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| <link:definition> 101 - Disclosure - ORGANIZATION AND PRINCIPAL ACTIVITIES </link:definition> |
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| <link:definition> 102 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES </link:definition> |
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| <link:definition> 103 - Disclosure - PREPAID EXPENSE AND OTHER ASSETS </link:definition> |
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| <link:definition> 106 - Disclosure - PROPERTY, EQUIPMENT AND SOFTWARE, NET </link:definition> |
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| <link:definition> 107 - Disclosure - ACCRUED EXPENSES AND OTHER LIABILITIES </link:definition> |
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| <link:definition> 104 - Disclosure - FAIR VALUE OF ASSETS AND LIABILITIES </link:definition> |
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| <link:definition> 109 - Disclosure - RELATED PARTY BALANCES AND TRANSACTIONS </link:definition> |
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| <link:definition> 110 - Disclosure - INCOME TAXES </link:definition> |
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| <link:definition> 111 - Disclosure - NET (LOSS)/INCOME PER SHARE AND NET (LOSS)/INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS </link:definition> |
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| <link:definition> 112 - Disclosure - SEGMENT INFORMATION </link:definition> |
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| <link:definition> 113 - Disclosure - EMPLOYEE BENEFIT PLAN </link:definition> |
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| <link:definition> 114 - Disclosure - STATUTORY RESERVES AND RESTRICTED NET ASSETS </link:definition> |
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| <link:definition> 115 - Disclosure - COMMITMENTS AND CONTINGENCIES </link:definition> |
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| <link:definition> 202 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies) </link:definition> |
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| <link:definition> 301 - Disclosure - ORGANIZATION AND PRINCIPAL ACTIVITIES (Tables) </link:definition> |
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| <link:definition> 302 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables) </link:definition> |
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| <link:definition> 303 - Disclosure - PREPAID EXPENSE AND OTHER ASSETS (Tables) </link:definition> |
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| <link:definition> 306 - Disclosure - PROPERTY, EQUIPMENT AND SOFTWARE, NET (Tables) </link:definition> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-aeaolt" id="yrd-aeaolt"> |
| <link:definition> 307 - Disclosure - ACCRUED EXPENSES AND OTHER LIABILITIES (Tables) </link:definition> |
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| <link:definition> 309 - Disclosure - RELATED PARTY BALANCES AND TRANSACTIONS (Tables) </link:definition> |
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| <link:definition> 310 - Disclosure - INCOME TAXES (Tables) </link:definition> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-epst" id="yrd-epst"> |
| <link:definition> 311 - Disclosure - NET (LOSS)/INCOME PER SHARE AND NET (LOSS)/INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS (Tables) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
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| <link:definition> 315 - Disclosure - COMMITMENTS AND CONTINGENCIES (Tables) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| <link:definition> 317 - Schedule - Schedule 1 (Tables) </link:definition> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-oapad" id="yrd-oapad"> |
| <link:definition> 40102 - Disclosure - ORGANIZATION AND PRINCIPAL ACTIVITIES (Narrative) (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-sosapnaod" id="yrd-sosapnaod"> |
| <link:definition> 40201 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Narrative and Other) (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-sosapsovied" id="yrd-sosapsovied"> |
| <link:definition> 40202 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Schedule of VIE Amounts and Balances included in the Accompanying Consolidated Financial Statements) (Details) </link:definition> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-peaoad" id="yrd-peaoad"> |
| <link:definition> 40301 - Disclosure - PREPAID EXPENSE AND OTHER ASSETS (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-ppesd" id="yrd-ppesd"> |
| <link:definition> 40601 - Disclosure - PROPERTY, EQUIPMENT AND SOFTWARE, NET (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-aeaold" id="yrd-aeaold"> |
| <link:definition> 40701 - Disclosure - ACCRUED EXPENSES AND OTHER LIABILITIES (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| <link:definition> 40901 - Disclosure - RELATED PARTY BALANCES AND TRANSACTIONS (Details) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-itrotsitrtited" id="yrd-itrotsitrtited"> |
| <link:definition> 41001 - Disclosure - INCOME TAXES (Reconciliation of the Statutory Income Tax Rate to Income Tax Expense) (Details) </link:definition> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-itsoited" id="yrd-itsoited"> |
| <link:definition> 41002 - Disclosure - INCOME TAXES (Schedule of Income Tax Expense) (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-itsodtad" id="yrd-itsodtad"> |
| <link:definition> 41003 - Disclosure - INCOME TAXES (Schedule of Deferred Tax Assets) (Details) </link:definition> |
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| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-epsd" id="yrd-epsd"> |
