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| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_PostOriginationServiceRevenue" xlink:label="yrd_PostOriginationServiceRevenue" xlink:title="yrd_PostOriginationServiceRevenue"/> |
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| | <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="us-gaap_NetIncomeLoss" xlink:title="Calculation : us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations to us-gaap_NetIncomeLoss" order="1" weight="1"/> |
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| | <link:loc xlink:type="locator" xlink:href="yrd-20151231.xsd#yrd_IncreaseDecreaseGuaranteeLiability" xlink:label="yrd_IncreaseDecreaseGuaranteeLiability" xlink:title="yrd_IncreaseDecreaseGuaranteeLiability"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInNotesReceivableCurrent" xlink:label="us-gaap_IncreaseDecreaseInNotesReceivableCurrent" xlink:title="us-gaap_IncreaseDecreaseInNotesReceivableCurrent"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" xlink:title="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities"/> |
| | <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations" xlink:to="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" xlink:title="Calculation : us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperations to us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" order="12" weight="-1"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/> |
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| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="us-gaap_InvestmentsFairValueDisclosure" xlink:title="us-gaap_InvestmentsFairValueDisclosure"/> |
| | <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_AssetsFairValueDisclosure" xlink:to="us-gaap_InvestmentsFairValueDisclosure" xlink:title="Calculation : us-gaap_AssetsFairValueDisclosure to us-gaap_InvestmentsFairValueDisclosure" order="3" weight="1"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="us-gaap_LiabilitiesFairValueDisclosure" xlink:title="us-gaap_LiabilitiesFairValueDisclosure"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_GuaranteesFairValueDisclosure" xlink:label="us-gaap_GuaranteesFairValueDisclosure" xlink:title="us-gaap_GuaranteesFairValueDisclosure"/> |
| | <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesFairValueDisclosure" xlink:to="us-gaap_GuaranteesFairValueDisclosure" xlink:title="Calculation : us-gaap_LiabilitiesFairValueDisclosure to us-gaap_GuaranteesFairValueDisclosure" order="1" weight="1"/> |
| | <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2015/elts/us-gaap-2015-01-31.xsd#us-gaap_AccountsPayableFairValueDisclosure" xlink:label="us-gaap_AccountsPayableFairValueDisclosure" xlink:title="us-gaap_AccountsPayableFairValueDisclosure"/> |
| | <link:calculationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="us-gaap_LiabilitiesFairValueDisclosure" xlink:to="us-gaap_AccountsPayableFairValueDisclosure" xlink:title="Calculation : us-gaap_LiabilitiesFairValueDisclosure to us-gaap_AccountsPayableFairValueDisclosure" order="2" weight="1"/> |
| | </link:calculationLink> |
| </link:linkbase> |