank of New York and The Bank of New York Trust Company, N.A.,
(collectively, the "Company"), complied with the servicing criteria set forth in Item 1122
(d) of the Securities and Exchange Commission's Regulation AB for the publicly issued
(i.e. transaction- level reporting initially required under the Securities and Exchange Act
of 1934, as amended) residential mortgage-backed securities and other mortgage-related
asset-backed securities issued on or after January 1, 2006 (and like-kind transactions
issued prior to January 1, 2006) for which the Company provides trustee, securities
administration, paying agent, or custodial services (the "Platform") as of and for the year
ended December 31, 2006 except for criteria 1122 (d)(l)(ii)-(iv), and 1122 (d)(4)(iv)-
(xiii), which the Company has determined are not applicable to the activities performed
by them with respect to the servicing Platform covered by this report. The Platform
includes like-kind transactions for which the Company provided trustee, securities
administration, paying agent or custodial services as a result of the Company's
acquisition as of October 1, 2006 of portions of JPMorgan Chase Bank, N.A.'s
corporate
trust business, including structured finance agency and trust transactions. Management is
responsible for the Company's compliance with those servicing criteria. Our
responsibility is to express an opinion on management's assertion about the Company's
compliance with the servicing criteria based on our examination.Our examination was conducted in accordance with attestation standards established by
the American Institute of Certified Public Accountants, as adopted by the Public
Company Accounting Oversight Board (United States) and, accordingly, included
examining, on a test basis, evidence about the Company's compliance with the applicable
servicing criteria and performing such other procedures as we considered necessary in the
circumstances. Our examination included testing of less than all of the individual
transactions and securities that comprise the platform, testing of less than all of the
servicing activities related to the Platform, and determining whether the Company
processed those selected transactions and performed those selected activities in
compliance
with the servicing criteria and as permitted by the Interpretation 17.06 of the
SEC Division of Corporation Finance Manual of Publicly Available Telephone
Interpretations ("Interpretation 17.06"). Furthermore, our procedures were limited to the
selected transactions and servicing activities performed by the Company during the
period covered by this report. Our procedures were not designed to determine whether
errors may have occurred either prior to or subsequent to our tests that may have affected Exhibit 34 b)
the bala nces or amounts calculated or reported by the Company during the period
covered by this report for the selected transactions or any other transactions. We believe
that our examination provides a reasonable basis for our opinion. Our examination does
not provide a legal determination on the Company's compliance with the servicing
criteria.In our opinion, management's assertion that the Company complied with the
aforementioned servicing criteria, including servicing criteria for which compliance is
determined based on Interpretation 17.06 as described above, as applicable, as of and for
the year ended December 31, 2006 for the Platform, is fairly stated, in all material
respects./s/: Ernst & Young LLP
Ernst & Young Logo
Ernst & Young
LLP
Phone: (612) 343-1000
0703-0810451
A Member Practice of Ernst & Young Global
Report of Independent Registered Public Accounting Firm
We have examined management's assertion, included in the accompanying Report on
Assessment of Compliance with SEC Regulation AB Servicing Criteria, that U.S. Bank
National Association (the Company) complied with the servicing criteria set forth in
Item 1122 (d) of the Securities and Exchange Commission's Regulation AB for
the Corporate Trust Asset Backed Securities platform (the Platform) as of and for the
year ended December 31, 2006, except for criteria 1122 (d)(1)(iii), 1122 (d)(4)(i),
1122 (d)(4)(ii), and 1122 (d)(4)(iv) through 1122 (d)(4)(xiv), which the Company has
determined are not applicable to the activities performed by them with respect to the servicing
platform covered by this report. Management
is responsible for the Company's compliance with
those servicing criteria. Our responsibility is to express an opinion on management's assertion
about the Company's compliance with the servicing criteria based on our examination.Our examination was conducted in accordance with standards of the Public Company
Accounting Oversight Board (United States) and, accordingly, included examining, on a test
basis, evidence about the Company's compliance with the applicable servicing criteria and
performing such other procedures as we considered necessary in the circumstances. Our
examination included testing of less than all of the individual asset backed transactions and
securities that comprise the Platform, testing of less than all of the servicing activities related to
the Platform, and determining whether the Company processed those selected transactions and
performed those selected activities in compliance with the servicing criteria. Furthermore, our
procedures were limited to the
selected transactions and servicing activities performed by the
Company during the period covered by this report. Our procedures were not designed to
determine whether errors may have occurred either prior to or subsequent to our tests that may
have affected the balances or amounts calculated or reported by the Company during the period
covered by this report for the selected transactions or any other transactions. We believe that
our examination provides a reasonable basis for our opinion. Our examination does not provide
a legal determination on the Company's compliance with the servicing criteria.In our opinion, management's assertion that the Company complied with the aforementioned
servicing criteria as of and for the year ended December 31, 2006, for
the Corporate Trust Asset Backed Securities platform is fairly stated, in all material respects.Exhibit 34 c)
| This ‘10-K’ Filing | Date | Other Filings | ||
|---|---|---|---|---|
 | ||||
| Filed on: | 4/2/07 | None on these Dates | ||
| 3/1/07 | ||||
| 2/28/07 | ||||
| 2/26/07 | ||||
| For Period End: | 12/31/06 | |||
| 10/1/06 | ||||
| 1/1/06 | ||||
| List all Filings | ||||