| <link:definition> 41101 - Disclosure - NET (LOSS)/INCOME PER SHARE AND NET (LOSS)/INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS (Details) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-ebpd" id="yrd-ebpd"> |
| <link:definition> 41301 - Disclosure - EMPLOYEE BENEFIT PLAN (Details) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-srarnad" id="yrd-srarnad"> |
| <link:definition> 41401 - Disclosure - STATUTORY RESERVES AND RESTRICTED NET ASSETS (Details) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
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| | | <link:roleType roleURI="http://www.yirendai.com/role/yrd-cacd" id="yrd-cacd"> |
| <link:definition> 41501 - Disclosure - COMMITMENTS AND CONTINGENCIES (Details) </link:definition> |
| <link:usedOn> link:presentationLink </link:usedOn> |
| <link:usedOn> link:calculationLink </link:usedOn> |
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| <link:definition> 41701 - Schedule - Schedule 1 (CONDENSED BALANCE SHEETS) (Details) </link:definition> |
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| <link:definition> 41702 - Schedule - Schedule 1 (CONDENSED STATEMENTS OF OPERATIONS) (Details) </link:definition> |
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| <link:definition> 41703 - Schedule - Schedule 1 (CONDENSED STATEMENTS OF COMPREHENSIVE INCOME OR LOSS) (Details) </link:definition> |
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| <link:definition> 41704 - Schedule - Schedule 1 (CONDENSED STATEMENTS OF CHANGES IN EQUITY) (Details) </link:definition> |
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| <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/> |
| <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/> |
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| <xsd:import namespace="http://xbrl.sec.gov/dei/2014-01-31" schemaLocation="http://xbrl.sec.gov/dei/2014/dei-2014-01-31.xsd"/> |
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| <xsd:element name="StatutoryReservesAndRestrictedNetAssetsAbstract" id="yrd_StatutoryReservesAndRestrictedNetAssetsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="StatutoryReservesAndRestrictedNetAssetsDisclosureTextBlock" id="yrd_StatutoryReservesAndRestrictedNetAssetsDisclosureTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="StatutoryAccountingPracticesStatutoryCapitalAndSurplusAppropriations" id="yrd_StatutoryAccountingPracticesStatutoryCapitalAndSurplusAppropriations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="PrepaymentsAndOtherCurrentAssetsTextBlock" id="yrd_PrepaymentsAndOtherCurrentAssetsTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="ScheduleOfPrepaymentsAndOtherCurrentAssetsTableTextBlock" id="yrd_ScheduleOfPrepaymentsAndOtherCurrentAssetsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="FundsReceivable" id="yrd_FundsReceivable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element name="FundsPayable" id="yrd_FundsPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element name="CapitalContributions" id="yrd_CapitalContributions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="DocumentAndEntityInformationAbstract" id="yrd_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="IncreaseDecreaseInDueFromToRelatedParties" id="yrd_IncreaseDecreaseInDueFromToRelatedParties" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="ProceedsFromOwnerContribution" id="yrd_ProceedsFromOwnerContribution" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="LoanFacilitationServiceRevenue" id="yrd_LoanFacilitationServiceRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="PostOriginationServiceRevenue" id="yrd_PostOriginationServiceRevenue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="OriginationAndServicingCosts" id="yrd_OriginationAndServicingCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="CondensedStatementOfChangesInEquityTableTextBlock" id="yrd_CondensedStatementOfChangesInEquityTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="ScheduleOfPropertyAndEquipmentUsefulLifeTableTextBlock" id="yrd_ScheduleOfPropertyAndEquipmentUsefulLifeTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="OrganizationAndConsolidationTableTextBlock" id="yrd_OrganizationAndConsolidationTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="CreditEaseMember" id="yrd_CreditEaseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="BeijingZhichengMember" id="yrd_BeijingZhichengMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="CreditEaseZhuoyueMember" id="yrd_CreditEaseZhuoyueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="PuxinHengyeMember" id="yrd_PuxinHengyeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="CreditEasePuhuiMember" id="yrd_CreditEasePuhuiMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="PuchengCreditMember" id="yrd_PuchengCreditMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="TianDaXinAnMember" id="yrd_TianDaXinAnMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="CreditEaseHuiminMember" id="yrd_CreditEaseHuiminMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ProvisionOfCollectionServiceMember" id="yrd_ProvisionOfCollectionServiceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="BorrowersAndInvestorsAcquisitionAndReferralFeeMember" id="yrd_BorrowersAndInvestorsAcquisitionAndReferralFeeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="SystemReportingMember" id="yrd_SystemReportingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="SummaryOfSignificantAccountingPoliciesTable" id="yrd_SummaryOfSignificantAccountingPoliciesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="SignificantAccountingPoliciesLineItems" id="yrd_SignificantAccountingPoliciesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ValueAddedTaxRate" id="yrd_ValueAddedTaxRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant"/> |
| <xsd:element name="StockholdersEquityNoteStockSubdivisionRate" id="yrd_StockholdersEquityNoteStockSubdivisionRate" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant"/> |
| <xsd:element name="AuthorizedShareCapital" id="yrd_AuthorizedShareCapital" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element name="SurplusReserveMember" id="yrd_SurplusReserveMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ProvisionForSurplusReserve" id="yrd_ProvisionForSurplusReserve" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="AmericanDepositarySharesAbstract" id="yrd_AmericanDepositarySharesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="AmericanDepositarySharesRegistered" id="yrd_AmericanDepositarySharesRegistered" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant"/> |
| <xsd:element name="AmericanDepositarySharesPricePerShare" id="yrd_AmericanDepositarySharesPricePerShare" type="num:perShareItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant"/> |
| <xsd:element name="InitialPublicOfferingAggregateAmount" id="yrd_InitialPublicOfferingAggregateAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element name="FundPayable" id="yrd_FundPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element name="FundPayablePeriodChange" id="yrd_FundPayablePeriodChange" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="IncreaseDecreaseGuaranteeLiability" id="yrd_IncreaseDecreaseGuaranteeLiability" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="InvestmentIncomeInterestOperatingActivities" id="yrd_InvestmentIncomeInterestOperatingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="GuaranteeLiabilityPolicyTextBlock" id="yrd_GuaranteeLiabilityPolicyTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="OperatingLeasesFutureMinimumPaymentsDueYearFiveAndThereafter" id="yrd_OperatingLeasesFutureMinimumPaymentsDueYearFiveAndThereafter" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element name="HainanCreditEaseMember" id="yrd_HainanCreditEaseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="OrdinarySharesPerAmericanDepositaryShare" id="yrd_OrdinarySharesPerAmericanDepositaryShare" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant"/> |
| <xsd:element name="StockIssuedDuringPeriodValueStockSplit" id="yrd_StockIssuedDuringPeriodValueStockSplit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="AccruedIncentives" id="yrd_AccruedIncentives" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="instant"/> |
| <xsd:element name="EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRate" id="yrd_EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="instant"/> |
| <xsd:element name="StockIssuedDuringPeriodValuePrivatePlacement" id="yrd_StockIssuedDuringPeriodValuePrivatePlacement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="StockIssuedDuringPeriodSharesPrivatePlacement" id="yrd_StockIssuedDuringPeriodSharesPrivatePlacement" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="ConsolidationTable" id="yrd_ConsolidationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ConsolidationLineItems" id="yrd_ConsolidationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="YirendaiHongKongLimitedMember" id="yrd_YirendaiHongKongLimitedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="YiRenHengYeTechnologyDevelopmentCoLtdMember" id="yrd_YiRenHengYeTechnologyDevelopmentCoLtdMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="OneTimeGuaranteeOfRevenueAssumptionFee" id="yrd_OneTimeGuaranteeOfRevenueAssumptionFee" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="MaximumLoanAmountIssuable" id="yrd_MaximumLoanAmountIssuable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="instant"/> |
| <xsd:element name="RiskReserveFundGuaranteeLiabilityMovementTableTextBlock" id="yrd_RiskReserveFundGuaranteeLiabilityMovementTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:periodType="duration"/> |
| <xsd:element name="YirenCoinsMember" id="yrd_YirenCoinsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="OrganizationAndPrincipalActivitiesTable" id="yrd_OrganizationAndPrincipalActivitiesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="OrganizationAndPrincipalActivitiesLineItems" id="yrd_OrganizationAndPrincipalActivitiesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ProceedsFromStockSplitTransaction" id="yrd_ProceedsFromStockSplitTransaction" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="ProceedsFromIssuanceOfPrivatePlacementGross" id="yrd_ProceedsFromIssuanceOfPrivatePlacementGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="AdjustmentsToAdditionalPaidInCapitalPrivatePlacementIssuanceCosts" id="yrd_AdjustmentsToAdditionalPaidInCapitalPrivatePlacementIssuanceCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="BorrowerAcquisitionAndReferralServicesMember" id="yrd_BorrowerAcquisitionAndReferralServicesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ZheHaoShanghaiAssetManagementCompanyMember" id="yrd_ZheHaoShanghaiAssetManagementCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="ChinaInternationalCapitalCorporationLimitedMember" id="yrd_ChinaInternationalCapitalCorporationLimitedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" abstract="true" xbrli:periodType="duration"/> |
| <xsd:element name="BenefitFromTrust" id="yrd_BenefitFromTrust" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetExchangeDifference" id="yrd_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetExchangeDifference" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="debit" xbrli:periodType="duration"/> |
| <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityExchangeDifference" id="yrd_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityExchangeDifference" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" abstract="false" xbrli:balance="credit" xbrli:periodType="duration"/> |
| </xsd:schema> |